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2024-06-30-accounts

Registered Charity SC016471

Holy Trinity, Stirling Scottish Episcopal Church The United Diocese of St Andrews, Dunkeld and Dunblane

Annual Report and Accounts for Year ended 30 June 2024

Rector:

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Registered Charity SC016471

Holy Trinity, Stirling Scottish Episcopal Church

Reference and Administrative Information:

Registered Charity No SC016471

Principal Address:

Holy Trinity Church, Albert Place, Stirling FK8 2QL Internet: www.holytrinitystirling.org Facebook : @HolyTrinityStirling

Vestry Members: (Charity Trustees)

Bankers:

Bank of Scotland Dunblane Branch Dunblane PO Box 1000 BX2 1LB

Independent Examiner:

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Registered Charity SC016471

Holy Trinity, Stirling, Scottish Episcopal Church

Annual Report of the Members of the Vestry

Introduction

The members of the Vestry (Charity Trustees) are pleased to present the annual accounts for Holy Trinity, Stirling, for the year ended 30 June 2024.

Holy Trinity is a congregation in the United Diocese of St Andrews, Dunkeld and Dunblane of the Scottish Episcopal Church (SEC). The Episcopal Church has a distinct voice within the Christian landscape of Scotland and within the Anglican Communion. Holy Trinity aims to be an inclusive and welcoming community in and for Stirling and to reflect this in our worship and Christian discipleship. Music plays an important part in our services as we seek to worship God through engaging the brain and all the senses.

This report and accounts present a brief overview of the general activities in the life of Holy Trinity and a financial summary for the past year.

Activities and Achievements

Under the guidance and leadership of Rector of Holy Trinity since September 2016, the church maintains regular services, bible studies and fellowship groups. As a Canon of the Diocese of St Andrews, the Rector is a member of the Cathedral Chapter and Bishop’s Advisory Council. Canon Wutscher has engaged in Tuition of ordinands and trainee Lay Readers with the Scottish Episcopal Institute (SEI). He has also undertaken Study Sabbatical during June to early September.

The pattern of three services in church each week has been maintained throughout the year with a midweek service on Thursday mornings (to suit needs), an early service on Sunday morning from April to October and the main Sunday service at 10:30 am throughout the year. At Christmas, in Holy Week, at Easter and on other mid-week Feast days, there are additional services to mark these occasions in appropriate ways. The Rector leads most of the services, with assistant priests taking turn in doing so and with a permanent Deacon also participating. Congregational singing and music are part of the worship at the main services, with some pieces regularly led by a cantor or by a group. An instrumental group periodically leads the music and singing on a variety of instruments, instead of the organ, at some main services. The midweek and main Sunday services are followed by social time with refreshments available. This is popular on Sundays enabling people to connect with others.

On-line Worship Resources are provided for prayer and worship at home or elsewhere every Sunday, as well as for the additional Christmas, Easter and other seasonal services. The Sunday sermon, additional music from the Director of Music and Bible readings and intercessions from members of the Congregation are recorded. They are made available with a downloadable pew sheet on the Worship Resource page of the Holy Trinity website. Housebound people are visited by lay people from the congregation, with home communion by the Rector, assistant clergy or lay pastoral visitors (reserved sacrament).

Sharing of Faith includes practical actions by the congregation. Contribution of items for StartUp Stirling foodbank continued throughout the year, with baskets for regular contributions. Extra contributions of food items and toiletries items were given through a “Reverse Advent Calendar” during December. Donations at social time on Sundays in Advent were shared with Shelter Scotland and in Lent with Start-Up Stirling. This raised £447. In Christian Aid week, an on-line 'e-envelope' was set up and worshippers at Holy Trinity raised £1,398 with Gift Aid included.

Other Activities undertaken through the congregation include: -

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whilst the children play. Volunteers from the congregation create a welcome, serving drinks and snacks.

In working towards the SEC goal of Congregations attaining net-zero carbon emissions by 2030 and Holy Trinity’s 150[th] anniversary in 2028, the Flourishing Future group conducted a series of conversations, with an external facilitator, reviewing the use of the building and grounds. The outcome is to be presented at the September 2024 Annual Congregation Meeting with a view to developing Holy Trinity’s action plan.

