Cardonald PArish Cburch Annual Report and Aeeounts 2025 The Church of Scotland Cardonald Parish Church As Approved by Trustees On 18" March 2026 ANNUAL REPORT AND ACCOUNTS Year ended 31 December 2025 CoogregatiOD No: J60912 Seottisb Charity No: SCO10265 137th Stated Annual Meeting
Cardonald Parish Church AnDug1 Report and Ae¢ounts 2025 Reference and Administrative Infomation Charity Name: Cardonald Patish Church of Scotlan(L Glasgow Charity Registration Number: SCOI 0265 Con8regation Reference No: 160912 Contact Address: Cardonald Parish Church 2155 Paisley Road West Glas8OW G52 3PF Trnstee8 Kirk Session (up to date ofsigning accowtss) Teasdale, Rev J (to 4111125) Interim Moderator Aitken C Allan L (Ordained 08103126) Batchelor J Boyd V Brownlie C Cassidy L Collins M Carr Peter Rev (admitted 28101126) Camcron, Rev R (from 2711 Ir25) Inw'rim Modcraior Hardie l (Ordained 08103126) Henderson J Kerr N Livingston D McIntyre R McKay A McNulty M Carr, Rev P (from 18111125) Locum Minister Morrison E (Ordained 08103126) Purdon J Reid C (Ordained 08103126) Stewart A F Stewart S Weir P Total: 21 Principal Offiee-bvdrers Minister: Interim Moderator Locum Minister Session Clerk: Deputy Session Clerk: chUh Treasurer: Vacant Rev J Te&sdale {to 04111125)" Rev R Cameron (from 27111125) Rev Liz Johnson Blythe (to 14109r25); Rev P Carr (from 18111125) A F Stewart R Mclntyte J Batchelor Principal Offiee: The Secretary Cardonald Parish Church 2155 Paisley Road West GLASGOW G52 3PF Independeni Examiner: K Bowle 18 Ledi Road Glasgow Banker5= Royal Bank of Scotland l Moncrieff Street Paisley PA3 2AW G43 2AJ
Cardonald Parish Chureb AnDual Report and Accounts 2025 Structure, Governance and Management Governing Document Cardonald Parish Church is athninistered under the teTms of the Unitary Constitution. Reernitment and Appointment of Trustees Members of the Kirk Session are the charity trustees. The Kirk Session members are the active elders of the church and are chosen from those members who are COldered to have the appropriate gifts and skills. The Interim Moderator has been appointed by the Presbytery of Glasgow and the locum minister w&s appointed by the Kirk Session. Oryanisational Strnttu The Kirk Session is chaired by the Interim Moderator and norn]ally meets at le&%t six times in a year. Certain responsibilities are delegat to four commtttees. These are Worship and Nurture Team, Mission and Outreach Team, Supw)rt Team and Finance and ProFW Team, &5 appropriate. Within each Team's remit there is a requirement to bear in mind the need for sl stewardship of our resources (ow time, talents, money and care for the world around us). The Kirk S&ssion is responsible for ail spiritual and temwral affairs within the chuh. Objectives and Activities The Church of Scotland is Trinitarian in doctrine, Refomied in tradition and p$b}fferian in polity. It exists to glorify CJod and to work for the advancement of Christ's Kingdom throughout the world. As a national Church, it acknowledges a distinctive call and duty to bring the ordinances of religion to the people in every parish of Scotland through a territorial ministy. It Co-operates with other Churches in vaTiOUS ecumenical bodies in Scotland and Iyond. Obje¢tAves for 2026 The Objectives for 2026 &8 follows: Following the adoption of the Presbytery Mission Plan in 2023 - to continue to work through the areas of co-operation within the tern]s of the Parish Grouping, and with the other congregations within our church cluster, now known as the Glasgow South West Parish Grouping. Followin8 the adoption of the Unitary Constitution in 2022 - to further develop the new Kirk Session Teams ar their worl according to the remits agreed by the Kirk Session. The Worship & Nurture Team and the Mission & Outreach Team in particular require fiffther development.
