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2024-09-30-accounts

Annual Report and knnts

St Peterfs Epls* Chur¢h. Ifiverk￿ Annual Report and A¢4￿￿ts for the year ended 30 September 2024 Contents Referen￿ and Admlnlstrntive Infomation Vestry Report Indep•thnt Examlnerfs report Receipts and Payments Account Notes to the accouTrts

St Pe￿5 Epfstopa lTr•ethlit Bwntisknr MknL*Te ¥nke

St Peter's EpIsCo￿l Chuth. Inverkelthl Rq)ort of the Vestry {Tn￿tee3. Report) Year #ndéd 30 S•ptember 20Z4 Chrltable objecth The prlncfpal object￿e Is to or8antse seNkes tr pubNc w(Y5hlp accorthgto the 8le and to encourage prayer, Bible reading and other related acti¥(tie5 to the propa8ioD and nurture of Clwistian faith and Ife. 5trKture and 6o¥ernan The congregation is constituted underthe Can0ft5 of Episco￿1 Cthurrh and its affdlr5 are conducted accordlng to the 2013 C{M￿titutI￿. IA. to manage and safeguard the assets oFthe (Inffth and asslst the Ilertor in matters affedin8 the s￿ritUal welfare ofthe coywgthn. If the Rectw retires then ihe Vestry as a thole wthl constitute the leaderthip ofthe chur¢h. The Vestry 15 respon51ble for mana8lng and 58uwdlng the assets of the Chuith and leadln8 the church rnatter5 affertlng the splritual wejkn of the ctin8Te8th. They are also re5ponstble ft)r keeping proper accounting recoids and ensuringthatthe Accounts are wep￿d in acCord￿Ce wlth the tem15 ofthe Charitiesand Trustee Investment Ikrtlandl Act 2(K15 and the Ch￿lIk$AcCoUnts {Scoilandl Re8ulatIO￿ 20061¥ amended). The Vestry re8ularfy considers the risk5 fKed ￿ St Peterf5 and en5ure5 that apwopriatr risk Mafia￿ment pMcedure5 are In place to mltlgate those rlsks. All member5 of the Ve5tsy ¥e the CharftyTrustees of St Pets Eplscopa Churth. The Vestry members are eve￿ed by mth￿be￿ of the con8repkn at the Annual Gen•r•l Meetln8. Vestry Member5 serve for a term of ￿e year and are efwble for rtre1ert5o￿ The Rector and Priut ill Charge of the congregatlon chalrs the Ar￿m￿l General Meetr and lsex officioa memknof the Veslry. Inthe case of the Recior Tetlrlng the AGM wlll be thalred by an appolnted rewesert*ive of the Vestry. The Independert Examiner is asso etetted at the Annual General Meetin& The Vestry elects the Secretary and the Treasurer. Ind If eitherer both ¥e not an elthd Vestry member, that person is c￿Opted on to the Vew. Howe￿, St Is possible to have a n¢M-ve5try memberwho isTreasureror Secretsry. Vestry Members.. Contart AddrÈ55e5':

