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2020-12-31-accounts

arity rgJisbatKJn number: ￿16423 The Black Watch Association Annual RerKrt a￿1 Fltwnclal Ststements for ttE Year 31 D￿7b￿ 2020 Morris & YcAJThJi s￿￿t￿¥ ALMIit( O)arter8J P£countsnts 6 Atholl Cr&cert Perth PHI 5JN

The Blad( Watch Association Contents Referen￿ and AlministrntiNE Details 2to6 Statement of Trustees, ResF*MslbSltTes ITrtyndent Audttorg ReFKKt 8tolO statemert of FlnarKlal ktiv llto12 Balan￿ Sheet 13 Ncts to the Flnanck41 StaterrEnts 14to26

The Black Watth AS￿)datIOn Reference and Admlnlstrative Details T￿￿tee8 Senlor Manageinent Team Prlndpal Offlce BalhousÈ Castle Hay Street PHI SHR Charfty Reglgtratlon Number SCtSlfA23 Audltor Morrts & YOUNJ, Slatuw A￿lItOr Chartered Accountsnts PHI 5JN P￿1

The Black Watch As%Kiation Trustees. Report Tnjstees present the annual reFQrt tCwJether with the finaFKial stat￿￿lts arKI a￿JilDrs. report of ttE charity for the year erKled 31 December 2020. finandal si3tements have been prepar6J in accordan￿ vth the &counting rnliaes set out In note I to the financtal statements arKJ cc(npty with the Chartys founding dcoJmen¢ appli(zble law and the Ststunent of R￿0mmeth P￿[￿, "A£uMJntlng arKI Re￿rtIng by Charities" applicable to Charftie5 preparirKJ their ac￿￿nts in acccYthn￿ wlth the Ftnancial Rewrtirvj StaNtsr(i applKable the UK arKI Republtc of Ireland (FRS102) {effective l January 2019). The Blath Watth Assoaation Is a ￿arity that is gcwerned ty its Constiujtlon and Rubes, the last reprint of which ￿Cur￿l in 2012. The ASsc([ats￿ has ￿ Charity R￿l$trat￿ Nurn￿r SC16423. The thairn￿n havlng tttn appjinted after eleCt￿n at the Annual Gerwal Meettng shall Ex Officto be a Trustee and he shall aFpcrfnt up to a furt￿ se4En Tri&ees, indudlTrJ a WKe ￿al￿nan tD fill up vrKancie5 amongst the Trustee t￿*ty. Trustees wtll nornwl￿ h￿￿ seNed In the Regimen( hJ¥ever two Trustees who brfng commerclal, finan(ial, l&Jal ￿ any ￿rttU￿r s￿￿71L5t knowledge may be apFoint&l. Trustees w511 Inlttalty te appointed for a ￿1￿1 of fve Yea￿ but ￿ Chaimian will re￿eW apwintnEnts annual￿ and may ￿tr￿￿ a Trustee who s rK) bnger abk to carry out hls dutie5. This peri(Nl can te extended by the Chaiman for a numLv of furt￿ pertCKls of fve yeats. There is Thj upper age limit at which a Trustee must stand down. Q(xl ￿1th arnl continu&J abilty to contr]bute to the Assoaation shou]d be the over-rtding f¥t0￿ to be c￿SkIe￿I by Chairman when grantiThJ an extension. There are no sFeafic restrkttons Imp)sed ty the ￿)Verni[wJ d(KJJmert concerning the way In ￿kh the Assoclatlon can (yrate. Tr gcpMiiThJ th￿rnent grants the Trust￿ In regard iD retentlon and realisatK)n of InveStM￿ts. The Trustee5 rdy on thelr professi￿1 a(frkn to keep t1￿ on all relevant aSp￿ts of charty law and Tntstees, reswnstknlites. In the eRnt of the appintment of a new Trith, the new Trith would undergo an Ind￿t￿n p￿graMMe with an existing Trustee representstNe, and the Trusvs prclesslonal a0￿￿, to be brthd on a Trustee's le931 0￿[gat￿)nS un(kr tharty law, the contents of the Trust De&, C0n4iknrt￿n arKI Ruks and the recent financial pufOrMa￿ of the Trust New Tn￿t￿ are also issued wfth OSCA'S wbltcatv)n "GUIdan￿ Charity Tntstees.. The Seuetsry and otkEr bearers arKI admini51Jati¥E staff may te r￿Id saL3rie5 as directed the TrustEes.

The Black Watch Assoaation Trustees. Report The Trustees try to meet forynalty tyl￿ ptr annwn. Pap￿work ts also rEv￿ ftom tlme to tlme as rquired. Dedsions are taken at Trusttts. mlJngs ty simple Mai￿ty. The Executfve Committee meets twice ptt annum is re5ForGible for carryiThJ out the general objects and Frf)Ilcy of the Assrxiation. The Welfare crxnm￿￿ meets monthty a￿1 has the p)wer tt) make chartiable grdnts at Its dlscretk)n but wlthln the 9￿an￿ iakl doém try EX￿ Commlitee. The day to day admlnlstrdth)n has been carr￿1 out trNO Other empbyees. The Vke C)￿l￿nan, admlnlstratlve dutles urlder a contratt wth ane dIrthr￿UMed thls role on l NOv￿ber 2020. At any one time the￿ were eight Trustees durfng the year; the Board was made up of seven retlr& members Lff the ReglwEnt abThJ wtth (Tharter8J Ac£ountant wlth specklist knowbjge c charltles. carrled out (￿panY he Is a The Tnfftes who served durirKJ the year were: Relatlonshlps wlth related partles The Black Watch Museum Trust The charity is conr￿tted with The BL3ck Watrh Museum as tlw operate from the Same a(klres5. West Lochlane Serviceg Ltd West L(>thlane Servi￿5 Ltd (2019:£13,275). 2020 arKI 15 a dir Serv1￿ to the Awcithn to the vall of £10,050 signeAI as a tntstee of the A5￿datk)n on 28 August ne

