## **Kilbowie St Andrew's** 

## **Church of Scotland, Clydebank** 

**Annual Stated Meeting Sunday 22 March 2026** 

**(after morning service)** 

## **Financial Report 2025** 

## **Receipts and Payments Accounts** 


Congregation No: SC181183 

Charity No: SC015005 



## **Reference and Administrative Information** 

Charity Name: 

Kilbowie St Andrew's Church of Scotland, Clydebank 

Charity Registration Number: Congregation Reference No: Contact Address: 

SC015005 SC181183 Mrs Aileen Clark (Treasurer) 119 Thistleneuk Old Kilpatrick Clydebank G60 5LZ 

## **Trustees** 

Mrs Margaret Bain Mr William Barlow Mrs Jean Colraine Miss Lynne Colraine Mr Alistair Dick Mrs Cathy Fordyce Miss Lynne Fordyce 

Mrs Amanda Gallagher Mr Peter Hamilton Mrs Marlene Harkins Mrs Janice Kerrigan Mrs Sandra Liddell Mrs Aileen Lockhart Mrs Irene Macrae 

Miss Elspeth Mitchell Mrs Sally-Ann Poole Mr Richard Poole Mrs Margaret Russell Mrs Ann Smith 

## **Principal Office-bearers** 

Session Clerk 

Church Treasurer: Locum Minister: Locum Minister and Interim Moderator: Minister: 

Mr Derek Smith Mrs Aileen Clark Rev. John Purves     1 January 2025 Rev. John Purves     4 May 2025 - 17 November 2025 Rev. Anne Fyffe     17 November 2025 

## **Independent Examiner** 

Mrs Julie Sneddon 2 Eskdale Road Bearsden 

## **Bankers** 

Virgin Money Sylvania Way South Clydebank 

1 



## **Trustees’ Annual Report** 

## **Year ended 31 December 2025** 

## **Structure, Governance and Management** 

## **Governing Document** 

The Church is administered in accordance with the terms of the Deed of Constitution. 

## **Recruitment and Appointment of Trustees** 

The Kirk Session are the Charity Trustees.  The Kirk Session members are the Elders of the Church and are chosen from those Members of the Church who are considered to have the appropriate gifts and skills. 

## **Organisational Structure** 

The Kirk Session is moderated by the Minister and meets six times a year with additional meetings as and when required.  The Kirk Session is responsible for the Spiritual and Financial affairs within the Church and also for the Property. 

## **Objectives and Activities** 

The Church of Scotland is Trinitarian in doctrine, Reformed in tradition and Presbyterian in polity. It exists to glorify God and to work for the advancement of Christ’s Kingdom throughout the world. As a national Church, it acknowledges a distinctive call and duty to bring the ordinances of religion to the people in every parish of Scotland through a territorial ministry. It co-operates with other Churches in various ecumenical bodies in Scotland and beyond. 

Kilbowie St Andrew’s Church is a linked charge, and until May 2025, was linked with Radnor Park Church. Since then, Radnor Park has united with Waterfront Parish Church and we became a linked charge with Waterfront. 

Sunday worship has continued to be in Kilbowie St Andrew's, and from May 2025, on a six-monthly basis with Waterfront Parish Church, either 10am or 11.30am. The worship was led by our Locum Minister until November, and by our Minister since then. 

Services during the year include Harvest, Remembrance Sunday, Sunday School Nativity Play and Watchnight Service.  Services for Holy Week, Easter Day dawn and some other evenings are held ecumenically. 

