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2024-09-30-accounts

SC017053 SAINT MARGARET'S EPISCOPAL CHURCH, ABERDEEN TRUSTEES REPORT AND ACCOUNTS FOR THE YEAR ENDED 30 SEPTEMBER 2024 com ale. mar are ovo .uk

Saint Margaret's Episcopal Church, Aberdeen Scottish Charity No SC017053 Prin¢ipal Address OSCR Contact Wab Address wwbv.saintm3r 3rets 311ow ate.or Bankers Bank of Scotland Sort Code 80-05-19 PO Box IOCQ BX2 ILB Trustees

Independent Examiner

Investment Managers

Interactive Investment Services Limited

Exchange Court

Duncombe Street

LEEDS LS1 4AX

Architectural Services

Architectonics Building Design Consultants

19 Tormentil Crescent

Balmedie

ABERDEENSHIRE AB23 8SY

Energy Consultants

UCR Consultants

Crescent House

40 Regent Road

LEICESTER LE1 6YJ

APPENDIX 1 oscr,- Period siart dale Period end dale )nih 01 OCT 2023 30 SEP 2024 oirice ol the Scottish Charty Regulator Reference and administration details Charity narne Other names charity is known St Margaret'5 Epr5copal Chwch Aberdeen NIA Registered charity number Charity's principal address SCO17053 Names of the charity trustees on date of approval of Trustees. Annual Report Trustee name Office Irf any) Date5 acted ff not for whole year lor body) entitled to appoint ITu5tee (if anyl Chuich Waidens & Bishop Rector Rector Rector's Warden People's war(￿n CongregatK)nal AGM Lay Re[￿eSen￿liVe & Hon TreasLYer CongregatK)nal AGM Member of Vestry & Hon Secretsry CongregatK)nal AGM Member ol Vestry Member ol Vestry CongregatK)nal AGM CongregatK)nal AGM Member ol Vestry CongregatK)nal AGM Member ol Vesty Congregatv)nal AGM 10 11 Reference and administration details Names of all other charity trustees during the peTiod. rf any. Ifor example, those who resigned part way through the financial period) Name

structure, governance and management The Conqreqation is wverned by COn51it￿￿)n. adopled by ihe CowreqatK)n, a￿1 approved by the BisTrK)p of Ihe United DK)cese ol Aberdeen and Orkney. AdditK>nalty, il is txMJnd by the C(xle ol Canons and diqesl of Resoluuons, as from lin￿ io womulqaied by the General Synod ol ihe Scoibsh Episcopal Church {Scollish Charity SCOI 59621. The tKoperty ol ihe Chwch is vested in the Bishop & Dean ol the DIC￿eSe, and the Rector ol the Parish. The Vestry ot ihe Church is resw)nsible the day-1041ay manaqement ol the C(N)greqation," other than in mallers reserved by Canon Law io the Reci￿. and are the Trusiees lor the purwses ol this Reiurn. The Rector. is ex officio Chair ol the Veswy, is instiiuied by ihe tMslK4) on the presentatM)n ol the Reclor's and People's Wardens. He serves uniil Re￿emern Resiqnaiion. The Recior's Warden is apwinted by the Rector annualty and is eliq1b￿ re-aptM)irnmeni. The People's Warden, Lay Rewesenialrve live Ordinary Members ot Ihe Veslry are elecled by Ihe Conqreoalion at the Annual General Meelinq. All serve lor one year. renewable. An atternate La¥ RepresentsiNe is also appoinied, WIKJ ts a n￿mber ol Vestry if ￿ otherwise elected. The Vesty aprKTrints al its lirsi meetiiq folk)winq the AGM an Horx)rary Secretary and Hon(￿ary Treasurer for the ensurinq year.