The Black Watch Association Trustees. Report ObJectlve8 and activities The TrU￿S objecuves are: a. To grdnt finar￿1￿ assIstsn￿ on such tenns as the Tnth and Executive Corffliltiee conskjer reasonable, to all those who have served in the Regimen¢ a spwe, or dependants, who are In need by reason of age, ilFhealth, disability, finandal hanlshlp or thr dtsthntage. b. To woff#)te P£alth, educat&Jn, spjt (Y cultural optxxtunts for all those who have seNed In tr Regiment or their familiesldep￿Klarrt5. In furtheran￿ of these objects, tmrt n( (rtherwise, Asswation shall ￿(￿rtake the followlng actrwties: a. Enmurage cowshlp. b. Pnjvlde adv1￿ to ex memters crf the Reglmen¢ wkkwts and thelr dep￿K1ants on v￿lfare matters. c. Help meet the cost of fvjklays fw SnJur&l on Operav￿￿, wtdvws aTrd deFethnt famllles of men of the Reglment. preferen￿ SIK￿ld ￿ gfven to thcGe Injured on operatlons and thelr famllles (thls object results from the fvnds ralsed frcrfn the sale of Dunallstalr House). Wtthln thls obJe¢ grants to veterans for mllltary pllgrfmages wlll be consldernd. d, Make grants or k)3ns to asslst men who ReglnnL e. Mak grants to Charltsble Institutk)ns UTKlertaklrvJ the (Ne and ex SepAcemen. f. Make grants to wid(hYs and dependant chlklren ￿ Offi￿r$ (thls object results from the lrKcYpKyat￿n of the Bewlerf-Taylor Mllltary Fund into the AsscKiat¥)n). g. Erec¢ malntsln and when nttessary rene•V or reF￿a￿ rffironent wbw)rfals to those who served In The Bk Watch, InckKllng wfvate gra￿$ of histt¥iol Imrxytrn￿. h. As a result of an ameTrJment m to the Constitution and Ru￿5 in 2016, tke charlty may app fund5 for the ImprovenEnt, emderKy, LErfIt or The Black Watch, 3rd Battslion The Royal Reglment of *otIa￿l In accordan￿ wlth tr￿ splrlt of The Black Watth Reglmentsl Trust Fund's odglnal wrposes. i. If the Trustees aNI Exeartl¥E Committee Judge that after m￿lThj dwnands for the foregolrKJ objects the￿ are surplus funds, thLy may make grants to The Blad( Watch Museum Trust. The Iglnal donauons of £28,435.45 from the Bkck Watch Memorfal wlll remaln fenced, should not be enCrn￿hed upM to any extent exwt by the unanlrrw vote of the Trustee5 and Members L The ExecLrtfve committ￿ present at a meetirvj speiialty called that wrrN)sei to COn￿der a specift proFosal to en¢Joach on ￿¥jInal donation.

The Black Watch Association Trustees. Report Achlevements and perforn￿nCe The A55￿[atIon,5 actNlttes were imFQCted by COVID pthlarty a5 regard5 comrthhlp. Notwlthstanding the imFwtt of COVID, the welfa￿ Commtitee ContinL￿s to prcmde support to veterans and their families and tIE AS9xiath￿ contin￿1 to SUPFQrt the MaIntenan￿ of memorkils. Flnandal revlew The A￿ciat￿)n generated IrKomiry res￿rceS cl £137,995 in year (2019: £143,064). ExFendrture on CharltaEAe P£tsvfties am(wJnted to £146,433 (2019: £148,534) of wh￿h £46,453 (2019: £58,994) was expended In the fonn of grants, £12,954 (2019: £4,086) on memorlals and £7,902 (2019: £19,619) on ccynradeship. ExFerKliture fDr raising furbjs was Enll (2019: £5,831).An overall surplu5 was Incurred of £150,497 (2019: surFdus ( £394,362) of whKth £158,935 (2019: £405,663) rekt8J to a gain on investment a55ets. The endchyment fvnd is maints1￿ at a l&EI 4upKlent to the Invthnts arnl furK15 held deposit try BkckRock Ir￿e5￿t manag￿rEnt (UK) Umlted at trE bak￿n￿ sheet dats. As the TNstees On￿ tw￿ a year, it is thelr ￿lIcY that unre5tri(tsJ f￿￿ts exdudlng pwdab endovm)ents, should te mairtain8J at a to cover approximately six nKJnth's ex[￿d[lUre of the arlty. At the year end the trknl reserve5 were £3,678,244. This is m up (fj £3,461,756 of eX￿dab[e endovnient reserves £216,488 of unretcted reser￿% In accordarKe with Trust Deed, the Trustees ha¥E the wNer to invest In such stocks, shares, Irwe5tments and propty in ￿ UK as tty see fiL As with rrtVKXts Y63ts, within thi5 Strat￿, the Trustees infom the investment manays of ty￿r irth))me requIr￿ents for the year. The requirement for the year under review was £115,CO) (2019 £115,0(KI). £118,233 (2019 - É116,153) was achi￿. The requIrer￿t for the year to 31 D£￿Mt￿ 2021 has i￿n i￿lalIY set at Ell5￿00. Going concem The Trustees are of the that the ernl of yEir cash 1xilan￿, £191,320, when Ojmbln￿ the value of the investsnents at the date of this rewrL aTKI Black R&'s divEthnd reserve provide sufftcient Ilquklty for the Trustee5 to meet th￿r bu(hJeted expenditurE over the next twefve months. On thls basls, COVID 19 15 rvJt fdt to a matertal uncwtsinty to the concem of t Charty.

