Chaffty Referen￿ SC023995
Argyll CThJple c￿nSellIng
Relationship Scotland- Couple Coun5ellin8 Ar
A ScottbSh Charrtabte InC￿P(rted OrganI￿tIOn
Receipts and Payments
For the yearto 315t Marth 2026

I Coupto
Chartty name..
clo IAackay Co
120 f*or8e Stre
5NT
Tru5tee5:
J*nette Peny c￿ar
ja￿ Midla
je￿ marFa￿ar
Y*iL4 Narty4Wknns
AnnQmFI)ell
12.72025
Ob•n
PAI4 5NT

C¢xp10
o￿lIty Reference SC023995
Trus*es' Rep)rt
for 31 M•rth 2Q26
The tnstees present their reptrt ar#1 the finantial statefft￿ts for the )Tarended 31 March 2026.
The trLtstees of Ao01 CoLyle Coun5elling who ser%*d durirg the year aThJ up to the date of this
rèport are Set (wjt on p4e 2.
The charity i% registered with the OffKe of the Scottish Ctharity Re8ulator and was cortstrtirted as o
Company Limited by Guarantee until 4th Febn*ry 2020 wt*n it was ￿cor￿tT￿ as a Scotti%h
charits￿e Incorporated Organisation ISCIOI.
The charity is mana8ed by Tr￿tee$ who a￿ recrulted the kxal community and are
appointe(l at ea(h AGM. The Trustees meet lour timE5 a year to review its actviities and fifiant¥al
ition.
Rlsk Polky
The Trustees ha¥e assessed the Ma1￿ risks to the 15 exp)sed, and in particular,
tF•xe rntated to the oper*ions finarKes of the Chuity, and are satsf*d that systems are in
ace to mitigate any exposu￿ to these risks.
In Itne with our Reserves Polcy. we aim to establish a re5er¥e d six montrts owatire costs whith
is held In designated The required reseNe ￿ arry aythnts to ￿ allocated is wie￿1
aftnualfy to rEflect changing fU￿lin8 and other rrsk> We a150 avn to designate suffident fvnds for
us to train a rew couple counsellor at short notio. due tt> unforeseen red￿rt in ext5b
counselk)r numbers. This wil aifv 4t5to (￿tinue to pr(*•ide s¢rvi¢e athitie&
The tharivs main obie£tNe is to foster the S￿$5 and ￿abIlitY of marri48e arnl other intwnate
personal relatlonships as the foundaticffi of famity lrfe ar¥J the wdlbeireol souety.

Charity Reference SC023995
Trustsos, R•rx*(
th8 31 Marth 2028
The tharity is ?n independent k¢al servi￿ and a ff*mber of Relationships ScoUaThJ. area of
operation ￿ the whole of Ar8yII & Bute. with a population of $￿e 86,rxx) scattered over 26
inhabited tslands, 6 m￿fi towns, 46 vllla8es and 156 Sm￿1 settl*n&)ts covering an area of 2.F
Squa￿ miles. The majority of our area falls within Highland Hèath Boarf wtth Helensburgh fallin8
within the GreaterGlas8ow and Heath Board area.
We prLMde a tonfidential covnsellkry SeThi￿ for peotAe t*ho are ey11￿1￿£￿ ￿ffits￿*s in thebr
marriage or any other personal relationship. Our seThfjce is offe￿d to any adult indfvidual or
ctyjple regardltss of rxe. reli&on. 8ender orabiltty to crffitritmrte towards tos
Argyil coup￿ c￿￿r￿elling 0￿rat11￿ under the name of Relath)nshlps Scotknd Ctsjple Coun3ellir
Awll prov5ded a telephone aThJ ￿lIne couTh5eHing service fry ￿ entire year. We were also able
to offer a face to fa￿ servlce In Oba
The demand for our Sery1￿ irKreased thr￿ahoutthe fitst 9 months ofthe )w but then reduced
for the final th￿ mtxrtFts, resutb"n8 kn the total C￿n$￿Ilr% activity remainir% the same as the
yeaf before on *erage. The slr8ht drop in actr4ttyttrwards the Ènd of the year can be attributed
to the kjss of the Relatelfamly Matters contratt for onpl0￿ coun5ellin& aThl a 5ignifitant but
unewained fall in the rnte of generdl WiTie5 fr(xn lJe8innir¥ of 2026. rtmnpwed to the
previ4)usyear.
There weTr 57 children Lmderthè ale of 16 belOWr￿ to ¢)ur dients Forty three percent of cases
were from North A￿1 , 23% fr(¥n He*nsbur8h are< 16% from tr* islands of Bute. Mull. Tiree
and Islay, 15% from Cvwal and the remainirrf 3%from and Mid Wl.
Nlneteen pertentof the appointmtntsheld werp at no costtothe di
At the Ènd of this yèar we WFVOrted fr￿ qu*ified c(wle counsellors, with only one being lotal
to ArWI. We were able to matntsirb our Sery1￿ by en8a8ing c(NJnsetlors fr¢Jm other parts of
nd. E￿land and Ireknd. Thi5 thatthe OFixxtsinityto to fxe cthbrtsdli
In Ar8yII continue5 to be limrted to Oban.

