The Parish Church of Coldingham & St Abbs
[Church of Scotland]
2025
Congregational Accounts
RECEIPTS AND PAYMENTS ACCOUNTS
Congregation No." 050304
Charity No: SC009185

Reference and Administrative Information
Charity Name:
Th¢ Parish Church of Coldingham & St Abbs
[Church of Scotland]
Charity Registration Number:
SC009185
Congregation Reference No:
050304
Contact Address:
Treasurer
15 Lawfield
Coldinghatn
TD14 5PB
Trustees
Members of the Congregational Board: Rev. B Neill, Mr N Renilson, Mrs J Lindores, Mrs J Gibson, Mr
A Hamilton (Treasurer), Mr A Harris (from 06-11-25).
Elders of the Church who are also members of the Congregational Board..
Mrs R Goldie (Session Clerk), Mrs M Wilson (to 06-02-25), Mrs M Karsgaard. Mrs A Robertson, Mr R
Bond, Mr D Campbell (Clerk to the Congregational Board), Mrs K Easton, Mr G Prentice, Mr C Aitken.
Rev. A Haddow (Parish Minister)
Principal Office-bearers
Minister..
Session Clerk-
Treasurer..
A Haddow
R Goldie
A Hamilton
Elders Emerita
Mrs G Philp
Mrs A Halsall
Mrs M Wilson
Independent Examiner
Bv4nker$
Gillian O'Dea CA
Ava Lodge
Castle Terrace
B¢rwick upon Tweed TD15 INP
Santander
Bootle
Merseyside
GIR OAA

Trustees, Annual Report
Year ended 31 December 2025
Structure, Governance and Management
Governing Document
The Church is administered in accordance with the tenns of the Deed of Constitution.
The Church of Scotland is Trinitarian in doctrine, Reforn]ed in tradition and Presbyterian in polity. It exists
to glorify God and work for the advancement of Christ's Kingdom throughout the world. As a national
Church, it acknowledges a distinctive call and duty to bring the ordinances of religion to the people in
every parish of Scotland Ihrough a territorial ministry. It co-operates with other Churches in various
ecumenical bodies in Scotland and beyond.
Recruitment and Appointment of Truste¢s
Members of the Kirk Session and the Congregational Board are the charity trustees. The Kirk Session
members are the Elders of the church and ar¢ chosen from those members of the church who are considered
to have the appropriate gifts and skills. The Congregational Board is appointed from within the
congregation and members of the congregation are invllted to nominate individuals, who are believed to
have the skills and commitment to contribute to th¢ management affairs of the Church, to become members
of the Board. Board Members are then appointed at the Stated Annual Meeting and serve for a period of
three years after which they must seek re-election at the next Stated Annual Meeting.
Organisational Structure
The Congregational Board is chaired by the Minister and meets at least four times in a year. The Kirk
Session which meets at least five times in a year is responsible for spiritual affairs within the church and
is moderated by the Minister.
Objectives and Activities
The congregation is a linked parish with their sister congregation of Eyemouth Parish Church just further
down the coast. The congregation nomially has weekly worship on a Sunday morning in Coldingham
Priory. involving all ages, with some services focussed around young families. The worship service is
nonnally followed by a fellowship time at the back of the Priory. When there are five Sundays in the
month, one of the services is in St Abbs at the Ebba Centre, normally on the fifth Sunday. The ¢ongregation
is an active member of East Berwickshir¢ Churches Together, the local ecumenical body. Its members are
involved in "house groups" that meet together. The congregation nomially runs in partnership with
Berwickshire Christian Youth Trust (Bcyf) an activity based educational experience day for Primary Six
pupils from schools in East Benvickshire around the history of Christianity in the local area named Priory
LIVE.
During 2025 numbers in attendance at worship were in Line with the pre¢¢ding year.

Achievements and Performance
There was a normal pattern of Sunday worship through the year.
Our Assistant Minister, Rev. Jeliase Mutimbairi. working in Eyemouth and in Coldingham & St Abbs,
continued to assist Rev. Andy Haddow until he found his own parish in Aberdeenshire. We wish him, and
his family well in meeting their new chaIlenges and opportunities.
The Communion Roll is now 47 membeis with 34 adherents. Worship and other events are enlarged often
by visitors to Coldingham & St Abbs.
As part of the Presbytery of Lothian and Borders, w¢ are sustaining our established local mission under
Rev. Andy Haddow's secure frnure as our Minister.
Sunday worship in the Priory took place at 10.30am from the beginning of the year but has now moved to
9.30am. Worship Moves to St Abbs Community Centre on any fifth Sunday of any month.
We endeavour to provide for th¢ needs of children attending Church with their families.
The Church works alongside th¢ local Primary school, offering support where appropriate and hosting the
end of term services for Winter and Spring time. The minister is involved in the chaplaincy team at the
local High school and a few members volunteer with both schools in a number of different ways.
A Busy Bees gathering for toddlers and parents meets on Monday mornings in the Priory. On a less
frequent basis a Families initiative ts bringing together a group of primary school children and their parenls
for a Friday afternoon gathering involving games, Stori¢s and music in and around the Priory.
In 2025 some members of the group that helped run Alpha in Coldingham Priory moved to Eyemouth
Parish Church as the Alpha venue changed. The ongoing plan is to run this yearly switching venue between
Eyemouth and Coldingham.
Regular prayer gatherings and group meetings involving both parishes in the linkage continued.
The Parish continues to support the Eyemouth Foodbank and the Parish remains a conduit for donations to
this social initiative, now housed in Eyemouth Parish Church hall. The Congregation are supporters of
Crossreach, Ihe Church of Scotland sociaL care arm. Funds are raised each Christmas through the sale of
Christmas cards etc.
Two initiatives have established a weekly Tuesday Chat gathering in the Priory for coffeeltea and
community fellowship, and a monthly Saturday morning prayer gathering in the Church.
The Church has maintained a website, w￿V.¢01dln
arish.co.uk, and produces a bi-annual newsletter
as a source of information to members and visitors. Alongside this Rev. Andy Haddow maintains a
Facebook page for Coldingham & St. Abbs Parish Church.
On Remembrance Sunday the church leads the short service at the War Memorial in Coldingham with the
laying of the remembrance wr¢ath.

