Trustees Annual Report
for
St Johns Episcopal Church: Alloa
for the period
to 30[th] September 2025
Scottish Charity No: SC007316
Annual Report & Financial Statements for the year ending 30[th] September 2025 Scottish Charity No SC007316
Index
| Page | 3 | Reference & Administrative Information |
|---|---|---|
| Page | 4 | Trustees Annual Report: |
| Structure Governance & Management | ||
| Objectives & Activities | ||
| Page | 5 - 7 | Achievements & Performance |
| Page | 8 | Financial Review & Statement of Trustees |
| Page | 9 - 13 | Annual Accounts: |
| Page 9 Receipts & Payments Account | ||
| Page 9 Statement of Balances | ||
| Page 10 - 13 Notes to the Accounts | ||
| Page | 14 | Independent Examiners Report |
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Annual Report & Financial Statements for the year ending 30[th] September 2025 Scottish Charity No SC007316
Reference & Administrative Information
Charity Name:
St Johns Episcopal Church: Alloa
Scottish Charity No:
SC007316
The Charites Principal Address:
St Johns Church Broad Street Alloa FK10 1AN
Website:
stjohnschurchalloa.org.uk
Charities Trustees on date off approval including office held:
Rector's Warden, Chair of Vestry Vestry Secretary Vestry Minute Secretary Treasurer Safe Guarding Officer Lay Rep Alternate Lay Rep Fabric Convener & Health & Safety Assist H&S and Grounds Grounds Convener Congregational Rep Congregational Rep
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Names of other trustees during the period:
There were none
Independent Examiner:
Sue Bennett ACIE 21 Dounehill JEDBURGH TD8 6LJ
Bankers:
Bank of Scotland The Direct Business Bank PO Box 17355 Edinburgh EH1 1YH
Bath Building society
15 Queen Street, Bath BA1 2HN
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Annual Report & Financial Statements for the year ending 30[th] September 2025 Scottish Charity No SC007316
Structure, Governance & Management
Governing Document:
The Charity is governed by a governing document under which it was constituted on 1[st] January 1992 then updated in 2020.
St Johns Church is a congregation of the Diocese of StAndrews, Dunkel and Dunblane in the Scottish Episcopal Church and is in full communion with the Anglican Church. The superior authority is the Bishop of St Andrews, Dunkel and Dunblane. All of the affairs of the Congregation are governed by the vestry.
Trustee Recruitment & Appointment:
All of the Trustees are appointed or reappointed members of at each Annual General Meeting established by constitution and under Canon Law of the Scottish Episcopal Church. There is no formal induction but ongoing guidance is given to ensure that all Church Council (Vestry) members are familiar with the Church’s values; aims and responsibilities as the designated trustee of a charity.
Objectives & Activities
The Charities Charitable Purpose:
As set out in the ‘Constitution’ and ‘The Charities and Trustee Investments (Scotland) Act 2005’ the purpose(s) of St Johns Episcopal Church: Alloa are the following: -
- ⚫ The Advancement of Religion
Any other purpose that may reasonably be regarded as analogous to any of the preceding purposes.
Summary of the main activities in relation to these objectives:
The charity's objectives in relation to the above are as follows:
-
To include public worship in sacrament, prayer and Christian education.
-
The Church is also involved in charitable work and fund raising for local; national and international needs.
-
It provides social activities on a regular basis.
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Annual Report & Financial Statements for the year ending 30[th] September 2025 Scottish Charity No SC007316
Achievement & Performance for 2024-25
One of the vestry’s main objective this year was to have a working agreement with Rev Stuart Gray initially for one day per week. We sought help and support from other vestries and the dioceses and after a few attempts we all agreed on the contract for The Rev Stuart to sign in April 2025.
This changed the title from Interim in charge to Priest in charge. Our next objective for 2026 is to be able to increase one day to two days per week. This will require the congregation reviewing their financial commitment to the church. already has committed to 2 days per week, one of these is unfunded.
