Charity re8iStrdlson number,. SCOI 3787
Christ Church, Lochgilphead
Annual Rewin and Tr inanLldl Siaiements
lor the Year Ended 30 September 2024

Christ Church. LochgilpheAd
Contents {eontinued)
Reference and Administrativ¢ Detail$
'rrusiees' Repon
?to4
Siaiemeni of Trusiees. R¢5pon$ibilities
Independeni Examiner'% Report
6107
Statement of frinancial Activiiies
8109
Balance Shtti
10
Noies 10 the Financial .Si8iemenis

Christ Church. Loch%ilphcad
Reference 4dmini*lr%tiTre Detail
Trujttts
Chxritv Regislr•lion Number
Principal Offlce
Bishopton Road
L(Khgilph¢ad
IndepcndrTh¢ Examiner
Bgnk¢rs
t￿ch81]phe￿1
Pas¢ I

Christ Cbureh, Loch%ilphead
Trustees, Report
The trusiees preseni the annual report 108ether with the financial ￿￿ements of the charity for the year ended 30
September 2024.
Objeetlves and Activltles
Objects olnLS
Th¢ (Trbj¢ctiVCs of the Church is lo advJn¢¢ th¢ mission of the Christian Church through worship. s¢r¥i¢¢ and
fellowship. Ca￿led oui ihrou8h mission and pasioral adivili¢s. Thc prin¢ipfyl activities of ihe Church are publi
worship. and th¢ sphritual ¢kvclopm¢ni of its members.
i)onaiions aTC regularl> made io charl￿bI¢ caits¢s that provid¢ ￿llerTIS to disadvanthged individua15
comrnuniiies in Scoiland the resi of ihe United Kingdom. and also ovcrs¢as.
In chrying its objeciives. the vestry depends urrfjn the contribuiions. both human and M￿trial. of volunteeTS,
Aciiviiies carried out include coniribuiions preparaiory 10 and during WOTShip, through group aciiviiies. Ihe
maintenance uf fabric and ￿miseS. and a Variety of pasioral and %i)cial aciiviiie4. The contribution$ 811
highly valued and all members of the congre8aiion are encournged io p8rtitipat¢ in them.
Page 2

