GEORGE. JAMES AND ALEXANDER CHALMERS. BEQUEST ANNUAL REPORT AND UNAUDThED FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2025
GEORGE. JAMES AND ALEXANDER CHALMERS. BEQUEST LEGAL AND ADMINISTRATIVE INFORMATION OuncanAJI J Civw Chiiho WHIrn R Symq Ha*ern Slxma Clck (Appjkthd 15th Jun• 2024} IoIod 21ItJw 2025) {P4ooirtgd 4th tY•cththr 2024. 8C(XI8818 5Abyn Tw•c• Urit•d P810 1YP 37PJO>n Plo¢• 10 1YN 40PJty Plae• A810 1YN SAbyn T•rr•(• AB10 IYP
GEORGE, JAMES AND ALEXANDER CHALMERS. BEQUEST 8-14
GEORGE, JAMES AND ALEXANDER CHALMERS. BEQUEST TRUSTEES, REPORT FOR THE YEAR ENDED 30 SEPTEAIBER 2025 The tnAt•ès prnsent t1r anr4Jal reFQrt and finanaal statemBnts yearfjnded 30 September 2025. The financial ststements have In Freparad in vAh a(£%)unlSTrJ polldos get in rKe 1 to the fmanual s¢at•m•nts and rA)mF4y wrth the charitys CXmbtsQTr, Ih? ch8riliB5 and TDJ5tee 1rb¥etht (Str)tnd) Ad 2005. the ChartU8s Aceounts {6eollandl RegUt 20C• las arnendedl and 'knyxnUng and RertIng by Charilies.. ststern of Recrynmended Prmd1 4)pllthl• ts thanb8s Ihoir •conts in Eordan ilh th? Fwwnu#l R4)r¥J Standwd app41bI& UK ar Rewth of Irnd IFRS 102r l•ff•th• 1 January 20191. Obledfv• and •ctMde• The charilys owts are to manaptheT11 as8ets, to pay Lmrt 1h wki8 raye crf gach yoar. fixed to e•rtain IrUbJkn named in the Tnt Dewjs and to fwnoles in dWAThStans TOnt in Abwdeen. &ty¢t b rnt)tbn of necsw for tr Thprovernw of thg IBnds and hcAts•S. to dfvide I b3lance fomoinNig th$ obi•cts Lrf bewts kn a way Ilw nwahl thlnk best. Tr trustees have many yewB P8hY part of the bahr b f#mak5 in dJaM$t•s. In recent y£ws the smal Ted swn tlonalKJns have been ccfflmuted ty a caFXtal paynt allhOu th8 redpO8rrt5 of ftx•d donalK>ns dlObl• to othjthnd donaoons SLWu$ revenLB at Ihe dixrdirm ollhe Twslets. hknments and perforrftan Th• Tnjsl pays (lrt kJual amvitle$ of £712024 . £81KII. The Bre pyatle on a l¥lf bath, In Decenr 24 2025 to femdes in pwr ¢wrAwn5. Fh•ncl•l r8vlThT Revlew of Ih• y•Ar Th• attac fir•rnyal StatenK Jlv a ngt dèfr4t the yew of £177.387 12024 . ngt w4us £97,3281 Th• '¢Jaa$0' in pgrformanco ¢rj to tho prkl larggly duo b I10459 twminaliw wments madg durh Re¥ervts polley The Iwstees haw establish the 18vd cl rese85 Ihat It n88d5 to hav•. R•58rv85 arn held to cer mgintenm repth tr fa bultRngs L¥p#81 irTVOVrnts reqLrif8d to the farn bulthrvJs in ¢ydw, aThY to ensu suffiraent fiNS hdd to meet the likaty AiitAI impad d any ¢xmtirowth$ Identhlgj in risk rn#napmènL Th• eonsld8r Ihe w8s8nt rèwl crf res•rv•s held as svfflc4grrt brt ttwt th• $huJd be kept uTrJer Th• tntstees eortsi¢r Ihat the approprlate pollcy tr trNewig surplu8 funds is inkn5t bank appjntsd Brwin Dc4thin Seojritles Lld a5 investrn rTwwfs tv mpwwge Ihg trusfs in¥estrnents. forfutur• p•rlod• The tst has dechled Ilwt tho rTwimum Tmber ol Nitants bfr Ma1•d at 80. ApF4iealkffis 3cvJht addtional annuitants. Structure, govem•nce and minqymnl Chalmw5. vhK> r•shled in th? Tun6ff Thrne •stal•s. Green5 and Dorlthrs $ku8led li th• pwishes of [[tter and TLwwiff werg b•lLathed to th8 Trust$. Tho Estat8 of TiltyrnJ gxterth to aFprttAmatety 748 $, Greens to apw0M81e1Y 637 acres arKI Dort4itrw5 to #FProMtrty acres. a total of 1.881 a(xes cthernby.