2 



Trustees, Annual Report (cont)
Year ended 31 December 2025
Clydebank Kilbowie St Andrew's Church is a congregation with Jesus Christ risen ascended aJ3d
present at tbe heart of its life. Morning worship on a Sunday is well supported. We follow the
Cbristian year giving worship a thread linking Sunday to Sunday.
In every sense this is a congregation which is a fellowship of God's people, a congregation caring foT
one another and being concerned for one another and for the community it is set in.
It is open and welcoming to visitors and strangers and is not only holding its congregational numbers
but is adding new members to the roll.
An ecumenical service is held on March 13th each year and the Blitz Chapel can be viewed by
appointment at other times.
This opens the Church to the wider community and extends the fellowship in the Church and
community. Community outreach is an important objective in Kilbowie St Andrew's and we ty to
achieve thÉs in different way5.
We ty to support and help tbe community with an open doors policy Fegarding the use of the Church
halls, which ar¢ available 52 weeks in the year. Regular users of the halls include all Guiding
Seclions. Gir15 and Boys Brigade, the Guild. and the Choir.
All of these groups have a liaison person within the chU￿h so that ¢ontsct is maintained.
We encourage hall lets for cornmunity groups, and regular groups are Mummers Theatre Group, All
Star Theatre Group and Taekwondo Group.
Fellowship is an important part of our objectives and as a result a number of lunches and fund
raising activities which attract people from the wider community are regularly held.
Achievements and Performance
Worship is of a traditional nai￿re and CH4 is used. Different mediums are used as appropriate
especially at Christmas and Easter and the lectÉonary Teading pattern is adhered to.
The Sunday School are in Church for the begimiing of the service and leave after the children's
addr¢ss. The Choir lead the praise each Sunday with an introit.
Morning worship on a Sunday is well supported. is open and welcoming to visitors. In every sense
this is a congregation which is a fellowship of God's people. 8 congregation ¢aring foT one another,
being concerned for the community and parish in which At is sel.

Trustees, Annual Report (cont)
Year ended 31 December 2025
We also publish a monthly chU￿h Magazine, which is delivered by members of the Con￿egation,
50m¢ of whom are Elders to each home in the congregation and to those in out-lying areas Ihroltgh a
postal district. Pastoral Care by Church Visitors is olpaTamount importance with being in a vac2ncy
and working towards a union. EldeTS visits are considered irnportant for the well being of Church
members and to Tnainlain a contact with those unable to attend worship.
A forward thinking decision was taken by the Kirk Session when it was decided to m&ke Harvest
ThaTLksgiving donations monetsry offering. Mtssion and Outreach should be a large part of a
Churches life and this is a way to think of others out with the congregation at Harvest lime. From
October we have offered our Church Hall as a Wann Space where people can enjoy some company,
a WaTm pla¢e to come and have soup, sandwiches, tea and coffee free of charge. This is one day a
week on a Wednesday from 10:30am until 1..30prn.
The Year 2025
Clyde Presbytery in accordance with National Church of Scotland's plans, is working on a plan to
reduce the number of Churches in Clydebank. We have had a survey of tTrur buildtng done order to
put a case fonvard for retaining Kilbowie St Andrew'5 Church as a place of WOTship in Clydebank.
Wt have been given a limtt of two years by Clyde Presbytery to raise money required for necessary
repairs (according to the survey ca￿]ed out). To this effect, we have set up a Restoration Comtnitte¢
who meet regularly to seek fi￿dllng from outside agencies. We don't have a Just Giving page now,
but we do Easy Fundraising instead.
Financial Review
The main SQUTce of congregational income is from weekly offerings and rental of hall premises. In
the past year 2025, 60 freewill envelopes were distributed to families. This includes 31 people who
gave by Gift Aid and altogetheT. 20 people gave by monthly slanding OTder.
This year we put an appeal to our church family to review their weekly gjving's to the Church.
People responded to that appeal in a very generous way. Ww saw an increase ofjust under 30 /0 in
our giving's by the year end. Thank you to every member of our Church family who continues
faithfully to fjll their church envelope every week. or pay by Standin8 Order every monih.
If anyone else would find paying by Standing OTdeT more convenient, please contact Treasurer or
Session Clerk for the Church bank details.
Over the year, necessary Fabric Work carried out in the Church building was paid from our General
Account. Work earned out in the Manse and garden since Rev. Ann¢ has Moved in. has been a joint
expense shared wilh Waterfront and will continue to be shared.

