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2025-03-31-accounts

REGISTERED CHARITY NUMBER: SC014107

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 March 2024

for

The Orcome Trust

EQ Accountants Ltd 47-49 The Square Kelso Roxburghshire TD5 7HW

Document ID: f5292e54-bbfb-47fa-85f8-87578fa2fc7c

The Orcome Trust

Contents of the Financial Statements for the Year Ended 31 March 2024

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 5
Independent Examiner's Report 6
Statement of Financial Activities 7
Balance Sheet 8
Notes to the Financial Statements 9 to 13
Detailed Statement of Financial Activities 14

Document ID: f5292e54-bbfb-47fa-85f8-87578fa2fc7c

The Orcome Trust Reference ADd Administi'Atii'e Details foi. the YeAI' Ellded 31 MAI'cb 2024 REGISTERED CIL4RrrY SC014107 INDEPENDENT EXAMINER EQ Accoiuitanls Ltd 4749 The Square Kelso Roxbiw8hshire TD5 7HW Page I Do(ument ID: f5292e54-bbfb47fa-85f8-87578fa2fc7c

The Orcome Trust

Report of the Trustees for the Year Ended 31 March 2024

The trustees present their report with the financial statements of the charity for the year ended 31 March 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and Activities

The charitable purposes of the Orcome Trust, as set out in its constitution are:

The Trust is funded by the income received on the invested assets and furthers its charitable purposes through its grant-making policy.

Grant Making Policy

Possible grants are tabled by individual Trustees, consideration is also made on applications made from public domain.

An application is completed by the potential applicants who are requested to provide full details of the organisation including the costs invoiced in the project, the benefits the project will bring to the area and its target group and beneficiaries.

The trustees meet on a regular basis to consider what grants to approve and any potential projects which may be of interest to the trust.

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Document ID: f5292e54-bbfb-47fa-85f8-87578fa2fc7c

The Orcome Trust

Report of the Trustees for the Year Ended 31 March 2024

ACHIEVEMENT AND PERFORMANCE

During the period 2023-2024 The Trust has continued to invest in groups and projects in Scotland that support its charitable aims.

The grants made are as follows:

NAME
2024
2023
Amma Birth Companions - 5,000
Arniston Playgroup - 3,000
Autism on the water
3,000 4,400
Benedetti Foundation
5,000 -
Borders Community Sewing Club
1,500
-
Caledonian Environmental
3,000
-
Cetacean Search & Rescue unit
2,500
-
Dnipro Appeal - 6,000
Garvald West Linton
550 -
Go Youth Trust
2,000
-
Mactaggart Scott Loanhead Band
190
-
Linton Hotspur Colts FC
5,000
-
MEPG Young Musicians - 2,500
Pass It On
5,000 -
Penicuik and District Mens' Shed - 5,000
RHET Lothian
3,000 -
Roslin & Bilston Community Council
1,500
-
St Andrews Kirk - 4,571
Tweeddale Youth Action Group - 3,000
The Cheyne Gang
3,000 -
The Haddington Garden
6,000 -
The Wood Foundation
5,000 5,000
West Linton Enterprise Group
3,000
-
West Linton Toddler Toddler Group
1,000
-
TOTAL 50,240 38,471

FINANCIAL REVIEW

Financial Review

The Trust made a decision during the year ended 31st March 2006 to invest in commercial property in order to gain income for the trust and capital growth, and purchased its first property on 31st March 2006.

The Statement of Financial Activities shows a net increase in funds over the year of £134,964 (2023: net decrease £136,398) of which £4,484 (2023: £5,385) related to a net deficit on operations, with net gain on investments of £139,448 (2023: net loss £131,013).

Income for the year is £54,607 which is slightly lower than for the previous year (2023: £61,100) with investment income stabilising as the world economy recovers from the global pandemic.

Net assets have increased from £2,139,172 at 31 March 2023 to £2,274,136 at 31 March 2024 in line with the net increase in funds. Of these net assets, all were unrestricted.

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Document ID: f5292e54-bbfb-47fa-85f8-87578fa2fc7c

The Orcome Trust

Report of the Trustees for the Year Ended 31 March 2024

FINANCIAL REVIEW

Investment policy and performance

Our investment advisors (Quilters) are instructed to invest to maximise the total return on our portfolio of funds within the constraints of a medium to high risk investment portfolio.

The investment brief is broadly defined but the ethical criteria prohibit investment in companies that manufacture armaments or tobacco. The high levels of stock market volatility and the continuing uncertainty continues to make the management of investments difficult. The charity is a long-term investor and the trustees, on professional advice, continue to hold a mixed portfolio of equities, bonds, cash and other investments designed to provide a level of stable income and the possibility of investment gains.