The Ve5ty ha5 in place for I￿ prot￿1￿ d Chiktren & VuknL4e AduAs. aThJ f(Y F￿alth & Safety. vknich are revwed- aThJ vhwe r￿9SSary uwlated- anr￿lty. A work.ba5ed 15 f(¥ Recl(Y SEC Pen5KJn FuThJ. HavirwJ C¢￿trIt￿led ur¥Jer thi5 scherne for the maxirnum of 42 years allowable (Er￿ liability to cOntr￿e to tris stheme ￿Se￿ 1 ju￿ 2020. resUlli￿ in Th) paynents beinq requred in the currern FInar￿￿1 Year. at a the Parish txidw of £10,622. This ￿111 fall in 2025 to £7,548, which thlll In part ￿ offsÈi by an &thÈ.1rIati￿ I￿eaSO of £875 in IhÈ Church's share d (bjoia. resul￿r￿) fvim tt removal ol the discount a(Teed fiN vlith sti￿￿Jrdry cknqy 2010 conlribution5 rose from 22.0% to 32.2%. tmrt is sts'll a Ma1￿ r￿J￿IK)n in t(knl ewEThJiiwe reqLwed. current Reckn remain5 in m. REPORT ON ACTIVITIES DURING THE YEAR In acccKdanco vAth fts siaiomwL sa.ni m￿ga￿S seoks to W(Nh1o a r￿uS lor wr￿S￿P in tr Epi5copalian CattrKAr tradilion.. arKJ lo ￿ a cenlte for ￿￿la1 (Mjlteach in IhB thal corThnunity arKJ flwthet ar￿￿]. A Partnership A¢¥eement is in vAth AL￿rde￿ CO1￿ Irvw part of No¥theasl of sc￿ar￿j Colwel. wlv) have similar communrty objectives in ￿ educ&"onal fiekl - aThJ vthKth alk)ws us to acce5S tr￿'r fUnd.ras1￿ extth"se. A further Parn￿rshIp agre@n￿nI was S￿ up in 2010 Sl margar￿.5 Cmvont kn Haill. fdlth%ir4J U)È o&tyuake It￿@,. and the parlsh 15 also twnrEd St Jame5 New L¢)ThJon. c£￿￿ticul. USA. Mass cMU"nL￿s to saKJ or sury (m SuThJay5. Tuosdays, Wodnosdays. a￿1 rAFw Maj￿ feswats, Pri￿1paI Sung Mass of Week iÈkinq placÈ on SurM1ay ai 10.30am. arMJ. srtÈ IhÈ start (rf Lènt 2024. asidÈ from cbÈroy absÉ¥KÈs, has celeL¥ated daily durinq Ihe e￿1￿[ 8.Cl)am Mass Vfds also re-irIr(NJ￿gj in March 2021 bvhen the ChLwch reopened. Children and young people atteThJ trY(yJgFKxrt the main SuThJay servKe, Y￿nger M@mt￿r5 ol the (x)ngregation fulty Itxorpora￿ inio the rosiers ICK reathr￿s and ilierc￿￿)n5, Whilo EvÈnsong romains suspoThlod, siudy ￿0up5 havo a150 resumExI durinq Lert. arKI Ihe ￿Pekty 5wce sIEel. irKkJdirK] le￿inq5 afKJ hymn5. ak)Tr] wtth Ihe Paii5h Maqazine. CO￿nueS to urculated by e-mail to s￿1 led Unab￿ to rebJTb to in tHson. DLJiin IhÈ year Ministry Team has t￿1 by Pem)issK)n ￿ (xr￿atÉ gNèn re5idwl in Recl(Ky Whi￿ cornttirN PhD aLvJEs at the ur￿￿5￿¥ d Aberd￿.￿, an to . Priest arge ol Sl Safvad(s ￿ndee. has twi of pthlar wntxKlar￿￿. dug to Ihe Rector tiro s￿n or we- plannod 0[￿-hO3rt Sur￿ from N0Vemt￿ a)23 10 Jarthry 2024. and again a c￿ Inlod#)n in JunÈ 2024. In add￿On to the services ( aTish dL takn.ng servKes of ￿ Rovd. and Ihe long actnie, tho Parfish vms a loma 015t ay ounrKJ year or continued in his capacity a5 Chaplz4n to Sea Cwjels of TSS Scylla. St MKhar Aca ScolJarKJ Cd, the ear had the asssIar￿e in whi￿ he is rKI e Recior has palte and N(¥thea5t of The conu￿dar how Bi5htp AnrE a5 a irterthd to exetCi5e ministry VTthin. a￿1 pas1￿1 OV￿qh1 of. the COn￿egatiOn. approved and sgr￿d (01th￿r￿ a meetiro of trE c<￿ in NovemLw 2018. remained in f(X￿ during the year, IfK)ugh rt was of ￿ t￿￿al aptAThl]on to the BisFk)p's suspensk)n ark1 ￿ aS￿la￿ ￿g(Xng caMn￿al [￿S5. FolkI￿r￿j the ￿gnall￿ Lrf wLvi(NJ5 full.slipThJw c￿15[ per month plus Hoty Week arrival. other sU￿la s t￿irn covere available by rOcCff￿ Mus￿, assembl￿] disk b been played on [￿caSIon by part-fund orqan bJNion, Ihouq has cor1i￿e￿ as LYgaThsl for two SuThJays (K t￿fOre that or w￿n no (xganisl is . Tho ￿lan has aLso recewe a gianl di￿Se to 2nd (wèra no expen re was Incurre In the current FinarKial Year

