Scottish Charity No: SC012625 HM Revenue and Customs Reference: CR35019
St Bride’s Episcopal Church
Kelvinside, Glasgow
Annual Report and Accounts
for the year ended 30 June 2025
Page 1 of 6
St Bride’s Episcopal Church, Kelvinside, Glasgow
Reference and Administrative Information
Charity Name and Address St Bride’s Episcopal Church 69 Hyndland Road Glasgow G12 9UX Scottish Charity Number SC012625
Scottish Charity Number
HM Revenue and Customs Reference CR35019
Charity Trustees Members of the Vestry (Meetings attended: actual/possible)
==> picture [75 x 11] intentionally omitted <==
----- Start of picture text -----
Priest-in-Charge
----- End of picture text -----
Eucharistic Assistant
Pastoral Assistant
==> picture [74 x 10] intentionally omitted <==
----- Start of picture text -----
Worship Leader
----- End of picture text -----
Director of Music
Sacristan and Head Server
Bankers
Virgin Money
2-4 Royal Exchange Square Glasgow G1 3AB
Independent Examiner Po
Hardie McMillan Chartered Certified Accountants 14 Muirend Road
Cardross
G82 5LG
Page 2 of 6
Report of the Vestry (Trustees’ Report) Year ended 30 June 2025
As the Charity Trustees of St Bride’s Church, the Vestry presents its report and accounts for the year ended 30 June 2025. These have been prepared in accordance with the requirements of the Statement of Recommended Practice: Accounting and Reporting by Charities (October 2019).
STRUCTURE, GOVERNANCE AND MANAGEMENT
The Church is an unincorporated association, governed by Constitution which was fully revised in December 2012. For the purposes of charities law, the members of the Vestry are the Charity Trustees of the Church. The Church is a member congregation of the Diocese of Glasgow and Galloway in the Scottish Episcopal Church. The Bishop of Glasgow and Galloway has pastoral oversight of all congregations within the diocese, and all congregations are subject to Canon Law of the Scottish Episcopal Church. The members of the Vestry normally hold office for three years and are elected at the Annual Congregational Meeting. The Lay Representative, who represents the Church at Diocesan Synod, the Alternative Lay Representative and the People’s Warden are elected by the lay members of the congregation at the Annual Congregational Meeting. The Rector’s Warden is appointed annually by the Priest-inCharge. The Vestry Secretary and Treasurer are appointed annually by the Vestry. The Priest-in-Charge is appointed by the Bishop of the Diocese in consultation with the Vestry.
Day to day management is delegated to the Priest-in-Charge, with the Vestry authorising policy relating to temporal affairs. The Priest-in-Charge is responsible for the spiritual affairs of the Church.
All new Vestry members are directed to the Vestry Resources website run by the Scottish Episcopal Church and are provided with a copy of Guidance for Charity Trustees issued by the Office of the Scottish Charity Regulator when appointed.
The Vestry reviews on a regular basis the major risks to which the Church is exposed, and systems and procedures have been established to manage those risks.
OBJECTIVES AND ACTIVITIES
The objectives of the Vestry are to advance the mission of the Christian Church through worship, service and fellowship. These objectives are carried out through mission and pastoral activities. The principal activities of the Church are public worship and the spiritual development of its members.
In carrying out its objectives the Vestry depends upon the contribution, both human and material, of many volunteers from the congregation. Activities carried out include contributions preparatory to and during worship, service on sub-committees and through group activities, the maintenance of premises and fabric, and a variety of pastoral and social activities. These contributions are all highly valued and all members of the congregation are encouraged to participate in them, as many do.
ACHIEVEMENTS AND PERFORMANCE
During the year under review, the Vestry held seven full meetings and one special planning meeting.
The first full year of Fr Peter Bradley’s ministry as Priest-in-Charge saw a development of the positive team spirit which had been fostered during the interregnum. The priorities for the Vestry were the improvement of the financial situation and forthcoming major property repairs.
A sub-group was formed to co-ordinate and deliver an application to the Diocese of Glasgow and Galloway for a Ministry Support Grant. A comprehensive presentation was made by the members of the group, who were rewarded with a grant of £21,000 per annum for the next two years. The Diocesan representatives were impressed with the strength of the presentation, and the Vestry is grateful to those members who devised and presented the successful application.
A further application was made to the Diocese for a mission grant, which was primarily intended to cover the cost of producing weekly service booklets for the Sunday Eucharist. A grant of £1,500 was received, which was sufficient to cover the first six months of production.
Page 3 of 6
The Vestry initiated a stewardship campaign, which proved successful, with twenty new pledges being received, sixteen of which reflected increases in the amount donated. In total, the pledges represented an increased annual income of £4,670. The Vestry is grateful to those who responded.
Discussions with the Diocese resulted in confirmation that 50% of legacy funds received would be exempt from Diocesan Quota, and that facilities hire income was not assessed for Quota purposes.
