St John's Cathedral Oban Period start date Month Period end date Month Day From 01 Year Day Year 10 2024 To 30 09 2025 Reference and administration details Charlty name Other names ¢haiity is known by Registered charity number Charity's principal address Cathedral Chureh of St John the Divine SC016664 Sl. John's Cathedral George Sireel Oban Postcode PA34 5NY Names of the charity trustees on date of approval ol Trustees. Annual Report Name of person {or body) entitled to appolnt tNst88 (if any) Bishop Trustee name Office {if any) Dates acted rf not for whole year Very Rev'd Margaret Campbell Provost Mr Kenneth Oxland Provost's Warden PfOVOSt Mr Colum Scott People's Warden and Lay Representative Allernale Lay Represenlalive Secretary AGM Mf David Pollard AGM Ms Margaret Sime Mr Mark Evetts Vestry IAGM AGM Mrs Susannah Hughes Mr Dar¢iel Stollard AGM 10 Mrs Calriona Petit Safeguarding Officer AGM 11 Miss Joy Blakeney From 19 March 2025 Vestry 12 Mrs Jenny McEvoy From 19 March 2025 Vestry Reference and administration details Names of all other charity trustees during the period, if any. (for example. those who resigned part way thfough the financial period) Name Dates acted if not for whole year
Structure, governance and management Type of governing document The Cathedral is an unincorporated association. governe¢J by Constitution dated 9th June 1920 and revised 9lh January 2016 For the purposes of charity law, the members of the Vestry are the Charity Trustees of the Cathedral of St John the Divine. The heritable propety of the Cathedral is vested in the Trustees of the Diocese I'the Property Trustees") together with the Rector and Churchwardens in trust lor the Cathedral. The Cathedral is a member congregation ol the Diocese of Argyll and The Isles in the Scottish Episcopal Church The Bishop of Argyll and The Isles has pastoral oversight of all congregations within the Diocese, and all congregations are subject to Canon Law of the Scottish Episcopal Church. Tru$ts8 recruitment and appointment The elected members of the Vestry (the four Ordinary members, the Lay Representative. the Alternate Lay Representative and the Peoples, Waidenl are elected at the Annual General Meeting. One third of the elected members retire by rotation each year," those retiring being those who have seNed longest since their last election. The Provost's warden is appointed by the Provost. The Vestry Secretary and Treasurer are appointed by the Vestry and there is the opportunity to co-opt additional members during the year by the Vestry where il is deemed usefvl to the Vestry. The elected members musl be Constrtuent Members of the Congregation. Objectives and activities Charitable purposes The Cathedral Is established for exclusively charitable purposes, primarily for the advancement of religion and to provide public benefit. Surnmary of the maln actlvltles in relation to those objècts The main objectives of the Vestry are to advance the mission of the Church through worship, service. and fellowship. These objectives are Carried out through mission and pastoral aclivibes. The Pfincipal aclivitses of the Cathedral are public worship and the spiritual development of ils members. Donations are made regularly to charitable causes that provide benefits lo disadvantaged individuals and communities in Scotland, the rest of the United Kingdom and overseas. The Cathedral makes ils buildings available lo chafilies and similar public-benefil bodies for a modest fee. Achievements and performance Summary of the main achievements of the eharty during the financial period The Vestry has mel regularly over the year to guide and lead the Cathedral in all matters pertaining lo the worship and practical management of the finances and property. The Vestry continue lo engage lo expertise of an Accountancy firm whilst managing day to-day payments and budgeting Internally. Building maintenance is managed and carried out by professionals and, where practical and safe- by volunteers. We are heartened by the increase in membership and attendance al Services with our stslislics noting an increase of communions to take the lotsl over the year to 3818. Our regular, less formal fortnightly Sunday aftemoon service 'Fellowship @ 5, enables a deepening of faith by discussion. This balances our more formal Euchari51 and Office of Evensong. We continue lo offer monthly Episcopalian worship In the Kirk al Kilbrandon Ilsle of Seill and monthly al our dependent congregation al Ardbrecknish We meet ecumenical leaders regularly and host a joint service at the Week of Prayer for Christian Unity. We also have a monthly lay led 'Sitting with Silence. which enables a more contemplative approach lo prayer and offer weekly Compline during Advent and Lent. as well as daily services in Holy Week. Morning Prayer is said every Thursday in the Lady Chapel. Page 1