DurfTh] thÈ of Hall Ronovaiion, tho sonrice ot refresh￿n￿ aftor Swk1ay Mass continuod 10 iako rAace In tho Church, vthh Hall iEir4] rede(catExI use ￿ &mday Juty 14th 2024. Expendituro from tho FurKJ in ath11￿)n ￿ r(￿r￿ mar￿na￿e of Ihe al￿ systom rye exlirryi5hers, completK)n of repairs io U)È froni door of red(￿, a rÈc(xnmrxJÈd urKwadts to IhÈ aiami Ènd ￿￿at￿men1 ot IhÈ Churth's ph(A(Ko￿er. whi￿ C(xnn¥Jntty Biroo remains ￿￿p￿VJe￿. ￿￿Ome f(¥ Propw Fund ￿l]￿Jed lo LE wovided from Gift Aid. the So Club and Smarts8 Tube & othw furk1rai5ing Ikjnaiions. remains however ￿gr￿fThntty below we.COVID lovols. ￿essI131￿r￿ trartsfers Irom ￿ RoseNo a￿1 CapNal Fuk1 dNh1ontJ Clogjre ofthe Paiish Hall lor rerrf)VatK￿ frixn Sept￿ber 2023 to Jufy 2024 has obW(YJ5￿ rethced the w for rental irKomo aTh1 fund.raisirKJ acNu"os. Car Pa￿"r￿ spaces have ccmmuod ￿ q@￿a￿ i￿ome all spaces c￿UpIed ai tho year ond. The slai8 Ihe (Md Sch(MA C￿￿"n￿S to rrrmrtixed ark1 has teen I1w￿l as a Gguse d correm to ￿ Districl C(m￿ClI. FINANCIAL INFORMATION ACCOUNTING POLICIES AND POLICY ON RESERVES The aCc￿nts have yepared in acC￿lar￿e Slaemerts (A StaThJard P£crthirwJ PraCt￿e recrNJnLse(J in the Unrted KIn￿10m, undor Iho Hlsicrt Cosi COnV￿1k)n. LarKI and Buildings are i￿lL￿d in the Financaal Slatement at a Net B(M va￿￿ of Nl. FOlkn￿ng a SLrvey by Ecdesiastical in 2018 buildiros are curreNty irswa131 Ira(Aionalty E9.96M aTh1 ai £782.7K, boih sums ￿"ThJ indox linkod. Only experKJitive Capital FU￿ is caprfalts￿j. IrNe51ment5 irrlLxJed at vakje on 30 SeOember 2024. SurKtry sttk, of altar suptAies. are not I￿￿led in ￿ Bala￿e Sheet. We eXp￿t that all st(Kks to be usal in the CLVTenl year. The Gonoral FUTh1 all It￿Ome aNJ ex[￿re [￿nInq of Iho chwch thrrxjql￿l yeai. The Prorffly Fund was ￿ up wthalty ftw [￿r￿a￿￿ ol Iho Rwirrfy. Cmrch. and Hall- eX￿n￿"ture for vthrh swaddles finanaal years. A sep*aie Furx1 covw of r9mwai1￿ ￿ Hal.