Chris¢ Chur¢b. Lochgilph￿d
Trustees, Report (contiDu¢d)
ObJedlvu,.¥ir41eRkn andartlwTrfes
ntInU￿ in IKISI as Priest in Lharge of Chrisi Chwch iAKh8ilphead. Si Columba's
lili i'raray and Si Margarei'5. I1'hilin8 Ba>.
1415hop of Si Andrews, Dunkeld and t)l￿bI#ne #D￿inted &$ Ading Bishop of ihe
.1 ill ,'he vacancy. The pr￿e$S 10 cleci a new bishop. ut,,l..
'.iiiTrn 4 Re¥ulalion5
lor Ili¢ b.l¢iiivri vl it bishup, w'a$ 5u¢(essfully ¢on¢lud¢d with th¢ ¢l¢¢iTron of '.Ih the new B15hop
lif Ar&¥ll aThl The Isles in Maj., followed by the Conse(Nion in si John'5 1
I Ih on 28ih Au¥usl
*0?4.
A live-strearned Sung ELKhvisi is celebrated e¥h Sunday, follothtd Fty ie& And infrequently. a
congTe8aiional meal. An F.¢umeni¢41 Adl'eni Carol ￿Trice. in¢DTp)rniing Taize elernents ¢elebrdied in
earl>, December, Io inauguraie th¢ Chn5mths Ire¢ Fe51ival IAidni8hi Mass held on ChrisThas Ève.
followed by morning mass OD Christsnas l)ay. (Jaelic elemeni% ￿ere Jncoryx)raied inio the F.ucharisi during
N'ational Gaeli¢ week in Febnw>. After the Eucharist on Ash w'ednes￿av. l.enien Midda). Mass And Stsiions of
Ihe CTOSS were celehrdted weekls.. &s were daily services in Hol). Week. lo Augu5L Lhri%lchwch held lis F"e&sl
ol-lhe Title on the Eve of the I'TrnsfigurJiion
I he l.eni Siudy cour5¢ 1(x)k ihe F.ncy¢li¢al 'Desiderio Desidernwi. as its basis. enB8ging with the Litur&v as the
fountainhead of our spiriiual lives.
I"his was a year of teETivals. The Annual ('hrisii•n Aid Carol ￿T￿l¢¢ *as win held in chn￿ Chureh. This is a
IllliTiical ¢venf li draws on "l ai7t ihemeg. and a collectton taktn for the People of GazA.
.￿ again invited to #ci ('haplain to ¢h¢ Clan Mil.'w¢n (iaihering lor 20?4 held at iheir
ITI ILrrilDry al ()ner Ferry, with a slK)rt ￿￿1¢¢ of 'Kirkin' Ihe Tarlan,. and endin¥ wilh a mo%1
rewaraing sundffty Lunch ai ihe 14sler-C'aicher Inn.
In June. Ihe Pictish, Viking and C.¢liic F¢siival M75 again held on iAKh8ilrt*ad's newly refurbished Front
(Ireen. 'thc leslival was veTr well aiiendcd. in¢ludin8 ¢x¢¢ll¢ni skills and ¢TJfts pcoplc. for the ocrassion. the
l(Kal ('hurch of SL-L)Iland Parish d¢¢id¢d tu hold a Church Tent. 4uvJ all were intri*d io iontribule. Chris1 Church
ft¢red & ch¢?icc of. A Liwiy of Penil¢nre for ih¢ Abuse of c￿allon. the Blessin¥ of the Sea according 10
iradiiional (iacli¢ riles". and a short ML￿a￿lC Service of Vesper5. All thre¢ item5 were reque51ed. duly
prrfomied, atlTrctiDg considerable lnier￿. and enhancin8 the (*c&4ion.
C'hrJ%l C'hur¥h Loniinues io be ihe Hub for the Char8es of Mid ilrgyll ¥nd Anan, providin8 the Reciorv where
the PriL'SI-in4'har¥i lives. Th¢ ol￿r ¢hur¢h¢s Jr¢ ihus financiall!. veTr dependeni upon Chrisi ChnKh. most of
ciiniribuiin¥ raiher little iowards the enjoymeni of Ihis ￿larIOnShip. The Joini Char8¢s were sei up In 2013
when lh¢ ncw apwjntsnenl *7s made.. this a8rttment is renem'able every 3 y¢ar5. by agr¢¢m¢ni with lh¢ Bishop.
will requir¢ renegotiation following any chanse in the Incumbency
Durin8 the >¢ar. li finall> becarne posshble io re-rool the NoTth-We$i range of the of Lhrisi Lhurch.
Al¢hou8h conth¢is had made in possibl¢ lo soU￿e Scortish slaies for their worl &$ sttpulaied bv Alba Aosrnhor
nd Various wonhTres. These. how¢bcr. iumcd oui io be wonhless and unfit for purpose. 50 the original pljn ¢0
r¢-slai¢ with Spanish 51ales Wa5 revcned 10. li 15 a pleasure io admire the rtKif. lookin8 fil TO ￿F¢1 the wearhcr
tor ¢eniuries io come.
P¥bll¢' bemefu
The 1rn51eei ronfirm that the). have wrnplie(I wilh the Tequiremenis of Chariiies and TrU￿tt Investment
Ikvilandl Art 2(W5 and the Charilie5 Accounts ￿￿thIand) Ke8ulaiions 2(K>6.
P4e3