To attract bees, butterflies etc the garden group has made new flower beds at the front of the church. A plan for some new trees, shrubs and seating is being developed following the felling of mature trees that had become diseased and unsafe.

Meetings, study and fellowship groups are mostly in-person although with some use of on-line "Zoom", mainly during the winter months. The groups have generally been well attended with stimulating discussions.

The church hall is used daily by various community clubs and societies and also for private functions. These help to bring well-being and other benefits to their participants. The work of ‘Stirling4Community’ to encourage community and reduce loneliness and isolation is particularly valued. The hall was also used as a Polling Place in the recent General Election.

Holy Trinity has received a variety of gifts during the year. Volunteers have helped giving time to help with particular needs – cleaning and decorating the church, looking after the fabric, compiling the church magazine, administering the use of the hall, enable opening the church for public access and contributing to the worship in so many ways. Others have: -

More details of all aspects of Holy Trinity's life are to be found in the Report Booklet for the Annual Congregational Meeting, on the church website http://www.holytrinitystirling.org; and Facebook @HolyTrinityStirling.

Buildings and Grounds

Architects Tod and Taylor of Edinburgh, who have Accreditation in the Conservation of Historic Buildings, are engaged by the Vestry to provide architectural advice and guidance. The property convenor manages and co-ordinates care of the church, hall and rectory buildings.

Regular maintenance of the "A" listed church building is a continuing requirement with expense commitment. The Quinquennial Inspection (QI) in 2020 identified some features that need to be watched, and others requiring routine maintenance before the next Inspection in 2025.

During the year, successful grant awards from Historic Environment Scotland, various other Trusts and the SEC Provincial Building Grant Award, with Holy Trinity’s own-fund raising has raised sufficient finance for essential Conservation repairs to the church. These comprise removal of vegetation and roots from high level masonry and repointing, overhauling the cast iron guttering and downspouts, with renewal of any components where necessary by appropriate cast iron replacements, and repainting the cast ironwork. From priced tenders obtained, Holy Trinity’s architect has recommended appointment of a stonemason company. Work is expected to begin in the second half of September and be complete by Christmas 2024. Grant conditions require ‘Heritage Awareness’ activities which will include information on Holy Trinity’s website and experience visits for school students.

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Annual clearance of gutters and other periodic maintenance are essential to keep the buildings in good condition and for public safety. The need for access plant to reach many parts of the building, both inside and out, makes some elements more costly. Check of the electrical systems in both church and hall has also identified some items requiring further attention. The hall floor is becoming worn because of the extensive use mentioned above and requires some attention.

The Rectory as a modern house is generally in good repair although with items regularly needing attention.

Significant expenditure is likely to be required on the various items outlined above. Some of this will have to be met from regular income, funds raised specially eg by fund-raising efforts and events, specific donations etc If not, costs will to be met from reserves. For major items such as the hall floor, the landscaping proposals and development of plans for our 150[th] Anniversary and net-zero measures, some grant funding may be available. This requires meticulous research and applications will need to be supported by Holy Trinity’s own funding raising.

Income and Expenditure

Holy Trinity's unrestricted Income for 2023-2024 was just over 4% higher than in 2022-2023. Income is mostly derived from giving and donations. Most of Congregational Giving comes through Standing Orders with only small amounts coming by Planned Giving Envelopes and from open offerings by cash or debit card. The amount raised in this way in 2023-2024 was unchanged from the previous year. Gift Aid Tax Recovered was slightly down after the change in claim frequency from quarterly to monthly in 2022-2023. Hall Donations and Donations for Baptisms, Wedding and Funerals were both higher. The rent paid by Stirling Council for the car park continues to augment this income.

Unrestricted Expenditure was over £8,000 more than Income and 20% more than in 20222023. A significant part of this increase came from the felling of dangerous trees, treatment of Japanese knotweed and garden development. It was partly offset by fund raising for the purpose. There were also other specific receipts (eg certain grants etc) included as restricted income, but available to contribute towards unrestricted expenditure. The bank balances have been adjusted to reflect this. However, the variations in income and expenditure from month to month are closely monitored and highlighted in finance reports to Vestry meetings and additionally when necessary.

