CharftymMnb•r. SC010870
Conyeeatk•n number. 3ni45
Ness BankChur¢h of Scotland. Inverne55
Re￿[pts and pawnents attaunts
Year en(Eed 31 Det8mlJer 21n4

Ness Bank Churth of Stotsand. lft¥érn•
Contents
Year ènded 31 D￿mber 2024
Trustees, report
Independentexaminer's report
Statsment ofreceipts and payments
Statement of babn
Notes to the accounts
10-14

Tntstee$' ￿pOrt
Year ended 31 December 2024
Retven￿and admini5tsth detsils
Principoj offite..
Ne55 Bank Churth of Scotland
l Ness Bartk
Invetness
IV2 4SF
Chafity number-.
SC010870
Cone￿all0￿ number..
37Z145
Trustees..
Principaj office bea￿r$=
Moderator
Sess￿￿ c￿rk
Treasurer

Page 2
Trust￿$. ￿port
Y&irended 31 Ikcember2024
stEw￿re￿ go¥emanre•nd
Goveininodocument
The coneregatton isa ry￿tsred charity. number SC010870, and is adrnin￿ered in accordance Wbth the term5 ofthe tknl of
Constitution Iunitary Fomil and is subjert to the 3cts regulations of the Genefal Assembty of the Church of Scotland.
TntsteerEcfuitmentond upwintment
Members of the Kirk Session aTethe charitytrustee& The KtTkSession members are the Elders of the chureh and are chosen
frorn those members of the thurch WIKJ are considered to have the appropriate 8ifts and skills. The minister. who is a
memberof the KirkSessw)n, 15 elerted by the congregation and tndurted by Presbytery.
The ruli Kl1l Session meets reBu*riy through0￿ the year èn¢J IIFe (Jay to day work 15 delegated to tne ioiiowing teams.
namelw. Communlty Outrèach,. World MIs51oR.' Comrnunlcatlon/Publkty.' Pastoral.. Adrnlntstration whlch Indude5
Safeguardlng; Youth and Children.. Property,. and Flnance. The teams hwe set remits and their work is authorksed and
diretted by the Kirk Session. The team5 meet indiw?duall¥. and the leaders trom all the ￿mS along with the Session aerk.
Depute, Minister and Pastoral Care and Admin ctrordiftators meet regutady to oversee aT￿ co-r&rdinate the work of the
tearn5.
obIedtr￿anda¢t1Vtslls
Choritablewwses
The Church of Scotland is Trinttsrlan in doctrine, reformert in tradr(ion and Presbyrerian pollty. ft exlsts to glorify God and
to work for ihe advan￿ment of ChrisE'S Kin8dom throughout the world. As a national churth. it acknowledges a distinctivÈ
call and duty to the oriJinance5 of religion to the people of every parish of Scotland through a territorial ministry. It c(
operdtes with otherchurche5 111 v3ri(wJ5 ecumenical bodie5 In Scouand and beyond.
Ness Bank Church of Scotland. 1he Cyty Cenire Church. contlnue5 to be a vlbrant church wlth many actmties belng dellvered
thn)bJghwtthe wee
Ne55 Bank Church'svi5iOn i5to be a church wtthout walls. reachi￿ out in faith to our parish and beyth)d wrth the IiEhL the
love, the hope arnl the peace otour LordJe5us Christ. We serve Christ and central to ihat rs ow5unday morning Worship.
After
eriod ofvacancy. we are delighted to report that the￿haS ioined us a5our fnFni5tef and t
weextend a verywami Ness Bank wekome.
We are encoura8ed byt￿ steady reEurnto our weekty w￿shiP ￿ fflefflbers and wsitors and, togetherwth those who
Wryship online. we have a weekly attendan￿ of approximately IS￿190.
We contir¢ue to provide 3 Short 5er¥Ke at Ach-art-Eas Cafe Home on 3 monthty basis and have been bullding links w•th the
wider church community.