Trustees, Annual Report (cont)
Year ended 31 December 2025
A programme of fund raising events were nm throughout the year. planned by Elizabeth DICL Sally-
Am Poole and their many helpers.
A totsl of £2,266 was deposited in the R￿toratiOn Fund and £3,168 into the General Church
Account from the evcnls. The Sunday School raised a massive £3,948 for the Restoration Fund by
taking part on the Scottish Kilt Walk.
Reserves Policy
An acGount was opened in 2023 know as The Restoration Fund. This fund is where donations and
fimd raising Mon1￿ have been deposited towards the cost of restoring stone Work on Church
building.
The congregation has an aceount held in Church of Scotland Investors T￿￿t Growth FurAd. This
account is available wben needed for ordinary fabric work on Church, Tower Centre and Manse.
Accouuting Policies
l. The Accounts have been prepared on a cash basis (receipt and payinents).
2. Nornial fabric repaÉrs and maintenance ale tnet from the General Account. Extraordinary fabTiC
repairs and improvements are met from money held in Church of Scotland Investors T￿St.
Statement of Tru$tees' Responsibilities
The members of the Kirk Session must prepare fmancial stst¢ments which give 5uffi¢ient detail to
enable an appreciation of the transactions of the Church during the financial year. The members of
the Kirk Session are responsible for keeping proper accoullting Tecords which, on requesl must
reflect tbe f￿￿￿claI position of the Church at that time. This must be done to ensure that tbe
financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005. the
Charities Accounts (Scotland) Regulations 2006 and the Regulations Anent Congregational Finance
approved by the General Assembly of the Church of Scotland in 2007. They are also responsible for
safeguarding the assets of the Church and must take reasonable steps foT the PTevention andlor
detection of fraud alld other irregularities
Approved by the Trustees and siglled on their behalf.
D Smith
Session Clerk
Date: 27 January 2026

Trustees, Annual Report (cont)
Year ended 31 Deeember 2025
Independent Examiner's Report to the Tru$t¢es of Kilbowie St Andreiv's Parl$h Church
I report on the ac￿￿nts of the Ch￿lty for the year ended 31 December 2025.
Respective responsibllities of trustees and examiner
The Charitys tn￿tee5 are responsible for the preparation of the accounts in accordance with the tenns
of the Charities and Trustee Investment (SeotKand) Act 2005 and the Chan'ties Accounts (Scotland)
Regulations 2006.
The charity ttvstees consider that the audit requireulent of Regulation 10(1) (d) of the Accounts
Regulations does not apply. It is ￿Y responsibility to examine the accounts as required under section
44(1) (c) of the Act and to State whether particular matters have come to my attention.
Basis of independent examiner's statement
An examination is carried out in accordance with Regulation I l of the Cbarities Accounts (Scotland)
Regulations 2006. An examination includes a review of tbe accounting records kept by the ¢barity
and a comparison of the accounts pr￿ellted with thos¢ records. It also includes consideration of any
unusual items or disclosures in the accounts, and Seeks exp18nations from the tru5tee5 concerning any
such matters. The procedures undertaken do not pmvide all tbe evidence that would be required in an
audit. and consequ¢ntly I do not express an audit opinion on the view given by the accounts.
Independent exarnlner's statement
In the course of my exan)ination, no matter has come to my attention which gives me reasonable
cause to believe that in anymaterial respe¢t the requIren￿nts to keep accoulltillg recoTds in
accordance with SeGtton 44 (1)(a) of the 2005 Act and Regulation 4 of the 2006 Accounts
Regulations, and to prepare accounts whicb accoTd with th¢ accountillg records and ￿mplY with
Regulation 9 of the 2006 Accounts Regulations have not been met.
Name:
Mrs Julie Sneddon
Address: 2 Eskdale Road. Bearsden
Dat¢:
08 March 2026

Kilbowie St Andrew's Parish Church
Recei
ts and Pa
ments Account
Year ended 31 December 2025
Unrestrl¢ted Rtstrlcted
Endowmtnt
Fpud$
2025
Futtds
2025
Tot*1
2025
Total
21b25
2024
Recei
Donatiot15
43.532
.783
45,315
33,914
Legacies
Actiwiies rot Gcnciaiin8 FuT￿S
Bank & D¢wit inteTesi
Invesimcni incon
11.280
613
997
12.277
613
11.052
672
1.184
46,822
1,136
56.561
2.780
59.341
Rental ofpreinise5
Sale of hsseis
Sal¢ of iDvesttn¢Dts
Gran
Rc¢eipis from General Trustees
TTan5f¢r of Union Balance
Exira Ordinary Income
8.724
Total Recei
68.144
2,780
70,924
55.546
ments
C0515 Qf generdling fund5
Charitable aciivitie5
Goverrtance co815
209
57,428
209
204
4.230
61.658
55,695
Total Pa
ments
57.637
4,230
61,867
55.899
Excess of Receipts over Payments
for the year before transfers
10,507
(1,450)
9,057
11,247
Transfers
Excess of Receipts over Payments
for the year
10,507
(1,450)
9,057
11,247