Vestry is conscious of the coat of living crisis, and has postponed many discussions with the congregation regarding our financial future so we ask if we could get every tax paying member of the church to complete a gift aid form which will allow us to collect “free money” whilst at the same time reviewing our contributions. Please speak to re the forms to allow this. Tom will detail this in his report and will keep the congregation updated during the church year.
Spring also saw a change in the Law in regard to Protecting Vulnerable Groups (PVG). All persons within the church who hold a substantive post or work outside of the church, for the church must be PVG checked. The PVG must be connected and arranged through the church and not a historic or other organisations check. This has given our safeguarding link, a lot of work which we as a church are still working on.
We have had four weddings this year, two of our weddings formed part of our normal Sunday service. It was lovely to see all the congregation make the effort in getting dressed and celebrating the marriages of . officiated at a hotel wedding due to frailties within the wedding party, thus minimising the stress for all the guests, in September.
We had a Pet service in June. Some local people and dogs came and took part. Many of the community walk through the church grounds as shortcut but had never been inside our beautiful building.
The summer was different for the church, we should have had the bishop giving his official change in licence, this has been postponed as got a knew knee instead, and has been providing our cover during this time, Te Rector’s Warden also had a spell in hospital but everyone is now returning back to work and moving the church forward.
As a Church we have supported our chosen charities. Christian Aid, Park Primary school with uniform and hygiene through the enablement grant, Safe Families, The Gate and ourselves. Funds have been raised through charity lunches or tea and coffee donation money. The Donation jar on the coffee bar has been labelled telling people where the money is going. This has been rewarding for all the charities. We continue also to donate food to the Gate. Church projects which have been paid for via the Donation Jar are the fuse box for the church and we are currently raising funds to support our porch improvement fund. We funded our fuse box replacement form our coffee jar which was an unexpected but necessary improvement that had to be made quickly. Thanks to everyone.
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Annual Report & Financial Statements for the year ending 30[th] September 2025 Scottish Charity No SC007316
Achievement & Performance cont’d
We have also had very generous donations given to the church. The full carpet at the altar, chancel, nave and free isle were funded and look amazing.
We also had money donated for the refurbishment of our aumbry lamp which hangs next to the ambry cupboard, which stores our reserved sacrament. This will allow us to safely illuminate this sacred area within the church 24/7. We thank our philanthropists for their gifts. We are extremely great full to see our church return to its former splendour.
Our vision on our Pentecostal flames gave a drive for a growing community, outreach within our local community, integrating & encouraging the Young families and children of the community to use our safe space, for mental wellbeing and belonging, Peace within our culture community and the world.
With this our congregational vision and thoughts is how we as a church put this into practice?
This is partially addressed by the Change of Rev Stuarts working Hours, He in Aug 2025, will be working at the church on a Tuesday, this will give Stuart the time to pull together a team of people who are able to go to our Local Nursery, Primary and Secondary schools to offer and develop services / skills/ space for them to use. Building a link to make us scene to be working within our community. This is something all the members of the congregation can get involved with then moving forward we could have a Youth Group/ support group.
We acknowledge that we need to make the church more appealing to the youth of today. At Easter we had a young family come and join our service as they saw us in the Garden at the start of our service and curiosity made them come and join our service, along with our welcoming banner which was on the outside of the church, letting the people of Alloa know we are a functioning church.
The church is used by two groups regularly, Thai chi and the fellowship these groups bring together
member of our congregation and the extended community.
How can the Church serve our community?
Church will always be a warm space and will be able to be opened with a team of volunteers.
Team of volunteers to support Rev Stuart going out to schools and nurseries. Develop our presence on line more. Facebook Snapchat Instagram etc
If we have a Youth worker this may encourage more youth to the church. We could maybe ask for a youth worker to come and talk to us and give us ideas about engaging the youth of today who have never entered a church building. Tazie is a young person’s pilgrimage this could be looked into.
is a pilgrimage we would like to take forward by some of the congregation.
Housebound have been visited by Rev Stuart and a small team ¾ times a year. A service of healing in an afternoon offered as an addition to a small morning service.