The Reserve FLWKI 15 a 5fMJce (rf fur¥Jir¥J fiN repaw5. wI￿e costs cawK)l LE reclaime(J in full urNJer the exce55 clause vthich is a ierm of CFwrch's I￿rar￿ Legac￿5 aThJ in MeM￿laM are (reth[￿j lo CWI Fur¥J un￿5 specffKaliv deterrn1r￿d. As a result ofthe CLrrert pandem￿. new Wi85 aThJ in M8nX¥￿I￿Tht￿￿s have Contiw￿l to investeij, and holdings havÈ beon liquidat￿1. dMdÈnd irthmÈ ￿ capital tuThts. raitr￿ Ihan t￿lThj r&invÈsiod fc capltal go%th, have durinq COVID perN)d been re4Jrected to General ar¥J PrOt￿ty Fur¥J5 lo COV￿ k)st rental arNJ fund.raisiriq opwrtunths. FINANCIAL ourruRN 2023-24 The Immod[a￿ aim Iho Vesty the y was to rostrffe Fwk1 ￿0m0 ￿ tho pre.COVID ￿01 of £60,(KM), aTh1 while a 5h(KWall in Ihe Gallowqale Fe5tNal meant Ihat larqet wa5 tolaly actrmeved. con5trainls in Itavd cost5 while the Reclor was siqr￿d off arvj otrier uThrskEnts I￿nt IhaL after tranSf￿S of £7.350 to cover fExJUCtK)r￿ in rertal ar￿ furKJ.iaisi ir￿0M@ during closure d tho Hall, a surplus d £379 was rewrn￿, Wlh £5￿ beiro avadatAe for allctau.on ai tho AGM 10 Charilab￿ acifiwiiÈs. The maJ(x expermjiture dl￿ry the Year however Wds deaty in relalK)n to ￿ rernvatK)n of Hall. or￿InallY p1anr￿d lo relate ju￿ 10 ￿ p(￿Ch ÈxiendiThJ over 26 ￿￿k, Vmh award cl a £30,(MX) lo￿ subsoqwiuy c(mvertod inio a graffl from tho Prov[￿@, li wa5 5ub5eqLEnUy a¢weed Ihal r( w(KJ￿ be fatse eco￿[Try fK)t io c(wntAele le1￿￿￿0￿ w￿rkS on Ihe Main Hall Whi￿ contractors were on site. arml a Phase 2 la5tirNJ Atxl to jl￿ was aJlfvxwJ. up to £30.0￿) to be (trawn (knwn from Caimtal Furwj invesThents & DIvi￿d Incom, aThJ furkls rasod from Iho Crryrogaiion frx Qrwgy-eific￿n[ heaDrKJ aThJ IwJhts"rwJ. While mosl of Project vrds trLvn ￿wate tuThJThJ. I￿al costs lo Hall Rern)Val1L￿ Fur¥J in 2023.4 ￿Te £105.576. E50,(XIO b￿"ng (A)laird from Grart fuThJiro. £29,IXKI from Caprtal Reserves, arKJ balaThx from cOrgregati￿al t)onatK)ns and wEv￿S q￿1￿ ovor tho pasi ￿de io ￿ [￿￿xis￿￿ Hall RerMwab"on FuTh1. StreThNh in sI￿k Markel. c(yJW 7Afjlh rEw led lo an irn¥ease Va￿ d inve5trnent5 of E17.660 aThJ meant Ihai- even after Ca￿.121 disFM)sals of £27,0(K), tranSf￿S from i￿ome of £3,450 -Ihg CaFMial FuThJ Idl howÈvor by a nÈi £7,730.. wrth £3,960 in cash rema￿1￿ availatAÈ f￿ or as an Inco￿ tAJffer. It is imtK)rtant howeverto be aware that superfmialty Satsf￿ pthrniarKX refiects IMI signfficant individual iiems. where we havo atrAo ￿nce 2020 10 rostran exrth1NLrÈ. Those aro Iho cossarion Iho requirem￿[ io pay dorqy ￿nSIOn cormrtrtrfiws a￿1 haviw a paK1 ￿qar￿a ￿tY 51Y% (rfl1￿. Under the polKy aptKoved by General sy￿mI. StarKJard Sntxnd 15 Oje to irKxease further on l JaNary 2025 from £32,988 to £34,308, Wlh ￿n￿on Con￿rA￿.0nS Iwere iakn"INI ioial s11r￿7d￿ary minw costs to £41,856, aThl substsrrial irKreases are wedicled in utility cosls. qLth aThJ irwarKe irKrea5ry t(al gerwal fur¥J irKome required to £66.(KJO. It wlll th8r•foro b8 8ss8nUal durlng 2024r25 to onsurè both tho Val￿ of glvlng Is malntalned kn Tgal tarn￿, and that from othèr sources of ine¢Mne maintairhed in Cash térms at pre£OVID level. While challenging it should be bome in mind that this remains wrthin the fall in the value of money relative to actual income raised in the final [2018-19] pre4OVID year.

