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2025-12-31-accounts

The Church of Scotland Glengarry Parish Church CONGREGATIONAL ACCOUNTS for YEAR ENDING 31 DECEMBER 2025 Congregation No: 382177 Charity No: SC 023413

Reference and AdD]inistrative Information Charity Name: GI￿g￿ Parish Church Charity Registration Number". SC 023413 Congregation Rderence No.. 382177 Contact AddTess'. Sonia Robbins Drynach8n Invergarry PH35 4HL Thistees Congregational Board in Stswart Elizabeth Perkms Rev. Anthony Jones Ranald MacKenzie Marigold MacLen Sonia Robbins John Henshall Isobel Henderson Pl]thppa Malthy Prineipal oifictrbearers hfjnister.. Rev. Anthony Jones Session Clerk Sonia Robbi￿ Clerk to the Board.. Iain Stewart Church TTeasurer: John H￿hall IndepeDdent Ewiner Mrs Cecilia Dyckhoff Bankers Bajth of Scotland 62 ￿8h StreeL Fort William PH33 4DR

Trnstees, Annual Report Year ended 31 December 2025 structu￿ Governance and M84nagememt Coyernlng D0cw￿t Re￿Ilt￿D¢ and Appolntment Of Trustees Members of IheKirk Sessi{￿ and the cOn￿e8a￿Onal Board aTe the tharity b￿stee$. The Kirk Session membets thE eldets of th¢ thur¢h and sre ¢hosen from those It￿llber$ of the churth who ar¢ Gonsider￿ to havr th¢ appropri￿ ￿15 alld skills. ThE mini￿. 15 a mrmlr of th¢ Ki S¢ssion. is ¢I￿t¢d by the co]w¢gation and inductd by Tr¢5W¢ry. The Congr¢g&tional B0￿d ks appOi￿ted froni within th¢ ¢i)ngrwtion and members of the congregation are Invit￿ to nominate individuals kn]i¥ved ￿ hav6 the sk￿5 aud ¢OmTuitri¢nt ￿ ¢outtibu* to the affairs of tbe ChurcL to memters ofthe B(Mrd. Board Menkncrs 8re thcn ap￿]nt¢d at the Stat41 Annual Mtttuig and s¢N¢ for 4 wiod of th￿£ ye4rs afterwhi¢h tlw must seek rMl¢ctson at the next Ststcd Arjllual M￿lIng. Both the Tre&8urer and Clerk to th¢ Board ￿￿'0￿ctr8 ofthe FM)ard' Or8￿1$￿110￿4l Strn¢thr¢ The Kirk Se&sioll is resrmsible for the spiritual affaiTS with in the Church atjd nonnally meets six times & ye4x. The Con￿tiOnaL B(th is cha]red by the MiniS￿r and ThOrn￿llY meets meets six times a yw. with the Ststed Awwal h(eetill8 kin8 held iry March. Cotsin r¢5p)nsIbt￿ts¢5 are delega￿1 to the Tre&￿er and Pro￿ cOnw￿r as appTopriate Objertives and Activilies The Cbutch of scotl9￿d is Trinitariati iti dwtTill¢. R¢fornied in tradition 8J)d Prtsb)rtenan in tKkliGy. tt exists to glorify G(yJ &nd to work forlhe advancunent of Chn'st's Kitigdom throughout tbe world. As a national Churc]4 It a¢knowlcdw a distinctive call and duty to brin8 the Ordinanc￿ of teliwo to the twple in every parish of Scotland through a t¢tTitorial ministy. ft ¢<)4)pe￿te￿ with other Churches inwioLs eeumew¢al ixyJie5 Èn Scotland and beyond. Th¢re is a seNice of wotship every Sutthy in Gleng&ry (ar￿ &t TOmd0￿ on the $￿Id Sunday of &4ch month}. Additi4)nal 8eThryces are held as requirtiL with Eagter au4 Chri8tiw particui&rly well Te¢e1￿1. Additional s¢Thi￿5 8xe held &8 required. Th¢ Minister 8eÈTrrs as chapla￿ to tllvergany Sch(K>l. In the months memFm of the co￿gation join witbmembets of Fort A￿gL￿ Church eotwtBation to TuThweek￿d and holiday events for ¢]llldien alld young pwple The ehllrch bu]Idmgs were opi dunngknnx)ntbs forpiv4fr pry¢rand to welcom¢visiiors.