Charity Reference SC023995
for ts >par 31 Mar(* 2026
The majority gf the yeaP5 fUThji￿ comwsedthe k•ttish Gtr4emmenYsCYPFEIF & ALECsrant
distr1t￿ted by Rdationthps Scotlan
This report wasawo¥ed bythe toafd on I g 06 16 and its be￿f
Ann Campbell
Trustee

Argyll Coupk•
Argyll Coupk•
The Trustees a￿ resportsible for the preparation of the accwnts in accordan￿ with the ternis of
the thartties and Trustee 1th￿tm￿t Iscottandl Art 2(￿5 a￿1 tharities Accounts (Scotlandl
Regulations 2((6 las amended). The Trustees consider that the ￿dit requirement of Re8ulatioft
10111 Idl of the 2(K6 Regulatitins (kxs not apply. It is my responsibilty to examine the
accounts as required under section 44(11 Icl of kt to State pwbculw matters
h•4e come to ryattentiorL
My ewnSnation is Carr￿ wt in a¢0)rdar￿ with Re8ulatyon 11 o* the 2￿6 Actounts
RÈivlations. An èxamination indude5 a re4fW of the accounting retords kept by the d￿rity and
a comparison of the 3cctyJnts Pre￿e￿ with those rectyd& It also I￿VOeS cL¥tsideiation ol any
unusual items or disdosurts in acctyjnts, a)d seels elplanath￿S from the trustees
Con￿Ming any such mattw5. The y￿edureS uThaetsken do not prwde *1 the erfiderKe that
would be ￿quired in an authL aryl ¢t￿tty I exsw an oplnknn on the vlew
iven bythe accoun
IndependeRt exam1r￿'S statemert
In the course of my examinatiorn no matter has cometo my att&rtion:
l. wh￿h gwes me rea5m3ble cause to belbeve that in any material respect the
requirements to keep accountww records in accordan￿ with Se¢tion 44llllal of the 2LMIS
Art and Re8ulation 4 01 the 21x6 Accwnts Watb¢x6 to prepare xcounts whith accord
wlth accountin8 re£txds and c(¥nrt¥ with 1*gulati￿ 9 of the 2(th Act¢￿nts Awlatims
have not been met or.
2. to whith. In my opinion. attefiti￿ shNAd bp in ￿der to enable a proper
understaThYing of the Kcounts tobe reatt*d.
J-d 4 il.
',//..
David A R055 CA
Mackay and C
120 George Street
PA34 5NT

Argyll Couple C<)unselliTrJ
A Scottish CharTl8ble In￿￿￿ed Oryanisat*)n
Totsl
Total
Totsl TotslI￿th l••t
Donation5
11783
Grants
14147
14.747
16.522
105
432
Sub to
21J41
•a
Sub to*1
Tot•1 r•edpts
29J41
29941
21m
160
f1 J27
160
11127
Molorart¢ travel￿7 eyperM8
)untrn￿ fo98
n2
CtffjmunK41i)ns and IT
412
1,704
716
r￿ts
N*rtiiir¥J
106
37.1x1
PlJrthas85 offthj assets
20
37.1¥J
34083
(T.17•1
Trnn•f•rn to I lfrom) tund•

Ythr•TrtsJ 31 M•th 2W
.3791
a,1791
(2.8551
271
24.118
271
24.118
rJ,8n
prf
87
PAYE
Ig 06 L&

Arg￿1 C(x* C￿￿SellIng
Year ended 31 March 2026
1 Grnnts
Totsl
T¢>tsl
Scottish Govemment CYPFEIF & ALEC Grant F￿d
ArgWI & Bute Cwn
Ccmmunibes Mentsl Health & Well>eirwJ FuNJ
14,747
14.747
14,747
1.775
16,522
14.747
14.747
2025
Tolal
2 EmployM￿rt co•ts
Totsl
21.872
21.672
836
20.268
595
22,308 20.863
2026
2025
Charity Man
The d*nty trustees *Ere paNJ arKI dKI not re¢8￿￿ any rernwra1w￿, berfrts in kind LY
Feimbursemwt of expenses in tsir Gyay as tru*e the yw. No trustee recep￿1 payment
professional or servi￿ WlPV*d to fv dHnty.

Argym C¢Juple counse￿iNJ
Yw 31 March 2026
2020
2025
n•lon charge
636
695
fjFun
2026
2026
l Thlrd S
{8tX)>
{8LN))
ng the 2￿￿ty25 y £1.775 w r¢¢•wd frtyn Ar￿* & 8ul• Thrd Se(kn fund to fxyrn Ihe
at £10 p•r appotrthenL
At
1 r••Lwrc•• r••ouru• Trnn8f•rn 31 IA*fch
2025
Unrestrthd
Sustainalx'llty lurrtl
Tralniry fund
29,941
(36.3201
13.(
18,CNXI)
14,886
24.886
Su•laln•blllty fund
TTrlnln9 lurnl
lh8 be
10