St Peterfs Eplscopal Churd4 lThverkelthl8 Reportof the Vestry ITrustees' Repwt) Year ended 30 &￿ember 2024 Attlvftle$ and A¢hle4ements The Church contlnues to w(y4lde tor ￿lI[shIP èath knlay rn(rnlry5 aml t1¥￿ other mid4veek ser¥ke5 and events. St Peterfs also Is a¢Uve tn the wlder community TArfth suth a(th4iles as Chlldrpn Hollday aubs, Youth Group, Men and Women's Group5 and the nmnlry of t{￿lSe5 such a5 Afpha c￿r$¢5 Cowses the Chrlgllan Falth, to name a few. St Peter's has con15nued to Brow in the past year tlth regular new people vbttlng and atterdknz our church servtces. A large part of St Petetrs lrfe Is fLused aToJnd two mid week the Connert rknups arxl the Prayer meet1￿. An addltlonal prayer meettn8 has been Introduced on a Wednesday mornkn& Thwe has been a special sense of God's ble551n8 and presence In the mldweek 8nXWi and aLw In n¥)rrAftB A varl¢ty of speakers and leaders from wlthln the congre8atlon have demonstrated Immingr￿S to xrve and bless the thurth In this way. Our lest In char8e Dean Norby retlred at the end of July 2024 a￿} we ¢e￿brated h15 mlnlstry tO8ether wlth a thanksiivln¢ servlce and meal t￿ether. W meet at lTrnrkelthlng Hlth Sthoc4 whlth rent to Use on Sunday We contlr¥Je to pray and seek 6xl for a venue that we can use through the week fijr the Yarknis we would like to do to reath out to the c(¥rnmunlty. Over th15 pastyear armrrted as lay Pastor and aMlr of Vestry In orderto pr￿Ade 5tablllty and contunlty durlng the perlod in the lead up to and 51nce the retirement of at the end of July 2024. Aftor carefully and prayerf￿￿ con51derln8 the lknked thargg 4th St CohKnus and St Serfs it was unanlmously agreed by the Vestry not to pursue a renewal ofth55 arrangemenL The Ve is h the procvA of gathering Inftmiatlon and prayerfully con5tderkwthe next stepsforthe conye8th as we lod(to the fu￿￿. AMn¢l81 Re¥lew A defldt of£l.01812023-Q47321 has been recorded ￿rInethI$ finandal ywon UMStr￿ Income and Expenditure. ReJeN and In¥eslm•nts The Vnrestrlcted General Reserve wovlde5 a re5er¥e. In ca of dedlne in 5￿The to malntaln l. Payment of St Peters contrlbutlon tow¥d5 the fv15upe￿1 ￿ staff 5aarts and contIn[￿Tr￿ Scotush Etdswpal publlc worshlp servlces and rnlsslon; 2. Fundsfor a contrlbutlon tow¥ds prth151on a R4¢tthytythe ABI Gr￿pandI11) development of St Peterfs bulldlr Detallsof the re5er¥e are (xrtllned In the Ilrte 9tothe ACCO￿1 Monles for Income towarts #1p￿d and for low term use ￿ Inw#ed In the Seottlsh Eplscc•al Cthurch Unlt Trust Pool IUTPI admlnlstered b￿The Invest￿ pdlLy d the UTr Is to a retwn of the assets over the long temi. Subject to the need to Icvw twm erothn of capitsl, It Wrsues a pro8re551ve d15trityJtl¢)n poll¢y. DSstrSbuilons are made twice a year. The UTP has dvRloped an ethiral irNestrn8rt polky, whlch accords wth that of the Vestry

st Petw's Eplscopal ChuTth In￿rkeRh5 Year ended 30 Semefflber 2024 Independent Examlnws Rwt to the Vestry of St Pelees Epl¥copa1Clwr￿ Imverkelthl I report on the flnancial siatements of the thur¢h for the year erthd 30 September 2024whlch are Set out on pa8es 5t0 9. Respectfve Responslbllliles ol TnNtee5 and Examln The Church'sTrustees are responslble forthe preparatfon of the In acCordan￿WIth the tems ofthe Charitles and Trnstee Investment {Scotlandl Att 20)5 and Charities Accounts Iscotlandj Regulations 20[￿ las amended>. Thé Churth's Trnstees conslder that the audft requlrement of Regulatlon 10(I)(al to Icl of the Accounts Regulations does not apply. It Is my respor￿{bIlIty to examine Accounts as requlred under section 44(1)(c) of the Act and to state Whe￿￿r partkwlar matters have come to my attention. Basls of Independent ewAmlnees ststement My examlnatlon Is carrled out in accordance wlth Regulation 11 of the Charitles AcLNnts (kotland> Regulatlons 21M)6 las amended>. An examination include5 a review ofthe accounting rec4)rd$ kept by the Church and comparlsons of the Accounts presented WTth those records. It also includes consideratlon of anv unusual items or disck)sure in the Accounts. and seeks explanatlons from the Trustees concernln8 any such matters. The procedures undertaken do not provide all the ev[deTh￿that vnukl be required in an audlt, ar consequently I do not express an audit opinion on the vlew glven bythe Accounts. Independent Examlnerfs Statements In course of my examlnation. no matter has cometo my attentlon: l. which give me reasonable cause to believe that in any matsrial respect the requirements: - to keep accounting record5 in aC£ordan￿ wtth sectxin 44{1){a)of the 2005 Kt and Regulation 4 of the 2006 Accounts Re8ulatlons las amended), and - to prepare Accounts which accord with the accountln8 rec￿d$ and comply wlth re8uLitlon 9 of the 2006 Accounts Regulatlons las amended) have not been me( or 2. to vjhlch In my oplnlon, attentlon sh¢wld be in orderto enable a proper understsndin8 of the Accounts to be reached MA Hon5 ICA} Haines Watt5 Busine55 Advisors and ACCI￿[ttaTrts VlewForth House 189 Nlcol Street Kirkcaldy KYI IPF 2110312025

5t P•terfs Eplscopal Clwr¢h, Inrkelthl 5tstement of BAlaM•s asat 30 Sewmber2014 2023 Cwh atlmnk a In Imnd BalanYor 23g57 23J57 22,720 124.8491 124,849) 1,237 23.957 Fund 8olances (Cash & IThTSth￿J At beglnnlng of year Cash deficit for year Movement In Imstments Transfer5 At end of ye 75,215 IL457) 892 124,849) 49Aln 76,465 99,960 ( U118) { 24,7321 24.849) 1.689 5L49) 76,465 Liobllltles Independent examlnerfs fee Apprn%*d hyth•V•+)11 •NI on thalr bAhallby

