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2024-12-31-accounts

ABBEYFIELD BREADALBANE SOCIETY LLMITED SP18SORS (CompaDy Number) SC011281 (ChaTitY Number) ACCOUISTS FOR YEAR Ehl)ED 31 DECEMBER 2024

ABBEYFIELD BREAJ)ALBANE SOCIETY LLTrttTED ConteDts Page Pages Report of the Executivc Conunittec Report of tbe Auditors to the Membcts 8-10 Stst¢ment of Fitkaucial Activities Balatlce Sbeet 12 Notcs to the Accounts 13-19

ABBEYFIELD BREADALBAII"E SOCIETY Lll¥llTED Report of the ExecutiTre Committee The Executive CorttTnatttt submits its fOrty.n￿l1h rwrt fogth with accounts foT the ye4r mled 31° December 2024. The finall¢Ral staternenls cowily with the Chatities aodTnJ5tee lllvmeiit (&odaud).4ct ?005, tlLe CIHritits Accounts (Scotland) ReguIatioN5 2006 {a5 amezthj).. and.Accounting and R￿ortIng by Clwititss: Statement of R£coTnmendtd Practice applitable to charitie p¥rparing their ￿ounts in accurdance with the FinaI2¢i￿ Reporting Standar(i applicable in the tJK and Republic of Irela[￿ (FRS 1021. Objectiyes The Society protr'ides public tKne5t thn)ugh the pro￿75701) of quality acconrnodatioL Companio￿bIp for loncly or frw"l elderfy people. Ei¥bt IOOTns ￿'1th]n EsLdale House aEe avaijablt forthis pllrpose. The Exrcutive CoJEmJittrt seeks to public bellefiLby meeting the nee4Ls of i￿￿p￿sC￿t alld fiLtute rtsidents th￿￿g￿ selting cbar(Tes at lecls 'hiclL Teflect curtent ope5ati￿g cost ￿hlIst mak2]¥ d provision forEX)teAiial large maillten£ncc co)rts. tefittljishrnart alld ￿laCeMe1]i WttbÉn this overdl ￿ the EKe¢uti¥e ConLmittee endeavou¥s to set chari.res al levelo It believe5 art affordable b). all potential Tesidcllts so that no OAe is d¢prived of ao Ab1￿Yfie1d place because of their limityl meaD& If this aim cannot be m¢t %wLlkout pre]￿iCIng 50WMt financial stewardship other optio￿4 ate investigated forassigling financially distrsstd residents. Ln patticular. every Ksident entitled ￿ clajm public supwl is eDcowag¢d to do so. Day to Day Mallage]rktDt A SUPEX)rt plan is drawn for each TC5idL7rt ard is tr¥i¢wed at Ic&st apuually. Daj.tsFday rllallage￿eTht of the House is delegated to thc H(xw Comrnktttc (a su1Trcoll￿Jitlrt of the ExecLÈtive Committec) whicb ]neets ￿gUlarlY between EKwive ConMiittee Tre£tillg5 and liaises ¢losely with the HoiLse Ma02ger and othe". staff. All staff Tecetve appropriate Fitst Ai4 Fir¢ Safety and other relevant ti71n1￿8. lembers of t￿ Executive Committec utlderth tnaay exe¢utiV4 &thniDistrativ¢ and p￿tirnI fullctiWS 10 enable the S(iety ￿ provide fir5t<lass facÈlifi&8 at &% tea50t￿ble cost as PWlkLxble to the ReM"de]J The Socicty h&8 adopT¢d a p)li¢y sttff pay whi¢b L(￿1 Authoritse5 pay-￿Ie structJre as & fercnce plus Iwai eEDp1oy￿Dt n]arket conth"tioo& Howtver Èt ts als) the So¢iety'5 policy to enbU￿ that our lowest pajd staff Tecei%'e ￿ Itast the Real Living Il"¥. All activities are fully in aCco￿nce with the aims aTrlpEiuciples of The Abkyfield Siiety Lirnilr4L f8ll whvlly hostel Ix)ussng activitstts as l￿fiE￿￿ by the Howsing_4ct 1974, alld bave due Twrd to the Office of the Scottish Cbarity Rcgulator's public be￿fits guidance.

