2022-12-31-accounts

DUNFERMLINE TOWNHILL AND KINGSEAT PARISH CHURCH OF SCOTLAND CONGREGATIONAL ACCOUNTS FOR YEAR ENDING 31ST DECEMBER, 2022 Scottish Charity SC008085 Congregation 241466

DIINFERMI.frfF. TOWNFtILL & KTNGSEAT PARISH CHLRCH OF SCOTLAIID TRUSTEF.S' ANNUAL RE￿)￿T FOR YEAR ENDtNG J I" DECEMBER 2022 REFERENCE AND ADMINISTRA TtVF. INFORMA TION Ch•klty Name.. DunfaTllline Townhill & Kingseat P*i5h Church of Scotland Charity Number: SC£￿18085 CflAtttgath)tt￿ Num￿r.. 241466 AddrY45. clo Lesley H¢nd¢rsott l NoTway CJarden& r)unfttmline KY I I IUW Trnsttts: IKirk StJ510EI. Prln¢ipal Offitt BeI￿r￿. nkerj.. B￿k of Sc¢xl8nd l FJothw¢ll Street. l)unfemiltne KY I13AG Ind¢￿￿ent Examiner..

DIINFERMLINE TOWNHILL & KTNGSEAT PARISH CHURCH TRUSTEES, ANNUAL REPORT (continued) srRUCTURE. GOVERNANCE AND MANAGEMENT Constituiion.. The chanty is administered io ￿)rdanrA with th¢ Model Deed ofconstitllh'on of the Church ofSiotland &8 amended 21Kb9 until SeNffliber 2018 whcn by rvaolutjon of the Kirk Session and a8rcemeni of the congregahon "lownhill and Kin8seA PaTish Church tN>ved ¢0 the Unitary Constitution. App)intsn¢nt of Trust¢cs'. Mcmbcrs of the KiJ Sk%sion and Congr￿all￿o￿l iknard WLY¢ the ch4rity ITU￿¢# un1il Scpt¢mlKr 2018 44hen Ihe Unilary C.onstitirtion w&8 ￿0￿ed The m¢mbeTS of th¢ Kirk Session remain the tswtees. The Kirk Session m¢rnbers ar¢ eldcrs of the churth and arc chosen from those membw5 of the church who are wllsldcr￿ io havc th¢ oppi'. &icfoiL any Lxwdilurc incurred aPp¢￿S as a 'Paym¢ni' in th¢ a￿¥￿15. OBJF,CTTVF.S & A￿lvITIF.s Th¢ Chur¢h of Scotland is TrinItari￿ in d¢)¢trin¢. R¢forni¢41 in traditt.on and Pr¢sbyi¢rian in polity. it ey.ith tli gvltirifv f. .1 wibrk flir ih• 9dv•bi•hm*nt rtf rbrb￿.¢ k ini•Arnn ihriiiiiihiHii ih•h Wtsrld 45 a n8ts.onal c.hll￿h it aGknowled8es a distinctive c811 and duty to bTinB the ordInan￿S of reli8ion to the P4x>ple in every P￿lsh in Scotland through a Mbtorial ministry. It woptsates with other churches in various ¢¢umeni¢41 b()dies in S¢4)¢land And Iw"ond. This year Saw a 8Tadual return lo mo51 nonnai ￿1Vi￿.¢￿ bul &5 a thurch we wJop1gd a cwtious approach to allow for the concerns of some of our memtrkrs. Our rntndSh￿ group in To•hithill iiiiiuLyi iu In￿ iuojiuiiy. trivi?oi¢s wid i rai￿ ai kngsLXI li￿1 IW1￿ iI]oiidiiy' Kin&v5e4t mvnthly. Lhattabvl on 5cvLTuI ￿.￿g5￿1: M￿SY Lhutth m¢1 Jnvnthly ift Townhill. Sunday Sehool At"1 ownhill continued Qo be well sulponol. Praycr Ofoup inLYC&8ed to twice monihly in Novcrnber. We wue able to re￿art our monthly service ro Glendalc Lodge Oocal c hom¢) iii Svpl¢mbeT. Card gin8in8 tcM)k PAce in l)oth Thurch 8ardens to Taise monry for ShelteT Scotland. For a third ye w¢ joll￿XI with uthcr u)n¥r¥ylions lo￿llY in SUPFrf)tlinB ￿ 'Angels Ev¢rywhav' initiative in the lea p ¢0 Chrlstsnas. Much discU￿10n has taken pl￿e over the ye8r concerning Pyesbytffy's Mission Plon and we have h ongoing discu&sions with St Andrew's Erskmc Chwch at￿ul joinl W￿Ing and working lowards a union. Durin ) thc vear there hav¢ sci'CTLII oint smir¢s. nlArpd R,: . v[ Inierim.Moderaior in .4pnl 2r)??