Cardonald Parish Cburch Annual Report and AccouDts 21)25 Following the request from the General Trustres for a review of the buildings of Cardonal Hillington ParK and St Andrew & St Nicholas - to work with the Presbytery Propety Committee, General TnLStee4 and other Presbytrry and central church committees to find a way fon¥ard with our sanctuary repair and conservation Project and explore the best use of our facilities for the future mission of the church. To explore how Eco-Congre8ation Scotland migbt impact our church. The wording for the Objectives for 2026 is similar in places to the 2025 wording as not much prOB$s vras n]ade during the year. Activities gnd Aehievements During 2025, in addition to the re8ular Sunday morning worship, and the Tuesday morning infom services, there were additional services around Easter and Christmas. We also participated in ecumenical activities including the Good Friday Walk of Withess and the Christmas Carols by Candlelight with other churches in our G52 Churches Together group. There were fortnightly Bible study and prayer meetings. Opportunities for fellowship were Provid by our regular Tuesday Coffee Morning, the Men's Club, the Badminton Club, the Monday Club, and the Craft Group. There was also the resumption of tra and coffee after Sunday mornin8 services on a forthightly b&8is. To satisfy the criteria to be a trustee an elder must attend Session meetings regularly in order to participate in the decision making of the Session. If an elder ch(M)ses noi to attend Session meetings that person does remain an elder but cannot be a trus*e. One of our elders, Mrs Margaret Gunn, has followed this course and she plays a major part in promoting prayer and encouragin8 Church members to prnctise prayer. This is an important role within the churc14 and one that we hope Margaret will continue. One of our reLYnt minislers infornially called her the Prayer Elder. We have about &8 many lre(VInactIvc elders as active ones and we plan to ordain several new elders in March 2026. The Kirk Session continues to meet'in-person, for most regular 8nd &J-hoc meetings but decided to continue meetin8 Vlrtually by 'Zoom' for the December and February meetings. The work on establishing the Kirk Session teams has progressed slowly, though all teams have now met to discuss their remits. Following the approval of the Presbytery Mission Plan, we approached the Church of Scotland General Trustees for fimding to undertake the sanctuary repair and conservation project. Before this Can progress, they asked for a review of the missional need for the buildings of Cardonald, Hillin8ton P&rk, and St Andrew & Nicholas. This is still an on80iD8 matter and, specifically with regard to Cardonald Parish Church, no progress has been made. A "poTrup" library has been established in our Small Hall for the use of local primary schools as the local Glasgow City Council Cardonald library has been closed for some time because of the presence of RAAC. GI&s8ow Life h&s funded the library and provided the books which will the property of
CardonAld Parish Church Allnu81 Report alld Ac¢oDnts 2025 our clLurcM and we see this as an extremely us¢fill outreach to our local conllnunity. The long-planned opening took place in late February 2026. One of our meD)ttrs. Mr Satttosh Nair. undertook SuccessfilY a Wothip LeadeTth¥ coutse and already led several services of worsbip at Cardonald He found that he is in demand to lead services in other churches in th¢ Presbfvy of Gl&sgow. The Rev Jim Teasdale continued as our Interim Moderator for most of 2025 but towards tbe end of the year the R¢v Ricbard cllerOll took over the positioL Aft¢T considerable planning our church w&8 delighted to T¢ceiv¢ the ministy of the Rev Peter Carr as our locum minister from the start of 2026. The following table $lwS the mcmbetship statigtics for the cburch over the1&8t two years. 2024 203 2025 193 Members on Roll as at l Janua Left duTing the year- By death unction Certificate . B Rwlution of Kirk Session . Othcnvis¢ 14 14 Admilt¢d- B rofegsion of faith B transfer certificate resolution of Kirk Session M¢mbers OD Roll #s at 31 Dttember tisD)s Weddin 193 183