ABBEYFtELD BRE.{DALB￿NE SOCIETh" I￿1[rED Report ol the Executi'e Comfflittee lcomiD4￿ ¢hiewe#wits and PerfotEnanee The ￿￿rIEnd<. a)nTir￿cA ￿¢¢kIl. ga￿eS and enjo/￿ poular in-bDllS= Filfft ntghts. Somc rcsideots 3ttc4dtd th¢ W'arrn Vi¢lcofjLe café on Tuesdav rnotnin&s in th- local-bvr.h aGEE>55 thc ro&Jl fro(0 E5kd4lc. .1 4¢ l(xaE L&-lele Club )ei'eraI ￿l$ll8 ii.hich ale miJcn en10y￿ tjy residents. Before thtre outing to ÉL-B4Ttratu Arti Lentre for tbc Christst￿& psr..lDmi￿e. whic trsidenLs ¢nio}'ed._An outip£ ia July io Frts￿lI, Arts: toliow'cd bk. aftErn()n all oiJtiDg ill N0vern￿r ttj Karelia H¢)use also appffciatrd bj resid￿￿ .L￿. A n￿llb¢r of wents held &t Eskdal-. ThL3'_ i￿l￿d-￿ an Opcn Day a￿1 :lfttmoon T# io June for -11 as and Nolii sid¢7Jts. their %n]ll￿ and friends ￿ W- tt#t5 Th￿3 wes I'eTr Enjoved b). gll as the -taff Fne1￿ had prqJ2rl delicious and t)usicaA' V+"as ptoTrided In No%tmbe.r w Ot1￿ again-Kpand4 L)ur small firEctk5 diqpl&y twthe bv &ttLLthiu( guests for c￿￿péS, mulled v,n¢ and catLThlr￿C￿l fron at0￿stiC UXLisiC81 perfoThner5. The main TefuTbiEhTrYnt expctxlA"utye in 2024 upgrgth"tE the fiye p￿21 Ettd f.tt gaf.xy >ystrrn throughout tb¢ huilding.. that it now 0[￿￿¢ IhEougii 111￿)0￿L A m-￿, I￿ller inst311¢d io the cO￿h 1Sou%. olle ofthe IoDg-rrn wstdents th.ed inApril &nd 8Th)th￿ moved tt) Ék k)&l ca￿ HO￿￿ &s E¢rnerA]s could no lo4gcr bc tnet at Lskdaie. Ott- reSide￿t Inoi'ed in at the a)ti of May aod Rootll 8, thc STSite of two TDOERS, was oc¢upieé bN a CO￿p}e on a re>Tri￿ basis uuring Augyjst atsd Sq)knibcr. It was t8p￿1￿1￿ to w.tiv- th- tol'.tswing Lessag- of apprwiatsonfrom thA5 "ollple: like rellFots Irnd}YTrur I￿V.. muc4'-.ar of £5.627. This of L?i.~:01 in a good Ou￿0￿¢ oyerall. Tht reftvrs.. (il a h¢4l£hy gN'er4oe (Kcv¥allc!" for tht s'woi 92.5°/0' (li} above b￿dg￿l[efi￿bi5lll￿e￿-oSt5 of -152¢A frJr a lire alarn] Pisrm gnd £3:30fj fror boiitr iti the Coach Hou42: liiÈ) 2bov- be￿auSe nf 10 wTride ¢oFw for gMthr1ime fot the e exLeDded ¥Laff %.-k I￿"t th¢ on-goi￿￿ grcatr attd 0￿[ ti]ne required tct nin verv W¢L:ULtDJd&'iii)n: and li) bekn. b￿age.: C￿c￿. genernl Main￿nan.¥ ¢OSL8. The Sncitts. &ims to keqi ai Icaa enoughwthiD the Genelal ReEeTres to )IlPPOrt six mollth8 of in tbe ofthe ￿l￿_¢￿-Y ?f avcD low QC¢UWJ B&.ed on the.￿ a>it> the C.omnitr tstimatcs the￿ would be itE thr reoion of £90948 fLThr 2.J2i (tF£ e4u14"￿t[]t cf 6 m.- ruJtsl ineomc) IT 1.8 nIt*￿Il tsj collhnTL tkar rjjis allkount LÉ ayadthle >ithin Re5-rnes. Tbc Sociew to keey the House ¢thi¢iD-v2lopnMit£nd ReseTh'¢ at least atthc balan￿ of thc - t￿rM iIi.v¢Emenii held ts proiec: agaitiit l&rge ryair w'JTk ￿hl¥ll 7iay to bc uttdcrtakrn i the ￿￿re. and has b-eD abse lo Lbitry tlys"".r the carrent tht closiRg rscry"cbcing i66.C.16 (21J22 _ £6j:-6Jl-

