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← Ross-Shire Women's Aid

2025-03-31-accounts

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

Company Registration No: SC139199 Charity Registration Number: SC008514

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

TRUSTEES’ REPORT and FINANCIAL STATEMENTS

For the year ended 31 March 2025

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

FINANCIAL STATEMENTS

For the year ended 31 March 2025

Content Page
Trustees’ Annual Report (incorporating the directors’ report) 1 to 10
Independent examiner’s report 11
Statement of Financial Activities (including income and expenditure account) 12
Balance Sheet 13
Statement of Cash Flows 14
Notes to the Financial Statements 15 to 26

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

TRUSTEES’ ANNUAL REPORT (Incorporating the Directors’ Report)

For the year ended 31 March 2025

Ross-shire Women’s Aid (RWA) supports women, children and young people affected by domestic abuse across Ross-shire and Skye, offering refuge, outreach and specialist advocacy.

The Trustees, who are also the Directors for the purposes of company law, present their report and the financial statements of the charity for the year ended 31 March 2025.

Reference and Administration Details

Registered Charity Name: Ross-shire Women’s Aid Charity Registration Number: SC008514 Company Registration Number: SC139199 Principal Office and Registered Office: The Square George Street DINGWALL Ross-shire IV15 9SA Trustees: J A MacDonald (Chair) S Endeacott (resigned 18 June 2025) E Mackay C Kenmure L Patience (appointed 11 September 2025) General Manager: A Newlands (appointed 12 March 2025) L Maxwell (appointed 1 December 2024 – 30 March 2025) S Paton (interim from 1 April 2024 – 14 March 2025) Independent Examiner : Jeremy Chittleburgh BSC CA Chiene + Tait LLP trading as CT Chartered Accountants and Independent Examiners 61 Dublin Street, Edinburgh EH3 6NL Bankers: Unity Trust Bank 4 Brindleyplace BIRMINGHAM B1 2JB Virgin Money 15 Academy Street INVERNESS IV1 1JN

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Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID

(Company Limited by Guarantee)

TRUSTEES’ ANNUAL REPORT (Incorporating the Directors’ Report)

Year ended 31 March 2025

OBJECTIVES AND ACTIVITIES

Ross-shire Women’s Aid exists to support women, children and young people affected by domestic abuse. The charity’s principal objectives are:

• To support women, children, and young people affected by domestic abuse , including physical, emotional, psychological, sexual, and financial abuse.

All activities undertaken during the year were in furtherance of these objectives.

ACHIEVEMENTS AND PERFORMANCE Overview

2024–2025 was a year of organisational consolidation, and service stabilisation for RWA. During a period of employee transitions, increased demand, and funding uncertainty, the charity remained focused on maintaining safe, accessible support for women and children while strengthening internal systems to support long term sustainability. Support was sought from Scottish Women’s Aid and an external consultant to embed improved processes across service delivery. A welcome return of a previous General Manager, who was appointed in March 2025, providing continuity and renewed leadership capacity within RWA.

Despite operational pressures, RWA maintained delivery of refuge accommodation, crisis intervention, emotional and practical support, and specialist advocacy for those at highest risk through (Multi-agency Risk Assessment Conference (MARAC).

Community engagement, prevention work, and partnership development remained strong components of our activity, enhancing awareness of domestic abuse and strengthening referral pathways.

Service Delivery Highlights (2024–2025)

Refuge Services

RWA operated two refuge locations during the year.

Occupancy levels were:

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Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

TRUSTEES’ ANNUAL REPORT (Continued) (Incorporating the Directors’ Report)

For the year ended 31 March 2025

ACHIEVEMENTS AND PERFORMANCE (continued)

Across both refuges, 17 women and 15 children and young people were supported. Routine maintenance and safety improvements were undertaken as resources allowed.

Women’s Support Service

The Women’s Support Service supported 144 women across refuge and community settings. Support focused on four core areas:

Children and Young People’s Service (CYP)

Due to temporary resourcing changes, the CYP service operated at reduced capacity during part of the year. Despite this, RWA ensured that all high-risk children continued to receive appropriate support. RWA directly supported 7 children , and a further 98 children received wraparound support through women’s services.

CYP-focused activities continued for children living in refuge, ensuring access to safe, creative, and developmentally appropriate opportunities.

The service is currently being rebuilt and is expected to return to full capacity in 2025–2026.

MARAC

RWA continued to deliver specialist domestic abuse advocacy within the Multi-Agency Risk Assessment Conference (MARAC) framework. Ensuring co-ordinated safety planning for women at highest risk of serious harm.

Own My Life Programme

Two Own My Life courses were delivered during the year, supporting 14 women to develop coping strategies and strengthen recovery following abuse.

Schools and Community Programmes

RWA delivered domestic abuse awareness sessions in schools and community settings. Some examples were:

generosity of SWI members who donated toiletries, therapeutic books, games, and resources for both women and children, was a welcome boost to our refuge and outreach services.

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Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

TRUSTEES’ ANNUAL REPORT (Continued) (Incorporating the Directors’ Report)

Year ended 31 March 2025

ACHIEVEMENTS AND PERFORMANCE (continued)

Full delivery of the “Healthy Relationships” is expected to resume in 2025-2026.

Partnership Working

RWA continued to work collaboratively with statutory agencies, third sector organisations and local partnerships. Highlights were:

Partnership, collaborating with statutory and third-sector partners to improve agency responses to domestic abuse and other forms of violence against women and girls. We believe that strengthening responses at an agency level directly improves protection and support for women, children, and young people across Highland

International Women’s Day & 16 Days of Activism

Family Events in Refuge

Throughout the year, refuge-based activities supported connection, confidence-building, and recovery, including:

These activities reduced isolation and were consistently praised by women and children.

