ttish Charity No SC021643
St Mary's Eplscopal Church Gfangemouth
Accounts for year ended 30th Septenknr 2024
CHARif( TRiJSTEES - of Ves
BANKERS
Vacant
Bank ol sco￿1
Auditor
24 La Porte PreC￿L
Grarwnouth
FK3 PAS
CHURCH ADDRESS
Ronaldshay Crescent
GrangernoLrth
FK3 9JH

ST MARYS EPISCOPAL CHLIRCH GRAMGEMOUTH
REPORT OF VESTRY YEAR ENDED 30th SEPTEMBER 2024
The members of Vesty present tl*r annual r8w1 toge1her wth Ihe fina￿la1
stste￿￿nts for the year ended 30th Septernber 2024.
Structure and Governance
In temis of the Charibe5 and Trustee Inv8strTient (SwtlaTrJ) Act 2005 and thB
Charities knounts (SrDlland) Regulatu￿5 2006, the Vestry reports to the
cororegation a5 fDIIcws:
1 St Mary's Ep1S￿paI Church Grangen￿th 6 a registered ScottSsh
Charlty{SC021643>
2 It IB a m6Ynber of the Diocese of EdInt￿r￿ of th8 So)ttish Episcopal Church and is
in ￿11 communion with th8 AnL*"c8n olurch.
3 It Is linked wlth St Catharine's Eplsojpal Churth 80'ness with wlKxn 11 shares a
Reclor.
4 The superior authority is ￿ Bishop of Edin￿rgh.
5 All of Its aff8lrs are govemed by th8 Vestry.
Appolntnwnt of Vo8try MemborTs
Vestry members are elected or ap￿inted by the Annual General Meeting
estsbliSt)ed by rJMsttlution and under Canon Law of Ihe denominalon. There Is no
fortnai induction programme on-going guidan￿ is gtven to ensure ihat vestry
member8 are familiar wlth the t￿rch'S values. alms and responslbllltb&s as Ihe
d6￿gnaled iruste8s of a charlty
Admln18tratlve Structure
It is the duty of the Vestry to rronage the ternporal afv.rs of the congregatron with
responsibility to keep the fabric and propety of Ihe churth and other buildngs k)
good working order and to Icx)k after the Iknan￿s oy the (*uich.
statement of Risk
T1￿ Vestry keeps U￿ler ￿VIeW the rlsks to which the Church is exposed and
h8S estsblished Pr￿dureS to mrtwate any risks K*nbfied.
Charttable 018ectlveg and Actfvltle8
Th8 cMrth's pnnupal acIN￿.85 mdude publc v￿￿1p n sacT3rnenl and prayer:
Christian educalv)n, chaiitable fvnd raksing frjr Ihe local. naii(x)al and
intematK)nal needs. Soaal Me￿ing3, [￿Mman￿ of the youth. elderly and
Gjmmunity groups ofall ages.

Achievofflgnt• and Pprformartè
The chu rth cixit￿UeS to make its fat￿lt￿S available for use and provits W￿shiP fDT
the wtr*>le coff*rwity.
Financial Revièw
The accounts tr this year show a defical of £4,267. Tr¥s tyre be explained in
part by outstanding claims to St Catharine's Church nuw being repa￿, and a10&s Df
incoffÉ from fundraising 8￿j hall renlal. Had we not been paid outstandin9 monies
from St Catharine's thi5 de￿11 would have be about £9,000
Plans lor Future P•rh)ds
The current financ￿1 position is being mcjnrtored and wa¥E of iicreasing Ir￿Me and
reduclng expenditure are being sought by the Vesty wtK) kntend to Clxllinue with rts
range of present 8ctivi1ies into the foreseeable futhre.
Re8eThe8
The Veslry has adopled a Fdicy of trying to maintsn a level of un ￿ slricted reserves
such that. in Ihe event of a 5ignificanl drop in I)co￿e, the thuich woukl be able to
maintain the Cuffent level of ad1vit￿ for a ￿8{￿ats￿ perK)d of unbl
replacemeni funding is obtakned.
Inve81ments
Monies whth are not need￿ to ￿nd day to day eXpen￿ltU￿ are invested In either
th6 Scoth"sh Episc>Jpal Church Unit Trust Pod {urp} ￿lhe M&G Charitie8
Charifvnd. The investment policy of Ix)th the UTP and M&G, which accord wltr Ihal
of the Vesiry, is to eam a retum (￿ Ihe assels O%Er the knng term. sufficient at least
to mainlain the real vakne of the dSstribution lo unit hothrs.
ststen*nt Lrf Véatry Men*•r'8 R•sponslblllU•8
The memters of the Ve5ty must prepare financial staI￿nts which glve sufflcienl
detail ID enable an appre0ali￿ of the tr￿Sact￿}n5 of ts church durng the financial
year. The rnernb8rs Df Ihe Ve￿ry are restx)nsible br keeping proFer aoxunting
I￿OrdS which. on request, rellecl ttr￿ c￿￿ent finanoal ￿￿1110n of Ihe church at
thal time. This must be done lo ensure IfAI the fn8ndal ststernents compty with the
Charrtes and Trustee InveBtrnent (ScJJtland) Act 2005 and t1￿ Charities Attx>unts
(Scotland) Regulat￿)n5 2006. They aro also rp5tK)nsitAe for sa￿gUarding tr￿ assets
Df the Church and rrKJst tske re?Y•Dnable steps for the prevention deteciion af
fraud and other iriegukrities.
CoTrclu61on
The Vestry wfJJld like to thank all those who rnnmbuts th* lime, energy and money
so generously to ensure the CA￿1￿7v￿110n developmenl of St Mary's as a cEntrB
of W￿shIp and a focus for o)rYThunty.
On behalf of the Vestry