Chriit Church. Lo¢hgilph¢ad
Trustees, Report (eontinued)
Structure. 8overnthnce 4nd m¥Dwg¢rnent
Nalmre doi'¥menl
'rhe Church is an unincory)oraied a55ociation. Thc Orginal Consliluiion dales from the 18.$0s, and in the cenrury
and a half sinco, li had been amended. A new consllluli(In drawn up in the ¢arly 19805. bul th¢ due proc¢55
was noi carried oui otL¢¢ th¢ Vestry and Con¥r¢gaiion approv¢d the proposed amendmen15. Following
consuliaiion with the Diocesan Chancellor. a new constiiuiion was drdft¢d, and approv¢d by all parties
concerned. in September 2(K>9.
For ihe PUTwses of Charilies Law. the m¢mbcT5 of ihe Vcslry arc the Charity Tn￿tee5 of ihe Church. The
L-hurch is a Me￿￿T congre8aiion of ihe Diocese of Argyll lind Ihc Isles. in ihe Scoiiish EpisLopal C hurch. The
Bishop of Argyll and Ihe Isles has pastoral oversight lif all con¥re¥#iions within Ihc Dio¢¢s¢. And all
COn￿r¢￿ationS arc subject 10 ihe Code ofc'anons ofihe Sco1115h Ipi5copal C hur¢h,
Recrulimeni qppolnlmenl ofirn.Tie
l-h¢ Ineml￿.rI of ihe V¢¥lry normall J hold otricc for three year5, and are elected al the Annual Congregaiional
M¢¢iing IACMI. The Lay Repr¢s¢iiialive. who represL'nis Ihc church ai Diocc%oll synl￿, and Ihe P¢vple's
Kl'arden, #rc ¢l¢cted annuallv by the lay member& of the cvnbire¥aiiun ai th¢ ALM. lThc Rector's Warden is
apkX)iiiied by ih¢ Pri¢%1 in Charge. and also holds olTILe fur one Ycar. 'fh¢ V¢.4try Secretary and the "frcasurcr are
apwini¢d by the Vestry. The Priest in Charge 15 appointed by ihe trusl¢¢$, in consult81ion wilh the ljishop of ihe
In addition io aiiending a short induction session. all new Vestry memb¢rs 8re providcd wilh a copy of
'GuidanLe for Charity 'fru.stees' issued b) Ihe ()fliLe of th¢ Sctkttish Charity Rc8ulalor, whcn appoinied.
C)rxanl¥arfonal slryclyre
The PriL%l-in-L harg¢' 1% re8p)nsible for the spiritUAI affairs of the Lhurch and delegates aspecis of ihe operntion
ofihe Lhurch io ihe Ministry Tearn.
a regular b￿15, Ihe Vestry reviews ihe major risks to which the Church 1$ exrrf)5ed. and 5y5tems or
procedures arc e%tabli5hed lo manage those risks.
Pa8e 4