MFR Cash for Kids & The Giving Tree

RWA extends sincere thanks to MFR Cash for Kids and The Giving Tree who continue to work extremely hard to help support the families in our service. Their generosity enabled RWA to distribute over 100 Christmas presents to children supported by the service.

4

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

TRUSTEES’ ANNUAL REPORT (Continued) (Incorporating the Directors’ Report)

Year ended 31 March 2025

FINANCIAL REVIEW

Income and Expenditure

RWA’s income is primarily derived from Scottish Government funding, local authority service level agreements, refuge rental income and grant funding.

In September 2024, the charity was notified of a £50,000 reduction in local authority funding. A Highland wide procurement process commenced in February 2025, creating ongoing financial uncertainty.

The principal funding sources for the charity continue to be grants provided by the following:

The charity retains sufficient reserves to cover six months of operating costs should core funding be further reduced.

Reserves Position

The Board’s reserves policy aims to maintain reserves equivalent to six months of operating costs in order to safeguard service continuity.

At 31 March 2025:

- Total reserves: £361,914 (2024: £370,236)
- Restricted reserves: £26,910
- Unrestricted reserves: £335,004
- Free reserves: £333,217 (after allowing for fixed assets)

The Board considers this level of reserves appropriate given ongoing funding uncertainty, while recognising the need to continue diversifying income streams.

Investment Policy

Operating reserves continue to be held in a term-deposit account.

Reserves Policy

The Board has reviewed the charity’s needs for reserves in line with guidance issued by the Charity Commission and OSCR. The organisation’s policy is to maintain reserves equivalent to six months’ operating costs to safeguard service delivery in the event that funding from contracted work with Highland Council comes to an end.

The Board has identified that six months’ operating costs are approximately £325,000. At the year end, free reserves stood at £333,217, which meets this target. The Board will continue to monitor and maintain reserves at this level to ensure the organisation can operate effectively and meet the needs of beneficiaries in the event of an unexpected loss of income.

5

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

TRUSTEES’ ANNUAL REPORT (Continued) (Incorporating the Directors’ Report)

Year ended 31 March 2025

FINANCIAL REVIEW (continued)

GOING CONCERN

The Trustees have assessed the charity’s financial position and are satisfied that RWA has adequate resources to continue operating for the foreseeable future. This assessment reflects current reserves, projected income, and operational plans.

Governance and Controls

The Board of Trustees met quarterly throughout the year, using a blended model of online and face-to-face meetings to support accessibility and effective governance.

Fundraising

No internal fundraising activities were undertaken during the year. However, RWA received generous donations from former service users and their families, who independently organised fundraising efforts on our behalf. Their support and continued connection to the service are deeply valued.

Funding

Highland Council

A review of the service, originally expected in 2023–2024, began with a Prior Information Notice during 2024– 2025. This review forms part of the broader restructuring of domestic abuse services across Highland.

Scottish Government

The Delivering Equally Safe (DES) funding programme (formerly Equally Safe Violence Against Women & Girls) was reduced from a three-year to a two-year cycle. The current funding period began in October 2021 and ran to September 2023. An extension was awarded for the period October 2023 to March 2025 , ensuring continuity of core services during the national review and redesign of VAWG funding streams.

Premises

A review of RWA’s George Street office is underway. The Board is considering reconfiguring the premises into a Women’s Hub on the ground floor, with office space located upstairs. This would improve accessibility and enhance the environment for service users.

In Skye & Lochalsh, RWA continues hiring a room within the local Council for Voluntary Organisations building one day per week. This arrangement provides flexibility and allows for increased use as demand requires.

Refuge

Flat 4b remains void due to the shared-facility configuration, which previously created challenges for women housed there. Leaving this bedsit unused has resolved those issues, though the associated loss of housing benefit continues to have financial implications. The future use of this flat will be considered as part of the forthcoming Highland Council service review.

RWA aims to continue essential maintenance and repairs across refuge properties during 2025–2026, subject to available resources.

Principal Risks

The Trustees regularly review the major risks and uncertainties facing Ross-shire Women’s Aid under four key categories: Financial and Legal, Operational, Governance, and External (including legal compliance).

RWA maintains a comprehensive risk register, which is reviewed and updated quarterly. This ensures that risks are identified early, monitored effectively, and mitigated through appropriate controls and decision-making.

6

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

TRUSTEES’ ANNUAL REPORT (Continued) (Incorporating the Directors’ Report)

Year ended 31 March 2025

FINANCIAL REVIEW (continued)

Financial and Legal Risks

Financial and legal risks include reliance on public sector income, dependency on a limited number of funding sources, volatility in unrestricted reserves, fluctuations in refuge income, financial controls, insurance requirements, fraud, and compliance with legislation.

There is also a risk of cash-flow pressure arising from reductions in income.

Mitigations include:

The resource strategy includes:

Should RWA be unable to secure sufficient funding to sustain services, the Trustees will implement a managed exit plan to ensure clients receive continuity of support through alternative services.

Operational Risks

Operational risks include changes in the management team, staff turnover, loss of key skills, recruitment challenges, internal communication, organisational culture, sickness absence levels, ICT infrastructure, compliance with operational legislation, client satisfaction, visibility of the service, premises, and business continuity arrangements.

Contractual risks include onerous terms, liabilities relating to non-performance, and potential non-compliance with the charity’s objectives.

Mitigations include:

Governance Risks

Governance risks relate to Trustee capacity, governance standards, board attendance, the availability of appropriate skills, conflicts of interest, policies, strategic direction, and regulatory compliance.

Risks include organisational decline, failure to achieve charitable purposes, or decisions being taken without appropriate Trustee approval. There is also a risk of Trustees lacking the skills required by OSCR’s governance expectations.

