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2024-12-31-accounts

3collish ('hurity.Vo. 3('021257 Crieff Baptist Church Trustees, Report and E¥inancial Sialemcnts Year Ended 31 March 2024

Crieff Ba tist Church Conttn15 of the Financial Siatenlentsftir ihejvor ended31 Alur¢h 21J2J Rewt of the TTu#ees Rep￿ of the IndeF¢md¥Lt Examin Receims and Payments Account Ststement of Balanc N￿¢$ io the FJnan¢iai Ststemthis 9-10

C.rieff Raptiqt f.hiirch Repori of tht Trustees fc)r ihejeor epkled31 .Ilarch 20?4 The Trustres are pleased ￿ weseni thsr rqffi the nnanuai swements oftht ¢￿[th for the year elldd 31 March 2024 5t#lus o(Chrily and G•vtrniTr8 L)ocuAMI C.rietTBap¢isi C.hurLh Is &tablished by C.on51iiulion grKI Is a T¢8igred S¢otsith Charity. (No. SC021257). It Is rewstered ￿th IURC a5 an bnin¢orporad OrgamsatioA The church is affiliated to the Bap115t Union ot'scotland. Alms #nd Arfili•ti• The church's obJeL1LV¢S we ihe ￿%￿nceMent of Ihe Ckn"stian faith pnrnarily in Cridy. P¢nhshJr¢ bL thr(>U￿￿oui S¢()Ilund thid the rest of thc world by m¢•nJ conqieffl wth ¢h¢ tctschin8J af the C.hnstJan Bible inchldinu w'orship. minisbry, miwon, wa¥'er. wu>e55, alucation. c¢xnmunLty s¢njc¢. th¢ sugDDrt of a¥encics, individud5 and othff thani4bl¢ cwrtisaioths molvtd in Chnxian rn15Jionary the relKf of pY¢rty or othc¥ s￿5￿1 tye¢ds Thc Icado 51iip tcani li￿¢15 nionihly io Jixuss a with varitty of itrpi¢s inLludin8, TnaIni￿ancc& r¢paiis. pasioral nc¢d5 wiihin the church farnilv and Men¢ral needs utyihin the widcr communiry. Busin m¢eiin8s for membcrs & friends are ¢￿ver￿ half vearly iihe .4GM in May and the Hajf Yealy Medin8 In November) Addi11￿al m¢¢¢ir•g5are hdd as re4uired. Trmslets nd orrKe Be•re ni¢ ¥hu1￿h ¢& s¢lfui'uning and ¢onweuaii041 in policy and tis dzy4• ruming Is ¢urrenTIy undthaken fy the leaderthip ¢eam compn51ll8 Ihe Minister Icuffertly in F.Iderx and The LideT5 and Dexons ￿ aisothe Tws*es '1'iile deeds to the PiOF¢rry owned lry church areheld in the name(s) of thewvice Trusths Appoin¢meDi ofTrusiees The P&stor is awoinied by the ehijrth in accordance Ihe Ci)ttstiDJiion and the procedures recommended bv tk Bapn51 Union of Sertland IBLSI. "I"he Secrew., Tr¢wru. Eldm aTrd Dexons are elertec l)s" the Tnerr+￿Ts. They ncmal v sernt for three i'esrs are eligible for reryelection * the of thai period. OlfictrBtaTtTS may e￿oF￿¢d on a w04emi b&g"s as reqwTeJ than Ihe PaAor members Dt the leadership ieam wll have S￿'ed In ihe ¢huf¢h for some time and wll b¢ famili￿ wth its workir85 As part Of Ihejr Inducti￿ WO8ramme new Dea¢ofts are requir¢d to ￿der￿and th￿r 5tawiory responsibilLtie&