DUNFERMLINE TOWNHILL & KINGSEAT PARISH CHURCH TRUSTEES, ANNUAL REPORT (continued) ACHIEVEMENTS & PERFORMANCE Attendance at 5¢rvi¢es ￿ both Townhill and Kingseal has been stsble. Joint Bibl¢ Study took place in Lent and leadin8 UP to ChTi5tsn&8- this was shamj with Si Andtew's Erskine. Parent and Toddlers continues at Townhill. ￿0up5 awe back working and b¢ing well supported. We st8rted an ACORN group in Februwy. In Junc we siarted lo offer free breakt&4 al Townhill Chll￿h on one day of the wrfk thrC￿gb0ut the Sth(w)I holidays and co￿ttnUe to do $0 now. A$ w¢ll as our Carol Sin8in8 in ix)th ¢burch gard¢n& wcj01n￿ with Si Andrew's Erskin¢ Church in Carol singing in our local hospital (Queen Mar￿¢t) in Decell]ber. We two servi¢¢s olcommunion followed by afternoon ka in ix)th churches- well attended and ppreciat¢d. We intend to otTer th¢ samc n¢xi ycar. Our cburth magazin¢s and regular emails h¢lped lo keep our members involved and infonned. FINANCIAL REVIEW Principal inwrn¢ foT 2022 wag congregational offerinB& supplemeftted by HIARC. C)ift Aid and manse rental inc(Ime. CJeneral incomc increased by 5% from 2021 which w&$ £59.811R in 2021 to £62.832 in 2022 {see page g of movement in funds ¥LIILYal ￿Le1p1￿*). The manse was let out in April and hos brought in an athlittonat £10.498 (aftu 08eni's fee and iiiainlffl8nL¢ ¢o¥ts'). Ofierin¥s continue to decline year on ycar with a 33% de¢r¢&se over the last six years (offerin&vs in 2017 wer¢ £54.L93 again￿ £30,263 foT 2022}. G¢n¢ral ¢xp¢nditwe foi 2022 Is £36,484 again￿ £57.650 for 2021 (see pa8e 9 of movement in fiinds gcncral payincnisl. This c4)i'ers our ministy and mission commitmen15 to the Church of Scotland and locum costs. Heating, fabric mainienancc. 88rdcnin& wa8¢s. and insuranL% costs make up the butk of ex￿ndItUre. 'lThe new fl(x)rin8 cO￿s for th¢ Millcr Ilall in Kin8seat will com¢ out of 2023 expenditure. Insurance costs of £3,110 were offset by £2.944 drawn down from our consolidated fabric fund cnuc ￿coUnt. which we are encoura8ryJ io use lowards day-to4ay costs. This revenue comes from the dividend payinenis with investments held with the Gthttal TTUSt¢rf. MovinB forward our main drain on income will bc Maintainin￿ the fabric of our church buildings and th¢ running costs &ssociared with both Townhill and Kingseat. Giving to Grow is th¢ replacement scheme foT Ministy gnd Mission Conthbutions to the centra church. Our contribution for 2021 will be £19.335 (a rduction of £5,123 from the previous y¢ar. This reduction and fflatt￿ T¢ntai {assumin¥ no ch3D8e in lenancy) should enable us io meet our ommioncnts for 2023. Church ofscotland ci)ngregalions should be aiming io sUSt￿n full timc ministy costs which presently stAnd ￿ £47,555, which we currently camiol meet on our own. In the short temi w¢ have enou8h fimds to sce us throu8h the challenges of the next fcw y¢ars and workin8 towgxds a union with St AndT¢W'S Erskm¢.