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Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

TRUSTEES’ ANNUAL REPORT (Continued) (Incorporating the Directors’ Report)

Year ended 31 March 2025

FINANCIAL REVIEW (continued)

Mitigations include:

External Risks

External risks include changes in government policy, political developments, competition within the sector, reputational considerations, market intelligence, and relationships with funders and partner organisations.

Mitigations include:

Plans for Future Periods

8

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

TRUSTEES’ ANNUAL REPORT (Continued) (Incorporating the Directors’ Report)

Year ended 31 March 2025

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing Document

Ross-shire Women’s Aid (RWA) was established as a community-based organisation in 1980 and incorporated as a charitable company in July 1992. The charity is governed by its Memorandum and Articles of Association, which define its charitable objects, powers and governance arrangements. Members guarantee to contribute a sum not exceeding £1 in the event of winding up.

The governing documents were revised in 2019 and adopted by special resolution on 28 May 2019. They are filed with OSCR and at Companies House.

Recruitment and Appointment of Board of Directors

The directors of the company are also charity trustees for purposes of charity law. Trustees are appointed in accordance with the Articles of Association and applicable legislation. Individuals aged 18 and over may be appointed, subject to eligibility criteria.

Trustee recruitment follows a structured process led by the Chair and at least one other Trustee. Appointments are informed by a Board skills matrix to ensure an appropriate balance of experience, diversity and expertise relevant to RWA’s work.

Trustees are appointed for an initial three-year term and may serve up to three consecutive terms. Retiring Trustees are eligible for re-appointment at the Annual General Meeting.

The minimum number of Trustees is three and the maximum eleven. The Trustees may appoint a new Trustee (subject to the maximum being reached) at any time.

Trustee Induction and Training

New Trustees receive a structured induction covering governing responsibilities, organisational policies, financial oversight, risk-management, safeguarding and service delivery. Trustees are encouraged to undertake ongoing training, including opportunities provided by Scottish Women’s Aid, to support effective governance and informed decision making.

Organisational Structure and Management

The Board of Trustees is responsible for setting the strategic direction of RWA, overseeing financial performance and risk management, and ensuring compliance with legal and regulatory requirements.

Day to day operational management is delegated to the General Manager, who is responsible for staffing, service delivery, financial monitoring and implementation of Board decisions within approved policies.

Pay Policy for Key Management

Remuneration for the General Manager is reviewed annually by the Board. Pay decisions consider organisational affordability, sector benchmarking, and the need to attract and retain skilled staff delivering specialist domestic abuse services.

Related Groups/Organisations

RWA is a member of Scottish Women’s Aid, the national lead organisation working to prevent domestic abuse in Scotland. Membership provides access to policy guidance, training, legal support and national networks and enables RWA to contribute to sector wide development.

9

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

TRUSTEES’ ANNUAL REPORT (Continued) (Incorporating the Directors’ Report)

Year ended 31 March 2025

Trustees Responsibilities

Trustees Responsibilities Statement

The Trustees, who are also directors for the purposes of company law, are responsible for preparing the Trustees’ Annual Report and financial statements in accordance with applicable charity and company law and the Charities SORP (FRS 102).

Examiner

Each Trustee confirms that there is no relevant information of which the examiner is unaware and that all reasonable steps have been taken to ensure the examiner is aware of all relevant information. The examiner is appointed annually and is not subject to the deemed reappointment provisions that apply to statutory auditors.

Small Company Provisions

This report has been prepared in accordance with the small companies’ regime under the Companies Act 2006. 30 March 2026 This Trustees’ Annual Report was approved by the Board of Trustees on ___ and signed on its behalf by:

………………………………………….

J A MacDonald Trustee

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Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

Independent examiner’s report to the Trustees and Members of Ross-shire Women’s Aid

I report on the financial statements of Ross-shire Women’s Aid for the year ended 31 March 2025 which are set out on pages 12 to 26.

This report is made to the trustees and members of the charity, as a body, in accordance with the terms of my engagement. My work has been undertaken to enable me to report my opinion as set out below and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the charity and its trustees and members, as a body, for my work or for this report.

Respective responsibilities of trustees and independent examiner

The Members of the Board as Trustees, are responsible for the preparation of the financial statements in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 (the Act) and the Charities Accounts (Scotland) Regulations 2006 as amended (the Regulations).

The trustees consider that the audit requirement of regulation 10(1) (a) to (c) of the Regulations does not apply.

It is my responsibility to examine the accounts as required under section 44(1)(c) of the Act and to state whether particular matters have come to my attention.

Basis of independent examiner’s statement

My examination is carried out in accordance with regulation 11 of the Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the financial statements presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the financial statements.

Independent examiner’s statement

In the course of my examination, no matter has come to my attention

  1. which gives me reasonable cause to believe that in any material respect the requirements:

  2. to keep accounting records in accordance with section 44(1)(a) of the Act and regulation 4 of the Regulations, and

  3. to prepare financial statements which accord with the accounting records and comply with regulation 8 of the Regulations have not been met, or

  4. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the financial statements to be reached.