Christ Church, Lochgilphead
Ind¢penden¢ Tr:x4miner's Report to the trusteej of Christ Church, Lochgilph¢ad
I repoll in ihe irusiees on my examination of ihe ￿cOUntS of Christ Lhurch. Loch8ilphe&d for the year end¢d 30
Sepieinber 2024.
Respunslbllltle5 bAs15 of report
As the ihdfiiy iTUStee5 uf Chri%1 Churih. IAKhgilph¢ad you arc rc5pon5iblL foi Ihe prcparniion af ihe Jc¢ounts i
aLLiirdance wilh the requiremcnis of the Chariiils and TnJsleL InvcilnJ¢nl Isiutland) ALt ?(M).S lind Ihe Chariiies
Accounis IS¢atlandl Re8ulaii(bn5 ?006 {&$ amended). You are 5aiisfied ihai ihe audii rcqulrll￿￿l of R¢gulaiion
10( I I lal 10 1£) of ihe 20(16 Accounts Regulalions does not apply.
I repon in r¢stkYi of niy eKarninalioii ofihe Chri51 Church. Loch4ilphead's accounts Ca￿led out undvr S¢Llivll 44
I l Hcl of The ￿￿)5 Aci and seciion 145 of ihe 2011 ALI. In carrying oui Iny ex&ininuti()n I havc foll(Trw¢d the
requirernenis of Reguloiion I l of the Q'harities A¢coLLnts Iscotland) Re8ulation$ ?006 las amend￿1. An
examinaiion includes a T¢view of Ihc accouniin8 re¢ord% k¢pr by the charity and a comparison of Ihe acc()unls
pre4enied with Iho%e rttoT(Ls. It al%0 includes consideration of any unusual iiem8 or disclosures in the account5.
and explanations trom the tru41¢¢% Lan¢eming inj. 4uch matters. The Procedures undertak¢D ijy nut
provide all Ihe evidence thai would be required in an audit. and Li)nsequ¢nily I do noi express an audii opinion
on ihe view giv¢n by the a¢¢uunts.
Independeni ¢x*mln¢r's Ji¥itmeni
4in¢L Ihe charity h4LS prepared lis accounls on an a¢¢wa15 basis and is also r¢gist¢red in Scotland your examiner
musi be A mcmber of d l)(MJ)' 11sicd in KLgulalion I Ii-i ot. (h¢ C.'hariiie% ALcount.% lscoilandl Ke4ulaiion% ?006
la$ hmended). I can ¢onlirni Ih&i l Am qualilicd to undcnoke (h¢ ¢xominwion b¢¢ause l #m a regi5ter¢d member
ol Mcjnber ol'ih¢ Institut¢ ol. L'hart¢rcd A¢couniant$ of SLoiland. which i.s one of ihe listcd bodit4.
I have completed my examination. S conlinn that no matter% have Come lo my art¢ntion ift connection with the
exllminaiion ￿tly1n% mc cmuse its believe..
l. accounting records were noi kepi in resFtci ofchrisi ChiirLh. LoLhgilphLad a5 rcquircd by seclion 441 l K8)
of lh¢ 2005 A¢t and Regulation 4 of the chi￿11¢5 Ac¢ouiiis ISLuiland) RL¥ulaiions 2006 la5 amendedl,. UT
2. the accounts do not a¢cord with Ihose records; vr
3. Ihe dccounis do nul ¢umpli wilh Ihe aLiL>uiiiin¥ requirLIiiLllis LIlllLLniiiig the f()Tm and Loni¢ni of ¥rounis
sd out ihe Charities IAcc(Trun15 and RrpTrns} Rv¥uldiivns ?008 1)IhLf Ihan any rwuirLni¢ni tlial th
accounts ￿1￿¢ 4 'iru¢ dnd fyir v?¢w' which 15 nol a n)dllLY ¢(?nsiiJered a5 pan of an inde￿ndenT
ex&riiinali(m.
I have no ¢oncerns and have come across no other matler5 in cvnncction with the ¢xamination to whiLh ailrniion
should ir drawm in ihi5 report in ordeT to enable a propeT undcrslandin&T of thr accounts l(} ￿ r¢a¢htd.
fv1L'iiih¢i ()l-Ili¢ Iii%iiiiJie lif Charlered Accthunianis nf Sc(>iland
Page 6

Cbrist Church, Lochgilphead
IndependeDt Examiner's Report to the trustees of Christ Church. Lvchgilphead
(continued)
18 DEC 2024
Date..
Page 7

Christ Church, Loch%ilphead
Stalement of Financial Aetivities for the Year Ended 30 September 2024
Unresiricted
fund5
Restricted
(unds
Total
21)24
Note
Incorne and F.ndowments from:
t)onalions and Icgacies
Chariiable aciivi11¢s
Investment income
her income
21,832
7.491
881
13.938
32.582
54,414
7.491
881
13.938
Total income
44,142
32,582
76.724
Eipendlture on:
Raising fund5
Charitable 8cliviiie5
11.497}
5•.6971
11.4971
{84.1081
'roial expendiiure
Gainsllos4es on invesimeni a58ets
154.1 ?41
I i (J,¢HIS1
131.4811
18S,6QSl
(10,6051
Nei lexpendiiureyincome
Nei moveineni in funds
120,5871
{ l Y,4861
12Q,.$87)
119.4861
Reconclllxtlon of funds
"I"oial tiinds brou¥ht IoTward
40,056
1,516
41.572
.1 otal funds ¢arried forward
19,,169
Unrcilric¢¢d
runds
Rejirlcted
rtsndj
Tol#l
202J
£ {As r¢Ji*ied)
Note
Income and F.ndowrntnls frvffl:
Donations aiid l¢¥acics
Charitable activities
Inve%imeni incume
(hher income
34.145
4.135
29.143
03,288
4.135
6.597
Toial incomc
45,¥52
29,143
74.995
F,xpenditure on:
Raising lunds
Charitable activities
15751
144.4261
15751
174.3441
{29,9181
Toial expenditure
Gainsllosse5 ON inve5tm¢nt Lssets
145.0011
(29.9181
174.9191
14.8251
Net expenditure
3,974
775
14.7491
ei movement funds
{3,974)
1775)
14.7491
Reconclllit5on of funds
Total funds brou8ht fonvard
44,030
2.291
46.321
Total funds carried forward
40.056
1,516
The notes on pages I l 10 17 fom an integral part of ihese financial sthiements.
Pagc 8