THEVESTRY OF ST
PAL CH
RCH GRANGE￿uTH
INDEPENDENT EXAMINERS REPORT
FOR THE YEAR ENDED 30th SEvfEMBER 2024
I retxjrt on the acts)unts of ctharity lor y&¥ e￿e￿ 301* SeptemtÉr 2024 which
are set Out on pages 5 to B.
Respective Respon$ibilities ol Vestry Alembern and Exarninor
The ¢hurch'S vestry Members are les￿n8[b￿ for the preparat￿ of the accA)unts in
ac￿rdanCe wllh the tems of the CharitEs and T￿￿tee Investment (So)tlarKI> Act
2005 and Chgrttles Acojjnts (S￿tlarK1> Re￿latIonS 21￿6. The thurch's members of
tha Vestry o)ngAder that the audit requirefflents of Regulations 10{1)(d) of the
Ac£￿nts Regulab'ons d￿5 rK)l apply. li s my responsiblity to exarnille the aCc(￿ntS
as required under section 44(1)(C) Of the Act and to stste whether part￿lar matters
have ctswe10 my attenknn.
Ba818 of Independent ExamlnoV8 Ststermnt
My examina1￿n is carr￿d out in acccydance with RegulatK)n 11 of the Charities
AcC￿nts (Scotland) R89Jktsons 20C6. An examination includes a review of the
accounb.ng records kepl by lh8 tharity and a Comparis￿ of t1￿ a(tow)is pre8en1ed
with those records.11 also knd(Kles ￿nsIderS￿on of any unusual rtems or dlsclosureB
in the accounts and seeks eXplanat￿n from the twstees conceming such matters.
The prDcedurBS undertaken do not prnvide all the eV￿￿en￿ thatwould be required in
an audit and consequenlty I do not express an audit opinion on Ihe vlew grven by the
acuunts.
Independgnt Exlmknèrs stsiement
In the ￿urSe of ry examlnaik)n rK> matter has come to my attention :_
1. Which oive5 me reasonable cause lo Wipve that ￿ any matèrial respect t￿e
requiromen15
a) To keep aco)unting records n acxordance wilh Sectim 4411)(a) of tha
2005 Act and regUlat￿n 4 of the 2006 Attx>unts Regula11ons and
b) To prepare ac(x)unts whi(*) a(flJfd the accojntlng records and comply
with ReguiatK)n 9 of the 2006 Accounts Regula15ons have not been mel or
2. To Wh￿h. in my o￿n￿n. attention shoukj be dr•n in order to enable a proFer
understanding of the a￿￿unt5 lo be reached.
SIg￿d

Lma
ise
I Church Gra
latsn*nt of Balance at 30Th Se
orn￿h
tern
r 2024
2023
Bank and Cash In h•nd
Oioba&nce8
en
Sts
Ius (De￿it
20.126
ear
25,511
Closing 8akn￿s
15,859
20.126
InVests￿￿ts (SEC Ihpit Tn￿t
Market value at beginni
of year
82.090
77,851
4.239
Market Wdlue at eThJ of
94.598
InveStrnents￿lJdG Ch•rfund)_
14,248
1.159
Market vakje at end of
15,753
14.594
All funds unmtrictod
Approved by vestry on 13 Octobm 2024 and siwd on theif ttha