Jeremy Chittleburgh BSC CA CT Chartered Accountants and Independent Examiners 61 Dublin Street Edinburgh EH3 6NL

30 March 2026

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Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID

(Company Limited by Guarantee)

STATEMENT of FINANCIAL ACTIVITIES (including Income and Expenditure Account)

For the year ended 31 March 2025

==> picture [488 x 319] intentionally omitted <==

----- Start of picture text -----
||||||||| |---|---|---|---|---|---|---|---| |Un-|2025|Un-|2024| |Restricted Restricted|Total Restricted Restricted|Total| |Notes|Funds|Funds|Funds|Funds|Funds|Funds| |£|£|£|£|£|£| |Income from:| |Donations and core grants|5|6,004|-|6,004|12,076|-|12,076| |Charitable activities|6|268,864|210,641|479,505|278,665|272,834|551,499| |Investment income|7|5,293|-|5,293|8,400|-|8,400| |-------------- -------------- -------------|-------------|------------- ------------| |Total income|280,161|210,641|490,802|299,141|272,834|571,975| |-------------- -------------- -------------|-------------|------------- ------------| |Expenditure on:| |Charitable activities|8/9|234,501|264,623|499,124|340,878|300,871|641,749| |-------------- -------------- -------------|-------------|-------------|-----------| |Total expenditure|234,501|264,623|499,124|340,878|300,871|641,749| |-------------- -------------- -------------|-------------|-------------|-----------| |Net (expenditure)/income|45,660|(53,982)|(8,322)|(41,737)|(28,037)|(69,774)| |Transfers between funds|18|(37,432)|37,432|-|(35,103)|35,103|-| |-------------- -------------- -------------|-------------|------------- ------------| |Net movement in funds|8,228|(16,550)|(8,322)|(76,840)|7,066|(69,774)| |Reconciliation of funds| |Total funds brought forward|17|326,776|43,460|370,236|403,616|36,394|440,010| |-------------- -------------- -------------|-------------|------------- -------------| |Total funds carried forward|17|335,004|26,910|361,914|326,776|43,460|370,236| |======== ======== ======== ======== ======== =======|

----- End of picture text -----

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure is derived from continuing activities.

The notes on pages 15 to 26 form part of these financial statements.

12

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID

(Company Limited by Guarantee)

BALANCE SHEET

As at 31 March 2025

Notes 2025 2024
£ £ £ £
Fixed assets
Tangible fixed assets 14 11,943 10,651
Current assets
Debtors 15 4,232 7,069
Cash at bank and in hand 380,447 398,720
--------------- --------------- -------------- --------------
384,679 405,789
Creditors: amounts falling due within
one year 16 (34,708) (34,708) (46,204) (46,204)
--------------- --------------- -------------- --------------
Net current assets 349,971 359,585
--------------- --------------- -------------- --------------
Total assets less current liabilities 361,914 370,236
--------------- --------------- -------------- --------------
Net assets 19 361,914 370,236
========= ========= ========= =========
Funds of the Charity
Restricted funds 17 26,910 43,460
Unrestricted funds 335,004 326,776
Retained Earnings
--------------- --------------- -------------- --------------
Total Charity Fund 17 361,914 370,236
========= ========= ======== ========

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies’ regime.

30 March 2026

These financial statements were approved by the Board of Trustees and authorised for issue on ______ and are signed on behalf of the Board by:

J A MacDonald Trustee

Company registration number: SC139199

The notes on pages 15 to 26 form part of these financial statements.

13

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

STATEMENT of CASH FLOWS

For the year ended 31 March 2025

2025 2024
£ £
Cash flows from operating activities
Net (expenditure)/income (8,322) (69,774)
Adjustments for:
Depreciation of tangible fixed assets 3,386 4,409
Loss on disposal of fixed assets - 1,787
Other interest receivable and similar income (5,293) (8,400)
Changes in:
Debtors 2,838 15,479
Creditors (11,495) (2,143)
-------------- --------------
Cash used by operations (18,886) (58,642)
Interest received 5,293 8,400
-------------- --------------
Net cash used by operating activities (13,593) (50,242)
-------------- --------------
Cash flows from investing activities
Purchase of tangible assets (4,680) (2,157)
-------------- --------------
Net cash used in investing activities (4,680) (2,157)
-------------- --------------
Net decrease in cash and cash equivalents (18,273) (52,399)
Cash and cash equivalents at beginning of year 398,720 451,119
-------------- --------------
Cash and cash equivalents at end of year 380,447 398,720
======== ========
Cash
Analysis of Changes in Net Debt 2024 flows 2025
£ £ £
Cash and cash equivalents 398,720 (18,273) 380,447
------------- -------------- --------------
Total net debt 398,720 (18,273) 380,447
======= ======== ========

The notes on pages 15 to 26 form part of these financial statements.

14

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

NOTES to the FINANCIAL STATEMENTS

For the year ended 31 March 2025

1. General Information

The charity is a public benefit entity and a private company limited by guarantee, registered in Scotland and a registered charity in Scotland. The address of the registered office is The Square, George Street, Dingwall, Rossshire IV15 9SA.

2. Statement of Compliance

These financial statements have been prepared in compliance with FRS 102, “The Financial reporting Standard applicable in the UK and the Republic of Ireland”, the Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (charities SORP (FRS 102) (second edition – October 2019);) and the Companies Act 2006.

3. Accounting Policies

Basis of Preparation

The charity meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note(s).

The financial statements are prepared in sterling which is the functional currency of the entity.

Going Concern

The financial statements have been prepared on a going concern basis. The Trustees have assessed the Charity’s ability to continue as a going concern, including the impact of ongoing wider economic challenges, and have reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt the going concern basis of accounting in preparing these financial statements and are satisfied that no material uncertainties exist in respect of going concern.

Judgements and Key Sources of Estimation Uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances. There are considered to be no balances in the financial statements for which significant estimates are made.

Fund Accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity’s purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.

Restricted funds are subject to restrictions on their expenditure declared by the donor or through the terms of an appeal and fall into one of two sub-classes: restricted income funds or endowment funds.

Donations, Legacies and Similar income

Donations, legacies and similar income is included in the year in which it is receivable, which is when the charity becomes entitled to the income, it is probable that it will be received and the amount can be measured reliably.