Cardonald PArisb Church Annual Report and Accounts 2025 Financial Review accounts are prepared on the Reccipts 8nd Payments b&sis. The major source of income in the General Fund is the gUlar Offerings from thc membets ofthe ngregation togcther with the &wKiated Gift Aid Tefimds. totslled £80.615 in 2025. This is higber than 2024 due to some large one-off offerings aud new m¢mkTS beginni offerings. Lxpenditure w&s £151,877 giving a deficit of £35.519. tncluded in the expendittwe are redundancy costs of £20,534 for the Church Sectetsry and the Cburch Cleaner. Giving to Grow ConlJibutioDS of £54.950w¢re paid in at the cnd of the year. DonatioDS from Church OrgatitsatioS were. £4.990 from the TudaY Coffee Mornyn85, £600 From the Badminton Club. £250 from tbe Monday Club. Other ('knoD churchl donations came from the Junior BB and Anchor Boys £100. BB Company Section £100 and £71)0 from Girl Guiding. Cbri5tm&s Sales tab1¢5 doD&ted £1205 Det of a £245 donation to the Prince and 14incess of Wales Hospice. The let of the Church balls to community 8row>s amounted to £8.023. Reserves Pojicy The Trustees, policy is to hold resetves of approximately six monltLS ordinary expenditure, which amounts to £61,028 for 2025. This fi8UT¢ i% kned on 6 months of th¢ 2026 Budgel. At the year end th¢ Church held Unrestricted and Designated Fund5 of £141.791 of which £5,655 8re Desi including those of Chur¢h Organisatiolls. The Church also held £1 0,833 of R&%tricted Fund4 vknith he been Provided for the purposc specified on page I l of the accounts. The fabric of the Churcb and asswiated buildin requir repairs costing approximately £650,000. The Trnstces are workitig with grant giving bodies. The Presbytery and the Churcb of Scotlaad lo raise sufficient fjjnds to cover the Costs of th¢ work to the fabrlc without Ikpletin8 our funds to an unacceptabl¢ leveL Statement of Trustees, Responsibilities The metnbers of the Kirk Session muyÈ prepare fJnBncial stateDJents which give sufficient detail to enable 2D appreciation of the traDSaCtions of the Church durin8 the financial year. The members of the Kirk Sa8sion are reSpo81b1¢ for k¢epiDg prop¢r accounting Tecord5 whicty OD requ¢s¢ must reflect the fin8mcial position of the Church at that time. This must be done to ensure that the financial statements comply with the Chariti&% and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotlond) Regulations 2006 {as amended) and the Regulations Anent CoDgregatioll Financ¢ approved by the General Assembly of the Church of Scotland ill 2016. They aTe also responsible for safeguding the assets ofthe Church and must tske re8SODable steps for th¢ prevention alldlor detection of fraud and otber iTregulaTities. Approved by the Trustees *nd signed on their behal£ A F StewarL SessioD Ckrk Dats 03
