2025-03-31-accounts

Dundo•181amlc Socl•ty FIn￿cIal •t•l•monts for the y•ar •nd¢d 31 M•rch 2025 Charlty numbw SC007413

Dundeelglamlc Society Contents Page OrganSsation and athninl*abon Trustses. rep dent exam1￿5 reptyt Stalemeni of flnanclal athibes )te8 to Ih ffTwndal statem•nts 8-18

Dundee Islamic Soci Organi8ation and adminislralion Bod of T￿le85 Prfnal offlce Mln Stre•t D￿Klee DD15DD Independent •xamln•r H&iderS¢￿ Loggle LLP The VMK)n B￿Fdkng 20 Gra8nmarket D￿dee DD14QB Bankws Bank of Srx>tland 8M9 MwRygate DLmdee DD12EA

Dun(e1Sl￿n•C Sodety The Trustees have pknure in $uExnitthg t￿[ Annual Revi and Ftnanclal ststsments fr>r the y•ar ended 31 March 2025. The Ilnanclal stst•merts Iwve been Fxeparnd In XC0rd￿ vath the poliw set (￿rt n n( 1 to the financlal statements arKI c(ryty the Trust Deed of DwKlee Islamic Society, the Chaities and Trustee Invesfrmnt (ScotlwKI) Act 2005, the Chartks ACco￿ts (Scolland> Regulat1x￿ 2W6 (as amended) and Aceourbllng and Reporting by Chities: St8ternwrt of Recoffvnenthd Practice applicatrAe to tharthes Freparry their finandal statemwth in accNdance vrith the Flnancial Reporting Standard appllcable In UKand Rewblk of Ireknd {FRS102). The Society lltsmation (xrt on p¥Je 1 fom pwt of thts rep(xL ObJ•ctlves and activiti The cieclve8 ofthe Soclety w•: the ¢C1Kl￿1 of wcY51ip ac&wdiw to th• t•nets of tslarn h accordance ￿ tha •. DEOBANDI Sec¢ the ymion of fac111￿ fcr wbk WOTshlp accorthng to au¢h tenets, for the of Religi< d for the educaiion of perS￿ts In the farth of Ihe Relig1c￿. the propagatlon carrylry on of adivlties as ￿ 5nddental c¢ anclll¥y to Achievements and prfomianc• Through¢Mrt the year the Trustees have ecmttnued to provldè th• faclllll•$ publlc w(Y8h at the Mlln Street Mosque in accordan￿ wlth the ob￿CtIveS rf the Sc>clety. A Cornm￿ cc￿lInUed to be cywatsd, far use by membara of th puWK. Tnmtets c(¥rtlnu• to ¢ry (xrt th8 charitabh PU￿￿ to n￿•t tho obj•ctlvM of the Soclety. pollcy Th• r8wves 01 th• SOc￿ty ulglnate from ￿In•l arh4 sthequert caphal reverth O)naUcrn. Tho Tnralttg have ￿tablIshed a ￿lleY Nthereby unr•strthd fijnds. not commlttad or hvested In gble fixed assets held by the ch￿ty should equate lo al least three mcth of unrestrleled rescuces exp￿ded. Thls •quateJ to £158,827 (2024 - £64,862). At prtten( fm ro$erV￿ am(xmt to £68,932 (2024 . £265,508) rKt cwirnltted or hv•8ted In IL40 fixed assets, approxlmately 12 months nrning ¢osls. The total reseNes hekl at 31 March 2025 wwe £1.892,133 (2024 - £2.133,910), wllh £182,752 (2Q4 - £192.739) belry restrKted. Inv••th￿Trt pollcy and perfowmanee In a¢cordance wlth the Trust Deed, the TNstees power to hvest kn such Stsck#, Sh￿$, V•8tsn•nt8 and woperty as ty gee fiL RI￿ managem•nt The Tntstee5 have considered and assessed the majcy rfskskn whlththe charity is exposed, related to the 0￿￿10n3 •KI finances of the Sodety. The maln rlsks identified Is ts rwtoval of chaiitable stalus, and the reduction d (tr)nati￿ hK<xne r￿1ved. The risks have been ¢xngidéred by the TrusttsS wt￿ we comforta￿e Ihat are sthxent reserves In ca.