Chriyt Church, Lochgilphead
Statement of Financial Activities for the Year Ended 30 September 2024 (continued)
All of the charity's aLtIVllle5 d¢riv¢ from continuing operaiion5 during the above iwo periods.
The funds breakdown for 2023 is shown in noie 12.
The notes on pages I l 10 17 form an iniegral pan of these financtal $¢aiemeni$.
Page 9

Christ Church. Lo¢h%ilphead
(Registration number; .4>COI37117)
Balance Sheet a5 Ilt 30 September 2024
2024
2023
£ (As r¢ii*ied)
ole
ixed 455ets
Investment5
10,128
Current issets
Debtors
Cuh at bank and in hand
4,979
0,979
10
14,810
11,958
14,810
Credltors: Amounts falllng dwe wlthln one year
1541
Net current AJvts
11.958
14,756
Net ¥iiet5
22.086
41.572
of the eh*rlty:
Resirlrled IncDme funds
Restricted fvnds
2.617
1,516
Ilnreslrirled incorne lund$
I Inr¢siTiiied lunds
19.469
40,056
12
2?,086
41.572
siaiemenis on pages 8 10 17 were approved by Ihe Irusiees. and auihorised for issue on
%ign¢d on their behaifby..
The notes on page5 1 l Lo 17 form an iniegrdl of these financial sthten)enis.
Pag¢ 10

Christ Church, Lochgilphead
Notes to the Finan¢i41 St8¢emenls for the Year Ended 30 September 2024
Aceounting policies
Statemenl of cornpllance
Th¢ financial stat¢menis have been prepared in a￿OrdanCe with Accounting and Rew)rting by Chariiies..
Siaiement of Recommended Praciice applicable to charitie5 preparing their accounts in accordanee with the
Financial Rewning Standard applicable in (he UK and Republic of Ireland (FRS 102) leffectiv¢ l January
20151- (Charities SCIRP {FRS 102)). the Financial Reponing Stsndard applicable in ihe IIK and Republic of
Ireland IFRS 1021 and the Chariiies and TTUStee Investment (Scotland) Act 2005 and the Charities Accounts
Iscotland) Regulaiions 2006 (as amend￿1.
BASIS of preparation
Christ Church, Lochgilphead meets che definition of 8 public benefit entit). under FRS 102. The accounis
Ifinan¢ial siaiements) have been prepared under the historiLal cosi convention with items T￿OgnISed ai cost or
transaciion value unless othenvtse Stated in the relevant note{51 (o thes¢ accounts.
Going concern
The Iru51ees Lonsider th81 there are no maierial unGeTtainTies about the chariws ability to continue &$ a going
concern.
Income 8nd tndoTHments
Voluntary income inLluding donations. gifts. legacies and grdnrs thai provide cor¢ funding or are of a 8en¢ral
nature is recognised when the charity has eniitletn¢nt io the income. it is rKobable thai Ihe income will
receiv¢d and the amount can be me￿￿ed with 5UtTicienc reliability.
Donurfons andlexories
Donattons and legacies are recognised on a recetvpble basis when rtt¢ipt is probable and the amount can be
reliably measurrd.
Gronh reeelvuble
Grnnts are recowiised when ihe charity has 8n entitlemeni ro the fund5 and any conditions linked to the grants
have been mei. WThere perfonnance conditions are attached to the grant and are yet to be met. the in¢ome is
recognised as a IiAbility and included on the balance 5h¢el as deferred incoTne to be released.
E¥ptnditure
All exp¢ndiiure is re¢ognised once there is a legal or constructive obligaiion to thai expenditure. it is probable
settl¢meni Is requir¢d and ihe amount ran be measured reliably. All cosis are allocaied to the applicable
¢xpendiiure heading thai aggregate stmilar coits to thai caiegory. WheT¢ costs cannot be dir¢ctly allribuied io
particular headings ihey have been allocated on a h&%is consisieni wsih ihe use of resource5. with r¢ntral 5￿ff
osts allocated on the basis of time spent, and dcpreciaiion charges allocal¢d on ihe portion of the asset's use.
()ther support costs are all￿ated based on th¢ 5pr¢ad of siaff cosis.
RsTlJlngfMnds
Th¢s¢ are cosis incurred in attracting voluntary income. the Man￿ement of investments and those incurred in
trading activitie5 that raise ￿Thds.
Page I I