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Annual Report & Financial Statements for the year ending 30 September 2025 Scottish Charity No SC007316
Achievement & Performance cont’d
Coffee morning
All this is possible for us to work towards. Funding for this amazing building is okay; it would be remiss if the church didn’t draw your attention to how we fund all this outreach work. We have direct debit mandates available and if a tax payer if we gift aid our donations, we can receive the tax back last year we got £5000.00 approx. this is a valuable asset to the church, we encourage you to sign up for gift aid and if possible, offer a few more pounds to help with the mission of the church.
Special Thanks must be given for the assistance of theyy. She has covered i sick leave and is a valuable member of the ministry team.
All of the above drive vision and time is led by ggg and the Vestry, Rev Stuart thanked the church for electing our amazing group of elected trustees of the church. The vestry has a strong healthy outlook for our church and he is great full for our commitment to the growth of St Johns.
Above allJ gave thanks to his amazing home Support without whom he could not commit all his time and energy to us here in St John’s. Jane and Alexander are as much a vital to our happy minister, ministering to us here at St Johns. Thank you for sharing Rev Stuart with us.
As a church we have lost members of the clergy who supported us when we were without a priest,
Re Passed away in April. Rev Jennette ministered to all of the congregation but especially presided over the service for the elderly and frail members at the afternoon services
- We have lost in the| year4 members of our congregation
May all the of the church remember our past members as they are now have eternal peace.
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Annual Report & Financial Statements for the year ending 30" September 2025
Scottish Charity No SC007316
|
Financial Review
Statement of Reserves Policy:
The Church Vestry keeps under review the major risks to which the Church is exposed and has established procedures to mitigate any risks identified.
The investing of the Rectory money in the UTPool, together with other transfers to the General Fund UTPool holding has improved the day-to-day finances. However, in year 25/26 paying a full year's stipend is forecast to reduce the annual surplus. The Vestry's hope is that in 26/26 we will be able to offer stipend covering 2 days/week, but this will require fund-raising over and above the present income.
Details of any deficit:
There is no financial deficit this year.
Details of Donated Facilities & Services:
The Church Vestry is grateful for the time freely given by members of the congregation, without whom many of the activities would be unable to operate. Despite the congregation being made up of a majority of retired people their energy and commitment to the life of the church, and the leadership they give, is valued by everyone.
Statement of Trustees Responsibilities
The members of the Charity must prepare financial statements which give sufficient detail to enable an appreciation of the transactions of the Charity during the financial year. The members of the Charity are responsible for keeping proper accounting records which, on request, must reflect the financial position of the Charity at that time. This must be done to ensure that the financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006.
They are also responsible for safeguarding the assets of the Charity and must take reasonable steps for the prevention and/or detection of fraud and other irregularities.
Approved by the Trustees and signed on their behalf by:
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‘
Annual Report & Financial Statements for the year ending 30'" September 2025 Scottish Charity No SC007316
| Receipts & Payments Account Year Ended 30‘ September 2025
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||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
|.|No|Un|Designated|Restricted|Total|Total|
|Receipts & Payments|Account|tes|Restricted|Funds|Funds|2025|2024|
|Receipts|
|Donations|&|Voluntary|Income|1|31,375.93|35.00|34,958.55|66,369.48|33,207.00|
|Investment|Income|2|16,829.42|0.00|0.00|16,829.42|5,539.22|
|Charitable|Activities|0.00|0.00|0.00|0.00|0.00|
|Total|Receipts|48,205.35|35.00|34,958.55|83,198.90|38,746.22|
|Payments|
|Expenses|from|Fund|Raising|Activities|3|0.00|0.00|0.00|0.00|600.00|
|Expenses|from|Charitable|Activities|5|33,645.68|110.93|8,536.59|42,293.20|33,366.11|
|Independent|Examination|250.00|0.00|0.00|250.00|720.00|
|Governance|Costs|4|962.24|0.00|0.00|962.24|1,452.23|
|Total|Payments|34,857.92|110.93|8,536.59|43,505.44|36,138.31|
|Net|Receipts/(Payments)|13,347.43|(75.93)|26,421.96|39,693.46|2,607.91|
|Transfer|between|Funds|0.00|0.00|0.00|
|Surplus/(Deficit)|for Year|__13.347.43___(75.93)|26,421.96|39,693.46|2,607.91|
|Statement|of Balances|Un|Designated|Restricted|Total|Total|
|As|at 30|September|2025|Restricted|Funds|Funds|2025|2024|
|Balances|at|Start|of Year|73,176.81|2,386.29|254,372.84|329,935.94|86,926.65|
|Surplus/(Deficit)|for|Year|13,347.43|(75.93)|26,421.96|39,693.46|2,607.91|
|Adjustment|for|SEC|Unit|Pool|240,405.46|
|Balances|at End|of Year|86,524.24|2,310.36|~—-280,794.80 369,629.40|329,935.94|
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Other Assets
See note 8
294,523
294,523
Liabilities
No Outstanding Liabilities
Financial Statements approved by th arity and signed on its behalf by:
Signed: ....
