OVERTOWN PARISH CHURCH OF SCOTLAND
TRUSTEES ANNUAL REPORT
AND RECEIPTS AND PAYMENTS ACCOUNTS
2024
Congregation No.
171141 Charity No.
SC007360

References and Adminlstratlon Infomiation
Charity Name
Overtown Parish Church of Scoljand
Charity Regi8tration No.
SC007360
Congregational Reference No.
171141
Contact Address
Tru8taa8
Kirk Session (26 activo membern)
Eldors transferred lo Emoriliis St2tiJs
Principal Officg B•ar•r8
Ministor
So88ion Clerk
Church Treasurer
Indgpondont Examln•r
8ankers

Trustees, Annual Report
Trustees, Annual Report Year Ended 31 Docember 2024 Structure, Govemance and
Management
Governing Document
Throughout the year Overtown Parish Church has operated under the Unitary Constitution which
comprises the Kirk Session.
Recruitment and Appointment of Trustses
Members of the Kirk Session are Trustees. The Kirk Session members are the elders of the Church
and are chosen from those members ofthe Church who are considered to have the appropriate gifts
and skills. The Minister, who is a member of the Kirk Session. is elected by the congregation and
inducted by Presbytery.
Org#nlsatlonal Structuro
The Kirk Session is moderated by the Minister and Currently meets on a bi-monthly basis. Minister
and Kirk Session have the responsibility to oversee the Pastoral, Educational, Mission and Outreach
interests of the Church.
Under the Unitsry Consiitution the Kirk Session oversees the work of various Teams comprising
Trustees and co-opted members. These teams meet on altemate months to fuffil the requirements
of their remits. Worship, Pastoral, Mission, Youth, Media, Hospitalty and Fundraising, Finance and
Property.
The Treasurer (Finan￿ Team Convener) is responsible for making and recording all payments to
and from the General and Associated Funds, together with the preparation of the Annual Accounts.
The Propety Convener is responsible for the ongoing maintenance of the Church, Hall and Manse,
together with any development or improvement of the properties. An annual condition inspection of
the Church, halls and manse must be carried out and reports prepared on all buildings for submission
to the Kirk Session and Presbytery of Forth Valley and Clydesdale for attestation.
ObJectlve8 and Actlvltles
The Church of Scotland is Trinitarian in doctrine, Refonned in tradition and Presbyterian in polity. It
exists to glorify God and to work for the advancement of Christ's Kingdom throughout the world.
As a national Church it acknowledges a distinctive call and duty to bring the ordinances of religion
to the people in every parish of Scotland through a territorial ministry. It Co-operates with other
Churches in various ecumenical bodies in Scotland and beyond. The parish of Overtown extends to
cover Ihe area surrounding Overtown (including the north side of Garrion Bridge), Waterloo and
Gowkthrapple.

Services of Worship
A wide range of worship experiences is offered. Weekly services are held at 11.00 a.m. on a Sunday.
The formal dispensing of the Sacrament of Communion occurs four times a year. Special services
are held in accordan￿ with the principal Seasons of the Christian year.. these include an annual
Christmas Gift Service in aid of a Charity, Christingle Service, Nativity, Christmas Watchnight
se￿1￿, Christmas Morning Service, Maundy Thursday Communion and Good Friday servI￿s, an
early morning Easter ServiGe wrth breakfast to follow. Easter Family Communion, PenteGost
celebration and Harvest Thanksgiving In addition, services are tailored around the themes of Fair
Trade, Christian Aid, All Saints Service for the bereaved and Remembrance Day, as well as our
Annual Boys Brigade Awards Service and Thanksgiving Service for our Sunday Club members.
Membership: During 2024. 1 adult baptism was administered; trrfo new members vRre admitted by
Profession of Faith and seven by transference certrficate.
The Sunday Club continues to rneet, albeit with smaller numbers and meets during the Sunday
morning service. Lessons are delivered by a dedicated team of leaders featuring. songs, a Biblical
story, activity sheets, prayer and crafts. The children join the congregation for the first part of the
service then move through to the hall for their own activities.
Blble Study is offered through study programmes throughout the year
Crafty Church is h81d bi-monthly to catar for families of all ages. This was launched in September.
2022, as a fresh expressions initiative to replace Messy Church and has been successfully run by a
ialented team of leaders. The programme is based on Bible storie5, songs, prayer. games and crafts
with a snack meal to follow
Prayer tlme is available on Wednesdays from 11.00 a.m. to 12.00 p.m.
Pastoral:
The Pastoral Team is responsible for visiting housebound members and augments the pastoral
responsibilities of the Minister. In addition. our Flower Ministry continues to distribute flowers to the
housebound due to the support of individual members.
Mission:
The church also continues to support the local Foodbank by donating food and making monetary
donations and essential items. Over the past year the church. through the Mission Team, has
continued to support the local High School's Little Shop of Happiness, an initiative to support
vulnerable youngsters through the provision of food and other necessary items. An initial donation
from our Legacy Funcl helped with its setting up and monthly cash donations continue to provide
addilional support to this project in addition to donations of supplies. The Mission Team is also
responsible for promoting Fairtrade and supporting Christian Aid. Liaison wrth our Missionary Partner
in Malawi is maintsined regularly and we were delighted to host him for a visit to both our Primary
and Secondary schools within the parish. Once again this year a Christmas gift was distributed to
250 people within the local community.
Youth Actlvltle8: Our Boys Brigade and Sunday Club for children along with the Brownies continue
to attract healthy membership.
Adult Organisations: ASI adult Groups, i.e. The Guild, The Monday Craft Group, The Game
Changers (afternoon activities to address Issues of health and well-being and isolation) and Line
Dancing are all actively supported.