The equity component of the investment portfolio is weighted with medium appetite for investment risk with the main exposure to investments in the leading advanced industrial economies with a history of paying dividends.

Reserves policy

The purpose of the reserves is to ensure that The Orcome Trust can meet its operational commitments even in times of financial uncertainty. Specifically, reserves are needed to cover potential financial liabilities related to vacated premises, such as rates and other associated costs.

The charity owns two properties from which it derives rental income. This income is important for supporting its commitments. However, there is a risk that some properties may become vacant, leading to a loss of rental income and the need to cover rates ,insurance and management costs for the unoccupied premises.

The Orcome Trust has determined that it requires reserves totalling £28,500. This amount represents the total non-domestic rate fees required for one year of vacated premises and six months of management and insurance fees. Holding this level of reserves will allow the charity to meet these costs without jeopardizing other operations, ensuring financial stability during periods of vacancy.

The reserves will be monitored on an ongoing basis by the Board of Trustees. They will ensure that the reserves are maintained at an appropriate level, considering any changes in the charity's circumstances, such as fluctuations in rental income, changes in the number of properties owned, or significant changes in rate fees.

The reserves level will be formally reviewed annually as part of The Orcome Trust's financial planning and risk management processes. If necessary, the reserves target will be adjusted to reflect the changing needs of the charity and its external environment.

Reserves will only be used in the event of a significant financial risk or shortfall, such as prolonged vacancy of one or more properties resulting in rate liabilities. Any use of reserves must be approved by the Board of Trustees, and a plan will be established to replenish the reserves as soon as practicable.

The balance held as unrestricted funds at 31st March was £2,274,136 (2023: £2,139,173), of which £1,544,136 (2023: £1,409,173) are regarded as free reserves, after allowing for funds tied up in tangible fixed assets. The current level of reserves is therefore higher than is needed.

FUTURE PLANS

The Orcome Trust will continue to endeavour to maintain the same level of distribution without depleting the core investments.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The Orcome Trust was established in 1962 by a Declaration of Trust and is a registered charity, number SC014107.

The current trustees have been selected and approved by existing trustees, selected on their criteria of having relevant experience in different sectors which the Trust might wish to support, the ability to provide relevant advice on the running of the Trust and where possible experience of the locality.

The chair of the trustees is responsible for the induction of any new trustee. This involves providing a history of the Trust and its projects, administrative procedures and awareness of trustee's responsibilities.

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Document ID: f5292e54-bbfb-47fa-85f8-87578fa2fc7c

The Oiyome Ti'ust Repoi* of the Ti'ustees for the YeAI' Ellded 31 2024 STRLCTIUiE, GOVERNANCE AND MANAGEMENT Risk mfinAgemeDt The T￿￿teeS have a duty to identify and review the risks to which the Tr￿81 is exwsed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error. The key risk is a substantial reduction in the value of the investment portfolio arising from poor inveslment performance due to the overall falls in worldwide slock inarkets. The Trustees I.e￿IlarlY review perf0m￿nCe with the Tn￿t'S advisei's with a Triew to restricting the risk to an acceptable level. The Trustees have assessed the major risks to which the Trust is exposed and are satisfied thai systems are in place to iti8ate those risks. Financial risks are mana8ed by (a) 8ivin8 preference to investsnents where the realisable value is cominensurate with projected inconie, (b) avoiding iu]due concentration iii asset cftte80ry ￿ld exposure to Ioss 8reater than siuns inNested, axid (c) Inaintaiiiin8 liquidity for cutTent comii1itti￿ntS and keepin8 future col￿ni￿neThts within projected income on rolli118 five ye￿. basis. 2411012024 Approved by orderof the board of tsustees on............................................. and Si￿ed on its behalf by: Trnstee Page 5 Document ID.. f5292e54-bbfb47fa-85f8-87578fa2fc7c