The Black Watch Assoclatlon Trustees, Report Dlsdosure of information to auditor Each member has taken steps that tw ought to have tsken as a memter in order to make themselve5 aware of any relevant audit infomiation and to estsbllsh that the charfty's audltor15 awa of that Infomiation. The Trustees confimi that there Is rn ￿levant Informatlon that they know of and of whlch they know the audltor Is unaware. The annual report was apprcwed lry the Trust￿5 of the c￿rIty on 12 Apr512021 arKI slgned on Its behalf b Trustee Page 6

The Black Watch Association Statement of Trustees. Responsibilities The Trustees a￿ reswnsible ￿ preparing Trustees, Annual Rer4Nt aTrJ the financlal tstements In accordantr with the United ￿n9knb k(LJunting StarKkrds (Unit&d KI1￿Ch￿n Generally Awt& Accounting Prattte) and applthbie law aThJ regulaliM5. The law applkable to Char￿e5 ￿UireS the Tn&ees to Prepa￿ fi￿ndal stateM￿ts for each finarKtal year which glve a tnE and falr vtew c¢ the state of affairs of the charity and of the i￿OmIng resources and application of res￿r￿ of the charity perf(xl. In preparir¥J these finaKlal statanents,the Trustees are required to: sdett suitsble acccmjntiro tKdKies and then aptty than co]￿￿ta￿,. obsgve the methcKts and pri￿lpleS in the (harttss SORP; make Judgements and esti￿￿te5 that a￿ re￿￿ble arKI kr[￿tr state whether applicable acrountir¥J stsndards have been folky￿d. subjxt to any materlal departures disdc6&I explained in ts fiThinoal siatements; and prepare the finanaal statements on the ￿lThJ co￿eM basis unk5S it 15 inaprffopriate to preS￿e that the charity will continue in busirE5& The Trustees are resk)yslb]e for keepirwj acrountiTrJ reo)rts that dE5Ck￿ with reasonable accuracy at any time the financial of charlty enable th￿n to eNire that the finar￿[al statanents with the Charities arbj Tr￿stee Investment (Scouand) Act 2￿5, the Charities Accounts (Scottand) Regulatio[￿ 2(￿￿ (a8 amerthl) arn1 the prowstors of the Trust Deed. The Trustees are al￿ resFOnsi￿e for safeguartling the assets of the charty heno taktng reasonable steps for the prevention det&￿n of fi3￿ other irregularities.

The Blad( Watch A550ciation Independent Audito￿5 Report to the Members of The Blad( Watth A5￿￿lation Oplnlon We hwe audited the fina￿￿[ strteM￿ of The Black Watth A8%hiation (the 'charity') for the year ermled 31 ￿ember 2020. vthith rThll￿Se the Ststem￿t of ￿ narKid Pitrtles, Balan￿ Jtss to the Finanoal stat￿n￿ts, Indudirrfj a summary of ￿gnIficant ￿oUnting pollcles. The ijna￿la1 rewting framework that has apFlled In tsr ￿eparatI￿ Is Urfte(i Kngdom knountirKJ standards, cOmprt￿r￿ Charllles SORP - FRS 102 Tr ￿ narKlal RrytirKJ 5tarKlard applicable In the UK a￿1 Reput41c of IrdaTKI' aTKI at(41c3t4e Liw (Lkntt8J PUr4Jdom Accq)ted kn(MJnUrKJ prath￿). In our oplnlon the flnatyaal ststffna)ts: gNe a tsue and fair of ￿ ¥Jte of the tharivs affa1￿ as at 31 D￿ember 2020 a￿1 of Its Ir￿Orning resources aThl applicatyon of ￿s[￿j￿, IrxdudlrvJ Its I￿oMe aThl eVKli￿re, for the year then axied; . have tr￿n tmwly prerAral In accordW￿e vlth UnW lfjr¥JdLin f￿r￿llY A￿[￿ed P£cwitrrKJ Pracbtr; and have prepK8red In acadar￿ ith the requir￿￿nts of the Owitie5 afKi Trustee Investment (Scouand) Act 2CI)5 and re￿latI(￿ 8 of the Charlties (Scotia￿) Regulatlons 2006 (as amended). Basis for opinion We condu(ted our audit in a(r0rda￿e Internat￿￿7 StsTrJards cn A￿ltiThj (UK) USAS {UK)) and a￿l&7b]e law. ()Jr respon%bilites u￿fjer t￿e stsThlarYls a￿ ftjrther descrlw in the Audltorfs resF(Jnsibilities tr the a￿lIt of trE fir0￿la1 slat￿￿)ts se(IK)n of our reExJrL We are IndeFeTrJent of the charity in aCC(￿dan￿ wlth the Eth1￿ rwulreM￿ts that are rethnt to our audtt of the flnancial t8ments in the UK, IncludirrfJ the FRCS Ethtcal StaTrJard, aTrJ we have ¢)ur other ethlcal re¥M)n5tbilities In accordartt wth these rquirern￿ts. We Wleve that the audlt we have obtained ts suffldent arKI appropriats to trovi(k a for ow ￿niOn. Conduslons reLiting to goin9 Co￿eM In audlting the finanaal ststements, we haNp IJ￿t the Tntstees u of the goirwJ L￿nc￿n basi5 of accountiry in the prepatBtlon of finarKtal 5tatern￿ts is ￿prOpriat& Bas￿1 ￿ tFE w(Yk we F4ive tthed, we have rK)t Id&￿fied any material uncertalntles ￿lating to e￿ts or cOnditicK￿ that, indtvtdually ￿ cc41ecW, may ￿nIfic2nt the charivs abilty to continue as a gdro concem for a ￿t(x1 of at least mcoth5 from the original finaThJal statements We￿ authrthsed for ioE. CJr rpsrKJnslbllÉtles arKi t￿ resthribiliiies c< Trust￿5 wlth rwt to gdrKJ c(wm are in tFE rdevant 5efbors of this rety)rL Ixher infornmtion The Tnjtss are reSp￿ble ￿ the rther irrfonnauon. The other Infom￿(￿ comprf5e5 the Infom7aUon Ind￿e￿ in annual rwrt Oth￿ than the finanoal statern￿ arKi ¢JJr audltorfs report thereon. Our oplnlon ￿ the finarKial stat￿ert5 rvjt covtr the cts infom)ation and, ex￿pt to the exient otFErw5e exrAiody statsj In (w reprt v itrj Th)t exwtss any fomi cl a55urorKE