DUNFERMLINF. TOWNHILL & KINGSEAT PARISH CHURCH TRUSTEES. ANNUAL REPORT (continucd) RESF.RVES POLICY Efforts are m&le to kcep suificient in reserve to pay the lar8e regular oulgoings in th¢ cvcnl of shortfalls in monthly income, and to mect the cost of evnergency tcpaws ¢0 the old buildinB8. LI￿e¥triCted funds currently sil at £38.657 (£4,705 6101"thi$ Is church Or8&￿1￿10n$, funds) plus £325.10 ID thc cong)lidated fabric TN'cnue fvnd held with the Trnstees. Our investsnent with Chureh of SCotl￿d InvestOTS Trust (included in the abuve unrestricted funds of £38,657) sittin8 Bt £14.889.60 af year end i drop from £1?.5￿ 80 th¢ Fff¢ViOUS year. The tinancial have had a turbulent yew this is refl¢th¢d in th¢ fall ￿ value. Sawin<¥s f￿ lfjng-lerm major sehttnr5 Lil'repwT¥ sre jnirLryted !* fhiirch nf SLI)il¥nd Intrcsiors Tru￿ InLx)nK' Fund (L￿￿eTIllY £54.716.12inv¢st￿1 in Growth. Income and Dep)sit nds). in hcpe ot-hetteT rethrns to offsei inflati￿. fOVL(i t)V UIL ifuyiLX'S 011 e/4 2O£i ¥￿] ji￿lx1 iiieir Ix4idfby cssion Clerks

DUIIFERMLINE TOITrThHILL & KThCSEAT PARISH CHt;RCH OTr" SCOTLAND Scottish Chanty SC008085 REtY)R'l' OF THF. tNDEPENDEKf F.XAMtNER TO 'fHE. 1RUSTEES OF THE CI IARITY I rep)rt on the finaNial statements of the chan'ty for the yL¥r ended 31" Decern￿r 2022, set out on page8 6 to 13. R¢specliv¢ Re5ponsibiliti¢8 of Twstee Exarniner The charity's trustee5 are reswnsible for the prcparation of a¢counls in accordance wiih the tenns uf the Charities and "fruslLes InNestrn¢ni (s￿lIa￿d) Aa 2(X)51'lhc 2005 Act") and the Lharili¢s Accounts (SL"vildndl Regulaiions 2006 (&8 amended) ('1he 2006 Re&wlhtions"). The harily's Irustecs consi&r that the audil requirement of Re8ulotion l O { I Xd} of thL ?006 Regulations do¢s not applv. It is mv reswnsibilitv to eumin¢ the accounts iLS required under scclion 44C of the 2005 Act and to stste whetber particular matters have rTh)e to my attention. Basis of the Inthpendent P.xaminer Ststement My examination Is wricd out in uLc0Tda￿¢ Kcgulatson I l of the 2006 Regulaiions. An examination include5 ihe revicw of the a¢counling r¢wrds' k¢0 by ihe charity and a comparison of thL accounts prcsent&l w]ih those records. It also includcs consideratiL)n of iiny unusual items or discloscrs in tk accounts and seek5 explarntson from the trustc¢s con¢eriiing any swh matters. procedur¢s und¢rtaken do not provid¢ all ihe evidence thal would be required in &n audit an(L conscqucnily. I do no( ¢xpress an audil opinion on the view given by the account8. Indei)endenl Ixamin¢rs Sialement In conntttion with my ex￿inatIOn, no matter has com¢ to my afl¢ntion: which givey m¥ reasonable rau5¢ to telieve Ilwt. in any malerial resp*rt. the requir¢m¢nts'. ir) keep accouniing records in accordancc with section 44 I Xa) of the 2005 Act and R¢gulation 4 of the 21XK) Rcgulalions and Io PTepatc ac£ouDts which acxord with accounti￿ rewnls and comply wiih Regulatton g ot the 2W6 r¢gulations havc not Ixen MCL of 2. To wlu'ch opinion, att¢nU'on should drawn in order to enable a p￿per undcrstandingw of thc accounts to reached Signed Date.. LL, I

DUNFEAMUNETOWNHIU AND KINGSfAT PARISH OIUHCH RECEIPTSAMD PAVM£NTS ACCOUNTFOII EPIDED JI DECEM8EA2022 RECEIPTS Totsl 2022 Tot•l 2021 Donat)115 4B707.94 29)DJ o. 2943.48 361 $9 6.33 599.36 52868.70 49535.95 Jcoj. 3660.cil 2525.C 2?2.83 1.73 564.oz 59559.53 N•tltsn•lGfvID8 Dav kntome ftum Gwb•r4lTN&tee5 ACt￿r¢￿%for8entt1fth8fUTrdI Dank ind DepD￿ hrtwii l•ve5trThent lfir(Kne tloit4 Rentol of Church PreThl 72.(Q 10498.0) Sal• oflnw•stffi•n Grants Rttpts from Gtnoral Trwte•s 1153.68 Other Rel￿ptI TotalRe¢iWts 65.0) 64161. fj0785.21 PAYMENTS Not5 Costs offjen•rntlni Funds charltibl•Atl￿1r4tt GoverrbDnce Costs Purth•6• of In¥tm¢nis Yot•lP•yrneThts -302.65 -60670.51 -S91Z4, -60973.16 .WJ8.70 L¥c•u of RK•tstyrnP•yThwr*ts btforeTrvrffert 318B.54 776.51 Trnngltrs OD) EXCES50F RECEIPTS PAYME1￿5 31Ba.54 776.51