Investment Income

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the charity; this is normally upon notification of the interest paid or payable by the bank.

15

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID

(Company Limited by Guarantee)

NOTES to the FINANCIAL STATEMENTS

For the year ended 31 March 2025

3. Accounting Policies (continued)

Grants Receivable

Grants received, including capital grants, are reflected in the Statement of Financial Activities when relevant conditions for entitlement have been met, it is probable they will be received, and the amounts can be quantified with sufficient reliability. Where donors specify that grants are for particular purposes, this income is included in incoming resources within restricted funds when receivable. Where grants are specifically made for the performance of charitable activities in a period subsequent to the year-end they are deferred and excluded from the Statement of Financial Activities. Grants received for capital expenditure are recognised in the Statement of Financial Activities and transferred to a restricted reserve and subsequently released annually over the expected life of the relevant asset by equal instalments.

Expenditure

All expenditure is included on an accruals basis and is recognised when there is a legal or constructive obligation to pay for expenditure, it is probable that settlement will be required and the amount of the obligation can be measured reliably.

Costs directly attributable to each activity are allocated to the appropriate activity. Restricted support costs are allocated to activities on the basis of estimated usage of the relevant expense, and unrestricted support costs are allocated pro-rata with the direct unrestricted charitable costs.

Operating Leases

Lease payments are recognised as an expense over the lease term on a straight-line basis. The aggregate benefit of lease incentives is recognised as a reduction to expense over the lease term, on a straight-line basis.

Tangible Assets

Tangible assets with a value in excess of £500 are initially recorded at cost and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated impairment losses.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Fixtures and fittings - 10% straight line Office equipment - 10% straight line Computer equipment - 20% straight line

Financial Instruments

A financial asset or financial liability is recognised only when the entity becomes a party to the contractual provisions of the instrument. Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs, unless the arrangement constitutes a financing transaction where it is recognised at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Debtors

Trade and other debtors are recognised at the settlement amount due. Prepayments are valued at the amount prepaid net of any discounts due.

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Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

NOTES to the FINANCIAL STATEMENTS

For the year ended 31 March 2025

3. Accounting Policies (continued)

Cash at Bank and in hand

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

Creditors

Creditors are recognised where the company has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors are normally recognised at their settlement amount after allowing for any trade discounts due.

Defined Contribution Plans

Contributions to defined contribution plans are recognised as an expense in the period in which the related service is provided. Prepaid contributions are recognised as an asset to the extent that the prepayment will lead to a reduction in future payments or a cash refund.

When contributions are not expected to be settled wholly within 12 months of the end of the reporting date in which the employees render the related service, the liability is measured on a discounted present value basis. The unwinding of the discount is recognised as an expense in the period in which it arises.

4. Limited by Guarantee

The company is limited by guarantee and has no share capital. The company is under the control of the directors.

Un- Total
restricted Restricted Funds
5. Donations and core grants Funds Funds 2025
£ £ £
Donations 2025
Donations and gifts 6,004 - 6,004
======== ======== ========
Un- Total
restricted Restricted Funds
Funds Funds 2024
£ £ £
Donations 2024
Donations and gifts 12,076 - 12,076
======== ======== ========

17

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID

(Company Limited by Guarantee)

NOTES to the FINANCIAL STATEMENTS

For the year ended 31 March 2025

Un- Total
restricted Restricted
Funds
6.
Charitable activities income 2025		 Funds Funds
2025
£ £
£
Provision of women’s refuge
Supporting People/Highland Council SLA 35,342 -
35,342
Housing Benefit 71,656 -
71,656
Scottish Executive Delivering Equally Safe (Res) - 9,986
9,986
Housekeeping and related income 7,622 -
7,622
Women’s support services
Supporting People/Highland Council SLA (Unre) 10,527 -
10,527
Scottish Executive Delivering Equally Safe(restricted) - 69,023
69,023
NHS Highland Social Work funding(Unre) 2,143 -
2,143
Scottish Women’s Aid - Covid support (restricted) - 16,662
16,662
Children’s and young people services
Supporting People/Highland Council SLA 6,016 -
6,016
Scottish Executive Delivering Equally Safe(res) - 91,519
91,519
Highland Council - Families 8,545 -
8,545
YPI Funding 3,000 -
3,000
Core and management
Supporting People/Highland Council SLA 99,687 -
99,687
Scottish Executive Delivering Equally Safe (res) - 23,451
23,451
Highland Council - Families 3,335 -
3,335
NHS Highland - MARAC 10,637 -
10,637
NHS Highland Social Work funding 10,354 -
10,354
---------------- -------------- --------------
268,864 210,641
479,505
========= ======== =========

18

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee)

NOTES to the FINANCIAL STATEMENTS

For the year ended 31 March 2025

6. Charitable Activities (continued)

Un- Total
restricted Restricted
Funds
Charitable activities income 2024 Funds Funds
2024
£ £
£
Provision of women’s refuge
Supporting People/Highland Council SLA 47,000 5,000
52,000
Housing Benefit 45,099 -
45,099
Scottish Executive Delivering Equally Safe - 12,138
12,138
Housekeeping and related income 12,858 -
12,858
Women’s support services
Supporting People/Highland Council SLA 14,000 -
14,000
Scottish Executive Delivering Equally Safe - 83,900
83,900
NHS Highland Social Work funding 2,576 -
2,576
Scottish Women’s Aid - Covid support 2,300 7,350
9,650
Children’s and young people services
Supporting People/Highland Council SLA 8,000 -
8,000
Scottish Executive Delivering Equally Safe - 111,245
111,245
Highland Council - Families - 8,544
8,544
Core and management
Supporting People/Highland Council SLA 132,535 -
132,535
Scottish Executive Delivering Equally Safe - 28,541
28,541
Highland Council - Families - 3,336
3,336
NHS Highland - MARAC - 12,780
12,780
NHS Highland Social Work funding 11,230 -
11,230
Scottish Women’s Aid 3,067 -
3,067
---------------- -------------- --------------
278,665 272,834
551,499
========= ======== =========

