Cardonald Parish Church
Annual Report and Accounts 2024
The Church of Scotland
Cardonald Parish Church
As Approved by Trustees
On 19th
March 2025
ANNUAL REPORT AND ACCOUNTS
Year ended 31 December 2024
Congregstion No: 160912
S¢ol¢ish Charity No: SC010265
136th Stated Annual Meeting

CardoD&ld Paiish Churth
Annual Report and Accounts 2024
Reference and Administrative Information
Chariry Name:
Cardonald Patish Church of Scotland, (i1&8gow
Chartty Registration Number:
SCOI 0265
Congregation R¢fer¢nce No:
160912
Contact AddTess:
Trustees
Kirk Session (up to date ofsigning accowtts)
Independent Examiner:
Banktrs:
Ro}'al Bank of Scotland
l Moncrieff Street
Paisley
PA3 2AW

Cardonald Parish Church
Annual Report and Aeeounts 2024
Structure, Governance and Management
Governing Document
Prior to June 2022 Cardonald Parish Church w&8 admiillstered in accordance with the tern)s of the Deed
of Constitution. Since ther4 it l)&8 been adtninistered under the tetms of the Unitary Constitution.
Recruitment and AppoinlmeDt of Trustees
Members of the Kirk Session are the cl)arity trustees. The Kirk Session memlrrs are the active elders
of the ChU￿h and are chosen from those members who are considered to have the appropriate gifts and
skills. The Interim Moderator and the Locum Minister have been appointed by the Presbytery of
Gl&8gow.
Organisational Strueture
The Kirk Session is chaired by the Interim Moderator aTrl norn)ally meets at least six times in a year.
Certain responsibilities 8re delegated to four commit￿S. These a￿ Worship and Nurture Team,
Mission and Outreach Team, Support Team and Finance and Propety Team, ￿ appropriate.
Within each Team's remit there is a requirement to in mind the need for good s*wardship of our
resources (our time, talents, money and care for the world around us).
The Kirk Session is resw)nsible for all spiritual and temporal affairs within the church.
ObjectAves and Activities
The Church of Scotland is Trinitarian in doctrine, Refornied in tradition and Presbyterian in polity. It
exists to glorify God and to work for the advancement of Christ's Kin8dom throughout the world. As a
national Church, it acknowled8es a distinctive call and duty to bring the ordinances of reli8ion to the
people in every parish of Scotland through a territorial ministy. It Covoperates with other Churches in
various ecumenical bodies in Scotland and beyond.
Objectives for 2025
The Objectives for 2025 are as follows:
Followin8 the adoption of the Presbyw Mission Plan in 2023 - to continue to work through
the areas of Coknoperation within the tern￿ of the Parish Grouping* and with the other
ongregations within our church cluster, now known as the Glasgow South West Parish
Grouping.
Following the adoption of the Unitary Constitution in 20?2 - to further develop the new Kirk
Session Teams and their work, according to the temits agreed by the Kirk Session. The Worship
& Nurture Team and the Mission & Outreach Team in particular require further development.