CiINFEfiMUNETOWNNIU AND PAN15H(JAIIKH 5TAIEMENtOF K4LAldESAT I1￿￿￿￿R?￿? Tdtl IQ2 2021 Bink and Dw BaknJtabrnthtforvd ZQ578.86 19102.35 Mcfv•rn•nr in Ypar ILYEtis olRetelpt% ryrtrP•￿eThtsl 3W.54 776.51 767AO 20578.86 Inv•sim•ntsatMavkrfv•bx Icost £153721 14U9.60 17596 AssÉts.. Glft AIJ rnt•wIb￿f0r 4￿¢re0￿ni 3J.12.22 I￿5.34 1242. Thedciounts werea Tnxi Se551Dn Clerk TrÈiwr•r

rAIiiFEMJNE ToWN￿LL￿N0 MGSEAT PAAISHalAKJI NOTESTO THE ACCWMTS IA TRIMÉE FW4UIIEPAMIY4 afidknkni•d P•vtyivanY•b)M4k¥&ry21P21.' e(eNed E2574.11) •5 dwMrinT¢)wMchwdL IB Sl•ff Colts.. 52%.18 16L95 556%U PAYE 4111AO St•ll Iltsmb•Th'. fDrallTru%r••k 10 ACCOLIMn146 PO11C￿$. E¥g•ndkurn •r+fabrk the Ge¥ml F￿d for numMfff¢p•iw¥•Thl Id Iiom ihe Fabrtc >thid lar1￿￿01￿17•ryfid refvrt4Mthi vty•s Chwth wrth dtlthEd T+JwnNI .

DUNFEftMUFIE TOryHUA14D KwwATpA￿ Ortmai NOTES TOTME AiCOUNTS Ittsntnwdl 14 MOVIMENI IN FuNDSlTr￿fftded 31 Duernbev 1012 IT￿sterS Geher Fa￿￿ 919131 56W.71 .J9n i? orA) ox¥J 12563.15 430 534A3 19.65 s). 1965 J2 HalVChuTch Refurh5hwi A Huiitvi 8eques1 CoDofeA•l￿n11lY￿d Tota om OL 56W.Ii .2978. lJ587.76 F￿d 21555 65 oc ->J27 213A6 o.oj 226AJ 159.61 3149 9) 141.40 JYJ.91 Sundty Sch Townh5115￿rydty$thll GToup 254.53 IYJ24 a27AS 137. om om OA) 1367 11 J55￿1 42.63 om A7 5473.39 u>iry. 1.62 Ji.g6 14.14 335.10 ?415AI 219J5 J61.59 Klnveat 141btrle'n' NatteT IowDhlll N1￿￿'Th, N&lpt om QLbJ iJi.TF TvliDo1￿V Aww41 Fu￿j Ori¥Dut￿ft luTrth lot 1323J6 29n. 1014491 UniKtrkid 305n 16L7D WYJA3.16 23M7.40 ?• VCOMDfAÈAlt ruNDIuWww￿1oj In￿lo￿Tr￿% lTrrwFw4J'. MOVEMÉIIT IW IIIVE5TPAENTS 31 D•¢•Nw 1012 Maiket V41ue 1-1-3? 17546.•J oj DvJuLi k*uLerthuf IP•96 .27yl 20 V4uE JI LI I2

