OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2025-12-31-accounts

ACCRUED (SORP COMPLIANT) ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2025

Congregation number: 010134

Scottish Charity Number: SC004695 Edinburgh: North and South Leith Parish Church of Scotland

North and South Leith Parish Church of Scotland

Trustees Report Year ended 31 December 2025

The trustees present their annual report and financial statements of the charity for the year ended 31 December 2025. The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the General Assembly Regulations for Congregational Finance, the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 (as amended) and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland effective from 1 January 2019.

Objectives and Activities

The Church of Scotland is Trinitarian in doctrine, Reformed in tradition and Presbyterian in polity. It exists to glorify God and to work for the advancement of Christ’s Kingdom throughout the world. As a national Church, it acknowledges a distinctive call and duty to bring the ordinances of religion to the people in every parish of Scotland through a territorial ministry. It co-operates with other Churches in various ecumenical bodies in Scotland and beyond.

In addition to regular Sunday worship, the congregation supports the local community in various ways: via the (Edinburgh North East) Foodbank, providing food-bags and Sunday breakfasts for those in need in our Community, the Community Café, use of the halls by various local groups.

Our own Boys’ Brigade and Girl Guiding groups (Rainbows & Brownies) make good use of the halls. Regular Saturday Stall and Coffee Mornings are held, there is a Women’s group. Other social events are organised from time to time.

Achievements and Performance

2025 was dominated by two major events (a) the building of our new congregation of North and South Leith and (b) the continued work of the Nominating Committee.

The congregation has continued to come together over this last year following the Union of our two historical congregations in Leith. In April, we held both an Elders and a Congregation Conference with good support and new ideas generated from both. We have taken forward several of these throughout the year. In 2026, we will continue to develop initiatives to build on our new foundations.

During the year we undertook a review of the membership. The roll as at 31[st] December is 190. There have been changes to several key roles over the year due to illness, age and moving away out of the area. We were encouraged to have 3 new Elders ordained and to join our Kirk Session. While all 3 are already active members of our congregation we look forward to their input and ideas.

Our Nominating Committee have been working towards finding a minister for our congregation.

During the year, we have been an active participant in Holy Week joint services in Leith, Leith Churches Together, Leith Festival Gala Day and the accompanying service of worship, Church open days, plus continuing Community projects. We held Talent Night and Singalong events that were well attended. In November, the 81[st] Annual Seafarers Service and the Service of Remembrance at the Merchant Navy Memorial were successfully run. Considerable efforts went into the organisation of these services, focusing

010134 / SC004695

North and South Leith Parish Church

Page 1

North and South Leith Parish Church of Scotland

on cutting costs for both ourselves and the Sailors’ Society and resulting in donations to both charities rather than costs. It is hoped with the changes in place that these services will prove sustainable going forward.

In November we held our Christmas Fair, which was very successful both financially and with the continuing bringing together of the members of the congregation.

In December we had a Christmas Outreach project providing warm clothing to those in need that regularly come to our Sunday Breakfast, Thursday Bags in the halls. This was made possible through using part of the North Merchiston Fund Grant allocated to both the former North and South Leith congregations for outreach and with another donation. It is envisaged that in 2026 the remainder of the grant can be used to provide warm space in winter 2026.

Financial Review

The principal sources of income have been our regular offerings and rental of our premises to the local community. Our regular offerings have remained at the same level as 2024, in spite of losing a few members through death or relocation. Our premises rental income is also very similar to 2024.

Our Community Café was closed, due to staff illness, from July to December, resulting in a deficit over the year of £15,076, due to staffing costs.

We called down £37,890 from the Consolidated Fabric Fund (£30,000 from our revenue account and the rest from our capital account as part of the manse refurbishment project) which enabled management of cashflow during the year. The Kirk Session agreed transfers of accrued cash within some of our designated funds to the General Fund to reduce the General Fund deficit.

Our regular costs, mainly outwith our control, accounted for 92% of our total expenditure, compared to 81% for the 2024 equivalent. Within this, the reasons for the 92% increase were an 8% increase in Giving to Grow contribution, but mainly a 150% increase in insurance, almost entirely due to the North Leith Buildings in their empty state.

The year ended with an overall operational deficit of £54,006 . Across the General and Fabric funds, which bear the bulk of our regular costs, the deficit was £67,017 ; without the drawdown from the Consolidated Fabric Fund, this would have been £104,907 .