Holy Trinity occasionally benefits from legacies, although there was none received this year. Where legacies have no specific purpose attaching, it is the Vestry's general aim to use them for specific objectives such as building improvements and new furnishings, in preference to use for general day to day expenditure. Also, with bank interest rates providing some return at present, this is being used at present to add to the value of those funds.

All charges are asked to draw up budgets for the year ahead, and take account of mission and building plans for the forthcoming five-year period in preparing financial plans. The budget takes account of anticipated changes to income and costs to provide the Vestry with guidance for action and plans.

Reserves

Holy Trinity's reserves are made up of unrestricted and restricted funds. Unrestricted funds can be spent on any relevant activity; restricted funds can only be spent on a defined activity (e.g. renovation work, organ restoration). The reserve is primarily held in National Savings Bonds with the balance in Current and Savings Bank Accounts. The funds from Legacies have been moved into the Fabric Savings Account.

The Vestry's policy is to maintain the unrestricted reserves at a level that will support the current level of activities for a reasonable period until replacement funding is obtained. Excluding the legacies received in previous years, the unrestricted reserve of Savings Bonds

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and Current Account balance at the end of the year is sufficient to meet about three to four months expenditure at this year's level. Cover for six months of normal expenditure is recommended.

Investments

Monies not needed to fund day to day expenditure have been invested in National Savings Bonds. Whilst the interest on the Bonds was at a minimal level these provided a safe haven, but no significant income, and they do not provide for growth in line with inflation or more. During the past year, both National Savings Bonds and Bank Interest Rates have been maintained following the increases in early 2023. Holy Trinity, as a charity, is no longer able to make new National Savings investments because of rule changes by National Savings. There are other possible investments such as SEC Unit Trusts which might be considered.

Structure, Governance and Management

Holy Trinity is an unincorporated association, governed by a constitution last amended in 2003 . As a member congregation of the Diocese of St Andrews, Dunkeld and Dunblane in the Scottish Episcopal Church, it is also governed by Canon Law of the Scottish Episcopal Church. The management team of the Church is known as the Vestry. For the purposes of charities law, the members of the Vestry are the Charity Trustees of the church. Details of the vestry members are given on page 2.

Apart from the Rector, ordinary Vestry members are elected by the Congregation in annual meeting. Vestry members, except for the Secretary and Treasurer, usually serve for a term of 3 years and after a break of one year may serve for another term. The Rector is appointed by the Vestry and the Bishop of the Diocese.

New vestry members are given an outline of their roles and responsibilities. The Vestry Secretary regularly updates members of the vestry on relevant changes in legislation and best practice relating to charities. Each person is asked annually to confirm their eligibility to act as a “charity trustee” for the purposes of the Charities and Trustee Investment (Scotland) Act 2005 and to sign this declaration.

Vestry Responsibilities

The Vestry is responsible for managing and safeguarding the assets of the church and assisting the Rector in matters affecting the spiritual welfare of the congregation. They ensure that proper accounting records are kept and that accounts are prepared in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended).

The Vestry reviews the Constitution periodically to confirm that it continues to be applicable. In 2021, a check established that there is no specific clause that excludes the Vestry from meeting by using electronic communication such as “Zoom", or similar audio-visual means.

The Vestry normally schedules six meetings in the year. It regularly considers the risks faced by Holy Trinity and ensures that appropriate risk management procedures are in place to mitigate those risks. In 2023-24 it was only possible to meet five times, in February by using "Zoom" to save travelling during inclement weather. These followed a one-day meeting in June 2023 to consider use of the church building, its potential and future planning. However, a steering group consisting of the Rector, Secretary, Treasurer, Lay Representative and Property Convenor has also met at various times to discuss finances and other issues. The Vestry members have been informed of steering group discussions.