DUNFERMLINE TOWNHIU AND KINGSEAT PAIUSH CHURCH NOTES TO THE ACCOUNTS IGontlnuedl 2C PURPOSES OF DESIGNATED FUNOS FABRIC.. For Lirger-xak and Èxtrwrdinary refurbishrnent and le￿aCMent of congrelat￿nI1 w0￿rty. SECOND FABRIC.. For requirements and replacemèots le4. or£ans. printer, b)ilersl In longer term. FLOWER FUND .. To provide flowèrs fordlsplay in thurch and btyjquets. ¢t¢. SUNOAY SCHOOLS.. For the with•s• of teachirq rnateri•ls and to lund oUt1r￿&S •rKI Insiructipnal eM¢ursltsn512 fvndJl. OORfJ5 GROUP.. To coordinate arKI fostef handcraft work amDng membefs and arr¥w• Its sait lor charitab￿ purposes. NIBBLE'n' NArrER-. To promote communlty in¥ofv•ment and facllitate outreKh12 fund51. H088IES & CRAFTS.. To •rKour•8t felh)wship through exerclse of skill5. T&K FRIENDSHIP GROUP.. To erKour¥• friendshlp wlth communlty In¥ofvern¢nt R.A. HUNTER BEQUEST: Or¥inally re5trKted to rnalnt•￿nrn of br•ss lectern •nd vases kyji now available for the stspport of •ll the CorAregath)n's ch•rit•bh puip0505. TECHNOIOGY To enhartt add to t￿￿$tIn¥ ChU￿h t•chnoloqv -1[

OU14FERMLW4ETOWNHUAMD ￿T?AllISH NOTES TOTHE ACCOUNTS Irvntknu¢dl P4ote53 & 4 ￿Lite0￿￿t0 UNRE5TRKfEDfiMthI 3 APUL￿￿5 OF WNAnoNS Z021 W.F.O. Sthem• InotGItrAldedl Gtt.Akled Donaliws Ta¥ Reeaver•J an 6￿.AN￿ Don P•yToIIGNkng Ordlnary Offertw (Open Platel otherOlfertnylDonations ioGtfiernl FWMI WeddkngslFwnoAIs West HhLnd Way Walk DoD•ikn Totilto conertyatkinal luth 1369&XJ 19353.50 7541 12423.9) 233ZI.Y 8101.14 (KJ 177B.73 804.CXJ 1970.t¥J 3214.67 1812.14 1519.60 47746A51 491(6.27 DoNth)ThstoFioerFuThd Th•tkiThstoTtthnoloo DoTratson%to Gulld Don•t￿nSt0 Kwt Surthy Scho DOn•t￿nI 10T0￿￿111 Sundayschool Don•¢lons ioKlrw•i NWe'D'N4tter Donatlonsio Nbl•"n"14•rter Donal￿n$t0 Oofui Gmup Donatbnsto Townh414Trd Oon•iionsto Hcbbl•s& Q•fts To1•1 lo ory•rthtbns o.( om 8.37 om 142.10 237.8) o.r 22.Q) 159.21 70 719.45 131.20 961A5 38.1>) 429.68 Tot41 ul DDn•th"Ms 41707.94 49535.15 4 INCOME FROM GE￿rtAL TrI)STEES 2943.41 2525.IX* S AWIIYSIS OF PAYMENT5 CO￿ Offertn•£Th¥dOpttlA(c¢x￿1 Gulld KIThEs￿l Sunday Sth￿l TownhlllSunday5chool DoNii Group T&K frIEnthlpGroup IS9.Ja OA Isi. 15?.41 42. 21.59 l(L92 129.14 TvMTrhlll Nlbbk'Tr' ￿lI￿r o. o. H•bbles& CAIIS 0.0) 302.65 424.01 884.64 Gowrn•n¢•C•sts -11-

