COIGACH COMMUNITY TRUST
COIGACH COMMUNITY HALL
ACHILTIBUIE
30th
ANNUAL GENERAL MEETING
2nd December 2025
Trnstees, Report and
Financial Statement
Independent Examiner's Report

Coiga¢h Community tnw SCIO SC024351 wos fomjally established by a Deed of Trnit on
8th January 1996
Julia Campbell and L&sley Muir- Co-chai
Graeme Walker
Joe Firth-Benard (moved io Ullaprx)I Spring .25 now has strKMI down,)
Emma Mackenzie (fnts¢¢e and ￿t employe¢)
The general management and Control of the T￿j￿ funds A1Trmgen￿Il$ for its use alt
vested in the Cummille¢ lis*d above.
In addition. Commi1￿ meetings ￿t attroded by Julie Edwards Wt AdministratioD wislant
#nd Minutes Seueury) and Ali50n Grah•D. (fre*sureT.)
Objects.. The trusi was established by A¢hiltibuie Village Hall Committee with the prime
object. lo er¢¢i and maintain a vill88e ha]1 andlor otheT communiiy and culbjrdl faciliiies for
th¢ u$e of the inhabiiants of and visitors io the daslTicI of Coigach. Ross-shire"

Colgath commTrm￿ty Tr￿1 (c￿ Hgll CoDimlttw C￿h￿r*, Report 2025
Ow multi-u5e Hall. (wigj 26 years ago. continues to provide alltactive, well.appointed.
and affordable vcnue for a mulutudc of cornmunity athivities and rcmains, in qualtry of
desisn. build and finish, what 15 Often described by vi51tors frorn elsewhere as otse of the
finest community halls in the North.
In addiiion io the prim￿ hall facilities (Main Hall. lounge, sp%ious foyer and officelbar).
the Hall building also houses: Highlife Higmand library; NHS Treatment for
GPINuTse", office space renied to Coigach Community tkvelopmcnt Company (CCDC);
snookerlgallery space whiLh is CUTh￿tIY hotne io our'Fe¢lg(N)d' popup hall charity
shop. There is a kitchen foi all users and a garden shared by 211.
This year it IS Ilolable wc have had only four Ttuslees. with thc assistance of three part-time
taff.. Julie Edwards. Admin - 12-14 hours pw; Emma MacKenzie. Cleanerrrrusle<- 12 hours
pw and Alison Graham, Finance 7 hows per rnonth.
We are lucky w have 8eneral help from voluntrers And very geoerous financial assislance
from CCDC. IM)th through iheir rental of office 41a￿ and their 5UPP)rt for evenL8 and local
participants; for whi¢h ￿lS￿nce we are extremely 8rnt¢hd. Without this help the Hall could
not continue to function.
Summ¢r Isles Enteryrises Ltd and their 'T¢am Tan¢rn' have also been a¢tive ort th¢ Hall's
behalf this year with both volunteer ￿sisTAnce and finatscial &8Sistsnce via The Bothan
Communily Fund for which the committe¢ h&8 exl¢Dded grateful thanks. Their physical help
with the larEer events has been invaluable.
This year, we reiterate what h&s been metslioned in previous annual r¢poits: with such a small
local population in Coigach. c230, it is hanler and bardu io fonn a5 acuve a commiitr¢ as we
would like duc to pres&urc of muliiple commiuncnis: both Crthairs havc Iwo other
voluntary positions on group$ #part from their day jobs and oth¢rs in the rest of the
mmilitt and the (Kcasional volunie¢rs are heavily committed with their own work,
particularly in the months from March io October.
It 1$ the vpiAion of the current small commine¢ that we CaD0￿ carry on lo effectively run the
Hail with so few active membets, and al the AGM. onc¢ a¥ain. we will be seeking additional
members - as we have all year.
The financi81 $uc¢¢5s of the main events of the y￿r such &s the Coigach Gath¢rin8 and
Christsn&4 Ceilidh is vita] for the continued ftnon¢i41 stsbility of the Hall- especially in
meetin8 ever-increasing energy costs whilst maintaining a eomfoTtsbl¢ temperaThwe in such a
large hub for all users.
Our total energy bill for the year. O¢thr 24 to Oct 25, circ& £IO.(KM).
Despits financial ¢hallenges, we have managed io main¢ain a substamtial. ring-fenced pot of
money for the ineyitsble incre&sing repair and maintrnance bills &% thiA large building Ages.
Howev¢T, it should be notrd thai the aging demographic and falling population has
profound ¢ff¢¢i on attendance al, and subsequeni income from. HA]1 activities.
This year's Coig&¢lL Gathering, tradiuonally our main fundraiser. had io be heavily
con5traAned due to bad weather and r¢$Ml¢ed in diminished fJnanci4] renwns ￿ the Hall,
Please re￿ the Ho11's ADnual FU￿cIal Report along with thi5 re￿￿ for m(Kt detoil this
and other referellces to H￿1 fuwkces. A copy ¢an be foynd slM)rtly las part of our annual
OSCAR retK>rt) on ihe new Coig3¢b ConuDuniry Hall website www.coi
achhall.or
hoTd ¢opy in the Post and on th¢ Hall Th)iiceboanl.