The Blad( Watth Association Independent Auditorfs Report to the membe￿ of The Black Watch A$S￿latIOn In c(￿nec￿on wtth ow a￿lIt of the financi￿ stat￿ts, ow reswNtylity is to r&id the rther 1nfomia￿0n and, in doing so, corsider Ythether the othw iTrformation is materially inconslstent with the finarKial statements or wr kno%•Aedge obtsin8Y in the a￿lt or oth&w7 appear5 to be materially mtsststed. If we identify swh rnaknal In0￿ls￿e5 or aF￿a￿lt mrial rnisatements, we are requlred to detwmine whets there is a matsrlal mi55tstpJrwt in the finandal ststements ￿ a material Misstat￿ent of the Ottr￿ Inf￿rnatiOn. If, t05ed the work have Ferformed, we condude that there Is a matwial rnis5tstern¥tt of this other InforTnaUon, we are required to report that fact. We have Tr)thiTrJ to report tn thls Tpganl. In the light of our kJxwil arKI uTrJer5LaTrJirrfJ (¢ I￿ d￿rity and rts throrynent obtsiwl in the course of the a￿lit, we have rK)t identified materfal rnis5taterna)ts in the TnJths' Rqy)rt We have nothing to retx)rt in respect of ￿ ftllowlng mattets where ttE Chartbes and Tnjstees Irwestment (Scotland) 21X)5 and wutatfim 10 of the Charibes Accourts (Sa)Uand) Regulaljons 2006 (as ameTrled) requir&s ￿ to rerKrt to yrAJ if, in wr q)irth)n: ado]uate aCC￿Jnt1ng rpcords N8ve not iwi cff rthms thiuate for our a￿￿1t not bn re￿1Ve￿ frcrtm bra￿ ￿t iristed ty u5. (Y the fIna￿tal statemerts are Tr)t in agreerrvt with the a(￿JntiTrj records ￿ retums; or catsln dISd￿rts of Truees ranun&ion spified by law aTE not m; or have not received all the Infcmatlon ￿ extlarptirm5 ¥￿ ￿u[re wr audlL Responsibilities of Trustees explalned more filly in the Statement Lrf Tr￿￿, ReS￿rGibI1ttses (set out on page 7), the Tnjstees are reS￿ng￿le for ￿ preparn￿on of the finaThial siatern￿ts and for bdng satlsfied that ttrw gNe a trije frdlr ￿￿•¥, a￿1 ￿ gJth intemal c(thl as Its Tnjstees determire is TEce5sary to enable the preparaoon of fina￿jaI stat￿￿ that are fr frun rrthtsl mt55tat whether due to fraud LY wror. In tryaring the fina￿1 Stat￿rte￿, tr Tr￿ee5 are reSp(￿ible assessirrfJ the cTrkiriV5 a)ilty to continue as a going concern, disd05iThJ, as applicaile, matters related to gorng cc￿￿rn aTrJ uslro the going cOn￿M b&4s of accwnting unless the Tnjstees efttw int￿￿ to liquidate the charity or to se orerations, or have rn realistic alt&rwtive but to do so. Auditorfs responsibllities for the audit of the flnan(ial statements Our objectives are to obtsin reagxk4bie a￿jI￿n￿ alxyJt wheth& the finanaal statements as a whde are free material misstatement. %ther due to frBud or ffrty, aThl to issue an audliorfs rewrt that indudes our r￿n￿On. Reasonable 3s9jrdn￿ Is a hlgh lfftl of as5urdr￿e, but Es not a guarantee that an athllt CO[Ki￿ted in act￿dan￿ wth IS4$ (UK) will always detect a material mi55tstement WTr￿ it exist& Misstatements can arise fr￿n cy efrc and are c(rridered rna￿31 if, ir•j1￿￿ua1lY or in the aggregate, cwld reasctaily be to ￿0[￿AniC thiorts of users tal¢£n on the basis of these flrN8ThYal siatfJneJ