Relationship with Diocese and Province

The Diocese and the Province support Holy Trinity through the pastoral oversight of the Bishop, and the Diocesan and Provincial support functions provided. Holy Trinity is represented by the Rector and the Lay Representative at the Diocesan Synod and in other Diocesan matters. Additionally the Rector and some members of Holy Trinity congregation

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Registered Charity SC016471 serve on Diocesan or Provincial Committees, and in other roles. Member churches ofthe SEC commit to supporting the costs of the Diocese and the Province through an annual 'quota' payment. This was set by Diocesan Synod at 16 % of net income (after certain allowan￿$) for each Church in the Diocese. Concluslon The members of the Vestry would like to thank all those who contribute their time. energy and money so generously to ensure the conts'nuation and development of Holy Trinty as a centre of worship and a focus for the community. On behalf of the Trustees Vestry Jecretary 22 September 2024 VesTry "Ireasurer 7of18

Registered Charity SC016471 Independent Examiner's Report to the Vestry Members of Holy Trinity, stirling, Scottish Episcopal Church I report on the financial statements of the charity for the period ended 30 June 2024 which are set out on pages 9 to 18. Respectlve responslbllltles of Trustees and Examlner The Church's Trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotlandl Regulations 2006 (as amended). The Church's Trustees consider that the audit requirement of Regulation 10{1) (d) of the 2006 Regulations does not apply. It is my responsibility to examine the accounts as required under section 44{1) (c) of the 2005 Act and to state whether particular matters have come to my attention. Basis of independent examiner's statement My examination is carried out in accordan￿ with Regulation 11 of the 2006 Accounts Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning such matters. The prO￿dureS undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts. Independent examiner's statement In the course of my examination, no matter has come to my attention: _ which gives me reasonable cause to believe that in any material respect the requirements" _ to keep accounting records in accordance with Section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations, and to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulation have not been met, or to which. in my opinion, attention should be drawn in order to enable a proper understandin of the accounts to be reached. Ire Stirling 27 September 2024 ere ccountant 8of18

Registered Charity SC016471

Holy Trinity, Stirling, Scottish Episcopal Church

Receipts and Payments Account for the Year Ended 30 June 2024

Notes
Receipts
Donations
2
Legacies
3
Grants
4
Receipts from fundraising activities
5
Receipts from investments other
than land & buildings
6
Rent from land & buildings
7
Miscellaneous Income
8
Special Collections
9
Total Receipts
Payments
Payments relating to charitable
activities
11
Expenses for fundraising activities
12
Governance costs
14
Other Miscellaneous Payments
15
Payment of Special Collections
9, 15
Total Payments
Final Surplus / (Deficit) for the
year
Unrest-
ricted
£
85,275
0
144
2,029
1,086
13,480
601
0
102,614
109,785
347
13
600
0
110,745
(8,131)
Rest-
ricted
£
9,996
0
3,590
934
1,916
0
4,466
937
21,839
7,233
0
0
0
1,040
8,273
13,566*
Total
Funds
£
95,271
0
3,734
2,964
3,002
13,480
5,067
937
124,453
117,018
347
13
600
1,040
119,018
5,435
2022-
2023
£
84,017
17,743
6,826
2,657
1,126
13,052
7,832
758
134,012
102,492
160
0
185
760
103,597
30,415

See Note 1 of ‘Notes to the Accounts’ For information on ‘Restricted Funds’.

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Registered Charity SC016471

Statement of Balances as at 30 June 2024

ent of Balances as at 30 June 2024
Unrestricted Restricted Total Funds 2022-23
£ £ £ £
ank & in hand – Congregational Current Account
Balance at beginningofyear. 12,889 4,173 17,061 12,325
Less Monies owing to creditors at the 2022–2023-
year end and Hall User Key Deposits Held.
0 (140) (140) (835)
Receipts. 102,462 12,204 114,666 109,028
Payments. (110,745) (2,273) (113,018) (103,597)
Transfers between Current Account and Savings
Accounts (Net).
(12,314) (986) (13,300) 0
Monies owing (cheques not drawn) at the 2023-
2024-year end and Hall User Key Deposits Held.
760 140 900 140
Owing from debtors (3,370) 0 (3,370) 0
Adjustment for Restricted Receipts used to meet
conforming specified Unrestricted Payments. (Note
1)
7,144 (7,144) 0 0
Balance at end of year(at Bank & Cash) (Note 17) (3,175) 5,975 2,800 17,061

