APPENDIX 1 oscr Period start da'.e Monlh Year 01 2￿24 Period end date Month i Year oi 12 2024 Offica of the Scottish Charity Rogulator "Reference and administration details Charfty name Other names charity is known by Règlstgred charlty number Charity'8 prlnclpal addr•s8 Thur80 United Reformed Chur SC004861 Springfield Glengolly Thurso Cailhness I Postcode KW14 7XP Names of the charlty trustees on datè of approval of Trust&os' Annual Roport Church Meeting Church Meellng Church Me8llng Church Meeting Church M&eling Deacon i Deacon Doacon Deacon 10 11 12 13 14 15 16 17 18 19 20 APPENDIX 1 Reference and administration details Names of all other charlty trustees duTlng tho period, if any* {for example, those who ro8ign&d part way through the financial period) l Jayne Henderson 01.01.2024- 29.09.24 Structure, governance and management Type of governing document Thurso Unlled Reformed Church ITURCI Is an unlncorporated associatlon,11 is one of a famlly irf churches In Scc)tland, Wales and England. Collectively called the United Reform8d Church. TURC is in the i United Reformed Church Synod of Scotland. The governing document of I the URC1s Ils'scheme of Unlon" Office bearers of local churches wlthin the URC are aGcounlable to the loGal Church Meeting. The Church Meeting is the first Goun¢il of the URC and is the means by which the local membership expre8$9s ils will and gives authority to aGt on local matters. Trusteé recrultmént and appolntment ! All 88rvlng Dg8Gons beGome Trustees upon appolntment a5 deacons and remain so until they cease Servlng as Deacon5. Currently there Is no Ilme Ilmit on a Deacon's appolnlmenl 8nd should a Deacon relinquish duty for 8 period hg or sh8 can be re-appointed. Deacons are appolnted from tha membership ofTURC by its Church Meellng. Objectives and activities Charltsble purposes I TURC primary purposes are lo uphold the preaching of the Word of God- I the administration of the Lord's Supper., Ihg Sacrament of Baptism. TURC j also seoks to carry our works of Chrlsllan Servlce Summary of the maln actlvltles In relatlon to these objects Provlslon of Christian Minlsty Malnt8nance of the infrastructure to support TURC Mlnisty i Plannlng for future Mlnistry ! Support for Ecumenical Activities Support for the community locally Support for other charities APPENDIX 1 Achievements and performance Summary of the maln achlevemènts of i the charlty durlng the flnanclal period l Thurso United Refomied Church continues to provide weekly worship services in th8 Church building. Members and adherents who are unable I to attend due to ill health are kept in contact with through phone calls and I vlslts and UFxlates via our church magazlne, Corbtacl. Our Toddler group conllnues to meet twice a week during the schDoI term and is very well attended. Tfve hall is being used by various charities on a regular basis including the Blind & Sight Impaimient Group. Lip Reading Group and Chronic Pain Group. A nominal rent is charged lo help cover Ihe heallng ¢L)sls, It 1$ a wel¢oming cosy space which is appreciated by the groups. Thè Church memb•rs lotsk part In Ecum8nlcal Setvlces In the town to mark Tha Wodd Day of Prayer and celebrate Easter Pralse. Thurso United Reformed Chur¢h will be hosllng The World Day of Prayer In 2025. We also dld some fundralsing for the Anthony Nolan Trust as of our young adherenla ar6 undergoing bone marrow Iran5pl8nts. We have lost one Deacon who has moved south to be nearer famlly, but are in the pro¢ess of electlng more Deacon8 for th& coming year. Financial review Brièf statèment of the charlty'6 pollcy li The Charlty shall seek lo malntaln a financial reserve equiv81enl to at least I on Yes•rve8 I three months, current expenditure. The