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2024-12-31-accounts

THE CHURCH OF SCOTLAND LOCHBROOM AND ULLAPOOL CHURCH FOR THE YEAR ENDED 31 DECEMBER 2024 R•c•ipts and Paymonts Account Congr•gatlon 392215 Charlty Mo: SC 015631

Referenc• and Administratlve InfOrn￿10n Chaiity Name: Lochbro(xn & Ullatxxl Church Charity registration Number: SC 015631 Congregational Rethn￿ Number: 392215 Contatt Address: Independent Examiner: Leggatts Accountants Ltd Accountsnts & Tax Advisors Kempfield Court Dingwall IV15 9RT Bankers: Royal Bank of Scodand Ullapool IV26 2UD

Trusteosl Annual R•port Y•ar End•d 31 DKemb•r 2024 Governlng Document The thurch is admini&ered in accordan￿ with the temis of the Deed of Consbbjtlon (Unltary Fomi). Members of the Klrk Session are the charlty tnts. Tr ￿rk Se59on rrembers are the elders of the Church and are dKW fr(xn those members of the thurch who are considered to have the appropriats gifts and skills. The minister, who Is a member of the Ses%on, is elected by the congregation arKI inducted by tr£ Pr*tery. Tv rtsv eldw5 were inducted in 2024. All Trust￿$ have undertaka) Safeguarding Training. Organlsatlonal StnKtur• The Kirk Ses%on is chalred by the minister and meets apEYoximately eight times in year. Certain reSp￿SIbIlitieS are dthgated to Nprious elders: Worship & Educatlon, Fabric & Finan￿, Soaal & Fellowship and Mission & Outreach. Objectlves and AclMII•s Churth of Scothnd isTrinitsrian in d(Ltiine, rthed In trajltion and Presbyterian In pollty. It exlsts to glth God and to work for the advarThnent of Chrlsys Klngdom throughout the world. As a national a)urth, it acknowledge5 a distinctive call arKJ duty to brlng the ordinances of religion to the people in every parish of Scotland through territorial ministy. It OKiperates blith other ChUrd￿$ in various ecumenical bodies in Scrtland and beyo￿1. sen41￿5 of Worship, Easter E￿rien￿, Cake & Crall Wann arml Cosyl Blether and Brew, Men's Breakfas¢ Curry Nigh¢ ThanksgivlNJ Feax Messy Church, Fabulous Fridays, Intergeneratiorkil Activtbes, Communty ￿ Meetlrvj, Christmas Tree Festival, Ullapool Suwkids, c￿lidh Danang, Home arKI HOs￿tal Vlsitatlons and managlng the Hospitsl Car volunteer drivers. Printed: Weekly kni￿ %Eets (induthr¥J A3 vwsion for those Irving wlth Demartia, Aufjsm, Sght difficultles). A Quartwty Pdrlsh N￿tsIetter is also wb11￿￿d.

Trust••sl Annual Report (Cont) Year End•d 31 D•c•mber 2024 Stat•m•nt of Tn￿tea￿l R•sponslbllltl•s The members of the Kirk sessi￿ must prepa￿ finanaal siatements whlch glve suffi- cient detsil to enable an apFKeclatlon of tr￿ transactions of the Church durlng the finanaal year. The members of the Klrk Se$sic￿ are reSpOr￿ble for keeping prop accountirKJ records vthich, ￿ requex must refiect the financial positlon of the Church at that time. This must be done to engjre that the financial statements comply with the Charlties arKI Trustee Investment (ScotlarKI) kt 2(K15, the Charities Accounts (Scotland) Regulatlons 2(M)6 and the Regulations Anent Congregational finan￿ a proved ty the General AssemlAy of the Church of SCo￿arKI In 2(K17. They are also reswnsible for safeguardlrKJ the assets of the Churth and must tske rea$￿able steps for the preventlon andlor detection of fraud and other irregularitie5. hl•v•m•nts and P•rforni•nc• ke mary churd)es, our attendan￿ figures are still down, havrng lost members and adherents due to death; change of heart; moling away and gettirKJ used to the com- fortable way of accessng Wo￿lp on-line at FK>me. However, It Is wothy of note that we are overjoyed to see children in Church on most Sundays, and we are still reaching up to 300+ viewws S￿ne weeks, with our service berng watched across the globel We contlnue to reth and film our services ￿Eek ￿tr￿n posslble. Due to new accounting prcThlures introd￿ed by the a)urch of Scouand, we cuThently have 12 Members on the Communion Roll, 8 Members on the Supplementary Roll and 19 Involved in the Life of the c￿regatIOn. [￿rIng the ￿r, there vlere two baptlsms, two weddlngs arKI five fvnerals. Ongoing Presbytrrf lE(￿aniZatIon leaves L(thbroom & Ullap￿1 Parish Church in a go(Kl pla￿, as Sesslon Members fought valianty for the Church, letting folk know atM)Ut all the vlbrdrt acbvibes and initiatives tskFng pla￿ In our awrch and local c(xn- munity. Following regional reorganization, as fr￿￿ January 1st 2024, we became part of the new enlarged and United Presbstery of the Highlands and Islands- aar &lean l. God Is really thiThJ in this and through(xrt the communlty. A small but faithful Prayer Group meets evw Tuesday mornirwj. The Parlsh HUB project and the Hospital Car Scheme, both initiated ty our church, c(Mrtinue to help many throughout the com- munity.