Fundraising and Hospitality Events:
A variety of events are organised during the year and are driven by the focus on Health and Well-
being. Successful events included a Concert, Sponsored Walk, Plant Sale, Summer Afternoon Tea,
Harvest Supper and Christmas Afternoon Tea. All events are well supported by members of the
wider community and the additional generosity of members and friends within the community in
supporting the Fundraising events and the Community Lunch has been greatly appreciated. We are
alsograteful to individual memberswho have supported the church by making card-craftchurches and
greetings cards which were sold to members and friends, proceeds being donated to church funds.
In addition members have continued to diligently make donations through our small wooden church
collection boxes.
Achievements and Perfomianco:
The congregation and church organisations continue to uphold our Christian lrfe and witness. We
remain at the heart of the community through the contribution of all organisations which have
contributed to the wider life of the congregation and to maintainin9 our purpose and presence within
the community. We have been greatly encouraged by the numbers (members and otherwise) who
have also engaged with our Facebook posts.
Chaplaincy to the two local schools, Clyde Valley High School and Orchard Primary School, has
been well established. The minister has regular contact and conducts assemblies on a regular basis.
This affords an opportunity for personal support and engagement with both pupils and staff. End of
term services are held in the church with pupils taking an active part.
Charltable Donation8: The congregation has continued to offer invaluable financial support to
various charities over the course of the year as noted in the Statement of Accounts.
Clothing, Fu•1 and Hardship Grants: The support given to families facing hardship through the
distribution of Grants received from the Household Hardship Fund and also our own Outreach Fund
has been widely acknowledged and appreciated by parents of pupils at both the local Primary and
Secondary Schools. We appreciate the assistance of the Schools for their help in the distribution.
Food Bank: Over the past year we have continued to support the local Food Bank with donations
of food and funding.
Community Lunche8: A talented team of volunteers provide a 2<ourse lunch on a Monday, followed
by tealcoffee and biscuits for members of the church and community at a nominal charge. This has
proved to be very popular and over the course of the year, the numbers have remained constant.
Profits are donated to church funds and we are particularly grateful to the volunteers for their
commitment and hard work and to attendees who have contributed to makin9 this 3uGh a Successful
venture. Over the past year, Orchard Primary s Nursery Unit joined us on a Monday for lunch which
provided the opportunity for the children to share time with adults. Th￿ has been highly successful.
Monday Bee Craft Group: members engage in various craft activities, e.g. crocheting, sewing,
knitting, tapestry work, cross-stitch and making greetings cards. They have continued to support
University Hospital Wishaw's Maternty Unit by knitting blankets and hats for babies. Various craft
Items are produced forour church Autumn Fayre and the church is highly appreciative of their donation
to church funds.
The Guild: Members have had a full and varied programme of events during the year with various
interesting speakers and demonstrations. The pantomime in November was a great success and
enjoyed by all the community. Current membership is 24 and we continue to financially support our
projecls and make a financial contribution to church funds.