Cardonald Parish Cburch Annual Report aDd Accounts 2025 Cardonald Parish Cburcb - SC010265 Independent EMiner'S Report to the Trustees of Cardonald Parish Church T report on the accounts of the charity forthe year end¢d 31 December 2025, which are set out on pages 8 to 15. Rest*ctlve respoD8lbllhles of truslees and ezamlner The charty's trustees are TesponsTbl¢ for the preparation of the accounts in accordance with the temls of the Charities and Tnte¢ Inv&theut (Scotland) Act 21)05 and the Charities Accounts (ScotlaDd) Regulations 2006 (as amended). The clwity ITteeS consider that the audit requirement of Regulation 10(1) (d) of th¢ Acullts Regulations does not apply. Tt is my r¢sp)nsibility to ex8rnin¢ the accounts as requirryl under section 44(l)(c) of the Act and to state whether particu]or matteTr have come to my attention. Basls of Independent uamlller's ststement My ¢xaminalion is carried out in accordance with Regulation I l of the Charities Accounts (Scotland) Regulations 2006 (as om¢nded). An examinktion includes a revi¢w of th¢ accounting records kept by the Charity and a comparison ofihe accounts pres¢nl¢d with those records. It also includes considerotion of any unusual Items or disclosures in the accounts and seeks expknations from th¢ trustees concerning any such matters. The procedures undertak¢n do not provide all the evTdence that would be requir in an audiL and consequently I do not expT¢5S an audit opinion on th¢ view given by the accounts. IndependeDI uamlner's statement Tn the WUTse of my examination. no matt¢r h&% come to my attentio which gives me re&sonable use to believe that in any matcrial spect the requirements.- to keep accountin8 records in accordance with S¢¢tion 44(IXa) of the 2005 Act and Regulation 4 of the 2006 Accounts RegulatXODS. (&8 amended) aDd to prepare accounts which accord WTth the aoUntIng records and comply with R¢gulation 9 of tFte 2006 Accounts Regulations (as amended). bave not been mel or 2. to whic14 in my OPiDi0 attention sbould be drnwn in order to enable a proper understsnding of the accounts to be reache(L Signed Name: K Bowie FCCA Addr¢ss: 18 Ledi Road Glasgow G43, 2AJ Date: 31st
Cardonald Parish Church Annual Report and Actounts 21n5 Cardonald Parish Church of Scotland Ro¢elpts and Payments Account for the year ended 31 December 202S Unre5bicted Re5trlcted Endowment Funds Funds Funds Tota Note Recelpts Donation5 Legaaes Artivitre5 for Generatin8 Fund5 Organisations Incomln8 resources Bank & Deposlt Interest Invèstment Income Rentsl of Premises Grants Drawn down from Gener41 Trustees 79,032 4016 8,016 7,515 7,494 132 &023 5973 Total Recelpts 115.813 114358 Paym•nts Cost of Genering Funds Chadtable Actlvltles G0Veman Costs 263 151,489 130,775 io) 15L489 L877 15¥877 13L483 Purthase of Fixed Assets Total Payments 87T 151877 13L483 Exce of Receipts overPaynnts fortheyearbelore transfer5 Transfers 136,(Nl 135,5191 122,7181 EX$SOfReTptstrerpw1ents 136,C641 1355191 122,7181
Cardonald Parish Church Annual Report and A¢cottnts 2025 Cardonald Parish Church of Scovand statement of Balances At 31 December 2025 Unrestrlcted RestrIrted ErnlOWrtt FdS Fd$ Fur Total Totsl 2024 Not• B•nkand Deposlt Balances Bank and dep051t balances broughtforward .858 W,286 14144 21Q862 Movem•nt In •r. EXSS of Reolpts over P8yments 13&C641 1355tsI lun81 Bank and deposlt balan5 carrled forward 1,794 .831 1625 W144 Investnntsatmwketv•luo (cost- ac67) la348 seti Flxed Assets Debtor5 2rA385 201ts4 2(XI3&5 201184 Uabllltles Accrued Charges The attounts were approved bythe Trustees on ehaKby. and signed on their S•on Cl•rk TreTer Date 201&
Cardonald Parish Church Annu81 Report and A¢¢ollnts 2025 cardold Parlgh Church crfscolland Notss forming partofthe accounts forthe yearended 31 December 2025 NO l B701ACCoUntknS These XCDuntshave enppedoThIhe Reolpts&Pwntsbmsln•xf whtheChaDtie$8TrJTnL4Èe InveThnt ISLoil8ndl P£t2(X4Tr Ch3riDesALtwntslSwdandl RepJat5QAs26{1BarnirthO7 and the Re1J(lAt¢QrWtBlllQn FIrTr approvedlrythe ffnernlAsqrt4v(rttheChJrthofScffjlar#lln 2 Mov•rn•ntln Amdi Atikn AtaD4¢ fjenéral Fund neTrl Reserve Fund Lo84LV Capitsl fvrd IrK6en C0ngpoF¢S nrted F8bricFund Sundw Sc or84nlsations.see below l179 231 14OJl 1212 Ix) 4562 1Tr058 IJW IJSL 14L791 RotrtJohn#m Beque5tFurd CertèMryTrnlnlTq Fu StalnodGl84Wrdow Fund AtlT& ConseN¥don Mlswonary FuThJ No£rFUd The Mxdon4dToJst Fadyon Furrtl l270 l357 761 1515 278 7hehI¢thqldTnt 1117 252 742 197,74) I]4 I15V781 io
