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2024-12-31-accounts

Parish of Lyne and Manor (Church of Scotland) Receipts and Payments Accounts Year Ended 31 December 2024 Congregation No: 040270 Chgrity. No: SC 021456

P*rish of Lvne and Manor Church of Scotland Refer¢￿e and AdrniDlStrd¢itr'e InfDrmatiozt Charity Nomc.. PorishofL!Th" {Churth of Scodtsttd) Chartty Regi5tratK>n NumbLf'. SC O?14)6 RefLTellC¥ Nv. t￿0270

Parish of LTrne and Manor CthuTch of ¥icot12nd Reference and Adminissraliwe Infonnation (cont) IndepfndeTrt FiYmi#er B2nker5 RÉ)¥dl Bsnk ofscoilaT¥l 4 F.a%tgate. Peebl¢s E1145 8SL

Parish of L 'ne and Manor Trustee5' Annual Report Year ellded 31 December 2024 Church of Scotland Structure. GoverDaDce Management Governing DorumtDI ThL' ChurLh is adminisiered in accordance 14 iih Ihe ienns ofihe Model tked of Coniiuiion and is subjca io the ALib R¢gpulJlivrt5 01.ih¢ General Assembl)" ol-the ChurLh of Scoilan4f. Recruitment Appointment of Trusttt5 McTnbcT5 pf thL Kirk S¢%%ion and ihe Congreg￿10n81 Board ow th¢ ¢harit!" trug¢es. Th¢ Kirk. Session memlKr5 arc ihe eldcrs ofthe church and aTC chTr.Rcn trom thofic rDcThtYr5 1)f ihc church arc considcTed to haic ihe appropriate gitis and skills. The minister. M'ho is a member of the Kirk. Session. is elecied bi. Ihe congregation and induct¢d bi. Pr¢sbiieTh". ThL CongrL'gaiional Board Is app)inicd Irom %%"ithin the COn￿L£￿E0n and members of the congr¢gaiion ar¢ invi¢d in nominat¢ indii idua15 1i.ho arc beli￿ed to hai"e th¢ skills Jnd commitm￿t to coniribuie 10 the managemen¢ atTairs ol-lhe Church. io be￿￿¢ rn¢mber5 of ihe ft(wd. Iloard Members aTe Ihen appoinieo at ihe Sthied Annual ￿le¢ll￿g and serve for a p¢riod of ihr¢e )¢ars afier 14.hich the!. musl sttk re- eleLtion a¢ the nexi Siaied Ann￿al Meffling. Organisatiollal Strntture Th¢ Congregaiiontil Board is (hairL￿ b%. Ihc minisiLr and mcets ihrtt limes in a i'car. CifLlin fL%ponsibiliiies are d¢l¢gated 10 th¢ Fabric Committee the Fund Raisino CommiitL' appropriate. ThL' Kirk Se5510rt mL¢ts th times a )¢ar and is r¢spon5ibl¢ for 5Plritual affairs M"ithin the church. Objectives and Activities Th¢ ChurLh of Scotland is Triniti￿an in d￿fftne. Rlforn)L￿ in tradiiion and Presb%1erian in ￿TrI1￿,. li exists io glorifi" Cjod and to %¥ork for Ihe advancLment of Chrisi-s Kingdom ihroughoui the i%orld. As a naiional Church. li knoiiledges a disiinciive call and £tuts' io bring ihL ordinances of religion io the people in ￿'eTh parish or Sloiland through a terri¢orial minists). li e¢poperaies ii'ith other Chttr¢hes in %'orious ¢¢umeni¢al b(xlies in Scoiland bL"Nond. The Churrh in l.)'r¢ and Mthor ¢onduets i%orship in t'o chu¥¢hes %%ithit) the Parish artd is lirtked wilh P¢¢bl¢5'. Si Andrei4'5 Leckie. Under thi5 aTfdng¢rTreni the tsi"0 rongrtgaiions share the 5aJne minisier and 5er¥'ice5 in ihe P￿Sh ￿ held i4Lkli' and arL ilell aiiLmded. For mani. %ears Ihere h&s been no Sunda! SchiM)l alihough ihe mini51¢r. ￿1th th¢ support ofthe kirk. Session and membLYs ofihe CongrLyion. has established iniutii.es and sperial 5ervi¢es designed to aittrad iTh%'ole tamilies m.ith I￿￿nger¢hiIdretI. Thc Church rcrnains aJrn05t the onli. f(KaJ poini foT ihe TurJ communiiN Mhich it sm"e5 and b¥ also holding a arict). olfund rdising 1 %)cial cvcnts it is an iMporL￿1 part oi both spiritual and commynit%' life in the ar