Christ Church. Lo¢hgilphe8d
Notes to the Finan¢i*l Statement8 for the Year F.nded 30 September 2024 {¢on¢inued)
Charllable &edvliles
Charitsbl¢ ¢xrenditure comprises thos¢ cost5 incurred by ihe charity in the deliv¢ry of it5 activilies and service5
for lis ben¢ficiaries. li ineludes both rost5 that can be allocaied directly io such acliviiies and ihose costs of an
indir¢ct naiure necessary ¢0 support ihem.
5upptsrt ¢oJ15
Support ¢osts include central fun¢tions and have been allocaied 10 activity ¢osl categories on a basis Consis￿nI
wi¢h ihe use of r¢souTces, for example. allocaiinb pri)pcrry cosis by floor ar¢dS. or pcr capil< statT costs by the
time spent and other cosis by their usagc.
Ciovernanee eosi$
'I'hes¢ include Ihe L05ts attribulable to the chariry's ¢omplÈance with constiluiional and stgtuiory requirements,
in¢luding audit, siraiegic management and irusiees me¢lings reimbursed expenses.
Taxgtion
The chariTh' is consid¢red lo pas5 the *sts sei out in ParagTaph I Schedule 6 of the Finance Aci 2010 and
IheT¢fore li meets thc definiiion of a Lharitabl¢ company for IIK ci)ryK)rali()n lax purpose5. Accordingly, thc
hariTh is Polcniiall) exempi fTOrn laxation in Te5pe¢i of incom¢ or cupiiul gains recciw¢d within iaicgtories
covered b). Chapier 3 Part I I (Trf the Corporaiion Tdx Arl ?010 or Section 2.56 of ihc Taxalion iTrf Chargeable
Gains Act 199? 10 the ¢xient ihaf such income or gains are applied exclusively io ¢haritablc purw)5es.
Flxed as1¢1 Inv¢slrnents
Fixed as%er Inv¢%tinenis. other than programme relaied in¥eytsnents. are included at mark¢t value at ihe balance
sheLt date. Kealised gain% losses on inve%imenis are Calculated a% iht dillerenc¢ between sales proceeds and
their marke¢ value at the sian of the year, or iheir subsequeni COSL and wc char8ed or ¢rediied to the Siiiem¢nt
of Financial Activities in the period of dispo￿1.
Unrealised 8ains losse5 represent the movement in market values during the year &nd are credited or
har¥ed 10 the Staiemenl of Financial Aclivilies based on the markcl value al the year end.
Cish #nd ¢45h equlval¢nl$
Lash and cquivttlcnts ¢ompri5e cash on hand and call dew)siis. and oiher shon-term highly liquid
investmcnts thai are re&dily Convertible io a known amount of cash and are SubJ￿t lo an insignificani risk of
hange in value.
Fund Jlrueture
Ilnregiricied income fund5 are general funds thai #re availablc for use at the tr￿￿te¢S discretion in funheran¢e of
Ihe objeclives of the Charity.
Designated funds are unrestricted ￿ndS set Hside for sptcific purposes gt the discretion of thc trustees.
ReStriC￿d income fundE are ihose donaied for use in a particular area or for specific purposes. the use of which
is restricied io thai area or purpose.
Page 12

