co 15L)04. joiw. I The Church of Scotland Ibowl• St. Andr•ws Parlsh Church Annual 8tat•d hlo•tlng Sunday 161* March 2025 (aft•r mornlng s•rvle•) Financial Report 2024 ReCpt$ and Paym•nts Accounts 00 Clyd•bank Klbowl• Sl. Andr•w's 181183 Sc¢JlHsh Charfty No ' SCO 15C
Reference and Administrntive InforniatlOD Charity Nam¢. Kilbowie St Andr Parisb Church Clwity Registration Number. SC015005 Congregation Reference No." 181183 Contact Addre5S". Trustees Principal Offiee-bearers Session Cl¢rk.. Church TrnsureT. Interim Moderator.. Interim Moderator. IDdependent Examiner Bankers Clydesdale Bank Sylvania Way South Clydebank
Trustees. Annual Report Year ended 31 December 2024 Structure, Governance and Mgnggement Governing Document The Church is administered in accordance with the ternls of the Deed of Constitutio Recrnfttment and Appointment of Trustees The Unitary Court are the Charity TrCes. The Court members are the Elders of the Church and ale chosen from those Memkrs of th¢ Church who are considered to have the appropriate fts and skills. OrgaDisatiooal Structure The Umtary Court is moderated by the Minister and meets six times a year with addttionat meelm8s as and when required. The Court is reswnsible for the Spintual and Fitl¢la1 affairs With the Church and also for the Propety. Objeclives And Activities The Church of Scottand is Trinitarian in doctrine, Reforn)ed in trath'tion and Presbyterian in FK>lity. It exists to glonfy God and to work for the advancement of Christ's Kingdom throughout the world. As a nationat Church. it acknowledges a dtInctiVe call and duty to bring the ordinances of religion to the pIe in every torish of Scotland through a tsrritorlal mlnisty. It cfroperates with other Churches in various ecumenical bodies in Scotland and 0nd. Killx)wie St Andrew's Church is a linked charge with Radnor Park Church and since the retsral of our minister in August 2019 we have been working tovords uniting the two churches. However due to the Presbytery Plan. Rathior Park will be uniting with Waterfront Cburch and Kilbowie St Andrew5 will be linkcd with Waterfront ChurclL A date for thi's has stftll to be intimated to 5. Since July 2024 Sunday Worslll'p is in Kilbowie St Andrews butldin8. A5 we are in A vacancy our Sunday Worship l)as been taken by four ministersncad¢r organised on a rotats.onal basis by our Interim Moderator. There Rre four Communions each year with home Communion thstKnsed as and when required. Services during Ihe year include Harvest. Remembrance Sunday, Sunday School Nativity Play and Watchnight Seryice. Services for Holy Week, Easter Day dawn and some other evenings are held ecumenically. Within the Church 15 the Clydebank Blitz Memorial Chapel which hold5 a memorial book in which ar¢ listed the names of those who lost their lives in the bombings of 13 and 14 March 1941. There is also a memorial book with the names and other detsils of those conrAected to the congregation who th'ed in action dunng the First World War. Clydebank KilErf)wie St Andrews Church is a congregaknon with Jesus Cls1 risen ascended and present at th¢ heart of its life. Morning w0h1P on a Sunday is well supported. We follow the Christian year giving worship a thread linking Sunday to Sunday. n every sense this is a congregation which is a fellowship of God's people. a Congregation caring for one another d bein8 COncend for one another and for the community it is set in. t is on and welcoming to ViSltors and strangers and is not only holding its congregationaI Dumbers but is adding 'ew meM[S to the roll.