Recelpts aThl PaymertB Accounts fpr the Year Ended Septèmbèr 2024
Not
2024
2023
Recei
Free will offe
o￿n Plate
Donations
Gifl Da
Gift Aid
Other
Grants
Recei
ts from fuThJraising aCts'vi￿S
Recei
15 frotn invÈSbnents
Recei
t5 from hire of hall
Refvnds and Reba￿6
ial Colbection
12.017
511
1.187
555
2,261
499
2234
388
6,544
810
171
472
11.306
455
524
3,090
554
2,081
560
Total R
27
Pa
menis for tharilabl8 actwib'es'.-
Share of rector's emc4umants
Quota
Or
anisv Gardenerand other
ents
sha￿ of rectof's reithrsed ex
nses
Share of Deacons reint)ursed expenses
Share of CouncA lax and recto
costs
Church buildin
njnnin
osts
Worshi
relsted costs
Admin istralive expenses
Charitable donations
De51
ated
Rin
fenc&J funds bro
sp.edal coll8cts.on
18,081
1,015
425
3,723
4.581
83
341
360
1,908
5.617
256
401
120
ht forward
540
391
472
91
SURPLUS
DEFICIT
FOR YEAR
All funds 8re unresirkied except £189.50
flower fund, £21.01 for Christrnas decDratK)n5
and £262.53 for the technok)gy pioiecl.
£13.32 for new I￿kS and £12.7D k)r
Deacons diocesan expenses

NotOS to Accounts
Year Ended 30 Septembèr 2024 BaBls of Preparation
The ac£ounts have been Ffepared on a reeeipts and paym8nts ba8is. They censist Lrf a summary
of all monies received And PAKJ vi8 the bank d￿ry￿ the finarKial year, alorvJ with a staternenl Df
balances. No &YIu5tmerits have teen made f¢Y any rKome due rKIt re¢trIv￿J, rYJr for any
expense5 incurred but Tr)t yet paid At thè yow end. The clK¥ch. hall (and their cmlents) and the
Rectory. arv held at nl Yalue but all are Adequatdy In8ur&l.
1 Grant6 1 Loon8 2024
2024
Grant for shower + EPC.
Loan for sh(AYer
1,157
1,077
TOTAL
2. Fundiaiiing Actsvtti86
2Q24
2023
For general fund8:
CoronatK>n Party
Film Club
791
Jubilee
Race Nyht
Jewellery Sa
Bufn8 AAemt)on
181
Concert
874
Crali Fair
Prlze Binw)
Varfous activities leis than £1 $0
90
235
TOTAL
3. Sharod Co•ts with SL Catharlne'• Bo'ne•s
st. Mary'8 Shares a Rectr)r and Rectsy with St. Calharine's 80.ness with th9 a880C48ted costs
being shared cn an agreed bas15. The Supernemerary's Emolumont8 (arKI related costs) are
8hared 50150 the Rectory running ￿$1$ indudro InsUrA￿ bging 8trared S0150
The costs shown In tr* Recws And Pa￿￿ents A¢¢CArf￿ are the npt casts pad by St. Marf$.
4. Ghureh Buildings Running Costs
2024
2023
He4t & Ll9hl
Insufanee
1,034
2,433
1.114
2.213
1.894
1.510
PAaiTrtenance
TOTAL

5. Admlnlstrallv• ExpgnM•
This includes. alr￿St Oth￿ things, thurdi statKJnery. Ftpe ￿511 Olfering enNelope5 and the
Indepond8nt Ex8mner'8 fee. None d tt)e members received either remuneratign or
e￿nseS h resp*t ￿ th￿'r position 88 V6stry M￿nber8 Howov8r, the Reclor WI￿ r￿1ve a
slipena, peTrsion ContribUb)r￿ and, wnrk rdatod ex￿n868 and oc¢wie8 the Recioty lown&J by Sl.
Marfs), on a rent4ree basis with the TAX Al￿ t￿Ing paid. Rgfgr to Noto 3.
6. Chatrltable DcM)atiOrts
2024
2023
Donation$ to ¢h8ritios from chwch funds *wg:
M188ion to Seafaier3
360
120
TOTAL
7. 0th9r Infomiatlon.
al sp￿1141 ColleGtion8 and Ap￿all
Durin9 the year. the churth m&Je seyen Speaal Cc41ecllons. one ctturch fellowsh
collections. The fund5 ieceiveé were paid direclly to the ￿USe for whth they were collected 8nd
are nDt shDwn in these accounts.
Fcf Infonn8Ion, the an￿uniS were as follryws:_
2024
2023
Chriits'4n Avj
Mi0gion to Seafarws
53
130
Bishops Lent Appeal
Hélp 4 Heroés
Er8kln8
72
103
My Naffffj'3 Doddi•
347
158
£472
b) Insurnnc• Clakns
There were no knsurance 4akn8 the year