The Richmond Fund Trustees. Annual Report and Receipts and Payments Accounts for the year ended 31 October 2025 Re8lStered Scottish Charity No= SC011299 The Richmond Fund Trustees, Annual Report for the yèar ended 31 October 2025 SC011299 Trustees Mrs Elizabeth Veii¢h Mrs Sheila Dunlop Mr Andrew Cob￿rn Mrs Lee3nne Campbell Contact addrws 21 Ainslie Road. Girvan. Ayrshire. KA26 OAY Recrultment and appolntment of Trustèes The trustees are appointed at a Meeting of the trystees. Governing document The Richrnond Fund is a charitable unicorporated trust and ttrte purposes and administration arrangements are set out in the Oeed of Trusi. Charitable purposes The purposes. as recorded in the Deed of Trust are to provide relief to persons in poor or straitened circumstances resident in the Parish of Kirkoswald as the said need therefore may from time to time arise. Artivities and achievements Ouring the year, there were five applications. four in December 2024 received £3C#J each. One in May, received £340. The Primary school received £IO(Kl for their 2025 residential trip. A new minister, Rev Karlien 8ecker has been indutted to the char8e of North Carrick Parish Church of Scotland. She has been invited to the next meetin8 of the trustees. Annual adverts are placed in the North Carrick Community News for appltcations for assistance. The trustees are continuin8 to keep alert to anyone in the parish requirtng financial 3sSIStan￿. In November 2023 a donation of £20.CQO was received from Malin Housing Association. Trustee remuneration and expenses There was no rernuneration or expenses paid to any tiustee duringthe year. Reserves The Fund held restricted funds of £54.210 at the year end. The Trustees consider the balance of £54.210 will enable the attivities of the Fund to coninue in the forthcomin8 year. Approved by the Trustees and signed on their behatf. Elizabeth Veitch Trusteè 21 November 2025 The Richmond Fund Independent Examiner's Report to the Trustees of The Richmond Fund SC011299 I report on the accounts of the charity for the year ended 31 Ortober 2025 which are set out on the preceding pages. Respective responsibllitles of trustees and examiner The charity's trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotlandl 2CX)5 Act and the Charities Accounts (Scotlandl Regulations 2tX)6. The charity trL¢Stees consider that the audit requirement of Regulation 10111 Idl of the Accounts Regulations does not apply. It is my responsibility to examine the account as required under section 4411) Icl of the Act and to state whether particular matters have come to my attention. Basis of independent examiner's statement My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotlandl Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also inclLSdes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in audit and. consequently, I do not express an audit opinion on the accounts. Independent examiner's statement In the course of my examination. no matter has come to my attention I which gives me reasonable cause to believe that in any material respect the requirements= to keep accounting records in accordance with section 4411) lal of the 2005 Act and Regulation 4 of the 21X)6 Accounts Regulations. and to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations have not been met. or 2 to which, in my opinion, attention should be drawn in order to enable proper understanding of the accounts to be ￿aCkned. Date 2c)Iilz6, Carrie Ross Pinmore The Richmond Fund Receipts and Payments Account For the year ended 31 October 2025 SC011299 2025 2024 Receipts Malin Court Trust 20,QNJ) Total receipts 20,OCKI Payments Beneficiaries Hall lets Examiners fees 2540 Total payments Deficitlsurplus for year 18.000 All funds are restritted The Richmond Fund ststement of Balances As at 31 Ortober 2025 SC011299 Total 2025 Total 2024 Bank and cash in hand Opening balances Surplus/Deficit for year 56.750 38750 180(X) Closing balances 54.210 56.750 Balance at 31 Ottober 2025 held with The Co-operative Bank The Co-operative Bank 2,210 52.OC4J 56,750 interest account 54,210 56,750 The accounts were approved by the Trustees on 21 November 2025 Elizabeth Veitch. Treasurer ACCOUNT OF CHARGE & DISCHARGE OF THE TRUSTEES OF TrIE RICHM(X4D FUND FROM 31 OCT08ER 2024 TO 31 CKT08eR 2025 Scottish Charity No SC011299 CHARGE Funds as at 31 Ottober 2024 Ital Account ThÈ CTrOper3tive Bank 52976.1 The Ctroperative Bank 3774.26 56750.35 Incom8 Re￿IVed o.co SUM OFTHE CHARGE 56750 35 DISCHARGE Expenditure Distribution to3pproved applicants in accordan￿ wtth tFLe instrucbon of the Trusiees KidEoswakJ Parish Churth- hall lets for trustee meetings Examiner honorariurn 2540. 2540.LhJ l Account The Ctroperative Bank 52976.lyj 55516.09 The Co-operative 6ank 1234.26 SUM OF THE DISCHARGE 56750.35 KIRKOSWALD The Intfomissions of Ch8r8è & D15charEe of the Truttees of the RithrrK>nd Fund from 31 ottober 2024 to 31 ottober 2025 have treen examined and to the bestof my krtth￿edge, found to be correttiy ststed. Signed Date zolilaL.