Dundeelglamlc society Trust•88' r•port leontinu•d) Flnandal review The results of the year arn set OLrt In the ststsment d thar￿81 athilies slTh¥iig rt expenthlwe of £241.777 (2024- £26.601). Future •trategy No changej are kyesffity envbaued in the So(xety's policf•s ai (xrtlOn•d abov Chwilable siatug The S(Klety cbtalned Gharllable status ¢￿ 4 Octobu 1983 from lthnd Re￿nu0 In Stl•KI. Scotti4h Ch•rlty Nurtr SC007413. Constllution The Socl•ty was lOm￿d ty a Deed of Tnmt dthd 4 O¢#ob•r 1983. The So¢rti'¥ govwnlng do￿￿1￿￿1% fts Comtiltrtl(￿. Cq)les ofth• con5tittrtkn are avallable on requ￿. Organl8atlonal 8lTudur• The admlnlstratkjn Gl the Soclety b the resrAY)s*Jlllty of the Trustees who ¥e answwable to the Appolnlm•nt of Trus1• The at ts date ofthb rwt am sh¢y4¥n ￿ pago 1. Twstees arn ncmlnated •nd appolnted by the then ex18tlro Tnithos. Trust0• inductlon and trainlng The TnBtees ￿Ve ccnsSdered a ￿lty i)n T￿￿18• Ind￿tIOn and trainlng Pri￿ to n•w Trustees being approa¢hed. Th1$ incfudes awar￿￿$ rf a Truske's respcmsibllllies. the govemlry documen( admknlstra￿ve wocedwes, aThl hlsty WKI ph51oWkal apsyoach of the Soraety. A new Trustee reeehes copkns of the Prev1￿ yearfs fina￿la1 statements, ￿nuteS of Tntsknes, meetlryjs and a wy of the OSCR leafiet 'Guidance and Good Practke for cha￿ Tnths.. rf approprfate. Th• Trust•M ¢on8Kl8r the bo¥d of Trustees to be the key marMgeFMrrt per￿￿ne1 of the Soclety, In eharge of dr•cting ￿ ¢￿tr￿ling the Society and runriry arKI opwallrg Ihe Society on a day lo day bas1$. All Trusiees giva ther tirrn frnety and ￿ Trust•• rnNneralicm cr expenses were pakl in the yw. Tn￿tee5 are requked to dbclose aH le￿vant Inlerests and kn ac￿danc0 ￿1th the S￿$ pofKy wilhdraw from deci31ons Ythere a confikt of lrterest arises.

Dundee Islamlc Society The Trnstses. report l¢ontinved) atement of the Trnstees. Tesponsfbilllies The Trustees are responsible for preparing Ihe T￿￿tees. report and the financial statements in accordance wilh applicable law United King¢)m A¢countiw Standards (United Kngdom Generalty Ac(tpted ACc￿n￿ng Prath'ce). The applicable to thaTIUes In Scoffand require the Trustees to prepare financial statements for each financial year Nhich &ive a and faff view of the slate of affalrs of the charty of the income arKI expendlture of the chaiity for that period. In preparlrvJ these financial slaterrtnts the Trustees e reryirad to: select surtable aCc￿ntIng pc41des and then appty them consi8lenOy; observe Ihe ffthods and principles In the Charfties SORP; md(e judgements and eslmates thal are reasonable arKI pr￿n(. Btate applicable ACC￿nIsTrg Standards have been foknyed, suw kn any materfal departure5 dlsclosed and ex￿31ned In the financial slalements: and prwre the financlal statements on the golng eoncem ba unless ttls Inipprowlate to kyesum? that the charity wlll continue in business. The Trustees ar8 responsible for keeping proper accounting r•cords vthich di8c&)se reasonable accuracy at any the finandal posltlon of the thgrity armd to enable them to ensure that the finandal stslements conwly with the Charitie5 ar# Tn￿lee Investrnent {Scolland) Ad 2005 the Charities Accounts (Scoland) Regulations 2006 (as amended) and the TnHI Deed. They are also responslble for safeguarding the assets of the charity and henm for taking re•wrtable sleps for the Prev￿tion and iknthon of fraud and other Irregularitw. The report financ#d sl*ments vRre approv￿1 by the TNskeg 18 December 2025 and signed on their behalf by: 29 January 2026 und•fr1ol•nk M•r¢h 2W25wt413•979￿3Ng3bIbo69￿S24&TtsQ2J P•p•: 8 119