Much of the work of the Property Committee during the year related to the prospect of major repairs following damage to the west and south walls caused by storms in December 2024 and January 2025. Although it will not be possible to apply for financial support from the Diocese, alternative methods of funding are being investigated and quotations for the work are being sought. It may be appropriate to combine the work with repairs to the south wall windows. Additional property work in the Church included the clearing of the flat roof; the purchase of heaters for the Upper Crypt; the replacement of the bell sounder for disabled access; the cleaning of the marble floor; and the installation of an improved, cheaper broadband system. A Hive unit was installed to improve control of the heating system.
Regular maintenance and servicing of equipment was carried out. A heating monitor project was carried out during the winter months. Risk assessment and risk management documents have been produced. A group of members of the congregation has been responsible for upkeep and maintenance of the Church garden.
The Vestry arranged for a silversmith to provide a valuation of the church communion vessels and other plate.
The pattern of worship during the year continued as before, with a regular pattern of midweek Eucharists and other services. Choral Eucharist was celebrated every Sunday except during the choir holiday periods, when there was a Sung Eucharist on Sunday mornings led by a cantor. There was a full programme of services during Advent and Christmas 2024, with the introduction of Christingle and crib services to supplement the traditional services of Lessons and Carols. At the Christmas service of Nine Lessons and Carols, one of the lessons was read by a Member of the Scottish Parliament. Holy Week, the Triduum, Easter and other major festivals were celebrated in accordance with previous practice. The monthly Choral Evensong and Benediction continued except during July and August.
The online services of Evening Prayer on Sundays and Mondays continued to take place throughout the year. Compline was said online each evening between Christmas and New Year. These services were well supported by members of the congregation, including those who were unable, for various reasons, to attend Church. Advent and Lent groups were run by the Priest-in-Charge.
St Bride’s Day was observed in February, when the Interim Bishop of Glasgow and Galloway celebrated and preached. For the first time in several years, the service was followed by a congregational lunch, which proved enjoyable despite various shortcomings on the part of the venue.
The magazine, the pew sheet, the website and social media all continued to be valuable means of communication. Work continued on developing the website. The magazine continued to be circulated electronically where possible. Services were publicised to the congregation by e-mail on the day before they were due to take place. A welcome pack for new members of the congregation was introduced.
The year saw a high number of events in the Church, with monthly organ recitals and other concerts and recitals throughout the year. St Bride’s took part in Doors Open Day in September 2024. Several local community organisations arranged to use St Bride’s for their regular programme of meetings for the first time, and there continued to be a high level of interest from other organisations to the extent that the Church is in use every evening during the week. As well as welcoming the increased income from these bookings, the Vestry is pleased with the opportunities for outreach provided by these activities, which are raising the profile of St Bride’s in the West End of Glasgow, and it acknowledges the work done by Miss Anne Blackwood in making new organisations aware of the facilities of St Bride’s and arranging for them to use the building. The St Bride’s Women’s Group and the Knitting Group continued their activities.
The Vestry has explored the possibility of using the Church as a venue for additional artistic and musical events, and is in discussions with the Glasgow School of Art and the Royal Conservatoire of Scotland. Consideration is also being given to how St Bride’s might meet the needs of the community. Closer liaison is being sought with the residents of Kingsborough Gardens.
Page 4 of 6
Various social events were hosted by the Priest-in-Charge maintenance at the Rectory. These proved to be popular and enjoyable.
Po Director of Music, continued to direct and develop the choir during the year under review. Weekly Sunday morning rehearsals prior to the Choral Eucharist were augmented by a monthly Saturday rehearsal coverin the music scheduled forthe month ahead. During the year,a | | and Re x appointed Choral Scholars. © main organ, the chamber organ and the Steinway grand piano were the subject of regular and tuning throughout the year. Following a concert facilitated by Cappella Nova (SCO 05380) in the Church on 9 February 2025, the charity donated monthlythe proceedscommunityof £467.35singingto sessionsthe Churchin Patronalthe ChurchFestival from NovemberAppeal. The to Junecharity's inclusive,Outreachfor whichwinganhad also arranged Se their services for leadership as a contribution to the Church’s own outreach efforts. Members of St Bride’s played an active role in the affairs of the Scottish Episcopal Church at Diocesan, Provincial and Anglican Communion level. (Mhttended meetings of the North West Regional Council and, although she has stood down as a member of the Church’s General Synod, continues to represent the congregation at as many Diocesan event j € nomination of the Bishop, the Priest-in-Charge has been co-opted on to the Diocesan Council. remains as a member of the Liturgy Committee of the SEC, and he continues as an assistant tutor and a member of the Management Committee of the Scottish Episcopal Institute as well as its board of examiners. [Mis an editorial board member of the SEI Journal. He is a member of the Steering Committee of the International Anglican Liturgical Consultation ([ALC), the Anglican Communion’s official network for liturgy, and is co-editor of the official findings of the consultation held in Seoul, South Korea, in February 2024. Since May 2025, [Jhas been a member of the Doctrine Committee of the SEC. St Bride’s continues its affiliation to the Scottish Guild of Servers. is Almoner of the Scottish Guild of Servers and is therefore a member of the National Guild Council, as is
FINANCIAL REVIEW
The results for the year show incoming resources of £84,659 (2024: £75,889) and resources expended of £116,125 (2024: £105,491). This resulted in an operating deficit of £31,466 (2024: (£29,602)). Realised gains on the sale of investments amounted to £1,333 (2024: net of realised gains and unrealised losses: £1,181). The resulting reduction in the reserves in the year was £30,133 (2024: £28,421).