Cardonald Parisb Churth
Annual Report and Accounts 2024
FolloNiryng the r¢quest from Geneml TrusEes for a review of the buildings of Cardonal
Hillington Park, and St Andreiv & St Nic￿1&￿ - to work with the P￿sbyt¢ry Prop
Conmiittee, General Trustee& and other Presb)tery and central church committees to find
a way forward M'ith our sanctuary repair and conservation project and explore the best use
of our facilities for the fijture mission of the church.
The wording for the Objectives for 2025 is similar in pla￿8 to the 2024 wording as not much pro8￿Ss
wa5 madc durin8 the year.
Aetivities And Achi¢vemen¢s
Since ear
Augiist ' U_4 lie
ve been welcoming ow Locum Minister
o lead us in worshlp
on average every second Sunday. We share her with another congregation in our parish grouping. Her
style of leading worship is mildly difftrent to what we have I￿en used to in the Church of Scotland
with some intere￿ing ne￿. hymns and, &$ a Texan, there is an occasional Americ￿ slant to her
semions. She is very approachable, is willin8 to speak ai length to prospectiN'e members of our church
and IJ particularly 8ood with children during seryices of worship.
£)uring 2024. in addition to the regular Sunday moming worship, and the Tuesday morning Infornial
service& there were additional services around Easier Chrisunas. We also participated in
ecumenical &tivities including the G<x)d Friday Walk of Witness with other churches in our G52
Churches Together 8roup. hosting Emrt of the event. Thue were regular Bible study and prayer
meetings.
Opportunltles for fellowship were provided b), our regular Tu¥sdav Cvtr¢¢ MurAki118, tlie Meii's Club,
the Badminton Club, the Monday Club, and the Craft Group. In the autumn the Friendship Circle
merged with the Nlonday Club, the latter moving to a Monday afternoon. There was also the
resumption of tea and coffee after Sunday rnoming services on a monthly basis.
M¢mbers may haye noticed that
e does not appear in the ligt of tp.18tees provided
on p2. This is due to a tcchnicaliis. coi'.CLniin:'
A numbcr of years ag
hose not to
continue to all￿d Session rneetin84 althou8li still Jn clder. To satisfy the criteria
o,- a trust¢¢ the
elder must attend Session meelings fairly regularly in order Ici
Jniii
ale in the decision niaking of the
Session. It is irnportant tn be aware that this does not afftcl
eldership. As most chutch
members will kno￿,..￿p1aYS a rnajor pan in promoiinLY prai'er and encourdging church
members lo practise pr2yer This is an im￿rtant role within the church. and one that hope
'Il continue. One of our recent ministers informalty called her the Pra}'er Elder.
The Klrk Sesslon continues to meet 'in-EYr50n' for most tt8ular aod ad-hoc mKtin8s but decided to
continue meeting virtually by 'Zoom' for the De£ember and February meeungs. The M'ork on
ethblishing the Kirk Session teams has progressed slovily: though all teams have now met to discuss
their remils.
The Ivork of the Church Clustsr representatives produced a Draft Basis of Parish Grouping for the five
churches in the CIu5tcr. This was agreed by ca¢h Kirk Scssion and p￿*d to the Presbytery and
centTal church for approval. This has noiv be¢￿ fu￿lIsed with each coll8re8ation I'oting in favour of
the Parish Grouping.

Cardonald Parish Church
Annual Report and AccouDts 2024
Following the approval of the Presbytery MI￿10n Plan, we approached the Church of Scotland
General Trustees for funding to undertake the sanrtuary repair and conservation project. Before this
can progress, tbey bave asked for a review of the missionaj need for the buildings of Cardonal(L
Hillington Park. and St Andrew & Nicholas. This review process is completely new to the Church of
Scotland, and it is still an ongotng matter.
Unfortunately, Historic Environment Scotland have withdrawn their offer of a substantial grdnt
towards this projecL which means that if the project goes ahead, we have to start the Process of
applying all over again. Similarly, Historic Churches haN'e withdrawn their offer of a grant. These
dectsions arise out of the delays by the church authorities in providing grants and giving us pern]ission
to proceed with the projecL
The followin8 table shows the membership statistics for the church over the l&st two years.
2023
221
2024
203
Members on Roll as fdt l Janua
Left during the year - By death
unction Certifica
. Otherwise
14
21
14
Admitted - B
rofession of faith
By Iransfer certifica
resolution of Kirk Se&sion
Members on Roll as at 31 Deeember
203
193
tisms
Weddin s

