aSt Oswald’s Episcopal Church, Maybole
Scottish Charity reference -SCO 12040 __ Inland Revenue reference — CR40904
Scottish Episcopal Church
Dioceses of Glasgow and Galloway
Accounts for the year ended 30 September 2025
St Oswald’s Episcopal Church, Maybole , 30/9/2025
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St Oswald’s Episcopal Church, Maybole
Scottish Charity reference -SCO 12040 _ Inland Revenue reference — CR40904
Reference and Administrative information
Reference : SC 01240
address SS iEs SS
Charity Trustees ( vestry members)
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Bankers
Royal Bank of Scotland 30 Sandgate ,Ayr KA7 1BW
Independent examiner
St Oswald’s Episcopal Church, Maybole , 30/9/2025
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St Oswald’s Episcopal Church, Maybole
Scottish Charity reference -SCO 12040 _ Inland Revenue reference — CR40904
Accounts for the year ended 30 September 2025
Receipts and Payments account for the year ended 30 September 2025
Receipts/income
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Voluntary
income
aa Pledged giving mm £14,110 £16,145
na Open plate | | £3,905 £3587
Grants (Benefact £2,300 £150
Trust )
Interest NS&I £262 £141
+misc
Special
collections: £1,646 £1,180
Concert and
Aberlour
SS Charity shop | £1,335 £1,885
romuvecos| || cssoon | expt
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St Oswald’s Episcopal Church, Maybole , 30/9/2025
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| |
St Oswald’s Episcopal Church, Maybole
Scottish Charity reference -SCO 12040 _ Inland Revenue reference — CR40904
Payments/expenditure
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|||||
|---|---|---|---|
|Charitable|
|activities|
|Quota|to|Diocese|
|£2,117|£1,903|
|oe|Clergy expenses ||£10,785|£11,218|
|Property|expenses|
|Includes|hall|£17,475|£7,490|
|Altar / church|
|expenses|£354|£48|
|Donations|
|£2,816|£2,628|
|Misc|
|£265|£223|
|IT|
|£563|£468|
|Deficit/Surplus|£3,366|
|for the|year|
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St Oswald’s Episcopal Church, Maybole , 30/9/2025 4
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St Oswald’s Episcopal Church, Maybole
Scottish Charity reference -SCO 12040 __ Inland Revenue reference — CR40904
Notes to the accounts year ending 30/9/2025
Accounting Policies
These 2025 accounts are prepared on the basis of actual monies received and paid for the year. No provision is made for accrued income or expenditure.
1. Property
- The church and hall are not shown separately in the statement of balances as the vestry believe it is not possible to put a market value on them. The valuation of the buildings and contents for insurance purposes is £1,837,663
2. Funds
- The various funds all of which are unrestricted are held to support the work of the Church
3. Trustee expenses
-
None of the members of the vestry received either remuneration or expenses in respect of their position as vestry members. Quota is paid to the Diocese of Glasgow and Galloway.
-
Miscellaneous income, sales table, coffee mornings,
-
Charity expenditure : Maybole Concert Party raised money for ,Chest Heart and Stroke, Scotland . The Charity Shop raised money which was shared with Save the Children. Small donations were given toTearfund ( toilet twinning ) Aberlour Trust, Bishops Lent Appeal and Eco-congregation.
St Oswald’s Episcopal Church, Maybole , 30/9/2025
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St Oswald’s Episcopal Church, Maybole
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Scottish Charity reference -SCO 12040 _ Inland Revenue reference — CR40904
| | Heat & Light | £2378 £2092
| Church & Hall repairs ff £13,123 £3938
mz Hall cleaning | £779 £360
‘Total| tt C—“‘iLS C474 £7490
Charitable expenditure
(grants/ donations )
Concert for Heart and
Stroke Scotland £1461
Concert- Whiteley’s
retreat £550
Save the Children (Charity £645 £875
Others :Lent appeal, £510 £253
Le Shop)
eco congregation, toilet
twinning
bias ee
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St Oswald’s Episcopal Church, Maybole , 30/9/2025
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St Oswald’s Episcopal Church, Maybole
Scottish Charity reference -SCO 12040 __ Inland Revenue reference — CR40904
Statement of balances as at 30 September -2025
Bank and Cash in hand
| P2025 | P2025 | P2025 | P2025 | P2025 | P2025 | P2025 | 202 | 202 | ||
|---|---|---|---|---|---|---|---|---|---|---|
| Lesonme balances |
Currentaccount | _ | _ £37,772 |
- £33,772 |
||||||
| __ | Royal Bank National Savings |
— | ||||||||
| account Surplus/deficit for |
: | + | £18,417_ | _ | £18,276 | |||||
i |
a | year | - | ee | £4141 | |||||
| ‘Totals | — | _ | £52,823 | £56,189 | ||||||
| Closing | ||||||||||
| _balances -— |
Currentaccount | : rs |
a | |||||||
| £52,823.38 |
£37,772 | |||||||||
| L _ |
RoyalBonk | |||||||||
| — | 4 | National savings | 00.00 | |||||||
| Totals | _ | — | Z | £52823 | ||||||
| Allfundsare | unrestricted | 7 | 7 |
;—
}
;
St Oswald’s Episcopal Church, Maybole, 30/9/2025
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St Oswald’s Episcopal Church, Maybole
Scottish Charity reference -SCO 12040 _ Inland Revenue reference — CR40904
Independent Examiners report
To the vestry of St Oswald’s Church, Maybole
| report on the accounts for the Charity for the year ended 30 September 20235which are set out on pages 3-7
Respective responsibilities of trustees and examiner
The charity's trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006. The charity trustees consider that the audit requirement of regulation 10(1)(a) to (c) of the accounts regulations do not apply. It is my responsibility to examine the accounts as required under section 44(1)(c) of the Act and to state whether particular matters have come to my attention.