The value of investments, however, increased by £112,682 (£47,682 in ordinary investments and £65,000 from flat revaluation) which means that the value of total funds at the year-end are up on the total value at the end of 2024 by £58,676 to £1,530,633.

The old South Leith Lyon Legacy. The organisations within the congregation who benefitted from it changed over the years e.g. when the Guild closed, latterly it was paid to the Thursday Afternoon Group. This group closed down in 2024 with no prospect of restarting or an alternative forming, so the Kirk Session approved the merging of the fund with the Husband Bequest.

When the Castle Community Bank was being created in Leith a number of years ago, the Kirk Session approved a proposal from our Minister to switch £30,000 (£10K in each of 3 funds) to support their start-up. In 2025, we discovered that this was made as Deferred Shares, meaning it would be much more difficult to

010134 / SC004695

North and South Leith Parish Church

Page 2

North and South Leith Parish Church of Scotland

request a return of the investment. The accounts for 2025 have been changed to reflect this new understanding.

In conclusion, we are able to cover the large deficit from our reserves, including the Consolidated Fabric Fund originally generated by the sale of property by the old North Leith congregation. However, the 2 largest areas for financial concern are the continuing costs associated with the North Leith site and the Community Cafe. Both require to be addressed, where it is within our control, in 2026.

Investment Policy and Performance

The Church of Scotland Investors Trust (COSIT) provides congregations with the facility to invest their funds. It is our policy to use COSIT as our main investment vehicle. COSIT provides a Growth Fund and an Income Fund and we have significant investments in both.

The Growth Fund is very largely equity-based and is intended for long-term investment. The fund is operated on a unitised basis and aims to provide capital growth. The Income Fund is intended for medium-term investment and aims to provide high income with funds invested predominantly in fixed-interest securities and operated on a unitised basis. Both of these Funds have given positive returns in the past year and have performed at reasonable rates in comparison to relevant benchmarks.

COSIT also has a Deposit Fund which is intended for short-term investment and aims to provide a high rate of interest. The church uses this fund for immediate access, when required, to cash savings. Further information on performance and management of the COSIT Funds is available on the Church of Scotland website.

Risk Management

The Trustees have considered issues associated with risks to the charity, be they financial, reputational or other such. One of the main areas of risk this year has been in relation to the union and ensuring the new congregation members integrate and work well together.

The union has meant a reduction in risk in some areas, specifically over reliance on some office-bearers and in some areas of expertise; this is a risk that continues to need monitoring and further work with the need to focus on succession planning.

The increasing age of the membership could lead to difficulties in finding well and able people to take on office-bearer and other voluntary roles. More sharing of roles in a joint capacity is being adopted. Buying in of specific expertise may be required in the future.

Financial risks include unrealistic levels of giving compared to ongoing running costs (and this is currently not helped by the need, for now, while we continue to look after the three buildings and grounds of the former North Leith congregation now for sale on the market. Delays in the ability to carry out refurbishment work to the Manse. The absence due to sickness of the Cafe Manager has resulted in salary costs with no income as the cafe has been unable to operate). The Trustees also reviewed investments. In light of these and the cautious reserves policy, the Trustees view the financial risks as containable for now. The church does, however, continue to rely heavily on reserves to meet operational costs.

010134 / SC004695

North and South Leith Parish Church

Page 3

North and South Leith Parish Church of Scotland

Reserves Policy

It is the Trustees policy to hold reserves to ensure that we can fulfil our objectives to ensure a worshipping and witnessing Christian presence in Leith, to support the wider work of the Church and to maintain our Category A Listed building which is of significant local importance. At the year end the Church held unrestricted funds per Note 16.

The Church holds £106,817 of restricted funds, provided for the purposes specified in Note 16.

The deficit in the year is addressed within the financial review on pages 2 & 3, the Trustees view is that the Reserves meet the objectives set up above.

Structure, Governance and Management

The congregation is a registered charity, number SC004695 and is administered in accordance with the terms of the Deed of Constitution (Unitary Form) and is subject to the Acts and Regulations of the General Assembly of the Church of Scotland.

Members of the Kirk Session are the charity trustees. The Kirk Session members are elders of the church and are chosen from those members of the church who are considered to have the appropriate gifts and skills. The minister, who is a member of the Kirk Session, is elected by the congregation and inducted by Presbytery.

In a ministerial vacancy the Presbytery appoints an Interim Moderator. Certain responsibilities of the Kirk Session are delegated as appropriate, and within defined financial limits, to the main committees: the Finance Committee and the Property Committee. In addition the Kirk Session has a Pastoral Care team, a Worship team and a Way Ahead & Mission group, all of which carry out specific activities and make recommendations as appropriate to the Kirk Session.