Cardonald Parish Chllrch
Annual Report and Accounts 2024
Financial Review
These accounts are prepared on the Receipts and Payrnents b&8iS.
The major source of income in the General Fund is the regular Offerings from the members of the
congregation togeiher with the associaied Gift Aid re￿nds. Tho8e totalled £74.492 in 2024. This is
lower than 2023 due to the continuing fall in givin8.
Expenditure was £131.483 giving a deficit of £22.718.
Givin¥ lo Grow Contributions were ovcrpaid by £429 in 2024. This was due to changes in th¢ amount
due following the vacanc) slarting in July.
Donations from Church Organisations were, £4,769 frorn the Tuesda), Coffee Mornings, £600 From
the Ba(Iminton Club. £1 10 from the Friendship Circle. £? 500 from the Men's club. Other ("non
church") donations came from the Junior BB and Anchor Bo)'s £lOO. ?￿1 CardoDald B￿￿7)ieS £800.
The let of the Church hails to ￿n)mUnity groups amounted to £5,996.
Reseryes Policy
The Tru8tees' Ex)licy is to hold reserves of approximately six months ordinary exFendittwe. which
amounts to £68,OJ I for 2025. This figure is based on 6 months of the 2025 Budget. At the year end
the Church hcld Unr¢stri¢t¢d and Designated Funds of £177,856 of which £4,806 are Designated,
inLludin¥ thus¢ ufchuKh Or8axiisatioi)s.
'Ihe Church also held £1 0,286 of Restriaed Funds, which hai'e been provlded for the purpose
specified on page I l of the accounts.
The fabric of the Church and associata buildings requires repairs costing approximately £650,000.
The Tni.qtee8 Are wr)rking Jmth grant giving bodies. The Presbyter). and the Church of Scotland to
raise sutYi¢ient funds to cover the costs of the work to the fabric withoui depleting our funds to an
unacceptable levcl.
Statement of Trustees, Responsibilities
Th¢ mcmb¢rs of thc Kirk Session must prepare financial statements which give sufficient daail to
enable an appreciation ofthc transactlons of the Church durin8 the financial year. The mcmbers of th¢
Kirk Session are ttsponsible for keeping propEr accouniin¥ records whiLh. un rwuesL Inust r¢fleLt tlie
financial position of the Church ai that time. lThis m￿st be done to ensure that the financial statements
comply with the Charities and Trustee InNestmeni (Scotland) Act 2005, the Charities Accounts
(8cntland) Regulattons 2006 (as amended) and tk Regulations Anent Congregationa] Finance approved
by the General.4ssembly ofthe Church of Scotland in 2016. They are xl8n respon8ible fnr safeguarding
the a33cts of the Church and musi tak¢ r￿onable steps for the prevenuon andlor detection of fraud and
other irregulariiies.
Approved by the Trustees Ydnd signed on their behalf.
Session Clerk
Date

Cardonald Parish Chureh
Annugtl Report Aeeounts 2024
Cardonald Parish Cburch - SC010265
Independent Examiner's Report to the Trustees of Cardonald Parish Church
I report on the accounts ofthe cl]arity for the year ended 31 December 2023. which are set out on
pages 8 to 15.
Respective resw•nsibilities of irustees and examiner
The charity's tn￿CeS are ￿tK)nsible for the preparation of the accounts in accordance with the ternis
of the Charities and Trnstee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland)
Regulations 2006 (as amended).
The charity trustccs consider that the audit rqU1￿Ment of Re¥ulaiion l(Kl} (d) of the Accounts
Regulations does not apply. It ts my responsibility io examine the accounts as required under section
44(1)(c) of the Act and to stat whether particular matters have come to my attention.
Ba$is of independent exAmiDer s statement
My examination is carried out in accordance with Regulation I l of the Charities Accounts (Scotland)
Regulations ?006 (as t)mended). An cxaminotion includcs a r¢view of the accountsng recordts kept by
the charity and acomparisoIi ordi¢ prcsentsyj with those records. Ii also includes consideration
of any unusual ltrms or disclosures in the accounts and seeks explanations from the trustees concerning
any such matters. 'I"he procedures undertaken do noi proNide all the eN'idence that would be required in
an audit, and consequently I do not expre&s an audit opinion on the view given by the ac£ounts.
Independent examiner's $tJitement
In the coursc of my cxamination, no mattcr has come to my attention.
hich 8ives me r¢asoniible cause to believe thai in any mawial respect the requirements..
to keep accounting records in accordance with Section 44(1)(a) of the 2005 Act an(f Regulation
4 of the 2006 Accounts Regulatsons, (as amended) and
to prepare accounts which accord with the stc£ounting recordg and comply with Regulation 9 of
the 2006 Accounts Re8ulations (as amended), have noi been meL or
2. to which, in my opinion, attention should be drawn in order to cnable a proper U￿1¢r5￿ndln8 of
the accounls to ￿ Teached.
Si8ned
Narne:
Addres5
Date..
21103
2015