TnMt••s' Annual Report (Cont) Y•ar End•d 31 Dee•mb•r 2024 Flnanclal Rovl•w Our income this year has fallen slighty. txrt generous donations from public events have Increased. We are continually grateful to ttK)se membw5 who have conttnued to supFMJrt the Church through regular gmng. The Hospitsl Car Scheme is continuing well, ttrkinks to generous donations of £614 during the year, and also the donation of time by volunteer drivers. This is a great communty asset. Other donatfons and Income Ind￿ donatlons from Nisitors to the ￿riStmaS Tree Festival, Easter Fun Day# Thanksgiving Dinner & Curry Nigh¢ however income from Hall lettlNJs has decreased. Collections for Afiican Inland Missi(ms (K￿a) for during the year. m(yJnted to £1,251 Reserve• Pollcy It Is the Trusteg ￿lIcY to hdd reserves of approximately six months, expendlture Includlng designated funds. At the year end the Church held u￿estrICted cash funts of £26,017 of which £1.417 had been designated for the fabrlc fvnd. The remalnlng balano of £24,600 represents about ei9ht m(xrtFs' expeNliture. Approved by the Trustees and signed on their behalf, Sesslon Clerk Date: Z025

Lo¢hbroom and Ullapool Clwrch SC 015631 Report of the Ind•p•ndont Examln•r I rewt on the accounts of the chaiity for the year erKle(131 December 2024. R•sp•ctiv• r•sponsibilitI￿ of trust•￿ and •xamln•r The charitvs tntstees are resp￿￿ble for the iyeparation of the accounts in accordan￿ with the terms of the ￿aritieS and Trustee Investment (Scotland) Act 2005 and the a)arltles (Scotland) Regulatlons 2(MJ6. The dwiity trustees cor6ider that audit rewirement of R8Julatlon 10(1) (d) of the Accounts Regulations does rK>t apply. It s my respmsibilty to examine the accounts as required under section 4411) (c) of the Act and to slate whether particular matters have come to my attenticm. Basls ol Independent examln*s stat•m•nt An examlnatton Is carfed out In accordarKe bmth Regulati￿ 11 of the Charities Accounts (Stotland) Regulations 2(￿￿. An eXamIna￿on indudes a rv4iew of tr accounting records kept by the tharity and a comparigM of the accounts preserted with those records. It also indudes conlderation of any unusual items or disclosures in the accounts arKI, s&knng explanation from the trustees concemirKJ any such matters. Tr ￿ureS undertaken do provide all the eviden￿ that would be required in an aud1( and consequently I do not expre55 an audit opinion on the accounts. Ind•p•nd•nt •xamIn•￿5 statem•nt the course of my examination, no matter has come to my attenti l. which glves me reasonaNe cause to belleve that in any material respert tr requirements: to keep accountirKJ rec(xds in accordan￿ Imth Sect5on 44 (1)(a) of the 2005 Act and Regulation 4 of the 2(￿ knunts Regulations, and to prepare accounts whlth accord with the accounting records and comkly wlth Regulatlon 9 of the 2(M)6 kcounts Regulati(¥F have not been me¢ or to which, in my opinion, attention should be dravm in ordw to enable a proper understarKlirvJ of the accounts to be reached. Leggatts Accountsnts Ltd Kempfield C￿rt Dlngwall IV15 9RT