Other optional information Although r￿￿Vati)n of1heJC￿ COm￿r Hal was sthtantth CIJn￿ (kniiThJ 2CQ3J4. contrxt ietenticffj ar￿ other costs outstsnong are ujrrenlty ajsted at t11.240. This is 4aiisl a bafarKe TeThHirirwJ in the HaN Ren(y4ation FurKJ at the yearnd of £13,210. In Janu￿￿ 2022 Fl vrds confiTh￿￿ by UK Governr￿1 that fLY ￿ LL8ted Ofw￿5￿1p Scheme under which snce 2(YJ1 churches has been able to dam back VAT irrurred on qualfy.ng repairJ mJde to the fabrK of listed buildin98 used for r•gular w¢)rthip, would be guaranle•J to 31 Marth 2tr25. FuDding underthi"s Schqm• w•6 d•m•d 202&24 for ¥ recommended uForade of tho Chureh's alam) system to mproyed leth￿￿￿. 80th gas and eledrw lo be fixed pTr2¢￿a(ts. pay￿¢ Marth 3)24 in tr ￿se ofthe Church gas by fixed m￿INY direct debrt, refie(ng the I0￿r speThJ in ts surnmer mcrfths, Tth Ihe Churth Gas c￿ntral￿ having c￿e Into elfeci on 11 March 2024. Hall Gas In Ainl 21T24, aThJ coniracts are due io commm on 01 January 2025. Under the r￿W contRcl Ihe cast of heating tlr Chwth each SLThlay 15 woiecled lo risefrun £40 to G.£1(6 to £110. Based on 2023 usage at rrent prices this wdl have a m¥4'or Ir￿ of fiMrKs 2024-2S. The ChLwth'$ nsucanc remain with Ettlesiasth?I pbc. InC￿ase￿ kyemia reflecling iTrJexed linkir￿ ￿￿tr a &year agreement. A revaluatton, I￿lL¥JIng ofthe eff&ts of Hall renOvat￿n. 15 arkn"pated in the c<>rning year F￿1th￿n5 agreement btheen ￿ SEC arm1 HMRC e¥gOIty ol pan$1￿$ 0$ leg• charithes to quallty for the Nalional InsurartE Employfflent AlILwar￿. ￿ t￿effit dvthich the Church has been receNin9 sin￿ ApDI ￿14. remoins applicable rernvng any 14alM"￿ty to eM￿0ye¢s, Nl. the auowwtt fof*hKh was dwtrled in UK Budget ol Ooober 2024. Th• tW8te•s declare that they have approv¢d th• trurtees. r•port abDV•. Signed on behalf of the charity's trustees, Slgnaturqsl Full nanwls) Po8ltlon l•.g•• Chalr) Date 24 October 2024 24 October 2024

AFPEP4DLX2 SAIKf MARGARETS EPISCOPAL CHURCH SC017053 Receipts and payment5 accounts 30 S•o•mt•r W4 Seclion A Statement of receipts and payments Expendable PerTnanent Tutal funds Totsi funds la¥t nth A1 R4¢•5 143 461 $0,161 6.145 s.t82 3,171 11.912 r,102 11.129 $1, 7&915 In¥•AtmertMIo 27.235 81.58$ 152J76 74911 741 7411 1•2 817 104516 118.303 71.394 730 AjSrt+￿ 11)4ST6 169. 73.10$ A4 Ptymwftts rekitinu to ••••t•nd Puthseof In¥eslrronlS 162 A4$￿th 102 105,$76 169NS 73,267 5384 A5 Tranthrn tol Ifvoml fvndB SuWLry/(d•lkffj forjwr 18.273 17M69

SAINT MARGAREfs EPISCOPAL CHURCH SC017053 Scction B Statement of balances l%yer dibk Totsl 81 C••h )￿41 38.287 {113731 117MI 40,•36 SEC Un#Tw5t 494 $7,7 27.988 S5E s￿•9 23.31 23.661 IXOTGOLDpti 169)It T( 24fI(f￿ b•héNol•llth•

APPENDIX 2

SAINT MARGARETS EPISCOPAL CHURCH

SC017053

Section C Notes to the Accounts

C1 Nature and purpose of funds (may be stated on analysis of funds worksheets)

For the purposes of Unrestricted and Restricted Funds, see Additional Notes 2 and 3, respectively. Unless otherwise specified by the legatee or executors all endowment funds are regarded as permanent and are invested with the SEC Unit Trust or other investment Trusts (Aberdeen Asset Management, INVESCO, Murray International, Janus Henderson, a range of other investment funds, and a mineral exploration company, all chosen to spread risk). The Trustees also hold equity in Scottish & Southern Energy, First Group, Glaxo Smith Kline and Royal Dutch Shell. The Vestry's aim remains to maintain an Endowment Fund initially of at least £100,000; and - although £27,235 of investments were sold to fund renovation of the Church Hall market movements during the year meant that capital appreciation of £17,664 was recorded, meaning that the capital fund remains at £164,000, a fall of only £7,727 from the previous year.