The Line Dancing Group continues to be well supported with an increase in membership during
the year. All contributions received throughout the year are donated to Church funds.
Game Changors: continues to be well supported with a focus on Health and Well-being, bringing
those who live on their own, or who may feel lonely or isolated. to join for a time of fun and fellowship
through board games, films and craft activities. Through partnership with the Local Authority, we
have been fortunate to obtain grant funding which has also allowed us to provide transport for a
couple of days out. As in the previous year, members enjoyed fellowship over Christmas lunch. The
group is open to members and those in the wider community. A core group of volunteers supports
the work of this group_ Partnership has been established with the local Primary School with children
from the nursery attending which provides the opportunity to engage wtth adults. They entertain with
songs, have a story-time and finish with juice and biscuits while adults share fellowship over
tealcoffée and biscuits.
Boy8, Brlgade: 1st Overtown Boys. Brigade continues to be a thriving, vibrant BB Company
attached to Overtown Parish Church. They pride themselves on being a Christian organisation for
boys and young men in the community and currently have 52 boys registered between the three
sections. The Anchor boys is for those who are in P1-P3, the Junior section for those bet￿een P4-
P6 and the Company section for those between P7-S6.They meet in the Church halls on a Thursday
and Friday evening offering various activities based on Christian principles that allow the boys to
have fun and fellowship in a safe environment. The BB Company takes a very active part in the Ilfe
of the Church have boys in uniform at Church on a Sunday morning as part of the welcoming team.
They hosted the Wishaw and District Battalion Founders Day parade and service in Overtown Parish
Church with one of the boys delivering the Tribute to the Founder. They also had a full parade on
Remembrance Sunday with a Colour party and participated In the laying of wreaths at the War
memorials in Waterloo and Overtown. They are very fortunate to have so many boys of such a high
calibre throughout the three sections who contribute so much to the life of the BB Company. They
ran a very successful summer camp to Derby where memories were made which will last a lrfetime.
The boys have also taken part in many and varied competitions at both Battalion and a National
level where they have been very SUC￿$SfUl. For example, the National senior 5-aside team have
been Scottish champions two years In a row. At the end of this session they will celebrate 3 young
men achieving the highest award in the BB, the Kings badge. There are also 6 young men in the
first year of working towards their Kings badge. The Boys and Officers in the Boys, Brigade Company
enjoy a very close relationship with the Minister, Kirk Session and congregation of the Church as
they continue to strive to advance Christ's Kingdom among Boys and young men in our community.
Acknowledgements: Sincere thanks is expressed to all who have contributed to the work of
Overtown Parish Church and for their efforts to build healthy links within the community.. Elders
and Team members, Organisation Leaders, and members of the congregation, in addrtion to the
sterling work undertaken by the Office Bearers.

OVERTOWN PARISH CHURCH OF SCOTLAND
RECEIPTS AND PAYMENTS ACCOUNTS
YEAR ENDED 31 DECEMBER 2024
Flnancial Review
The principal source of our income is from Members, offerings which show an overall modest
increase of 4.40/0 on 2023 levels. We have 57 Gift Aid donors and 28 members who give by standing
order. In addition, our Fundraising, Community Lunch and Organisations, events have continued to
be well supported and contribute greatly to the surplus achieved for the year. There was an overall
surplus for the year of £19336.08.
Grants totalling £8841.36 were obtairEd during the year as folk)ws.'
1. £6160.00 from VANL to assist with the add￿0￿81 costs involved in the expansion of the
Gamechangers Project.
2. £2681.36 from the NLC Digital Challenge Fund to assist with the upgrading of our Audio
Visual System and installation of Broadband to enable services to be streamed.
The Giving to Grow {formerly Ministy & Mission) contribution dua by the congregation to Edinburgh
was paid in full in 10 monthly instalments.
Looking forward to 2025 it is anticipated that cosls wlll Increase substantialty as Giving to GTOW
contribution, Electricity and Gas. staff wages and Insuran￿ are known to be the subject cf
increases.
R•g•rv•g Pollcy
At the year end the Church held cash funds totalling £160421.20 of whiGh £137783.10 wa8 held in
Unrestricted Funds and £22638.10 in Restricted Funds. It is policy to hold a minimum of 3 months
running costs as cash in the General Fund. The balance in the General Fund account of £26114.16
repiesents approximately 4 months reserve against normal running costs. Any major
irnprovementslrefurbishment vA)rk would only be carried out if a contnbution by way of Grants could
be secured.
Statement of Tru8tee8' ReJponsibilitie8
The members of the Kirk Session must prepare financial statements. which give sufficient detail to
enable an appreciation of the Iransactions of the Church during the Financial Year. The members
of the Kirk Session are responsible for keeping proper accounting records which. on reqLJest. must
reflecl the financial posilion of the Church al that tsme. This must be done lo ensure thatthe financlal
Slatements comply wth the Charities and Trusiee Investment {Scotland) Act 2005, the Charilies
Accounts (Scotland) Regulations 2006 and the Regulations Anent Congregational Finance
approved by the General Assembly cf the Chuich of SGolland in 2007. They are also responsible
for safeguarding the assets of Ihe Church and musl take reasonable steps for the prevention andlor
detection of fraud and other irregularities.
Approved by the Trustee8 and signed on their behalf
Date: 11 February 2025