LochlKoom and Ullapool Chwch Receipts and Payments ACQ￿nt Year Ended 31 December 2024 Unrestrlrted Funds General Fund Fabrk Fund Totsl Totsl 2024 2023 Donations Legacles ActlvStte5 fly Gen￿￿[r￿j Fu Bank & Interest 29.(￿9 727 31,796 27,932 565 112 765 112 29.746 1727 Jun 28.743 3.428 3.513 6,941 17,228 Total Recipts Payments 27,404 8,042 35,446 35,270 Total Payments 27 35 Excess c¢ recelpts over paY￿￿ts before trans (10)2) 10,701 Transfers Net ￿￿eMert In fur#Js {1,802) 10,701 Recondllatlon of funds Totsl funds to￿Jht foTh¥ard I8￿￿> 3219 11.348 26

L4Kthbroom and Ullapool Churth At 31 December 2024 Total 2024 Totsl 2023 Fwnds Bank & Deposit Balances Bank & deFoslt tola brtyjght forward 22,049 11,348 Movement In year: 10,701 pa¥n￿ts for the year Bank & ckp)stt balan carrkd foThvard Manse Glft Atd Rec￿va￿e 251, 251, 251,6 Llabllliles Central Fabrk F￿ Parlsh Hub montes to be pakl (Ner Church Chrlstmas Meal 97 350 350 350 350 I funds are unrEthted. For and on behall of the Klrk Sesslon 04 202f

Lochbroom and Ullapool Chwth Notes to the A￿nts Year Ended 31 Decmber 2024 No trustee ￿1ved aw remunerntion or ￿lmI)￿Se￿ rf ewtse5 durirvj the year. No trustee LY a Fer5(￿ relat￿ to a Inth had any Inte￿ In any cortr&t or transactM)n entered into lry tharity duribYJ the year. At tst Jan 2024 At 31 Dec 2024 tsvJnattsJ Fabric Fund General Furnl 3.219 18,8X) 6,240 (8.042) 33.174 (27,401) 1.417 24,600 T(knl FurKk 14 35 Purp(M ol Deslgnated Funds Fabrk Fund: The TnAStees haNe set askle fuNIs for tr£ malntenaKe ￿ the ￿urth Wo￿lty.

Year Ended 31 December 2024 Totsl 2024 Total 2023 3 Analysls of Donallo Gilt aKI dc#wtbns Offerings (orEn plate) Tax on grft aml 14,507 9B35 16,tM)7 11,062 11,9)5 11,218 1,227 4 Analysls of ¢Ahex rec Thlrd paty L*Jnatknns Parish hub grant Tesco grant COS S￿￿11 Grart We&Jlngs and funernls Rental 1,865 1,865 1,667 353 353 210 210 2 513 ￿513 Gmng to grow Presbytery ¢kns c￿r￿lI tsx Pulpit supp Fabric repalrs & rnalntenaKe Heat & Ilght Insurance Postsgel PrirtirKJ & Static￿ tk)nat Thlrd party (hJwtKJns After sd￿1 dub Suwkids ParLsh hub gwart 13.538 201 13,538 201 2,538 3J) 3,299 12,501 2,479 3,126 173 1,617 2,019 1,910 205 1,163 1,203 475 1,747 475 1,747 1,625 362 7,118 1,812 1,108 362 Telephor 750 156 Loan interest 156 27

Lothbroom and Ullapool Church Year Ended 31 Decenthr 2024 Mlnlsterfs Sllp• All Churth of Sc(la￿l axwjregattons contritth to Natkxwl stIF￿ Fund whth bears the costs of all mInIster￿ st1p&￿ atMI emtherfs contrllxjtkys fcK Natbnal Insuran￿, pensh)n and hOU￿ng loan fu￿ts. MlnistW5' StiFwds are pabj in with the rb3tlonal stipend scale, whKh is rdated to years (A seTYts. For the urn1er review the mlnlmun Stip￿ was £31,642 arKI tr nwlmum (In tre fifth arKI subsequent ￿￿15) £38,B84. 7 Colle¢tityis fvr Third Partles 2024 2023 Outreath Hospital Car 1,251 614 871