H411 maInten￿￿t aLd rep•ir and any dwiges of usè:
With the Flall now over a quarter of a century 014 th¢ eomm5ttec is very glad io have in hand
the professional sutvey done four years ago to highb.ght ￿￿Orning repaits, and w have
main￿ned a reolistic s]zuL ring-fenC￿ w)t of money for n￿Intenance.
*Work has b¢gun on replaciD8 the lighting thTDuEhout the building with a o¢w
efficieni system.
tA)8ic Alarni System bas been updated throughoui the building by Highlatid Council.
is year. the lounge chairs werc rcpaiTed and refurbisl*d.
*rhc planned kitrhen refurbishmeni has bcen defe￿ed due to fin8ncial constraints.
volunteer Garden Group coniinues to keep the hall garden looking good. for which the
whole conTh]unity is very gratrful.
*This year. w¢ rcpla¢ed the f¢n¢e and gate by the cattlegrid ￿ th¢ eDtr¥nce to OUT Gqr park
*ln JanuAry we held a Hall voluntrer day where we iackled vaTiOUS jobs including Clearing
out stores, diS￿s1n8 of old equipment and making $p¥e for our planned instsllation of safer
loft access
*A bi-annual specialist clean of all gutteriDg with all windows cleaned oft a quarterly basis is
onBoing. .
*It was agreed ￿ meet CCDC'S proFwa] (or a communiiy gym by offeting the rental of what
has bccome known as the 'Fccl8o￿ Popuplsnooker rix)m'. This required u& ts) dispos¢ of
the snooker t4bl¢- which had been redundant for s¢v¢TAI years. It became appareni thai the
snooker table was limiting th¢ use of the TrM)m and li would make economic sense if it were
sold. leaving this large room available. As a 26-year-old snooker t4ble with many on the 2wI
hand market ￿ low price, we sold it on the open markel to a buyer who dism*ntled and
colle¢(ed it. We appt¢ciate thai Ihe loss of the Fe¢lgood Popup shop will b¢ feli by many.
bu( with th¢ promise of a regular rentsl and th¢ exprcssed desire from many community
m¢mbeTs for a gym, we feli it IlDlrnI to aecommodaie th¢ gyn initially a pilot bosis.
PJ¥D6 for Improwemtnts of HBU f•dMlies:
*Mu¢h-needed Hall kitchen refurbishm¢s)t: on hold for now, pending funding.
*New, more xonomic and environmentally friendly h¢*ing system.. we hre siill hoping to
access funding via Seotti$h Government or similar grani Ix>dy to move away from the
expensive oil-boiler healing syslem and we coniinue io invesiigaie. We have received quot¢8
for mOTe efficient gas and oil boile￿ io operale our under-floor heating system. However
more substantial grant funding. although these funding streams are heavily Over-subscrii￿d.
may be avaÈlabl¢ for a heat-pump system like thost used succe55fully by other Highland
Halls. Ongolng.
*El¢¢¢rx¢ Vehicle IEV) ChaTging Sthtion$: We have accessed full fundAn8 though the Ertergy
Savings Th181 Remote and Island Infrastrn¢iure Fund. Wi)rk should begin soon on the
installation of two, d(￿b]e. f￿1 EV charging poitits. JneaThing four vehicles can ac¢¢$s
ehargmg at 0￿c. On¢e in5tallcd these will be the fitst and only public fast Charge￿ on the
pcninsul4 an lEn[￿l additiOD to I￿al visi1￿ fxib"ti¢s. The hall will receive 25% of all
profits with entire responsibility for maintenance and year-round r¢pair being down to the
instAller. The Hall will have the ability to set cheaFr fast charging for I{￿j$, and we intend
to do $0 as part of our Charitable oblig￿lon$.
*Safer access to th¢ storage loft.. With Sp￿ cleared. aTMI an offer of help from Team Tane
we expecl to have safer act¢%$ io thc loft in ihe near future.