ABBEYFIELD BREADALBANE SOCIETY LIMITED Report of the Executive Committee (Colliinued) A third smaller Nerve entitled the Cornfort Fund is held for S￿ oThfi￿ ￿tti￿tte5 and frivo]itie5 for The residents. There is llo specific polity for tbis reserve. but the bala￿¢ (topped trnm donatiOTLS) &s of the year ettd of £1.636 (?023- £2.000} is considetEd 5￿cient The Execulive Cornmtttee aLw dccide¢ Sn 2018 to esthblish a-S￿la1 PrDjccts- re5eEve in which any Gibson Trust donations wilt At the year e￿1 the Twtwe bad a bala￿t of £13.6l5. The Executive CornTnitw coL8iderthat the 5tat¢ of affa￿5 t>f the &)ciety Satisfactory. atsl thatthe S(Kiety continues to b¢ a goitlg concenL Dwite the oC￿uP8AcY ra of 9? for 20J? . the maKn continui￿g iswe remains securing an occupaTW level which is 5uslainablt ID the medium to longer ter￿. The Executive c0￿Mittet therefore ¢onr2nuc ￿ activel putsue tthtsa] options securing aT>d maint&inillg a viable occupallcy ra Plans for the FuturE The installation of a SPTinkler sY5re￿ thr0Ugkn￿ Eskdale is still under¢otssiderdtioll however wc tsking fLuther advice from expens in this regard Il'e w￿rt to be satisfied that this is definitely thcbts-t COUE5t of actioTL esp¢cially in vitw of the ton>iderable ¢ost a￿1 ￿hea1'al inTholNed. The insiailation of ? digitsl phon&teleraTe system and d(M)IcW System will be completed in eaTly 2025 at a cost of £6,700. DuT]ng 2025 energy costs will begn inttttsing very substsDts"ally as the current five.yeJt contracts for g&s aTLd eltetiicity come to end. Costs in a yearare anticipatrd D) it￿eas¢bY 65-70Yo. Upgrading the facilities is also apriority for2025. Strneture, Governa￿£¢ aryd mall*gen￿￿t Th¢ S(Kiety is registered &8 a"CTropetative atsj comrnL￿Èty Benefit knicty- utuJetth¢ Co-opcrati¥e and CommEmity Benefit s￿letics Aci2014. It is an exety¢bafity. The So¢iety is a150 TtgisterEd wtth Socia] a￿1 knial WO￿ lllwvement kntland (cotEmwnly called '%be Care In4>C¢totate") as aprovidrtof Housing Skwrt Setyices. The ￿lemberS of the COnLmittte aT¢ as Statedbelow. All Uk¢Tnbus of the Co]nmittee are %'Trluttietr5. Th Executive Committee, whicb geneAlly has 8 to 12 Djcmbcts, adEDI￿sters the Soci¢ty. The Colnmittre as Ir&st quarterly. The rneEllbers SPEcsfic respotsibtlities Visit th¢ hO￿￿e conlltktujicate infoTll￿lly oron a seEni.forn￿ basis regularlv be￿etn meetiT]g& The Cbairrnan is 2PFrf)lllt￿I atthe AnFLual General Mttting olthe Society aDd has overall rewn517>ilitv for the owions of the Society. Ntw metnbeKs of the COThTtEittee atE tratn￿ by the ¢liSfing of the ¢otivnitt£e as to their lryal obb"gations urLderchartty and ctsmpatty law. the Sei)tti5b Charlty Regulator's g￿ldance on tnEStee dutics, the function of the ¢QJD￿l￿¢¢ attd th- de¢isA¢m-m&king prnce￿. ￿cent finaD£i81 perforrnance and plaDS for the f￿￿re. Committee ￿e￿bets are encourats¢d w attend 8ppropriare cKtrTnal tsaiDiTrg evcaxts wheTr th¢se will faci5itstr the l￿de[￿king of thcir tDIc. One third of tkLe Mcmber5 of tbe com￿￿tte¢ ￿￿te by rotstioll an( being both williD8 and c5igibie. offer themselves for Trele¢tion at the Annual Getseral ￿l￿tillg.

.4BBETrTtELD BREADALB.4NE SOCIE IY LDIITED Report of the EIecutive Cojnmittee (ContIttu￿) 48me .4bbe'Nfieli 3r¢adalbanc SNicty LiD)rth COmpa￿Y R￿l$tr&*I0￿ LNwllber SPI850￿Sry￿ 11 7S: Registered OffJcE Solicitor Solic>tot5 ii .&tiLoII Road PiEI(Kruy PVI 6 iBU of Swt18d ￿0[p￿te I£0 FoiJErtaitLbri(tge 9PF SeTllor Stsrnthry_Audito Gill -pie IDVknrariTh- & Co. LI￿l￿d 32 Lcilj= ￿tre-l Blairgo￿lIe PHI0 6AW

.4BBEYFIKLD BR￿￿ALB￿￿E SOCIF.Tr Lt%llTLD Report of the ExeclltiTre Committee Relttd Parties NO￿ of our ￿5[c￿ teceive rem￿t￿lOn or other benefii fiDm theiT ￿Ork uith the .4ny cotutttion b¢twern a committee tntmLvor s-ttior]J)atkag¥ i)1 tt..hartt! with an> bkn5inckfi with wkn"¢h thc tradth- mustbt to Exc¢tsii%'e Co.mmittec in thr sw way &5 other¢olltracbJal reiaiionsbip ￿1th a relatrj - 2025 l>alc