Ness Bank Churth of
TrusteE5' report
Yeèrended 31 t*ember2024
Page 3
Ouryouth work continues with B￿, Bri8ade. Girl's Brigade and Messy Church all active. We are 5eekire a revival in our
Sunday Scknol attendarKe and hoFefully we can build on this in 2025. The Baby and T(Kldler Group continup5 to flwrish.
tt was a joyto host the historK at)nual Kirking Trf the Council parade and thufch serV￿e which took Fdxe on Sunday 8
September2024 and which was led b
Attendlne were staff and members of The HtBhland Councfl along with guests froTTrthe UTrNersity of the Highlands & Islaftds
and cornmunlty councils, led bythe city of Inverne55 Pi
Band alon
with uniformed youth groups and xh¢)0S
representatives. CNt£ Leaders
Councillor5and repiesentstbvesfrom
vark)us organi5atiLFns serving the (ity, aThJ students and teachers Ifom ihe bha11￿There51a-GvMnaskUrn Awburg from
jrweri￿s5,S twinned cityof Augsbu￿ also particspated.
Inverness Food#LrfF. who have just celebrated the 10th year in OTxration. continuetheir5tefling work. It wa5 set up as a
reSP￿se to the unmet needs of those experienciTrg dai¢y challenges. often linked to hOme￿ne$s, wtrth the alm of
helping peop￿ transfomi their physical. mental and Social wellbeing. SeNces are centred at Ne55 Bank Church UEtlislngour
kitchen and halls and have been extended tothe Hitton area of Inverne
Totsl lunthes providedat Ness Bank and Hdton Inverness Foodstuff ix 2024 was 15,359 and the provisi¢￿ of bTeakfasts has
restarted duriry the cold weather.
We are delighted to report that ourComrnunTrty (Irtreach Team have once more been #b￿t0 support the Cosy Café In the
Bught area to provide soup. Sandwiches. cake and iealcoffee. and to prowde3 warm SP￿ for lessfortunate people in our
parish.
The pastofal team has beenensurin8 those members In care homes ¥tho aretoo vulneratle toattend churth are not
forgotten.
Ourfinance team has underwne a slight restnjcture, and we welcome
5 our newTrea5urer.
Our ministerial team had 3 we¢Jdings 15 funerab during the yearw4th 419 r￿¥ ort ourofficial r911.
14vould like tothankall members of Ne55 Bank Chuffjh fortheircontinuin8 stjpport. in particular our Ini￿sterfOr hls vtslon.
our teaTFtr5 arsd our church officerwho ensure the pratticafitie5 aretaken Ca￿Of, our church admlnstratorwho we all
depend on for support, flower tadies who make our church so welcomingeach Sunday and ourdeanerfor her hard wtsrk
and cheery nature. We are of course blessed wtth our Chtir and organ￿t.
We have much to be th3nkFul forand hiokfoThvard wth hope to 2025.

Nes$Bank Churth ofSu¥tknd. Inv¢mess
P¥4
Yearended 31 tl•¢ember 2024
Finwdal
Glving by sianding Orders decreased slightty durtng the yearwth a total of 183 reEular dor￿TS donating è total of £104.774.
The number ol regulardonorsustne the Freevjill Offering envelopes reduced frorn 22 to 20. don3tinE a total of £7.S29. A
further 15 donors not subscrib1￿ to those systems donated a rotal of £1.630. Ofthe re8u13r 203 donors, 154 were8rft
aided, an *mpre55we 76% of the total, gainin8 the church refund5 totallin8 £29,070. This is a clear indicatorthat Ne55 Bank
Churth has a conBre83tsoTr who remain falthful in their regularfinan(ial SUPkK)rtof their Church.
Durf[￿ the year the transfer of some of the primary treasury work s￿h as payments to 5uppJiers was a150 transferred to
Mackenzie Kerr resuliing In a more 5trearnlined financial function.
followingthe retlrernent of thetreasvrer
as appointed as hersucce5sor. Overall the financ
are sound with suffKient tash reservesto meet medium term requirements. However. there remains an ongoing deficit in
the at￿￿nts vA)ich 15 forecasted nextyear at around £dO,IM)O. Clearly in the termthis cannrt be maintainal and the
focu5 of the Finance Team and Kirk Session will be to address th￿ issue.
IFwerne5s Foodstuff contributed £14,400 ifi rent and remains a vital source of regular incOff￿ as well as an e55ential support
to those in need in the widor ¢omTnunity. Cashless donations by debit or (Yedit ￿rdS increased in 2024 and iotalled £673
comprising rwilaf visitor5 to the Slunmer Open Church, and atteTrdance at (￿cert5 etc.
Inflatknarycosts affected Ne55 Bank In 2024 in the way It affects us 311. The Churth Teams offset thls as much as possible bv
thelr dili8ence tn searching outthe best possib￿ value for materia15 and services. The Cong￿Ea￿On 15 prayerftjlly encouragejj
to annualty review their donationstosupport this ever wesent challenge that Bankface5.