Accounting Policies

The principal accounting policies, which have been applied consistently in the current and preceding year in dealing with items which are considered material to the accounts, are set out below.

Basis of preparation

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standards applicable in the UK and Republic of Ireland (FRS102) effective from 1 January 2019 and the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102), the Charities and Trustee Investment (Scotland) Act 2005 and the Charities accounts (Scotland) Regulations 2006 (as amended). The charity constitutes a public benefit entity as defined by FRS 102. Assets and liabilities are initially recognised at historic cost or transaction value unless otherwise stated in the relevant accounting policy note(s).

Fund accounting

Funds are classified as either restricted funds or unrestricted funds, defined as follows.

010134 / SC004695

North and South Leith Parish Church

Page 4

North and South Leith Parish Church of Scotland

Restricted funds are funds subject to specific requirements as to their use which may be declared by the donor or with their authority or created through legal processes, but still within the wider objects of the charity.

Endowment funds are funds which have been given on the condition that the original capital sum is not reduced, but the income therefrom is used for the purpose defined in accordance with the objects of the charity. North and South Leith Parish Church holds no Endowment funds.

Unrestricted funds are expendable at the discretion of the trustees in furtherance of the objects of the charity. If parts of the unrestricted funds are earmarked at the discretion of the trustees for a particular purpose, they are designated as a separate fund. This designation has an administrative purpose only and does not legally restrict the trustees’ discretion to apply the fund.

Going concern

The Trustees consider that there are no material uncertainties about the ability of the charitable company to continue for the foreseeable future, and therefore has adopted the going concern basis in preparing these financial statements.

Recognition of income

Income is recognised when the charity has entitlement to the funds, any performance conditions attached to the item(s) of income have been met, it is probable that the income will be received and the amount can be measured reliably.

Donated services and facilities

Donated professional services and donated facilities are recognised as income when the charity has control over the item, any conditions associated with the donated item have been met, the receipt of economic benefit from the use by the charity of the item is probable and that economic benefit can be measured reliably. In accordance with the Charities SORP (FRS102) the general volunteer time of congregation members is not recognised.

On receipt, donated professional services and donated facilities are recognised on the basis of the value of the gift to the charity which is the amount the charity would have been willing to pay to obtain services or facilities of equivalent economic benefit on the open market; a corresponding amount is then recognised as expenditure in the period of receipt.

Interest receivable

Interest on funds held on deposit is included when receivable; this is normally upon notification of the interest paid or payable by the Bank.

Recognition and allocation of expenditure

Expenditure is included in the Statement of Financial Activities on an accruals basis and is recognised when there is a legal or constructive obligation to pay for expenditure.

Fixed Assets

The charity has the right to occupy and use for its charitable objects certain tangible fixed assets, including the Church, halls and manse, vested in the Church of Scotland General Trustees. No consideration is payable for the use of these assets. Expenditure incurred on the repair and maintenance of these assets is charged as resources expended in the Statement of Financial Activities in the period in which the liability arises.

010134 / SC004695

North and South Leith Parish Church

Page 5

North and South Leith Parish Church of Scotland

Unless otherwise stated, items of capital expenditure are written off in the year of purchase through the SOFA with the exception of land and buildings which are stated at a relatively recent market value.

Land and buildings consist of two flats in Leith which the church rents out at social rent levels. Rental income is used first to maintain the flats and secondarily to assist in maintaining the main church buildings.

Investments

Fixed asset investments are stated at market value at the balance sheet date. Unrealised gains and losses represent the difference between the market value at the beginning and end of the financial year or, if purchased in the year, the difference between cost and market value at the end of the year. Realised gains and losses represent the difference between the proceeds on disposal and the market value at the start of the year or cost if purchased in the year.

Cash and cash equivalents

Cash and cash equivalents include cash in hand, in current and savings bank accounts and in deposits held with the Church of Scotland Investors Trust.

Debtors

Trade and other debtors are recognised at the settlement amount due after any discount offered. Prepayments are valued at the amount prepaid net of any discounts due.

Creditors

Creditors are normally recognised at their settlement amount after allowing for any trade discounts due.