Cash at bank & in hand – Congregational Current Account

Cash at bank – Congregational Savings Account

Balance at beginningofyear. 0 0 0 0
Receipts. 152 0 152 0
Payments. 0 0 0 0
Transfers between Congregational Savings Account
and Current Account (Net).
12,314 1,686 14,000 0
Balance at end of year(Note 17) 12,466 1,686 14,152 0
gregational Current and Savings Accounts
Balance at end of year(at Bank & Cash) (Note 17) 9,291 7,661 16,952 17,061

Total Congregational Current and Savings Accounts

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Statement of Balances as at 30 June 2024

ent of Balances as at 30 June 2024
Total Congregational Current and Savings
Accounts Balance- Carried Forward
9,291 7,661 16,952 17,061
ank - Fabric Savings Account
Balance at beginningofyear. 37,743 27,691 65,434 40,450
Receipts. 0 9,064 9,064 24,984
Payments. 0 0 0 0
Transfers between Fabric Savings Account and
Other Accounts (Net).
(20,000) (21,700) (41,700) 0
Balance at end of year(Note 17) 17,743 15,056 32,799 65,434
ank – Term Investment (3½%) Account (Matures August 2024)
OpeningBalance November 2023. 0 0 0 -
Receipts. 0 571 571 -
Payments. 0 0 0 -
Transfers into Term Investment Account from Fabric
Savings Account.
20,000 15,000 35,000 -
Balance at end of year(Note 17) 20,000 15,571 35,571 -
ank– Fabric Improvement Current Account
Balance at beginningofyear. 1 0 1 1
Receipts. 0 0 0 0
Payments. 0 (6,000) (6,000) 0
Transferred between Fabric Improvement Current
Account and Fabric Savings Account.
0 6,000 6,000 0
Balance at end of year(Note 17) 1 0 1 1
h at Bank - All Accounts
Balance in Dormant Accounts at beginning and end
of year.
1 0 1 1
Total Balance at end of year(All Accounts at Bank
& Cash) (Note 17)
47,036 38,287 85,323 82,498

Cash at bank - Fabric Savings Account

Cash at bank – Term Investment (3½%) Account (Matures August 2024)

Cash at bank– Fabric Improvement Current Account

Total Cash at Bank - All Accounts

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Registered Charity SC016471 statement of Balances as at 30 June 2024 Total All Bank Accounts ca￿led FoNard 47,036 38,287 85,323 82.498 Natlonal Savlngs Bonds Market value at beginning of year Less Disposal proceeds Market value at end of year {Note 17) 26,513 22,187 48,700 48,700 26,513 22,187 48,700 48.700 Fund Balances (Cash. Investments & Assets retained) At beginning of year Cash Surplus Ideficit for year Monies owing to creditors at the 2022-2023-year end and Hall User Key Deposits Held Less Disposal proceeds Total Transfers into Account Total Transfers out of Account Owing from debtors Ad'ustment- Restricted Recei 77,147 {8.1311 54,051 13,426 131,198 5,295 101,477 29,581 760 140 900 140 46,314 (46,3141 (3.3701 7,144 73,549 23,386 (23.386} 69,700 (69.700) 13,370) 7,144 60,474 At end of year (Note 17} 134,023 131,198 Signed On behalf of the Trustees Treasurer, Holy Trlnlty Scottlsh Eplscopal Church. Stirling 22 September 2024 Acting Vestry Chairperson 12of18

Registered Charity SC016471

Holy Trinity, Stirling, Scottish Episcopal Church

Notes to the Accounts

1. Accounting policies

Basis of Preparation

The accounts have been prepared on a receipts and payments basis. They consist of a summary of all monies received and paid via the bank and in cash by the church during the financial year, along with a statement of balances. The Restricted Receipts include donations and other income for specific payments during the financial year and in the longer term. No adjustments have been made for any income due but not received, apart from the car park lease instalment due in May (received in July), nor for any expenses incurred but not yet paid at the year end. Apart from investments, fixed assets are not capitalised. There has been no sale or purchase of fixed assets in the financial year.