OVERTOWN PARISH CHURCH OF SCOTLAND
YEAR ENDED 31 DECEMBER 2024
Charity number: SC007360
Independent Examlner's Report to the Trustees of Overtown Parish ChurGh
l Teport on the a(Eounts of the charity for the year ended 31 De￿rnber 2024 which are sel Out on
pages 1 to 14.
Rgspects've responsibllltles oi truslees and examlner
The charity s trustees are responsible for the preparation of the accounls in accordance with the
terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Chanties Accounts
(Scotland) Regulations 2006.
The charty Irustees consider that the audit requirement of Regulation 10111 (d) of the Accounts
Regulations does not apply. It is my responsibility to examine the accounts as required undersection
44(1) (cl of the Act and to state whether particular matters have come to my attention.
Ba81• of indep•nd•nt •xamin•r'8 Statem•nt
My oxamination is carried out in accordance wrth Regulation 11 of the Charities Accounts (Scotland)
Regulations 2006. An examination includes a review of the accounting records kept by the charity
and a comparison of the accounls preSent￿j Yiilh those reGords. It also inGludes Gonsideration of
any unusual items or disclosures in the accounts, and seeks explanations from the irustees
concerning any such matters. The procedures undertaken do not provide all the evidence that would
be Tequired in an audit, and ¢ons8qU8nlly I do not express an audit opinion on the view given by the
aGcountS.
Independent examln¢r'8 atatement
In the course of my examination. no matter has come to my attention
1. Which gives me reasonable cause to bali8ve that in any material respect th8 requirements
to keep aGGounting iecords in accordance with SeGtion 4411) (a) of the 2005 AGt and
Regulation 4 of the 2006 Accounts Regulations. and
to prepare accounts which accord with the accounting records and comply with
Regulation 9 of the 2006 Accounts Regulations have not been met, or
2. to which, in my opinion. attention should be drawn in order to enable a proper
understanding of the accounts to be reached.
Dats

OVERTOWN PARISH CHURCH OF SCOTLAND
RECEIPTS AND PAYMENTS ACCOUNT
YEAR ENDED 31 DECEMBER 2024
Unrestricted Restricted
Funds
Funds
2024
2024
Totsl
2024
Totsl
2023
Note
Racolpts
Donations
Legacies
Activities for Generating Funds
Bank & Deposit interest
56939.49
56939.49
5000.00
12228.98
6213.35
56141.17
5000.00
15034.65
3459.20
5000.00
12228.98
4894.81
1318.54
74063.28
6318.54 80381.82 79635.02
Hall Rentals
Grants
Olher receipts
2360.00
8841.36
10908.08
2360.00
8841.36
27.00 10935.08
1227.50
924.00
8694.37
Totsl Recelpts
96172.72
6345.54 102518.26
90480.89
Payments
Cost of generating funds
Charitable Activities
Governance costs
233.60
82704.02
200.00
233.60
44.56 82748.58
200.00
222.00
85049.78
200.00
Total Payments
83137.62
44.56 83182.18 85471.78
Exce88 of Receipts over Paym•nts
for the year before transfers
13035 10
6300.98 19336 08
5009.11
Translers
7411.92 (7411.92)
Excess of Recelpts over Payments
for the year
20447.02
1110.94
19336.08
5009.11