Trustees, Annual Report Year ended 31 December 2024 An ecumcnical strvice is held 00 Marth 13 exh year alld th¢ Blitz ch can k viewed by appoiDtm¢ni al other times. This opens the Church io the widcr community extends the lellowskn'p in the Church and cornrn•. CoTnmuDity outyeacb is an impOt objtive in Kilbowie St ArKlrews and we try to achieve this in th"ffu¢nt wa We ty to wpport and help the MmUnIty with Op d(hJrs p)Iw rewdiDg the use of the ChCh lall4 wlll'ch are avadable 52 weeks in the year. Re8uiar users of the halls Incl 811 Gwthng Se¢tson& Gwls BriB&J4 tho Guil<L gnd the Choir. All of the5¢ groups have a liaison pu5(m wiibin the ch¢ g) that is maintaine4L We ¢n¢OUTaS¢ hall l¢t$ for ¢ommunÈty groups and this has been takcn up by a gw from 'AItetDatives' ttna GTOUP alld Mummers Theatre Group for rehearsal meeting& Nlarlua Kelmau a TaekwL¥ndo Grow) The hall is a rented for bjrthday partie5. Fellowshj'p 15 SD iJnpotht part of our objcctives and as a rc5wIt a numb¢t of luochcs and fund raismg aaivitte iwhich attrxt peopl¢ from the widtt community are regularly held. Achievements and Performance Worsh]p is of a traditional natur¢ and CH4 is used Dtfftnllt mtyjiums are u8¢d & 4)protKth eSpe¢lty 8t and E&r and the lectionary re&li08 patt¢rn is adhtyed to. Th¢ Sunday School join the congrcgatioo towards the close of Ww$p. so th th¢ scrvicc cnds with the Church fAmily tO8¢ther. The ChoiT IcJ the each Sunday with an wtroil. Morning worship 00 a Suttday is well Support is 00 and w¢konw to visitors. Itt ev seDX is a rwe8Arion is a f¢Uowsh]'p of God's peopl& ll CoDC8 one atyjther. being for the and pmsh in which it is set. We also publ a monthly Church Magazin< which is delivued by m¢mbus of the o)ngreWioJ4 some of wh¢Jn are Eldws to ¢acb howe in the congregation and to those in out-lying r¢as througb a wstal district. PastOTal Cate by the Pjders is now of p8twnount im1Ce with ill8 in a v8¢8ncy and work8 towards a union. Eldts5 Visits are considerol important for the well bell of Church members aod to nWDtatn & with those unabl¢ to attend worship. A forward tkkukio8 dls1on was tsk¢u by the Kirk Session when it was dKided to make Hwvest ThathBivty do]105 InOnet offerÈug. Mi&8ion and Outre&th should a lar8c part of a Chwche5 life and this is a way to think of others outwith the cong(e8atson at Harvest time. We open our Church Hall as a Wgrn] Spx¢e whtte peopl¢ can ¢ni(y YAMnC company, a warni place to come and have soup, sandwi¢ho te4 and coffee free of chwge. This is one day a week on a Wednesday from 10am Ulltsl 2pm duritig the montbs S¢ptsnbrx Jun¢. The Ye*r 2024 Clyde Prtsbytyy in accordance with Nation of Swtland's plan4 is 7W0lng on i plan to the nber of Churcbes in Clydebank. We have h4d a suryey of our building ¢kne in ordet to put a forward for rdaitimg KdFKJwie St AodTew's Church Ls a place of worship in Clydebank. W¢ have be¢n gtv¢n a tim¢ lllnit of two years by Clyde PT¢slwery to raise tnoney rquired for necessary repAiTS (accordllTr8 to the styrvcy canied out). To thi's effect we hAve sd up a Rtttoration Committee who m¢¢t regularly to seejr fiditi8 from outst'de a8CleS. We also have a Just th.ving pa8¢ for wÉshes to donate. ewho
Trustees, Annual Reporl {cont) Year ended 31 December 2024 Financial Review The main source of congregationhl income is from weekly offerings and the rental of the Church Manse. In th¢ past year 2024 60 weekly freewill enveloFES were distributed to families. There were 29 ttoplc who gave by Gift Aid that included 13 pIc who gave by monthly stanth'ng order. This year 2024 has seen thin85 improve for the whole Cowrtry and in our Church we are gratefid for king able to Worship all together once again every week. This year our weekly ving5 saw a decrease of just over l•h during the year. Thank you to every member of our Church family who coniinues faithfully to fill their church envelope every week 01 by Staothng OrdeT every month. If anyone else would find payin8 monthly by Statklin8 Order moff Convenient please just contact Treasurer or Session Clerk for the Church bank details. Over the year. necessary Fabric Work camed out in the Church Bujldings and Mansc p.d from our Gencrnl Church Accouot whcre p055J7)le. A programme of fund raising events were througPK)w the year. planned by Elbeth DICK SallyAJm Poolc and their many helFers. A total of £5.551 was dew)sited in the Restoration Fund and £3.316 into the General Church Account from the events. Reserves Policy An Account was opened in 2023 known as The Restorabon Fund Tlus fund is Wre donaknons and fijnd Taising onies have bcen deFx)sited towards the cost of restoring stone work on Church building. The con8Tegatson has an account held Church of Scot12nd InvestOTS Tn Growth Fund. This account is Ivailable when needed for ordinary fabric work on Tower Centre arKI Mause. kecounting Polieies The Accounts have preFHred on a wh basis (recejpt and Yrnents). Norn Fabric repairs and maintenaoce arr met from the Genetal Accouot. Extraojkn fabric rryHirs and improvements are met from money held m Church of Scotland Investors Trust.