19

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID (Company Limited by Guarantee) NOTES to the FINANCIAL STATEMENTS

For the year ended 31 March 2025

==> picture [492 x 54] intentionally omitted <==

----- Start of picture text -----
||||| |---|---|---|---| |7.|Investment Income|2025|2024| |£|£| |Bank interest receivable|5,293|8,400| |======== ========|

----- End of picture text -----

8. Charitable activities costs by type

==> picture [492 x 134] intentionally omitted <==

----- Start of picture text -----
|||||||| |---|---|---|---|---|---|---| |Activities|Activities| |Undertaken|Support|Total|Undertaken|Support|Total| |Directly|Costs|2025|Directly|Costs|2024| |£|£|£|£|£|£| |Provision of women’s refuge|130,771|31,193|161,964|69,546|70,436|139,982| |Women’s support services|184,190|40,235|224,425|262,815|49,995|312,810| |Core and children’s and| |young people services|33,341|79,394|112,735|123,413|65,544|188,957| |-------------- -------------- --------------|-------------- -------------- --------------| |348,302|150,822|499,124|455,774|185,975|641,749| |======== ======== ========|======== ======== ========|

----- End of picture text -----

9. Analysis of Support Costs

==> picture [492 x 307] intentionally omitted <==

----- Start of picture text -----
||||| |---|---|---|---| |9.|Analysis of Support Costs|2025|2024| |£|£| |Office rent|6500|8,198| |Office consumables|1,745|1,302| |Recruitment and other costs|1,959|3,506| |Telephone|9,681|7,427| |Subscriptions & affiliations|4,785|4,657| |Meeting costs|238|1,169| |Utilities|24,630|39,989| |Equipment costs|3,470|5,423| |IT costs|15,421|12,687| |Insurance|6,442|4,655| |Advertising and events|370|275| |Legal and consultancy fees|41,636|51,932| |Accounting and book-keeping fees|25,874|28,699| |Bank and other charges|208|190| |Depreciation|3,386|4,409| |Loss on disposal of fixed assets|-|1,787| |Miscellaneous costs|37|70| |Governance costs| |Independent examination|4,440|-| |Auditors’ fees|-|9,600| |-------------- --------------| |150,822|185,975| |======== ========|

----- End of picture text -----

20

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID

(Company Limited by Guarantee)

NOTES to the FINANCIAL STATEMENTS

For the year ended 31 March 2025

==> picture [492 x 89] intentionally omitted <==

----- Start of picture text -----
||||| |---|---|---|---| |10.|Net Income and governance costs|2025|2024| |£|£| |Net income is stated after charging/(crediting):| |Depreciation of tangible fixed assets|3,387|4,409| |Independent examination|4,440|-| |Auditors’ fees|-|9,600| |Book-keeping and management accounting support, including payroll processing|25,874|28,699| |======== =========|

----- End of picture text -----

==> picture [492 x 169] intentionally omitted <==

----- Start of picture text -----
||||| |---|---|---|---| |11.|Staff costs and Key Management Personnel Remuneration|2025|2024| |£|£| |Wages and Salaries|222,262|307,453| |Social Security costs|19,511|24,140| |Employer contributions to pension plans|19,438|27,222| |---------------- ---------------| |261,211|358,815| |========= =========| |2025|2024| |£|£| |Average number of employees – headcount|10|15| |========= ========|

----- End of picture text -----

No employee received employee benefits of more than £60,000 during the year (2024: £nil).

Included in staff costs were £nil (2024: £4,500) of payments made in connection with termination of employment.

During the year, key management personnel received £18,917 (2024: £97,776) for their services, including employer pension and national insurance contributions.

12. Trustee Remuneration and Expenses

No remuneration or other benefits from employment with the charity or a related entity were received by the Trustees. During the year, the charity paid travel, subsistence and supervision expenses totalling £nil (2024: £nil) to Trustees.

13. Pension and other post retirement benefits

Defined contributions plans

The amount recognised in income or expenditure as an expense in relation to defined contribution plans was £19,438 (2024: £27,222). At 31 March 2025, included in creditors was £2,296 (2024: £2,889).

21

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID

(Company Limited by Guarantee)

NOTES to the FINANCIAL STATEMENTS

For the year ended 31 March 2025

Fixtures
and
14. Tangible Fixed Assets Fittings Equipment Total
£
£		 £
Cost
At 1 April 2024 70,294
38,754		 109,048
Additions -
4,680		 4,680
-------------
-------------		 -------------
At 31 March 2025 70,294
43,434		 113,728
-------------
-------------		 -------------
Depreciation
At 1 April 2024 66,120
32,279		 98,399
Charge for the year 965
2,421		 3,386
-------------
-------------		 -------------
At 31 March 2025 67,085
34,700		 101,785
-------------
-------------		 -------------
Carrying amount
At 31 March 2025 3,209
8,734		 11,943
======== ======== ========
At 31 March 2024 4,177
6,474		 10,651
======== ======== ========
15. Debtors 2025 2024
£ £
Prepayments and accrued income 3,832 6,669
Other debtors 400 400
-------------- ---------------
4,232 7,069
======== ========
16. Creditors: amounts falling due within one year 2025 2024
£ £
Trade creditors 9,427 9,553
Accruals 14,828 29,903
Social security and other taxes 7,772 3,383
Other creditors 2,681 3,365
------------- --------------
34,708 46,204
======== ========