GEORGE, JAMES AND ALEXANDER CHALMERS. BEQUEST TRUSTEES. REPORT (CONTINUED} FOR THE YEAR ENDED 30 SEPTEAIBER 2025 Thg 5gr¥•J during Ihp i•r ¥¥J up lo Ihv ofsnakne olihfr statem8 wgre.. A. J Crostty chi$11 ogrgk C W Pv SYW Halkwston SrT#U) Shuna DS EilKlh mD31 IR8sign•J 21st 20251 {ReSIgn 4th De¢ber 2ry241 (Appcinted 15th thjne 20241 {Appcinled 215t June 20251 IApp¢inted 4th DeIr 2024. R8sffJMd 1st Dorth 20251 tseen. the senK bBilies of Abgrtgen lTry•J wOnt•J by Ihe cn[all. Ihg SW mIt1p31 d Gramplan, WKI Islonds. Ihe of Guikl of lh8 City d Ab8nl•on. the Pre5¥J•nt of thè St(ty of AltS in yew5 to senB ¢)n Ihe and Finance A furthjr trvst•e Is aPpnl ty At¢rd••Wie C(wndl in t•M ofthe L1 G1Yrnrnnt (s¢and)h¢. The key m•nWTr pernonnel are Mrtsidered to be Ihe fve Inth to the LWKI Hnon( Tnt•• and Ir•lnlng TnJst•es are athBed of their dleS ond resp111& by Skth, & Slrnpwn, soJk4tors. the trSt The board ol trwtees. fj( rrellY 10 nwmbgr5. arJmini5teF thè dwifty. Th8 bogrd rn8et on a yparty b8S arKJ thwe is aLw a LaThJs & Finar Comnyttee ¢15t9 of S memb8r5tK meets r[ freqully. Tho day to dty finandal managgment ol the Larty caThigd ¢yJt by R G PaleTron the F•4x app)iited by Il Tntstees thrgh Ihe sditstors. PAessrs Stort•. crud & Simpg)n. Rl•k m•nBgemènt The rnafft tsk lo wttlc41 Ihè Int Ls wos•d has tegn a6 th8 rewrt *istation, Hokltr(Is IScoO8ndl A(a 2W3. wn(xming agrIlr whith has imp090d on the Tnmt a retrosp8th cDrfnt Ilabilrty in to impro¥ements, the prDpth themf made by tonunts to thp by overtumNu the
rrthngwnents mbde by the tws18 4 IM tsme tre wnpY0en18 made. Thi5 ha8 gNen r150 to an em8nt of
uncertai. A key dgrTwnt the nwn•gom•nt gf financlal rfsk ts the sotw of a rosems poltLy gUlar Ge( D B( 18May2f
GEORGE, JAMES AND ALEXANDER CHALMERS. BEQUEST INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF GEORGE, JAMES AND ALEXANDER CHALMERS. BEQUEST I r•pJrt Ihe fin8[ Stater1 ol rtsity for ts yew enthd 30 Soptenkn 2021 are sot on pages 4 lo 14. R•pecll¥e re•pon•lblllll•a oltntstee• exanmnvr Thg truste8s arts respwbleforthe prEpawolKJn oflhe finarv4 statemonts li a(y>Jdanr4J vAlh thB t•m of th8 Chwths TnJst89 InvestrInts ISeoUaTh1lAd 21M)5 and the ChantiesALxAxMts (SC1) Rogulth"cms 2CQ6. The thBrftYs trtee$ ¢k1¢r that Ihe autht rw4DWèrontthl Rogall)n 1011)la) to le) ofthe A(xcAmts Regulati$ dce5 WW)t apFdy. It is my re¥mMllity to axamirn th• final statn8nts as under séclfon 4411Kcl ofthe aTrJ to sl• parlKukr