reseTve will help to mitigate any large unforeseen emergency expenditur@. Dètalls of any deflclt Donated faclllties and ser¥lces Ilf any) APPENDIX 1 other optional information Declaration The trustgas dèclara that thay havè approv•d th• trusto88' report abov•. Slgngd on behalf of the Ghari '¥ Irustpg9 Slgnature{ Full name Poslllon {eJJ. Chalr) '. Church Secrelary ' Oeacon E. %. aaas AppeNDIX 2 En￿r charity bplow ETrtei S¢ Ng b<hv Thurso United Reformed Church SC004861 OSCR Receipls and pa ments accounts P¢riDd ond dal lonlh Forthe pertod Vea to Ye31 sCott￿h Charity Rewialor oi 2024 31 12 2Q24 Section A Statement of receipts and payments UnFeStrfcted fund6 Re5triclgd lund8 ExpErtdablÈ •nd¢>wmont fundi Perrnancnt *Trdowrntnt lunds Total lund current pBrfod Total fund$ last pertod tonNrost£ tr*n•K•st£ A1 Rwtfrl DoDatson$ 20,368 23 21,fj12 aues Gr8rt8 ReceSpt$ from fundralshg ac15v*ips Gmss tr£ding receip15 ID¢tsme frorn invè3lmoni$ 4lh6fihen 5D5 340 91 1.553 7.690 1,192 7,515 Ronls from land & bulldlngs Gro$$ ioc8lpi8 Irom 0lherchorllo￿e actfvRle Al Sub lot•1 2 Re￿IPtI from i•$•i & Invostment sal•¥ Proceeds Irom sal? of fl16d ass&ls PrLwd$from ￿16 of Invtsslm*DIg AZ Sub total rotol Mc•lpts A3 Poym•nti £xpan806 fundralshig a¢tlyltl CroBll Iradlno pl￿Oni8 lrnvestrntThl msnagernanlrAtsi& PgymentS Tolgliw dir•clly io Chèrfiabl• 30335 22,121 1,355 GrAnlB BTrd donaYon8 73S GovernAnce coBIB'. Audll l independvnl examlnolion PrOp•r￿on ofamual Legal ￿519 Olh•r 840 84D A3 Sub t•t41 A4 Paymtnts ielatlng to asspt Ind Invpstfftlnt movements Purchases of fixed a65el Puicha5e tsf iDvf¥lments A4 Sub tolol Tot4lpayments A5 Tronslers lo I Ifroml fund8 Surplu$/(deli¢RI foryear Thurso Unitcd Reformed Church SC004861 Sectioii B Stateiment of halznces R••trlEtsdfvndv To￿1 Oetail? tuné p¢￿￿d *tE B1 Cash funds C￿7 bankba1￿￿￿1SLart0rh￿&r 512ID 11545 51.140 SwpbJsl{deficil}thohY ￿ rocal￿sand accourt 19 IJY4 6,115 r-.r' Dat411% B2 Inv•itm•nts D¢lail• 3 Oth•r*$$•i4 Id SiriL41 8them• •n¥rnl 491 a￿tA 1,?gD 1.781 ￿4￿11* InDAp411£ B4 Ullbllttlt$ Dftla 5ConUnWll•blMW•¥ SIBMd by*nerKiwDlnMlqt¥ bebAllat*11 Dato 2.08CR P¥*6 APPENDIX 2 Thurso United Refomied Church SC004861 Section C Notes to the Accounts C1 Nature and purpose of funds (m8y be sl81gd on ènalysis of funds worksheets) Typ? of acllvlty or project SUPPOrted F•d• C2 Grants To¢•1 C3a Trustee remun¢ratlon Irno remunerallon was pald dudng the perlod to any¢h8rfty Iru8lee or person connected to 8 Irustee Cro￿ Ihl$ box lolheTwJ88 complete sÈcUon 3bl Authorlty und•r whleh pald C3b Truste¢ rgmuneritlon- detslls C4a Tru8t80 exp•n608 If no ?xpen8es wore pnld lo any charItyt￿5teV during the perlod thon c￿3 IN5 box (othen￿ls￿ complole 8oclbn 4bl Numb•r C4b Tru8te6 6xp•n••s- deta118 omount IE) wt•tAndlng ai ttnd Nature of relatlonshSp Purch2$e tram Ir885urerf5 buslntrss Nature of Ir&n8actlon Invo*Ge fgr rep8lr otfurniiure C5 TT8n5o¢¢1ons with trusteeB and conn8¢t•d persons 48 C6 OthBr information 2-OSCR. Aec8ipts and Payrnerts 2024.￿5x1 Ncles APPENDIXI Thurso United Refom)ed Church SC004861 Addltional analysi5111 Analy515 of r•¢olpt5 payments 1 Donations P•rffliMfit gndowmenl Unm1￿cted fund dDWhl•llt fvDd Tot41 RwrtclFd￿￿d blod C￿h 3,067 2,556 1*317 fj72 2.453 14.210 1.QUS 2.483 Donath)Tr8 ij Yolal 2 Gront• UArM￿ll*0d T•lil llurroni Total J Qro•A r•colptg Ircm#th•r ¢b•rflibl• tt6tl¥*l•• Yui*l¢uff•rf tltsd lunds ToLillutwrfod Tot•1 4 P•yTh•nt• r•l•llTrH thr•ctlyto chBrR•bl•&¢llvibD• Unroityf¢t•O rund llXPFndobl• Inoowrnolrt •ndowrn•nt p•rfod 11,72Q 14,B67 586 14,720 14,867 sto Church & HBII 3,lJ2 GOTher￿ Trp4n 82 62 Total 2.08CR.R¢Wt4sttndPwpnL*2D24.x4vAdLl¥wwinoi6811} ÈPIDIX2 Thursts Unlted Refomied Church SC004B61 Additional analysis121 S BMa*downof wweslrfc￿df￿d Unr￿1￿￿ fund I.