010134 / SC004695

North and South Leith Parish Church

Page 6

North and South Leith Parish Church of Scotland

Reference and Administrative Information

Trustees

Dawn Birkinshaw Beryl Curlett Sheena Glen Innes Gray Margaret Gray Jenny Martin Niall Martin Linda McKee Juana Molina Anne Rutherford Marion Stout Stephen McMahon (appointed November 2025) June Allan (Appointed Ann Kowalski (Appointed November November 2025) 2025) Rev Suzie Stark (Interim Moderator) Ex-Trustees reappointed Gavin Booth Annie Addison Sally Pagan

Trustees who demitted office in 2025

Colin Cunningham Hugh McDiarmid Kenneth McAlpine

Principal Office-Bearers

Minister ___ Vacant Interim Moderator __ Rev Suzie Stark Locum Minister ___ Jamie Sutherland (to 31[st] August 2025), Andrew Henshaw From 1[st] November 2025) Session Clerks __ Anne Rutherford Linda McKee

Principal Office

North and South Leith Parish Church Halls _ 6 Henderson Street, Leith, Edinburgh, EH6 6BS Charity Number ____ SC004695

010134 / SC004695

North and South Leith Parish Church

Page 7

North and South Leith Parish Church of Scotland

Independent Examiner

Mathew Gillies LLB (Hons) ACPA FCIE Full member of the Association of Charity Independent Examiners

Bankers

Bank of Scotland New Kirkgate, Leith, Edinburgh, EH6 6AD

010134 / SC004695

North and South Leith Parish Church

Page 8

North and South Leith Parish Church of Scotland

Trustees’ Responsibilities in Relation to the Financial Statements

The charity trustees are responsible for preparing a trustees’ annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in Scotland requires the charity trustees to prepare financial statements for each year which show a true and fair view of the state of affairs of the charity and of the income and expenditure of the charity for that period. In preparing the financial statements, the trustees are required to:

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charity’s transactions and disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the charity and financial information on the congregation’s website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Approved by the Trustees and signed on their behalf,

fume Prunfrch Anne Rutherford, Joint Session Clerk

danda Mek Linda McKee, Joint Session Clerk

==> picture [102 x 15] intentionally omitted <==

----- Start of picture text -----
Date: 22.2:26
----- End of picture text -----

Date: 22.).2@

North and South Leith Parish Church

010134 / SC004695

Page 9

North and South Leith Parish Church of Scotland

Independent Examiner’s Report to the Trustees of North and South Leith Parish Church. Year Ended 31* December 2025

| report on the accounts of the charity for the year ended 31 December 2025 which are set out on Pages 1119.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended).

The charity trustees consider that the audit requirement of Regulation 10(1) (a) to (c) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of independent examiner's statement

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006 (as amended). An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently | do not express an audit opinion on the view given by the accounts.

Independent examiner’s statement

In the course of my examination, no matter has come to my attention

.

  1. which gives me reasonable cause to believe that in any material respect the requirements: - to keep accounting records in accordance with Section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations (as amended) and

  2. to prepare accounts which accord with the accounting records and comply with Regulation 8 of the 2006 Accounts Regulations (as amended) have not been met, or

    1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Signature: Vi Ae

Dates S Mach 2026

Name: Mathew Gillies

Professional Qualification/Professional Body: LLB (Hons) ACPA FCIE Full member of the Association of Charity Independent Examiners

Address: Cowan and Partners, 60 Constitution Street, Leith, Edinburgh, EH6 6RR

North and South Leith Parish Church

010134 / $C004695

Page 10

North and South Leith Parish Church of Scotland Statement of Financial Activities (incorporating an income and expenditure account) Year Ended 31 December 2025

Unrestricted /
Designated
Restricted
Combined
Funds
Funds
Total
Note
2025
2025
2025
£
£
£
Income from:
Donations and legacies
1
93,818
-
93,818
Charitable activities
2
21,498
-
21,498
Other trading activities
3
48,129
-
48,129
Investments
4
37,001
5,298
42,299
Other
5
42,092
-
42,092
Total income
242,538
5,298
247,836
Expenditure on:
6
Raising funds
208
-
208
Charitable activities
293,346
8,288
301,634
Total expenditure
293,554
8,288
301,842
(51,016)
(2,990)
(54,006)
Transfers
16
Gross transfers between funds - in
48,589
-
48,589
Gross transfers between funds - out
(35,000)
(13,589)
(48,589)
Other Recognised Gains/losses
16
Net gains/(losses) on investments
44,933
2,749
47,682
Gains on revaluation,fixed assets
65,000
65,000
Net movement in funds
72,506
(13,830)
58,676
Reconciliation of funds:
16
Total funds brought forward
1,351,310
120,647
1,471,957
Total funds carried forward
1,423,816
106,817
1,530,633
Net income/(expenditure) before gains
and losses on investments
<---------------------- 2025 ---------------------->
<--------------------- 2024 ------------------------->
Unrestricted
/ Designated
Restricted
Combined
Funds
Funds
Total
2024
2024
2024
£
£
£
98,785
-
98,785
33,713
-
33,713
48,556
-
48,556
37,409
5,981
43,390
34,201
-
34,201
252,664
5,981
258,645
138
-
138
278,756
4,968
283,724
278,894
4,968
283,862
(26,230)
1,013
(25,217)
-
-
-
-
37,015
947
37,962
10,785
1,960
12,745
10,785
1,960
12,745
1,351,310
120,647
1,471,957