Trustees, Annual Report (cont) Yer ended 31 December 2024 Statement of Trustees, Responsibilities The members of the Kirk Session must prepaTC Stalenftts which 8iYe suffjcient detsill to enable an appreciation of the transactions of the Church during the firAncial year. The members of the Kirk Session are reswnsible for keeping proper acc4)unting records on requesl must reflect the fiDancial Swition of thc Church at that time. This musi be don¢ to ensure thai the financial statements comply with the Chantics and Tnjslec Invcstment (Scotlund) Aci 2W5, the Charitses Accounts {ScoilaDd) Regulatio$ 2006 al Regulanons Anent Con8re8atsonal Finance apwoved by the Gefteral Assembly of the Church of Scotland m 2CK)7. They are also responsible for safeguarthn8 the a&sets of the Church must take reasonable eps for the Pfcvthtion andlor detection of fraud and other irregulants'es. f. 2U25
Trustees. Annual Report (cont) Year ended 31 December 2024 KAlbowie St Andrews Parish Church SCOI5005 Indepelldent Eumitier's Report to the Trust of Kilbowie St Andrewg P•ri%h Chllrch I rew>rt on the accounts of the chRnty for th¢ Friiod from l January 2024 unbl 31" December 2024 which are set Outonge$ 710 11. Respeettive ruponxlbilitla of truJtee8 4Dd emINer Th¢ charity'5 trustee5 aTe reS51ble for the preKHrnlion of the accounts in acL¥>rdance the tern)s of the Charitie5 and Trustee Inve5tmcnl (Scotland) Act 21x15 the Chanii¢s Accounts (Scollalld) Regulatio% 2(. The chanty tn¢¢5 consider that the audit requirement of Regulation 10{ I ) (d) of thc Accvunts Regulation5 dLfS not apply It is my resNinsibility to examine the accounts as r¢quired undeT 5ectton 44(1) (c) of the Act and lo slale wh¢Ur wticular matters have come to my attention. Basis of independeDt examiner'i JtaiemeDt My examination Is carried Qui In accordance with Regulats'on I l of the Chariijcs Accounts (Scoualld) Re¥ulalions 2006. An examinalion includes a review of Ihe accounting records kept by the charity and a companson of the accounts presented with those records. It also include5 consideration of any unu5uAI Ilerns or thsclusures in the accounts. and seeks explanations from the tn15tees concernin8 any such matters. The prCeduS wNlertakcn do nut provide all the evidence that would be required in an audil, and Con$qn11Y I do N)t express an audit opinion on the view 8iven by th¢ accounts. Independeol ex*miner'8 Jtalemenl tn the course of my examination. no matter has rne to my attention wkn'ch V¢S me reasoDabl¢ cause to believ¢ ,J)at in any material rwp¢ct Ihc T¢4wrements.' to keep occounting rordS in aCdar with Section 44(1) (a) of the 21X]5 Act and Re8ul8tion 4 of Ihe 21)06 AC<oLts Regulalion5, and to wepare accounts which accord I accounting records. and comply with Re Accouiils K¥gTulalions havL ulalion 9 of the 2(1)6 am¢.. ddress.