Restricted Funds

The Restricted fund balance includes a legacy for the pipe organ restoration, when the Vestry decides, and income for major repairs to the church, accessibility measures and other improvements. The Vestry's intention is to direct unspecific legacies towards such specific projects. Some other receipts for specific purposes have been included as Restricted items. An adjustment has been made in the Congregational Current Account Balance where the specified use has fallen within the Unrestricted expenditure during the year.

Church Buildings

The church, hall and rectory are not shown in the statement of balances. The Trustees believe that it is not possible to place a market value on the church and hall. The valuation of the church building for insurance purposes by the Ecclesiastical Insurance Surveyor in November 2017 was £12.47 million and the separate hall £412,097, and the building and contents cover at renewal in August 2024 were £20.95 million for the church and £3.33 million for the hall.

The Rectory at was purchased in July 2004 for £182,000. The Diocese retains a share amounting to approximately 14% of the purchase price. It has been occupied by the Rector from September 2016. The building insurance rebuild value for the Rectory in July 2024 was £429,061.

Special collections

During the year, there was a general request for contributions in kind to "Start-Up Stirling" and for donation of money for Shelter Scotland in Advent and for the Bishop’s Appeal in Lent. A retiring collection was taken on Music Sunday, 9 June and shared between the newly formed Church Music Scotland and the Royal School of Church Music. Further details are given in note 9.

Other Assets and Liabilities

Assets

The church owns a computer printer primarily for use by the Rector. There are no other moveable office equipment assets owned by the church.

Tax recovery on Gift Aided contributions is claimed monthly, usually in the following month. (See Note 2)

Liabilities

There are no significant outstanding liabilities.

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2. Donations
2023-24
2022-23
£
£
Unrestricted
Congregational Pledged Giving (Gift Aided)
37,228
36,080
Congregational Pledged Giving (Non-Gift Aided)
4,218
5,290
Open Plate and Giving by Debit/Credit Card at Services
1,309
1,528
Occasional Donations (Gift Aided)
3,128
2,165
Occasional Donations (Non-Gift Aided)
4,120
4,746
Gift Aid Tax Recovered
10,718
11,594
Donations for use of hall
22,969
19,104
Donations for Baptisms, Wedding and Funerals
1,566
0
Open Plate Donations at Weddings and Funerals
18
375
TOTAL
85,275
80,882
Donations for the use of the hall contribute to the hall running costs (see 11 below).
£
£
Key Deposits (In Hand at end of year - Returnable)
140
140
Key Deposits Received during 2023-24
0
0
Less Deposits Returned during 2023-24
0
0
TOTAL
140
140
£
£
Restricted
Donations for Specified Purposes (Gift Aided)
7,123
2,113
Donations for Specified Purposes
(Non-Gift Aided)
1,168
295
Open Plate and Giving by Card for Specified Purposes
at Services

70
0
Gift Aid Tax Recovered
1,635
727
TOTAL
9,996
3,135
2023-24
2022-23
£
£
37,228
36,080
4,218
5,290

1,309
1,528
3,128
2,165
4,120
4,746
10,718
11,594
22,969
19,104
1,566
0
18
375
2023-24
2022-23
£
£
37,228
36,080
4,218
5,290

1,309
1,528
3,128
2,165
4,120
4,746
10,718
11,594
22,969
19,104
1,566
0
18
375
85,275
80,882
140
£
2,113
295
0
727
9,996 3,135

Donations for the use of the hall contribute to the hall running costs (see 11 below).

The income specifically for Music Requirements and Garden Development was used for unrestricted payments for those items of the church charitable activities (see Note 11).

3. Legacies

The church has not received any bequests in 2023-2024. The general intention is to designate and use such monies received for specific purposes, rather than towards general church expenditure.

general church expenditure.
4. Grants etc
Grants for Unrestricted Expenditure
Listed Places of Worship (LPOW) Scheme VAT Refund
for Maintenance Expenditure on the Church Building
TOTAL*
2023-24
£