Dundee Islamic Society Independent examinerfs report to the Tr￿tte9 of The Dundgelslamlc Soaety I rewt on ts finana ststements d the Society ts the year ￿ded 31 March 2025 Ithich are set out pages 6 to 16. This rep(xt is made to the Trustees, as a bo, Tn accordance the tel￿ts of my engagement. Drk has been undertaken to enable me to rewt my opnion set oul below and for no other purpose. To the fvlkst extenl permrfted by law I do not accept or assume responsibility to anyone other than the trustees, as a body. for my work or for this reporL Respective responslblllties of the Tn￿ and Examlner The Truthes are rnspon81ble for the weparallon of Ih financial statements in aCCordar￿a whh I terms of Ihe Chwities and Tr￿tee Investment {Scdland) Act 2005 and the Charities A¢counts (Sa>tland) Reg￿atIonS 2006 (as amended). The Trustees c(Jn$ider thal the ajdlt requirement of Regulakn 10(1 > (a) to (c) of Ihe Accounls RegulatrJn5 does not appty. It is ry respcv)sibilty to examine the financial statements as required under Sedion 44(1) (c) of the Act and to state vthether particular matters have (a)me to ry attention. Bas59 of Ifid•pend￿t Examlnefs Statement My examination is cwrfad out kn accordarte wlth Regulat1¢￿ 11 of the 2tK16 A¢%¢￿nts Re9￿•tiOnS. An examination includes a review of the ac(x>untlr¥J re(xJrd$ kept by the Society and a eompartson of t finandal statemerts presented wth those records. It also indudes considefatlon of any unusual items or disclosures In the finandal statements and seeks explanations from the Trustees conC￿l￿g any such matters. The procedures undertaken do Th)t provlde all the evidence that Y￿Uld be required in an PAKli( arKI consequeniiy I do rKA express an audit opinlon ¢)n th• view given by the fin•ncial stalements. Independent Examiner's stateM￿t In the ¢￿$e of my exarninakn, nts matter hos corM to my attenth)n: glves me reaSon￿e Ca￿ b belleve that, in any materfal respecl the requiromanl8 to keep accwnting records In accordance vAth Secllon 44(1) la) of Ihe 2005 Act and Rewlalion 4 ofthe 2006 ACc￿nts Regula1ions (as amended), and lo prepare financial stat8m•nts thich accord with the aCCow￿1n9 reL*rd$ and LIxn￿Y wilh RegulalNJn 8 ofthe 2006 ACc￿nts Regulations. have not be￿ met., or 2 to which, in my Onion, attention Should be In order to enable a prow understarxling of the financial statements to bè reached. For and on behalf of Hend•rson Loggie LLP Chartered Accwntants The Vision Building 20 (knnmarket tkndet DD14Q8 29 January 2026 Iln•l IAor¢h 202$.FrfY141w791￿3734?31rt￿￿4•7b02J Pog•: 7 119

Dundee IS1￿•C Society 8tai•menl ol linancial activttim for the year ended 31 March 2025 Totsl 2025 Total 2024 Unmtrlcted Income and •ndowments from: *gad•B Charilable a(thrtles- 162,405 97.395 259.800 104,8n 137.928 60,080 29,297 Investments 137.928 00,080 29.297 56,011 54,102 28,042 Total Inc(xne 389,710 97.395 4B7.105 243,027 Chantable aclivltles 621.500 107,382 728,882 269,628 Total expendltw• 621,500 107.382 728.882 289.628 Net (•xp•ndltureVlncom• 1231,790) 19.98n (241.77n (28,001) Net mov¢m•nt th fund• 1231,7W) {9,987) 1241.77n (28.801) Fundg rncon¢iliatlon: Totsl fund5 at 31 March 2024 12 1.941.171 191739 2,133.910 2,180.511 Total fimd• at 31 March 2025 12 1,709,381 182.752 1,891133 2.133,910 The on pages 8 to 18 1￿M put of the9• lIn￿ellI $tttemthts.