Kilbowie St Andrews Parish Church Recei És and Pa ments Account Year ended 31 December 2024 UDrutrieted FuDds 2024 Restricted Fundj 2024 Endowment Funds 2024 Tot4 2024 Totsl 2023 31370 1,544 33.9111 311 Artiviti&s fot Gentrating Funds Bank & Dwsii ItLtereA tDV¥tll*nt Interest 10.254 672 11.051 6n 9.828 220 444BO 2J42 4un 4322S 3.529 Sak ofasgets IN)me from Inv¢stors Tru# Ra"pts from Genenl Tru#e xtra Ordinary Income Total Recei 53J04 57,754 Costs ofgenerating fundj Ch#ritsble activiti Governance costs Pureba8e of Investments 41.316 2.T14 55.695 Total P¥ ents 41 T14 $£199 Exce&ry of Receipts over Payments for the year before trnn$ferJ 11.679 (432) 11.247 1.855 Trnfers Eieem of Reeeipts over Paymeats for the year Al79 432 11347 1.855
Kilbow ie St Andrews Parish Church Statement of Balances At 31 December 2024 iiDrestricted Fundj Reslricted Endoivmellt funds Total 2024 Total 2ff23 Bank & De ojit Balances Bank & depisit balan¢ brought fonvard 26,649 3.797 30,446 28.616 Movement in year: EX of ReceTpts oveT P•yments for th¢ ye•r Ll.679 (432) 11247 1.855 Bank & deposit wae$ 38J28 41h93 71 IDVUtments Church of .Scoiland Consolidated Sliped Endown*nt Fund (21.456 Sfwes) 4.128 C]MCh of ScotlatMI tnves¢ors Trust Gro 8,769 uoils CO £43,619 55.916 55.946 51,123 Gift Aid lie£tRvable Liabilities Coll of repatr ¢ y& billed The accouttts wcie approved by the Kirk Session a1 Fi[Wla1 Board on 2 Jamwy 2025. rc)r lind i)n
Kilboivie St AndreTYS PaTiJh Church Notes to the Aceounts l Trustee Remuneration And Relaled Party TrAnsactioDs ho 15 H member of the Kirk Session received £1,550 for proMdin8 his services as organist during the year. No Trustec or person related to th¢ trste¢ has any personal interest in any contd or transactson entered into by the charity during the year. Movements in Fund8 At31 At l JaDuary 2024 Receipts Pymellts Transfers 2024 UDrestricted funds Gernal Account 3.261 19.940 2.205 599 644 44.075 6,686 1,117 1,067 259 53304 40.067 7269 26.626 2.546 1.303 584 382 Des}ted Reaorntion Fund DesIted M8gAzille Account D.¢1 Committee Att DeS18rAt Sunday School ALf r16 363 319 41 J25 Rdtricted nds Flowu Fund Pastoraf Care AccthJnt Womllns Guild ArKount 3(K) 676 2.821 3,797 1.020 1.099 222 1,453 2.774 221 454 2,690 3J65 1,322 Tthal FuTrJs SSJ46 44299 41,693 of Unrestricted Funds GeneraI Account.. This is the main aexount for all income and eXndItUre of the congregation. Restoration Fund. This is a holding fund for grants, donfttions and income frorn Fund Raising Events toward8 the cosl ofrestoring stone work on Chwch Buildtn8. Pwos.e of DesT -. ated FuThJ Magazine Account.. This Account financts the production of the Church News LAter and maintpance of pnntt.ng rna¢.ne. Excess fund8 are transftrred to General Account. S(Kial Comznittee Account.. This account finances social events held within the ChurclL Excets fuods L be drawn on by the Gen¢ral Account. Sunday Schwl Account.. This account provides resouTces for children within the Sunday School. Money is transferred from General Account when required ses of Restricted Funds Flow¢r Fund This account provides flowers for thsplay durin8 SeICe8 of worsEu'p. Pastoral Care Account. This account 15 to provide glfts at ChTiStm&q. Faster and HaTve to Chw¢h rnemlKrs on ihe Pastoral Care Register. Guild Account. This awount is managed by the Guild for Ih¢ir own activities Each year a donation is made lo the Church General Account.