Upcoming ad￿$ for tht Hall for Co￿￿der•I10￿ In the coll￿n8 yt*r:
*Aire.' We may ¢xplore Ehe logistics and Yiability of offerillg a simple Aite w)t for l or 2
campervans &$ A tKrt¢ntial financial supp)rt for the Hall.
*CCDC Iniuauve on Playpatk8.' ￿.ght it be possible to creat¢ saf¢r acces5 between the Hall
and th¢ Island View playpark to avoid the danger of ¢hildT¢n ￿Trning thtough the car park
fmm the H#ll io the pl4ypaTk below at Hall events.
StAffing:
Pay for our Hall staff is under regular review.
Currenily, staffit)g ¢omprises". Juli¢ Edwards- Admin. 10 hours w week., Emma Mxckcnzic
- Cleaning. 10 hours per week., Alisort Graham- Accounts. 7 hours per ¢4l¢ndar month.
*Ii should be noied that these ￿ etDployees of th¢ Hall regulaTly go'aboye and beyoThd' to
keep tbings njoning $mLM)thly ¥ th¢ Hall and their invaluable CODtrkbuuon is hug¢ly
8ppreL'i¥tcd by all. *
Regul•r arttvldes:
Monday New this year- evening craft15cwing gmup open to all. 7-9pm perhap$ forthightly.
Tu￿dAy.. Art Group meeis 21 11.30am io Ipm, OFen to all. Chair Yoga o￿Tr ￿ 2]1. momings.
£2pp. Evening circuii training by Coigach Community Rowing ID winter months the
new year, open io all. £1 pp. ZA)orn Yog& slarling soon.
W￿￿eSdaY.. Dociots. surgery once a month. 10am io approx. 12noon: Library: 10am to
3pm.. Coffees￿¢￿$ and homemade biscuits in th¢ L(wJnge open io ajl, 10am to Ipm, small
donation: Primary Sch(K)l children use the library and lor PE in th¢ main hall; Coi8a¢h Ladies
Evcnings once a month. £2 pp. After-school lxgu Club. free use of Lounge.
Thursday.. School age MuliisJM)Tls (free use of Hall): Yoga GYtsup- group ending soon. see
Tue￿aY.$ n¢w Yoga offer.
Frlday.. New Pareni & Tots group. All welcome. free.
Saturday: CrAfi and fiietsdly chai ai Stitch & Bitth. 2- 4pnK £2 pp open io All.
Other 0tw1on￿ actlvltles:
Tht Hall continues ts) provide public Wi-Fi accus, available to by voluntary donatiort.,
v¥tiOU5 spon$ a¢tsvities in the main Hall Ixx)ked prtyatrly. v¥tious community ￿uP9,
meetings and AGMS arc h¢ld on a regular and semi-regular basis.. CCDC: ccr,. Coigach
Cornmunity Cou￿71. Achiltibuie Anglin8 Club: Coigxh Women's GTOUP: Coa8iguaTd
training: Coiga¢h Community Rowing meelings and CiT¢uii Tr4ining; Coigach Heritage;
GrdTings Cornwittce.s: OFn Bwk ¢reative writing cl&sses: Crafi classcs- fclt making,
basket making. cushion making, walcrcolour Cl￿ (subsidised for local p¢opl¢ by CCDC);
Church use, elc. aDd The Hall is our Polling STation.
The L'olgach Feelgwj Popup dthrity ibop:
The 'Coigach Fe¢lgood' occasional Fx)pup charity shop. had proved # success with local8
#nd vis&tors, making valu4bl¢ income for Ha]1 funits.
Selection of ev¢nts use of Hall by eommunity groups and others thi$ )faT". th¢ Coigach Run
Annual Half-mardthon po8t-nuJ fo(MJ. C¢ilidh aJJd relaxalion area.. Coigach H¢ritsge h4Yc
held fundraising and in(oTma¢ioD events. There have been ¥￿1￿u9 one-off events including
funerals and privat¢ fun¢tio4s" I￿al groups. presentauons: various ¢oDcerts, iraining session$:
illustrated talks. Hall Commiitee Soup & Sandwich lutkches; Coigach G&thering: p)litical
meetings: Gaelic conyexsation group. chililren's parnes: additional ¢offce
Morn1n￿afiem0onS run by the c(mimilte¢ or other local gtOUPS 18 fundrais¢rs; traditional
musi¢ s¢ssions and more.