Crieff Baptist Church R¢por¢ of tho Trusteosjnr ihc)Yor en￿3] Alarch ?024 Please see ￿loW 50rne of the Tn￿￿ evcrns and &uNiiies the (Thwch fdlowship have ixen inTro1￿ in ov Ihr Nl¥J¢h •O13. M¥¢h 2024 rknns ih15 itme w¢ hav¢ 4$ o Chur¢h fd10￿•thiP ￿ntIn￿n8 to 5¢& God's Suidw￿¢ for lh¢ fthur¢ diTeciion of ihe Thuich, thilst ￿11%"¢1Y beinb irn'olled in thc cornmuniTh' aTuJ styenwhcnin¥ knnds Mth (kiher fellowships tx)Ih locJly tiirther afield We r4)￿￿0 very wefu] for God's prokision for and at¢ of HI5 puTrle it i> to Hjtn thr Wory I l Richmond House serNice5 - thuTch mcmbets Join a tryuiar bau's with ihe IcsvJeDts for 8 tho worship servic¢ This is im. well rLYeived b). both #aff and le￿dents. 21 The PaTrneThhip wih Perth ￿41151 C-hwch coniinues to ble85 U5 aJlothryn¥ Ihe con¥re83tion io benefii from the ministry of I.es and HeleTh Hu'.chin#oth helpinm with ihc reaj ul ￿rshIp ser¥ices on Sundai mornin8s cmce exh m(J)Ih Jl Tli¥ la&l¥ SuriJuw wviship ifi NfknRvy Purk wtll aliLTi&d by LvfTIiTiunily at IiSLIDrs alike as515ted by some of our rnernbers who twk pan Followul by the break.fa51 the Ep￿0p￿ Ckurth 41 A yeiiou5 ￿1$71 by rhrt Arntr￿ btthhtrn on tnp", efd>led ihe fellouwhip kn wure pamership wth the FJath County Cowboy Church rrsuliing in a we¢kIon￿ vjsii ¢0 the ¢hur¢h and cornmuniry fr(￿ Ma). 28-Junc S ?023. They vtsy p￿ttY¢1y received ty kncai hools. yVULlb Ilubb id Jii coiiitllllTiily rvrsi¢¥ 51 The w¢l¢omin¥ of fow w membL'fi. Jotnd tho ILr bwiaJy mLYnin¥ l. Apiil 2Q231. The fomally Join 24 Awl d•ie of this tepori 6} 'fhe Lookjng Trorv&d meetings hii'e ¢onunued to en8a8e ihe Con￿￿tIOn in ptayerful on>id¢ratsor of th¢ fLrtwc of the f¢llowthip as we SEek ￿uld￿te frtyD thc Lv".d ¢owar& callinm a Pa910T renewin8 iision iogimhu. A Retre is pl￿￿￿ I I￿21 Awill. 71 The 8toMih of & musi¢AI gr4YJP involi'in8 m•nbers And att¢nder6 who r¢8ularly leAd th? fellowship in worship. 81 Th1¢ i¢il(tii¥ vf di¢ %latiJE ha% bcu) • v¥Mw¢ id suppvii ChLrch finatKes 91 ThrouKh Church meCyn￿ the prO￿5S of applying for the Church 10 move from A UN'A to SC'IO. have w8wn8- Mryih Ihe beins ¢ornplrta in .Apnl 024_ aftw ihe d￿¢$ of this report 101 A wwnmill¢¢ cajlcd * th¢ MJY 2J AOM - wrth thc (knJc&tiv¢ of JJ ncw P#stor I I l A child-PTOtection ￿liLY Eein8re52aTched pth fIrw￿d for¥pproval to the AGM. •) The Tu¢sday afterTwn warm4p0￿$ Lll COW*ion Puth Kinross Council ￿loWed the church 10 be oÈxned to sllpw)rt members of ￿der ¢ommunity lo find a warm placc i)v¢y tlr Merm￿thS 131 Th4 Chw¢h Hall Is la to Vul(￿ Community Groups throU￿h the wEek. _ Brownies. Tuesday Club. fjuLde& Fibromyalwa 8rwp- demDnaTaun8 the church's ￿n￿lI￿ert io the wider Crieff C¢ynmunit)".