Cardonald Parish Church
Annual Report and Accounts 2024
Cardonald Parish Church of Scotland
Recelpts and Payments Account
for the year ended 31 December 2024
Unrestricted Restrfcted Endowment
Funds
Funds
Fund5
Totsl
Totsl
2023
Receipt5
Donations
Legaaes
Activities for Generating Funds
Organisations incoming resour￿$
Bank & Deposit Interest
Investment Income
Rental of Premises
Grants
Drawn down from General Trustee5
79,032
79.032
79,541
18.714
1,4
8,811
6.439
I,C69
7,494
9,185
I,C￿9
7,494
301
Total Recelpts
iC44C
357
l(B,765
125,873
Payments
Cost of Generating Funds
Charitable Attivities
Governan￿ Costs
581
130,775 ￿1,702
Ico
Ico
130,675
io)
1.383
131.483
122,383
Purchase of Fixed Assets
Totsl Payments
1.383
i(
131,483
122,383
Excess of Recelpts over Payments
ft>rthe year before transfe
Transfers
1219751
257
1630)
122,718}
3,492
Extess of Recelpts i)ver Payments
(22,345)
1373)
{22,7181
3.492

Cardonald Parish Church
Annual Report 94nd Accounts 2024
Cardonald Parish Church of Scotland
ststement of Balances
At 31 Docomber 2024
Unrestrirted RestrirtÈd Endowment
Funds
Funds
Funds
Totsl
Total
Note
Bank and Deposlt Balan¢es
Bank and deposlt balances
brought lo￿ard
2U1202
10,6f
210,862
207.368
Movementln year:
Excess of Receipts over
Payment5
122,3451
(3731
122,7181
3,493
Bank and deposlt balances
carried forward
177,857
10,287
8.144
210,861
Investments at marketvalue
(cost- £2,(￿7)
9.5
9.596
768
Flxed Assets
Debtors
203.184
203.184 205,983
2LB,184
203,184 205,S83
Uabllltles
AccruÈd Charg•5
The accounts were approved by the Trustees on
tréhalf by-
vlw¥u'
nd signed on their
Sewlon aerk
Treasurer
Date

Cardonald Parish Church
Annual Report and Accounts 2024
Cardonald Parish Church of S¢otland
Notss lonnlng part of the accounts
lorthe year ended 31 0￿¢mber 2024
NOTES
l ￿511 otA¢countln8
These accounts hav• been prepgred onthe ft*￿1pts & Pl￿￿nts basls in xrnrdarK¢ with th* Charltles and Trustee Imiestmgnt
Is¢otlandl Art 2￿6. Tht Ch*ntiÈs Aco)unts IS(otlandl Re8ul•tlon$2ff61as •rneTr4•dl •r￿the Rewlatsons afi•ntCon8T•8at4on•l
Flnanc* appYov4d byth* G•n4ral A559mbly of th• Churthof Swtsand 3)1&
2 Mo¥•m•nt In Fund•
Atlj
At310•c
G￿r￿n(0￿•#
r•¥du￿10ft af
Unr•Jtrfrt•dAund¥
G•fi•r•l Fund
G•n•rnl R•s•N• FUTr
Le¢aryCapitsl Fund IncG•n Con¢ puryws
Desiqnoted
FabrtcFund
T•* Fund
Oryanlsatlons-S•• b•lcMt
9L￿ 1129.5121
L120
210
L179
169,288
9.079
120,CQiI
4670
174
14.3
n8
IL8711
I7.￿)
ILV201 IC4410 IDL38yI
177.858
Robèrtjohnston B•gu•st FuThl
Centen•ryTrylnln¢ Fund
Stilnèd Glasswlndow Fur
R•palr& Cons•Natiofi Fund
Th• Mlsslonary Fund
Flower Fund
Th• M*tdoMld Trust
Fa(tyen Fund
Ag•ncy Coll*rtlons
L211
L220
6JB
L270
1424
1388
232
357
ia))
10,286
ThtMocdon#ld Tn¥t
M¢F&dyth F¢md
FlowYr4nd¢iMfflm•Trt
Llg)
L270
L117
957
252
97
sn3
219.628 1(E767 113L4851
197.740
io