Mwrquees: The Hall now owns thret marquees that may be used by for a donation to
Hall funds and by their providing InSw￿ cover.
Webslte.. The website continues io be llpla￿d 8nd improved with 2 comprehensive Wbat'$
On. fimure events listings and a Whole Community Diary to avoid event clashes. The link
remains on the Visit Coigach visitor website as well ￿ the Hail FaceiKM)k
page. www.eoi
achhall.or
We atm to set up online acbvily bookings.
Immedtste Upcoming Events and AcliTities:
*Th¢ Annual Scotlandl Romania St Andrews Feast Night will tske place on Saturday 29th
Novemb¢r ¢0 c¢lebrate both the f(Kxl and culmre of thc Romamian workfoTcc engaged on
Taner4 resioration and that of Scoiland.
*The Annuul b'renced Chtistsn8s C¢iiidh Dance wtth hoi f(KNI 18 set (OT Saturday 27th
December.
*New Year's Day Open House.. l&st year's l>aconlhalloumi roll$ and coffee ptoved very
succtssfu] and segued nc&tJy into the aft¢rni)ott 'Open House.. We iniend (o rqJe41 this
FOpUl￿ event ihis New Year's Day. The Open House is fr¢¢ to ail.
*cu￿Y & Quiz Nighi Fundraiser- ¢orly 2026
We rem*ln open and wd¢omlrtt to community mtmbtr& or groups who wlsh to hold
tventy a¢tlvltles *nd tntertainmeuts in any of the Hall
Col8aeh Gatherln8 2026..
Once again thi5 year. wilh volunieerJcommille¢ member availabiliiy constraints in mind. the
Commiiw feels there absolut¢ly must be a separat¢ Coigach Gathering GTVUP for 2026 gnd
Trus￿$ of thc Hall we stress to the wiikr communily. C5F￿tallY ihe young und able
bodi¢d, the importance of joinin8 a gTOUP to make the annual Gathering a $u¢ces$.
Email c
ma'l.com or sign up on the in the Hall foyer ￿kIng for volunteers
and new commille¢ m¢m￿r5. You will b¢ M￿1¢ most welcom¢. And il is fun to do!
The Committre of Tru$w of the co18￿h Commutiity Tnw wi9h io wlM)leh¢artedly thank:
CCDC for conttnulng io financiauy support the Hall via ttnthl of office spxe, payment for
some en1¢rt￿.nrnent ev¢n¢s and subsidising place$ on workshopgcour5¢s for local r¢sid¢nts:
the hard-working voluntttr Garden Group who keep the large Ha]1 gard¢n Iwkn'ng so
attractive and cared-for. year round. the many volunlcers not on the Hau Commiitee wh
regularly help at Hall events wh¢n they can and who do such a greai job supporting our Hall
all year; th¢ aforementioned Te4m Tanera and the Bothan Communiiy Fund for theiT very
welcome contributions both in Fwle-p)wer and financially,. Scottish Sea Famis who ran a
siall for Hall funds, donai¢d a salmon for The Gathering and tr8nspor*d the demonstration
Whale to the Hall; Achlliibuie Stores for generat and generous SUPFXbrt throughoui the year:
all the wonderful Coigach cooks and bakers who support Ha]1 events wÉth & fant&stic array of
f(KKI; all the local busin¢sses who never fail to donate raffle i*ms' those who Sthy behind
after Hall events to help with the inevitable clearing up effort - and145tly to the wle of
Coiga¢h 4nd visitoTh who supprt our evew, thapk you all.
Ixsley Muir and Julia Campbell.
Co-Chair5.
Coig%h Commuoity Trusi (Hall) Commillc£.