Parish of L ne and MaDor Church of ScotlDd Trustees. Annual Reptsrt {eont) Year ended 31 December 2024 Achievements and Perforni4nce The small rurnl church in L)me and Manor Contin￿ 10 be ￿tIl supwted ￿7th number5 allending Sunda). orship tn IK)Ih l.!'ne and Majmir Chur¢ls ai in¢rtas¢d lel'tls Comp￿ 10 Ihe pre-Coi"id.. As prei'iousli. rH￿rted no Sundai ¢¥ists 91 pY¢%¢nt alihough famil% sm'ices hai"e Ixert hcld fwDm time lo time lo aclii'el)" in%'olic families in ￿￿TShip. Thc Inioliemeni of memtrs ofthe (Includi￿ young people) in tk iyarticipaiion of yorship has suee45sful. Oui.rcach ￿ ihe ¢ommut)it) and ehuT¢h groffih cofflinue ￿ forni an im1￿1 Tru5t&s' agenda and ss a reNulI Ihe Chur¢h ¢oniinu¢s to attrnLI m¢mb¢rs and a411v¢nts from ouim'iih thL- immediate ci>mmunirN. Dwing the y¢ar Unikr T¢￿1¢￿ s¢v¢r41 n¢￿ adh¢T¢Thts ¢omm¢YK¢d an¢ndin8 smitts in L)i)¢ athd chutche5. In addilion. in ihe )tar. the Church has donated financiall)" £l.253 to foul charitits supwrting in the l(v] and li'ider %4'orld. 15 Note 6 page 111. Accordingly the TnLStees' ate s&tÈsfJed with achievements atKI wffjrnw￿ of ￿ Church in the under reiiew. Dtspilc the coniinued spiritual and financial ￿rf0r[na￿e of th ChuTch in Llme & Manor. the Current Presbiieri Plan rn￿￿11¢d in th¢ disw)sal of L)'r￿ Church on 14 F¢bnJaTh 2025. ¢￿￿egatiOn also f2¢ts thE ￿ssibilIt5. of MaJN)r Church ￿'11)g disp)b¢d of b)" lh¢ ¢Thl of thL Pl•n ￿[￿1 in 2027. If Ifanor Church is ro k c1(￿d li MTrll bring 10 an etrl mor¢ than a ihouwd )tar.% Or￿4￿$hip in ¢hur¢h buildin8s thithin Ik Parish. The dis[K￿l of L)T Church and the U￿{ertaint). sum)unding ManDr ChuT¢h h85 ta￿d much q￿llIOnnIng and distre￿. 5 w'iihin congregaiion Lspkxiall%' in lighi of ihe strong finan¢i&l and spirinthl txrfortnancc. A Scottish Charitsblc In¢orw)raied Organisaiion (Friends of Lime Kirk) pur¢hased Lime Churth 14 FebruaTr" )0?5 the bAck of 8Ln¢rvus donati{)ns from ¢n(liiiduals kK'all! athl f¥om fw1her ￿r￿Id. The will Llme Church as pla¢L of t¥'orship al￿ indii'idual spiriiual ￿￿¢¢1100. It 1% ho[￿ thai Ik Presb%frri Plan tsill be TEVi5rd to inclu(k Ihc iti¢niion of MaThiT Church M'iihin th¢ Church of SuNland. FinaDci41 Review The T￿S[￿S con5iderthe fjtvdncial perfortnancc in the )"ear undLY Tel'le￿ to g(M)d Te¢urning a SUTplus or receipts. oi'er pa￿T￿clI[S of £7.234. Compared agaitLSt a 5UTplus of £1 1.789 in 2023. th¢ 2024 Surplus rcduced M. £4.555. In 20?4 iolal receipt5 decreased rtwginall) bi. £192 M'ith major increases in donations IE3.0941. incomt rrcoirrcd114701 and TcLrip15 from accumulakd funds1£4731 slightl) more than otTset ￿. reductions in receipts from fund rnising a¢iii'ilits1£2.3751 and ordinao al￿ 0￿￿rOffer1ng5(£I.B57l. The surp1￿$ iuncurred higher pajments of £4.3fv1 in 20?4 compared 10 2023 Mith si￿7rie8￿t imIe￿ loi"¢r £5001 in Gis'ing to fjroi (x)ntri￿lI￿nSI£2.¥46). h¢ & lighi IEI.9111 aThJ Mamy Chur¢h 151hh Annii'et5ar) thibliM￿ Costs1£7￿) offs 10 n Lxieni b>. signifi&￿1 r¢du¢ijon5 loitr £5(Mll in donaiions1£9611 and otherexpenses1£5121. Gift Aid donatior￿ and assiKiated Income recos'eries ￿ere again th¢ main %)Ur￿0f incthhe foT the ChtEr¢lL cCi￿nting lor 56/oof toial receipts. Receipis from this ￿>u[Ce wrte £2.667 hi8htt Ihan 2023 with lh¢ ot'lotal rcccipts {￿ing aknvc 2023 iwusc of rvduced ￿nd rdisÉng receirAs oifs¢¢ ro an ¢%trnt b)" in¢r¢a%¢d receipts fTom a¢¢umulai¢d funds. The numberof gift aid (kn￿15 ]tLCTEa￿4 b)" 2 to JO. OYcTalL in 2024. 10th1 reLX'iPlS £192 10%4ef and M'¢￿ £4.3fy1 higher than 2023 dttsiled absY)Ne. At the end ofthe period the f￿ancIal ro*ion by s￿e[r￿T￿l of Bal•nc¢s is cfjthstdered lo k strong tMI areas ol"fJnancial concern. The Accounts PTe5enled on PRge5 7 to 12 have prewed on a rewpts and Icash a¢cotmiin8I b&5i5.