The Black Watth A550ciation Independent Audito￿$ Report to the Membu5 of The Black Watth Associatlon IrregLAantles, l￿￿11rvj fra￿, a￿ Instsrw rf laws aThl regulation& We delgn prLKedures In Ilne wlth our res[￿￿￿11ties, outlined a]N)NE, to detett material mlsststernents in r￿Fect of Irreguiarttles, IrKluding frèud. The extent to whith wc(edurps a￿ (zpable of detedjng egularitle5, Ind￿lI￿j fraud is detslled ￿0w. In hjentsfwry and a55￿￿j ri5 of materfal mIsstat￿nent in respert of Ir￿ul3r[tIeS, ￿ arwcoth IrKILKJ￿ the fdloMng: • otrtalnlng an uTrJuarkllr¥J of the legal arvj regulatory frame0￿￿ that the thartty operBtes In; ul￿r￿j of those d4irged th gOvThn￿, cLYKwnlng the tharivs pr￿dureS rdatlro to: identify'rrfJ, ￿dI￿l￿ng arNI comthrs with laws arml regdalion5 ar￿ whethw they were aware of ary Instances of non comrAiartt' detedlng ￿P￿KlIng to the rfsks of frdLhJ arn1 wlthr tfv have th7￿edge cl any acbJal, Suspected or alkged fraLMJ; the Intemal controls estat41&￿ to mltlgate rlsks to fraud or Th￿-C(¥np1Ian￿ wlth laws and regulattons; and dsoJs5]r#J among t￿ erOajem￿ team rewdlng kni and fra￿￿ mlght cwjr. C￿r FYCK&ures to respfxK1 to the rfs hla)tified IrKllk￿ the ftAkMrfng: enqulrlry of t￿se tharged wlth go￿Trar￿e aTrJ tre tharttvs sdldtor ccncemlng act￿71 ￿￿ential IIUgattons and dalms. readlng mlnutes of rne￿ng5 of tFKtse charged vAth governa￿. and In addreS￿Thg rtsk of fraud IF￿gh managemuft of controts, te5t8J the aFprOpriater￿ss of Jourrol ￿lJeS and C(¥￿I￿red Wheth￿ tlwe wtte any slgnfflcant trdns3clJons outslde the rKvmal actlvitte5 of the charty. A further d￿rIptiOn of wr respons1t￿11￿e5 aLKltt of flnarKlal Statern￿ts Is located on the Flnandal Rek¥NtirvJ thJndl's website at wm¥.frcorg.uklaudit￿rts1t￿lj￿es. Thls de5crfptton forn￿ part of our a￿JItOeS ry Ule of our repwt Thls rep)rt Is made 5c4dy to the charty Tr￿e5, as a tx￿, In ￿0Ndan￿ vlth sectlon 44 (IXC) of the tharities and Trustee In￿stment (￿￿and) A£t 2005 and RegLdatiM 10 of the Charfttes A£counts (otlarKII Regulatior6 2Tr)6 (as amended). Ow vth has LEen urKlerts￿n 50 that we mlght stste to the Trustees those matteJs we are requlral to state to TnJ*ees In an aLKlltor5' rew)rt and for no other purpx)se. To the ft￿lest etht pwmltted by law, y￿ th) Tr)t ty or assume reSpon￿bIlIty to aryone other th￿ the chadty and Its Trus￿ as a tM)Jy, for wr a￿fj1t for thls rewrt, or the opAnions we fomial. Moths & YourwJ, Ststsjtory ALKlknr EligiÈ4e to act as an auditor in temts 1212 rf the Com ChartpJed AcCount￿S 6 At￿11 Crescent Perth PHI 5JN e5kt 2006 14 2021 Page io

The Black Watrh Association ststement of Financial Actlvltles for the Year Ended 31 December 2020 Unrestricted Endowmert funds funds Total 2020 Total 2019 Income and Endowments from: Donations and legade5 Charltsble aot5vitses other trading artivltks Investment Income Other I￿orne io, 9,093 10,669 9,093 11,437 9,518 5,744 116,153 212 118,233 118,233 Total Income Expendlture on: Ralslng funds Charttable Ktlvltles (5,831) 148 534 Total Expenditure Gainsllosses on InveSt￿￿t 146,433 Othw recognlsed galns and lo• Net movement In funds (8,438) 158,935 150,497 394,362 Recondllatlon of funds Total funds ￿ht forwan Totsl fund5 carrled for￿rd 19 224 926 ￿21 3 527 747 3 133 385 3 527 747 Page li

The Black Watch Association Statement of Flnandal Activities for the Year Ended 31 December 2020 Total Income and Endowmwts from: Donations and legades Charrtable aCtfv[t￿S Other tradlng &tlvities Investment Income Other income 11,437 9,518 5,744 116,153 212 11,437 9,518 5,744 116,153 212 Totsl income ExP￿ltUre on: Palslng funds Charftsble thlttes (5,831) (5,831) Total eXr￿nd1tUre Galnsllosse5 on Invest￿￿nt assets mcverrert In fwKIs (11,301) 405,663 394,362 Reconclllatlon of funds Totsl fuThYs brought fonyard Totsl funds Girrfed forward 3 133 385 19 3 302 821 3 527 747 Ail of the charitys acbvyts derr￿ frc¥n cnntinuir¥J OFrati￿$ during the aly)NE two pertods. Page 12