Coigach Community Trust SCIO (CCT)
Treasurerfs Report for October 2024 - September 2025
The receipts and payments account is presented monthly to the Committee of Trustees.,
the annual summary of this account is presented at the AGM, together with the report
which will be submitted to the Scottish Charities Regulator. OSCR. We are extremely
grateful to Angus Mcmurchy, manager of the Royal Bank of Scotland in Ullapool, for acting
as independent examiner of the accounts and approving them.
It is impossible to quantify the contribution made by members of the Committee of
Trustees.- although finance, administration and cleaning are paid posts, there are
Committee members who volunteer many hours of unpaid work for the Trusl, without
which the Community Hall would simply not function. We are also extremely grateful to
those members of our community who volunteer to help with events and activities.. with
such a small core committee, their help is invaluable and very much appreciated,
Looking at the final accounts for the year, l am pleased to report that we ended the year
with a small profit, although running costs continue to rise.
Although the Trust still maintains a healthy financial reserve. the Trustees are always
mindful of the long-term maintenance needs of the Ha51 and continue to ring-fence money
to be able to carry out repairs and renewals as necessary.
Income
Rentals.. Income from hire and rental of rooms (main hall, lounge, community room,
medical room, library) was similar to last year. The regular rents received from the
CCDC (office space), HM Coastguard (training sessions}, Highlife Highland
(Library), Highland Council (primary school use). Ullapool Medical Practice (for
doctors, surgeries) and Highland Health Board (for nurses, use) are very important
to CCT income and have all contributed to keeping the Trust going during times of
the year when there has been little income from other sources.
CCT is very grateful to all these organisations, as well as to individuals and local
groups who hired the hall on a regular or 0¢￿s1Onal basis whether for sports,
entertainments, meetings or service provision. As always, their contributions to
CCT income are highly valued and thanks go to all of Ihem for continuing to use the
Hall's facilities. We also give hire of the main hall free of charge to the after-school
sports sessions as part of our charFtable obligations to our community, as well as
the weekly Lego club which is held in the lounge.
Events.. We held a number of events over the year..
a dance following the Coigach Half-marathon in October, which raised approx. £750
a Halloween Paty at the start of November (£1500)
a St AndrewslRomanian NKJht at the end of November, which raised funds for
Romania as well as raising approx. £900 for our hall,
the annual Christmas ￿lIldh raised £1250 and the New Year's Day Drop-in over
£200.

In May there was a concert by Duncan Chisholm as well as tsyo private parties
which raised another £1100, then the Coigach Gathering at the beginning of July
raised around £4000, a welcome l)oost to our income. As always, we are very
grateful to all those who gtve their time to help our small committee at many of
these events.
Other Fundraising income." As well as the larger events mentioned above. our pop-up
shop, 'Feel Good Coigach, continued to provide a steady income for the first part of
the year, totalling over £1800. Wednesday coffee mornings were also a valuable
regular source of income. giving the hall £390 over the year.
Prize Draw." This year the prize draw was again roughly based on a 50.'50 model,
contributing about £700 to Hall income.
Expendlture
Electricity. oil and telephone.. costs reduced from last year by £1100. Most of the reduction
came from lower oil costs,. telephone costs were up by about £300.
Repairs, renewals and maintenance.. major expenditure was £3000 last December towards
the cost of replacing the hall lighting and £1500 in September for replacing the
fence at the entrance to the car park.
SubsGriptions.' The biggest costs here were £260 paid to the Performing Rights Society
and £230 to Highland Council fof the renewal of our Public Entertainments Licence.
Staff costs.. These increased by around £800 on last year, due to wage increases based
on inflation and to ensure that we comply with minimum wage levels.
Other assets
For the Playing field account, a separate report is included after this one.
Alison Graham. Treasurer
TRUSTEES, RESPONSIBILITIES
The Trustees recognise their responsibilities for seeing that proper accounting records are
kept and that a fomial stalement is prepared each year. The appended accounts have
been independently examined" these and the Examinerfs report follow.