.4BBETILLD BREADALBANE SOCIETY LLMITED Report of the Auditors to the Members Opinio We have audited thc fiTTrallciai statements of Ab]Kffjeld Breadalbaue Society Lirnited (the "charitable companv") for the year endcd 31 December2024 ￿￿1¢￿ comprise the of FiJ)Rn¢ia] Acttvities, the Balance Shtet and notes to tbe finanEial s&tc￿cnts. The rewrrittg fi3rnewo￿ that ￿ bee applied In their prq>aratiott is applicable law and thc UnFtcd Kingdom A¢coL￿(lI￿g s￿d￿nI& includillg 102, The Fillancial ileporti￿a Siarxlard xtt the UK aEKI Republic of IrElalld (UnitrdKillgdom Generally Accepted AccuuHbng Practice). IT] OUT opinion the finaT]Ctal statemct]ts". give a t1￿C fair view of the sl of the charifable cow￿5 &tTaiTS a5 at 31 December 2024 and of its Encome and txprkn for th¢ vearthen end￿L. ha￿¢ bcen Pro￿[Y pry8r&J IR accotd&nce with United Kingdom GeneRTly Accepted Accounting have been prepared Èn accordance with the Eequirements of the Cowies Act 2(X>6, the Charitit5 and Ttustee Investtnent (Scotland) Aet 200) a￿d R¢gutatioT] 8 of the Clwities Accounts (S¢otlaDd) Regulations 2006 {&$ arnend¢d) Bxsis of OPiDao We conduttd our audit in a¢cordance InreETrational StsTKlards ou Auditing (UK) (tskn. UK) 8nd app]icable law. responsibilirie8 foi tbe audtt of the fiT2ancial s{a￿ents section of OLtr report We are ind¢p¢Ddent of the ¢oFnp9￿Y in accoYdan¢¢ with ethtcal requint￿￿ts that art relei'ant to ouraudit of the fiD8ncial stal£meTrts i the UK Tncluding FRC'S Etbic21 Standard and have fuifjlled out other ethi￿￿ wllsibilities in ac¢ordaoce with thE5e requirem￿1& We be]ieve that the alldtt evidence we bave obtained 18 SLtfficieoi aTbJ appropria￿ to provide a basis ft>r (NJropinioEL Conclusions relattng to goljjg contern In auditing ttLe fiDattcial sratelllents, we have concluded that the diTECt(>T5 use of the goilkg concem basis of accounting ￿ the prepwatiory of the financial statemcn¢S Is tipprOp￿Te. Ba%d on the work we have perfonne¢ we have ]Trot tdct]tificd ally maierial uncenaiDtses rt]aÈin¥ to events or ¢oDditions tha1 individually or colltttiN'ely. ffjay cast significant doLEbt on the ¢haritsble compally's ab￿Ety to continue as goillg cowem for a peri(Ml of ai leagt ti¥elve m(Trnths when the fItwKi￿ statenThts atv authoIised for issut. Other infonllation The other ij2f0rn￿tio￿ eollwti￿5 thc Ènfornjatioa iucluded the 8]mual repor4 other than the financial ststemcnts and ottr a￿lIE0￿S rerK>rt th¢￿tL The tnLStees alf TE5WDsible for the other iafoTmation. Ot]r Opillion on th¢ finaucial state￿￿￿ts does not coi'tt thc other infrrn￿DCll an￿ txcept ￿ the extent otberwise cxplitiuy staled in ourrqK)T4 we do noi expttss any forni of &s5ur4nce eonclLLSiOll therron. In comtection with a￿JIt of the financ1￿ s(atcmw our r￿￿￿￿Ell￿ is to the other information and, doojg so: consideF whcthcr the other irtfoTTtration is Jnatertally iE2consistcrt with tbe tJnancK statCTneats or ¢)ur knowledge obtsincd the audit or appears to be EDateria]ly ￿]&thted. If we idclltify such rnaterial inCOELSiStencics or apyare￿t maietial ￿lS511￿mell￿ we are requitEd to det¢rrntJ whether thctc is a ￿￿erIal mis5tatmeDt the financial sratrmthts or a material tilisstatyneat of the other Inforrnation. If, based on the WO￿ we ha￿'C wfotme(I we concltsde that there is a mate17￿ misstatemrnt of thts other 1nforn5ati￿ we alC￿ulrcd to reportthat We hav¢ ]￿thiDg to rq)ort in thls TEg