Annual Report (tontinued) Year ended 31 December 2025 Achievements and Perfonnanee The church (Gleng8ny and Tomd0￿} has a memlKrship of 23 Conllnunicants on roll 16 &dh¢r￿ts. Thue on¢ funThl, two waldings and a Mrdd]n8 blessm& There was one chn"stening. The aNrrage altcndaT￿e at Sunday worshÈp duTing th¢ yeat ID GlengaTry Was 15 8txd 3 in I'omdoutt Ibe congTe8ati¢)n ¢ontitiues to explore new ￿yS of extendin8 the influeNe of the chwch. The opp)TtiuJity for r￿Ide￿ts in the e{￿u￿tty to meet ov¢r a meal durin8 the wint¢r months iti tb¢ Community Hail conttnues. This is ftmded by the Church 8nd by the tlldwr Bowling Club Financial Review The prin¢ipal sourc6 ofiticonw is fiDm weekly offtring5 oll Sullday. With ¢ontinuiD8 pressuT¢ on membership ttuTnl￿rn ￿nd 8n Mc￿3]ng denwnd to mcct our desi8nated ¢ontributions tsi Edillbur8 d rising costs of el￿tricItY insur￿. raising sufficient tnoney continue5 to be a eoncem. Four bers nowcontribute by $tand]Dg order which is Aided. One additional menRber donat¢5 by Gift Aid. Voluntary collections Qlate} are a]so Claim￿ for Aid witbin tbe limits allow￿. The surplus of tn¢omc overrxrthditute for the ye8r was £840.88. Reserves Policy The General was uwj for most income and ext£ndith alld forthe day ¢0 dayrutitiitjg of the Church's Finm¢e& Sav2n88 fund 1$ as r¢quired to fund and ma1nt￿j￿e, with large projth inclty the It 1$ the trustees, Poli¢y to hold approxi￿telY 3 mottths (£2.250) in reseTrE to coverth¢ eaTlypart of the w wh¢n illcon￿ is b¢lowav¢rag¢ and to cow ]m￿)dI1]g electiic bills. The Revellue Accounts, eompriwng divide[￿5 from capital hdd by the General Tr￿ for the purpose of fabric repairs. is all0￿Ed to build up in readiness FOT major fabric Eepairs. The Re￿u¢ account was not drawn uw)n thi8 yw. It is considertti that time Br¢ $ufficient fur￿8 in Fabri¢ F￿18 a￿d Sairyngs [￿ cu￿1 necds. Statements of Trustees, Responsibilities The memim of the Con8re8atioD&l BoAnl must prepstt finan¢ial statements thowin8 the transactiolls of the Church dunDgthe fittancial year. The memirrs of the C4)nwtional Board 8r¢ responsible for keeping ar£oUllt￿ reeords. ￿1)1¢￿ on ￿￿￿eSt must refiect the fiJJ2ncl￿ wsitioll o f th¢ chur¢h at that tim¢.'This M￿St1￿ dolle to eDsur¢ ttmt t12e fin8n¢ial Sta￿￿ts comply with the Charities and Tnth ￿Vest￿￿￿t (S¢otlaLd) Act 2005. the CharAties Accounts (Scotland) 2006 alld the Regulatio￿ Anent Congregational Fin8n¢e approvol bythe Genernl Assembly of tbe Church of Scotland in 2007. They are 8]so re8p)nsible for 8afe8t• the a%s¢ts of th¢ Chur¢h alld nllLSt tske th¢ ￿￿nable steps f(Y thc prevention andlord¢tection offraud and otlwr i￿gUlatities. Appro￿1 by thc TnLs and SIW ontbeir behalf, Sonlg R•bbini Sejslon Clerk