Christ Churcb. LochRilphexd
Nottg to the Fin*Dci*l Statements for the Year Ended 30 September 2024 (¢ontinued)
2 ltheoffj¢ from doThalions and leg•ci
Ufjrtslricted
funds
Cenernl
Rtstrieted
funds
Total
funds
Donaiion5 and legacies.
I)onaiions from individuals
(irants. in¢ludin8 capital granis:
Grants from oiher rharilies
Coniribuiions to stipend
21.832
474
22.306
7.929
24.179
7.929
24.179
TolAI for 2024
21,832
54.414
Total for 202J
29.143
63.288
J Intom¢ from iharitiblt Aetiwitiej
Unr¢stri¢ted
runds
GeDernl
Toi*l
2024
War Grn¥¢s Commission
Employers, Allowanee
Fundraisin8
Jo
3.049
4.412
30
3.049
4.412
7.491
7.491
Unrestrl¢t¢d
(und5
Gtntrll
Toiil
2023
War CiTaves Commission
Empluyer5' Allowance
Fundraisin8
30
1,484
?.6?1
30
1,484
4.135
4,135
4 Inves¢m¢ni Income
Unrttirleied
fundj
Gtner*l
Toial
fundj
l*her income from fixed 45S¢t Ènvestrnents
881
881
Totsl for 2024
881
831
Total for 2023
975
975
Pa8e 13

Christ Church, Loch%ilphead
Notes to the Fin4nclal Sit2temeDts for the Year F.nded 30 September 2024 {eontinued)
S Other in¢om¢
Unrestrleted fundi
tksi%ngted
CJ¢n¢r41
Toial
fund5
Gains on sal¢ of intangible fixed assets for chaTity's
own ust
13,938
13,938
Total for 2024
13.938
13.938
Total for 2023
6.597
6 Exptndlture on ¢h•rltsbk 8¢tlvltleJ
Unreslrlcied funds
Deiiffnattd
Genrr*l
Resirlcted
funds
Total
rund.1
Nol¢
Allocaied support
40,9￿)
312
31.481
83.796
312
Governance costs
TotAI for 2024
11.355
41.272
31,481
84,108
Tol41 for 2023
-12,-771
29,918
74.344
Ttst#l
expenditure
7 TAxatlon
'I'he lhariiy is A r¢gi5tered charity and is therefore ¢xempi from taxation.
8 Fli¢d ajset inveytments
2024
2023
Oihtr inv¢5tmenis
IlJ,128
26,816
Pase 14

Christ Church, Lochgilphead
Notes to Ihe FinaneiAI Statements for the Year Ended 30 September 2024 (continued)
Uther investments
Lisled
invesirnents
Total
Cost or Valuation
Al l Oclober 2023
Revaluation
Dispi)sals
26.816
110,60.S}
?6.816
110,605)
Al 3(Tr sepiember 2024
10.128
10,128
Net buok valu¢
AI 30 S¢pt¢mber ?024
10.198
10.1?8
AI JO September 2023
26,816
26.816
9 Debtors
2024
Trade debtors
4.979
10 Cajh Ind c*ih equlw•lentS
2024
2023
Cash at bank
6.979
14,810
I I Credlton: Amounti fAlllng due wilhln one year
2024
2023
Other crediiors
54
Page 15