Tru#¢es' report
Y•at gTrdedai [￿rnher2024
The member5 of the Kirk Session mLtst prepare financial statements which ￿Ve sufficsent detail to enab￿ an aPp￿i?tiOn of
the transactions of the ¢huth durTrnÉ the financial year. The rnernbers of the Kirk SessKJn arè responsible tor keeping proFer
accounting ￿COrdS whhch, on request, must refiect the financial position of the church at thal time. Thls must be done to
ensure that the financial ststÈments comply with the Charities and Trustee Investment Iscotlandl Act 21N)5. the Charit
Accounts Iscotlandl Re8ulatlon$ 2006 and the Regulatk)ns A￿nt Congregational Firtan￿ approved by the General Assemb
of the Church of Scotland 2(￿7. ThEy ale also *espon%tAe safeguardin8 the assets of the Church and m￿l take
reasonable step5forthe prevewktion andlor(letect1c￿ of fraud and other irre8ularilie5.
Thetrustee5 dedare that they have approved the tnths, report above.
d on behalf of thetfustees:

Ness Bank ChuKh ol Scotland. Invemess
IrMlependtrTrt èxamÈnerfs rèport to the trustees of Ness Bank Ch￿h otknll•nd. Inveme5S
Year ended 31 De￿rnber 2024
Page 6
I report on the acct￿ntS of the charity for the yearended 31 De￿mber 2024 which afe set out on po8e$ 7 to 14.
Rdpertlvè reswnslbll1t￿S ol tr{￿ee5 and examinff
The thariirfstru5tees are responsible for the Preparation of the accounts in accordance wtih the terms of the Charities
and Trustee Investment15totL4ndl 2005 Art and the Charities Accounts (Scotlandl Regulats"ons 21￿. The tharity
trustees congder that the audit requirement ol Rè8ulatTron 10(11 laklcl of the Ch3rities Accounts Iscotlandl
Regulations 20C6 does not apply. It ts my responsibility to exarnine the accounts as required under sectlon 44(11 Icl of
the Att 3nd to state ¥knether particular matters have come to my attenti¢)n.
Basls of Sndepondent exam1￿$ staternent
My examination is carri¥J out in accordance with Regulation 11 of the Chartties Accounts1Scirtlandl Regulations 2006.
An examination indudes a review of the accountlng records kept by the charFty and a comparison of the accounts
prèsented with those records. It a150 includes consideration of any unusual items or dSsctosure5 ill the accounts and
sèeks explanations from the trustees concemTrng any suth matters. The procedures undertaken do not provide all the
eviden￿ that would be required in an audit and. conse4uently. I do not express an audit opinion on accounts.
Independent examineT'55tateme
In the course of myexamlnation. no matter has come to ry attention:
l} whlch gfves me reasonable cause to belleve that in any material respe¢tthe reoulrements:
to keep accounting ￿cordS in ac£onlznce with section 4411) lal of the Charities aDd Trnstee Inve5tfftent
Iscotlandl Act 2005 and Regulation 4 of the 2￿6 Accounts Regulations, and
to prepare accounts which accord with the accountin6 records and comply with Aegulats"on 8 of the CharitÉes
knounts Iscotlandl Regulations 21M]6
have not been met. or
21 to which. in my opinion. ittenlion should be drawn in order to enable a proper vndetstsnding ol the accounts to
be reached.
Ma¢Ken25e Ktrr limitèd
Redwood
19 Culduthel Ro
Invernes5
. 2*
I￿L 44A