010134 / SC004695

North and South Leith Parish Church

Page 11

North and South Leith Parish Church of Scotland

Balance Sheet

Year Ended 31 December 2025

==> picture [466 x 335] intentionally omitted <==

----- Start of picture text -----
||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---| |Unrestricted’|Unrestricted| |/ Designated|Restricted|Combined|/ Designated|Restricted|Combined| |Funds|Funds|Total|Funds|Funds|Total| |Kerccneennenc anne|ZODG|weeneencencnccncenene>|Sonnnnnneenesenennnee|2024|Hoan|eee|ene|neeeee>| |Note|£|£|£|£|£|£| |Fixed|Assets:| |Tangible assets|9|412,000|-|412,000|347,000|-|347,000| |Investments|10|875,404|94,879|970,283|817,885|104,715|922,600| |Social|Investment|Castle CommunityBank|10|20,000|10,000|30,000|-|-|:| |Total|Fixed Assets|SSeS1,307,404|104,879|1,412,283|1,164,885|104,715|1,269,600| |Current|Assets| |COS|Investors Trust|Deposit|103,021|-|103,021|98,637|-|98,637| |Castle|Community Bank Deposit|-|-|-|20,000|10,000|30,000| |Debtors|11|4,592|-|4,592|2,568|-|2,568| |TotalCash|at bank and|in|hand|or9,999|2,557|12,556|68,891ES5,932|74,823A, B23| |Current Assets|117,612|2,557|120,169|190,096|15,932|206,028| |Liabilities| |Creditors|falling due within one year|12|(1,200)|(619)|(1,819)|(3,671)|-|(3,671}| |NetCreditors Current Assetsfalling|due|after|more than|ane|year|eroe1,423,816|106,817|1,530,633|eBOeeeeeeeeSSSSSSSSSee1,351,310|120,647OAA|1,471,957471,957| |Net Assets|aeeeEeeeSSSSSSSSSSSSSssSsSSSSSSSSSSSSSSSSSSSSSSSSSSE1,423,816|106,817|1,530,633|1,351,310|120,647|1,471,957| |=O Se —|ee|eee| |The funds|of|the|charity:| |Restricted|income funds|16|-|106,817|106,817|>|120,647|120,647| |TotalUnrestricted/Designated|income funds|eee1,423,816|-|1,423,816|8,ee1,351,310I|-|1,351,31031| |charity funds|1,423,816|106,817|1,530,633|1,351,310|120,647|1,471,957|

----- End of picture text -----

The notes on pages 13 to 20 form part of these financial statements, The accounts were approved by the Trustees an 27 January 2026 and signed on their behalf by:

eeeAime KdvC.| Anne Rutherford , Jaint Session Clerk d wha \ y \CRag Linda McKee, Joint Sessian Clerk