Dundee Islamic Society Balance sheet at 31 Mvch 2025 2024 Fixed assets Tangible assets Inveslmenls 1,287,281 ,841 1,326,876 532,841 Current assets Debtiys Cash at bank I￿20,122 1,859,517 10 5209 159.790 12,078 Z18.294 164.999 Creditors Amoun13 falllng due ￿1th1n one year 290,3T2 11 191988) (15,9791 Not current amets 72,011 274,393 Total assets less currenl Ilablfftles 1,891133 2.133,910 Represented by: Unrestrlcled fijnd Restricted lund Revaluallon re8erye 12 12 12 1,634381 182,752 75,000 1.866.171 192,739 75,000 1,892,133 2.133,910 Approv&1 by Ihe TN$tees (yn 29 Januw 2026 arKI sooned on tts behalf by uTrJ•e l$1omlc Ilnol •¢t4￿￿ts M•Kth 202fjWl413&979b4m4931>btl6WL*￿4eTb02j P•J•: 9119

I￿ndee I￿aMI¢ Soci Notes to Ih fmancial •tments Accounting polkles SocKty infommtlon Dund Islamic Society13 a charity registered in Sco11￿￿. The Wir￿4P31 address is Mih Street, Dundeè, DD15DD. Ba8ig of prepvatlon and assesgment of golng concem Tho lknancial stat8m•nts are wepared under the histttkal ￿$t c4Then1￿ and Ind￿le th• r•suh of th• Socletrfs op¢ralioM a8 indiced In the Repcxl of th• Tnmtees. all ol wlxh C£￿Uln9. The finanelal statements hav• been Wep•r￿ In a(￿rdar￿£ wlth 4)pllcable a¢￿unI￿g $tar¥J8rd8 and the Sl8t•ment of Recommand•d Practh•: Aecountlw Rep￿Ing by Charities prepvJ Ihetr financial statomonts In aceordanc• Vlilh thè Fmanclal Rep Standard appli(blé n the UK and Republlc of Irel￿￿ (FRS102) th• Fmanclal Rawtlng Standard appkable In the Uniled KIWM and Republlc of Ireland (FRS102), th• Charltss and Trusta• Investrmni {ScoJo￿) Act 2r￿S the Chariuog (SC￿l￿d) R•gulati(ms 2006 (98 amended). The &Kiety ¢onsth a publk benefit enllty al dèfined by FRS102. The Ilnanclal 3taternents we Fyepared In stsrfkng, vthlth Is Ihe functional currency of Ihe Society. MiThtary aMo￿ts in these flnanclal statements we ro(mdad to the nearest £. ¢3olng con¢•m Al Ihe time al wovlrg the lIn￿kn1 statemonts therelg a re•swble expectsth>n that tr ¢harlty has adequate re8OWCts to contfnue In Opera￿onal existerKe ky the lue8eeable fulLre and for a pth ol at IM5t 12 m￿rth3 from the d•te of apwo4kng these ThereftY•. the bust¢•s conllNe to ad4 the golng conc•m bAs15. The follth4y is a S￿1￿￿•ry of the sIgnIfi￿￿ •ctowthw polcles adcgted by tho TnnPa8s In the sy•8•ntstI￿b of the fin•rMaal slmonts. IncomD recognftlon All iKome1s recognised on¢e the h•• gntlyement ) th• hwm•, it l• wobable the c(The wlll be rec8lved Ihe amount of Incon receivable be r•l*•ty. Oonath)n& are recognlsed WI￿ the ScKlety has b•en rnmed kn wrilkng rfbjth the amount and setllemptht date. In the ￿ent that a donalon is $￿j.eCt to corKIStsMs that require a level performance before the Sodety 1$ entitkd to ￿ ￿nds. Ihe Inconk kn deferred and noi recoonlsed until ellher those condit￿$ are fulty mec or the f￿lment of Ihse ujnd1t1o￿ is vhK>lly Nthin Ihe C￿trol of the Sodety ￿ ft kn FKobable tIHt those condlbons WO1 be fulffled in th• r•wfjr¥J pernd. Where donakns arn made to fimd fixed I￿1b10 atsets, Ihe restrS¢ted resepm is re(IKed ￿ch year in lin wlth tho pth of d•pr•aatKJn relating tr) assets fund•d by dcffiakn.