N•ss Bank Churth of Scoiiand. Invèrness
ststemènt ol rectipts attd pawnènts
Year end￿ 31 De￿mber 2024
2023
total
funds
funds
Donatlons
Legaoes
Grants
Re￿Ipt$frOM fundraising activities
Income from use of h3115
Incorne from investments
Receipts frcm other charitable actMtie5
157.033
9.3
166.414
159.147
2.098
3,717
20.184
9.095
4.607
750
5.555
17.350
6.642
2.922
1.178
20,184
5.999
4.607
2,539
3.096
Total recelpts
189.(*Jl
17,114
206,115
197,36S
Payments
Expenses for fundralslng artmtles
Payments relating dirertly to tharltabfe actlvrtles
Grarrts and don3tllY15
Govemance CO￿5- independent examination
599
183,430
1,681
599
216,578
1,681
1,440
1.082
214.466
I,iii
570
33.148
Total paymen15
187.150
33.148
220.298
217.229
Purchase of investments
Net re¢dptsllp4yrwitsl
1.851
116,0341
114.1831
119,8641
Transfers tolll¥oml fijnds
11,4301
1,430
SuTptU5lldefftitl lor the ye•r
421

Noss Bank Clwrch of Scollabyd, In¥tm05S
St*ement of bala1￿*S
As at 31 1)ecember2L124
Pa8e 8
2024
2023
fujmts
funds
lunds
Cash and baok balances at start of year
Surpluslldeficitl shovm on rn?4pts and payments ￿¢(x17￿
61,027
421
138.591
114.flMI
20,550
220.168
240.032
114,1831 119.8641
61.448
123,987
20.550
220 168
larket valuathn
2024
2023
Fundts¥AKh assrtbelo
Thechurth of Stot13nd Investors Trust- Intome FunLI
The Church of Scotland Investors Trust- Intome Fund
The Church of scotland Investors Tru5t- Incor￿ Fund
Unrestrirted
Restricted
Endowment
26,522
32.604
20.550
26.282
32,124
20,550
2024
val4Mtion
FundtOTfvknkh as*t belon
Manse
Gift aiLI refuryl
Gift atd rduK
Dt¥idend income
DwideTrd Income
VnrestrKted
Unrestritted
Restricted
UnrestTiCted
Restrirted
5(Ki.r
450.or
1128
Accfued income."
2.032
719
1.442
1.202
453.930

Nes5 BattkChLWth of Scotlart In¥eme5S
Stat*mtTrt of balan¢es l¢Onilh￿I
As at 11 De￿MI￿ 2024
2024
2023
Uabllltles
Fund to whkh fwbilrty Telates
Cred¢tor5arKI acauals
Unre5tiitted
Restricted
4.246
5.282
4,846
5.282
The xcounts approved by the t￿SteeS on...........
d Signed ￿ theirbehalf bv-