Reserves as at 30 June 2025 stood at £31,886 (2024: £62,019).
The Vestry understands the implications of the Church’s diminishing reserves position and is actively taking steps to address these.
At the same time, in the light of the financial challenges facing St Bride’s, the Vestry has sought, and received, assurances from the Diocese of its commitment to support the work of St Bride’s as the trustees look to find a sustainable way forward. On that basis, the members of the Vestry believe it is appropriate to continue to prepare the annual accounts on a Going Concern basis.
PLANS FOR FUTURE PERIODS
The Vestry continues to keep all aspects of the life of St Bride’s under review. During the forthcoming year, it will continue to address the difficult financial circumstances which we will face in the next few years. The Vestry is confident that, under the leadership of our Priest-in-Charge, these financial difficulties can be addressed and overcome, and is encouraged by the increase in congregational numbers in recent months.
The Vestry will continue to address repairs required to the Church and Rectory, and will investigate carrying out the work required on a phased basis.
The development of the children’s area at the back of the Church will be a priority.
STATEMENT OF RESPONSIBILITIES OF MEMBERS OF THE VESTRY
Page 5 of 6
Charities Law requires the persons concerned in the management or control of every recognised body to prepare accounts for each financial year which give a true and fair view of its state of affairs and of its results for that period. In preparing these financial statements the members of the Vestry are required to:
- e Select suitable accounting policies and then apply them consistently e Make judgements and estimates that are reasonable and prudent e Prepare the accounts on the going concern basis unless it is inappropriate to presume that the Church will continue in operation.
The members of the Vestry are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the Church and to enable them to ensure that the financial statements comply with the relevant legislation. The members of the Vestry are also responsible for safeguarding the assets of the church and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
PROTECTION OF VULNERABLE GROUPS
The Vestry has continued to pay close attention to the welfare of vulnerable groups. During the year, i — - Officer for the Protection of Vulnerable Groups. The Vestry is grateful to for her work on safeguarding matters over the years. The subject is a standing agenda item at Vestry meetings. During the year, the Vestry received a presentation from the Provincial Head of Safeguarding.
OBITUARY
The Vestry records with sadness the deaths ofPO andRE ving the year, and wishes to express its sympathy to their families.
CONCLUSION
In conclusion, the Vestry wishes to thank all visiting clergy who ensured that the pattern of services was maintained during holiday periods, the retiring member of the Vestry; the members of sub-committees and all members of the Congregation who help in so many different ways in carrying on the work of the Church, without whom nothing would i is also grateful to the Bishop and Dean for all their help and advice during the year, and to ho arranged clergy to cover Sunday and weekday services when required.
BY ORDER OF THE VESTRY
8 September 2025
Page 6 of 6
|||olt+lo
ales
tlolo|oO
2
=|3
:|a|8||a]
-||8
=|
|---|---|---|---|---|---|---|---|---|---|
||3
Sa|||||||||
||oo|||||||||
||EN|||||||||
|||ajstlola
Bliss}
Vedleslor
oO
—|co
js}
lo
N|0
|||8}||8]
-
~~||B
>
3|
||0
Sa|||||||||
||oo|||||||||
||Ea|||||||||
||_o2S
of
25
oO Ww|||||||||
||—c|||||||||
||Bs
ox
®20|||||||||
||“”|||||||||
||=
ot
Es
Su°
mS
2s
ac=|a
oe
ne)
+||||||x
=||
||ec|||||||||
||3
3
ee
om
oO|sige!
1/11 |S
| No |
oD
i|lal
o>
lo
N|fs||al
8||ial
S|
N|(s
Ik
a
co|
||n
2|Tinfois|oa)|ot
a||oy|7|||
||is}2|||||||||
||in)|||||||||
||a|||||||||
||ro}|||||||||
||a|||||||||
||®|||||||||
||c|||||||||
||E}|||||||||
||3|||||||||
||=
a
a
2|||||”
és
E||||
||&3
®
7)
c
3
—
2
:
:
=
s
2
=
i
—©
2
2
S|||||||||
|o
5
©
4
©
Ol on
<5
5
s5\2
z=
n
=
235
a
3
o/s
o
o
5|<
5 |
|?