The Black Watrh Association (Registration number: SC016423) Balance Sheet as at 31 De￿mber 2020 2020 2019 Note Ftxed as Irtvestmerrts 14 3,461,756 3,302,821 Current assets 15 16 17 856 32,942 191320 856 31,326 200,051 232,233 Debtors Cash at bank and in hand 225,118 Credltors: Amounts falllng due withln one year Net current assets 18 216 488 224 926 Net assets 3 678 244 3 527 747 Funds of the charity: Endowment funds 3,461,756 3,302,821 Unrestrfcted income funds Unrestricted funds 224 926 Total funds 19 3 678 244 3 527 747 The financial statements on pages 11 to 26 were approved by the Trustees, and authortsed for Issue on 12 Aprll 2021 and 51gned on their behalf by: Trust Page 13

The Black Watch Association Notes to the Finandal Ststements for the Year Ended 31 December 2020 l Actountlng wjllcles Bas15 of preparation The finarKial StateM￿ts have been rKepared in ￿cOrdan￿ with kcountlng and RerKJrting Charities: Ststement of Recomme￿ prdCti￿ applicatrAe to olarlties prepkirfng their accounts In a(￿Ordan￿ wlth the ￿nanCIal RetMJtlng S13ndard applkatle In the UK and Repubt5c of Ireland (FRS 102) {effecthE l January 2019) (Charities SORP (FPS 102)), the Ananaal Reportlr¥J Stsndard applkable In the UK and Republt of Ireland (FRS 102), the Charit6es ar￿ TnJ5tee Investment (kndand) Act 2005 ar)d ￿ Charfties ￿￿Unts (Scotland) Regulaticffts 21x6 (as amended). The Black Watch Assodatton mts the definthn d a publlc beneflt enuty urthr FRS 102. Assets and Ilabllltles are Inltlalty reccNJnlsed at historical cost or transth value unless otherw&e ststed In the relevant accountlng Fdicy rntes. The flnandal statements are wesented In (£) rounded to the neare £1. Golng concern The Trustees conskler that ttEre are rnat￿al uTh2rtalnUts about the tharltys ablllty to contlnue as a golrvJ corKern. Income and endovmxnts Voluntsry inccKne Includlng donatlonsi gift5, kgades arKI grants tkKIt provth CO￿ fund1￿ or are of a ger￿al nature is recc4Jnlsed when the charity has entItIen￿nt to the Income, tt Is fvble that the Inc(Yne wlll be recetved and the all￿￿nt can be measwed w6th suffKRnt relkblllty. Donations and legacies are recojnlsed on a recefva￿e b3sls when recelFt Fs prcl)able and the amourt can be reliabty measured. Sale of 9Jcts are rwnised when the tharlty has enti￿rnent to the income, it is probable that the income w511 be recetved and the arn(￿nt can be measured with sufftdent relkiblllty. IrNestment income is recrrfjnlsable on a recd¥able basls EXP￿dI￿re All expendSture is recryJnised c￿e there ts a legal or constructTbt Ot￿lgatknn to that e¥pendSture, it i prDbable setdement is requlred and the arnC￿nt can be measur& reliab￿. All costs are all￿a￿J to the applicable expenditure heaing that aggregate simikr costs to that category. Where costs cannot be direth attritrMJted to partkukir healings they hthe been allocat￿ on a basls conslstent wlth the use of reSoUr￿s, with ￿traI staff costs alkxated on the ba515 of Ume SFtn¢ and dep￿cIatIon charges allc(ated on portion of tFE awys use. Other suwrt costs are albo&ited based on the swe&l of staff costs. pa￿ 14

The Black Watch As￿Iciation Notes to the Financial Statements for the Year Ended 31 December 2020 These are costs inoJrr&l In attraLtlThJ Nnluntsry Inccthe, the manaJemert of in￿ert5 arKI those incurr￿￿ in tr￿1rvj acbvtbes that raise furthts. arftsbte experKliture cr￿pr￿ those costs ir￿n￿l by the awniy in the thlivery of its activitie5 and service5 for its beneficiaries. It indLMles costs that can be all¢knted dir• to s￿h aotlvlt￿5 and those cosLs Lf an iryjirect nature ￿eSSary to supkNxt th&n. Provisions for grants are made vhEn the Intentk)n to make a grant has b￿n ccmmunicated to the recipient but there Is u￿ertaInty ab)ut erther the timing of the grdnt or the a￿￿nt of grant payab5e. Support costs SuppK)rt cosls indude central furKtwJns arKI have been all￿at￿ to acuvlty cost categories on a basls consistent wth the use of re5¢yJr￿, for eXam￿e, allcrating property C¢￿ts ty flC￿ areas, or per capits, staff costs by the tirr￿ spert othtr costs ly¥ their These indude the costs attrlbutsbie to the Charws 0)Mplian￿ wth consututhjnal and statutory requirements, indLKJlng audtl strtegic rnanag￿ert and Trustees, r￿tingS and relmbursed Taxation The Black Watth AsscA?atNM Is a ￿)1ere￿ arKI r￿n158￿ ()￿nlY for the purp¢￿ of applTrble tsxation legjslatth and is thereth subFtt to taxatth on Its a(lTrJltles. Flxed asset Investments Fixed asset irJve5tnEnts are IndLwtsI at mark& value at the ￿larKe sheet date. Realw galns arKI bsses on investments are calwlated as the dlfferetKe btheen sales t￿C￿ets a￿1 thelr market value at stsrt of the year, or thar sutsequent cr& arKI are chary&l or oedtta1 to the Statement of Financial ACtIv￿ In the per(cJ of dlstK6al. Unrealised gains and Ic6ses rewesent the n)￿mellt in market values durirrtj the year and are Cred1￿ OK tharged to the StateM￿t of financial Acuvfties based on the market value at the year end. StcKk is valued at the lower cé mst aThJ &imd selliTrJ prKe le55 costs to ojmplete ar•J sell, after due regard for obsokts and skMI ffThing sicth. Cost is (temiwJ U￿ng the first.in, first-out [￿F0). Paje 15