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Dated: cece Qe
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Annual Report & Financial Statements for the year ending 30[th] September 2025 Scottish Charity No SC007316
Notes to the Accounts
| 2025 | 2024 | ||
|---|---|---|---|
| 1. | Donations & Voluntary Income | ||
| Unrestricted Funds | |||
| Collections & Donations | 25,484.98 | 22,598.02 | |
| Tax Reclaimed (Gift Aid) | 5,890.95 | 4,182.97 | |
| Designated Funds | |||
| Sharing Fund | 35.00 | 250.90 | |
| Young Fund | 0.00 | 0.00 | |
| Restricted Funds | |||
| Repair Fund | 0.00 | 173.70 | |
| Park Primary | 2,024.37 | 1,682.70 | |
| Chairty Lunches | 533.99 | 284.77 | |
| Gardens | 0.00 | 1,147.88 | |
| Fellowship Group | 726.00 | 1,686.78 | |
| Fusebox Fund | 2,046.43 | 1,199.28 | |
| Porch Fund | 490.73 | 0.00 | |
| Rectory Fund | 29,137.03 | 0.00 | |
| £66,369.48 | £33,207.00 | ||
| 2. | Investment Income | ||
| Investment Income | 5,694.90 | 2,343.47 | |
| Dividend Income | 10,047.15 | 758.16 | |
| Bank Interest | 1,087.37 | 518.94 | |
| Property Rental Income | 0.00 | 1,918.65 | |
| £16,829.42 | £5,539.22 | ||
| 3. | Expenses from Fund Raising Activities | ||
| Investment Management: | |||
| Property Agents Fees | 0.00 | 600.00 | |
| £0.00 | £600.00 | ||
| 4. | Governance Costs | ||
| Trustee Liability Insurance | 391.39 | 352.23 | |
| Administration Fees | 550.00 | 1,100.00 | |
| Costs associated with IE | 20.85 | 0.00 | |
| £962.24 | £1,452.23 |
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Annual Report & Financial Statements for the year ending 30[th] September 2025 Scottish Charity No SC007316
Notes to the Accounts cont’d
5.
| 2025 | 2024 | |
|---|---|---|
| Expenses from Charitable Activity | ||
| Unrestricted Funds | ||
| Priest’s Stipend | 4,374.30 | 0.00 |
| Priest’s Expenses / Travel | 2,166.75 | 2,670.96 |
| Diocesan Quota | 5,540.64 | 5,144.22 |
| Heat & Light | 7,496.91 | 6,810.57 |
| Insurance | 4,634.69 | 4,430.84 |
| Repairs (inc Ground Up keep) | 4,250.67 | 3,591.59 |
| Stationery/Copier & Telephone | 2,790.82 | 2,575.59 |
| Service Supplies & Music | 1,108.57 | 1,128.71 |
| Charitable Distributions | 7.99 | 246.00 |
| Purchase of Assets | 188.48 | 655.79 |
| Cleaning & Other Costs | 692.48 | 609.66 |
| Designated Funds | ||
| Sharing Fund | 69.47 | 500.00 |
| Young Church | 41.46 | 218.61 |
| Restricted Funds | ||
| Repair Fund | 0.00 | 1,500.00 |
| Park Primary | 2,123.76 | 1,888.85 |
| Chairty Lunches | 447.49 | 326.81 |
| Gardens | 1,380.94 | 220.10 |
| Fellowship Group | 1,354.00 | 837.78 |
| Fuesbox Fund | 3,230.40 | |
| £42,293.20 | £33,366.11 |
6. Trustee Remuneration and Related Party Transactions
The Trustees did not receive any remuneration or expenses during the year.