￿￿t￿r Urtposlrfeied 2-enlov yoflur Unr•*w5Gt4d Dfluno brl unr••lrtot¢d oo5pts 21.$15 Granl% Imm 5QS 56> FEr IncomB fTQ]n h￿￿￿11￿￿￿$￿nQrtho￿ Iqnd¥ndlKpldlna Renig 7.fjlo 1,$53 30,111 Sub rotaJ JO.1t6 Pittoibjs uTlxvd SubfOt41 p4 30.2)5 2$0 Gty•ffi¥ii¢ocoilH. 140 Pryr¥Uonol accouD Sub Sub tor•1 Trnnsf•rK tolllrarnlfllnd• SwpluffjlfdRn¢ltl lorye•r N4lure4Trd ENfLX2 Thurso United Reforrned Church SC004861 Additional an31ysis131 6 Yreakdownof re•td¢f¢&funth fufjdbiltsw r(hA￿l Prnl rund A0 DLwli¢ns L¢ode*$ Gfanl Rar￿1p1￿1￿Th fuDdro1 Ip 23 67 ¢11￿ J40 InL*m¥ff0rnln￿￿trne￿Ill tslh8tfvnlw*￿d bu1￿1 RoTh18fromlEnd & Roulpl¥fr¢rta•i&t&lnv•stmont••lM ProGOvtsITom Svb ¢0 Tatilr4¢•*t• Inv¢8iThniintsAogom#AI ¢01 7U +*Jdlll IrthpnfidMl#xDm1n4110 Pmpor4Lknnol nfinuDI &((￿Urt1• sub￿•1 t•4•w•nd InYMtrrt•tti ¢v•rn•rts PUtth*sesofThK￿ pu￿#*#0[1￿¥•￿m¢th rgr*lp4ymenl NatrA¢•lprs/{payfflMts) TThnvfqrnt•l(frorn)fundi SWus/fd•ll¢tt) Iyryur NaiUM4nd olfundg io APPENDIX 3 OSCR Dllish C.hdrily Regulalor Independent examiner's report on the accounts Roport to thtr Charfty name trustsgslrnombefs Df Thurso Unil8d Réformed ChuTGh Registered charity SC004861 number On the accounts ofthe charlty foT the period P8riod start date Mr￿t￿ Perlod gnifj d2t8 Monlh Y88r Yeor to 01 oi 2￿21 31 2024 Set out on p8g08 5-10 r¢ThembeT lo1w￿de the pa mbérnof addillvii¥l $Wl¥l RespeGlive The Gharlly'8 truste8s are responsible for the prepargtlon of the accounts In acGordanc8 ièsponsibilitles of with th9 term8 of the Charities Bnd Trustee Investm8nl (Sco￿and} 2005 Act and the tru8to0s and examiner Charities Accounts (Scotland) Regulations 2D06 {8$ amendod). The charity trustees con8idar th81 thè audit requirement of Regulation 10111 (dl of the Accounts Rwjulations do88 not apply. It Is my responslbility to examlna the account5 a6 requlr8d under sgclion ! 44111 (c) of the Act and lo state wheth6r p8rticular rna118rs have come lo my attention. Basls of independent My examination is carrigd out In aceordance with Regulation 11 of the 2006 Accounts èxamlner's statement Regulations. An examlnation indudes a review ol the accounting records kapl by thè charity and a comparl$¢n of th$ accounts presented with those reGords. It also Includes consideration of any unusual items or di8clo¥uies In the accounts and 888ks | exp18nallons from the trustees concernlng any such matters. The procedures undertaken do not provide all the evidence Ihat would be required in an 8udlt and, con50qu8nUy, I do not express an audlt opinion on th8 VIÈW gfven by the account6. Indapendgnt gxamlner, statement In th¢ course of my examin811on, no matt@r has com8 to my attention whlch glves me reasonable cauge to believe that In any Material respect Ihe roqulrement6.' lo kegp accounting records In accordan¢e wlth sÈctlon 4411) la) of Ihé 2005 Act and Regulation 4 of the 2006 Accounts Regulafjons, and to pr8par8 accounts vthich accord with the accounting records and comply wlth Regulation 9 of the 2006 Accounls Regulation5 have nol been met, or to which, In my opinlon, allenllon should be down In order to enable a proper ccoiiiIIR lo be reathed, Signe Nam Rolevant profession qualification{s) or bod lif any Date: Addres 'Wea5B dBIBle the words In the rolownu page. et outth￿8 ffj&tlfMswhi¢h hav• tttsme lo ywr otten￿ON on Ihe Unlted Reformed Church Thurso Charity Reference SC004861 Receipts & Payments Accounts Z024 2024 2023 Recelpts General IUnTestrictedl Volunta Income Offerings Donation5 Gift Aid 16.879.97 £ 1,005.55 £ 2,482.94 £ 18,384.C•) 605.Q¥J 2,556.48 Furtdrai5in activitie5 Coffee after church 505.29 £ 562.96 Investment intome Bank Interest 1,552.S5 £ 695.00 £ 6,995.09 £ 1,192.44 540.ixj 6,978.70 Hall Rent anse Re t Mlscellaneous Total R•t