144
144
2022-23
£
397
397

Note 4 continues on next page

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Registered Charity SC016471

4. Grants etc(Continued from Previous Page) 2023-24 2022-23
£ £
Grants for Restricted Purposes
SEC Building Grant towards Roof Security Alarm 0 2,529
Benefact Trust for Major Repair Project 0 3,900
Diocese of St Andrews Stipend Support Grant 3,590 0
TOTAL 3,590 6,429
The Stipend Support Grant was distributed from allocated Provincial Funds by the Diocese
of St Andrews in October 2023 to Charges with limited Reserves, to support the burden of
the increased stipend costs in 2022-23 and used for unrestricted Rector's emoluments.
5. Receipts from fundraising activities 2023-24 2022-23
£ £
Fundraising for Unrestricted Expenditure
Donations Given at Social Occasions 1,450 1,594
Fund Raising and Income from Events and Concerts 579 0
TOTAL 2,029 1,594
Fundraising for Restricted Purposes
Fundraising for Music and Organ Funds. 0 315
Fundraising for Roof Security Alarm. 0 749
Fundraising for New Altar Furnishing & Fabric 630 0
Fundraising for Garden Development 304 0
TOTAL 934 1,064

6. Receipts from investments other than land & buildings

From early 2023 savings account interest and National Savings bond dividend rates have risen from being tiny amounts to more useful returns. This has made it possible to augment the value of the unrestricted Congregational Fund and the specific Conservation Repair, Access Planning, Organ Renewal and other Legacy Funds. Gift Aid is also claimed where applicable on new contributions to specific funds, also adding to the relevant totals.

7. Rent from land & buildings

This income is received from Stirling Council for lease of the car park. The revised Council finance system has caused delay to the payment for the period May to August 2024, which has been included in these accounts as a receipt owing (and since received).

8. Miscellaneous Income
Unrestricted Receipts
Surplus from Holy Trinity Magazine and Other activities
TOTAL UNRESTRICTED
Note 8 continues on next page
2023-24
£
601
601
2022-23
£
709
709

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8. Miscellaneous Income(Continued from Previous
Page)
Receipts for Restricted Purposes
Contributions for Purchase of Study Books to offset
purchase costs of Materials for Congregation (see Note
11 below)
Fee for undertaking SEI Associate Tutor Role and
Diocesan Support for Recovery and Renewal Cost.
Insurance Payout for Lead Replacement Repairs
TOTAL RESTRICTED
2023-24
£
330
3,136
0
4,466
2022-23
£
0
0
7,124
7,124

The income specifically for Study Books and Fee for SEI Activity was used for relevant unrestricted payments (see Note 11).

9. Special Collections

Social Time donations in Advent and Lent were shared with "Start-Up Stirling". Special Collections were made during Advent for Shelter Scotland, and in Lent for the Bishop’s Lent Appeal. A Retiring Collection was taken on Music Sunday, 9 June and shared between the newly formed Church Music Scotland and the Royal School of Church Music.

Special Collections

Special Collections
Donations for Start-Up Stirling
Collection for Mission to Seafarers on Sea Sunday
Collection during Advent for Shelter Scotland
Collection during Lent for Bishop's Lent Appeal 2024
Music Sunday Collection for Church Music in Scotland
and Royal School of Church Music
TOTAL
2023-24
£
293
0
154
250
240
937
2022-23
£
458
300
0
0
0
758

For Payment of Special Collections see Note 15.

10. Proceeds from sale of investments

It was not found necessary to sell any of Holy Trinity's holding of National Savings Bonds.

11. Payments relating to charitable activities
Unrestricted
Rector's emoluments
Locum Fees and Expenses
Travel & other reimbursed expenses
Worship-related costs inc Altar Expenses
Materials for Sunday School and Congregation
Music, Licences, Tuning and Organist Payments
Church building running costs and Verger Payments
Hall building running costs
Council tax & other Rectory related costs
Quota
Administrative expenses
Church Building Major Repairs and Renewal
TOTAL UNRESTRICTED
2023-24
£
40,138
139
871
2,947
525
10,116
17,150
12,120
3,671
15,029
1,018
6,061
109,785
2022-23
£
38,431
0
760
2,196
0
8,724
11,552
9,862
3,852
11,338
49
3,301
90,066