Page IQ
Notes tothe arcounts
YearerKled 31 Decefflber 2024
Oeswnutedlund5
8aby and toddlergroup- separate bank aCc¢￿Trt run bythe baby and toddler group.
Guild- Separate bankaccount run by the guihj.
Restiyrtedfvnds
Fabricfund- to defraythe cost tsf fepaifs and TTraiTFten4nce of the fabric.
Organ fvnd- to defr3ythe cost of repair5 and maintenan￿ofthecWn.
5È55Eon fund- SO￿1¥ to provide financial rèlief to members and adherenES in need.
pha￿ 4- for avital upgrade and modernisation of the sanctuary.
Lunch club- provides lunch everyWedne5day to the elderly lonely in thè parish and
The Lunch Club Ceased at the start of Covkl and has not resumed. It Ls hoped that 31 ￿rne polnt ITr the future
an￿her3tterTr3I*veC1uts WFU be estsblr5hed.
Emlowmentlunds
Fabric fund- IncomelTrnsferred tothe Re5tricled Fabrlr Fund.
Organ ftFnd- Incory￿ transferred lo the Restrirted Or8an Funtt.
Du¥ing the yea
role a5 thuich adrnini5trator.
ho is a member of the knrk SeWC￿, receNed reMufterat￿n totalling £IQ250 for tr*r
All Church vf ScDtlané congregatiorts tontribute to the National Stipend Fund which bears thÉ tttsts of all minister5,
stiwnds ar¥1 ÈmployÈr's contributiofts for nation31 insurance, pensions and housiTrg and loan fur￿. Minister5, Stipends
are paid in accordance with the nalional stipend scalÉ, which is rÈlated to yÈars of service. FOT the year ￿nder rewew.
the minimum slipend vasE31,642 attd the maximtjrn stlpend lin tho fifth and sUbSeq￿nt￿tI$} was £38084
41 forthit partie5
Christkin Ald Week
mar￿ Curie- Paul Fiehl concert
H*ghland HospKe- ¢opper bottle
Red Cross and Red Cresceftt- Earthquake appeals
Conntt*n8 Carers, Dirwvall. W3tthnI8htSery￿e apwl
Cosy Café- copper bott
Tearfund- harvest appeal
Inverntrss sireet ￿$tOr$-W￿chTr1eht servlce appeal
Inverntss FoLMd5tuff - retiringcolleclion on LX)mmunion Sunday l De£embEr
2,629
loo
36
182
207
570
3,863
5,449

Iless Bank Chwth of Su*land. In￿Me$S
Notss tothe accounts
Vearended 31 December 2024
Prye 11
fvnds
funds
total
S) AnalysTs •f re¢elpts
Dtynatyons
Offerings
Tax recovered on grft ald
OtherdonatkJn5
114.790
27.820
4,424
I25.￿5
29.070
14248
122.W8
27,157
9,081
1.250
7,825
157.033
9,380
166.414
159.147
Caring and Sharing
HIBhland Council Cornmon Good Fund
e(￿r Gordon Russel Trust for Lunch Club
1,598
1.598
2.098
2.098
7SO
Craft sales
Fundrai%ng for Phase 4
Guild
90
1,422
2.758
1,375
2.539
Z539
1,088
1.088
1.178
2.539
3.717
5.555
20.184
17,350
Bank rrrtwest
Dividends
4.560
1,439
213
1,884
4,773
4.322
3.040
3,fl&2
9,095
6.f42
WeddFngs and funerals
Babyand toddler8roup
Guild
2,880
1.343
1,470
1,343
394
4.607
4.607
2.922
Totsl ￿(lIPts
189.CL)i
17.114
20&115
197365