rnatt have cun• lo my atterts. My 8xaminaknn 15 cathed (yjt kn #cudanc• RwJl8tion 11 of tho 2006 k£oJnts Regulations. An exanwalion ClUd&S a r•¥ivw d the arrn11j rLYds kept by the 8Th1 a of Ihè thandal slaleThrts wesent8d vAth thosa r8cc¥d6. tt 0 iude5 consKlèratkn of any Lsual itOrn5 ordi5do8ure5 fiftarKI statements, and s•eks from Ihe tnth¢s L>)nCry any 8uch m8tters. Th prOdureS r#Jerta(8n do al th8 evKlenL that t)ulJ be reqred in an audit ar ¢onsequenlty I do t e¥yess an audit on the g.vem ty the fancial statrnts. Independent examine¥ •tatsment Yr atteth"¢)n is drwwn to the fact th#t Ihe ha5 prep4rEd fln8ndol statomgnts in aLwrdarTh vAlh AtIrj and piyrting by Charit'es Fryaring thew acc£snts in accorderne wlh tre Fironckryl Reputng storrflard 8p[A1c8b in the UK erKJ Rewblc of IrglaThJ {FRS 1021 kn wetsrorKe to Ihg AccoLmling and R8ptyting by Charilies." Statement ol Recommended Pract£ i4su•J l April 21KJS wtsch i8 refwred to in 1he e¥t8nt r¢¢wIat h85 t¢9n withdrA4vn. l undwsland Ihat thi5 hos bgen dono in othr for thg ffnaTrial slatam8nts b) yovide a Irne fatr v¥ accordarrt# with Gener4ty AC AttJthtSrNJ Pracb"L effedNe lor r•portlng perS beglnnlrvJ or after 1 Janu¥y 2015. In fne)n ylh ry examinaticffl. no ottv malter exe8Pt fh•t rnfwred to in wèv10 par¥¥)h h85 rJJrn8 to my thnthon.. 101 g.vos mo rthsonAe cause to bdiw8 that in any nwtwial respect the reqrnerts. 111 ts) keep a¥bting rery)rds in ae£>JdaK th sectirm 4411) (al tsl the 2(XJ5 Ac4 and Regulaoon 4 cl Ilw 2CIJ6 Regulati. and 11} to pware finan(xal slatemBnts wh.th rd th the attoLntkng recLYds and corTpty with Re8110 8 of Ihe Re9ulaknns'. h#ve not b8en met or (bl to vknich, in my >inIon. attentton sI#)d be dravm in ord•r to enable a proper WKlertaTrJiThJ of statem8nts to be rBwJd. Grng Houston FCCA For and on b•hall of lThY8pendwrt Exgnirnr 37AtyI Place AB10 1JB Datsd.. 18 May 2028
GEORGE, JAMES AND ALEXANDER CHALMERS. BEQUEST STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR ThIE YEAR ENDED 30 SEPTEAIBER 2025 fund• 2025 118.8 26.347 247.828 128,841 30,142 Tol•l Incom• 393.025 158,983 Expendliw• an: Raisirvj fjjnds Charftsble xiryiues Olhor oxpentfjr9 8.165 I1.290 49),945 6.176 84.318 43,204 12 559.400 135.698 Net galnsl(beS) LYF kn¥0gtn 13 111.012) 74,043 N•1 Incomdl•xpthditw•l and mJ¥•m•rt IR {17T,387) 97.328 Fwwj bo18nets at 1 Oclober 2024 1N13,736 1B18.408 Fund bal•neo It 30 Sepknt>er 202$ I.349 1.413,73fj from L¥)nlInn9 l¥ll5.