Crieff Baptist Church Report olthe Trusiets for the year ended 31 March 2024 In these events wanl to give gratstude to our L￿d for His care and guidonce. As a leader5hJp we wyni ￿ recosnise WLth gra¢iiude the many past￿al i'15its aTKi caTin8 att¢ntion ih m¢M￿rS of the bodv xive an￿her rhroumhout uch ￿E¢k. Th¢5¢ are a xr¢Jt ¢￿fOrt to those who receive them and a genuine to the wder communiry of ChTlS1'S love The ehureh rL%thves its fundin8 from members and fnends by Wdy of wcckly offcnn8s and monthly tanding order% many tsf whjeh are (nft Aided. from general donati￿$ A small Amount of rcvcnuc 15 r￿Civ¢d hjnny ihe hall The church d￿$ not organise ￿)￿lf1¢ xttv1ll￿ fr￿ th¢ purpose ot-rwsin¥ Incornc for Irs owi usc. Refultslirt iheye4r 'I'he fininriil gi.Itemeni8 fnr the. yew Are set nut M PAgei& In In Tr Re￿￿$ And Paymen18 4ccNnl p￿¢ 6 T¢fiects a SUTrAus of £18.29812023 surplus of £2•,6631 P¢n510n ￿ymentS for th¢ pensith deficit reMned a £1 per mortih for this a¢eountin8 Ptn(yJ The chwch vnade re8ular lith¢ paym¢ntS to ihe Baptist Ufiiorb of Scotl￿d BMS Ivorld MisM * • t•t¢ of £80 50 per mnnih In exh nrg4rynl￿i1 Reser It Is ihe aim of the church ￿ mwntwn unrestrithed fijnds as follows A minimum level wthich equate5 to arfjJroxim&ely three monihs. expendiDJre io rtsvpr ÉitiiAtlMg rhx MAY xi%p frrm limp in rirne A mximum l¢%.d. whL¢h tyu4te5 10 apwoxirnj￿l￿ six month$ ¢x￿nditUtV. unl￿5 ih¢ thur¢h hJ5 a specific ￿￿Jell in view OtheNise. Ihe Leadership Team io disburse excess funds i the fonn of donw.0￿ w #r￿$. In ihis accountin8 period li Wds weed thai Tewn and build the Lmrestrictrd funds to prepare for Ihr appoinmi¢ni of a ncw pa5tty fvr th¢ ¢hur¢h. H)¢e the (OenErd Fund balonce of £71.389 ?0?3 £33.8011 Is retaLtstd for this purpose Donation$ •nd %ifts 'hen lunds ￿lOw. the Chvr¢h Mak￿ dondions and donthd in¢<wn¢ to btheficLarie$ and orwJnjs￿l{}n¥ thg14r¢ ts¢n¢rally known ￿ the i£adership and the LuTL*. The knficiariea are involved in activiiics or minisiTiCS compatible with the church's objeciives

nj for the Futur*

11 Is the intention of the TnJ$tees io tyansfer the Unim¢otpcwtyJ Or8nistsi)n to A SCIO (Scottish Chariiable IneorTxxated (￿8a￿ls&i0n} within the nexi itlve month$.

Crieff Ba tist Church Report of Ihe TrnrteuforhleJwodd31 A<LvdJ 2024 CrietTB4Ytill Church Cti¢(r Pttth3hir¢ PF17 JAT Ba•ke Blok of S¢otlThd I GAlv•imore Stroot Crieff PH7 4nN Miikr Hwthy 14 Corni¢ Strert Crieff PH7 4AZ 6 Ath•ll C4¢4C PERTh PHI 5JN

Crieff Baptist Church Report ofthe Inde￿ndent ExAmiDer to the Tr￿tee8.[￿r ihe year end¢d31 .Varch 2024 I report on the accounts of ihe Choriry for ihe w ended 31 March ?0 . which are sct out on pages 6 to Reqpee¢ive reApnTrsihilitI￿ (•fTrnsleeA F.¥aminer The Tnbstees are respc41sible for ihe preparn1￿￿n of ihe counts in aeeordanee with ¢he temis of the Charities aThl Trustee Inv¢stm¢nt (Scotland} Ad 2005 and The Chariiies Accounts IS¢oilandl R¢gulaiions 2006 ias aThend￿J. The Trustees consider that an audit rcquirerneni of Regulation l O( I l {d) of the ?006 Accounts Regulations diKs not app￿. It is my resp)nsibility to exami￿ ihe xcounts as reWI￿d under S￿li0n 44(] Mc) of the 2005 Act and 10 stai¢ wh¢th¢r Farticular matters hav¢ to ¢(Mn¢ lo my all¢nii(ffl. B&¥iy of Indtp¢nd¢￿l Ex¥mitt¢r's Report M). examinaiion carried out in accorda￿¢ with Regulion I l of the ?006 A¢￿UniS Regulations. An exAminalion inilud¥5 A review of the a¢¢ouniing re¢ords kew by the Charity and a comparison of ihe acLounts presented with thise rwords. li al￿ includes consideraiion of anv unusual iiems or disclosures in th¢ ac¢ounis. and wkin8 ¢xplana¢ions frnm you gs Trusi¢¢s ¢On￿rning any such maltws. Th procedures uThJertaken do not provide all ihe evidence that would he wuired in an audit and OnY¢4u¢nily I du nui cxprr55 an audit vpiniun on thc vi¢w &iv¢n by awunt>. Ind¥p¢nJ¢DI Ex4min¢r's St*¢¢m¢nt In connection with my examination. no matter ha5 come to my atiention: ( l ) knhich gives me reasonable cause 10 believe that in any maicrial resp￿1 thc requirements- lu kccp a¥Lwriiiri¥ rtLLfftls in ￿kunlal)Er %viili Sraivii 44(IMa) uf tli¢ 2005 Ail and Regiilatinn 4 of ihe ?006 Accoiinl% RegiJlaiit)ns. gnd to prepare accounts which a¢¢￿ with the accounti￿ recor& and cornply ￿1th the R¢8uloiion 9 of the ?006 .Iccounis R¢gul&tion have not been rnet: or. (21 to NNhi<h. in my opinion. att¢niioD should k drawn tn OTdcr lo ¢nabl¢ a proper underslanding of the a¢¢ounis It) ￿ rexched. Dat¢.' I l December 2024 (itland Mvrris & Yvun Chartered Accountants 6 Aihull Cresc¢nl Perth PHI 5JN

