Charity Reference Number- SC005739 Gairloch Free Presbylerian Church of Scouand Financial Accounts for the year ended 31 Oe¢ember 2024 Gairfoch Free Presbytenan cnurcri of Scouan Information Charty Reference ￿rnber SC¢X)5739 Charty Trustees Congreg8tbnal Trtrasuier Independ8nl E￿rnIn0r ccoun In9 Str•lh Bay Hous• GAIRLOCH IV2128P Bankèrs Bank ol Srxjtknd GAIRLOCH IV21 28E Church Address Gawloth Free P¥esbylerian Church ol Scolland GAIRLOCH IV2128S Pnntipal Olh'ce Gaidoch Free Presbfvan chu￿ of Scotland Dgacons. Court ReFOrt For the year ended 31 Decembu ZJ24 struct￿ and Governance In lerrn5 of the Chantses and Tr￿lee Investsnert (ScuUand)Ac$ 2005 a￿1 the charl1￿5 Acwunts18cotland} Re9ulabons 2006, the De8cU￿, C¢urt reports to Ihg congrryalion as folows". The Free Pre$bWgrban of ScoUaThY. GairlrKh congre￿K)n. bs 8 Charity regisleFed in Seotyand with OSCR (number SC0057391 l ol ils affairs are go*rned by Ihe Deacon5' CoLwI MernbFr8hlp of the D••Gon•' Court The currert rvcrybcry tho ￿￿.rt are Admlni•ti•tlv• Struciur• Ihe Oeaeon8' Gourt ts re$pcfflSb￿fty a(knlnbs*rin9 the temporal 8ffair¥ ol the congr•gatl)n, ineludlnq thè mainlenance of rts financej. ststement ¢f Risk The Courl keeps undw fowew the major rfsKs ￿ ￿kh the ¢￿j[th is gxpwd and ha8 establijhèd procg¢Jure8 to miiigato any Nsks Identlllod. Flnanclal Revlw# The Chufch O¢Xsr ￿lled10n, taken ty plate al ea¢* sgrmce. other ¢onallon$ of C￿9r¢98t1tr7J1 Funds are recorde(I ￿ the General Futwj of ire Collgr¥gaiK)n. The ChJrch Dory coll￿￿On Is tho moin gourco of incomo to Iho local congiegdtion and is used to lund genord Congro9attinal •xpendrtur•. Ineludkng 8xpÈndltiirp on th8 wnning end on-going mwnlenwc• of ihè ehurch buildirg and mansa. A surplus ol £14, 123 has been made during ihe ye8r. compar8d to 8 suplus of £S,758 in 20fJ, Igaving 8 surplus lo b* c8rr+ed loThyard of £55,797. Tme nds will be used, God wllling. lo IvTrl general Congregational expendilure and Ihe rgpaymtnt of our R W Forsylh ban. Tho amouni ol thg Indebledngss lo this Fund is £28.700 approximatdy. The hAeeting House al Melvaig remaKis unsold. The Coryiegalion has agreed to sell trto Melvaig Meeling Houge and steps are bglTrJ taken lo do so.Tho Manse Is vacant, except when used by Supply and al the Commvnlon Seas￿. The IAoeling Hcwse in Opbnan is dosed. The cOr¥Jregai￿n has agreed io sel the Mèeiing trk)U￿ i Opknan and the18Vry￿ have beei In9trUCted 10 proce•J wlth sa* .The canmenG¢d on repairiro th8 Chimnèy en4Js and gaDie ends ol kn¢ m￿se. The bOi￿r hwse 8t Ihe Manse has b¢an repaired. A now el8Ctric er ha8 been in$18iled ill the Ngnse and I￿7 gas the old cooker has bew shut d(AYn. Stat•m•nt of th• Vestry P•*mbws' R￿PonSibl1111￿$ The Deacons, Court a￿ th￿K*JI nal Ihe fund5 of Ihe CongrwJaiion G￿lInUe to be in a healthy ¢ondrtion and acknowledge LI￿1r ir¥Jebiedness ts the great Head of the Church for His rnaintènance of His cguse