ABBEYFIELD BREADALB￿￿I SOCIETY LIMrtED Report of the Auditors to the Members (cont) OpiDiOnS Oll Otlker matter5 prtwibed by the Cowpwties Act 21M16 In 0￿r opinio[4 based on the wDTk Lsndukn in the course of our audJ"L th¢ infornMtioR given ill tbc ExecutiTre Co])rnittee B4￿rt for the finttuci¥41 year for wbith the fin8aci81 statements are pEryared is consistrnt with the fi]MncÈal stttrments"." at the EXeC￿l￿￿'e CoTnmitLee Rcport been prepared in accordw with applicable lega] requirem¢nts. Matters on which we are rtquired to Yeport by ex¢eptiott In the light of the krtowledge aE]d vnderskzndiDg of the chaTStsble cornpany ond its ellvlr0ntt￿llt obtsined iti thc wurse of the audii we have not idelltificdmatrrial missrateADents in the Executive Q)r(unittee ReporL We have nothÉng to ¥eport in rwt of the follo￿l￿g ￿￿tt<[S Vi'here the ConxpaDies Act 2006, the Chantits and Trustees Inve5ttncnt (SCO￿0) Act 21N)5 alld the Cljatities Accounts {S¢otland) Regu]&tions 2(X)6 (as omended) requiTC us kn report to you if, in 0￿0P1n10ll: ad¢quate accoLinting records have aot been kepL or the financial sraments arc T￿t in agteemettt the accounting records and reDJrnS" or certain dis¢losures of ttustees. renu￿￿￿tion specifiedbv law are notmth" or we have not received all the infontik¢m and explallations we Eequire for oui audit Respon5Abilfties of trustees As explained more fully in the Executive Conirnittte StstcrnenL the tn￿¢t$ (who are a150 the director5 of the ¢haritable company for the purposes of companv law) Trwnsible for the preparation of th¢ finanGia] statements a￿d tor being ￿tisfied thai tha. ￿l'e a ttLte aDd fair view, and for such int¢rnal contn)I n preparin8 the fillaT]cial statemenL% the mJs'tr&s are [￿)￿￿￿trIe for &wsing the cottwany's ability to conullue as a going Concer￿ disclosing, as applicablG rnatters related to goiug cO]￿ern a￿d uslng the go]Dg conceTn basis of accounting ut]less tr irusteC5 rithcr itne￿I to liquida the eomydny or to ce operntions, or have EJO reaJi#i¢ altrrnative do so. Auditor's reS￿￿5]bIlitieS for the audit of the fjDTr£ial State￿ellts We haye bccn apwintcd as audiror tÈnder section 44(IM¢) of the C&￿ItieS and Tnt5tee Investmfflrt (Scodand) Act 200) and under the Companies Act 2006 aDJ In accordallce with the Acts aad leY2nt regulations ￿ade orhavillg effe¢t thereu Ourobje¢tiw¢s are to obtaiD rea$0￿￿e asS￿rdn¢¢ about whetherthe f￿￿￿la7 statcllkents as a wbok are free from material Tllistatemetti ￿hether due to fraud or <Yror. alld to i&sue an audltor's TCPOrt that [￿ludeS o opirllon. Rcaionable &5sl￿anCe is a ILigh levtl of assurantt but is not a guarantee that all audit coNlucted iD accordance with ISAS (UK) will alway5 detcct a misstatelllelli wben it exists. Misstaternents ca ise frojn frdud or error and a￿ tollsidered ￿t￿ter￿al 1£ itsJividu8lly or an the yegat4 they could reasonabl}" be eKp¢¢ted to infiuence the ecooonkc knis10￿8 of on the basAs of these fiD2llcsal Irregularitiffj including frw(L are installc￿ of non-compliance with laws and ￿gutatiOns. Wt dcsigxTr pro¢edures in litte with our responsibilities. outltned to dctttt ]natuitl misststtments En resFect of irregularitit& including fiaud The speolic priKedurES for this CE]gagcnmt and rhe extent to which these are capable of dete£ting irregularities including rrtud i) dekiled belo￿".

ABBEYFIELD BRE.4DALBA￿£ SOClb'l"l Lli%irrED Report of the Auditor5 to the Memb¢n (collt) . Ellqutrics with IkTr8na¥cment and th¢ iMteTTral ¥udit fiAnctioD ab)ui atry kt￿w￿ or su5pect&q I]]Sto]]c￿ of lloTrcornplianre law5 and EfOulatio￿ts frau¢L. . IiEadiryg w'ith TcguiaTrr5 sncltQing the C&re Inspr¢tytate. H<alth and Safety Exttutive alld OSLIL" • Rewmv1￿tr knard mjnutrs.. . .4uditing the risk of ovenide of contro15, iTKlwJing thDugb tCl￿g journal cntries and other adit￿￿ernts frjr apFWTiaiints5. Beca￿ of The field iEt Thiich the wlient rn we idelliificd thc followinLY arcos as tho8¢ most lik¢ly to have a mattrid itnpact the f. ￿tIcIsI staTemenL%.. UeaAth and Safrty:. Care rEgulation% cb3Tity law and compL"ance with the iiK coMwd￿eS ACL Owinu to th¢ iTthttret]t I]￿latiOnS of an audÉL is an unH￿oidab1e Eisk thar sot￿£ in the fintrKial statemenE tmay Tl(Ji detsxl¢(L thxwgh the audi( is p-wly planned and ptrfD[￿￿d in ccordan4¢ iliith rhe IS.4s (UK). For tns12nie. the fuJth&r r￿Uv￿j I￿)n-C(WIl￿ is fium the eTrents and trnrLEactl(ITi& reflect￿1 in th¢ fillanc￿l stsiements. the leii likely the audits￿ is io be¢ornz awdre of it or to rccognii.r the nvrt-cofflr.liance. A fuitr d¢sGription of our reytLslI )ilitits for the ￿dit of the financi81 ststrmcnts is locared on the Fin￿lcE￿I Rwrtiug CouncLi's webstte at htlp&:piwww.fr¢4Jrg.ukn'aditOTSfcspDnyibllitit This dewiption fonns part of our a￿litor-S Te[￿l "1'kn5 report is made oolelv to the as 8 ￿... in accottkncc with Chapter ? of Part J6 of thc C(m]ydni2s .4et 'YUU6, and to the chantv's Trust￿ ei 4 bod5'. in acco￿ with 44 (IXC) of thc ChatÉii es alld Tr￿stre Ini'e8tsnellE (ScodaTLd) ..ict 2005 ond ￿EulatIo￿ 10 OT ￿- Chatitirs ￿￿OUnts (S¢otlAlldTr Rfgul&tions 2(M)6 8men(le(11. audit ￿-OE￿. beell undatske¥L 50 we might slate to tIAe rI￿nb￿S and the ¢h#nry's t￿￿ee5 tho* m&tretS W"C are reqtttred io Etate to thejn in an aLtsh"wr'5 fEPOrt and for o&er PLllyose. To the fullest e.Kle￿ perniitted ￿ law, we do Dot acccpi or ￿S￿J1￿¢ responsLbiEity t(} atiyoiie otheT ihaa the clw¥t)': its mtmbtt5 as a both" ￿￿1 its trkLtrs ￿ a LKJdy. for out audit for this repori. 01 for tE￿ OPElliOlls K&e fLITmed. uillitspli IJiiLTarit¥ & C.0 L￿En1t 3J Leslie Street BlairgowTie PHIO 6AW Reytered.4udito Eli@ii)12 to 2ct b an awliu￿ ID ten￿ of s￿10￿ 121£ of the Co17Trwies AGt2006 io