In our outreach we have hosted event5 during Oban's Winter Festival and continued our support and welcome lo Oban Music Society Concerts and other local groups. We host a bi-monthly Community Clirnate Cafè In the Narthex linked to Time for Change As a further ministry lo the town, we offer a weekly Coffee space for conversation and friendship, throughout the year - enabling a warm and safe space to be available lo the community during colder months. We have also entered into a conlTa¢l with Hope Kitchen to use the garden below the Rectory as a place for local wellbeing - especially for those without their own gardens. We are extending our support to other local and national charities by hosting specific fundraising events for Marie Curie and our local Lifeboat Station. Guide dogs for the Blind and others. We have also welcomed guest preachers. Our non-slipendiary Curate has now completed his curacy training and has a Diocesan LinCe as an Assisting Priest. His fulllime work is now as Chaplain to HMRN but he continues to assist our dependent congregation al Ardbrecknish when available, as well the Cathedral and Kilbrandon congregation. The Cathedral continues lo work towards our part of our Vision of better accessibility in worship, both physically, pastorally and culturally- as we become more aware of the changing life-styles. language, conlexls and culture of which we are now a part and with whom we need to find a better voice to engage with. We are actively progressing the decision to make our Cathedral accessible to all. with a wheelchair lift being in the process of being Installed in the Narthex entrance. We are planning an accessible toilet once the wheelchair lift is installed. In the light of current Climate Concerns, we have been actively looking at the means lo fulfil our vision by re-using and recycling where at all possible, being led in this by our Eco-Group. We are currently installing electrical heating to replace our gas boiler radiator system which has failed. We continue our ongoing maintenance and care of the fabric of the building. We have begun a campaign to raise money for a new electronic organ, just installed, upon the failure of our former organ. There have been many community events already in the Cathedral and wide participation across the town and beyond as we begin raising the £55,500 cost. Our Bishop ¢onlinues lo support and encourage us and we are heartened and encouraged lo conb.nue our worship and mission in the heart of the community and seeking to bring God's good news lo the fore of the lives of those amongst whom we live and work. Financial Review Brigf statement of the charity's policy on reserves The Ve51ry's reserves policy is to maintain reserves so that cash and investment income is SLtfficient lo meet three months normal operating costs and any other committed expenditure The unrestricted cash balanS held al 30 September 2024 were £101,778, annual unrestncted income from investments was £8.263. The vestry is satisfied that the reserves are sufficient lo meet thiee months normal operating cost513 months committed expenditure for 2024125 is approximately £25,000, which excludes discretionary items.) The stellar performance of the Scottish Episcopal Church Unil Trust Pool has continued, resulting in a significant increase in the value of our investments, which now sland al £387.973. 11 is the intent of the Vestry to use the increase in value lo develop the mission of the Cathedral. Donated facllities and services1Sf any) In carrying out ils objectives the Vestry depends upon the contribution, both human and material, of many volunteers from the congregation. Activities carried out Include conlributions preparatory lo and during worship, service on committees and through group activities, the maintenance of premises and fabric, and a variety of pastoral and social activities. These contributions are all highly valued and all members of the congregation are encouraged to, and many do, participate in them. Other optional information Statement of Vision Our Vision reffla1ns lo develop and enhance our witness and worship. ensuring that God's message continues to be Page 2