lJnrestrkted Funds 2024 Restricted 'uDds 2024 Endowment Funds 2024 Totsl 21)24 Totsl 2023 3. Analy8ig of Doa*tions WFO Scheme (non Gift Aid) Gift Aid Donations T&x Rccoyeted on Gift Aid Donation5 Ordinary Offerin8s (Open Plate) (Xh¢r Offerings. Donation$ et¢ 5.013 14,463 4,855 1.452 6,587 5,013 14,463 4,855 ,452 8.131 5.027 14.635 5251 597 5.429 1.544 32J70 1,544 33.914 30,939 4 Analysis of Payments Costs of generating Offering envelopes 209 209 209 209 204 204 Charilable aetivities "llRStries & Mission aitOC4tio 14.654 14.654 13.887 208 1.330 4.095 19,886 2,464 4,862 1.250 Prthyttty du Pulpit supply Other #Jffin8 ¢OSts Church Fabn"c & Groundj He&t and li8ht Church 1.212 3,968 3.868 4.018 5,097 1.794 3,218 772 615 789 1.212 3.968 3,868 4,018 5.097 1,794 3218 772 615 789 ijii 44299 FabTiC & Garden MJTrs¢ Council T Caterin8 & Cleanin8 Maierial$ Or8an & music Stats"ollery and posu8¢ & Broad Bknd Other expenses 1293 605 765 5.050 SS,695 2,774 2,774 41J16 Governance costs Indepeent examiner's fees Other payments Purchase of assets Purch of Investments Totsl 41.525 2,774 44299 W99 io
MiDister'J Stipend AII Church of Scotland congregatsons contnbute to the NationaI StipeTra Fund which bears Ihe costs of all ministers, stipends and employer's contributions for national insurance. Ernsion and housing and loan fim Ministers, stindS are pafftd in accordance with the national Stind scale. which is related to years of service. For the year under review the minimum stip¢nd was £31.642 and the MlMuM stiFtnd (in the fifth and subsequent years) £38,884. 21)24 2023 & Colkctions for Third Parti&8 Focrfj for Thought Food Bank Erskine Hospital Alzeimer Scotland St Margaret of Scotland Hospice 375 100 350 230 31)0 675 li
GENERAL FUND BUDGET Incorne Foreuit 2025 2024 5.013 14.463 ,452 4.855 Offeriogj W.F.O. Envelop¢s Gift Envelopes Open Plate Tax Recovertsj from Gift Aid 14,6 1.0 5.088 25,783 25.783 25.688 25,688 Othtr Ordimry Intome 4.958 3.316 110 1.184 3.261 Colltritrtttions from or84nisattonslHj U$eJT)onations Fund Raising Weddin83 and Funera15 Invest Share Interest Bal&Thce Brou1 Forw7rd 14.(X)D l.l(K) 7.269 12.829 38.612 26.469 52.157 Exir OrdiDry Icome ,724 8.724 MaDX InsuiaRLZ Totsl Ineome 47,336 52,157 Eipetsditure r4atlottl Miniliry a4d Widtr Work 14.654 vin8 to Grow ContriltiOn Presbytery I¢S 20.954 434 14.654 14.654 21.388 21.388 StAffiDg Costs .212 3,968 Pulpit Supply Other SJJarie$ 3.450 5.180 L9.834 6.050 27.438 Fabric Costs 3.218 3.868 4,018 Manse Council Thx Church Fabtic & Grounds Church Gas & Electricity mat Grow5 Manse Gas & Eledriciiy Piano & Or8an Insuranc¢ 4,824 5.rxjo 4.5¢ 250 1,2C 630 5.200 794 615 5.097 18,610 38.444 21.604 49.042 Othtr con1101 Costs 420 421 782 Stationery Publi¢8tion$ and Broadband Cleanin8 -1015 and CAtuin8 Sundry IleL 450 411) 5(X) 1.623 40.067 1,350 50,392 7.269 Surpluj for Yujr 1.765 12