GEORGE. JAMES AND ALEXANDER CHALMERS. BEQUEST BALANCE SHEET AS AT 30 SEPTEMBER 2025 55T,807 851252 444.215 3.417 16 I,,059 1,347.632 17 6.169 75 C••h th bth( hfir•J 46 82.115 on• y•ir (18,1581 110.011) 06,104 11J8.349 1,413,llO 1.238.349 1,413,n8 1236,349 1.413.n6
GEORGE, JAMESAND ALEXANDER CHALMERS. BEQUEST
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025
A¢U1n9 polld
Charlty Inforniatlo
G•ry, al Ajfrxantlei Chthrs, Bequest is a Publ benefft errtty and a r&JL8ter•d tharty In
Seotland and 15 urM)Jr¥Xale. Thè address ol the pmndpal Offi 1$ SAI Terrace. Abwdtren, AB10 1YP.
The finarnxal 5ts1ements have begn prnpamd in aeo)rdan(% wllh Chvlts and TrLBtee Inveslmert
(Su)dar¥Jl Act 2005, ts Chwibes (S> Reguldions 20C l#$ amended), FRS 102 Tr
Fman(aal Repx¢wvJ Standarf in th8 UK and R•pL of Ilarrf fFRS 102? Ihe Charft
SORP 'ACwltsTrj and Repxbng by charit.. Slatwnent of Rec4yrmsndtd Pra¢aice ry¥plkthe to thntr88
preparirg accLwnts in arxXYda• wilh Finanoal RepxxlwYJ Slwvlwd aWic4bkn in lh8 UK
R•pth1 ol lYèLaThY (FR8 1U2r lthcb% 1 20191. The etrwity Is a Publi¢ Beb)effl Erty 8s ty
FRS 102.
The chwity has taken adv of the WDvIsKJns kn tr SOIIP for not to wepwe a &At•Ynt ol
Cash Fhyws.
Th? fjnan¢I stalgmwts ha%v d8FWt8d fmm Ihe Chari1185 (Actovnts and R•rkn) Regulalrffls to
th? extent requtreil to 8 In and far ¥. Th1$ dep•ltf8 has foknbing ts Sorn1 ol
R0MMendj prX l¢Y thawthes apPtyV FRS 11r2 ralher than the of the Staton of
R•comrn•nd•J Pracl• wtrlch r6 refeThed ) in tho RegulalATh buiwthich has b•en illthvm.
Th8 fmarNi81 slatemprts prepa in 5terfry, vthkh thè runcln81 L)Kron¢y of lh8 dwrty. Mryary
th88efin3ncwl slatem8ntS are rouTrJ•d to thè arest £.
The finenck81 sts1ennts have been prepared wder the hith'¢ a)st corwontin, mLX*I to Indle IPte
revaluati of fr8elN)Id prcperts to indwje investrnent IpertP$ and c8rtain financkgr instrunents at fdlr
value. The pfflclpal ac¢w)tlng adopknj we set (Njt beltyw.
12
GEORGE. JAMES AND ALEXANDER CHALMERS. BEQUEST NOTES TO THE FINANCIAL STATEMENTS (coMfiNUED) FOR THE YEAR ENDED 30 SEpfEAIBER 2025 Accountlng pollcle (Contlnwd 15 EXpendIr trmrd party, it 15 Loble that a of •ctWKvni¢ ingfv r•1•d In tho of the obl3n c8n be measured reatly. Ex[Mlmre Is dassmed by •eUvlty. The gjsts ol eac are (rf of d&t ¢>xts •TrJ 5har8d co515, SUFPYt Cg>sts inbrlv8d in uThJertknJ eath b¥6ty. "r0et u15t5 attwrbulat48 to a sirl aloxted threcuy to t1 edvty. SIHred (x)sts cM¢fknrt• kn more Ilwi one al. aw#1 swjryt a not attritwtatle b 8 $ingle aCtsty are OFwb'cned beknn those aclivkn on a tosb% nt the use of WE5. Cantral staff tosts 4r• arC&d on ol Ill SP1. and dewecaakn dwges 4Te on the porlKin Of1 8wYs W. 1.6 T•nolble blxed •ts TIble fred 8ssels are inlo8lly Thasjied at arxl 5th50qUty measured at W5t Cff y88n. ol dwec4abon and Any impaimwnt losses. Thè or b)ss on