The Black Watch Association Notes to the Hnanclal Statements for the Year Ended 31 December 2020 Cash and cash equivalents Cash arKI cash equlva￿nts compr15e cash on haTrJ arKI call deFDsits, and cther short-tem hNJhty liquid investrrents that are readity ccThE￿b1e to a k￿wn amount of cash a￿1 a￿ subj￿1 to an Inslgnlficant rfsk of chaThJe In value. Trade credltors Trade C￿dItOrS are obligattcKs to pay for gc#)ds or seNkes that haye b￿n acqUI￿d In ordlnary course of bu￿ne$S from suppllers. Accounts payable are dasslfled as cunEnt Ilabllltles If the charlty does not an Unc0￿6￿al r￿h¢ at the end of the rewrtlng kvkKI, to defer settlement of the creditor for at least twelve months after the rep)rtlng date. If there b an uncondlknonal right to defer settbement for at least t%4th nminths after the re[￿r￿￿ dth, thq are presented as non<urrent Ikabllltles. Trade cr&lltors are rtt￿Ised at the ts3nsth prke. Fund gtnKtu Unrestrictal income fu￿lS a￿ general fvrKJs that are avaiL31Ae for use at the Trusteel dls(Tetlon In furtheran￿ of the obJectlves of the Charfty. The e<peThJable en(k)Yfflient fund bs to provlde on golng support to the Charlty. Both the Income ger￿at￿l ty thts fund and the capftal In the fund are avallable to supp)rt the Charfty. 2 Income from donJtlon• and legKie• UnreBtrlcted funds General 2019 Totsl 2020 Total 2019 Donauons and legades; tyonations from 5ndfvlduals Legacks ft ald rKkilmed 10,679 10,679 570 570 758 3 Income from dwrttable acuvltles funds General 2019 Total 2020 Totsl 2019 General Red Hackje Reunlon incoTh 9,093 9,093 9,016 502 9,016 502 9,093 Page 16

The Black Watch Association Notes to the Flnanclal Statements for the Year Ended 31 December 2020 4 Income from other tradlng actmtles funds General 2019 Total 2020 T(*al 2019 Trdding income", Sales of and servl 0￿r tradlrvJ Inc(xne 5,693 51 5,693 51 Unrestrfcted funds General 2019 Total 2020 Total 2019 General . IrKome fKffn dfvldends,. DlvlderKls recelvable from oth Ilsted Investments Interest recefvable and slmlkr 118,066 118,C66 115,796 115,796 interest re￿fvab￿ on bank deposlts 167 167 357 357 118 233 116 153 116 153 6 Other Income fun(ts General 2019 Totsl 2020 Total 2019 other Income Membership 192 20 192 20 212 212 Page 17

The Black Watch Association Notss to the Flnanclal Statsments for the Year Ended 31 December 2020 7 Expenditure on raising funds a) Costs rf tradlng a(tlvltles Unrestrlcted funds General 2019 Total 2020 Total 2019 Costs of g(¥Jds sokl B Expendlture on thjrltable athltle• undertak dlrectly Totsl 2020 Totsl 2019 Rejj Hackle Me￿rialS Lbnatlon Comradeshlp Grant gMrrfJ Stsff costs . wages ar￿ salarfes Staff costs . penslon costs Allrxated suppjt costs Governan 4,625 12,954 9,292 7,932 46,453 36,473 756 4,625 12,954 9,292 7,9)2 46,453 36,473 756 5,589 4,086 19,619 30,352 819 21,979 16,374 16,374 £146,433 (2019 - £148,534) of the alM7rfe expErkllture wa5 attributable to unr*icted furKls and £Nn (2019 - £NII) to restrid&l furKIs. 18

The Black Watch Association Notss to the Financial Ststements for the Year Ended 31 December 2020 9 Anatysls of governance and support costs Support costs allocated to rther exp￿￿lture pp(¥t Totsl 2020 Total 2019 Insuran Management seryl Telephone Rent Prfntlng & pc6tage Sundry Travel Computer exknses AdVerti￿￿j Bank charges 559 10,050 1,754 559 10,050 1,754 549 13,275 1,756 802 861 I,oio 755 420 163 982 2,183 1,807 1,143 I,oio 75S 420 163 282 funds Genernl 2019 Total 2020 Totsl 2019 General Audtt fees A￿lIt of the finarKki1 statements Other fees paid to aLK15tors Legal fees 1,430 6,034 1,430 6,034 1,296 5,800 Other f￿5 of £6,034 In 2020 and £5,8(Kl In 2019 a￿ for accounts aTrJ tMykeeplng Serv[￿. Pwje 19