Ambulance
Type of activity or project supported
1% of General Fund Income lessgrants
Awarded at 2024 AGM to Scotland's CharityAir
Individual /
institution
Institution
Number of grants
made
£
Number of grants
made
£
1 590
Total 590
If no remuneration was paid during the period to any charity trustee or person connected to a
trustee cross this box (otherwise complete section 3b)
Authority under which paid £
Rector's stipend(Constitution) 32,391
Rector's Council Tax Liability (ditto) 2,387
(Pension contributions no longer required as over 42years service)
If no expenses were paid to any charity trustee during the period then cross this box
(otherwise complete section 4b)

C2 Grants

C3a Trustee remuneration

C3b Trustee remuneration - details

C4a Trustee expenses

Nature of relationship
Nature of transaction

Maintenance of RectoryAGA cooker
Web Master - Reimbursement of fees andprintingcosts
Reimbursement of Rector's travel and telephone
Nature of relationship
Nature of transaction

Maintenance of RectoryAGA cooker
Web Master - Reimbursement of fees andprintingcosts
Reimbursement of Rector's travel and telephone
Number of
trustees
£
Number of
trustees
£
Reimbursement of Rector's travel and telephone 1 1,782
Maintenance of RectoryAGA cooker 1 130
Web Master - Reimbursement of fees andprintingcosts 1 461
Nature of relationship
Transaction
amount (£)
Balance
outstanding at
period end (£)

C4b Trustee expenses - details

C5 Transactions with trustees and connected persons

ACCOUNTING POLICIES - The accounts have been prepared in accordance with the Statements of Standard Accounting Practice recognised in the United Kingdom, under the Historic Cost Convention. Land & Buildings are included at a Net Book Value of Nil. The Buiuldings of the Church, Hall and Rectory are currently valued for insurance purposes at £7.88M plus £602K for contents. Investments are shown at value on 30 September 2024. Sundry stock , mainly of altar supplies, are not included in the Statement of Balances. All stocks are expected to be used in the current year. Legacies and other in memoriam donations, or those received for Weddings & Funerals, are credited to Capital unless otherwise specified by the Legatee or Donor. A proportion of dividend income from the capital fund, which normally have been reinvested, was this year re-directed to the Hall Renovation Fund and replacement of the church photocopier. Appeals paid direct to identified charities during the year totalled £315 and are not included in these

C6 Other information

OSCR2024 / Notes

December 2007

3

APPENDIX 2

SAINT MARGARETS EPISCOPAL CHURCH

SC017053

Additional analysis (1)

Analysis of receipts and payments

1 Donations

1 Donations
Unrestricted
funds
to nearest £
Restricted funds
to nearest £
Expendable
endowment
funds
to nearest £
Permanent
endowment
funds
to nearest £
Total current
period
to nearest £
Total last period
to nearest £
FWO and Gift Aid 26,076 26,076 24,700
Open Plate 4,467 4,467 4,898
Donations towards votive candles 309 309 337
General Donations 3,960 7,394 - 1,980 13,334 7,832
Gift Aid Recovery on FWO & open plate 4,557 4,557 4,281
Total
2 Grants
39,369 7,394 - 1,980 48,743 42,048
-
Unrestricted
funds
to nearest £
-
Restricted funds
to nearest £
- - -
Total current
period
to nearest £
-
Total last period
to nearest £
LPOW VAT Reclaim Scheme 461 - 461 -
SEC Buildings Grant Scheme - 42,500 42,500 -
Benefact Trust - 7,500 7,500 -
-
Total
3 Gross receipts from other charitable activities
461 50,000 50,461 -
-
Unrestricted
funds
to nearest £
-
Restricted funds
to nearest £
Expendable
endowment
funds
to nearest £
Permanent
endowment
funds
to nearest £
-
Total current
period
to nearest £
-
Total last period
to nearest £
-
-
-
-
-
-
-
-
Total - - - - - -
- - - - - -

4 Payments relating directly to charitable activities

Unrestricted
funds
to nearest £
Unrestricted
funds
to nearest £
Restricted funds
to nearest £
Expendable
endowment
funds
to nearest £
Permanent
endowment
funds
to nearest £
Total current
period
to nearest £
Total current
period
to nearest £
Total last period
to nearest £
Clergy Emoluments and Pension Liabilities 32,456