Finance
The principal sources of regular income continue to be offerings (Gift Aid, weekly plate and donations)
and investment income. In 2025 regular donations reduced marginally but one significant legacy was
received.
With the benefit of increased rental income there was a surplus of income over outgoings in 2025.
In contrast with 2024, an ¢l¢ctricity bill was settled in 2025. serving to radically reduce the surplus of
income over expenditure.
In Decetnber the electricity n]eter was changed and we are monitoring its readings to understand and if
necessary effect change in our energy usage. We considered the introduction of solar panels and a heat
pump but we were discouraged from this development by ihe attitude of the local planning authority.
It is the Trustees, policy to hold sufficient reserves to fund ongoing repair work to the Church and Manse
and to meet any excess of general expenses over regular income. A quinquennial condition report on the
Priory identified around £40,000 of Tepair work and this will impact our fabric expenditure in 2026.
Unrestricted bank and deposit funds of £29,929 and unrestricted inveslments of £201,461 were held on
31 December 2025. Bank interest and investment income was stable vs. 2024.
The Benevolent fund had resources at the year-end of £55,009. A new initiative was launched in 2025 to
mor¢ ¢ffectively make use of these Benevolent Fund resources in serving the community.
Stewardship
Giving by standing order is the mainstay of regular income for the Parish.
Statement of Trustees, Responsibilities
The members of ihe Kirk Session I Congregational Board musl prepare financial slatements which give
sufficient detail to enable an appreciation of the transactions of the Church during the financial year. The
members of the Kirk Session I Congregational Board are responsible for keeping proper accounting records
which, on request, must reflect the financial position of the Church at that titne. This must be done to ensure
that the financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005, the
Charities Accounts (Scotland) Regulations 2006 and the Regulations Anent Congregational Finance
approved by the CTeneral Assembly of the Church of S¢otland in 2007. They are also responsible for
safeguarding the assets of the Church and musi take reasonable steps for the prevention and/or d¢te¢tion
of fraud and other irregularities.
Approved by the Trustees and signed on their behalf.
Rhona Goldie
Session Clerk
12th March 2026

The Parish Church of Coldinghan) & St. Abbs
SC 0009185
Independent Examiner's Report to th¢ Trustees of The Parish Church of Coldingham & St Abbs
report on the accounts of the charity for the year ended 31, Decernb¢r 2025 which are set out on pages 7
lo 11.
Respeetive responsibilities of trustees and examiner
The charity Trustees are responsible for the preparation of the accounts in accordance with the temis of the
Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations
2006 ￿ amended by th¢ Charities Accounts (Scoiland) Amendment Regulations 2010.
The charity Trustees consider that the audit requirement of Regulation lO(I) (d} of the Accounts
Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1)
(c) of the Act and to state whether particular matt¢rs have come to my attention.
Basis of independent examiner's statement
My examination is carried out in accordance with Regulation I l of the Charities Accounts (Scotland)
Regulations 2006. An examination includes a revi¢w of the accounting re¢oTds kept by the charity and a
comparison of the accounts presented with those records. It also includes consideration of any unusual
il¢ms or disclosures in the accounts and seeks explanations from the Trustee5 concerning any sucb matters.
The procedures undertaken do not provide all the evidence that would be required in an audit, and
Consequently I do not express an audit opinion on th¢ view given by the accounts.
Independent examin¢r's statement
In the course of my examination, no matter has Come to my attention
which gives me reasonable cause to believe that in any material respects the requirements:
to keep accounting records in accordance with Section 44(1) (a) of the 2005 Act and Regulation 4
of the 2006 Accounts Regulalions, and
to prepare accounts which accord wth the accounting records and Comply with Regulation 9 of the
2006 Accounts Regulations have not been met. or
to which, in my opinion. attention should be drawn in order to enable a proper understanding of the
accounts to be reached.
Name: Gillian O'Dea CA
Address: Ava Lodge, Castle Terrace, Berwiek upon Tweed, TDI 5 INP
Date:
ads&

The Pari5b Church ofcoldin
ham & St Abbs
ts and PaiiDent5 Acrounl
l-ear ended 31 December 2025
T•tsl
46515
170
133
1,036
9Jll
47,195
9Jl
56.723
54
1,736
910
1,736
105
Costs of
Cl#ritablE actrritits
53X$5
53SI)I
Otker Paii4tM
352
40,122
53.435
053
54,fA8
4,455
E￿t$S d Receipts Orer PaTriwits
for the Ye
4.455

The Parish Cthllrcb of Coldin
Siatemenl of Balance5
At 31 Decembèr 2025
& StAbbs
B••k &
33yO
•iYmentin Tear.
4455
37.795
33
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