3
Els}
gi]
8
i
=
Ss
&
g\5|
5
5
ao
8
io
IPs
£/g
3
m|2|
8
3
©
g
a
Ele
3
S
01S
a
”
G
9
oO
>
S15
ne]
>
SS
8
8
8
5
als
LQ} oO
[a
Lis
4
oc
oO]
£
Ss
S 2/616
Ole
els
ris
ayic
3
|38
sl
eel
slat
Sf}
88)
of | &
~~
rr.)
°
win
oO
ao] >
oO
o
o|o
c
sis
a
% 8léelc
=
ao*
213 i
QS
=
£&
wl ol
oc
£ s/S}s|
[8
Sl }
la
Blo
Ple
£
£
HES
D>
fo sles]
jo)
AE
Ely
Pic
als
S
5
S| El
2 le sssisel
sis]
esl
Sis)
Fel
Elol
2
2 Elo
£
Eel(2Sisle|
sisi
S15}
&
els]
<
£
nl 2
d| O16/E
Si
%
S\
5\
=\
OQ) =| >
°o
oO Bicle
215
@lo
rake
él
I
s| &
°
So Sisl/al/ZIe
Silk
>|5
S
o
=
4
=| =] oO
rad
c
oO
oO
e
ops
2/2
is}
aial=
=
£>jojols
qjO
=ja
a>
S\c
[e)
e||||||||||
==> picture [331 x 769] intentionally omitted <==
----- Start of picture text -----
aAlolnlol-|tiniolo nN a ol
ti[SJRle[- [opm ]ojx fp) c-) ols
TSI INR OIRO. ~w. ©. we?
LolN OAR afd re) top) |<
N Nr pepe oO rat] —
ea)oc N = N
rN
Olt{[e[olmloinNRIOit| rt)= cop)
FOI] RIK IR Jo o rap)
wl A alfa|rOO 1007ajo s- ed-
ie) wW N - oO
ea)nN
eA
2 ° fo) —o
~ te) re) t t
7) N s wy at
oo _ lot] N
oO-WwW2
—c¢
&
g [2]
a0
i?9)
fo) °
- a pony
Ss ~
Es< :
a6
rG
Q25
o=
[a
olt|[—[olimlojnRINT S/ QR [a] 0 ite)Nn ==)w oOsr)
DIMI AJOL) oO © o ed
Wlolal[o|r|afo a oo -
_I Ye) N - -= nNLar
= O
es
Ow
oO
wH m[thinfofoln[n
Cty apo rtiasinetTalat
i} tal apd
2
ite)
N
f=)
N
Q)
¢
=]
3
£
c=)
oF
=°
tee
6
o
a) 2on
= Cc
x 2 o 5
& (o)c ® Ex
a E 2 8 5
2 wn 2 7) 5 2¢€
=| > Oo fo ® o 0
25 ant ~lols < 3 x ee
512 viea|slZis 6 2 = 2e
Ora=|=| < Bin]ClralC]2iaojuje£/6oO OL=l_= a) c& 3¢o £f=)c cao© 8
wo} £2 no a Biny) PISISlGloleois cd Bey xa. a° o°D=
i= s @ 0/2/2151) al—|o wi = oe
gqo£ [&] £ £] 1S15]StalolSf] oe 2 2 Oo#
=| iL ®a SlS VIS1 OO] Ofglo BILIisjoSClajc a® fe)z= 2gz
=] x Slo Ss aeclei Lisi cs ° f=) ar
WwW}| 4/7Ow Wi% @/OloISTSlS/8]©) S/F!)AlilslsrelifieleSais sloleisRc) 93- =c¢E gqOD<oO&
Oo 5] ° 8 siclsl|Clals| sols] s g 6 5 @
=| Dig x ois] Tic fclelDeElan oc 9 o &
0) o| 2 is] SLPOIalBlLiL) L/L] ars ws = = 6
=| =!a] o ao LSPSS/S) 5/O1Peic 313]iol co)3]/ oO]oO) O]}2) o O -(=) -o o ec
Ni = c OOlOIAjOjlOols/O lel Ein e z [sa]
----- End of picture text -----
rr~ OQ o N tT Soa st. ~w. o. 0N—lo)o©N sp)- op) o oO - foe] es 2 a Oo N rc ohae oO oO —oO lop) fo7) wT WN © ntN~— oar+ en badr wt t © N mo rr esN ©N ad re ~~ fos) i<e) foo) 7 Oo id ©A© petNN ito)+ YSo
.
