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2025-09-30-accounts

St Adamnan Scottish Episcopal Church

Kilmaveonaig

Scottish Charity No SC005481

Annual Report & Financial Statements For the Year Ended 30 September 2025

Management Committee's Annual Report

For the Year Ended 30" September 2025

The Management Committee have pleasure in presenting their report together with the financial statements and the independent examiner's report for the year ended 30 September 2025.

Reference & Administrative Information

Charity Name

St Adamnan Scottish Episcopal Church: Kilmaveonaig

Charity No

$c005481

Address

C/o Duncan Gordon, Lude House, Blair Atholl, Perthshire, PH18 STS

Current members of the committee

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Lavinia Gordon Secretary
Duncan Gordon Treasurer
Libby MacRae Lay Representative Resigned is January 2026
Pam Godwin Lay Representative Appointed is January 2026
John Martin Alt. Lay Representative Appointed 13" January 2026
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Rector of Highland Perthshire

Rev'd Liz Baker The Rector

Structure Governance & Management

Constitution

The Church has been a registered charity since 3" September 1929 and was set up with the purpose of maintaining the building and the advancement of religion.

Appointments of Committee Members

Membership of the management committee is open to all members of the local community, although being part of the congregation is expected. Committee members are elected at the AGM which is normally held in December.

Management

The management committee are responsible for the day to day running of the church.

Activities & Achievements

Our family and congregation are mourning the sudden death of Andrew Gordon on January 20th 2025, head of the family to whom the church belongs and treasurer for many years. His funeral took place in the church with a marquee in the field and there was a congregation of more than 800 people. We also had a memorial event in his memory from which over £2,000 was given to the church. He is greatly missed but our son, Duncan has taken on the role of treasurer.

We have had regular weekly services as normal this year and two fundraising events.

We are fortunate in having a skilled joiner working for us, who has copied the original church gates, which were rotten, in oak from the estate.

Financial Review

Our receipts have increased to £14,121 (2024: £12,662), this increase is mostly down to fund raising of £2,595 (2024: £894). Lower repair costs and a reimbursment of overpaid quota has helped reduce payments this year to £10,701 (2024: £15,634). This has resulted in the church making a surplus this year of £3,419 (2024: -£2,972).

Reserves Policy

The management committee's policy is to maintain reserves at a level that they believe will cover any unexpected eventuality. Any amounts over this level should be invested to achieve a return to help supplement the church's income.

Plans for Future Periods

Our next plan is to choose a new Rector since Liz Baker is retiring in April. We also aim to keep services going during the interregnum, with members of our own congregation helping with services as well as organising visiting priests. The Diocese will help us with these endeavours.

Approved by the Committee on is” January 2026 and signed on their behalf by:

Lrane Cbd Lavinia Gordon Secretary

Independent Examiner's Report

For the Year Ended 30th September 2025

Respective responsibilities of the Committee Members and Examiner

The Church Committee members are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations (as amended). The Church Committee members consider that the audit requirement of Regulation 10(1)(d) of the 2006 regulations does not apply. It is my responsibility to examine the accounts as required under section (44)(1)(c) of the 2005 Act and to state whether particular matters have come to my attention.

Basis of Independent Examiner's Statement

My examination is carried out in accordance with Regulation 11 of the 2006 Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the committee members concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently, | do not express an audit opinion on the view given by the accounts.

independent Examiner's Statement

In connection with my examination, no matter has come to my attention:-

  1. which gives me reasonable cause to believe that, in any material respect, the requirements:-to keep accounting records in accordance with section 44(1)(a) of the 2005 Act and Regulation 4 of the 2006 Regulations, and -to prepare accounts which accord with the accounting record and comply with Regulation 9 of the 2006 Regulations have not been met, or

  2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Colin Scrimgeour FCCA Golden Grove Blair Atholl