Crieff Ba tist Church R¢¢¢ipis #lld P•ynkrnts.4¢rvull¢sfvr iheyear el￿ed3} March 2U24 Rejtricied Fottd$ 2024 2023 Toil Total Rtceiptj Gift.Iid dtsnationj Gift.4id t&x r¢¢ovued (en plaie offering5 Manse Rent {￿¢[ In¢¢)me- hall& misLellaneous Specjal offerinas 310 22J60 18.845 5.592 l2.6l9 7.W5 1•.044 9.41)6 897 12.941 9,496 1.620 3361 3.014 Total rtc¢ipls 40.070 Pavmehti .statY¢￿tj 1.429 Staff Mi%cllaneous staff expen5 IMiTri¥ii(JniJld¥JwiifmT aF¥I￿lts." Raptl81 Ilnion of qcotland BaoJJi MJ5sonary Society Aciion PanNer￿￿One￿5 Irtstilutson￿ don￿10￿5 less than 840 1.440 1.440 £l.O(M)- 61:023- 8) .¥uppori CfA51.S." Raics and insutance L4)Jn r¢p4ym¥nls tA)art iniere# 1.756 1.763 2.7S4 1.182 1.182 1.678 3(X) 3.904 1294 239t 987 1,871 959 1.5V5 3.070 Adrninis1￿1on expen5¢5 Ministry expcnses Saf¢ty and maJmenan¢e Builth'n8 wThk5 Independent examiiio100 Tot8] ptyrneDIs 1,294 2.2 987 87S 1.080 14.7119 1.080 10.705 1.020 17.407 Surpluldcficit) for 37,787 38298 Transfers Toral funds iYou8ht f(Thard 33JOi 33.913 Jl,250 TO￿ funds tarried f(ttMwd 623 72311 33.91J

Crieff Ba tist Church St#tem¢Di of BxlnctA JI AldrLh 2U24 2024 Sllrylus ClosiThs 2013 Openin8 Deficit (Jming bAIth¢¢ Cor yur 33.913 3&298 72311 11.250 22.663 33.913 eprtsenied by: Ilnrtstricted fund Gener RestrtciEd Fello￿ShIP niie ISund4' School) 71J81 33.801 Wom•n'G fellowship Spe¢iaJ Collecuons 46 33.913 72311 Statement ofwwis At 31 MAr¢h ID24 Church {ar e¢M) Manse i io.( 240.iXKI 120,(xJ) 240.000 360,000 Gift &id tThldini 1.067 Accowils recwvabje 1.667 S¢4ternent of libilities ai 31 March 21124 Inde￿nde￿i ¢xaminatsOll Mile4e expenses Lo8n< lye l.oan > l year Bapiist Pension nd 1.020 19.9rJ) 20.980 19.900 20,920

Crieff Ba tist Church Ststrmtnt of As At 31 March 2024 (coTrn¥tyd) Ihthr hcnalf hy the Iin.4ernnTtd. Th¢ p•sH 9 JU oi"thM¢ 4tr0K