APPENDIX 3
SCR
Scoltish Charity Regulator
Inde
.Jendent examinerfs report on the accounts
Roport to tho
Charty narr*
Iw8tooslmembgrs of èoigach Community Trust SCIO
Reglstered charity I SC024351
number
On the accounts ofthe I
charlty for the porlod
Period start date
Period end dale
Yaar
set out on pages
Irfftinbttto In¢lu4e th8 pllge
Respectlve
rMponsibllltle8 of
tru81•08 and examln•r .
The charity's trustees are responsible for the preparation of the accounts in ae¢ordance
with the terms of the Chartties and Trustee Investment (Scollandl 2005 Act and the
Charities Accounts (Scollandl Regulabons 20C6 las amended). The charity Iruslees
consider that the audrt requirement of Regulation 10111 Idl of the A¢wunts Regulatlons
d¢)es not appty. 11 is my responsibility lo examine the accounts as required under section
44111 (¢1 of the Act and lo slate whether parts'cular matters have come lo my attention.
My examination is omed out in aC￿rdarKe with Regulats'on 11 of the 20C6 A¢counts
| Regulations. An examination includes a review of the a¢￿￿nting records kept by the
Chafity and a comparison ol the accounts presented with those recor¢Js. 11 a150 includes
I consideration of any unusual items or disclosures in the accounts and seek$
l explanat￿n$ from the tnjstees concerning any such matters. The procedur6s undertaken
| do not provide all the evidence that would be required in an audit and. consequently, I do
| not express an audit opinKJn on the view gFven by the accounts.
Indep•nd•nt èxamlnevs [' In the course of my examination, no matter has come to my attention jother than that
statement ! disclosed on the attached page"]
Basls of Indepgndent
xamln•r'$ 8tst•rnent
which gives me reasonable cause to believe thal in any material respect the
requirements".
lo keep accounting records in accordance with seets'on 44111 (al of the 2005 Act and
Regulation 4 of Ihe 2006 Accounts Regulations, and
lo prepare accounts which accoid with the accounting re￿rdS and compty with
Regulalion 9 of the 2006 Accounts RegulalFons
have not been met, or
2. to Wh￿h. in my opinion, attentrjn shoukj be drawn in order lo enable a proper
understandinLof the acco ts lo be reached.
Namo:
Rglevant professlon•l
quallflcatSon{s) or body
{rf any):
Addre66:
2gTA kjQv ?oz(..
11 MLtrJlLÉ SfRf e I
"PleasèdÈltrte the words in the bra￿trts rfthey do not 8Fpty. Ilihè words do 8Fpty. set oyt ttr•)5e matters wh¢h have ¢¢￿￿t0 yotyr attention Ihg
rollowing page
- OSCR wll gc(%pt d¥ty81 or tyF4d 8ignatJr¢s

APPENDIX 3
Disclosure section
Onty complete if the examiner needs to highlight material prob￿mS.
Glv* herg brlef detalls of
any Items that the
examiner wishes to '.
dis¢los•

Colgach Communlty Trust scio
S¢ottl4h Chority No: SC024351
Financial y••r 1st Octobw 2024- 30th Sept•mbv 2025
Rttoipts and P*ym•nts Account
202&25
202445
Unr•strl¢t•d R•strl¢t
funds
lunds
20￿25
2023-24
Tolal
Total
R8¢elpts
Donations
Grants
Recoipts Ifom furn4rai￿n9
Trading recelpts
Income from #ivestments
Rants from land & buildings
rg1•l H•¢dpts
3500
5250
5250
2427 24150
395
1459
20240
7677 51494
21723
395
1459
20240
43818
21611
1346
831
20665
47953
Poym•nts
Expenses for fUndrai￿ng activities
Gross trading pa￿nènts
Grants and donatv)ns
Tot•lp•ym•nts
1058
9939
36728
2258
48925
36728
280
45889
35445
1978
44898
Net rKolpts /lp•ym•nts)
Surplus l(do11¢11) lorymr
-2071
-2071
7677
7677
2569
2569
3055
3055

Colgaeh Communlty Trust SCIO
S¢ottlsh Charlty No: SC024351
Flnanclal yur 1st Odober 2024. 30th S•pt•mb•r2025
st•tsmont of 8•lanc•&
202*25 202445 202425
Unrestrlct•d R&strlct•d
fund$
lunds
2023-24
Totsl
Total
BaTrk and C￿h funds
C•sh •nd bank balanc•• at •tsrt of y4ar
Surplus I (der￿ltI
19591
-2071
822% 101887
7677
2569
100796
3055
Cnsh and bank hlanc•• •1 •nd 0ly•ar
89972 103633
103850
Closlng ts￿*￿￿ 30th S•pt•mb•r 2025
Santsnder $avlngs account
PrSze dr8w bank account
RBS Main Currenl account
RBS Liquldity Manager aco)unt
Pla￿n9 Field acc￿￿1
Cash account
Tot•1 bank & ca•h fund•
40200
79749
20
19613
18301
41043
2296
210
101887
424
103633
noles on th following page lom an Integral p4rt of the80 axour)ts
SlgTr•d by on• or Iwo Irustw• on b•haN of •ll th• I￿￿t••#
81
naturn:
Prlnt N•m•:
JL4LJk 6knpEm
Date of
roval".