12 January 2026

St Adamnan Scottish Episcopal Church: Kilmaveonaig

Statement of Receipts and Payments

For the Year Ended 30th September 2025

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|||||||||| |---|---|---|---|---|---|---|---|---| |Unrestricted|Restricted|Total|Total| |Notes|Funds|Funds|2025|2024| |Receipts| |Donations|&|Gift|Aid|4|7,628.48|-|7,628.48|8,142.72| |Fund|Raising|5|2,595.00|-|2,595.00|894.20| |Income|from|Investments|6|3,898.15|-|3,898.15|3,625.70| |14,121.63|-|14,121.63|12,662.62| |Payments| |Repairs &|Maintenance|7|462.31|-|462.31|2,750.00| |Cost|of Charitable|Activities|8|9,439.42|-|9,439.42|12,884.62| |Donations|9|800.00|-|800.00|-| |Total|Payments|10,701.73|-|10,701.73|15,634.62| |Surplus/(Deficit)|for the|year|3,419.90|-|3,419.90|(2,972.00)| |Transfers|between|funds|-|-|-|-| |Surplus/(Deficit)|for the year|3,419.90|-|3,419.90|(2,972.00)|

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St Adamnan Scottish Episcopal Church: Kilmaveonaig

Statement of Balances

For the Year Ended 30th September 2025

Unrestricted Restricted Total Total
Funds Funds 2025 2024
Funds Reconciliation
Cash at Bank & In Hand - 30/09/23 5,868.83 - 5,868.83 8,840.83
Surplus/(Deficit) foryear 3,419.90 - 3,419.90 (2,972.00)
Cash at Bank& In Hand - 30/09/24 9,288.73 - 9,288.73 5,868.83
Bank & Cash Balances
Treasurer's Account 7,055.15 - 7,055.15 3,635.25
FabricAccount 2,233.58 - 2,233.58 2,233.58
9,288.73 - 9,288.73 5,868.83
Investment
Charities Bond (M&G Investments) - 30/09/24 63,658.96 - 63,658.96 59,582.54
Unrealised Gain/(Loss) on Investment 4,338.69 - 4,338.69 4,076.42
CharitiesBond(M&GInvestments)-30/09/25 67,997.65 - 67,997.65 63,658.96

All Funds are unrestricted

Approved by the Committee on 18th January 2026 and signed on their behalf by:

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Lavinia Gordon
Secretary
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Duncan Gordon
Treasurer
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St Adamnan Scottish Episcopal Church: Kilmaveonaig

Notes to the Accounts

For the Year Ended 30th September 2025

1 Basis of Accounting

These accounts have been prepared on the receipts and payments basis in accordance with the Charities & Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended).

2 Nature and Purpose of funds

Unrestricted funds are those that may be used at the discretion of the trustees in furtherance of the objects of the charity.

Restricted funds may only be used for specific purpose. Restrictions arise when specified by the donor or when funds are raised for specific purposes. All funds are unrestricted.

3 Related Party Transaction

There were no related party transactions during the year.

Unrestricted Restricted Total Total
Funds Funds 2025 2024
4 Donations & Gift Aid
Gift Aid Envelopes 762.70 : 762.70 100.00
Collection 479.00 - 479.00 4,449.72
Donations 6,386.78 - 6,386.78 3,593.00
7,628.48 - 7,628.48 8,142.72
5 Fund Raising
BBQ&Tombola at Games - - - 354.20
Booklets 95.00 - 95.00 40.00
Lude Fly in 2,500.00 - 2,500.00 -
Sale of Piano - - - 500.00
2,595.00 - 2,595.00 894.20
6 Income from Investments
Dividends Received 3,898.15 - 3,898.15 3,625.70
3,898.15 - 3,898.15 3,625.70
7 Repairs and Maintenance
Electrical Repairs 462.31 - 462.31 -
RoofRepairs - - - 2,750.00
462.31 - 462.31 2,750.00
8 Cost of Charitable Activities
Heat& Light 462.63 - 462.63 480.81
Diocese ofStAndrews 527.90 - 527.90 3,444.00
StAndrews, Strathtay 7,296.00 7,296.00 8,001.01
Insurance 983.70 - 983.70 958.80
New Books 150.00 - 150.00 -
Bank Charges 19.19 - 19.19 -
9,439.42 - 9,439.42 12,884.62
Unrestricted Restricted Total Total
Funds Funds 2025 2024
9 Donations
Teenage CancerTrust 500.00 = 500.00 -
Corbenic Camphill Community 150.00 - 150.00 -
Parkinson's UK 150.00 - 150.00 -
800.00 - 800.00 -