a Ww NN °o NN a a e¢ z = PJ =] 2s °> Soa) — re o oO Cc ~ - ® £ © 6 S ~~ n wn oO c ® o 2aa=®=]®£oO© 8Oo Ro °> 2i) Qi] BE3 o fe aod c c Fe z® mm=) ne3
| z N id N 2 |
~ ~ ne a w |
cD © S - |
or So RO w+ |
[=] o 8 rm) er |
r= 5 rs) i = |
a - 2. ] o |
|||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 3 | |||||||||||
| 3 | |||||||||||
| ° | |||||||||||
| * | |||||||||||
| re! N S N 2 |
8 o |
ot to oo VS oO |
o © 8 re) |
— z oO _ = |
© © 2. od o |
||||||
| 3 | |||||||||||
| 4 | |||||||||||
| re! | |||||||||||
| N | |||||||||||
| £ S 2 |
2 | 2 | 2 | 8 2 |
2 | 2 | Fa] 2 |
2 | & o 22 |
||
| E | |||||||||||
| o 2 |
|||||||||||
| 3 | |||||||||||
| -— | |||||||||||
| ao | |||||||||||
| = | |||||||||||
| N | |||||||||||
| > | |||||||||||
| © | |||||||||||
| be]c | |||||||||||
| s | |||||||||||
| v9) | |||||||||||
| c | |||||||||||
| (a) | |||||||||||
| = | |||||||||||
| oO | |||||||||||
| <= | |||||||||||
| =2s ~ 3s = z % = e2 £ + > 3 |
|||||||||||
| a£ N or o Sc ® ze no] c o , Be o a2 a =o $ ae 4 aia |
|||||||||||
| > | |||||||||||
| x | |||||||||||
| 8 | |||||||||||
| Zz | |||||||||||
| a | |||||||||||
| wo | |||||||||||
| nN | |||||||||||
| o | |||||||||||
| ror) | |||||||||||
| o | |||||||||||
| c | |||||||||||
| > | |||||||||||
| 2 | |||||||||||
| oS | |||||||||||
| ro) o =] a > x 8 2 |
_ o @ x © c |
RS 3/8 --© OO DID ~- NN rie odin o |
|||||||||
| < 2 |
fo) Cc = = |
||||||||||
| a wi a 2 aS a > s/s 45) <<} r= oO = 2 Oo 2 2 2 3 al |
a [se |
E 23 c ~ raj =] o By 3 ae] = > 8 Ny = @ e? = o = 5 < © .£ bad ao ~ = 2a £ 5 2 3 2 8 oo a = <5 o = 55 Se = 2 5 = = uw i ® 2 o2> 8 ow rH Qc xe =] ct = Q 4 ono are) co oo = te = 3D a o 5 a a 7) S Ex w = ao 3 ra n > e) ww & = |
ors a ri 2 i) es 2,7) |
@ 2 8ee2 @ e 2 B Essa 2 1 |
@ & 22 ¢ |
x& 2 o£ gbes H oO s : ses 5 2 a2 o teas GE e 2 §22 Ef [Ze G $ Sige 38 S$ S ves 38] 1B 8 3 £ S835 ® oO = ira} com oo P |
a coos x 2 3 ® of ry = Oo °o ry Goad uw+ [S) [a) o>> 2 O= e ao Ocnr |
a
==> picture [436 x 333] intentionally omitted <==
----- Start of picture text -----
_ 6 a
52wiao22G7a228_£2Ovc@=o88aong23gtmo)2iz)3>o8aa5o%=5§§S2£35o1) P=s<a&‘og[=]bo§°3a¢a Podosso2SB85a2see32sg&a835=6szeos¢3ceagSs3gco<wn2s¥(=géo6ae&fe<Oieys2323oeo5ggeeos5gsoF€e32 =s=9°oO8wv8®3£53§2= i=)aeZz:2%3a2s3"anaSa=geOs=sé29 [gif] ey332sZéSGgeaBeos5edgg&Bsa9ca8%22afe52-wa [—] “5es53esaga4g2scswo5adee=2goie)ec ovry2 [§] 32a32§xa©5c2 B=]28a££s7z32swv2&sfs83g==22co€ag2a2g%a§e5s ao]&3ss [Bg] “ao33S2sgwv°38&z25ag3cr)2gEooeSSs¢=]wvPySbod=3<0woGo&rygis}=)5£g§@v°oac2saoO5we nab=2oO3iSro2>==goasis}=xHs]5&=i2Ke29E4.8w38oi.3:c®a2a25 peoa==2Fa2323Sala)f===co)=3Ssfe)pa3ag£PaF&=3SaFa]£;o>£2zSsazgfo)582~3c=v238S22g5w.