BLrrL MEMORiAL TRUST FUND Income Balan¢¢ BriMr8bt F(xFrnrd Doj110$ peDditure C•sh in Bank £1.264.69 115 410 £1.380.Cg £iJ8Q.09 £1380.09 KILBOWIE ST ANDREWS HOUR LOOK GROUP Income BalwKe Brw8hi Ftrward EApendllure C&sh uj Bank C4xh m H•nd £36.19 3619 £36.19 £36.19 KILBOWIE ST ANDREWS SUNDAY SCHOOL Income Ba]9 Brou8ht FiThard Colleclions Elptndithre £643.93 259.75 l(k5.87 i(fy 5696 46.50 21521 369 14 CoTrfectionuy Gtfts Cr8ft5 C&sh In Cash in Hand KILBOWIE ST ANDREWS WOMENS GUILD Balance Br(w8hi Forprnrd Enroiment Fees Collection5 Donations Coffee Morning l Afternc Tea £2.820 81 240.IKJ 259.50 25.(K) 798.LK) Fe io EdintAW8h DotIOn 255. 140.00 158.37 1.599.11 1.090.83 Misvllarws Cth in £4.143Jl £4,143.31 6th CLYDEBANK GIRLS. BIUGADE COMPANY E¥pethdltsrt ' Balance Bmught F(nvatd Collectio Bank Entuejt £992.07 561.85 £65.32 IW2.21 18.00 61.29 437.50 872.03 0.89 B8¢3 1 Gift5 Hallowwl B8kip8 C4)itztion Fe Cash in Bank Ch in Hand £1.557.24 £1.557.24
61b CLYDEBANK RAINBOW GUIDES IDtome Balan B/Fwd Membership and Colle¢bons (hiding & MeMbship Grant Gift Aid Donatsons EsdI1re MemiK¥ship A¢¢ivitscs & Evellts £1,855.80 1,005.(KJ 500. 340.30 20.00 £773.50 78.14 20.00 250.1KI 340.IXI 359.35 1.9)0.11 Hall t£t Membersbip R¢filled F4uipment and R¢sourc C]osm8 Balanc¢ £3,721.10 £3.721.10 6th CLYDEBAIYK GIRL GUIDES ]ncome Balance BIFwd Memb¢rshA'P Sub5cripllons & Collectt(K Guiding Activities & Evcnts ttiOnS Gr8n15 Pio¢¢¢ds from FundrnisiD8 Gift knd Miscellanwus Sales Other (kneral Jncome Expendith Member Subscriptions to HQ Gw"diog A¢tiviti"es & Events Admin Costs Donations Don10 to Church £2.006.87 1.927.00 2.489. 770. £1,011.50 3.186.32 656.(X) 200.j 828.80 367.fA) COK of Misccuaneous Sales C85h in Bank Cash in Halld 245.(Kl 2.170.78 356.47 415 £8.41&87 6th CLYDEBANK BROWNIES Income Balance BIFwd We¢kJy SubscriOn5 Munbership Fees Camp Fund Safari Park CatteTbJJrn CatDPYt¢ Fund Exptndilure Annual Subscriptions E4uiprnent & Rew Church Hall Rent Guidm8 Actsvitses lofoflateJS3fari P Bus DoDatton to Norwaylour Caban £2.778.75 1.445.00 1.450. i¢. 340.(KI 175.(Kl £1,963.50 549.25 200.(K) 1.336.(M) 271.IMJ 1.71)0.57 268.25 C&th in B8ttk Cgth in Hand £628&75 £638&S7 8ih CLYDEBANK BOYS BRIGADE Income Balan¢¢ Blfivd C&sh in Bank Balan(z Blfwd Casb iti Halld Expendithre £308.68 104.05 £308.68 104.05 C4sb in Hand £412.73 £412.73 14
PAAGAZINE ACCOUNT Ewditrt B8iaD¢¢ Brwght Forward Donation8 Adverts q204.83 705 320.(KI Powe & StioNxy £77.40 68.46 $1.99 577.59 1546.44 Pish Pump Pknf(o)pyw8 CIwBeJ C•5h in Bank £3J21.81 J21.81 RESTORATION FUND IDcome Balance WFwd Fund Raisin8 Even Donations Bank Intere Eypondityr¢ BAn¢t in Bank £19.939 59 5.55136 463 IKI 6T2 04 £26.652.99 £26h2S.99 6th2S99 SOCIAL COMMITfEE ACCOUNT Incowe Balarte Brought Fcrt¥•rd Burns nch Harvest nch Christmas LU Expendittyre CIng Fjpen Ctsh Én Bank £598 307. Iw.00 570 £362.9) 1,30291 £iW.90 £1.66& FLOWER FUND Ineon Bala[ Brght Fcrfward Donations ExJfjditurt Church Flowen Blitz Flowers Adv¢ni Wre•th Cash in Bank £3fX1.29 1.020. £1.20.( 45C 3400 221.29 £1 J20.29 £1 J20.29 PASTORAL CARE Exp¢ndityre EIe[ E88S clStmaS Gifts Cash in Hand C45h in B4ok BalKe Brou8ht Forward £675 85 131.78 450.11 £67&85 £67S8S 15