Narth and South Leith Parish Church

010134 /$C004695

Page 12

North and South Leith Parish Church of Scotland

Notes to the financial statements Year Ended 31 December 2025

1. Donations and Legacies
Offerings
Tax recovered on Gift Aid
Legacies
Donations
Other
2. Income from charitable activities
Weddings and Funerals
Organisations
Community Café
Concerts & events
3. Income from other trading activities
Rent Received from Property:
4. Investment Income
Dividends received
Bank and Deposit interest
5. Other Income
Other
TOTAL INCOME
Hall Lets
Flat Lets
Receipts from General Trustees (#)
Grants Received (*)
1. Donations and Legacies
Offerings
Tax recovered on Gift Aid
Legacies
Donations
Other
2. Income from charitable activities
Weddings and Funerals
Organisations
Community Café
Concerts & events
3. Income from other trading activities
Rent Received from Property:
4. Investment Income
Dividends received
Bank and Deposit interest
5. Other Income
Other
TOTAL INCOME
Hall Lets
Flat Lets
Receipts from General Trustees (#)
Grants Received (*)
Unrestricted /
Designated
Restricted
Combined
Funds
Funds
Total
2025
2025
2025
£
£
£
73,891
-
73,891
16,168
-
16,168
1,000
-
1,000
2,759
-
2,759
-
-
-
93,818
-
93,818
700
-
700
650
-
650
13,442
-
13,442
6,706
-
6,706
21,498
-
21,498
34,964
-
34,964
13,165
-
13,165
48,129
-
48,129
32,361
5,298
37,659
4,640
-
4,640
37,001
5,298
42,299
37,890
-
37,890
4,202
-
4,202
-
-
-
42,092
-
42,092
Unrestricted /
Designated
Restricted
Combined
Funds
Funds
Total
2024
2024
2024
£
£
£
75,655
-
75,655
20,045
-
20,045
1,000
-
1,000
2,085
-
2,085
-
-
-
98,785
-
98,785
550
-
550
950
-
950
25,897
-
25,897
6,316
-
6,316
33,713
-
33,713
35,823
-
35,823
12,733
-
12,733
48,556
-
48,556
31,063
5,681
36,744
6,346
300
6,646
37,409
5,981
43,390
30,000
-
30,000
-
-
-
4,201
-
4,201
34,201
-
34,201
TOTAL INCOME 242,538
5,298
247,836
252,664
5,981
258,645

(*) £3,650 from North Merchiston Fund and £552 from Listed Places of Worship Scheme

(#) £7,890 was for the refurbishment of the Manse, £30,000 for general cashflow

010134 / SC004695

North and South Leith Parish Church

Page 13

North and South Leith Parish Church of Scotland Notes to the financial statements (continued) Year Ended 31 December 2025

**6. ** Analysis of Expenditure
Raising Funds
Offering Envelopes
Charitable Activities
Giving to Grow Contribution
Presbytery Dues
Minister’s Expenses
Pulpit Supply / Locum Minister
Vacancy Costs
Other salary costs
Fabric Repairs & Maintenance
Council Tax
Other Building Costs
Church Office Expenses
Independent Examination Fees
Preparation of Accounts (Flat Revaluations)
Organ & Music (Including Organist)
Community Café (Incl Café Manager Salary)
Donations to other charities
Flowers
Community Outreach Supplies
Union North & South Leith (One-off)
Congregation Activities
Other Expenses
Unrestricted /
Designated
Restricted
Combined
Funds
Funds
Total
2025
2025
2025
£
£
£
208
-
208
208
-
208
100,635
-
100,635
2,463
-
2,463
-
-
-
409
-
409
220
-
220
32,338
8,038
40,376
32,780
-
32,780
-
-
-
65,450
-
65,450
7,387
-
7,387
1,200
-
1,200
540
-
540
8,361
-
8,361
28,519
-
28,519
4,155
250
4,405
1,280
-
1,280
2,902
-
2,902
-
-
-
4,608
-
4,608
99
-
99
293,346
8,288
301,634
293,554
8,288
301,842
Unrestricted /
Designated
Restricted
Combined
Funds
Funds
Total
2024
2024
2024
£
£
£
138
-
138
138
-
138
92,926
-
92,926
2,174
-
2,174
1,789
-
1,789
11,264
-
11,264
200
-
200
36,587
4,550
41,137
17,267
-
17,267
2,158
-
2,158
46,682
-
46,682
5,944
-
5,944
2,720
-
2,720
-
-
-
9,571
-
9,571
29,595
-
29,595
5,639
153
5,792
1,070
-
1,070
3,614
-
3,614
3,707
-
3,707
2,354
-
2,354
3,495
265
3,760
278,756
4,968
283,724
TOTAL EXPENDITURE 293,554
8,288
301,842
278,894
4,968
283,862

Support costs have not been separately identified as the trustees consider there is only one charitable activity. Therefore support costs relate wholly to that activity and have not been separately identified.

010134 / SC004695

North and South Leith Parish Church

Page 14

North and South Leith Parish Church of Scotland

Notes to the financial statements (continued) Year Ended 31 December 2025

2025 2024
**7. ** Staff costs and numbers £ £
Salaries and wages 53,758 53,517
Social security costs - -
Pension scheme costs 767 730
Total 54,525 54,247
The average number of employees during the year was as follows:
2025 2024
Number Number
Premises maintenance 2 3
Ministerial support 1 1
Community Café 1 1
Administration 1 2
Music staff 0 0
5 7

No employee had employee benefits in excess of £50,000 (2025 nil)

All Church of Scotland congregations contribute to the National Stipend Fund which bears the costs of all ministers' stipends and employer's contributions for national insurance, pension and housing and loan fund. Ministers' stipends are paid in accordance with the national stipend scale, which is related to years of service.