St Peter's Eplscopal Church. Inverketthl Year ended 30 September 2024 Notes to the Attow l. Atcountlng pollth$ a￿$ of Prepthratlon The accounts have been prepared on a ￿(eIpts and payments basts, Tly conslst of a summary of all monies recelved and paid vla the bank and in cash by the church durfng the financial year, along with a statement of balances. No adjustments have been made for any income balan￿s. No adjustments have been made for any income incurTed but not yet paid at the year end. Fixed assets are not capitslised. RestrlrtedFunds The youth fund Is specffically for expendlture on youth actfvltles. The youth pastor fund is specificalty held to support a new youth pastorln the future. The turkey relleffund was distributed during the year. Jolnt Costs St Peter's is a member of All Souls Flfe, comprislng the Eplscopal Churches Aberdour. Burntlsland and Inverkelthlng. A fo￿al agreement ststes that each Church Is resp¢Msible for meetlng their share of the costs of admlnlsterlwd All Souls Afe. These costs Indude the o)sts of the clergy: Indudlng thelrtravel, penslon and accommodation. together wlth the assoclated admlnlstrative costs and costs of salarled stsff The contrlbutlon paid by St Peterfs this year anw)unted to £7Q920 (2023- U4.6141 Church Hulldln The church Is not shown In the statemerrt of balan￿. The Trustee5 believe that It Is not possible to place a market value on t￿ The valuallon ofthe bulldlngs for insurdnce wrposes is £1,311.161 {2023- £1,157.764). During the year, the churth made one special coltection to Mary'5 Mea15. These funds were banked and the totsl collected paid over to the respertwe charity. Because the church was simply collecting the money on behalf of individual donors and forwarding it to the nominated charity. this income and expenditurels not included in these accounts as part of the income and expendlture of the churth. Further detsil$ 8i¥en in note 7.

St Peter's Eplscopl Church. lthrknithln8 Year ended 30 September 2024 2. Donatlo Congregatlonal ¥¥ln8 Gift Aid For fvnerals 14.020 78.304 io,( 72.388 92.324 82.468 Restrlrted dortatlons rewesents recelpts sperlfKalyfordwitaile causes. 3. Re¢elpts from Investments otherthan land & bumthv These amounts rewe5ent bank Interest ferelved. and SEC unlt trust pool Income, al unre5tr1cted source 4. Grant Restrltted recel Dloce5e grant for rec¢¥ery and renew41 5. Payments Telatlwto ¢harli*blè adiwbes Unrestrlrted Payments to ABI group Quota Salarie5 Church building runnir% costs Worshiprelated costs Admlnlstrathie expenses 2023 70.920 14.622 7.736 74,614 11,758 2.246 12,622 289 101,529 IS￿55 1,116 113399 Leaving giftsfor retlrlng mlnister Hearlng audl system Turkey appeal vouth furKI gift 1.960 2tXI 821 3,LM)I 375 375 6. Don•thTrs 2023 Mlsslon glfts 6.200 7,050 7,050 7. Speclal Collectlons Durlng the year. the church made one spedal collectlon.The5efund5 r￿eNed We￿ p•d dire¢ttyto the charlty and are not SI￿￿ In these accoun For I￿Orni81k1￿ purpose4 the amounts collected asfrkn: Marfs Meals 507

St P•terf> Ep15copal Clwr¢h. In¥Yolthh Y•ar •nd•d 30 S•ptsmhT 1024 8. R•munqrntlon and Exp•ns•s Pa￿toV￿1ry M•mbMs None of the Vestry members recelved anyTemuneratlon orexpwws rekttr¥t¢th posluon as Vestry member& HOWe￿r. the RectsY recevled stipen& land pension contiibutm￿) In aLlordan￿ wlth the SECappro¥ed StFpend1ary?n￿nts￿0r hls b￿sL Addltlonallyi as Is customary, the Re¢toralso occupies. on a Trnt-free basts. the Rectory bull(Ilng and addliional expenses rates. countil trx andtrfftl expwses are ¢o¥ered. g. R•¢ondll#tion ofmo¥em•nt Tnmf*r Balanc• at Unr•strklad General Fund 75.215 75.215 119J59 119?59 123,957 23,9571 49,￿1 49,801 118.502 ReslTktsd Funds Youth pastorfund Mlnskter rettrement Hearing a4tdio system Youth Fund turkey relief fffid {L9601 18211 20 13,INJi ) 1.089 76,465 1.942 23957 51.490