among us throughout Enolho.. yoar and lor 9.ving our people a mind to Oo what they can in provOing for its Material needs. Howawor. as always. we should conscirAJs that these are only a means lo the end of advanclng the Kin9dom of Christ and seeking the good of souls K) this wth1(l. lor %thlch the blessiNJ of the Holy Spirit is absolLrtdy necessary. Adopted by the Oeacons, C￿rt aid SVJr￿d behall.. Dale.. 30109r2025 C£kiuIeaalic.'l to Wh￿h, in my op'nlon. attIn￿nshould be drawn in ordw ￿ ènablg a proper undgrstaTrJlryJ of tho accounts lo be re8cW. PNL Acctsunlin9 Lld Strath Bay Hous• GAIRLOCH IV212BP 0819.. 301091202S Pw3 Gairf￿h Fr¢¢ Pr¢8byt¢ri8n Ch￿r¢b of S¢oUand Rètxipts and pay￿￿tS account For the year endèd 31 Docgmter 2024 RECEiprs Unrestricted fvjnds Reslncted lunds Total 2024 Total Notes 2023 Donations received.. collecb.ons Suslentaton fuTr 15,951 9.952 15,951 9,952 7T,784 9,40 89 Je¥Msh & For8ign Mission Collgg• & Library fund Gererol euilding fund DominDn & Overseas fund Outr&￿￿ luTr Bod(rry)m fvnd Horne Missic￿) fund FOre￿n MIs5ion lund DoMlion8 127 126 97 80 102 174 127 126 97 53 31 22 21 52 102 174 25.700 25,700 200 Trinilarian Bible S(K4ety cdledion 355 DOna￿n E¥tate gf ma¢0￿•bY Sale of Church Magazines 8 SyrK Rep)rts Gift recloirne(I 367 367 338 1,376 SSE reluThJ. C8rt8s & Counul refLnds recelved 3.605 R•fund ofccmrnunlon Exp•ng•8 Tot81 r•ceip15 38,496 PaymMts lor C￿4r118bb aclNilies'. Propoty expenses Twsle•s' 8xpenses Communion ex￿n$05 Church expenses Loan repaymtrnt Trinrtanan 8iblp Sw'ety rtsn8ts 22.061 420 1359.99 5,847 2,0 270 22.061 420 1,360 5,847 2.000 10.751 252 2,415 3,961 7,QQO 355 270 TrJnJfrr¥ io the G￿ela1 Treasurer Govgrnancg co*s In¢Jepgndeni Examinal￿n fee 6.302 478 6,302 478 7.Q80 864 Told payrnents 38.738 38,73B 32,738 Surpluslld8fiotl lor the y¥8r 14.123 14,123 5.758 Tota fvnds brought lor4vard 41,674 41,674 35.916 55.797 SS,797 41,674 ApFKoved by Ihe -ruslees and slgned ofi Ihek behaw". C¢)nw$ii)no1 Trgasurgrl PauE4 Gairfo¢h F￿e Presbytsii8n Church of Scotlanil Detailed Analysis of Ex￿ndItUre For Ihe year ended 31 Oeeember 2024 Vnrestricled frjnds Restricted fvnds Total 2024 Tolal 2023 11 Property expensès Rates & in$urar 2.419 2,419 Marts¢ expenses EIKtricily 2.275 8.917 8,917 4, 104 Healing oll & gas 2.036 2.036 2,833 Property r8pair$. 8.689 8,889 1,539 22.061 22,061 10,701 Th• Church 8ulldln9s are 81 ai1gquaiely insufgd. 21 TNstsgs' expenses Prinling, postage & st8D"onery 186 Telephone Car txpenses 233 235 252 420 420 252 Transfers to the G8MTal Treasurer Suslontation FLbnd 4,200 4.200 4,200 Bookroom Fund C•nlral Funds 2880 2.102 2,102 Jgwish & Fortrign Mission Fund General Building F¢Jnd Home Mission Fvnd Collegè & Library Fun(J Dominion & Overge•s Fund out￿aCh f und Zlmbabwfr Famine Rel￿f Gift Aid 18lated lo ¢he abovè 7,080 The Con9regal*)n has indebtedness to the R IAI Forsylh Fund fty th• sum of £28.703 P485