proclaimed now and in the future in way$ that speak both to our current congregation and reach out beyond our walls. We believe that increasing our facilities and potential will be vitsl in our mission and outreach, care and worship in both the short and long-lerm future and thus we look forward with hope and positivity. We believe that lo live in faith with integrity, we musl care for each other and protect the present and future of the world and will work towards the goals of our Episcopal principles set by our General Synod. Our Vision is twofold To offer hospitality & a breadth of worship that shares the love of God and care for all humanity lo develop our own faith in order to reach out in witness to others Declaration The trustoes declare that they have approvèd the trustees. report above. Signed on behalf of the charity's trustees Slgnature{sl Full namels) Very Rev'd Canon Margaret R Campbell Posltion le.g. Chairl Provost and Chair of Vestry Date 03106126 Page 3
APPENOIX 3 OSCR Independent examiner's report on the accounts Report to Ihe of Cathedral ChurG of Sl Jcn Thg Oevine R•giStor•d Gharity S¢016664 number On the accounts ol the charlty lor th¢ p•riod peF start dale peri( end dale YèAr Dwff Set OLrt pages 4- Rospfj¢tive The chanty's trustees are responblè forifve PFÈpaFaiion of the aotounls in accordancE ro$pon$ibili¢¥ of with the terrns of Ihe Charitie$ and Trustee Invesitnenl (Scotlandl 2005 Act the trustees and exanbinei ChanbesAccounts Iscoiiandl Re9ulation$ 200618$ amondedl The chanty Iruslees tonsiderthal the audit requiremeni ol Regulaknon 10111 Idl ollhe Account$ Reyulabons does 8pply It is my 5nsIbIlity to examine the S¢VAl& ¥s required uDder seGI 44111 Icl ol theAct an<5 to statewhelher particular matS have come to my attentTh Basi& ol indepethdent My exAmInl0 IS carned Out In ran¢0 wlh Regulation 11 of the 2006 Accounts eX8mii1OV8 3t•tement Regulabs An examination IFKludes a review ol the accounung records kept by the chArily and a compgr150n of the a¢c¢ynts presented with ihose records It also Indudes considerabon of any UnLksual Iteffls or discSureS In the accounts and seeks explanations frorn the trustees ctsncèming any su¢h matters. The procedures undertakc do not prowdo 811 theevidence Ihal would be required In an audit and, consequeniiy. I c l express an aLKSIl opinion on the view 9wen tyy IPLt a¢¢ouDts. Indendnt •xAmlngr'$ In the ol my examinatsoo, no matter has come to my attenikx lotherihan Ihai tststement disclosed on the attached pa9e'l wINch gives me reasonable cause belwe thai In aDy mal8nal resp8ci ie reguiremeDIs 1¢ keep ac¢¢uniing Tecoids In accordan wlh sethon 44111 lal Of the 201 Ad art Regulation 4 olthe 2006 AccntS Regulaiion$, and 1¢ prepafy 8¢couni& 1c accord with the 8CCOunting rerdS 8nd Comply wlh RgguL4t1on g of th& ?OOS Axounts Re9ulabons have not been mel, ar lo whith, In my opinion. attentTr should bè drAwrt in ord¥rto enable a proper ersianding of the 8¢¢ounts 10 be r8ached. Date= Ilame.. Jea R•l•vant prof10nl 4u•lrfi¢atsonl81 or bo¢Jy nsley AS Add$S.. Ains ey Smith & Co 21 Arqyll Square Oban PA34 4AT '1?edEteTr11olntmb1Xrt1ty Wly Iftr ¥wrts*j4y. 9•tovrna•rs
APPENDIX2 Cathedral Church of St John Divine SC016664 OSCR Receipts and payments accounts Forthe perd s(Otth Chanty Regulaloi io Q9 Section A Statement of receipts and payments UnrestriGt•d lunds Rostrfciod funds ExyndL4• dOnt lund3 Porm4n•nt èndowmont funds Toial funds tutrvnt PBrfod Tolal fvDds la•t A1 RK•l D4naiions 49.736 17.5 87,701 4U.391 L8gacieS 9,01D 4,ODO 13,01 9,172 31.093 3.834 Receip1$ IiomluThJFaing vitieS 6.071 Income Incorwfrom investment5 Otherih?n land and Wldings Re$troM land & tuk1ing$ Bank Iniertsi 996 2.471 6,263 10.$30 876 4,B32 13.095 10.530 1.038 8,537 125,4 11.507 11,194 1.D74 182 HMAC Gth Awl 9.9J7 91,44 Al Sub lotal 33.Q3Q 129,on A2 Rqcelpts Irom asw& Invostygnt $AJe6 Pr¢ceed$lr¢m sale OTfixeo assets Proceedsfrom sal¢ of iovesimerns A2Sub total S0.DOO .000 Totsi rectlpts 142,449 35.030 175,479 120,077 AJ Paym•nts EApenseslorfundfai$itwJ attiVrts Gross Irading payments Investment costs 1.49S 793 Paym¥nls re1 dIFlY wts1e 1ts7.O¢0 145 75.516 14181$ 146 Y6.5U2 Cranls and donaiions 14$ Govetnance CDSty Audrt I Independent examin8an PIEparation ofannual accourrts leg costs Qlhpr Illi l.QQQ Cutlie8 StIppr A3 Sub tolal 109,640 74816 98.520 A4paympnts relatlrfj to•B5•tad 6nveJtm•ntrnov•rn•nts Purchases affixed asseL% Pur£hB5eof Inveslrnenls A4 Sulj lOt•i Totoipayments 109.010 7S,8t6 185A56 08,520 32,509 .768 JO.657 AS Tran$f•rs ¢0 i Ilrorn}fund8 117.7461 17.746 Surplu51ldeflcW foryear 15.wj 040 •77 P484