ABBEYFIELD BRKADALB￿YE SOCIETY LLMtTED Statement of FinancRal Acttvities for year ended 31 DeCe￿ber 2024 Reslp7Cted FupFdY General Fup Totsl 2024 2023 Incoming Resources: Donations and legacies (Note 2) Investment incomé IrLterest- terni deposits Charitable aciivities (N-ote 3) Other trading activities 294 294 360 4,687 167.646 34 4,687 2,411 167,646 167.093 34 Total Incoming Resourc¢s 172,661 172.661 169,864 Resources Expended: Chatiiable a¢rivities (Not¢ 4) 364 166,670 167.034 144,163 Total Resources Expended 166,670 167.034 144.163 Net incoming l (outgotng) resources bcfor¢ transfers (364) 5,991 5,627 25,701 Transfers Gcn¢ral filnds House fabric alld care reserve Comfort fund Special projects (2.251) (2.251) (3,573) 2,251 8.242 136 {4.805} 2251 N¢t traDsf¢rs 2251 (2.251) Net Movement In Fullds 1.887 3.740 5,627 25.701 Reconciliation of Funds: General rcserv¢ brought forK-ard House fabric and care reserve brought fonvard Comfort fund brought forward Special projects fund brought forward Share capital 255.229 255.229 232.814 63.765 63.765 55.523 2,151 13.6l5 13,615 49 18,420 49 49 Total fuDds Carried forward 259,018 340285 334.658 li

.AiBBEYFIELD BRE.4DALBAJNE SOCiLTY LlhllTED Balauce Sheet as at 31 Dteewber 2024 2023 Notes 'laogible Fixed Assets Fr¢ehL)Id Pmpertii Eskdale House- at cost grant Furnishillgs 211214 (SL449) 211274 (8?,449) 130.547 130.547 Current Assets TL2de debiors Prepavm=nts Cu￿tr,t acwun: & cash Tenn dwsits 4.984 5,701 71.09? 133 129 210,522 218,379 Current Liabilitfies Creditor5 8.641 6.411 Net Current Assets. 209.738 ?04.111 Total Net Assets 40285 £134,658 Capital and Reser*es Share capital Gencral reserves SpeLial projects Comfort fimd Huuse fabrici'developmellt and care reserve io 49 258,969 49 255,229 13.615 2,000 63,765 1,636 66,016 £340285 £334,658 The acLOUllts were approved tb¢ ExeknutiTr"e Commitiee and siy&4 on its bebalf ott ?02 LbaiThn 12