Kilboivle St Andrews Partsh Chureh
Statement of Balances
At 31 December 2025
Unrestticted Restritted Evdowmetrt
Funds
Futtds
Funds
Z025
2025
TiTrlal
21125
Total
2024
2025
Bank & De Dslt Bal4Dc
Bank & deposit bal8nccs
brought forward
38328
3,365
41,693
30.446
Movement in ye4r:
Excess of RttetpLg over Payjnenls for the year
10,5
(1.4501
9.057
11.247
Bank & d¢po$it b&lanc&s
carrAed forward
48.835
1.915
50.750
41.693
lllvestmeDts at m4rket valu
Church of Scoiland Consolida*d
Siiped EDdoWn￿nI Fund (21,456 Shares)
4.069
4.069
4,069
Church of Scotland Invt5tors Tr￿1
Growth Fund 8,769 units Cost£43,619
52,184
52.184
55,946
56,253
56,253
60.015
Assets
Gifi Aid R¢¢ivable
lablllti
Cost of repwnotyetbilled
The accouDts were approved by the Kirk Session aod FiDancial Boord on 27 January 2026.
For aDd on behalf of the Kirk Session and Financial Board
,tsÉK Swr
Se5sftoll Clerk
Treasurer

Kilbowie St Andrew's Parish Church
Statement of Balance5
Note5 to the AecountS
l. Trustee Remuneration and Related Pgrty Tr&ns#ction$
Mr Alislair Dick who is a member of the Kirk Session received £2,100 for providing bis services
a5 organist during the year.
No trustee or a person related lo a trustee had any personal interest in any contract or transaction
entered into by the charity during the year.
2. Movement5 in Fund5
AtlJin
2025
At31 Dee
ReceÈptS
PgymeAI$
Transfers
2025
Unrestrieted funds
G￿eral Account
7.269
26,626
2,546
1,303
584
38,328
58,233
6.828
1,269
,576
238
56,309
9,193
33,454
3,224
2,368
596
DeSigna￿d Restoration Fund
Designated Magazine ACCO￿￿[
Designated Sotial Commiii¢e Ac¢ovttt
D¢signal¢d Sunday School Account
591
226
68,144
57.637
48,835
Restrlcted funds
Flower Fund
Pastor￿ Care Account
221
1.2QO
1,290
454
2,486
4,230
454
2.690
3.365
Womans Guild A¢¢otsnl
1,580
2,780
1,784
1,915
Totsl funds
41,693
70,924
61,867
50.750
05cs of Unrcstricted Funds
General Account.. This is the main account for all income and expendiNre of the congregation.
Restoration Fund.. This is a holding fund for grallts, donations and income from Fund Raising Events
towards
ses of Desi
ated Funds
Magazine Account.. This account finances the production of the ChU￿h News Letter and main(enance
of printing machine. Excess funds are transferred to the General Account.
Social Committee Account.- This account finances social evajts held within the Church. Excess funds
can be drawn on by the General Account.
Sunday School Account= This account pyovides resources foi children within the Sunday School.
Money is transferred from Gener&1 Account when required.
oscs of Restriclcd Funds
Flower Fund.. Thi5 account provides flowers for display during services of worship.
Pastoral Care Account.. Tbis account is to provide gifts at Christmas. Easter and Harvest lo Church
mcmbers on the Pasioral Care Register.
Guild Account= This account is managed by the Guild for their own activities. Each year a donation
is made to the Church General Account.

Unre5trlcted Restrided
Funds
2025
ETrdowment
Funds
Funds
Total
Total
2024
2025
2025
2025
3. Anolysls of Donatlons
WFO Schcme (non Gift Aid)
Gifi Aid Don81ions
Tax Recovered on Gift Aid Donaiion$
Ordinary Offetings (Open Plate)
OiheT Offetings, Donalitsns etc
8.135
16,520
5,088
2,863
10,926
43,532
8,135
16,520
5,088
2,863
12,709
45.315
5.013
14,463
4.855
1.452
1,783
,783
33.914
4. Analysis of Payments
Costs of generating funds
Off¢iing envelopv5
209
209
209
209
209
209
Charitable activities
Ministries & Mi5SiOn 3]loc)tion
20,954
434
20.954
434
14.654
Pr¢sby¢ry du¢s
Pulpit supply
Other staffing c051S
Church febric and grounds
Church heat and light
Insurance
158
158
1,212
3.968
3,868
4,018
5.097
1.794
4.804
7.269
5.134
5,576
4,395
869
4,804
7,269
5,134
5.576
4,395
869
402
1.056
1.931
1,320
7,356
61,658
Manse fabric atxt 8rout￿S
Manse heal and light
Manse council Eax
402
3.218
772
615
789
Catering and cleattjng maierials
Organ, music and audio visual
Siationeryy postage and broadbar
Other ￿per￿¢S
1.056
1,931
1,320
3,126
57,428
4,230
4.230
41.316
Covernance costs
1nd￿¢￿d¢n[ ¢xamin¢r's fees
Other payments
PurthLse of assets
Purchase of invesunens
Toial Pa)qnen
57,637
4,230
61,867
41,525
io

