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2026-04-05-accounts

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Mrs Elizabeth Henrietta Macquarrie Trust

Trustees' report and financial statements for the year ended 5 April 2026

Charity Registration Number: SC015034

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Mrs Elizabeth Henrietta Macquarrie Trust Trustees' Annual Report for the year ended 5 April 2026

Legal and administrative information

Charity Name: Mrs Elizabeth Henrietta Macquarrie Trust Charity No: SC015034 Trustees Kirk Session: Sheena Allan Olive Brown Margaret Broad Iain Campbell Joy Caskie Donna Dugdale Catherine Evans Alan Jack Donald MacGillivray Archie Maclean Cathie Maclean Margaret MacNeilage John Morrison Catherine Paton Eve Holyhead Barbara Weir Rev Amanda MacQuarrie

Independent Examiner Alison Gainsford 1 Dal nan Each Strontian Acharacle Argyll PH36 4JD

Structure, governance and management

Under the terms of the modified deed of Trust, the Trustees are the Minister and Elders of the Kirk Session of Torosay and Kinlochspelvie Church of Scotland.

Risk policy

The Trustees have assessed the major risks to which the charity is exposed, and in particular those related to the operations and finances of the Trust, and are satisfied that systems are in place to mitigate any exposure to these risks.

Reserves policy

The Trust continues to maintain the capital element, now invested into the Church of Scotland Deposit Fund, in order to ensure that income is generated to allow it to continue making distributions for the foreseeable future. This invested capital has raised income via interest.

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Mrs Elizabeth Henrietta Macquarrie Trust Trustees' Annual Report for the year ended 5 April 2026

Objectives and activities

Charitable purposes

The purposes of the Trust, as recorded in the modified Trust Deed is to use the capital and income of the fund for the prevention of relief of poverty, or relief of anyone in need by reason of age, ill health, disabillity, financial hardship or other disadvantage in respect of any persons resident in the Parishes of Torosay, Kinlochspelvie, Salen or Ulva in the Isle of Mull.

Achievements and Performance

Grants made and donations received

During the year there were no grants given out. One donation from the Mull and Tiree SWI was received.

Financial Review

Income received in the year was from interest gained on the £48,000 invested in 2023 to the Church Church of Scotland Deposit Fund. The only expenditure in the year was towards the cost of governance.

The trustees annual report was approved and signed on behalf of the board of trustees by:

04/06/2026

Mr A MacLean Trustee

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Independent Examiner's Report

I report to the trustees on my examination of the financial statements of Mrs Elizabeth Henrietta Macquarrie Trust ('the charity') for the year ended 5 April 2026.

Respective responsibilities of Trustees

The charity's Trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006.

The charity's trustees consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1)(c ) of the Act and to state whether particular matters have come to my attention

Basis of independent examiner's statement

My examination was carried out in accordance with Regulation 11 of the Charities Account (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the accounts.

Independent examiner's statement

In the course of my examination, no matter has come to my attention

(i) which gives me reasonable cause to believe that in any material respect

the requirements to keep accounting records in accordance with section 44 (1) (a) of 2005 Act and Regulations 4 of 2006 Accounts Regulations, and

to prepare accounts which accord with the accounting records and to comply with Regulation 9 of the 2006 Accounts Regulations have not been met, or

(ii) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Name: Alison Gainsford

Address: 1 Dal nan Each Strontian Acharacle Argyll PH36 4JD

Date: 29/05/2026

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Mrs Elizabeth Henrietta Macquarrie Trust

Receipts and Payments Account for the year ended 5 April 2026

Note
Receipts
3
Donations
Investment income
Payments
Charitable activities
4
Governance Costs
5
Other Payments
6
Total payments
Excess of Receipts over Payments
Total funds brought forward
Total funds carried forward
Unrestricted
Funds
Total
2026
Total
2025
£
£
£
1275
1275
0
2122
2122
1666
3398
3398
1666
0
0
1000
250
250
250
0
0
0
250
250
1250
3148
3148
416
2457
2457
2041
5605
5605
2457

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Mrs Elizabeth Henrietta Macquarrie Trust Statement of balances Year ended 5 April 2026

Opening bank balance
Receipts
Payments
Liabilities at the year end
2026
£
2457
3398
-250
5605
300
2025
£
2041
1666
-1250
2457
250

Approved on and signed on behalf of the Trustees by; Mr A MacLean Trustee

Mrs C Paton Trustee

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Mrs Elizabeth Henrietta Macquarrie Trust Notes to the accounts as at 5 April 2026

1 Accounting policy

These accounts have been prepared on the Receipts and Payments basis in accordance with Charities & Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended).

2 Nature and purpose of funds

Unrestricted funds are those that may be used at the discretion of the trustees in furtherance of the objectives of the charity. The trustees maintain a single unrestricted fund for the day to day running of the charity.

3 Receipts

3 Receipts
Donations
Mull and Tiree SWI
Investment income
Interest
4 Payments
Charitable activities
Grants
5 Governance costs
Independent Examination
Unrestricted
Funds
Total 2026
Total
2025
£
£
£
1275
1275
0
1275
1275
0
Unrestricted
Funds
Total 2026
Total
2025
£
£
£
2122
2122
1666
2122
2122
1666
Unrestricted
Funds
Total 2026
Total
2025
£
£
£
0
0
1000
0
0
1000
Unrestricted
Funds
Total 2026
Total
2025
£
£
£
250
250
250
250
250
250

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