ABBEYFtEtI) BREADALBLNE SOCIETY ￿￿{[TED Notes to the Accounts l) A¢¢0￿￿tI￿g Policies (•} B3Sis of accounting The accounts (fiDancia] state￿￿￿ts) ha¥¢ beenprepared urththe histor%¢al ¢ost tOnVen1ion with ite￿￿ recogn]5ed at Cost ortratssactioa value utde5S Ot1￿￿WIse ststrd In the televant note(s) to these a¢¢ounts. The financial hai""e br¥n prEF￿ed in aceordaELce with the Statement of RecomMelld￿ Practir". Accounting and Reporting by C￿￿tties PFepanng their accounts in accoi6Ènce wtth the FinaEKial ReptsrtiDg Stsndard applicable tbe L￿1 and liqm￿lIG of l¥eland (FRS 102) i&sued on 16 July 2014 aTKI the FiT￿claI Rq)ottillg Srondard applicable in the Ullited Kingllorn and R£pubIic of Ireland {FRS 102). the Charities and Trustee Jllvestment (Scollatyl) Act 200), thc Clwities Accounts (Scoilalld) Regulations ?006 (a$ 2rne0￿) and with tbe Re￿$t¢[ed Housing As￿clatiO￿ S¢ouish 1993 Qnier. Thc Society collstitutes a publiG bellefit entity as defllLtd by FRS 102. There is no dtffemce between the SUTplus on oTdrnary' Lrtiwties itithe StsteEnent of Fin￿1#1 Activities and its histOTieal cost 4uitra]enL The Extcuti&'e Comnjiuee Co￿lder thatthere &re llo m&tcrial LancertaiDties aErf>ut &￿i¢￿'S abtlity to coniinue as a going concern. There we no erial assumptions Jnade in the prepatatton of the a¢¢ounts. With respecito the llext rqJoTting perto4 the yur fflded 31 December 2024: the most5igDificanl of wicerlainty affects the Society is tht letrel of rellrat illCQTne which is achie￿￿le, &s this is largely depeud¢llt on the ulthown facby of obl￿ning future resideDL% and to a lesser degree the bealth of Clllrent j￿Idents. (b) Income r¢¢ogwtson TEunover retowscd uJTrdercharttable activiti&% COEtJPr]￿ of Telltal alld service incoflle ceivable. All inCOll￿ is reCogn￿d 0￿C thc SoGiety has eatitl¢mellt to the incom4 it is pTDbable thatthe iuGtsm¢ will be Ttteived aDd the attkount of receivable can be measuwl reliably. Dots￿10￿$ are recogn￿￿ Whe￿ the &)ciety has been notified in WEÈting of iK>ththe ￿￿OUEtt alld settlement datc. Interest oll fu￿d5 held s)ll dew5it Js inCl￿ded when ￿LJVable and thc atllDUllt bc measured liably by thr kniety,. this is Dorm￿lY upott notifieatioll of the intetest wdid orpayabie by the {e) Expenditure recogiixtion LEabi]iti¢s fiEe re¢ogtiised as expendittur as soon as dMe is a legal or coLsttu¢uve obligation eommiuing the S￿le(Y to thai LXpendIt￿e, it is prgbable that settlement be Eequired and th¢ amoullt of the obligatioD ￿eaSurEd rellably. 13

ABBEITIELD BREADALB￿N￿. SOCIETY LLMtTED Notes to the Acco￿llts (coutinued) (d) Deprviation No depteeiatioa beell provided against the costoFthe Herittblt Property. PFON'iSiorÈ fcpr deprttiation on fiLrDtshings w&$ njade in earlier)'ears bui the decision was ma<k. some y¢aTS ago, not to pmvt¢k forfuTtherdepTeciation. Thc figuTE 5ho4Nfft ur)der the hea(IiDg of fixed a&stts is repres￿ by the origÉD81 cost Icss rEsidLEal deprectatio (e) C&sh flow staternent The kniety h&s th advantsge of proi'isiorts of FRS 102 wlr¢h allows fDr st￿l¢[CharitieS to be exeEupttyS fro￿ the Treedto a cash flow 5taternenL (O Stocks The ODIV stocks held by the Society aTeminorrAtering stock£ and since COSLsideredto be immaterial thry e in¢ludAI in thc aCCOEmt5. Investments The inv(3ttncnts whTrch are h¢ld aTf fiKd ￿trI￿ iTJve5tedfor either 6 montk8 or l year, and atr valued at ￿￿Èet value. (h) CDrporalion alld VAT The Socicty. bas charitable and is exemptfrom Coqmtion T3x on the income it ha recetved. The Society is Mtregi)-tered for VAT and therefore the expetidiiure is inclusive of VAT. (i) R¢servcs The House Fabric aDd Care Reserye is nkintsuled a level approx5matdyequal to the value of bojds and gUa[aI￿ Trserv￿ hcld by the SLKiety. The Soeiety also endea"otS to Illaintsin tht Gell¢ral Re5m'e an aFnount eq1￿ to six Tuonths of roorn rent iticome as a continge]w ag￿$1 any substatrtial redLtcuon in [entiD¢o￿le or utsf0t￿cn bubstantial TEVeD￿ expendin]re. 14

ABBEYFIELD BREADALBANE SOCIETY LI￿ffrED Notes to the Accounts (continued) 2) DoEJations and legacies 2024 2023 Misc donatii)ns 294 360 Jn 2024 - £0 (2023 _ £40) was attribuknble to restricted in￿￿¢ funds Mth the balance of £294 (2023 - £i20) being added to uDrestrictcd fiEnds. 3) Inco]ne from charitable actiTrities 2024 2023 BoaTd and lodgings Charges receivable Loss¢s arising from refLuMls made Losses arisillg from vacalleies Coach House Charg¢s T￿¢11"able Losses ￿lsIllg from vacancies 173,273 (98) (12,945) 169.047 (4,946) (4,208) 7,4l6 7200 167,646 167,093 in 2024 and 2023 all income from cTrthritable activities V4as attnl)utable to unrestricted income fl￿&8. 15