DiIMFEIIMUNE TOWNHIiLAWD KINGSEAT PAWSH CHUR NOTESTOThEACCOVIITS Itrflnuedl F$3 &4 t•tsteorthfto UMRESTrICVEDfvnds S ￿￿T5￿QF PAYMENTS Icontlnuedl 2022 2021 MIn1%t￿$ & Mhs P￿$bytery Dues teletomrnunkatlon TraveVExoenses Pu￿￿Supp Oth•rstsff Costs fjardenlnl: 1445K( 1011.35 OL 27999.oj 1074. 898.60 2493.60 5ts15.31 10529.27 4118.40 To￿￿￿ R¢Jutknt 750.co 1050. 331.78 710.96 4403.54 2041.69 61Z.73 1127.77 Fabrk Malnt: 518.C 1591.sX> 1318.78 aOJ.J4 3117.7B Tonh ToWnh￿fi•$ Tomfflhw EknrK KIn8￿¢ ElÈLtvk G•sM•knL 983.42 orn O.LKs 3JIO.51 W•tr (Townhlllontyl Insur4n¢ CounfA T Out1￿chAlle •rl Wor s￿nda¥schOols1yOuth 51alJon•ry & Post•8¢ Phno/Oryan Miint. & DI￿1 HVMMI CopyrhVPértormlw Lkwces MIKdl•n•ovi Totalfvom ¢on¢w•th)n•l OD) 3042.07 79).83 796a9 31.38 1313.27 iio.c JC6.17 202.S8 $6325.M 58.34 183.65 470.C) 292.51 3S82.37 57499.26 Fund 6S.C 13Q( 121YI Gumd irrfwitSynd4y kho To¥mhll Sunthyschwl Qvr¢45fjroup I0￿￿mI& Kkni4e4t Frn46roup KlTh¢seat Nble'n' Natter T(￿nhIl1 Wbble'n. N4tter Hobb￿$ &Crafts Totsl from oryaD15•tkns' frJnd5 226.82 159ffj1 3149.50 lts).(KJ 250D) 114.14 170.aj 4345KJ7 94,10 0.0) 170A) ODJ O.DJ 1624.Kl 670.51 302.65 591?4.06 Toi•l £ost ol¢ehEr•lni lund% Total tost of 8o¥emance PurthJ5eof Irwestrnents TOTAL PAYMEP4TS OA 6CW8.70 60973.lfj 12-

￿FE￿￿NE TOWNHILL AIIDKIP4GSEATPAWSH CWROI NOTES TOTHEAC£WN15 Icontinuedl &4 MW115TEfS SIIPEND All Church of StotL4nd ronKretatknn5 CODlthrte lothe 14atknhaSiynd Fund. whKh bean thec05t of•ll M￿￿ts. slyRdsand t0yrtthknslorNat￿al lTh>Jrnn¢e. Pe￿Offl ahd Housh ind Lts•n F Mlnlsor5' Stlpind$4re pikl In •ccord•nrevAth the natwl 5tynd th￿h15 re￿tsd toyears pf 5er¥i(e. Ftsr2021 the stveTrl as £28,7￿land theffl•thium, knfifth ind 5ubwueni y•arsofseryke. w•$ t35,269 é0 5T1PE1￿ ENWWMEFIT IIICOME (from ihttOryre8akns'ssh•re In the Cun50lidatd Stlp•nd Fund). In 1021 £ 1.413 wasippled on beh4¥of the ro8atlon tp ihe Mlrtstrles & MI￿0￿ tantvknJi)n. 7 CCiLEcfKJNS FOA THIPII PARTIES 2022 21 126.0) 0.0) 55.IK) o. UièlneAppe•l Ukralne Gfft AtrJ Try Praylr OIAS Ichkken's Ho4JlGe5AITossScod•ndl Énvelppe5 COP26 DoMtlon1 565.CQ 125K) M•ry'sMHLs H•m•i 170, 157.0) ?W.S0 190.C) Poppy 156.20 195.ts) Afyhln App•l 205.ts) Scotthh Blblesoe 35.35 Sh•wS(Oiland 160. 477. w1x4lleth￿ Tr1Th￿l¢01S J5.JQ 68.10 DEC- P4klstin fbod5 260.( 2934.20 1892.25

DVNFERMUNE TOWNMILLAND KINGSEAT PAR￿￿ (HiIR(H APPENrxx FU14D5 HFLD BYTHE fiFI4ERAL TrUSTEES ON aFHAIF nFThE CONGREGth7￿ con5011dat￿ F)bthFw CAPtTAL FUIID REVENUE FUND I)pEn￿ Balances 1.1.2021 Gmwth Fund markèt v•hJe come Fund rnar1et¥•l￿t D•p051t Fund 1849.32 I65￿.￿ 17472.IXI 11981.12 75961.12 In¥•￿ed Ih.. rxowrth Fund 77CoUr￿${coIt1 IncomeFund 140J uD+fslcost 05rt Fiind rTre2012 GF Dwends IF [)￿mI￿a& DF Interost RevenutF￿d Intvest Total In¢orne 847.rJ) 595.oj 2a567.C 14161.C 11981.12 54716.12 9.81 1517.93 Gro￿ Fund mwlet vJe31.12.1022 Income Fund rn•rk•t¥•lu• 31.IZ-2022 O¢wlt F￿d No knth•w415for2021 Adrnln Costs .2943.41 -90.67 147B4.C•) 11911.12 6B345.12 Rwer4JeFund 31-12-202 325.10 -1