For the year under review the minimum stipend was £32,433 and the maximum stipend (in the fifth and subsequent years) £39,856

8. Trustee Remuneration and Related Party Transactions

Ann Kowalski , Church Officer, was appointed as a Trustee in November 2025, her remuneration since then is £164.

No trustee or a person related to a trustee had any personal interest in any contract or transaction entered into by the charity during the year.

During the year a total of £20,010 was donated to the congregation by trustees, through regular offerings.

010134 / SC004695

North and South Leith Parish Church

Page 15

North and South Leith Parish Church of Scotland

Notes to the financial statements (Continued) Year Ended 31 December 2025

9. Tangible Fixed Assets

Tangible Fixed Assets
Cost
At 1 January
Additions ()
Disposals
At 31 December
Net Book Value at 31 December 2025**
Buildings
Total
347,000
347,000
65,000
65,000
-
-
412,000
412,000
412,000
412,000
<--------- 2025 --------->
Buildings
Total
347,000
347,000
-
-
-
-
<--------- 2024 --------->
347,000
347,000
347,000
347,000

(**) The two flats were revalued by an independent surveyor during 2025 to obtain the market value.

10. Investments

Market value at 1 January
Additions at cost
Disposals
Unrealised gain / (loss) on investments
Market value at 31 December
Investments at cost (Church of Scotland)
Investments at cost (BP Shares)
Investments at cost (CCB Deferred Shares)
The investments are carried at their fair value.
The following investments are held:
BP Shares
Castle Community Bank Deferred Shares
Church of Scotland Investors Trust Growth Units
Church of Scotland Investors Trust Income Units
2025
£
922,601
30,000
-
47,682
1,000,283
724,198
5,014
30,000
2024
£
884,639
- (Updated from Information from CCB)
-
37,962
922,601
724,198
5,014
- (Updated from Information from CCB)

729,212
No.
63,260
46,228
1,968
(Updated from Information from CCB)
759,212
-
No.
63,260
46,228
1,968
30,000

The Castle Community Bank deferred shares have been reclassified in the year as new information came to light about the nature of the holding. As these are deferred shares, they are held within investments.

010134 / SC004695

North and South Leith Parish Church

Page 16

North and South Leith Parish Church of Scotland Notes to the financial statements (Continued) Year Ended 31 December 2025

11. Debtors
Gift Aid Tax Refund Due
Prepayments
Other (detail where material)
12.
Other
13. Collections and fundraising for Third Parties
Christian Aid
MacMillan Cancer Supprt
Christmas Appeal 2024 (FreshStart)
Leith Sea Cadets
Sailors Society
NE Dementia Care
Christmas Appeal 2025 (Social Bite)
Retiral gifts
Creditors
Accruals
2025
£
4,592
-
-
4,592
2025
£
(1,819)
-
(1,819)
2025
£
942
553
60
-
459
-
579
1,125
3,718
2024
£
2,568
-
-
2,568
2024
£
(3,671)
-
(3,671)
2024
£
492
550
485
490
-
432
-
655
3,105

14. Volunteers

In common with all congregations of the Church of Scotland the congregation benefits from the contribution made by volunteers who give their time and talents willingly for the benefit of the Church. The areas of congregational life which rely on the contribution of volunteers are many and varied and much of the activity would be unable to continue were it not for the commitment shown.

15. Analysis of Net Assets Among Funds
Current financial year
Fixed Assets
Investments
Current Assets
Current Liabilities
Net assets at 31 Dec 2025
Comparative financial year
Fixed Assets
Investments
Current Assets
Current Liabilities
Net assets at 31 Dec 2024
General /
Designated
Restricted
£
£
412,000
-
895,404
104,879
117,612
2,557
(1,200)
(619)
1,423,816
106,817
General /
Designated
Restricted
£
£
347,000
-
817,885
104,715
190,096
15,932
(3,671)
-
1,351,310
120,647
Total
£
412,000
1,000,283
120,169
(1,819)
1,530,633
Total
£
347,000
922,600
206,028
(3,671)
1,471,957