Note 11 continues on next page

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Registered Charity SC016471

11. Payments relating to charitable activities ( Continued from Previous Page )

.
(Continued from Previous Page)
Restricted
Music, & Organ payments from Designated Funds
Miscellaneous Expenditure from Designated Receipts
New Church Furnishings & Fabrics
Church Building Major Repairs and Renewal
New Hall Equipment and Furnishings
TOTAL RESTRICTED
2023-24
£
0
101
432
6,700
0
7,233
2022-23
£
919
0
0
11,085
422
12,426

Unrestricted expenditure in 2023-24 was 21% higher than in the previous year. This resulted both from higher costs generally and significant increases in some building running costs, Quota (an outcome of higher income in recent years) and the costs of both felling unsafe trees and treating Japanese knotweed. Whilst a sizeable outlay, Quota enables Diocesan and Provincial Activities and support. Holy Trinity has benefitted from this (See Notes 4 and 8 above).

The Hall building running costs include the costs incurred through organisations and individuals using the hall. Their donations cover those costs and provide for the hall management, maintenance, repairs and renewals.

12. Payments relating to Fundraising Activities

12. Payments relating to Fundraising Activities
Unrestricted
Expenses for fundraising activities
TOTAL
2023-24
2022-23
£
£
347
160
347
160

13. Costs associated with letting of land and buildings

There have been no costs arising from the car park lease by Stirling Council or any other property.

14. Governance Costs
Unrestricted
Secretary and Treasurer Expenses
TOTAL
2023-24
£
13
13
2022-23
£
0
0

The Secretary and Treasurer are entitled to recover out of pocket expenditure incurred in carrying out their responsibilities. See Note 16 below.

Papers for the Annual and Vestry Meetings are generally circulated electronically, so that there are no expenses for Printing and Stationery. (Production of service sheets is included with Worship-related costs. (see Note 11))

15. Other Miscellaneous Payments and Payment of Special Collections

Miscellaneous Payments included a £500 contribution agreed by Vestry to support the Diocesan initiative and the Episcopal congregation at Stanley, north of Perth, in re-opening their building to support the local community. Vestry also agreed that when Special Collections (Note 9) produced “odd” amounts, contributions should be raised to “round totals”.

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Registered Charity SC016471

16. Remuneration and Expenses paid to Vestry Members

None of the Vestry members received any remuneration relating to their position as Vestry members, although out of pocket expenses for purchases etc on behalf of the church are repaid. The Rector receives the Scottish Episcopal Church standard stipend (and pension contributions) in accordance with the SEC approved stipendiary amounts for the posts. The annual stipend for 2024 is £32,988 plus pension contribution of 32%. The Rector's travel and other expenses were paid as detailed in note 11. As is customary, the Rector also occupies the Rectory on a rent-free basis, with the council tax required also to be paid by Holy Trinity.

17. Fund Balances at end of Year
Cash at Bank and in Hand:
Congregational Current and Savings Accounts(after
adjustment of Designated Income used in 2023-2024 for
specified Items of unrestricted expenditure.)
For General Use - Congregational Current Account
(including £114 Cash in hand, to be paid in to bank)
For Restricted & Designated Expenditure Including
New Church Fabrics, Organ Renovation etc
For General Use – Congregational Savings Account
For Restricted Expenditure on Items for Church Sound
System and Related items
Net Congregational Account Resources
Fabric Improvement Current and Fabric Savings
Accounts
Fabric Improvement Current Account
Legacy Funds in Fabric Savings Account (May be
Designated by Vestry)
Funds Raised for Conservation Repair Work, Church
Building Development plus Interest.
Legacy Funds Invested in Higher Interest Term Account
Conservation Repair Work Funds and Interest Invested
in Higher Interest Term Account
Net Legacy, Conservation Repair and Church
Building Development Funds
Dormant Current Account
TOTAL CASH AT BANK AND IN HAND
National Savings Bonds
Unrestricted Reserve (see also Annual Report
of the Vestry, page 4 under "Reserves")
Legacy for work on the organ

Legacy for work on the church building
Donation for re-ordering project

TOTAL NATIONAL SAVINGS BONDS
Unrestricted
£
(3,175)
12,466
9,291
1
17,743

20,000

37,744
1
47,036
26,513
£26,513
Restricted
£
5,975
1,686
7,661
0
15,056
15,571
30,627
0
38,287
20,000
1,399
788
£22,187

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