OVERTOWN PARISH CHURCH OF SCOTLAND
STATEMENT OF BALANCES
AT 31 DECEMBER 2024
Unrestrlcted Restrlcted
Fund$
Fund8
2024
2024
Total
2024
Total
2023
Note
Bank and Deposit balancea
Brought forward
General Fund
Other Designated Funds
38489.17
36489.17 56756.43
80846.91
23749.04 104595.95 79319.58
117336.08 23749.04 141085.12 136076.01
Movement in year
Excess of Re￿iptS over
Payrnent8 for Ihe year
20447.02 (1110.94)
19336.08
6009.11
Bank and Dep￿lt balan¢•$
Carried forward
General Fund
Other Deslgnai8J Fun(Js
28114.16
26114.16 36489.17
111668.94 22638.10 134307.04 104595.95
137783.10 22638.10 160421.20 141085.12
A8•ets - Nono
Liabiliti•• - Non•
The accounts were approved by the Kirk Session on 11 February 2025
For and behalf of the Kirk 3es5ion

OVERTOWN PARISH CHURCH OF SCOTLAND
NOTES TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2024
1 Trustee Remuneration and Related Transactions
£1798.37 was paid in respect of Council Tax for the year for the Manse and
£629.90 was re-imbursed to the Minister in respect of telephone costs.
No remuneration was paid to any Trustee during the year.
During the year voluntary contributions received from Trustees amounted to
£14025.91 excluding tax reclaimed under Git Aid.
2 Movomont• in Funds
Asat
01Jan
2024
Asat
31-Dec
2024
Recelpts
Payments
Transfern
Unr•strlcted Funds:
General Fund
Designated Funds..
Fabric Fund
Kirk Session
Gamechangers
Contingency Fund
The Guild
Monday Bee
Rosebuds
36489.17
87006.63
78220.63 (19161.01) 26114.16
541.63
980.16
28.31
569.94
300.00
1207.03
6272.93
5086.81
20000.00 103385.63
1108.31
229.20
82.02
73.13
2644.06
1457.94
4689.31
2576.53
414.00
78696.32
431.58
115.20
82.02
1899.80
300.00
117336.08
96172.72
83137.62
7411.92 137783.10
Restricted Funds:
Flower Fund
OPC Trust Fund
147.71
23601.33
27.00
6318.54
130.15
{7411.92) 22507.95
23749.04
6345.54
44.56
7411.92
22638.10
Total Funds
141085.12
102518.26
83182.18
160421.20
io

OVERTOWN PARISH CHURCH OF SCOTLAND
NOTES TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2024
Purpose of Designated Funds:
FabriG Fund.. For major fabric expenditure in future.
Kirk Se88ion.' A small account to be used at the discretion of the Minister and Kirk Session in cases
of need, or for worship gifts and resources.
Game Changers: A group that meets weekly for socialisation through games and to address Health
and Well-being issues, including isolation. Currently being expanded with the aid of a Grant from
Voluntary Action North Lanarkshire.
Contingency and General Purp08es Fund: The Trustees keep this fund with the Investors Trust
Fund with the Church of Scotland and is held for any potential cash flow problems. In addition, any
large donation or legacy is deposited here to cover more substantial repairs and improvements to
our premises.
Tho Guild: 18 affiliated to the Church of Scotland Guild.
Monday Bee.. Small craft group set up to encourage Fellowship within the local community and to
enhance Church funds.
Rosebuds.. A weekly group for girls up to P3 to play games and make crafts. This group comes
under the care of the Kirk Session.
Purpos• of R•strleted Funds:
Flower Fund.. This fund provides flowers for display during services of worship when no flowers are
gifted by a member of the Congregation.
OPC Trust Fund.. Interest on money invested by a member of the Congregation to be used, at the
discretion of the Kirk Session, for outreach within our Parish.
Other weekly organi8ation8:
Llna Danclng Class.. This is now run by members of the Line Dancing Group with proceeds being
donated to the Church.
The Community Lunch is organised by the Hosprtality and Fundraising Team with all surplus funds
donated to the Church.
li