Trustees, Annual Report (cont) Year ended 31 December 2024 Stsi¢rnent of Trnstees, Responsibilities Reserves Pol It 15 t1￿ Tru5tLr.%' wTrlicY 10 hold re￿rI.￿ sufticmt to on￿￿ngn¢Xdsof the Lhurch in untcstriffled tunds. of ￿ ryWLnue LIL'llJeni of EndoH'mLml tuntis nMjLY fabrie USL% ￿thOugh it can ￿ uiiliscd in r¢sp¢ri of other rebenu¢exp¥ndiiutv thu141 th¥ t￿LI] ￿￿￿. AL th¢ LThl 1￿ChurLh unr¥siriLlluI l(Kxi fund5 uf£3.911 ￿hlih represents aknut montks ￿l￿rnia1 ￿n￿al ¢Npendimrc. Statement of Trn5ttt5' R¢spothsibiliti¢s ' rrK.mk.￿ vf ITrK. Kirk. 5¥wion I Con_eredTrtttit)nal Board musi prwie rV￿CId ststernents which gi%e sutrickml detsil lo enable an APFrtTiati(m of thc traTrsJtyiOTts of tlr Chureh dunttg tht fifJJiltiJ] Ntar. TIK. mem￿￿r% ttf the Kirk. %e8Kion I C'OTEreaat￿naI tknatd wc rLwnsibk foT k"LTpng PTOW ¢OUnlFng tLftrTds ￿hleh. M rtqUC5L musi rctlcct Ihe fIr￿CIal N)51tion ol- the Lhurth timL. 'Ihis MU￿ ￿ do￿ kn ensure the finartei 5tatcnrnls rompl). i￿11h the Ctkgtilies and Tru￿￿ Inyestsneni Iseoikndl Aa 21N)5. the Ctrwiiies Attounts IS¢oilandi R¢gulatN)n5 ?000 and IiLw1Jii￿￿ AMI Conwe￿Il¢￿al Finance approied b). ￿ General Ak¢rnblTr of lh¢ Churth of Swiland in ?￿7. T￿. we al￿ TeswnsiNe for safe?u¥din8 the I￿Sets of Chwch and mu51 lake T¢asonaN¢.4t¢ps for th¢ ￿¢￿￿11￿n an(bor dekntiLM of fra￿ 8t*1 othLY irregLLlariii Approved bl. Ihc T￿￿£￿5 Jnd si8ned Cbn thtir ￿h8]r. Se55ion Clerk fvl¢fkn(4 loar

