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2024-08-31-accounts

APPENDIX 1 oscr Penod start date m￿lh Year Period end date th Year FrLN To 01 2023 31 2024 Office of the Scottish Charity Regulator Reference and administration details Charity name Other names charity is known St Margaret's Episcopal Church, Lothee Registered charity nurnber Charity's principal address SC004621 17 Ancrum R¢)•J Dundee Postcode DD2 2JL Names of the charity trustees on date of approval of Trustees. Annual Report Trustee name Office Irf any) Date5 acted ff not for whole year (or body) entitled to appoint trustee lil aAykn Bishop Vesty AGM Interim Rector From l July 2024 Hon Treasurer seCy￿aY Rep Vesty Memier Vesty Memt*r Intefim Rector AGM AGM To 30 June 2024 10 11 12 13 14 15 16 17 18 19 20

APPENDIX 1 Reference and administration details Narnes of all other charty tru5tee5 during the period, if any. {for exarnple. those who resigned part way through the financial period) Name Structure, governance and management Type of governing document st Margareys is an unIn￿l￿rated ass(￿latiOn and is govemed by i Constitution. The church is a member of the Diocese of Brechin in the Scottish Episcopal Church and is govemed by Canon Law. Trustee recruitment and appointment Ordinary members of the Vesty are nomHlly elected by the congregation at the Annual General Meeting. Objectives and activities Charilable purposes The Church's main fijnction 15 to provide worship in sacrament and prayer and to minisler to rb parishi￿er5 and their needs. Summary of the main a¢tivilie5 in relation to these objects St Margaret's offers a mc*Jem fc¥m of worship in a traditional setting and throughout the year cdebrates the many services reflects'ng the Itturgical year.

APPENDIX 1 Achievements and performance Summary of the main achievements of the charity during the financial period Christrnas Carol se￿ICe- 24 December 2023 On 29 November 2023 the church also took part in the Lochee Christmas lights switch on. Member5 of Balgay Church made use of our hall for services while repair5 to their roof were being investigated. Refreshments were shared be￿ St Margaret's and Balgay. Our hall usaoe CCKrtinues to increase to outside users. Some on a regular basis and others Ad hoc. The Ukranian Ortho¢k)x churth CC￿InueS to hold their service on the 3rd Saturday each month. Financial review Brief statement of the charity's policy on reserves There is rK) speth policy. Details of any deficit none Donated facilities and services (if any)

APPENDIX 1 Other optional information In October 2023 the sale of our Rectory was finalised. The Vesty decided to hold bad( a sum of money in the Cu￿ent accwnt to cover ongoing maintenance expendf(ure. The balance was invested for any future need for Clergy accomTh)datI￿. This is shcwm in the Annual Accounts. Declaration The trustees declare that they have apwlved the trustees. rewt above. Signed on behalf of the charity's trustees Signaturelsl Full narne(sl Position {e.g. Chair) Hon Secretary & Lay Representative Hon Treasurer Date 17 November 2024 17 November 2024

Enter SC No. below

APPENDIX 2

Enter charity name below

SC004621

ST MARGARET'S EPISCOPAL CHURCH

Receipts andpayments accounts Receipts andpayments accounts Receipts andpayments accounts Receipts andpayments accounts Receipts andpayments accounts Receipts andpayments accounts Receipts andpayments accounts Receipts andpayments accounts Receipts andpayments accounts Receipts andpayments accounts Receipts andpayments accounts Receipts andpayments accounts Receipts andpayments accounts
Period start date Period end date Period end date
For the period
from
01
Day
September
Month
2023
Year
to Day
31
Month
August
Year
2024
Section A Statement of receipts and payments
Unrestricted
funds
Restricted
funds
Expendable
endowment
funds
Permanent
endowment
funds
Total funds
current period
Total funds last
period
Total funds last
to nearest £ to nearest £ to nearest £ to nearest £ to nearest £ to nearest £ to nearest £ to nearest £
A1 Receipts
Donations 6,560 6 6 6 6,560 7,980
Legacies - - - - 1,000
Grants - - - -
Receipts from fundraisingactivities - - - -
Gross tradingreceipts - - - -
Income from investments other than
land and buildings 7,984 7 7 7 7,984 712 712
Rents from land & buildings - - - - 8,357
Gross receipts from other charitable
activities - - - -
- - - -
A1 Sub total 14,544 - - - - - - - - - 14,544 14,544 14,544 14,544 18,049
A2 Receipts from asset &
investment sales
Proceeds from sale of fixed assets
253,620
Proceeds from sale of investments
A2 Sub total 253,620
-
-
Total receipts 268,164
-
-
~~—~~
-
-
-
-
-
-
253
-
253,620
268,164
253
-
253,620
268,164
253
-
253,620
268,164
253,620
-
253,620
268,164
18,049
A3 Payments
Rectory Sale Expenses 5,506 5,506
-
Investment management costs 165 165 59
Payments relating directly to charitable Payments relating directly to charitable
activities 28,217 28,217 18,861
Grants and donations
-
Governance costs:
-
Audit / independent examination -
Preparation of annual accounts -
Legal costs -
Other Other Other
-
-
**A3 Sub total ** 33,888 - - - 33,888 18,920
A4 Payments relating to asset and
investment movements
Purchases of fixed assets
-
Purchase of investments
220,000
220,000
A4 Sub total
-
-
-
220,000
error
Total payments 253,888
-
-
-
253,888
18,920
~~SSSSS~~
Net receipts / (payments)
A5 Transfers to / (from) funds
Surplus / (deficit) for year
14,276
-
-
-
14,276
871)
(
-
14,276
-
-
-
14,276
871)
(
~~——————~~