32,456












29,835
Travel and Telephone (inc. locum clergy) 1,793 1,793 1,863
Diocesan and Provincial Quota 5,541 5,541 5,778
Insurances 9,500 9,500 8,524
Council Tax 2,387 2,387 2,316
Utilities and routine maintenance 3,294 3,294 3,043
Organists 2,030 2,030 1,920
Altar Epenses 741 741 909
Youth Work - - -
Organ Tuition - - -
Property and Reserve Fund Expenditure [AN 2] 4,985 4,985 4,276
Hall Renovation Project (Church Share) [AN 3] - 105,576 105,576 11,399
Crucifix Fund Expenditure [AN 3] - - 1,056
Organ Fund Expenditure [AN 3] - - - 475
Total 62,727 105,576 - - 168,303 71,394
- - - - - -

OSCR2024Additional notes (1)

December 2007

APPENDIX 2

SC017053

Additional analysis (2)

Additional analysis (2)
Receipts
5 Breakdown of unrestricted funds
Unrestricted
fund 1 - enter
name of fund
below
General Fund
Unrestricted
fund 2 - enter
name of fund
below
Property Fund
Unrestricted
fund 3 - enter
name of fund
below
Youth Work and
Organ Tuition
Unrestricted
fund 4 - enter
name of fund
below
Reserve Fund
Total
unrestricted
funds
Total
unrestricted
funds last period
Donations 38,084 1,275 - 10 39,369 39,303
Legacies - - - - - -
Grants - 461 - - 461 -
Receipts from fundraisingactivities 5,175 970 - - 6,145 4,931
Gross tradingreceipts[Church Magazine] 457 - - - 457 464
Income from investments other than land and buildings 3,171 - - - 3,171 2,771
Rents from land & buildings 11,982 - - - 11,982 11,129
Gross receipts from other charitable activities - - - - -
Sub total
Receipts from asset & investment sales
58,869 2,706 - 10 61,585 58,598
-
Proceeds from sale of fixed assets - - - - - -
Proceeds from sale of investments - - - - - -
Sub total
Total receipts
Payments
- - - - - -
58,869 2,706 - 10 61,585 58,598
-
Expenses for fundraisingactivities 748 - - - 748 799
Gross trading payments - - - - - -
Investment management costs - - - - - -
Payments relatingdirectlyto charitable activities 57,742 4,985 - - 62,727 58,464
Grants and donations 590 - - - 590 730
Governance costs: - - - - - -
Audit / independent examination - - - - - -
Preparation of annual accounts - - - - - -
Legal costs - - - - - -
Sub total
Payments relating to asset and investment
movements
59,080 4,985 - - 64,065 59,993
-
Purchases of fixed assets - - - -
Purchase of investments - - -
Sub total
Total payments
Net receipts / (payments)
Transfers to / (from) funds
Surplus / (deficit) for year
- - - - - -
-
59,080 4,985 - - 64,065 59,993
-
211)
(
2,279)
(
- 10 2,480)
(
1,395)
(
- 1,740 -
-

300)
(
1,440 300)
(
211)
(
539)
(
- 290)
(
1,040)
(
1,695)
(
-

Nature and purpose of funds

The General Fund is the principal operating fund of the Parish from which day to day recurrent costs are met. The Property Fund is that portion of Unrestricted Funds designated by the Trustees for major property repairs, for which income may need to be accumulated over a number of Financial Years; and to which, prior to COVID, income from the 50 Club, community bingo sessions,and sale of marmalade was attributed. Separate other designated funds are maintained in relation to Youth Work and Organ tuition. The Reserve Fund is for emergency and unbudgetted expenditure below the excess of the insurance poicy; and is supported by donation of 1p & 5p coins. Expenditure from the Property Fund in 2023/24 included upgrade & maintenance of the alarm system (£2,972 less VAT refund of £461), Completion of the Rectory Door (£234), Rectory kitchen cooker maintenance (£130), fire extinguisher maintenance (£203), and replacement of the church photocopier (£1,440). £300 was transferred from the Reserve Fund. There was no expenditure during the year from the Organ Tuition, or Youth Work Funds.