010134 / SC004695

North and South Leith Parish Church

Page 17

North and South LeithParish Church of Scotland

Notes to the financial statements (Continued) Year Ended 31 December 2025

16.
Movements in Funds
2025 - current year
Restricted funds
Lyon Legacy
W K Hogg Fund
Unrestricted/Designated funds
General Fund
Fabric Fund
10th Leith Boys' Brigade (Designated)
Benevolent Fund (Designated)
Children & Youth Fund (Designated)
Community Outreach (Designated)
JB Husband Bequest
Overseas Benevolent (Designated)
Reserves Fund
Total funds
2025
Investment
At 1 Jan.
Income
Expenditure
Transfers
gain/(loss)
At 31 Dec.
£
£
£
£
£
£
13,589
-
-
(13,589)
-
-
107,058
5,298
(8,288)
-
2,749
106,817
120,647
5,298
(8,288)
(13,589)
2,749
106,817
369,390
181,184
(252,670)
35,000
23,145
356,049
520,969
36,349
(31,880)
-
74,237
599,675
68,285
3,704
(3,705)
-
2,037
70,321
23,522
578
-
-
1,003
25,103
24,962
936
(400)
(4,000)
702
22,200
76,230
7,084
(4,540)
(10,000)
1,988
70,762
117,135
6,509
(359)
3,589
3,579
130,453
91,195
3,987
-
(11,000)
2,028
86,210
59,622
2,207
-
-
1,214
63,043
1,351,310
242,538
(293,554)
13,589
109,933
1,423,816
1,471,957
247,836
(301,842)
0
112,682
1,530,633

Restricted funds

For assistance with the provision of Ministerial support. 5% of income disbursed to Kelso Country Churches

W K Hogg Fund For assistance with the provision of Ministerial support. 5% of income disbursed to Kelso Country Churches Lyon Legacy As agreed in 2024, the fund closed at start of the year, proceeds transferred to Husband Bequest.

Unrestricted & designated funds

General Fund For all the general Income and Expenditure Fabric Fund For the maintenance of the Congregation's Property assets 10th Leith Boys' Brigade For the use of the BB Company Benevolent Fund For all Benevolent purposes in the congregation and local Community Children & Youth For the benefit of Children and young people within the congregation and Parish Community Outreach For provision of services to the local community e.g. Sunday Breakfasts, food parcels etc JB Husband Bequest For the benefit of People and Projects Overseas Benevolent For support of projects and Charities outwith UK Reserves Fund Unspecified reserves held by the Congregation

Transfers: all transfers were agreed by the Kirk Session and are in line with the relevant fund criteria.

Notes to the financial statements (Continued) Year Ended 31 December 2025

16.
Movements in Funds (continued)
2024 - comparative year
Restricted funds
Lyon Legacy
W K Hogg Fund
Unrestricted & designated funds
General Fund
Fabric Fund
10th Leith Boys' Brigade (Designated)
Benevolent Fund (Designated)
Children & Youth Fund (Designated)
Community Outreach (Designated)
JB Husband Bequest
Overseas Benevolent(Designated)
Reserves Fund
Total funds
2024
Investment
At 1 Jan.
Income
Expenditure
Transfers
gain/(loss)
At 31 Dec.
£
£
£
£
£
£
12,792
683
-
-
114
13,589
105,895
5,298
(4,968)
-
833
107,058
118,687
5,981
(4,968)
-
947
120,647
399,464
198,475
(251,096)
-
22,547
369,390
494,997
33,573
(17,266)
-
9,665
520,969
67,863
3,704
(3,900)
-
617
68,284
22,201
578
(357)
-
1,100
23,522
23,638
936
-
-
388
24,962
76,393
3,339
(4,246)
-
744
76,230
111,368
5,825
(1,029)
-
971
117,135
87,553
4,027
(1,000)
-
615
91,195
57,048
2,207
-
-
368
59,623
1,340,525
252,664
(278,894)
-
37,015
1,351,310
1,459,212
258,645
(283,862)
-
37,962
1,471,957

010134 / SC004695

North and South Leith Parish Church

Page 18

APPENDIX

FUNDS HELD ON BEHALF OF THE CONGREGATION BY THE CHURCH OF SCOTLAND GENERAL TRUSTEES

CAPITAL ACCOUNT
Credit Balances held at 31 December at cost
Market Value of Balances at 31 December
REVENUE ACCOUNT
Credit Balance at 31 December
TEMPORARY ACCOUNT
Debit Balance at 31 December
2025
£
788,843
813,747
34,402
(2,770)

010134 / SC004695

North and South Leith Parish Church

Page 19