22

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

(Company Limited by Guarantee)

ROSS-SHIRE WOMEN’S AID

NOTES to the FINANCIAL STATEMENTS

For the year ended 31 March 2025

17. Analysis of charitable funds

==> picture [492 x 169] intentionally omitted <==

----- Start of picture text -----
||||||| |---|---|---|---|---|---| |At|At| |1 April|Expen-|31 March| |Unrestricted funds|2024|Income|diture|Transfers|2025| |£|£|£|£|£| |General funds|326,776|280,161|(234,501)|(37,432)|335,004| |======== ======== ======== ======== ========| |At|At| |1 April|Expen-|31 March| |Unrestricted funds|2023|Income|diture|Transfers|2024| |£|£|£|£|£| |General funds|403,616|299,141|(340,878)|(35,103)|326,776| |======== ======== ======== ======== ========|

----- End of picture text -----

General Funds

The General fund represents the unrestricted funds from past operating results. It also represents the free reserves of the charity.

==> picture [492 x 261] intentionally omitted <==

----- Start of picture text -----
||||||| |---|---|---|---|---|---| |At|At| |1 April|Expen-|31 March| |Restricted Funds|2024|Income|diture|Transfers|2025| |£|£|£|£|£| |VAW|3,622|-|(160)|-|3,462| |MARAC|8,872|-|(16,657)|7,785|-| |Highland Council – Families|6,238|-|(11,779)|5,541|-| |Children in Need|899|-|(44)|-|855| |Clothworkers Foundation|17|-|(15)|-|2| |MFR – Cash for Kids|320|-|-|-|320| |Tesco – Garden Project|1,149|-|(601)|-|548| |IT Project|6,081|-|(440)|-|5,641| |STV Children’s Appeal|509|-|-|-|509| |SWA Comic Relief|275|-|-|-|275| |Skye Community Fund|883|-|(223)|-|660| |Safe Lives – Nat West Circle|919|-|-|-|919| |SWA – 100 Days|11,667|16,662|(14,760)|13,569| |Scottish Government – Delivering Equally Safe|-|193,979|(218,085)|24,106|-| |Screwfix|2,009|-|(1,859)|-|150| |-------------- -------------- --------------- -------------- ---------------| |43,460|210,641|(264,623)|37,432|26,910| |======== ======== ======== ======== ========|

----- End of picture text -----

23

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID

(Company Limited by Guarantee)

NOTES to the FINANCIAL STATEMENTS

For the year ended 31 March 2025

17. Analysis of charitable funds (continued)

==> picture [490 x 284] intentionally omitted <==

----- Start of picture text -----
||||||| |---|---|---|---|---|---| |At| |1 April|Expen-|31 March| |Restricted Funds|2023|Income|diture|Transfers|2024| |£|£|£|£| |VAW|5,357|-|(1,735)|-|3,622| |MARAC|2,333|12,780|(6,241)|-|8,872| |Highland Council – Families|1,168|11,880|(6,810)|-|6,238| |Children in Need|1,040|-|(142)|-|899| |Clothworkers Foundation|311|-|(294)|-|17| |MFR – Cash for Kids|320|-|-|-|320| |SWA Employability Fund|3,300|(4,150)|850| |Tesco – Garden Project|1,918|-|(769)|-|1,149| |IT Project|6,500|-|(419)|-|6,081| |STV Children’s Appeal|509|-|-|-|509| |SWA/Scottish Government COVID-19|3,068|-|(9,588)|6,521| |SWA Comic Relief|297|-|(22)|-|275| |Skye Community Fund|883|-|-|-|883| |Safe Lives – Nat West Circle|1,406|-|(487)|-|919| |SWA – COVID – 100 Days|7,094|7,350|(2,777)|-|11,667| |Scottish Government – Delivering Equally Safe|890|235,824|(264,446)|27,732| |Screwfix|-|5,000|(2,991)|-|2,009| |-------------- -------------- --------------- -------------- ---------------| |36,394|272,834|(300,871)|35,103|43,460| |======== ======== ======== ======== ========|

----- End of picture text -----

VAW

Funding to provide outreach service to women with experience of domestic abuse in Ross-shire and Skye and Lochalsh.

MARAC

Funding to support women through the MARAC process.

Highland Council – Families

Funding to support women and families in Ross-shire, Skye and Lochalsh

Children in Need

Funding to purchase play equipment for the refuge in Skye.

Clothworkers Foundation

Grant towards equipping the Skye refuge.

MFR Cash for Kids

Funding for families and children from Ross-shire, Skye and Lochalsh, for group activities to help them meet other young people who have had similar experiences.

Tesco – Garden Project

Bags of Help is Tesco’s exciting local community grant scheme where the money raised by the sale of carrier bags is being used to fund thousands of local projects in communities right across the UK. RWA applied and was awarded funding to improve the refuge garden, installing polytunnel, raised beds, summer house, fencing, steps and plants and trees. Costs relate to depreciation on fixed assets acquired from this funding.

IT Project

This represents funding from two charitable trusts towards IT projects to be undertaken by the charity.

24

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID

(Company Limited by Guarantee)

NOTES to the FINANCIAL STATEMENTS

For the year ended 31 March 2025

17. Analysis of charitable funds (continued)

STV Children’s Appeal

This is funding from an STV appeal to be used toward activities for children and young people the charity works with.

SWA Comic Relief

Additional funding to support Ross-shire Women’s Aid with additional costs during the COVID19 pandemic.

Skye Community Fund

Funding to support women living in Skye who experience domestic abuse.

Safe Lives – Nat West Circle Fund

A pilot fund, set up for practical crisis support for women.