Independtnt EA#miller's Rtport to tbe TTU5tet5 ofibe Parish of LyDe #Dd Manor (Church tsf Scoiland I ￿E￿￿t ryj th¢ accourt5 of ¢hr rkniv for th¢ y¢4r¢ndrd 31 D￿l￿r 2024 ￿hICh aF¢ ￿ Oui L)n pa¥es 7 10 12. Rc5PtrtiYe rc5P0115ibilities Dftrll5tcrs ud Th¢ Lhari¢v'5 LTU51ei5 8TL' [Lry[￿5lb1¢ fvr thi. of in accordance with (he ierns ofthe Chariii¢s Trusite Invesimcni Ikoilarnj) Aci 2(M)5 and the Chariiies AcLYMLn15 (Sl￿land) Rc8U1￿M￿s 2QO6. The charily c&wi¢kr ihai the audil requircmcni of Re8ulaion ILKI I Idl of Acctyjnts RcBuI&ion5 d()ts not dppl).. 1¢ rnv fcsTK>ll5ibilily to txamine ihe a¢¢(Kmts requircd undcr seLtiOD 44(11 (¢1 of the Aci aTh1 to swe whtthtr P￿tICular matt¢rs hav¢ c(Jme Lo rn) attention. B15 of Indeptndent examlner'5 $iatet•t An examination is ¢aJTied out in aCc￿dance ivith Regul1￿1 I l of the Charities AcLI)unts ISLX)tlandl Rc8ulations 2tK)6. An examinaiion iTtcludes a revtc￿. of the accouniing records ke￿ M. the charin. and a ¢omparixbn of the accounts EYe5ented wiIh Ihos¢ r¢¢or(Ls. It also in¢lud¢s tot￿l￿rall￿n of a))" unusual iwms or di5c105wes in ihe account& and secks cxplanaiion5 from ihc truMee5 concerning an%. such rnaller5. The pr￿edur£S undertak'en do noi woiidc all the e%idfncc ihat i%uuld ￿ required in an aydii. LX)nse4u¢nily l (k) not express an ¥udit opinion on thr vlew gilen by the accoun￿. Independent eI#rnin2r'5 5tstemeDt In the course ol"mTr ewntnation. Th) rn￿ler has c(Mne ￿ m). alient￿n ,hieh giwe4 rne reayJn&ble ¢guse lo WI￿.¢ that in 3n¥ maierial re4Je¢i the reqtsiranaiis". • keep a¢countin8 records in aeLYth¢e wilh Seeiion 44 {IM#l of the 2th)5 ACE and Re8ul&tion 4 of the 21M)6 Accounts Re8ullltion¥ and Iii JXLparc acc(NJnts whiLh a¢¢(rd with the a¢￿vnI1￿9 rtC4Yds atsj compl> with Rcsulation 9 of th¢ 2006 Accounts RL8ulalions have not LK*rt mct. or to ii'hich. in my o￿niOn. alteni￿n should draiin in ¢nable a undeTaaThJin8 of the acetyjnts to Tts¢h¢d. Natnc. 11

Partsh of #nd .M#thor Chuttb of Stotland Re¢et ts and Pa 'ments.4ccount Year ended 31 Detembtr 2024 UDreslricted Restrieted Endowmenl FuDd$ Fund5 Funds 2024 2024 2024 Total 2024 Tot21 2023 Recei Donaliuns Legacic5 ActiN'iii¢s for Generating Funds Bank & DLryx)sii inieresi Invesimeni incomc Nole 26.537.i7 26.537.57 ?4.830.61 2.Wl.50 113.42 2.901.50 Ili.42 5.736.20 35.288.69 5.276.95 5.736.20 i.736.20 4.054.97 34.271.64 29.jj?.49 Rental of pr¢mis¢5 Ifornier manse) Sale of &8seis Sale of inke5ttnents Grants RecLiPts from Gcnerdl Tru5(ee5 (hhLr RLXLIPts 4.8(Kl.IXI 4.8(Ml.(M) 4.800.00 0.00 1.208.61 Total Recei 29.55?.49 10.536.20 40.088.69 40.280.25 ments Costs of generating fund5 Charitsblc 8Ctivitit5 Governante costs -197.(XJ 30.9?R.65 125.IXI 604.28 1.801.28 765.39 30.9?8.65 27.625.96 125. l(K>.IX) Total P 3? ?50.65 6(H.?8 32.8i4.93 ?8.491.35 Exee55 of Rereipts over Pavments ror the year before trAJ15fers {2ffj98.161 9.931.92 7233.76 11,78& Tr4n$f¢rs EA¢eSS of Reetipts ovtr Paymtttts for the year 12,698.161 9.931.92 7333.76 11.788.90