Basis of independent examiner's statement
My examination is carried out in accordance with Regulation11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently | do not express an audit opinion on the view given by the accounts.
Independent examiner's statement
-
In the course of my examination, no matter has come to my attention
-
which gives me reasonable cause to believe that in any material respect the requirements a. to keep accounting records in accordance with Section 44(1)(a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulation and
-
b. to prepare accounts which accord with the accounting records and comply with Regulation 8 of the 2006 Accounts Regulations
have not been met, or
- to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached
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St Oswald’s Episcopal Church, Maybole
Scottish Charity reference -SCO 12040 _ Inland Revenue reference — CR40904
Treasurers report for 24/25
Income: Giving and hall income have dropped slightly. We received gift aid on pledged giving and small donations. We recieved a grant of £2300 from the Benefact trust towards the cost of reroofing the hall.
Expenditure: We have hada significant increase in energy costs because our previous contracts had finished and in the mean time energy prices had increased significantly . We were able to negotiate new good long term deals through Utility aid.
Our major costs this year was reroofing the hall.in the past we have been prudent and had over £18000 in our savings account which we were able to use to cover the cost of the repair, after grant aid We also had to have some repair work done on the organ but a generous donation covered these costs.
My thanks to everyone who supports us with regular giving it is good that we are able to reclaim tax on these generous offerings.
For some time we have had our savings invested in National Savings, but on further investigation it was felt that we could get more interest with greater flexibility by investing elsewhere.
Our spending for next year will be similar in terms of most costs. We are hoping to improve the lighting in the church . We will be looking to see if we can apply for some grant money as well as using our own funds to do this work We have already received some donations.
St Oswald’s Episcopal Church, Maybole , 30/9/2025 9
St Oswald’s Episcopal Church, Maybole
Scottish Charity reference -§CO 12040
_—siInland Revenue reference — CR40904
Priest’s Report 2026
Once again, | am grateful to serve as Priest in charge - a task made all the easier by all those willing to pitch in and do their bit - those on Vestry, those who ensure worship runs smoothly - readers, servers, intercessors, greeters, tea makers, bakers - fellowship is a vital element of worship here at St Oswald’s. We are richly blessed as is the community in and around Maybole by the gifts and talents of all our members. It was a joy to welcome a new Church of Scotland colleague, a: to Maybole and we look forward to developing the work we do. Already, we have both been involved in Remembrance and in the Carrick Academy Campus, leading assemblies. It is hoped that, together with Father Benjamin we might further support one another and our community.
We continue to welcome a great variety of people to the myriad groups that meet in the church hall, and, through our eco offerings to invite others to join us in considering the environment and in caring for creation. My work with the Diocese in promoting clergy wellbeing and, with the Province, in accompanying those being formed for ministry continues, resourced and supported by the blessings of St Oswald’s. And, it is hoped, these ministries bring blessing to what we do here, week by week, at St Oswald’s. Journeying as we have through Luke’s gospel this year, we have spent lots of time with parables, the stories that Jesus used to connect people with the wonder of God’s love. May we continue to share our stories with one another, forging connections that enable us to spread love, hope, joy and peace. | am incredibly grateful to a congregation who are always willing to discern God’s call on us individually and together and to the Vestry who ensure that we care for and make the most of all our resources. Particular thanks to Matthew, our Vestry Secretary, Susie, our Treasurer, Becky, our Property Convenor and Mike our Safeguarding Officer.
Together we are the church of God in this place.
My prayer is that we continue to witness together to the goodness of God with contagious love and hope.
St Oswald's Episcopal Church, Maybole , 30/9/2025
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