d581 ofan 85set d8tenrth8d as th• dIffer thg woce8dB and thè edng valuè of thè asMt, and Is rwni58d In Iho st8temt oflkn•nci81 aclmbes. Fi¥od asg8t InVestnts are inth'dty rTasLKed Et trarts4dKm wice exdthjvy trans8ctM eosts. ar#J •rg 5th8qu measured al faK value at e8L pOrbi¥j date. CawvJes in far u0 are kncornel(expendthl for the year. Transaction costs ar8 eX[Se<l as At rewUrKJ ernl date. thè ¢fwlty fB¥kn¥s thg carrylng of lls IwJlt4è Assets to detenTthe there any lThJ6cabon thot thc6e ass•t8 have sfflor•d an Impaimxnt SM. W swh indUt oyists. tho r8ctwerkn ar11 of the a55et is •5tlmaled kn crtler to the exlent cl thg iMIeTrt k%s lif Y). 1.9 C•8h •nd •b equlvaknls Cash cash equ1val8$ Indude cash In hand. depo tteld at call vAih banks. oltw shorttenn inve51ments th origwtal mBturits'es of three mcfflths or less. arNJ bawtk ty48rrtrafts. Bank overdrafts are shown willin bjrrowws In oJffent labrfits. 1.10 Flnon¢lal Inthimenls Tho charity has dected to tl ol SecIn 11 'Basic Flrbancial IrtnJm8nts' and Sethn 12 Fthaal In51rum?nts Issues, ol FRS 102 to all of Ns thaneial inslmm•nts. instr are cognised in the Chari$ knel wthen the b•c£mes paty to the tracttMI PTovtsions of th• Instrurnent Fina$81 assets and Ilablhties we offset, the net amowits preserrtèd in ts aTral $tstements, vthen thets 1$ 8 I1V èrrfDrCeab rfght to Sel off Ihe reCOgned arnunts arKI th•r• is •n intentton to 5etle a n tl¥tO rgalb5e the asset and sdue the alThmenxy. Baslc assets. Ithleh Indude detrtors and cosh bank balan. are Irslllafly measured at traroaction induth.ng tranSath easts 8TrJ ore substhw•nty c4med at wncrftised ojst usirwj fv effecve interest m8thc4J untss Ihe arrarymgnl (¥n$likn195 a financry tr1$act7, where ts tranSaCb"c Is mga5LrgJ Bt th8 Fyesent vafve rf the future Tlp di$o)urted at 8 martèt r of wrtffest. Finanaal ass•ts dassifred as rec•ivabl•wthin one year we not arTryti8ed.
GEORGE, JAMESANDALEXANDER CHALMERS. BEQUEST NOTES TO ThE FINANCIAL STATEMEKfs (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025 Baslc fmalval liabilits, indLKlrry crothtLYs bank loans ar• Irltlalty at tr8nsadlon prte• url•ss the arrnngement txjnstitutes B finan(iro trBM8th'on, Wr• Ihe debt inslnjment Ls at thè pre¥ent vatU8 of th8 Itstu Y91 th8(1Xm at a market crf intw•JL Firwnd•l li•brfikn d055rfnd 85 poyabl• vAthin ¢me yeare 8rr¥Jrltsed. Tr4dè ern¢tts wt 011015 tr> pay lor goods or swvI5 Ifrmt haN boon wulre(J In Ih? ¢xdroy <y)WE• ol alon8 from Amtylnts payable are dassffi8d a¥ oJrr8nt 118bfrlb•s rf paJThent Is due 1n your or kns. ff no( we wesenknj as n¢-CUffent liabl.8$. Tfade are inltlalty at Fin8n(x81 liaL¥llS8J arp dernwised th• chartyb CYAr881 obl1On9 expKe u we dge or In Ihe appllcallcfi of th8 •etyJunOrvJ po&(yes, the trte arè rwilffjd to n1[nts. e8lTrrnateB 85wrrpthTh abD thè amunt of assets and Ikgbililws