Coigach Communty Trust SCIO
Scottlsh Charity No: SC024351
Flnanelal year 1st October 2024 - 30th September 2025
Notes to the accounts
Coigach Community Trust SCIO has income below £250 000 and as such is eligible to
prepare Its accounts on a Receipts and Payments Basis. The goveming document does
not require the charity to prepare fulty accrued accounts and neiiher does it require an
audit.
Basis of accounting
These accounts have been prepared on tha Receipts and Payments basis in accordance
with the Charities & Trustee Investment (Scotland) Act 2005 and the Charttles Accounts
{Scotland) Regulations 2006 (as amended)
Nature and purpose of fvnds
Unrestricted funds are those that may be used at the discretion of the trustees in
furtherance of the objects of the charity. The Trust88s maintain an unrestric18d fund for the
day-to-day running of the charity.
Restrlcted funds are only used for spe¢ffic purposes. Restrfctions arlse when specified by
the donor or when grants are received for specifjc purposes or when money is raised for
specific purposes.
The Donation of £3500 In 2023-24 is restricted to funding activltleslevents alm8d at older
members of the community.
The Restrlcted Grant (1) of £450 was from Colgach Communty Developmont Company
{CCDC) to pay for a band at the Christmas Ceilidh fundraiser. Grant {2) of £4800 from
CCDC enables the Tnjst to undertake activities such as workshops to promote health and
wellbeing in members of the community.
The Restricted lunds of £80 000 shown on ihe Slatement of Balances is money set aside
for long-temi maintenance costs, thus enabling repairs and renewals to be carried out
when necessary.
The Playing Field is one of the assets of Coigach Community Trust and is managed by a
separate group from the main committee of Twstees. Receipts to this account and
payments from il are restricted for uses such as repairs and renewals to the playing field
and its surrounds, as well as costs incurred in organising an annual half-marathon fund-
ralser.
Relat&dparty transactions
No remunerdtion was paid to any charity trustee during the year.
Emma Mackenzie sits on the committee of Trustees: she is also employed as the deaner
for Coigach Community Hall, the main asset of the Trust and receives a regular salary for
this. It should be noted that this is separate from her role as a Truslee, for which she does
not receive any remuneration.

Colgach Communlty Trust scio
Scottish Charlty No. SC024351
Flnanclal year 1st October 2024- 30th SeplMther 2025
8mkd*ywn of fund•
202&25
202&25 202*25
Unrwtrlcted R•strlct•d
nds
fund$
202>24
Totsl
Total
RECEIPTS
R8¢8ipls frDm Grants & 00ft8t￿S
Donations
Grantsl1}
Grants12)
Total Rocthpts fn)m grants & dma
Re¢eipts from fundrnlsNty acbwlies
Bar tskings
Income from fundrAl8ing events
Prixe Draw receipts
Plawng fleld recelpts
Total Rec6lpts from fundralsing actlths
Tr8ding recoipls
Door enty card rongw8Vreplacemenl
MIBC Inffjmo
Showers
Wi-fi income
Tolgl tr￿Ing ffjc8lpls
Income from ￿veStMents olherlhan landandbumthngs
Savings accounts intèrest
Rents from land & buddinqs
Hlre of lounge
HITQ of Main Hall
Oocki$.' hlro of medl¢81 room
CCDC.. hire of room for office
Hyhlife HSghland.' hirt ol rc*)m f¢y Library
HIghlar￿ Health Board.. hire of medical room
Total Ronls from 18nd & buildings
Tot•lr•cdpts
3500
450
4800
$2SO
5250
3500
7S99
12660
1464
7599
12660
13331
2427
2427
2427
24150
2232
21611
21723
55
305
10
25
395
85
1160
20
81
1346
305
10
25
395
1459
831
1793
3853
5958
1617
3811
7195
3500
1987
2555
3853
59S8
1371
1371
20240
43818
20240
51494
7677
47953