ABBEYFIELD BREADALB￿N. E SOCIETY LLMiTED Notes to the Accounts (colltinued) 4) Resources expended on charitable activities 2024 2023 Direct costs Support governance eosts Salaries & N'IC PTovision5 PropeO' repairs- cyclical Repairs to property - fittings & equipment Furniture TcncM'al Coach House- refurbishment Coach House- thI￿ratiOn 95.038 95,038 11,946 4.619 22.329 84.207 14,169 5.177 4,909 4.619 22.329 115 115 3.300 176 948 10,562 172 176 Fi_ll Coach House- maintenartce Comfort fund Heat and liJt 588 588 539 327 8,478 5.230 1,601 1,858 5,726 260 J44.163 9,487 6.07? 2.ilo 2.173 1.377 1.713 161,807 9,487 6.072 2,510 2.173 6,604 1,713 167,034 Telephone Garden expenses Misc. and admin expenses Training 5,227 5227 In 2024 the expenditure on charitable activities was £167.034 (2023- £144.163) of which £364 (2023 - £327) w&$ expenditure from [&￿Icted funds and £166,670 (2023 - £143.835) was expenditure from u)JresLriaed funds. 16

ABBEYFtELD BRE.JlDALBANE SOCIETY LI￿I[[ED Notes to the.4ccounts (continued) 5) Allocation of governance and support Costs The breakdoNNTh of support costs and how thesc wcre allocated between governance and other supwrt C￿StS is shuwn the tabl¢ b¢lovr. Cost t)Fe Total GovernaDce slloeated related Other Basis of support apportionment osts TV licence General admill Residents / staff ¢ntertaiment 172 503 702 172 503 702 Actl￿1 costs Actual costs Actual wsts 1.377 1.377 Wbere allocations are nlade on staff time thks is b&scd on the time spent by the employees of Abbeyfield Breadalbaue on goh'ernance issues, wbich in the year under CODsideration is considered to be negligible. Governance Costs: 2024 2023 Audit fee Book kewing fees Information Commissioncr Fcc Abbeyfield Society Care Comrnission fee Other professional fees Support costs (sec above) 2.160 1,658 35 530 676 168 2,160 60 1,570 676 178 6,604 5.726 Thc cxccutivc COEllmittee has decided to meet all goN'ernance costs from uJrestricted fi￿dS and therefore no allocation or ¢harg¢ is to restricted funds for any governance related c(Ists. 17

ABBEYFIELD BRL4DALBLYE SOCIETY LLMITED Notes to the Accounts (continued) O Creditor5 2024 2023 ACe￿alS PAYE, pensioll and Natio1￿ ]llsurdncc costs Crcdit card Sundry Creditors 3,2)6 2,160 2.428 1,136 720 8,641 6,411 In 2024 £0 (2023 - £0) relate to restricted fimds and £8.641 (2023 _ £6:411) relate to ullrestrlct￿ filnds. House fabrieldevelopment and care reserve 2024 2023 Balan¢¢ brought forward Athl from surplus for the year Transfer from gcneTal reseTh'es Balance Ca￿led forward 63,765 55,523 66.016 63,765 8) General reserves 2024 2023 Balance brought forward Transfer to House Fabric R¢5¢rv Ttansfcr to Conrfort Fulld TTansfer to Special Projects Add surplus foT the year Balallcc cartied fotward 255,229 (2.251} 232,814 (8,242) (136) 4,805 25.988 255229 258.969 18

ABBEYFIELD BREADALBANE SOCIETY L￿￿ED Notes to the Accounts (continued) 9) Comfort Fund 2024 2023 Balallce brought forward DonatiODS Transfers in to fund Expenses paid from fund Transfer from General Funds Balance ¢atTied forward 2.151 40 (364) (327) 136 2,000 1,636 10) Share capltat 2024 2023 Balance brougbt fon4'ard Shares issucd dwing the year Shares redeemed during the year Balancc caTried forward 49 49 49 49 11) EmploJe¢s The average number of enwloye£s of the Society during tbe year was 6 (2023- 6) Tkkere were uo staff members with emolumenL8 amounti￿¢T to over £60.000. 12) Payments made to conunittee members The only payments made to con]n]ittee members during both the current and the previous Ye￿ relat¢d to tb¢ rcimbursement of occask0E￿ purchases of ieplaceEnent goods. pety cash payments and other expeE￿. for example S¢CT¢tsrial wsts for the ALnual G¢neTal Meeting. ID thc currcnt ycar no such related paty traDsactions were reported. 13) Housing stock 2024 2023 Nurnbcr of rcsidcnts rooll Coacb House Gucst room io io 19