Cardonald Parish Church
Annual Report aDd Accounts 2024
Mov¢m8nt In Fundi {contdl
Purpos4 of Funds
Robertjohnston 8equestFuJid is10￿ us*dtopriMde M*en￿$forthe youth of the thurth.
Cententsry Truifting Fund is to ￿ used for provld1w1￿ c¢)5tof training membersof the thurth
Stsrined ￿$$ WindowFund is forthe maint•rbance of the Stsined 8la55 wind¢)ws in the thu
Repolrondc¢Ms￿¢ltt0n Mfjssj Cassell's Bequestjsforthe ￿paIr3Thd mainte￿nce of thurch propertyand •Trclllary
bulldlngs
TheMwionoryFuAd Isfotth• supportof Ekwend•nl ￿￿)$￿￿1 In Trklwi.
Flow¢rFund.. Thls Isto provlde floWÈtsfordlspliydurir￿ Servi￿s0f w￿lShI￿.
Motdonuld Tru5tondM¢P<rdyen Fund.. Thes• fund5 hold any un5pert In(tsme derlved fromthe asscoated EndowmentFunds
FcbrkFund.. Th• Trust•es hav* setaside funds fortheongoin¥ ￿intenan￿ ofthe chyrth prowrty.
GerterolFund - Deals wilh the dayto day vunnlngoé the Churth
Legt7(y CopltolFundinc Gw Conq purposes- UnrtstfKt¢d leg<rciesAoroeswolrnnnkig cgsts undlarqeexp•ndltur¢.
outhorlse<l by theKJrkSesshon. New unrestrnt￿￿wLYes wNAlbevxd Ormv￿te￿h*rE.
NQt•.AlItw￿tI￿ndll1t￿￿￿thrn1￿￿1tr61TrIQ tl*1•1•¥￿efvrt￿
At lJ•n
AtJIO•c
TThnsf•r•
ChuKh Oryanlutso
BadmSnton Club
n's Club
Sunday School
Tuesday Coff•e ￿rnI
Craltclub
Fri•ndship Orde
Chri5trna5Tr•e F•stlvil
Monday aub
47
16C•Jl
12,XQl
so3
L147
97
761
47n
14.7701
761
176
1941
13881
IL2641
4n8
Iw¥
I7,9￿}
4362
li

Cardon&ld Parish Church
Annual Report and Accounts 2024
3 Analy￿* ot Donottons
Funds
Ful￿*
FurM15
Total
Total
WFO Sth•m• (non ¢3ftAidl
Glft Ald Donatlon5
Tax Recovered on GiftAid (k*NS.
Ordinary Offerings IOFen platel
Contributions from Outsid• oryanI￿l0￿s
5￿pend EndowThTrt
Donatioths
Natlonal giving Ltsy
Iq222
41&732
942
13,165
132
615
9n
79,541
4 An•lyd• of P•ym•nts
Unv•rtrb¢*•d h￿L*•d End¢r*mrt
funds
Totsl
Tot•1
costof 6•*MMt1￿
Off*rln8$nvolopes
Comput•rSupport
391
581
Chorftabl•Actlvltl•s
Mnlstries & Ml5510n Co*itrfbutlons
Presbytery c￿*$
Mlnist•es Trnvel •tc. Éxwn*s
Pulplt Supply
Loojm 5•11ry
Oth•r Salary Costs
F4brlc ft•palrs & Malntsnan
H84tand U¢ht
Insuranc•
M•ns• Coundl T•*
Telephone & broadblnd
Pnntini &St¥tlon*ry
Cl•*mln4 ￿tertaI5 et
Llf* and Work Net Co
Other Expen5•5
Donations to Other Oryni14lions Not• 10
Cost of FIc•w•rs •tr
Cburth wat•r Rates
w•bslte
Outrnach & weAYNp￿thd
Chlldren and Youth Vdnlstry
Outyoln8 Resourc•s of Oryanis￿on$
Fabric Fund P•ym•nts
41x8 X736
L4n
L549
1,472
LY9
L455
27.517
4315
19.359
IL824
4,875
1.557
997
yi
11.824
4657
L557
957
520
793
L537
L637
Iini
1178
320
931
8n
1.871
775 lli702
Independent E¥ornlnert F••
Purthase of Fbxed Assets
Total
13L383
I,￿ W383
12