°cc<w no)2£g5 ze=28Eeeees35gsgosEgea2e&¢==§EezeaR$33£goso52~~28gf££322-=2=an—_2&fa)5@ososc=¢3?3<2sz+»os8%z5esesoya©i22 ew)=5wvE3eBex2o£ za)a45 a] [ALLE][aad] THE [i][q] Aolgaunin [H] iitS's3 [Tn] eadaie [aa] B38THEEge [fle] SERBaggs [i] Hagh2agieeOopine [a] [de][a] .242375arussByes [ae] Paleune [aa] stITEaBeaa0BEESB:min4g2828cbuenin@e$2¢eee2es:EBsseeseeseeseEsseieasefiiaaleseesau1tT8 [att] 2gie e ssatte53 [teeer][c] gsEssegeh3eSs-ZReis]ee@e a [e] i [u] [l] 3gSgeese285=2; [le] gs2<=s [a8] desae:2oOaBesBEEso~LBSB=32sEeg£§neseS#BES2c258aIg5esS«52bs8SS5 =eo&Ssoec2dgv88@89Goc85 Eeirapeasgyeks [Hae] Ficsa [zs:] 25288e2222SizeaeegSaibseae283%secse853PeosEEiesaai=ic)gia5B258P28ziEsseESBesetf} [7] SEEs5Ses2552eeSeasBQ23Befygegi:E83Sae222Bere5aeake3225:ex2628 [fea] e3ea8%e2523328REZe2us5Ne#2925 [Sas] SBRa5£eB62a2Sateso2agesDee [es] aa—a8%eea8s$2 [22] a62S£5s83onrod§258S w& aS252B53SEs°aetREEaEz?aesa~<5622SEsSoedSetSEE22isa=SEaeeesB58EE53aesS8532%etfog233BSESeS22gateeeegeB55I>gERsga2°ZEr=coucr&B=ae»E £2=5a£8o23Re}<3 [Eg][P=] 2&2es [38] 3 [a5] 22w [Ty2333fo)8&§c89w§Bo
----- End of picture text -----
==> picture [448 x 103] intentionally omitted <==
----- Start of picture text -----
st st st stp st ed
lO st Ol NnnNwMoNn t+ 2 Q +t ©
Sad ale Aeon ae ‘ld SS ay Nilo a
ALN @ Oey A A) LQ o S Neo. a ' Al S. N As
wm oO ris ~- ot oo Oo -
rr N r N
Alo + ola Qaw:s 1. awle allo als Sia Kill co aloon
ook OM Q| 2 N B|O oy] oO oO] Mm m/e oOllNA oO N +
NE © 2/19 A 1 © oI, Aye. Alo =|2 Ql] O Ql fw
no oO a - ~ |s “ =" \s x
----- End of picture text -----
==> picture [462 x 189] intentionally omitted <==
----- Start of picture text -----
c
2
6® rm)
= 2
# 5 on2=
o> 6lhlUGh6Uw 3
< fn ©
—= uw=) €25_é@®§8 Cxoo % @
OwE ~~ O fab) fo)
Oo2 HevoiiLctBS akc tL G) - 3 Ssif
oi Pon —=
=[e)cj GBRo 9 ecoO oee>FQvVeEOUD gE Ela >2 2 Oo Oo& e =®Oo>
o OLsxO 6 a & Oe50& aa O} as<: Zoq| 2 fo) 3?oe,
o mo= c jjSn? oO na)TB > ” ec}OUGc& © o °. <)
— e€£Oo 2 AS] os @ 2 £j = a = FI Be
3 a) = romness ° ~| 2 8 31S s 5 o
c c Ofrvr O25 o c| = &
olfo} DODeaég© oO aa3¢ f£aHaSxronQsSGt25=oos a© oaSi=£ 9O° oo=|S| =5 cl© +s§ Ss
t+ ite) wo 6 « ro)
----- End of picture text -----
==> picture [462 x 616] intentionally omitted <==
----- Start of picture text -----
a2 oleO18 qQ|NES:Qlt| w=oO 9o oOlwrinNIA ae= 6 ogENIS|Sola wloj clo= |- a On+
£ Oo NIN w 2 oN | N & ~
o£ = © e [|r wo
DO va
© 3
>
58
io od
1 1 |% al 6£] mle oO [©] % 19] 3 9
2 ps a| ole =o cs) ry N] O}S N co
ql & oO}o oh ® So © © S
Oo NIN & re N N Ke]
< 33
_ 3 Cc
b= os
6 roee=
2
ww] 2© w o 8
NiQi 'm 2) |so l esin, =io)Pa& o= 00
os=| colo=| £@ Oo9 go
o ¢ oe8 Baz) —~ o —
(2) ~ Ss 2
sS R= QO
~ 9
woow
£6
5
bO
=g
De A
oo fa
26 5
So =
35 Ss
5 2 é
~
OS..BBSa £c
oego® © wSs.