rarih Iifi.)nr I￿¢j %lanvr tat¢￿ent of Bal#nc¢% At31 De¢eThher 2024 Church of5r￿1￿￿j I,'nr¢siri¢dR¢siri¢itd Endornmtnt 'uTrd$ •ds Funds 20?4 21124 2￿4 Ttstl 2•13 2024 De Dunk & L.p05it brought forw7rd li Balanrc¥ 6.608.67 li1.￿J1.64 17.610.31 105.821.41 Iovtmtil ill vear.. E.1c¢￿5 of RLcci￿5 Pa)Ttwits forthc)￿ 12.698.lil 9.931.92 7.233.76 11.788. Bthk & dipMYiLI balthtt carricd for￿ 120.9i_-.56 1?4.844.07 Ini'estmcThts xt marktt i'lllmt o.( Gift Aid Rcceivable nih¢T J)ehi1)T%.Q￿l%￿ndIng I.￿ement% atyJ 5_140.9g 18%.1.5 5.529. li 4.766.87 o.( 5.151.80 hL'T CrLdilor5 aME outstandi￿ Pl)7￿1ts .677.12 2.507 22 The accounts u'eTC approl￿d b% the Kirk Scssiorb a￿j Fiiancial Board m 9 Mueh 2025. For aJMJ bthalf ofth KI￿ Session at¥J Finmcial Boyd .ScJsi04 fltrl Trea5•rer

ol otheAt I. TNstee RemuDerntion imd Rel#led Prty T￿￿￿ttl0￿5 During ihe l.ear 3 iru%liL% r.'iLiiiJ rLiinbur5enent ol- expenses incurreé ts)thllin% f l.?64.7? In addiliii wh() is lh¢ daughi¢r ol- a rnCrntr￿ of the C()ngregaiii)na] Ik)artl. r¢celi.￿l £650.￿ for pri)iidi TrLb hi'r SLfi ILL4 churLh cleaner during Ihe )ear. 2. Movemettts in Fuids AllJa 2024 At 31 Dee 2024 Receipts Piyments Trnnsftrs Unr¢s¢ricted fund5 tkn'igndt¥d Fabric Fund Dtsignated Mu%iL Fund DLsignated Sunda)" Sch￿] Fund GLmcral Tr'und 0.00 3.910.51 3.910.51 6IrfJ8.61 6.￿1.67 29.5 j?.49 ?9.552.49 32.?iO.65 32.250.65 Rtstrieted funds 0.00 Enrtowm¢ni fwThds Lapiial l-.und Rewenue Fund 47J51.61 6i.650.Oi IIIAXJI.64 47,351.61 73.581.95 120.9i3.56 10.536.?0 10.536.?0 604.?8 604.28 Trt#l fund 17hlO.31 40.og8.69 3?.854.93 124.R44.07 at-Desi led Funds Fabri¢ Fund.. Tr Tmstecs haie noi aside furds forthe m?inten*)ce of the Church prom.. Musi¢ Fund.. Tr. Trusiecs h•e nc)i aSKle furxls liy the purCh&￿￿(MUSiC rt50urces for use in iNorship. . es of Fn(k)iiTneni Fun&s The Capital FutKI ￿a5 established ￿Ing part olthe sde pnxtttsofM￿or man5c and money rcceived on the discharge of the Congregaiion's access rights to LIIX Church thr(￿gh ihe grounds of the fiTher LNTre Man%. Thu rapitsl lund is nol generall)" aiailable (OT bi oingregalion ￿"h11st ihe re%rnue fund r¢c¢ii¢s Ihc intt)me genera￿d b% thr capiial fund tran be used for specific CL)n8rcgaiional Purpo￿S.