Independ￿Lt Examiner's Report to the Trustees of The Orcome Trust I report on the accounts for the year ended 31 March 2024 set out on pa8es seN"en to thirteen. Respective responsibilities of trustees and examiner Tlie charilys tn￿lee$ are respoiisible for the prep￿ation of the accounts lli aCcor￿]Ce witEi tEie tenns of tlie CIwAties tllid Tn￿tee InN'estsiiait (Sco11￿}d) Aci 2005 ￿ld tlie Charities Accounts (Sco11￿]d) Re￿￿atiO1￿ 2006 (as ainended). Tlie di￿￿ty'S trustees consider ihat the aiidii reqlili'an￿1I of Re￿￿atIOn 10(I)(a) to (c) of tlie Accowils Re8ulations does not apply. It is my responsibility to e￿IllIne the accounts as required under Section 44(1)(c) of the Act and to state whether particular Inatte￿ haie come to my attention. Basis of ihe independent examiner's report My eX￿ninatiOn was carried out in accordance with Re8ulalion I l of the Charities Accounts (Scot1￿]d) Re8UlatI￿ 2LK)6. An examination incliides a reNiew of ihe accoiuitin8 records kept by the charity and a coinparison of the accowits presented witli tliose records. It also llicliths coiisideratioii of any iteins or disclosiu'es lli the accoimts. ￿]d seeki118 expl￿￿tiOnS froni yoii as tsuslees concen]i118 ￿}Y such 1]￿tters. The procedures l￿dertak￿l do not proNide all tlie eiidence that would be reqiiired in an al￿1t. ￿ld cOnseqi￿lItIY I do not express an aiidit OPllUOii the Nuew ￿l'en by the accounts. Independent exaininer's slatemenl i cowiectioii witli iny ex￿1)I1￿tio1i. no matter has come to my attention . (l) which 8ives reas￿lable cause to belieie that. in any material respect. the requirements to keep accountin8 records irA accordance with Section 44(1)(a) of the 2005 Act and Re8ulation 4 of the 2(M16 Accol￿t$ Re8ulations: ￿]d to prepare accounts which accord with the accountin8 records and io comply with Re8ulation 8 of the 21))6 Accounts Re8ulations hal'e not been met: or (2) to which. in my opinion, attention should be drawn in order to enable a proper imdasianding of the accounts lo be reached. EQ AccoiuitAllts Lid 4749 The Square Kelso Roxburglishire ID5 7HW 2411012024 Page 6 Do(ument ID: f5292e54-bbfb47fa-85f8-87578fa2fc7c

The Orcome Trust

Statement of Financial Activities for the Year Ended 31 March 2024

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
2
Total
EXPENDITURE ON
Raising funds
Charitable activities
General
Total
Net gains/(losses) on investments
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
31.3.24
Unrestricted
fund
£
42,750
11,857
54,607
5,710
53,381
59,091
139,448
134,964
2,139,172
2,274,136
31.3.23
Total
funds
£
33,267
27,833
61,100
24,262
42,223
66,485
(131,013)
(136,398)
2,275,570
2,139,172

The notes form part of these financial statements

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The Oiyome Ti'ust BAIAnce Sheet 31 Mai'cb 2024 31.3.24 Unrestiicted fund 31.3.23 Total fi￿dS Notes FLITD ASSETS TaTh8ible assets ivestments 730.000 1,484.296 730,000 1,344.839 2,214,296 2,074,839 CLRREKf ASSETS Debtors Cash at bank 4,237 73.956 12,178 72.535 78,193 84,713 CREDITORS Amounts fallin8 due within one year (18,353) (20,380) NET CURRENT ASSETS 59,840 64.333 TOTAL ASSETS LESS CLIUiENr LIABILITIES 2,274,136 2,139,172 NET ASSETS 2.274.136 2.139.172 FUNDS Unrestrlcted fimds 2.274.136 2.139,172 TOTAL FUNDS 2.274.136 2.139,172 The fllNicial statements were approved by the Board of Trnstees and authorised for issue 2411Q12024"" and were signed on its behalf by: Trnstee The notes fomi part of these fllmnciai statements Page 8 Document ID.. f5292e54-bbfb47fa-85f8-87578fa2fc7c

The Orcome Trust

Notes to the Financial Statements for the Year Ended 31 March 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities and Trustee Investment (Scotland) Act 2005. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. INVESTMENT INCOME

INVESTMENT INCOME
31.3.24 31.3.23
£ £
Rents received 11,209 27,788
Deposit account interest 648 45
11,857 27,833

continued...

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The Orcome Trust

Notes to the Financial Statements - continued for the Year Ended 31 March 2024

3. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2024 nor for the year ended 31 March 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2024 nor for the year ended 31 March 2023.

4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

4.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
Total
EXPENDITURE ON
Raising funds
Charitable activities
General
Total
Net gains/(losses) on investments
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
5.
TANGIBLE FIXED ASSETS
COST
At 1 April 2023 and 31 March 2024
NET BOOK VALUE
At 31 March 2024
At 31 March 2023
Unrestricted
fund
£
33,267
27,833
61,100
24,262
42,223
66,485
(131,013)
(136,398)
2,275,570
2,139,172
Freehold
property
£
730,000
730,000
730,000

continued...