APPENDIX 2

ST MARGARET'S EPISCOPAL CHURCH

SC004621

Section B Statement of balances

Categories
Signed by one or two trustees
on behalf of all the trustees
B3 Other assets
B5 Contingent liabilities
B4 Liabilities
B1 Cash funds
B2 Investments
Details Unrestricted
funds
to nearest £
5,439
14,276
Restricted funds
to nearest £
Expendable
endowment
funds
to nearest £
Permanent
endowment
funds
to nearest £
Permanent
endowment
funds
to nearest £
Total current
period
to nearest £
Total last period
to nearest £
Cash and bank balances at start of year 5,439 6,310
Surplus / (deficit) shown on receipts and
payments account
14,276 871)
(
Cash and bank balances at end of year
(Agree balances with receipts and payments
account(s))
Details
19,715 - - - 19,715 5,439
-
-

-
Fund to which

-
asset belongs

Market valuation
to nearest £
Last year
to nearest £
885 SEC Unit Trust Units 26,296 24,104
8292 SEC Unit Trust Units 295,752 -
~~Thrntn Invtmnt Mnd~~
~~oos eses aage~~
Portfolio
246,377 267,017
(as at 31 July2024)
Details Fund to which asset belongs Total
Cost (if available)
to nearest £
568,425 291,121
Current value (if
available)
to nearest £
Last year
to nearest £
Details Total
-
Fund to which liability relates
-
-

-
Amount due
to nearest £
Last year
to nearest £
Details Total
Fund to which liability relates
- -
Amount due
(estimate)
to nearest £
Last year
to nearest £
Signature Total
Print Name
-
-
Date of
approval
11/17/2024
11/17/2024

/ Statement of balances

December 2007

2

APPENDIX 2

ST MARGARET'S EPISCOPAL CHURCH

SC004621

Section C Notes to the Accounts

C1 Nature and purpose of funds (may be stated on analysis of funds worksheets)

C2 Grants

C3a Trustee remuneration

----- Start of picture text -----
Individual / Number of grants £
Type of activity or project supported institution made
Total -
If no remuneration was paid during the period to any charity trustee or person connected to
a trustee cross this box (otherwise complete section 3b)
----- End of picture text -----

£ Authority under which paid

C3b Trustee remuneration - details

C4a Trustee expenses

If no expenses were paid to any charity trustee during the period then cross this box (otherwise complete section 4b)

C4b Trustee expenses - details

C5 Transactions with trustees and connected persons

Nature of transaction Number of
trustees
£
Number of
trustees
£
Nature of relationship Transaction
amount (£)
Balance
outstanding at
period end (£)

C6 Other information

/ Notes

December 2007

3

APPENtIlX2 l Notes De￿rnber 2(M)7

APPENDIX 2

ST MARGARET'S EPISCOPAL CHURCH

SC004621

Additional analysis (1)

Analysis of receipts and payments

1 Donations

1 Donations 1 Donations
Unrestricted
funds
to nearest £
Restricted funds
to nearest £
Expendable
endowment
funds
to nearest £
Permanent
endowment
funds
to nearest £
Total current
period
to nearest £
Total last
period
to nearest £
FWO/Open/Gift Aid Received 3,635 3,635 3,915
Donations General 3,765 3,765 3,730
-
-
Total
2 Grants
7,400 - - - 7,400 7,645
reference
Unrestricted
funds
to nearest £
-
Restricted funds
to nearest £
- - reference
Total current
period
to nearest £
reference
Total last
period
to nearest £
-
-
-
-
Total
-
-
Unrestricted
funds
to nearest £
3 Gross receipts from other charitable activities
- - - -
-
Restricted funds
to nearest £
Expendable
endowment
funds
to nearest £
Permanent
endowment
funds
to nearest £
-
Total current
period
to nearest £
-
Total last
period
to nearest £
-
-
-
-
-
-
-
-
Total - - - - - -
- - - - - -