Independent Examiner's Report to the Trustees of Glengarry Parish Church I report on the a¢¢ounts of the Gharity for the year ended 31 Dewnber 2026 which are set out o pages following Respective responsibilities of trn5tees and examiner The charitys trustees are responsible for the preparation of the accounts in accordance with the t Charities and Trustee Investsnent (Scotland) Act 2005 and the Charities Accounts (Scotland) 2006. of the 8ulations The charity tntstees consider that the audit requirement of Regulation 10(1 ) (d) of the Accounts does not apply. It is my responsibility to examine the accounts as rquired under sectton 44{1) (G) and to state whether particular matters have come to my attention. gulations of the A¢t B￿1$ of independent e￿Miner'S ststement An examination is carried out in accordanee with Regulation 11 of the Charities Accounts Regulations 2006. An examination includes a review of the accounting records kept by the ch omparison of the accounts presented with those records. It also includes constderation of any un or disGlosur¢s in the accounts. and seeks explanations from the trustees conceming any such procedures undertaken do not provide all the evidence that would be required in an audiL and con do not express an audit opinion on the view given by the accounts. Scotland) tyanda sual items rs. The uently I Independent examincr's statement In the course of my examinatio￿ no matter has come to my attention which gives me reasonable cause to believe that in any material respect the requirements.. to keep accounting records in accordance with Section 44 {1)(a) of the 2005 Act and Regulati 2006 Accounts Regulations, and to prepare accounts which accord with the accounting records and comply with R¢8ulation 9 Accounts Regulations have not been meL or to which. in my opinion, attention should be drawn in order to enable a proper understan accounts to be r￿hed. n4ofthe th¢ 2006 ing of the Name Mrs Cecilia Dy¢khoff Addr¢ss: East Poulary Wood. Inver8aryy, PH35 4HS f. (i- LOLG

Glen Parish Church Recei tsandPa ments Account Year ended 31 December 2025 No¢¢ UnTestricted FuDdi 21125 Total 2025 Total 2024 Recei Donations L¢8acieg Acti￿￿¢$ for Generating Fund8 Bank & Deposit interest Life o￿lWork £ 10.(X)9.14 10,(K)9.14 7.900.22 24.52 24.52 51.13 759.75 £ 10,793.41 759.75 10,793.41 510.tK) 8,461.35 Rental of premises Sale of a&8ets Sale of investments Grants Rc¢eipts from Gencra] Tn OtbcrR￿¢Ipts 4248. 1267.50 I,Iw.(KJ i.100.00 Recei £ 11.893.41 11.893.41 13.976.85 ents Costs of generating funds Charitable activitie Governance costs £ 11,052.53 11,052.53 13,626.97 £ 11,052.53 11,052.53 13,626.97 Exees8 Shortfall of Receipts over Payments for the year before transfe 840.88 840.88 349.88 TransferJ xces5 Shortfall Receipts over Payments for the year 840.88 840.88 349.88

Glen Parish Chu tatement of Balances At 31 December 2025 Totsj Totsi 2025 Note Bank & De osit Balances Bsnk & dcEx)51t perBsnk Ststemetts l January 8,329.47 8.329.47 7979.59 Movement in year: of Re￿1pts 0￿[ Paym¢Dts forthe >Yar 840.88 349.88 BHnk &d¢FOSittthnc48 P¢rbank sM¢nK4Lt 31 De¢¢nJb¢r 9,170,35 9.170.35 8J29.47 2•25 t21ll4 prop￿ Fulld. Capitsl 39.573.85 £ 60.726.98 4.337.15 £ 65.ibl.13 9.681.50 £ 74,745.63 39.573.85 57,929.44 2.786.91 ProFrry Futtd. Totsl Sc*iai FuDd 39.573.S5 9,885.50 49.459.35 39,573.85 9,885.50 49,459.35 6LI,716.35 9.401.00 70,117.35 GiftAid R￿1vable 820.IX) bllltleg Uwxi. Crdic hall htre 23Q.87 230.87 115.(X) Tr a￿ullts w¢r¢ approved by the Kirk Session at￿ Fittancial Board on,,,,,,.,,,,,,,,,,,,,.,, For attd on behalf of the Kirk S¢ssion and FinonGial Bcord Session Clerk TrwuTrr