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The Orcome Trust Notes to the FinAnciAI SIAlemeDts - continued foi. the YeAI' Ellded 31 MAI'cb 2024 ASSET INVESTMENrs Listed 1nvestnl￿tS At l Apiil 2023 ReN'aluatioi 1.344.839 139,457 At 31 March 2024 1.484.296 NET BOOK VALUE At 3 L Marcli 2024 1.484.296 At 31 March 2023 1.344.839 The ini'estsnent assets are predominantly invested in a UK doll)iciled fund which provides exposure to a divase ranse of listed iniestmerAtS 8lobally. Cost or valualion at 31 March 2024 is represented by: Listed investments 1.484.296 Valuation in 2024 InN'eslments are a fonn of basic fin￿]Cial inslnllnait and are initially recowsed at their transaction l'ali￿ and siibse(Diently measl￿ed al their fair i'aliie as at the balaiice sheei date iLsin8 tlie closin8 qiJOted iiw*et price. The stataneiit of fin￿1claI actii"ities includes the iiet gall￿ and losses arise oil re1.aluati￿] and disposals tIwoii8lioiit the year. Tlie inain fonii of fu￿1]Cial risk faced by the Tn￿t is that of Nolalility in eqillty inai'kets a iiii'estsiieiii n]arkets di to wider econoiiiic coiithiioiis. the attitude of ini,eSto￿ to illN.est￿ellt rise and dwiges in seiltilli￿it coiiceAIIi118 eqiiilies and witllin particidar sectors or siib seclofts. All 8alllS and losses are taken lo tlie stat￿lI￿1t of Flliluicial Actiiities as tliey arise. Realised 8ain and losses on inN.estm￿Its are calcidated as tlie th'fference beth'e￿] sales procee(18 and tlie op￿lin8 caiTyi118 I'alue or their purc1L￿e i?lue if acqiiired subsequenl to the first day of the flliancial year. Ui]realised 8aAns and losses £u'e calculated as the differnice between the faAr value at the year end and their canyin8 N?lue. Realised and urnE￿d investsnent 8aAns and losses are combined it the Statemenl of Financial Activities. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YLIR 31.3.24 31.3.23 Other debto pi.epa￿lla1ts 2.500 1,737 11.005 1,173 4237 12.178 Page 11 continued... Document ID: f5292e54-bbfb47fa-85f8-87578fa2fc7c

The Orcome Trust

Notes to the Financial Statements - continued for the Year Ended 31 March 2024

8. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Taxation and social security
Other creditors
MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as
Unrestricted funds
General fund
TOTAL FUNDS
follows:
Incoming
resources
£
54,607
54,607
At 1.4.23
£
2,139,172
2,139,172
Resources
expended
£
(59,091)
(59,091)
31.3.24
£
193
18,160
18,353
Net
movement
in funds
£
134,964
134,964
Gains and
losses
£
139,448
139,448
31.3.23
£
1,904
18,476
20,380
At
31.3.24
£
2,274,136
2,274,136
Movement
in funds
£
134,964
134,964

9. MOVEMENT IN FUNDS

Comparatives for movement in funds

At 1.4.22
£
Unrestricted funds
General fund
2,275,570
TOTAL FUNDS
2,275,570
Comparative net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
61,100
(66,485)
TOTAL FUNDS
61,100
(66,485)
Net
movement
in funds
£
(136,398)
(136,398)
Gains and
losses
£
(131,013)
(131,013)
At
31.3.23
£
2,139,172
2,139,172
Movement
in funds
£
(136,398)
(136,398)

continued...

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The Orcome Trust

Notes to the Financial Statements - continued for the Year Ended 31 March 2024

9. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 1.4.22
£
2,275,570
2,275,570
Net
movement
in funds
£
(1,434)
(1,434)
At
31.3.24
£
2,274,136
2,274,136

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
115,707
115,707
Resources
expended
£
(125,576)
(125,576)
Gains and
Movement
losses
in funds
£
£
8,435
(1,434)
8,435
(1,434)
Gains and
Movement
losses
in funds
£
£
8,435
(1,434)
8,435
(1,434)
(1,434)

10. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 March 2024.

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The Orcome Trust

Detailed Statement of Financial Activities
for the Year Ended 31 March 2024
31.3.24 31.3.23
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Dividends 42,750 33,267
Investment income
Rents received 11,209 27,788
Deposit account interest 648 45
11,857 27,833
Total incoming resources 54,607 61,100
EXPENDITURE
Raising donations and legacies
Investment management fees - 1,988
Direct property costs 5,710 22,274
5,710 24,262
Charitable activities
Administration costs 1,985 2,872
Grants Payable 50,240 38,471
52,225 41,343
Support costs
Governance costs
Legal Fees 206 -
Independent Examination Fees 950 880
1,156 880
Total resources expended 59,091 66,485
Net expenditure (4,484) (5,385)

This page does not form part of the statutory financial statements

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