Nes$ Bank thurth d scot￿Thd. In¥erneEs
Notes tothe •¢cour*ts Icontinuedl
Y•arended 31 Der•rth*2024
2024
61 Aftalys￿ ofp4ym￿s
fvnds
Offèring envÈlopos
fjijild
96
503
96
210
873
599
599
1.082
Gi¥in8to Grow
Chii5tiHn Copyright Licencin8 International- licence
pr￿bYterydue5
COmmun￿at10￿ and publicity
Offi£e£osts
lanitorials
Phtstotopier leasing
Youth and chiklren
Book-keeping
Heatirg and Itghting
Planned contratts ser¥icing
Property upgrades
Water rates
Staff costs
Insufance
Manse tounul tax
Ministe￿5 empenses
Pulpirsupplv
(lther expenses
coMn￿￿￿ outreach
78,090
1.380
1.786
1.168
5,022
1.773
1.622
1,805
7.200
18,250
10.150
740
1,4S5
38,132
7,096
1.828
1.777
2.427
1.729
78.
1.380
1.786
1.168
5W22
L773
1,622
1.805
7,21XI
18.250
10,150
32.079
1.455
38.132
7.096
1.828
L777
2,427
1.729
78.09)
1.314
IA61
3193
2,233
1.622
97S
7019
2,831
56,556
31,339
33,837
6.665
2,172
11,118
1,809
33.148
ao
216.578
214.466
Grants d￿￿tIOnS
Baby and todder group
Guild
651
1.030
651
L030
810
1,681
I,iii
1,440
570
187,150
220.298
217229
Investment In Church of Scotland In¥e5tors Trust- InC￿ne Fund

fless B•nkChurth of Scotlamd. Inveme5S
Nots5 totheattounts l¢onknuedl
Yearended 31 December2024
Pw13
Baty&
Genetal todthr
lund tthp
Guild
71 Breakdo¥m of UnrertriC￿d fund5
DoDatK¥n5
Legaues
Grants
Receipts from fundraising attiwties
Income from use of ha115
IncomÈ from investments- bank interestantl (tividends
Retsiptsfvom £harttatAe *(vtUes'.
Weddlngs and fun￿￿15
Other
156J99
634
157.033
IY,493
9D
20.184
5.994
1,178
20.184
5.555
17.3SO
3.156
IA70
1.452
1,343
4,607
Totsl ￿eIpts
185.547 1.348
2.106
I89.￿1
188.47S
Paym•r*ts
Exwses for fUnd￿lSIng *ivitie5
Payments relating tlirectlyto tharftable attlvltles
6ratrt5 ald donatlons
GovernaTKe costs- indepeNletrt examination
503
625
395
651 1.030
S99
1.082
183,430 213.086
1,681
i.iii
570
182.410
Tatal payments
183.946
L276
1.928
187,150
215.849
NÈt recwtsllpayn*ntsi
72
179
1,851
127.3751
TrarkntolllrThnl funds
18301
16LTh)I
11.4301 12,7581
SurpWld¥fKitI for theyear
770
72
14211
421
iao,1331
Funds bwu8htlon¥ard
59.058
270
1.698
61,027
91.159
342
As well as fttnd5 hdd in bollk accounts. part ol general fund has been invested in The Churrh of scotland In¥e5t{￿S
Trust IrKome Fund. The total general fund at the ye8r end 15 asfallows..
fvnd
General fund hdd in bankac(ounts la5 abovel
6eneral fund invested in The Church of 5￿tknd Inve5ts)rsTn&sl Incorne Fund Ipage 71
59,829
26.522
86.350

paRe 14
Notes tothExcounts ¢t¢YndN￿0l
Ye*r ended 31 De(embu 1024
2023
fund
dub
fund
fund fuThl ¢osyfalé
Donation5
6.300
2,775
4.654
Lyie5
Grants
Receipts fromfunthlslry aCtNIt￿$
Income from use of halls
Incorne IT￿n inve5trDenS- bank
irtew&aF)d thdend5
L598
750
2.539
2539
1.418
831
Totslrerel
10.Z58
306
14Z9
3.275
17,114
Payments ￿la￿&dIT￿UYtt>
tharital￿ actMtie5
GrarrtS dnddor*tions
1695
13,148
28,614
2.695
33.148
Purchase of investments
SU￿￿51¢d￿r[citj1or*￿¥è8f
118.3861
126n
1.466
116,0341
7,510
750
1,430
2,758
117.71%)
750
12671
IA66
114WI
10.268
40.984 7.370 3,295 61331 23hll
13&591
IW23
21.278
&120
3,601
63,064 24.458
t,466
123,987
138.591
As well asfvn¢ts held in bank accounts. part of the phase 4, falNK and or8an furmls been Invesied In The Churth of Scofjand
Investors Trust irfome Fund. Thereare a150 organ endoVrt￿e￿l fund5. Thelotsl phase 4. fabric and or8an fvnd5 at the
vearend arE as fdknws:
Phas•4
Fabrk
fu
knd
fund
Resti[￿fUnd held in bank accounts la$abo￿l
23.278
Restrided fund irxrtsted in The Churth of Scothnd Irk¥estorsTrust Incorne Fund 26.146
fund hekl in b3nk a(Lounts
Erkdowment fund iD¥ested iTrThe(thuttthof Sto￿and In¥e5tC¥5Trust knrowe Fuh¢
63,064
1.716
10,550
10.550
24.458
4.743
ioxKx)
io.(
45A23
85,880
49.201