SWA – 100 Days

A two-year fund for a Women’s Worker in Skye & Lochalsh following the impact of Covid-19 on Women’s Aid services, paid by SWA from Scottish Government.

SG – Delivering Equally Safe

(DES) replaces Scottish Government Equally Safe Outreach and Equally Safe Children and Young People fund.

Screwfix

This was a grant to make improvements to the women’s refuge.

18. Transfers Between Funds

The following transfers have been made to cover overspending in the financial year 2024–2025 across the respective restricted funds:

MARAC – 7,785 SG – Delivering Equally Safe: £24,106 Highland Council – Families: £5,541

Total transfers: £37,432

25

Docusign Envelope ID: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79

ROSS-SHIRE WOMEN’S AID

(Company Limited by Guarantee)

NOTES to the FINANCIAL STATEMENTS

For the year ended 31 March 2025

==> picture [492 x 215] intentionally omitted <==

----- Start of picture text -----
|||||| |---|---|---|---|---| |Unrestricted Restricted|Total| |19.|Analysis of net assets between funds|Funds|Funds|2025| |£|£|£| |Tangible fixed assets|1,787|10,156|11,943| |Net Current assets|333,217|16,754|349,971| |--------------- --------------- --------------| |Net assets|335,004|26,910|361,914| |======== ======== ========| |Unrestricted Restricted|Total| |Funds|Funds|2024| |£|£|£| |Tangible fixed assets|395|10,256|10,651| |Net Current assets|326,381|33,204|359,585| |--------------- --------------- --------------| |Net assets|326,776|43,460|370,236| |======== ======== ========|

----- End of picture text -----

20. Operating lease commitments

The total future minimum lease payments under non-cancellable operating leases are as follows:

==> picture [492 x 88] intentionally omitted <==

----- Start of picture text -----
|||| |---|---|---| |2025|2024| |£|£| |Not later than one year|64,885|64,885| |Later than one year but not later than five years|-|-| |-------------- --------------| |64,885|64,885| |======== ========|

----- End of picture text -----

21. Related parties

No trustee of the charity received any remuneration during the year. There were no related party transactions.

26

~~hee~~ Certificate Of Completion

Envelope Id: F0842B1D-0E39-4B73-AE5D-3CB0948FEF79 Subject: Complete with Docusign: Ross-Shire Women's Aid - Annual Accounts 2025 for signing.pdf Source Envelope: Document Pages: 28 Signatures: 3 Certificate Pages: 5 Initials: 0 AutoNav: Enabled EnvelopeId Stamping: Enabled Time Zone: (UTC) Dublin, Edinburgh, Lisbon, London

Status: Completed Envelope Originator: Mairi Murphy 61 Dublin Street Edinburgh, Midlothian EH3 6NL Mairi.Murphy@ct.me IP Address: 194.140.216.2

~~hee~~ Record Tracking Status: Original Holder: Mairi Murphy Location: DocuSign 30 March 2026 | 11:41 Mairi.Murphy@ct.me ~~hee~~ Signer Events Signature Timestamp Jean Alison MacDonald Sent: 30 March 2026 | 11:46 ali@rosswa.co.uk ASO Viewed: 30 March 2026 | 16:43 Security Level: Email, Account Authentication Signed: 30 March 2026 | 16:44 (None) Signature Adoption: Drawn on Device Using IP Address: 2a00:23c6:24e8:101:2d54:3b0:ae48:e735 Signed using mobile Electronic Record and Signature Disclosure: Accepted: 30 March 2026 | 16:43 ID: 415827d7-800c-4c6b-a53d-80e3f15fa260 Jeremy Chittleburgh Sent: 30 March 2026 | 16:44 jeremy.chittleburgh@ct.me ies, Viewed: 30 March 2026 | 16:44 Senior Partner Signed: 30 March 2026 | 16:45 Security Level: Email, Account Authentication (None) Signature Adoption: Drawn on Device Using IP Address: 194.140.216.2 Electronic Record and Signature Disclosure: Accepted: 30 March 2026 | 16:44 ID: a6cabab1-485a-4db7-86fa-6fc2a98b79b5

In Person Signer Events
Signature
Timestamp
~~hee~~
Editor Delivery Events
Status
Timestamp
~~hee~~
Agent Delivery Events
Status
Timestamp
~~hee~~
Intermediary Delivery Events
Status
Timestamp
~~hee~~
Certified Delivery Events
Status
Timestamp
~~hee~~
Carbon Copy Events
Status
Timestamp
~~hee~~
Amanda Ross
Sent: 30 March 2026
amanda.ross@ct.me
Security Level: Email, Account Authentication
(None)

Electronic Record and Signature Disclosure: Not Offered via Docusign

Carbon Copy Events Status Timestamp
Kristina Kilaitiene Sent: 30 March 2026
Kristina.Kilaitiene@ct.me Viewed: 30 March 2026
Security Level: Email, Account Authentication
(None)
Electronic Record and Signature Disclosure:
Not Offered via Docusign
Adele Newlands Sent: 30 March 2026
adele@rosswa.co.uk Viewed: 30 March 2026
Security Level: Email, Account Authentication
(None)
Electronic Record and Signature Disclosure:
Not Offered via Docusign
Witness Events Signature Timestamp
Notary Events Signature Timestamp
Envelope Summary Events Status Timestamps
Envelope Sent Hashed/Encrypted 30 March 2026
Certified Delivered Security Checked 30 March 2026
Signing Complete Security Checked 30 March 2026
Completed Security Checked 30 March 2026
Payment Events Status Timestamps
Electronic Record and Signature Disclosure

Electronic Record and Signature Disclosure created on: 14 May 2021 | 11:21 Parties agreed to: Jean Alison MacDonald, Jeremy Chittleburgh

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