PAYMENTS
Exp¢nses for fundraising activlbes
B8f (%>sts irKI. licenc8S
Events costs
Prize Draw payThents
Playng field account payments
Tol81 Expensès lorfvndrni&ry acbvl1￿S
Tradi1￿ payments
Heal & light
Telephone & intemel costs
R￿U$8 collection
lftsuran¢e
Office costs
Repalrs, rgngwals and maintenanGe
Sub8Crtplion8. Liten¢g5
B8nk charggslrgcon￿lélon dlfferèrKoS
staff C08ts
Total Tr8dlng paymonls
Grants end donattons
CCOC Grant $pen¢J
Donations
Total Granls and dtsnatNJns
Total •xpM$•
4351
3926
4351
3926
2671
3454
605
1758
1058
9939
8881
1058
8075
1036
263
2454
257
8075
1036
263
2454
257
9D62
511
-27
15096
36728
9576
716
273
2357
299
7785
225
511
-27
14214
36728
1978
1978
280
2258
48925
302
1058
N•t Incom•
4071
6619
2569
3055

PL4YING FIELD REPORT
NOVEMBER 2025
OVERVIEW
The Achiltibuie Playing Fiekl and its surroLtnds aTe part of the fixed assets of the Coigac
Community Tr￿St. No charges are made for using the Playing Field to any users. This way the
Trust discharges sts charitable obligations to the commurHty- 11 is therefore vital the Playing Field
continues to be insured within the Trust.
ACTivrriES
The Playing Field continue5 to be a vrtal asset to Ihe School being used regularly during School
time a5 well as weekends and summer evenings for iFrfomal sesstons by people of atl ages.
There conlinves to be a good relatlOF15hip wifh Coigach Communrty Rowing with the boat shed
having been on the site for eleven years.
le Coigach Gathering once again took place on the Playlng Fie4d in the Summer in Gonivnction
with the Village Hall.
The Colga¢h Half Marathon took place in Octob8r wrth another impréssive turnout of s¥venty
seven runners. This again has provided a vital boost lo the Playing F181d funds aided by the
successtul selling ol Halt Marathon T shirts on the day. This year the catering wa8 taken on by SIE
with funds channelt8d lo th6 Bolhan Fund which focus6s on the local communty.
MAINTENANCE
Highland Council have continued to cul the grass during the 2025 Summer. Thg trees have now
created a subslanlial W1ndb￿ak thanks lo previous Wofk carried out by SIE.
Rabbit holes continue lo be a serious problem even with a subsianlial culling.
The South end goal has been reF￿aced.
Harry's bench which overlooks the Playing field is in the Fyocess of being replaced by Simon
Mack&nzi8 with hard wood and should be complete early in 2026.
Gordon Urquhart Irom Ullapcy)I has accopled the job lo replace the pedestrian gato and fencing
railings around the cattle grid at the entrance lo thè playing I￿1￿. This work will take place in
January 2026. Once complele we Intend to replace the original Sign to the Playlng Field which Is
dotached and damaged.
PERSONEL
Thg Half Marathon group of Mark INine .Angus Maclwd ,Gery Irvine. and kn22ie Williams
welcomeé the addilion ol Jeff While who has brought new energy and improvements .
The Playing Field Committee remain unchanggJ and are actNeEy seeking more members for new
icleas and enthusiasm I
Mark Irvine I chair I
Angu5 Macleod l Treasurer I
Alasdair Macleod { vico chair I

COIGACH COMNUNITY TRUST: PLAYING FIELD ACCOUNT
RECEIPTSAND PAymE￿S. 2024-2025
RECEIPTS
Opening 8alance on 1"October2024
2.295.74
Halt Mafathon Entries
1,470 .00
Sale of Half Marathon T-shirts
956.56
TOTAL RECEIPTS
2.426.56
PAYMENTS
Scottish AthletSc$ Assoclation
132.00
G081 post repairs
201.54
Cups and med81sfor2025
261.91
T-shirts for sale at 2025 run
462.58
TOTAL PAYMENTS
1.058.03
Excess 01 rèceipts over payments
1.368.53
CLOSING BALANCE at 30" September2025
3.664.27
Note.. The figures for Total Receipts {£2.295.081. Total Payments IE926.5518nd Excess
{£1.368.531 are incorporated into the main Trust Balance Sheet.
Angus Macleod, 3.11.202S