OVERTOWN PARISH CHURCH OF SCOTLAND
NOTES TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2024
3. Minister's Stipend
All Church of Scotland congregations contribute to the National Stipend Fund
which bears the costs of all ministers, stipends and employer's contributions for
national insurance, pension and housing and loan fund. Ministers, stipends afe
paid in accordance with the national stipend scale, which is related to years of
service. For the year under review the minimum stipend vrfas £31642.00 and the
maximum (in the 5th and subsequent years) was £38884.00.
Unre8trlctad Restrlcted
Fund8
Funds
2024
2024
Total
2024
Totsl
2023
4. Analy818 of Donatlon8
FWO Scheme
Grft Aid Donations
Tax Recovered on Gift Aid
Open Plate
Donations
11973.60
26595.34
9733.94
8436.61
200.00
11973.60 13310.00
26595.34 27783.47
9733.94 8864.65
8436.61 4383.05
200.00 1800.00
TOTAL
56939.49
56939.49 $6141.17
5. Actlvltlas Genaratlng Funds
Monday Bee
Line Dancing
Fundraising events
Community Lunch
The Guild
Gamechangers
300.00
1682.00
4874.98
4572.00
800.00
300.00
385.00
1682.00 1671.00
4874.98 4307.29
4572.00 5983.70
800.00 1600.00
1087.66
TOTAL
12228.98
12228.98 15034.65
6. Analysis of Other Income
Life & Work
Wider work collections
Weddings and Funerals
Cartridge recycling
Sunday Tea and Coffee
Designated Funds income
378.00
3233.99
1210.00
65.00
1749.81
4271.28
378.00
3233.99 2986.54
1210.00
650.00
65.00
1749.81 1708.42
27.00 42g8.28 3349.41
TOTAL
10908.08
27.00 1093S.08 8694.37
12

OVERTOWN PARISH CHURCH OF SCOTLAND
NOTES TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2024
Unrostri¢t•d Ro6tri¢tsd
Funds
Funds
2024
2024
Total
2024
Total
2023
7. Analysis of Charitable activities
Giving to Grow payments
Presbytery Dues
Minisler's Expenses
LocumslRelief Organists
Slaffing costs
Council Tax
Heat and Light
Insurance
PrinVStat.IPostage
Outreach
Cleaning Materials
Llfe & Work
Miscellaneous
Wider Work
Property Maintenance
Designated funds
TOTAL
35369.00
1166.00
629.90
620.00
11029.44
1798.37
5808.30
2817.67
226.12
9112.88
287.24
357.00
1716.79
3277.99
3570.33
4916.99
82704.02
35369.00 33547.00
1166.00
1157.70
629.90
651.19
620.00
720.00
11029.44
9064.92
1798.37
1753.95
5808.30
3534.43
2817.67
2695.g6
226.12
216.04
9112.88
8169.86
287.24
206.70
357.00
245.00
1716.79
1217.67
3277.99
3072.54
3570.33 15164.44
44.56
4961.55
3632.38
44.56 82748.58 85049.78
8. Collections and donations to third Parties
2024
2023
Christian Aid
Wishaw Foodbank
Erskine HospitallPoppy Scotland
Mary's Meals
SSPCA (Raffle by Line Dancing Group)
Salvation Army
Water Aid
Christian Aid- Syrian Earthquake Appeal
Ronald MacDonald House
Shelter
Stanmore House School (Capability Swtland)
RNLI
St Andrew's Hospice
World Day of Prayer
UNICEF
Barnardo's
Guide Dogs for the Blind
Scolland's Charity Air Ambulance
530.10
145.50
439.89
150.00
116.00
358.40
557.00
94.00
312.57
115.00
150 00
310.45
221.51
160.20
521.40
178.00
343.50
282.20
297.30
523.00
285.31
261.20
3277.99
3072.54
13

APPENDIX
FUNDS HELD ON BEHALF OF THE CONGREGATION
BY THE CHURCH OF SCOTLAND GENERAL TRUSTEES
2024
2023
CAPITAL ACCOUNT
Credit Balances held at 31 December 2024 at cost
NIL
NIL
Market Value of Balances at 31 De￿rnber 2024
NIL
NIL
REVENUE ACCOUNT
Credit Balance at 31 December 2024
NIL
NIL
EMPORARY ACCOUNT
Credit Balance at 31 December 2024
NIL
NIL
14