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APPENDU 2 Cathedral Church of St John Divine SC016664 Section C Notes to the Accounts ¢1 Nature and purpose of fund8 (may be slated on analysis offunds worksheets) T IkOlfndsnSr8 1nw95lmwi$ V4u90925 141 WO9243X BL19FntsMKNIe IM ¢aIra&RClOry £1fjD1350D sFUn010rlMmlinta IM Caiwrai Iv¢ 3009 25£394 v4uÈ3009 Z4 fJ971 Ar¢Jch&Uan FU¥3009 £1299242 300924 £11B97 Typ& ol activity OT project 5UPPOrted Ilwibgrofgrnnt6 C2 Grants Action A 12 95 Total 95 C3a Tw$tee remuneratoon If no rernuneralion was paid during the peri(Kl 10 any tharity trustee or person connected to a trustee cross this box lolherwise complete section 3bl Authority untler which paid C3b Trustee remuneratlon- dètails nd and nsion 43,970 C4a Trustse expens If no expenses were pahl to any chanty Iru$tee tluring the period then cross this box lotherwise complete section 4bl Numbgrof C4b Trustse expenses- d•tails Re imbursemenl for ur¢hases TransOn nDunt Iti Naiurt of latIOnshi Nature of transaction outstandlng 4L nod •Dd C5 Transactions wlth trts5te8s and connectèd persons C6 Other informatlon Trustee5 expenses a paid lo the Provost for expenses actually incurred In her mini51ry. Accounting policiè5 The accounts ha¥e been ppared on a feceipls and payments basis They consist of a summary of all monie5 received and pam1 via the bank and in rash by the Cathedral during the financial year, along wrth a PBge 6
APPENDIX 2 8talem8nl of balan$. No adiuslments have been made for any Incomt dut but not r8c8ived. nor for any expen$e$ in¢urred but not yet paid at the year end Ex¢epl for Inve$tmenis and the historic a$set of the reGlory, fixed a55ets 4re not capitalised. Paye 6
APPENDIX2 Cathedral Chur¢h of St John Divino SC016664 Additional analysis111 Aaalysi&ofwKelpts and payrnents 1 Oonauoni EApKthble PennmEnt Talcurrlt p•rhtsd Tot41 RLr&¥I 49.736 49.7J& 500 17N66 ,391 17A65 rtstsi 49,736 17.9$1 ,591 2 Grnnts ToLilliBt M¥NOb 400 17.953 Oi¢ttS? Of and the18leslD8anAkswanc¢i DIo•$¥ OlAtgyll4nd the 15k3lCalhedraAkManc¢i 4.040 2.370 2,J70 2,140 DieSe 0[Ild th8 IOundÉfdl ToLI% 9,010 4000 Jimj J Gros8 recelpts from otrehrttb10 •¢lfvitlo8 Unrel¢t¢d ExPthl• P•MiaMnt Tot4lcur(Iii¢ perlDd Ptho Iv M•T•4¢E Pank Iniere$t 676 162 To1 1•2 1.IJJB IlJ74 4 PayMen¢s r•Satlng dlrectlyto charitable aGt+vltles Unr4sbl£t4d EIpEndab PernTr•t ReslrIrt4dfL1 TL41curr4 pet fund$ Pmod ton•M¢£ Iinistry¢D5ts CathethalbullnC09ts Reciory costs 43,971 49.66T 20,740 19.744 1,251 4.761 SubpDs and Mis¢ al10 Owese 18147 8.047 17.508 7,026 8.047 l49 Ikgan athcr ArtnNnigtralion 55.570 JSO Jso 634 2.781 51$ 2.7&1 Prof•8 F¢e5 4.600 le216 Tothl 1O7,WO 7$*1$ Pèp¢7
APPENOPA2 Cathedral Church of St John Divine SC016664 Additional analysis121 5 Br•aldown of unv••trfctgd funds 2-etitèi n3mE of Oriow tlow rb)w Tow A¢¢¢ipis DofiaonS Leoacies 49.7J6 4•.1 4QJ91 9.01 31,093 ft¢rpip15frlUndrsinVIlle5 (*053tradingfece Incomo fr inYè51ThiÈAtsotherth4n landand dingS R8nls trom & buildin95 Olh 8.210 11.194 2.227 10,SJO 9,937
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SUO 1606 RÉc¢iptsfrom a55qt S Itb¥O5lmont8al Proceedsftom sale Dtfix¥J a$SelS Prot•gdsfvrn Sale ofiTrvestnlS Sub tot41 To1+¢pts 142.449 1¥1 1.495 1.49$ Grogs trading paMIS Investm8nl mawrnertC0515 PaymFn15iplalingdirecty Gr4nls4ndthnalions Gowemantètosls. 10T,iYJO 107.L 145 145 PrewaiionOt3nAu4acts Legal cDst Other Subts 109.610 9452 Purchases assets FuthseOfiThwe$eniS Sub total Totaipeyjneyjts 109.640 52(1 si809 Jia09 Tran•fer tol lfrornl 117.7461 117.7UI Surpltss/¢dficit) fpry•ar 1S.C43 9,1 Nturè B• of lunds Calh&dralChW¢htsfStJuthits Dthth•part2 300&25&*Altrna1fiOie¥l2I
APPENrxx? Cathedral ¢hur¢h ol St John Dlvlno Se016664 IrCIO tur pw tyNs Pro¢thfrMS1Ix2ttsB Sttbto TOts{4 j1) 4,¥71 EAp¥nsè5 s5trll¢¥PaYf$ Lgyl¢4ys Subtotsl 11.746 1g.T46 7uI6 4,91• 14746 34 2.F•b 17.T45 17.101 oa4 72