len rish Ch rch Statement of Balan the Accounts l. Trnstee ReMUne￿iDll and Relaled Party Transaetioni During Ihe year 2025. 2 thistees weived re]mbursen￿t of expenses ltW]rr￿ totallang £ 217.61 2. Movemems in Funds AtlJa 2025 At3 Payments Unrestrirt¢il funds Sa￿￿8s account GfflerB] Fund Total cash per bank 8tements 24.52 5.100.0 5,100.(X) 124.32 £ 7.618.47 7.618.47 £ 13,949.89 -£ 12,191.66 £ 13.974.41 -£ 12,191.66 4B76.70 401.22 M•vemen¢kn P&L Refunds #Dd shATed payment OUtsts[￿ing PY Outstanding CY Movementkn fundi. BsnkStatemEnts £ 11,893.41 4 11,052.53 1.255.00 1235.(M) 826.00 115.QO 230.87 £ 13.974.41 -£ 12.191.06 ccounts Continued Funds 2025 Totsl 202S 3. Anoly8i$ of Donations WFO S¢h¢me{non GiftAidl Gift Aid DOlla￿n8 Ordillary Off¢riD8s{Orth Pla¢¢) Tax R￿v¢re/j ott &ftAid & Plate Dotwlions DO[￿ti¢ll from i￿1 Groups Weddin8slFufj¢r&Js & CRAIC Total lkntht £ 2,120.(K) 4.544.52 2.120.00 4.544.52 0.00 1.81 1,640.12 520.00 1,184.50 1.640.12 520.( 1,184.50 10.009.14 I.yD.(M) 92.41 7,K)22 £ 10.(K)9.14 Analysis of Interest Bsllk& d¢positinte]r Ittv&sbllent illcotDe 24.52 759.75 24.52 759.75 784.27 1.13 78427 ADalysi$ of Other Int(mie Fundrwsing COS Fabtic Furtd kxD8fff I,i(M).oo i.100.00 7.50 I,ioLI. 1.I(x).00 5.515.50 Total R&ripts per ￿COUnts £ 11,893.4J 11,893.41 13.4 5.72

Notes lo ¢he Aeeounls Contin 5. Analysis of Payments 2024 Costs of geDeratlng funds Tolal Inw$ttn¢rtt MuftAg¢rs' fees Offeritigellv¢lope Ministries& Mission all(Klltion mat￿ ows¢ (Sh￿¢} V(duntsry Additiona] Sti￿d Minist¢r's L¥Éxoses Ministerial Asgi5t8n Other st&ffiD8 costs -£ 5.394.00 1.862.30 5,394.(M) 1.862.30 200.0(> 157.87 157.87 .118.16 527.35 527.35 ,333.95 Coun¢il Tox Heat ts8hr IDSUTani Other buildin8 ￿$1$ Church offieee%FW Orysn & Printits& stationeryklld postsge Cbaritydonatioo 1,132.42 1.953.59 1.132.42 1.953.59 .637.22 ,856.16 25.(K) 25. 481.48 11.052.S3 11.052.53 620.97 Governanee costs Ind¢p¢ndoDt &Yamin¢r'y f4¢9 Other pa)Thenti PurcbBseofa$8¢ts PtLr¢haseof illveskneuts Totsl CoBts lJ,052.53 11.052.53 4 13 626.97 6. Minister's Stipend All Chwth of Scotlalld congrcgatioLS (x)ntribute to the National Stipe￿1 Fund Nthich b¢4ts the costs of all m stipen&8 and employer's c4)ntributiot]s for national insurance. pension and hO￿Sing and loan fund. Ministus, stip paid in accordance with national stipend scale,which is related to years $mry￿. For the year under review th¢ stip¢nd was £31,624 and the stip%nd (in thc tenth and SubseqU￿tyear) £38,884 isters, ds ar¢

totheAc unts Contin 7. Bank Retonrilliation Savttigs iiir25 Geoer8] Fund 111125 To*￿ at 111125 Outstandu]gGift Aid T&x ReptsymeDt coll#tion £ 7.618.47 £ 7.618.47 826. 115.(KJ Opening ￿lanCe Illt25 SuTplu$ I Idefecitl forthe year Fund8 available goiR8 fonvard 8,329.47 840.88 9.170.35 Sairyn85 31112Q5 Gen¢r9J Fund 31/12Q5 Totsi ¢ash at bank3111J25 Crwc- hall rent￿￿Y￿ellt £ 5.124.52 £ 4.276.70 £ 9,4Ckl.22 230.87 9.170.35 8. Assets & Liabtlitles 2025 unc011￿t￿A tax Tcfimd 826.(X) 826.00 LaabMltk# Unpaid Crai¢ eo¥ts Hi8hlund Hosptce 230.87 15.( 15. 230.87

APPEIYDIX FUNDS HELD ON BEHALF OF THE CONGREGATION BY THE CHURCH OF SCOTLAND GENEIi4L TRUSTEES Cos¢ 2025 V•llle 2025 Cost 2024 V*lut 2 Prom Fund- Capital £ 39.573.85 60,726.98 £ 39.573.85 £ 57.929. Priwty Fund- R¢v¢nu¢ 4,337. 15 £ 1786. Propety Fund. Totsl S(Kial Fund 9,885.50 Total Investment FuDd8 £ 49,459.35 £ 39,573.85 65,064.13 £ 39,573.85 £ 60,716. 9.681.50 74.745.63 9.885.50 £ 49.459.35 9,401. £ 70.117.