Parish uf Lint and Ilnvr Chur¢h of Seolland '¢#r endtd 31 Dtcemher 2024 Yotes to tht.4crount I,nresirieted Trund 21124 RestTiti Funds Edow"mcnt Funds Total 2024 Toixl 2O2J 2024 2024 3. ,In81v$is of DonatiOD$ 'FO SchemL Inott Gift Aid) Gft Ald D4)naiions Tax R¢wiered on Gift Aid Donations OrdinaTr OtTerings Iotxm Plaw") 150th AnniNersaTh E.¥hibiiion Dcnati0Th5 (hh¢rOffLng& IX)niots)s etc 17.759.IX) 4.771.40 3.034.q) 17.759.00 4.771.40 3.034.90 897.27 75.00 26.537.57 15.56?.30 4.301.21 4.655.10 75. ?6.537.57 312.00 24.830.61 4. Anal%siJ of Pa)'ments .osts ofg¢n¢raling Invcsttnent Manw f¢s Aciii'tiics for Raising Funds Ex[￿dI￿re 15ffth Anni￿¢r￿aT¥ Exhibition Co4$ OtTerirtg enlelo 604.?8 604.28 286.21 789.65 323.21 326.50 ?86.?1 789.65 115.68 765.39 1.197_00 004.!8 .801.28 Chllritable attiThilies (ii%ing 10 (iro￿ Lontrtbution Prc5b)1er%. ducs Voluntsry. Addiiional SliF￿0 MinisteT S t.xI￿SL Min¥Mcrial A5sisian¢¢ Pulpit suppl) 16.32?_ 553.98 o.Ix) 1&322.lY) 553.98 13.476.IX) 272.41 827.?3 827.23 864.91 545.(M) 545.IKI 880.75 E iljlj (hh¢r stsffing costs Fabric repair5 & mairtiaJart¢e Couniil T& H¢ai 2nd light InsuratKf ()th¢r building rosls Church oifice exsnses Orw &. music Priniing..4th1iory and Advertlsing Donions 3.965. 1.034.53 5?4.(K 2.9?0.?3 2.571.58 3.965.IK) 1.034.53 5?4.IK) 2.910.23 2.571.58 i.705.QO 1.183.04 665.00 1.009.05 2.434.?9 o. 240.1 34.44 240.(M) -14.44 30.24 241.00 2.264.09 6(KJ.18 27.625.96 lu02.82 87.84 30.928.65 o.lxb 1.302.82 87.84 30.928.65 Go•trn8n¢e eoJtJ Ind¢FKnd¢ni ¢xamit)tT'S f Oiher pa)menti I'urchJsc ol'ass¢t5 Pur¢hLsc ofinvl￿¢Thts 125.(M) 125. I￿.(x) 10-

Pari4h of L ne and ￿lI￿or Church of Stotland Year endtd 31 De¢ember 2024 Cont Note5 to the Account5 S. Mlnister's Stipertd All Church of kotland con8TegatlOn5 coniribute to the Naitonal SiiFfnd Fund ￿hleh bears ¢he cosis of all rninisteTh' stipends and emplojerfs Loniribuiion5 for rtaitonal insurant¢. ￿nSIOn and housing and fund. Minisicrs, Sli￿nd5' paid in accordance ￿'1th Ihe naLional slipend %ale. which is r¢laicd 10 Near5 of gTh'ice. Ihe Trear uTh4er rn'ioi. the minimum slipend uas £3l.642 and the m&ximum sti￿nd lin ihe fifth and subscqurthi %LwsI ￿7S £38.884. 6. Collettions for Tbird Partie5 2024 2023 British Red Cn)ss Ukraine Ap￿dI Ti%eed I'ogs Tearfund IESSL l)l-.C - Turkcv ISTrria Eanhquak¢ Ap￿1 c.hildrens 1105pices Acros5 Scoiland Save thL Children- Cia12 1.-mergcnrs" Ap￿1 P¢¢blesshire tr(KKi B2nk Bethan) Chri5(iart TrusL 389.50 389.50 236.91 236.91 3?5.00 764.34 231.50 711.75 ?31.50 2.264.09 1 ?5? 8?

Parish of Lvne and Manor Church of Scotland Year ended 31 December 2024 APPENDIX I FUNDS HELDOP BEHALFOFTHE COI%GRECATION BY THE CHURCH OF SCOTLAfD CENERAL TRUSTEES 2024 2023 CAPITAL ACCOU Credit Balances held ai 31 tk¢¢mb¢r at ¢ost 47.35161 47,35161 Market Value of Balances at 31 December 67.132.68 64,181.18 REVENirE ACCOL'iYr Credit Balances al 31 De¢ember 73.581 95 63,650.03 12-