that we not readly aptArent fr¢xn clhor ¥Tcas. The 85timth assodated assumptsons are bas&J on hlstorical ryerientx aThJ atherfxtm Itt arg ¢onshlgrgJ to bg Televant.Aclval resu115 may dttT8r frcth th•se esbrrhs. nwtès are reccJnised M the perfjod Ihe esilmate Is revknd %there Ihe Tovisiun effects that por, or in Ih? of tlhi slon ld frJtL*e pen"C4ts the reNison afferts and fund• 33.321 00.194 45.852 Tlllyrrwuld Lkjwlarfhprs 27.359 118,850 128,841
GEORGE, JAMES AND ALEXANDER CHALMERS. BEQUEST NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025 Irrrfe•tmnt• Unrwtrlctd Unmtricted d• fund• 2025 24.935 316 1,098 29.375 12 Bank dewAit aeewnl Intrnt 28.347 30.142 other Incom• fvnd• 2026 funds Net gan on disposal oflangltAe fix8d ats Cxher trThYJme W8yleava paniS 222.000 23.070 1,858 247,82B Ing ld• Unnystrict8d Unrn•trfc¢•d fvnd fund• 2025 2024 8,165 .17 8,165 8.17
GEORGE, JAMES AND ALEXANDER CHALMERS. BEQUEST NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025 lund• 202J {1.7421 9,583 IrtyJrnrKe pyemknm 11.308 31.8TrJ 6,972 6,8TO 1.477 Le fees 50.318 <rfv1ti$5 {see r¥) 81 35.41KI 84.318 An•tysh bYftd 100.2W) 84.318 fund• fund• 28.000 2024 net mrNoThnt in fvnds kn stAtsd all8r thaVgknty(cr•dThJ): Fee5 pwyableforthe lMa0¢t ofth• chwty8lnwKaal 5tat•mnts Profrt on dr8pogBI (rftsnglbl• f•d a88•ts 8.870 1222,OC#)I 10-
GEORGE. JAMES AND ALEXANDER CHALMERS. BEQUEST NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025 10 Tnt••s None of trustees (or ry peThDnB ¢¢ffjn8etad them) recdved any 911 from Iho thwity th8 year. The averw rrhthty nwnberof•rkn durt th• ywwas.. 2025 nd 2025 945 450,(N)O 450,945 4321 funds Rèvduakn of Imwlm•nts 111.0121 4043 14 TqKatlon Th8 (Iwity 15 exenyt fr(¥n l•xthtK)n ar•J gain falkng lthin 8aclt¢)n 505 of T#M Art 1988 or h)n 252 of the Taxati of (kn88tr4& GaIr Ad 1gv2 beeau8e all ils inLJm& 15 aprknd 11
GEORGE, JAMES AND ALEXANDER CHALMERS. BEQUEST NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2025 At 1 OdobBr 2024 7,100 111592 430,415 444,215 113,592 AI 30 Septerthr 2025 120.8V2 430.415 0.71)) s57.7 120,6V2 430.415 6,7tXI SS7.807 At 30 S•bor2tr24 7.1(X) 430.415 8.71x1 444,215 PToperti•s are vaiu8d in lh8 aCCDunts as Fer the ValualK at 31 tknmir 1925 by Rtht W WaknT. LatKJ d•tor. Abardeèn, le55 Ihe noth3nal c05t of sSeqUent (b'sp)5aLs. Llrted Cgst or valudion At 1 Cthber2024 3.417 288.586 Wuab'ffl thanges sposals 1533.1051 AI 30 Sfjptsmber 25 663.988 At 30 2L125 883.988 At 30 Septembgr 2024 3.417 202$ 2024 Amounts fallhjy wlthln one year. 8.1 10 Cw•dltor•: arnowrt• falllng due ¥Athln on• ye 2025 2024 18.158 16.011 12-
¢> 2x= % I l 151111
GEORGE, JAMES AND ALEXANDER CHALMERS, BEQUEST NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEAIBER 2025 T•nOblp •s¥6ts Inv•sb))Mts 557,807 8512S2 27 1XJ6.349 fund• 2024 444215 13.417 86.104 1.413.730 14-