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Annual Report & Financial Statements for the year ending 30[th] September 2025 Scottish Charity No SC007316
Notes to the Accounts cont’d
7. Nature & Purpose of Funds
The statements of account for the year show the financial figures for the Charity. The funds are made up of the following as at the 30[th] September 2025
| Bank of Scotland | 4,709.08 | ||
|---|---|---|---|
| Bank of Scotland – Donations Accounts | 751.70 | ||
| Bath Building Society | 13,943.40 | ||
| Equals Money Cards | 796.00 | ||
| G/F UTPool Holding | 79,886.73 | ||
| Rectory Fund SEC UTP | 269,542.49 | ||
| Total Funds | £369,629.40 | ||
| Restricted Funds | |||
| Repair Fund | 9,262.70 | ||
| Park Primary | 552.76 | ||
| Charity Lunches | 162.97 | ||
| Gardens | (453.16) | ||
| Fellowship Group | 221.00 | ||
| Silver Fund | 1,000.00 | ||
| Fusebox Fund | 15.31 | ||
| Porch Fund | 490.73 | ||
| Rectory Fund | 269,542.49 | £280,794.80 | |
| Designated Funds | |||
| Sharing Fund | 1,622.43 | ||
| Young Church | 687.93 | £2,310.36 | |
| Unrestricted Funds | |||
| Geneal Funds | £86,524.24 | ||
| Total Funds | £369,629.40 |
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Annual Report & Financial Statements for the year ending 30[th] September 2025 Scottish Charity No SC007316
Notes to the Accounts cont’d
8. Assets
I. Property- Rectory:
The Chairty owns a property in Alloa previously used as a rectory, which has the title the sum insured for that property is £309,514. The Property was rented out and the income is used to supplement unrestricted funds.
II. Property – Church:
The title to the Church building is held by the Scottish Episcopal Church. The Vestry meet the insurance costs and for that purpose the sum insured if £11.2 million.
III. Investments:
In order to meet the requirements of current accounting practice for charities the invested funds are recorded at market value at the accounting date.
| 2025 | |
|---|---|
| Opening Balance UT Pool 47A010 | 54,117.11 |
| Transfer to Funds | 20,024.72 |
| Increased Value Sept 25 | 5,694.90 |
| Closing Balance as at 30.09.24 | 79,836.73 |
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Annual Report & Financial Statements for the year ending 30" September 2025 Scottish Charity No SC007316
,
independent Examiner’s Report on the Accounts
Report to the trustees of St Johns Episcopal Church: Alloa Registered charity number SC007316 On the accounts of the charity for the period 30°" September 2025 Set out on Pages 9 to 13
Respective responsibilities of trustees and examiner
The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) 2005 Act and the Charities Accounts (Scotland) Regulations 2006. The charity trustees consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.
Basis of independent examiner’s statement
My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently, | do not express an audit opinion on the accounts.
independent examiner’s statement
In the course of my examination, no matter has come to my attention
-
which gives me reasonable cause to believe that in any material respect the requirements:
-
to keep accounting records in accordance with section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations, and
-
to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations
have not been met, or
- to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Date: 2... 2.ASE,Ro2e.
Relevant professional qualification(s) or body: ACIE & Dip Business & Finance
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