Cardonald Parisll Church Annual Rert and A¢counts 2025 Movement In Ftsnds Irontdl Purpo¥ of Funds Robertjchnston 8equestFund lstobe used to provide MaterfatsfortheTrth ofthe thu¥th. Centenury fnyMino Fund i5to be usedfor provldingthe o75tofts3iTring members of the thu StoAnedGRo55 bthdowFuftd isfwthe MaintenanOftheSt8InedglaSSWindDws inthe thurth Rept71rundConseThrtkn FsmLI-NI5sJCassEll¥eEquetti5trthePAlr•ndm1ln1n?OtChurth PruPertyandd11ary bulldlrTr8S TheMissionoryFund lsforthe supportof Ekwendenl In trlalay. AowerFund..Thls Isto prnde flowersfordtsplaydurln8servls01worsthtp. MLrcdonokifrustondMcFodyenFuftd.. 7hesefuodshddany un5pErrtirKkyre dethd fromthe assodated End¢MrnentFund¥ FobncFund.. TheTrustees have setasldefundsforthe ongrywma1ntsrnofthtthIffth prDprty. GenemlFund. De4swlththe dayto day nJnnln8ofthe Chtsrth iegocyCopltolFuftdlnc(n Congpurposes. Ur&trktedieqotsforqenemlrnnrtknqo)Sts¢7nd17ryeexpendth. ourhorbedbytheKhkSÈssktn. Plewunre5trktodkgttckswffjt*useLlkcafyorfyMsredhve. AtlJ•n AlDÈ£ Badmlnton Club Men's Club Sundaysthwl Tuesdaycoffee Vmlnrf Craftaub day aub IU7) I3B 147 £97 14 11 Is 4056 li
Cardonald Parisb Chur¢h Annual Rert aud Accounts 2025 S Ana81$ of Dortatlons Totsi WFOSthem8 Inonfjftdl GIftMd Donatyons Tax R@Covered0nQftd Lkn OrdlnaryOfl@dn84lOpw platel Contribulion5from Outde Stipend Endowment fonattons 9357 222 51ffi8 14 %292 79.032 4 ot P4ym•nts Totsl Tot1 Offerin8 envelopes Computtrsupport 4nAt05r0wcQnlbU¢loTrs Pr05byt4ry Dues Vlnlster'sTranl et¢ Éxpon5•J pulp Supply Lrn Salary othor SHlary Cost5 F4bilt R¢p•S15& Wnt•nwK• Hpat and Insuran Manse CoundlT•x Telephone & brO•dnd Println8 &St8llonery Ueanln8 Nkttrfalsetc Llfe •ndWork14etC05t Other Expenys Inatlon5to OtherOvEani5JtTrob)$14ote 10 Cosi tsf Flowetsef¢ thuith watrRatos wpbsltg 4n us ffi7 IL824 4875 L557 ¥TJ8 ¥7 11721 Chlldren •ndYouth IAn15tsy Outgoln£ Reswr¢ÈsoOrgantSllL FabrlcFund Payments 1871 15L489 Independènt EX)Ine¢3Fee Purchase ofdAts Total ISL677 13L483 12
Cardonald Parish Cbureh Allnual RepDrt ad Accounts 2025 5 Truee arA Rtlated PKryTrnlo [ringtheYeJrTrjtr rKel%O re1Mbut0fe4Saf lfi rEspeLtofciAwKilt4trw.l 8rd SLThlryo¥eMe%. The Interfm ModerotcrarKI ioajrn Nfinister£•ed fM51ntra41 exkr Notrustee oTrn reldto atte hal arypet5OndlntÈre5finary(ontroTts3¢>l enternd lThtobVthed.ty duTlngtheyÈ. 6 Mlnlthr'St•nd I ChuTthof &gUd(0tyl0n5C0Mlbt•tsthe MoF#1 Supwd FUwh1th bevsthÈ¢¢5t50f all ¥rlnlstBT¢ 5tTpendsand employer1nb¥tt0nSf0tn0oD 1n9jrn. penslon •)d lo•nfuTh Sttptsdsare pakl lThK0rdaWhtr nat10 S1¢1¢wh1th Is rel8tedtoyewsolseMo. Forthe¥ewUthrrVéw.th• nnIrj$t1P9Jwa%ÉJ14lltthdtI¥1 StInd{Inth&fifth?Trd gJtsEquentwarslM•sÉA 64nAkn55) MMk•t Vly•# 310¥£ COYTGrowth lld Inr•stIOtr. TheMatdthwlLI Tn¥t 1270 IU7 L2[6 4252 742 8ook VAW¢ il l 2025 F4Jrchas tJJ1ngyew yr CYpr8ci0JKffi tr yEEr 12.7W B&V801t 31 t*¢ IY25 13
Cardon8ld Parisb Church Annual Reporl Accounts 2025 CollealoosfotThlrd Partlos llo riStn ErÈkir L277 16 4307 The well PrIn Td Pr11eSSorw4Ies PcppySo)tlwd .In Nate. D¢•¢th1O Well. psidr&In Demb•r 0¥ewtJnWJ*nW¥1 14
Cardonaid Parish Church Annual Report and Accounts 2025 Cardonald Parish Church of Scotland Year ended 31 De¢embgr 2025 Appendix FUNDS HELD ON BEHALF OF THE CONGREGATION BY THE CHURCH OF SCOTLAND GENERAL TRUSTEES CAPITAL ACCOUNT Credit Balances held at31 Decemberatcost rketvalue of Balan at31 Deomber REVENUE ACCOUNT Credlt Balance at 31 December 1297 15