6. Mlnister's Stipend
All Church of Scotland congregations contribute lo the Natsonal Stipend Fund whicb bears the costs
of all ministers, stipends and employe￿$ contributions for national insurance, pension and housing and
loan fvnd. Ministers, stipends are paid in accordance with the national stipend scale, which is related
to yc&rs of scrvice. For the year under review ihe minimum Stipend was £32,433 and the maximum
stipend (in Ihe fiftb and sebsequent years) £39,856.
2025
2024
7. Collections for Third Partie5
Food for Tbought Food Bank
Beatson Hospital
St Margaret of Scotland Hospice
375
400
300
800
675

Kilbowie St Andrew's Parish Church
General Fund Bud et
Total
2025
Foro¢ast
2026
Totgl
2026
2025
ncome
Offerlngs
WFO Invelop¢s
Cjifi Aid EnveloF5
Open Plaie
Tax Recovered from Gift Aid
8.135
J6.520
2.863
5.088
32,606
8,2(M)
16,9(K)
2,000
6.2
33,3
32,606
33,3OD
Other Ordinary In¢ome
ConlnbuiiotJ5 froin Organisaiions l Hall Us¢1 D￿811¢￿$
Fund R*isTng
W¢ryJdings and Funernls
Invesi Share Inicre5t
Shared Manse Expen5e5
Bal6n¢e brough fonvard
7.172
3,168
650
6,000
4,0(M)
9.193
24.093
7,269
53,919
57,393
Extr# Ordinary Ineome
Coun¢TI Tax Refund
2,310
PF¢sbytcry Audiovisual Granl
Wiihdrawal from Cos GE0￿h Fund
CIosuTe of PasioTal Care Account
65.502
57.393
Ex
endlture
National Ministry and Wider Work
Giving io GTOW Contiibuiion
Pre$bY￿ry Du¢s
20,954
434
21.388
20,518
450
20.968
21.388
20,968
cal StaflRng Costs
Pulpit Supply
Othet Salaries
158
4.804
4,962
650
4.556
5206
26,350
26.174
Fabrlc Costs
Manse Council Tax
Church F8brisand Grounds
Church Heal and Light
Manse Fab[¢¢ and Grounds
Manse Heatand Li8M
Piano and OrBan
InSUTance
402
7.269
5.134
4,395
869
540
5,(M)O
5,5(KJ
3,000
640
5,576
24.185
5,8Tr)
25,940
50,535
52.114
Other Congregation41 Costs
Staiionery, Copynglji License and BroadbatMI
Clcaning M8Ic17als and Cat¢ring
Sundry Item5
Audio Visual Equipmebi
938
950
545
2,900
5(X>
5.774
56J09
2.450
54.564
Surplu5 for Year
9,193
2,829
12