Dundeelglamie Soclety Noteg 10 tho fmnclal •tatthiwnts (conllnu•d) Accowllng pollctes (continwd) Incorn recognition Ic￿tin￿￿> relith on the sO￿ety, Ihis is ncfmlty upon notificakn of the knterest paKI or payable by the bank. Ethcakn fees rtteivable are acuxmted for In the perlfyj li whith the 8efvke b pmkled. LSabSlllies are recognls8d as ex￿r￿1￿ure as soon as thwe IB a legal or o)nstnKtN• ¢AigatJ'( commltbng the Sockty ts thal expendittre. itlg prob>le that setuemert Mll be r8quk•d 8Th1 gnmint of the oblWw)n C￿ be mwured reliably. All expèndlttre is acco￿ted foron an accnwls basls. All expens8s Ind￿￿n9 8w)wl costs govemance costs are all￿ated or ap[￿lOThed to the applicable expernlknre headwy. For mLYe inf0mmli￿ on thi5 attrllyJUon refer to alloGalk>n of supwt and gOverna￿e costs. Qpwatln9 leaM• Réntals under operatlng ￿al•s are charged to the Stat•m•nl of FlnKLql Acuth t)n a 8traht Ilne b4115 over the lease term. Charltabl• actlvitlel Costs of th￿table a¢tivlIl￿ #ickth nmntnp ¢osts, govemanc• Cx)sts and 8UPWt eosts 8hoMfft h note 5. Allocauon of upport costs Sw)port ec•ts knckxlo CO￿ r•lat•d to the indepentknt •xamlnakn, legal and profethl fees Imicov•rabl• VAT The Society Is not registered VAT wrposed and all VAT i￿u￿1 i therefore Wre?￿erable. I￿eCoVer8ble VAT is chwged against th• •Xp￿di￿n h•adkng for whith ft wa8 kncurrod. P•n•k>n schem• A defimd c{￿1rfbU1ICffi penslon ￿h￿ne Is h pjaee fc the benefft of th• ffiwoyees. Contrlbukns payable ar• re¢ognlsed as • Mst kn the Staiemenl of Flnandal Actlvitl•8. D•pr•¢lalion The Society ha5 a PDlky of (dr all ex￿ 458ets up to a vak of £500. Expendrture over £500 is capltalised. The Cost of fixed tsnglle assets Is dewedth to an osllmated Rsldual vaEu• ovw the e*imated useful ec(mmic lfves as foll(wA' HwltabJ• yop Flttings and fumishirys 2% $trafvJht Ilne 25% reduclw balar￿a

Dundeelglamic Soclety Notes to the finmclal $tatements (contlnued Accounling poficies (contlnued) Investsnents Imitstnxnts ccfftsist of properties owr%d to eam renL41s. skted at fair value at the balance sheet date. Rèvaluation galr6 and ID5ses representiry the oYffeMce betr￿Tr the market valuè at the tK4'nnlry and end of the finanelal year are r•oogni8ed in the statement of I￿ar￿la1 activitses. lrtorn Other debtorn ¥• racogni&•d at the settlenmnt amount du•. Cash at bank Cash at bank cagh held In a L¥ sknllar a￿aIrt. Credknr• and wovl•ion• CnditCY3 md Wovlsl¢x￿ •rn wnls•l where the Soclety ha5 8 Fyeserrt obllgaiian reJulltrvJ from a PASt evenl that wll probW result in the tr￿sfer of funds to a Ihird party and the amount due to setue th• obllgation be ffa8ured or ￿lMated r•lIab￿. Cred5torn and prothnl we ntymalty recogni8•d at thelr Mttlemenl ammt. Financial In•trum•nt• The S• only has fmancial assets And finan¢ial liabllitiea ol a klnd that qualify as basle financial instruments. Basic fy))clal inslNmants are Inltlally recogrixd al trans•otion val and subswenty m•asured ￿ ihetr 8dtlement valua. Fund •tructuY• Unresirkted fund8 we expu￿ble at the olsu•ticm of th• Tfu8ts68 kn furth•rwm of the Je¢tives of the Oundee Islwnt Soclety. Deslgnated Funds arn furKIs g•t aside by th• Tntstets to be ￿ed parbalar pwposes and part of the dwtys unrestrIC￿ fmd Restrtcted lunds v• to b• ug•d fcf spe¢thc as lald down by the donor. Exw( whlch meets tsse uiterfa. Is Charged to the fiJrMI togather ¥4th a falr alIrtatl￿ c4 rrWAgern￿1 and support f>)sts a• approprlat•. Crftical accountlng Mtlmate• and Judg•ments In the apall(￿ cl the Society's acuxmtkng polictes, the Tr￿lee5 are r•wired to mke Judgements, eslknates assLwrptions thut the carykng aTh￿unt of assets and IlabHIOes that e nc4 r•adlly apparent from other sources. The e3￿mateS and assoclated assumMI￿S based cffi historlc81 experienc• and other fact<)rs that are cLThidered lo be relevant. A¢￿al results may dlffer from tsse estlmates. e8lknales and urKlertylro assumptiorn we revlewed on an oryDlng basls. Revlsions tt) aco)unllng estlmAt•s are reGwised In Ihe perk>d In which the estknate 15 revlsed where the rnvlsifm affects onty that p•Tlod. or In the pafiod of the reviskfi firture vthere the In prying IIMncHI statemerts, the Tntste88 have made the foll￿11￿j I￿￿geTh￿nts. XCTuals We applied at the year end based upon known (¥Jsts r￿1Ved O year and experience oflhe Tn￿. 10