Christ Cburcb, Lochgilphead
Notes to the Finanelal StstemeDts for th¢ Year Ended 30 September 20241continlled)
12 Funds
B*l*nee *(
30
Septernber
2024
B•lin¢e *1 I
(ktober
2023
Other
rtto8nistd
%ain$lllosses)
Incoming
r¢sourees
Resourfes
txpended
UTrresirlcted funds
General
Unrestricted funds
22.271
(42.769>
{4.8391
18.805
DeslRnrtltd
Building Fund
17.785
111.355)
15.766)
6&1
Total unrestrlrf¢d funds
40.056
44.142
{54,124)
110.6051
19.469
Restricted fufjds
Charifv Colleciion5
Stipend ConrriiNJtions
Trdv¢I Grant
Dunderdale Grant
Building grants
Total resiricled funds
122
474
24.179
1542}
124,179}
(75>
11.706
14,979
691
703
616
1.947
2.950
4.979
1.516
32.587
{il.4811
2.617
Total funds
41.572
76.7•4
185.6051
{10.605)
?2.086
B414Dce It
30
Stpttmbtr
2023
B¥1#￿te xt I
October
2022
Other
reeoEniYd
g*in￿(lO$Sts
Incorning
rt50urres
Re￿UrCtS
eipt*ded
UnreStrIet￿ funds
Genernl
Unresiricied fvnds
15.962
39255
{32.946}
22.271
DeslRnaied
Building Fund
28.068
6.597
(12,0551
14,825}
17,785
Totsl unrtsirieied funds
44.030
45.85?
145.IM) I I
14.8251
40.056
Re5trbrted
Charity Collections
Stipend Contributions
Trdvel Grnnt
Dunderdale Grani
Building gTants
1.177
22,355
(1.055}
(22.3551
122
691
691
703
1897)
5.611
Tot*1 rutricted fuDds
2.291
?9,143
129,9181
1,516
Page 16

Christ Church, Lochgilphead
Note8 to the Financial Stattments for the Year Ended 30 September 2024 (eontinued)
Balance 4t
30
S¢piember
2023
Ballnee at
Oetober
2022
Other
r¢eognis
gain￿{10$5¢$)
IncomiD%
resources
Re￿￿re¢S
¢xpend¢d
Total funds
46.321
74.995
41,572
Page 17

Chris¢ Church. Loehgilphead
Dt¢ailcd Statement of Fin4neig1 Aetivities for the Year F.nded 30 Siepttmber 2024
Toi#l
2024
Tolll
2023
Don4ilon$ 4n4 leKAcl¢J
Appeals and donarions
App¢a15 and donations
Cjift Aid lax reclaimed
Grants- other agencie$
GrantS- Other agencies
Contribuiions to siipend
474
21.832
1.177
24.731
9.414
4.979
2.950
?4.179
54.414
Chartioble ucrtvliles
I nJst% and loundations
Fundraising
Employers, Allowance
30
4.412
3.049
30
2,621
1,484
7.491
Invesimeni Incon
Income from Ibsi¢d inv¢5tm¢nts
881
975
881
ep Ihto
(Profityloss on disFrf)sal of intangible fixed &55¢ts
IProfiiyIos5 on diswsal of intsn8ible fixed asset5
6.597
13.938
13.9.18
6.$97
Fundraising costs
11.497
15751
1.497
575
Ch4rlioble qcrfwdes
Stip¢nd
Siipend
NIC (Employers)
Sthff pcnsion5 {Dcfined contribution)
I'Tavelling
Council T&x
Li8hi. heal and power
Insurdnre
R¢pairs and mJintenance Church
Repairs and maintenance Church
Repairs and maintenance Church
Repairs and maintena￿e Churth
(24.1791
(7.0131
{3.0491
{10.4301
{751
?.0771
(2,083)
14.404)
{?2.355}
16.1531
13.2081
19,6071
11,7441
11,9781
112.tJ551
(4.979)
17201
This pa8e does ￿ form part of the stsiulor). finaD¢ial sW¢m¢nts.
Pag¢ 18

Christ Church, Lochgilphead
De¢4iled Stalement of Financial Activities for the Year Ended 30 Sepiember 2024
(continued)
Toial
2024
Total
202J
Repairs and mailltenance Church
R¢pairs and Main￿nanCe Grounds
Computer software and rnainienance costs
Printin& posthge and statioxery
Charitable donation5
Charitable donations
Cost of services
Cosc of services
Diocesan quo
Diocesan quota
Advertising
Bank charges
Independeni examiner's fee
Independent examinetrs fee
Ind¢pend¢n¢ examinetrs fee
(2.260}
12011
185}
15421
(2181
1700)
(300)
18971
11.0551
11,172)
S4
(7.7771
{1.0581
(21)
16.1741
128}
600
16001
1312)
74.344
Thi5 pag¢ do¢s not fonn part of ihe stsiuiory financial ststements.
Page 19