Cardonald Parisb Church
Annual Report and Accounts 2024
5 Trust•• R•mun•r•tlon *#d R•l•tod Party Transactlons
Ourlngthe yearone trustee (the mlnlsterl rttel¥•d r•imlwr5ementof exFensesof C.395 In ￿sPe￿oI ￿l￿n(al tax. travel and
Sundry expense5.
Notru3tee orper50n related to a trustee h•J any peysoftal ihierEsl in •nycorrtr* ortr4nsaLtlonent•r•d Into ￿the thadty
duringthe year.
6 Mlnlst•r's Stlpqnd
All Church of 5￿tI￿nd congrei*ions c0Trtrib￿e toihe Natlorwl Stip•nd Furbdwhlth b•ars th* costs of all mlnlst•rs' stlpends and
employees eontrtbu￿ons for national in5urnrKe. ponsion and housln¢*nd loan fund. $￿p*1￿5 ar8 pald lfi 4ttt*rdan￿ wlth the
national stip•nd s￿1•, whith Is related to years of S•￿It*. Forth y*ar underrevlew. th mlnlmum stipend WaS￿l642 andth•
rnaxirnum stlp•nd Ilnihe flfth Ind subs•qu•ntY•W51 was E3488
7 Inv•rtm•nt•
Mavk•i
Vdu• at
G•SnALoMI
V*lue •t
310•¢
R•v4lu•don
COSITGrwth Fund
H•ld Sn r•ip•¢td:
End04vrnrfnts Funds
Th•M•cdonold
Th•McFodyqn Fund
Flow•rFund
Fobnf¢Fund
L270
L117
957
4252
9.5%
8 Nx•d A**ts
Audlovls￿l
M¥M• Prfnt•r Eq￿PMan?
Tot*1
BL￿ val￿ at 1 ard4
pU￿has*d dLvlrwJ yoar Irw
C4sprts45 year
D¢Fffjclatkn Ixy
1i7Y51
12.79YI
Br<th Vth 1131 Dec >)24
203,
13

CardoDald Parish Church
Annual Report aDd Accounts 2024
9 Coll•¢tlons forThlrd PartJ•s
Sale the Cmld
236
Ckn$t￿n
The Well Athica cwlre
678
Etskir
Pcpw ScotlaTrJ
CfrAJrch hrrtjse
Dernerrtia S¢c4iaThJ
357
311
io
1?6
375
C￿8
Lodglw Mknsirji
Cwcer Rosearch
Not8s
Miry8t•ts le@￿Ivj im
Ih Prin¢• iro Prfrw olWaS85
20
L277
4078
10 Oott*tlott#tooth•rLwnlsrtSo
' Th• W•ll
Pr6nc• ind Prtnc•¥sof W¥l•s Hosplc•
Ersklne
Poppy Scotland
678
-In
1178
Not•. Don•tlonto'Th• W•ll' pald ￿1(* In Da￿Mb•r23. (h•rpaym•nt r•tum•d J4nu•ry
14

Cardonald Parish Church
Annual Report and Accounts 2024
Cardonald Parish Church of Scotland
Year ended 31 December 2024
Appendix
FUNDS HELD ON BEHALF OFTHE CONGREGATION
BY THE CHURCH OF SCOTLAND GENERAL TRUSTEES
2023
CAPITAL ACCOUNT
Credlt Balan￿$ held at 31 Decemberatcost
Marketvalue of Balan￿S at 31December
REVENUE ACCOUNT
Credlt Balan￿ at31 Deomber
2.297
1.326
15