Sesslon fund
1024
Se*%ton rnovement yle 3V1212024
306
ExwKlkure
Ftnancial aK
rotal
Su4ths
Se55lon bal•Ke * I knu•ry
3,295
5esslon fund balance at 31 De￿rnber
3,601

Nes5 Bank Baby and ToddlerGroup
AttOUAts to 31 Decembw 2024
Bank Balance at l January
Net expenditure for year
Bank Balan￿ at 31 December 2024
270
72
342
tncryne
Exp￿dIt￿re
Fees
Bank Inte￿$t
1,343
Adopt-a-chsld
CALA
Hall rent
Hall donation
Anne Sutherfand Chrisbmas presents
Eden books
216
35
500
400
Total income
Net eKpenditurÈ
1,348
72
Total expenditure
1,276
1,276
1,276

Ness Bank (hyr¢h Gulkl
Statement ofac£ounts at31 December 2024
Income
Expenditure
Balante in b•nk at i Jawary
2024
1.698
Affillatlon fee5
Cash In hand
Moray Flrth Guilds Together
15
Offerin8S
550
Ne&s Bavk Churth
W(xk partv 5ale5
FestS¥e lunth
Affjliation Fees
Soup & Sandwith expen5e5
47
l)on*ions
Afterno￿ Teas IGuildsTo8etherl
324
Festtve hJn¢h
g&￿LUnth
132
Martha sts11
Owed to Me
120
Afternoon teas (Ness Bank)
338
Mccabe Intematlonal
Vine Trust
30
71X)
Smartle tubes
28
SLM4) & Sanwich {Feb 241
612
New Stsrt Hi8hland
B ￿sIngLynch
Ness Bank Girls 8riKdde
50
3,80q
Friends of Cameron House
2,528
Ots. Ness Bank Boys Bryade
50.IX)
Balance in 8ank at 31 December 2024

4A Glrls Brwe IWesg8ank) 2024
Income
E¥PendI￿re
Cath atbank as at ljanuary
1,395
Capitation
GB suppliesluniforms/badges
Company working materFals
Miscellaneous
G8 events
Weekty offerir
Fundraising forcompanv
MisCeFlan￿US
Casth at bankas at al Detember
L315
1.395
1.395
48 GlrL8 Bri8ade 2024
Inc(thÈ
Expe1￿l￿re
C35h * bank as * l January
1,442
Unrforms
Capitatkjn FÈÈS to Hq
Hlthland Cotsndl Lets
118
420
1,074
Weekty collects.on and Capltation Fees
Interest
Donation from Ness Bank Church
505
io
Cash at baftk as at 31 Det•nber
745
2.357
2.357

2nd BB M31nknunt
sheet as *t31 De￿rnbel 2024
Balance as at lJan¥ary
203
Intome
Collectlons
Gulld donation
Chur¢h donation
EX￿nditUre
Capitation fees 2024
Christmas parties
MateriaL% for sesS￿n$, etc
191
50
116
118
Totsl
641
Total
734
Bal*ce asat ljanuary
Add In¢ome
Less ExPendi￿re
203
641
734
BalantÈ as at 31 Detember
iii