The Black Watch Assoclatlon Notes to the Financial Statements for the Year Ended 31 December 2020 IOGrant-makirvJ Analysls of grnnts Grants to Indmduals 2020 2019 2020 2019 Analy519 Grants The support costs associatcd with grant-maklry are £NII (31 Decanber 2019 - £NII). ee￿￿ are dalls of materw grants made to SnsUkntk)ns. 2020 2019 Name of Institution ABF Tr Soldlers Charlty Scottlsh Vets ResklerKe Poppy ScotlaTr Black Watth Battalton SSAFA Grant GlvlrKJ Grant Gmtvj Grant GiwrKJ Grant GlvlrKJ Grant GMtVJ 4,OLK) 200 1,2 s,0 2(K) 12,200 12,2(K) Durlng the year the tharty m the folbwlffj trarsth wfth T￿tst￿. rece￿C￿ remuneratfon of £ ,836 (2019: £6,123) arKI £NII (2019: £36) of expen￿ were reimbursed t durlThJ the year. Payment was made In KcordarK£ wlth the Pr￿ts￿s d the con5tittrtlon. At the balan￿ sheet date the amount due to Major R J W Pnxtor MBE was £NII (2019: £Nil). £Nil (2019. L88) of experw weie reimbursed to West Lcthlane sep41￿ Ltd, d whkh a dlrth a￿1 shareknkder management fees durfng the ￿r of £10,050 (2Q19.' £13,275). The expenses reirnbursed during year We￿ for travel. At the bala￿e S￿ date arnount due t0￿WaS £NII (2019: £Nil). Page 20

The Black Watch Association Notes to the Financial Statements for the Year Ended 31 December 2020 £95 (2019: £￿}8) of %%ve reimbursd to durlng the The expen￿ re1Ml￿r5￿5 durfro the y were for traNel. At the balan￿ sheet date the amount d￿ to £Nil). No trustees have re￿ived arry other beneffts fr(ffn duriry the year. was £Nil (2019: The a93regate payroll costs %%ve as foll￿￿. 2020 2019 staff costs durlng the year were: Wages and salaries Pensbjn costs 36,473 756 30,352 819 The mnthty average numtw cl {indLMling senior manaJ&nert team) ernpl￿ed by the charity during the year expressed as full time equivalents was as foltows: 2020 2019 Admlnlstratton Contributions to the empluyce ￿r￿[On gthemes for the year totalled £756 (2019 - £819). No ernP￿Ee recefved e￿K)luMents of ￿re than £fIl,1￿ duriry the y. In athJItl￿ to the £37,229 cost rf ￿nph))￿eS stated abcfye, £10,050 Yrds paid to West L(￿hlar Servkes Umlted for managenEnt swrfkes (2019 - £13,275). The total emp1¢Y￿ of manwert (rf tr£ charity were £12,336 (2019 . £6,123). Page 21

The Black Watch Association Notes to the Financial Statements for the Year Ended 31 December 2020 13Taxation The charfty ts a ￿l$t￿ed charfty and Is th￿efo￿ from tayatkn. 14Ftxed a68et Investments InveStM￿ts Totsl Cost or Valuati At l January 2020 Revaluatk 3,302,821 3,302,821 At 31 December 2020 3 461756 3 461756 Net b¢x•k value At 31 D￿efflber 2020 3 461756 3 461756 At 31 Decwnber 2019 3302821 3 Page 22

The Black Watch Associatlon Notes to the Finandal Statements for the Year Ended 31 December 2020 15Stock 2020 2019 856 856 2020 2019 debtors 17CaJh and cash equlvalert• 2020 2019 Cash on hand Cash at bank 237 191320 18Credltor•: amounts falllng due wlthln IX￿ y￿r 2020 2019 Other credltors Acuuals 313

The Black Watch Assoclation Notes to the Financlal Statements for the Year Ended 31 December 2020 19 Funds BalaTr￿ at i January 2020 Other Balance at Resource8 recognlsed 31 December expended galnsl(losses) 2020 Incomlrbg resources Unrestrlcted funds Unrestrkted 5ncome fund 224,926 137,995 (146,433) 216,488 Endowment fundB ExperKlable endowment 3 302 821 3 461756 3 302 821 158 935 3 461756 Totsl funds 3 527 747 158 935 Page 24

The Black Watch Association Notes to the Flnandal Statements for the Year Ended 31 December 2020 Balance at I January 2019 other Balan￿ at Incomlng Resourceg recognised 31 t>ecember resources expended galnsl(losses) 2019 Unrnstricted fund• Unrestrtcted Income fu￿1 236,227 143,064 (154,365) 224,926 Endowment fund• Expendable endowment 2 897 158 3 302821 2 897 158 405 663 ￿821 3 527 747 Total fund• 3 133 385 143 064 The spttffic purFQ5e5 for whith the funds are to be applied are a5 ft￿10¥￿. The expendable end0￿￿nt fund Is to provtde on Wng Supp￿ to the charity. Both the Income geneTrted by thls fiJnd and the capltsl In the fund a￿ avallable to support the charfty. Page 25

The Black Watch Association Notes to the Hnanclal ststsments for the Year Ended 31 December 2020 20Analy￿S of net assets betw￿ funds nds General funds Expendable Totsl funds 2020 Ftxed asset Investsments Current assets Current Ik?billUes 3,461,756 3,461,756 225,118 225,118 Total net assets 3 678 244 Unrestri(ed Endowment funds funds Genernl Expendable Totsl funds 2019 Flxed asset In￿ments Current assets Current Ilablllttes 3,302,821 3,302,821 232,233 232,233 Total net assets 3 527 747 21 Related party transaclon8 Dudng the year the chartty made the foll¢Jvlng relatsd party trans￿￿or6. West LLKhbne Services Ltd Se￿ to the As%xlthn to the value of £10,050 (2019:£13,275). re*ed as a trusiEe of the Asscoation on 28th August 2020 and is a director of West LtKhlane Serv￿￿ Ltd. At the balarKe sheet date the anv)unt due ￿f￿r￿a$ £NII {2019 . ÉNII). rovided consulLin Pdge 26