- 2x 2a
Sos oO
gee© Oscon
Sc ae)
Ec s So
Ess Gn
oH S ze
7) o & SS
fan) als @ §
op) oS Sk @ 2
< LOG ORS)ore
< £os
n COG o§
® Kes 25
GS = oS n 2
=3 Dw» eal 8 B2
5 gos 85
c Zoo = ot
xe) =n > o 7}
< oo) £ 2
oS ® ==
on c a) 5 2
QO a) EBS is) 3 ae)
O od oa iS S 5B
2 Oc eR ay ‘oo
ZS COW & ® nA
5 G Psd = 5 Zs
oO fo 2o8 co) c os
c Wu ooo £ 2 £ 5 ~~ o
ok ” eo 2a bz = = w =
®® OoO G© GoffSeo =£ ®zQ i)28 Rs@% 2a52
35cS @)2 a=- 2 <= = 5 ” Bo
Co Oo =o°> 5 ‘© 4 go
% - OD oc oO . Ho oO oO je) a8
oo 868 P ERS €£ 5 aq 0OC« a
> < oO Oss D 8 < 5 ao
2 o ~ 3 wo < a 2 = 6 © o
os = i OO 2 = 3 Q ° roi
> Oo 6 aGH Hoo£86 £é ng& 7)a S=2 Le)3}5 Os$s55
foo)= r= nNN ©
----- End of picture text -----*
tr OMON ODN OM = ~ + + AantHnov 6 ale = 5 air at am ot ON 6 ON = = q vit a oMnM oO NIN o oO > (oe) 7 N = o 6
gOo(3)a2 E2Ss38% avonre.ooals #= oO ®0 oO Ee oO] WO Or m OM 26os <
oone} QoOo red)ax 5sc =e} Se AS e¢€Cs Os© ca -_& ooDE “3 Eos oao© geeye =a 503 5% 255© 24 © ED oO = Oy oa C€ 5 cow co Go& OOOo a> 5° £65E 2 2oHd =oa5 Bos252m O =ngs@Bc 86 & Eo as. aes ®S855 rn) =20°90GelABQDOo 53a 8> Dn® =eOoOo ZOuEeS > F OW fom eb) Q ae©2283o oO 2 Cc a®+ £o~~= xX@ o SO 8re gd scl ~ = onnryo Hes c® 2 TEOCRs> x Pano bado E&PF¢E50 2 5 © DHOOOD 5 o & 2 fo} 2 are. Gos oc 3 ” i o wo o o 2) c+ O °
7s< 2 w ~~ooss§est+ Seea fo)Os =O 3oO —G € OC re) ecs DQ + 5 oof o = ne) - $ n ££ Ect a f£LVG c ° i) co Goc =~© sootSSE (0)a® 2 O65ocaw 3 w =% fo} SO rob) Oo Ogee 4 ~~ OF O HT re) a oO yo ® ne] OO FP OH b— o os = og Le oe > >DO xxv + ys} o2 Ee LY wo oO ° rr Oo‘ 9 -&o Lo” eaCOOoL£8SO05L 2ao agese=%o%5 Do® @ < <fo)) a ® PY Qaao c EL sa = = = 7 Se uPs ok?re) oFEoO SoBe£He 2 s®,¢9d€ =£aGo =3 =OS = 55 oee2s 228588 f§ =3ss §2 FB §& & OO 2s o 8 CO SH aS - 56 0D ) a 2 o sopyexren”o ~ - GOH 5 a K-£O8 Es = ce @& ~ seeps 8ZEcza go ages 25 og Ss Ooao aAnananood©nn®ooOoa9d© DOoOgGgtfo) Qo M0 ZZ2Z2F206EEO oceos= e7)3 woldo33oaQEe fo0 2anooc©o OoP—43 Ofhm35 t+ te) o r re re
==> picture [456 x 99] intentionally omitted <==
----- Start of picture text -----
oomaumuoiol Sf onnnwnowo,,on tn Ole a “"mMmoonmnmnaan
NONINT YS GYSHBOAR agnor Y Qe N ODrR GOTO
-o GF Goa OHH OWN 8 HAOno TOAD
” |oN + oA + abl oO arr
-
ggale] $$ $32 S588 "sel &§ 8 geaaggs
NA Do] & ort NOS RS R = EGNrGOoGOR
ow- [oON TIN ros =
----- End of picture text -----
==> picture [483 x 184] intentionally omitted <==
----- Start of picture text -----
2”
2g
a ” © 3)
2 r7) 8 w i= OG
2 = ow rab) (<2) — =
rua] =eo fwpar 25 8 5689 8 £® 2- 2?Lu @a.