OSCR2024Additional notes (2)

December 2007

APPENDIX 2

SC017053

SAINT MARGARETS EPISCOPAL CHURCH

Additional analysis (3)

Additional analysis (3)
Receipts
6 Breakdown of restricted funds
Restricted fund
1 - enter name of
fund below
Hall Renovation
Restricted fund
2 - enter name of
fund below
Organ
Restoration and
Choir
Restricted fund
3 - enter name of
fund below
Crucifix
Restricted fund
4 - enter name of
fund below
Memorial
Windows
Total restricted
funds
Total restricted
funds last
period
Donations 7,394 - - 7,394 108
Legacies - -
Grants 50,000 - 50,000 -
Receipts from fundraisingactivities 115 - 115 460
Gross tradingreceipts - -
Income from investments other than land and buildings 559 559 80
Rents from land & buildings - -
Gross receipts from other charitable activities - -
Sub total
Receipts from asset & investment sales
58,068 - - - 58,068 648
-
Proceeds from sale of fixed assets - -
Proceeds from sale of investments 27,235 27,235 -
Sub total
Total receipts
27,235 - - - 27,235 -
85,303 - - - 85,303 648
-
Payments
Expenses for fundraising activities - -
Gross trading payments - -
Investment management costs - -
Payments relating directly to charitable activities 105,576 - 105,576 -
Grants and donations - -
Governance costs: - -
Audit / independent examination - -
Preparation of annual accounts - -
Legal costs - -
- -
- -
Sub total
Payments relating to asset and investment
movements
105,576 - - - 105,576 -
-
Purchases of fixed assets - -
Purchase of investments - -
Sub total
Total payments
Net receipts / (payments)
Transfers to / (from) funds
Surplus / (deficit) for year
- - - - - -
-
105,576 - - - 105,576 -
-
20,273)
(
- - - 20,273)
(
648
2,000 2,000
18,273)
(
- - - 18,273)
(
648
-
Nature andpurpose of funds
The four restricted funds of the congregation are for specific maintenance projects for which specific fund-raising efforts apply. Reconstruction of the
Main Hall was undertaken between September 12 2024 and July 11 2024 at a total cost including VAT, insurance and professional fees in the current y
of which £372.244 was funded from private sources. The Organ, Crucifix & Memorial Window funds are maintained as open to provide for future rest
these areas. There waas no expenditure from these funds during the current Financial Year.
Hall Porch and
ear of £477,820,
oration cost in

OSCR2024Additional notes (3)

December 2007

APPENDIX 3

Independent examiner’s report on the accounts

Report to the
trustees/members of
Charity name
Saint Margaret’s Episcopal Church, Aberdeen
Registered charity SC017053
number
On the accounts of the Period start date
Period end date
charity for the period Day
Month
Year
Day
Month
Year
01
OCT
2023
to
30
SEP
2024
~~Tf~~
Set out on pages 1 to 6
(remember to include the page
numbers of additional sheets)
Respective
responsibilities of
trustees and examiner
The charity’s trustees are responsible for the preparation of the accounts in accordance
with the terms of the Charities and Trustee Investment (Scotland) 2005 Act and the
Charities Accounts (Scotland) Regulations 2006. The charity trustees consider that the
audit requirement of Regulation 10(1) (d) of the Accounts Regulations does not apply. It
is my responsibility to examine the accounts as required under section 44(1) (c) of the
Act and to state whether particular matters have come to my attention.
Basis of independent
examiner’s statement
My examination is carried out in accordance with Regulation 11 of the Charities
Accounts (Scotland) Regulations 2006. An examination includes a review of the
accounting records kept by the charity and a comparison of the accounts presented with
those records. It also includes consideration of any unusual items or disclosures in the
accounts and seeks explanations from the trustees concerning any such matters. The
procedures undertaken do not provide all the evidence that would be required in an audit
and, consequently, I do not express an audit opinion on the accounts.
Independent examiner’s
statement
In the course of my examination, no matter has come to my attention which gives me
reasonable cause to believe that in any material respect the requirements:

to keep accounting records in accordance with section 44(1) (a) of the 2005 Act and
Regulation 4 of the 2006 Accounts Regulations, and

to prepare accounts which accord with the accounting records and comply with
Regulation 9 of the 2006 Accounts Regulations
have not been met.
Signed: Date:
28 April 2025
Name:
Relevant professional
qualification(s) or body
MA, CA,
(if any): Project Manager(retired), Aberdeenshire Council
Address: 18 Beechhill Gardens
ABERDEEN
AB15 7QH

Disclosure section Only complete rf the examiner rEeds to highlKJht material problems. Give here brief details of any ilerns that the examiner wishes to disclose