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Dundee Islarnlc So Notes to the finmclal statements (￿ntITruedI 8w>port costs Including gov•rnance costs 2025 Independent exaThnation lee cellaneous expeTh8es 3,031 274 2.393 5,504 9,305 7,897 Staff eogtg 2025 Wages and salari•8 171,282 148.020 762 1711 148,782 The average numbor ofemploye•s was 23 (2024- 19). No employee was p•id nvJr• than £eo.oco In ett￿r financial year. None ol the Tntstees Rcdved any remur*rakn or expwms durk¥ ttbls w the weceding IknAnelal yev. Tanglble tsed asget• Herltable Flttlngg and prop8rty furnlshlngs Toial Co•t 1 2024 1,921,876 117,088 2.038,962 31 March 2025 1,921,876 117.080 2m8,982 Depreciallon 1 AFXII 2024 Chargo for 616.231 34.138 96,055 5.257 712,286 39,395 31 Mwch 2025 850,369 101.312 751,681 Net Ix>ok value 31 March 2025 1271.507 15.774 1.287381 31 March 2024 1,305,645 21,031 1.326,678 No d•w•cIali￿ has be•n provkled on l￿d ¢ostir4 £215,000 ￿tch 1$ hdwjed wltNn herttable 13

Islamlc Soclety Notes to the fmanclal statements IcontlNed) Inve•kn•nt proporti At 1 ￿11 2024 F•k Val￿ ffx)Vew￿ts 532041 5Y2.841 At 31 March 2025 S31841 532.841 10 Dtbtor• 2024 Gift ald recovera￿e 7.312 4.766 4209 12,078 11 cr￿lIOrS 2025 2024 Amounts falllryj du• wlthln Crfbe year: 223 Taxes and soclal ￿c[￿lty 2,230 17,897 Olher bans 15,089 92,988 15.979 14

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OundM18lamic Socl•ty Notes 10 the fin•nclal •talemenls (eonllnued) 12 R•gerve• (contlnued) Indoor foolbal l *port• e•ntr• Fund¥ rKolved f(x th• davdcom•nt of th• inth foolb•U l I￿rtI Contr•. rK•lv•d for roof r•palr• to th• nx4tW•. Carw replac•m•nt Funds rocer￿d lor carw r•plac•morrt h th• mowu•. 13 Anal￿18 of net ••sets l)elrn funds Tolal 2025 Unrutrlcted 2025 Fued assets Net ¢urrent a88ets 1,640,449 68,932 179.073 3.079 1120.122 72.011 1,709,381 181752 I￿92.133 Unrestrlcted Restrlcted 2024 2024 1,875,e85 265,508 183,852 8,8e7 1.859,517 274,393 Cuirthi ass•ts 1.941,171 1W2,739 2.133,910 14 OpernUng kne cmKments Al 31 March 2025 the had arnual ojnmltsrnnts WKler nOrt4•￿19b1? op8r• lex as 2025 2024 Expry date: Less Ihan 1 year Befvmen 210 5 yws 9.582 16.926 17,238 24.582 15 Related paty transathn8 0￿1r4 the year Ihe charlty reeeivett a number of loans lo a svJnfficant Thesè indude a loan <fj £37,680 Aydya Chaiitable Tntst, a tharity in which also a trustee. A loan of £10,000 was also received from Sh•ik Sons Invaslmenl Charity whh a trustee. These loans are interest free wth no fix•d terrrts of rePaYn￿ 16