Shzg ao O88~ 2 a< oc Le2324BP %Ss i)® o2 § ££® WeP a®
2s = 309 £ YD eo BB ABE ) S —€ oD
oO Oo <ap on3 DML =w 8 orteSA a +o8= aoo= ©&$¢ x6s GS§o n i&
oS = J3I6ox= ae) xX o = Cw @
a a = 5 o =o Q fe) = oS o W 2O nz oo
aos KS = 2coloPnseSS5rgo i RZeeE —| 2 SB 2Bey O oae®
GSB fF SESSSSRSSSEs®os We PSEgsegss
oO s 2 Per~ABseseP@eerPCoSFEaX= Sic eV SoaeaegZsS
~~ 4 Coa Pore nOnrw = OH O (2) omeuLe aw
cx <= & ony & me ® = OOD =o os os ad
oo Oo o Pec far. AgAgELS [s) = Oo Hod hed TS ag 0 o oc
Be 5 5 2£5SG0ELOESG S52 a5 o5 £8 oSES558
See = BSSEH8SSELERSMRFEGCHOS &£ Sete eSokeES
9350 Oo rvnwaAmMrnroZzZonongds .o) TS) O>fanmnrtetood
|
re
----- End of picture text -----*
ecououreactlsHOHWHXHOrv tr H|SHS SOBMO BonoB85B2 Sin2 NSN Or r|lesaa o:1n0o 110 QD. ' S ~ ' OOO 'IN S' o'r '|S £ ory 2 o ar lo So © Oo ]6 _ 2 @ r roe) Oo 6 +r {od 8 3) © r - oO ae) Nn Aro} wo = 223 66 2pan 6 x= WwWw mo = > cl Aa~~ &> 2 & > 8 = a ¢ Q ® ko}of c 8© s °oO $® @= 6g G S o © < CB ww <= @ ® Es o 5 fe S ozo) ) Oo SC Em. L = Os£%s36 6 & c£es2s = 5S 8 SD o o oO Qee ~ 5 fe Oo = c 8n©£E wxs S -O6 PS SB oo2 o Go a o Satearoacs £2 OnsnMN o-— Dp= 5OD SF9 2 ~a%*? £ oO 8 Z 50 c 2 Ss mr &F 8S Om is >Z2e ”
= 5S[5o] te On5a oc© no © —075D3 c SN —= ® oO o € D LL uO c Le c© YYone= £€ DBDS&S gwCN @o4 c £65 SS + = 2[o) n> co}~ 3S & OD coFt ° —e =¢ Ce@ewmo rt£ sePS Ss=
Q &fo) os© £SEC= EyOD gyfe) ca)a ne}355 Bsoceoomf5 52 #4B85> s© L n = ow Of SB BG ° he}ra© eoD5 o c5g GB£50eof2 8> Ce no}a Fi © ve Sa Os @ EO 2 2 o «= D c oD yy «2S GS n ® 2 Oo OE > O25 5 SF c (2) fon LeOn bs2 eeeS208 TE22 pO £6 BQ6H Pxgq «68 RSeog =~ £8328 GXos 5% a OS G8§58,2 888 PFss ePaxetrS Bg 8 efe§ oe sius5?@s8 6 2@f o oF SF B- BU O S6y48&LE = S22 £8 “| 26 5 EM « 2 ar OS DE Baa TT “s Se SSyda2 ® SH CDOS © 65 2 = wBEze 2o09 0 GF S s£5 5 +£ cl as wsSaoae SOOO SN S60 8 o a SS CASSELEa >saann nt? 55 £08 EF}a O cotScEGLSoeE =oO Ssesssss+e Pr Pr PS 6 =22OS ow6 ce.BSan ao 233 °0” Sores a 9000050 0 (a) a = & ©0066 8 6 ©e cQe a= 2] 25 avnaryrss ererrruc FOLF EB ££ f£$ © ba
==> picture [255 x 89] intentionally omitted <==
----- Start of picture text -----
st olo oovtvt elo
aleols + 10 | ouMm mH t|—R
QO vt Ole Oorr © o
Nmite) jo++ 7> é>
it)
NT! 1
°
an
----- End of picture text -----
==> picture [255 x 196] intentionally omitted <==
----- Start of picture text -----
2S . is no
Ss Nnite) N ©a
= oS ub
poyw io)Qo oi SsoO osFe
= rs ai 259 of
Be gq ut &o
ye} N lo ¢ = ~ on Cm
x oO Ql — oc #®f£
a a = Fo coon
od 66 RS a = a Ea Seo
a Ss Ss a a ce £HH8 oe
os se) oS c o 3° WWJ =
Blya) © oO fe) c £ + $295Og oD
c = @ £ > _ 62=ou §
ct) © 2 Hy ? 2 oer Ss
gg . § fi oo 3 g8seee
oO oO [o} Pa — anCO SO
c [e} — P= ceoeR SSF
£ = faa) a Oo [S) =£xYxO0OO0O
or c=]N Nr
----- End of picture text -----
Independent Examiner’s report to the Trustees of St Bride’s Episcopal Church
I report on the accounts of the charity for the year ended 30 June 2025 which are set out on pages 8 to 17.
Respective responsibilities of trustees and examiner
The charity’s trustees (members of the Vestry) are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006.
The charity’s trustees consider that the audit requirement of Regulation 10(1) (a) to (c) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.
Basis of independent examiner’s statement
My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.
Independent examiner’s statement
In the course of my examination, no matter has come to my attention
-
which gives me reasonable cause to believe that in any material respect the requirements:
-
to keep accounting records in accordance with Section 44(1) (a) of the 2005 Act and
-
Regulation 4 of the 2006 Accounts Regulations, and
-
to prepare accounts which accord with the accounting records and comply with
-
Regulation 8 of the 2006 Accounts Regulations have not been met, or
-
to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
==> picture [178 x 115] intentionally omitted <==
Hardie McMillan Chartered Certified Accountants 14 Muirend Road Cardross G82 5LG