TZ MEMOR
AL TRUST FUND
Income
Balance BrouEhi Forward
DuHalioJJs
Expendffitsr¢
Calenng
Qsh in Bank
1.355
1.436
1,436
wi
T ANDREW'S Hoilll LOOK CROUP
Incom¢
Balance Brought FoThvard
Eipenditure
Cash in Bank
36
36
36
K￿Bow[E ST ANDREW'S SUNDAY SCHOOL
Ineome
8&lance Fonvard
Collrclion5
Donalicns
xpenditUTe
Confeclioncry
GIFts
CTafts
Cll5h in Bonk
Cash Ilajyj
93
280
822
822
KILBOWIE
T ANDREW'S WOMENS CUILD
Income
Balantt BrouEhi Fonwatd
ETwoITtrenl FEe5
Collectioh
Expendi￿re
Fe¢s lo Edinburgh
Donaiion
Sp¢aker Exw5¢5
Outings
Sw]thy Expen$¢s
C45h in Bank
2.690
289
200
.300
210
492
224
277
t>on)Iions
Coftee Morningl AfiernconTea
997
Cash Hand
4.270
4,270
6th CLYDEBANK GIRLS BRIGADE COMPANY
Inrome
Balance Br￿ght Fonvard
CDllfflion5
Exppnditure
Crafts
Badgesl Gifts
Hallowee
Baking
Capitstion Fce5
Miscellaneous
873
40
120
551
38
Cash in Ballk
Cath in Hand
13

6th
LYDEBANK RAI
EDE
Income
Balanc¢Brou￿¢ Forward
M¢mbvr5hip and Coll¢¢tioms
GuidingActivity- Rainknw Slwovei
(yift Aid
Do]J&iiOtsS
Exp¢ndlture
AnThual Subsempiions
Equipm¢nl and Re5our¢es
fjuidirtgActlVjty- R&inbow Slcwver
Hall Lel
Donatian$
Cash in B&nk
Cash iv HaHd
756
566
80
146
26
150
.974
20
3.551
3.558
6th CLYDEBANK GIRL GUIDES
Income
Balanw Brought Fonv4Td
member5￿p, Sub5criplionsand Colieciiofts
Guiding A¢livilic5 3nd Ev£nts
Dona(ionsl Grallt5
Prorepl& from FundiAisin8
Girl Aid
Oth¢iTrnet>l IDtpme
Eipendlture
M¢M￿h1p
Activitie5 and Events
Admin Costs
Donaiion5
0thÈrGert￿tt1 Co
Fundraisins Expens
Cath in Bank
Cath in Hand
2.527
3.294
9.654
33
2.864
1.764
14.934
203
87
1.556
201
tb
LYDEBANK BROWNIES
Income
BalaaceBTou8hl Fvrward
Wttkly Subscriptions
Membtrthip Fffs
Guiding Aciiviry- Pock Holiday
All￿t[Truth Dth41i0
Expenditure
Subscriplion5
Equiprneni and Re50uKe5
Chur¢h Hall Rent
Guidinsi Acts%'ily- Pack Holiday
DwatiOn$
CE5h in Bfink
1.969
1,298
1,953
591
250
350
350
30
2,Crt17
86
5.267
5,267
6th CLYDEBANK RANGERS
Income
Balance BTought Fi)rw¥rd
Membership, Subsciiption & Collethions
Espenditsre
C2sh in Bank
217
309
1.380
Cssh in Hand
104
1.597
8th
LYDEBANK BOYS BRIGADE
Income
Balance Bioughl Fimvard
Expenditure
Cash in Bank
Cash in H￿d
413
109
413
413
14

MAGAZINE ACCOUNT
Income
Balance Brought Forward
Donatipts
Adverls
Expenditure
P￿i￿e 8md Sthtionery
Pansh Pump
Photot¢pyimgChar
h in Bank
2.546
949
33
32
439
3224
3.815
RESTORATIOP4 FUND
Income
Balance Brought Fo￿￿Td
Easy F￿dra￿]ng
Bank Interest
Tabl¢Top Salt
Just Giving Kill Walk
Bwtl¢ Driv¢
Savin85 Banks
ExpeDdlture
Casb in Bank
26,626
33,454
613
i.ooi
3.949
417
33,454
33,454
CIAL C
MMIrrEE A
In¢om¢
Balance Brvughl Fonvard
Ilurns Lunch
Expendlture
1,303
J35
Catering Expen5e5
Cash in Bartk
2.368
Harve51 ￿nch
392
635
Chri5tTTra5 Lunrh
2.879
2,879
FLOIIER FUND
Incorne
Balanrc BTovght Forw4Td
Dthuiions
Expendlture
Chvr¢h Flowct¥
Blitz Flowers
AdvEnt Wrrath
Cash in Bank
1.230
30
Ineome
BÈl8mce Brought Forwatd
Expejjdlture
Ea51er Eggs
Chr1￿m￿ Gifts
Bank Charge5
Tr?n5ferlo G¢n¢ral Aci(wni
Cash in Bank
454
204
26
454
454
15