Crieff Ba tist Church ole5 10 Iht fkts#ncAAI SiatenitvisffJrih¢ Jeur c￿ed31 Alarch ?024 l. Attountlng polldes Ai'c¢w#ftng 1.he financi￿ stBt¢meniS h8v¢ b¢¢n w¢parcd under thc historic41 cost convention. and in 4CWTdDnce th the Charities.4ccoums (sc￿18nd) Reguli(ffis ryC(kS {as amended). Iksis 'i&sl¢lemrnts I'he linantial Stslements have btth wrpv¢d on • p•ymwts b4518 ffi Reteipts 4ndPdJ'nMts.41'LMw For th¢ purpos¢ Ot" Eh¢ Rw£irrtJ l￿d Pwym¢DfJ tWADuntJ a3 Jhown on pw 6. funda ar¢ d¢finGd followJ Iliire.firi&ledfiiMl¥ ¢(mprise and (￿h￿r In¢(Kne re(￿¥￿A for the objects of the church wthout f￿rther spe¢iCicd purp05c and arc ab'wlable as Scr￿ funds Re.%1￿L'ledfi{ith ¢(Knprix¢ inc(Mnr kni¥h ha5 bc¢n r￿￿1v￿ fol th¢ obj'cas of th¢ thutGh and wifirJ for a restrieied wrFK>se lsiihin these objttts b). the donor The Church does oper￿e a Pe￿rffi scheme for staff memFrs. bui allows the Pastor io psnicipate in ihe pensirn scheme operated ￿ the Bwisi L,nion of &o¢land, as wt of the Baptist bnion of lJr¢ai Hrithin and ITelaThd I'ension co￿3 are Included p￿d ven￿0￿ oblsy&ions and (uiure 11obililLU we ith¢lud¢d In not¢ 6. Z. Tran￿￿10￿5 wltb Trnstees No Trustee& nor any pers￿$ COnn¢d¢d Mqth ihem. have rewved remunmtson fr(ffj the ¢hanty durJo8 th¢ y¢¥. No Tr￿￿tel have recaved any Tumbursed exptrnes or an>. other E<nefits from the ¢hJrJiy durin¥ ¢he year 3. Sia(fcosls numbe 2024 2023 Gr05s Salaries Eiiiployerj Nl Pension contnlxLti4*1S 12 1.429 1.429 12 The avera8e numbv of eJnploy¢tsdwin8 ihe year v&% O12023- 0).

Crieff Ba tist Church NottJ to Ihe fitsth¢MI siaiethtnisfor ih¢ Jear ended 31 Alarch 2U24 4. UnmiTl¢ied fthds B￿￿te at l Aprll 21123 Rtteipts P#yme•t8 Trafjlfern 31 March 2024 ti¢ncs& Fwld 33,801 J2,490 114,7091 71.388 Th¢ Cl¢￿T￿lI14￿￿ r¢pr¢%N5 all Tdati￿ ¢0 & primary fo￿$ 4¢tiviii¢$ of th¢ anty. other thw ih05e tor %vhi¢h lundin8 15 r¢And¢d. . RpAtrl¢i•d thndi Il#lAn¢e li l Aprll 21123 Rete1￿9 PymeMts IIAlin<e ai Trn8ferJ Jl Mar¢h 2024 ellowship Twi18undgv 8¢hooll Women's Feilowthip Special Lolleaions 2.567 2.567 •.0561 12.0561 557 623 E¥plA1141iOn 'I'he Fclloi%ship fund r¢prta¢nts in¢(ne and expthditrJre to awst manbcrs ofthc fcllowship in short terni fI￿A￿al diffitulty The Igniie l$uThlay School) fur#1 reryesents ineiNne MI expendiiure relatsn8 10 the sutwt of children'8 I%DTk The Women'i Féllowthip fund rePre￿It£ ineelknè qAd expeThth"tLrt relirt8 io ri•d )d by the s fellowtship In the con8re8ation The Special Coll#tionJ fund rq)rex#ts Iri)me railed for 4xrift¢ thwiry dorw1(￿S 6. Contin8ent li•billiy The Truateej hov¢ b¢¢n provi&d i¥i¢h t• valuation of iheir pension liability from th¢ Bapiist Pension Scheme which Js a contin8eni ljabiliry As of 31 Marth 2024. the eyjmaied employer debt amowted kn £19,9W. Followtkg the Ttrapt of th18 th¢ T￿￿te¢S have taken the decisiun IQ cortijnue 10 pay ihv drfirrt payrncnts ￿ ih15 Ilmc