4 Payments relating directly to charitable activities

Unrestricted
funds
to nearest £
Unrestricted
funds
to nearest £
Restricted funds
to nearest £
Expendable
endowment
funds
to nearest £
Permanent
endowment
funds
to nearest £
Total current
period
to nearest £
Total current
period
to nearest £
Total last
period
to nearest £
Provincial & Diocesan Quota 2,027





2,027





3,752
Church Expenses 12,589 12,589 5,985
PropertyExpenses 13,269 13,269 6,573
Administrative Expenses 332 332 366
Investment Management Costs 165 165 59
Purchase of SEC/UTP Units(investments) 220,000 220,000 -
RectorySale expenses 5,506 5,506 2,185
Total 253,888 - - - 253,888 18,920
- - -

Additional notes (1)

December 2007

APPENDIX 2

SC004621

Additional analysis (2)

5 Breakdown of unrestricted funds

5 Breakdown of unrestricted funds
Receipts Unrestricted
fund 1 - enter
name of fund
below
Unrestricted
fund 2 - enter
name of fund
below
Unrestricted
fund 3 - enter
name of fund
below
Unrestricted
fund 4 - enter
name of fund
below
Total
unrestricted
funds
Total
unrestricted
funds last
period
Donations 6,560 6,560 7,980
Legacies - 1,000
Grants
Receipts from fundraisingactivities
Gross tradingreceipts
Income from Investments other than Land & Buildings 7,984 7,984 712
Rents from land & buildings - 8,357
Gross receipts from other charitable activities
Sub total
Receipts from asset & investment sales
14,544 - - - 14,544 18,049
Proceeds from sale of fixed assets 253,620 253,620
Proceeds from sale of investments
Sub total
Total receipts
Payments
- - - 253,620
268,164 - - - 268,164 18,049
RectorySale expenses 5,506 5,506
Gross trading payments
Investment management costs 165 165 59
Payments relatingdirectlyto charitable activities 28,217 28,217 18,861
Grants and donations
Governance costs:
Audit / independent examination
Preparation of annual accounts
Legal costs
Sub total
Payments relating to asset and investment
movements
33,888 - - - 33,888 18,920
Purchases of fixed assets
Purchase of investments 220,000 220,000
Sub total
Total payments
Net receipts / (payments)
Transfers to / (from) funds
Surplus / (deficit) for year
220,000 - - - 220,000 -
253,723 - - - 253,723 18,920
14,276 - - - 14,276 871)
(
14,276 - - - 14,276 871)
(
-

Nature and purpose of funds

Additional notes (2)

December 2007

SCOTTISH CHARITY NO: SC004621

SCOTTISH EPISCOPAL CHURCH DIOCESE OF BRECHIN

ST MARGARET'S EPISCOPAL CHURCH (Lochee) 17 ANCRUM ROAD, DUNDEE, DD2 2JL

ANNUAL REPORT AND ACCOUNTS FOR YEAR ENDED 31 AUGUST 2024

Bankers: Royal Bank of Scotland Dundee Chief Office (A) Branch 3 High Street DD1 9LY

Independent Examiner:

ST MARGAREfs EPISCOPAL CHURCH: LOCHEE ACCOUNTS- YEAR ENDED 31 AUGUST 2024 Scottlsh Charlty No: SC004621 INCOMING RESOURCES Donations.. Con ation & Voluntar Unrestricted Donations FWO & Gift Aided Donations Open Collertion Gift Aid Tax Recovered Donations - General Hall FuneralslBaptisms Bequests/Legacies BT Refund SSE Refund TOTAL re Givin 2024 2023 1955 2657 840 312 946 500 3130 440 3005 320 loo 1000 21 314 8980 6560 OTHER INCOME: Rectory Rent Fund Raising ventures Investment Income TOTAL 8357 7984 7984 712 9069 SALE OF RECTORY: 253620 TOTAL INCOMING RESOURCES 268164 18049 RESOURCES EXPENDED 2024 2023 Provincial & Diocesan uota 2027 3752 Church Ex Altar Expenses Flowers Pulpit Supply Clergy Expenses Organist/Organ repairs TOTAL enses 103 40 9800 86 2600 2615 235 3095 12589 5985

ST MARGAREfs EPISCOPAL CHURCH: LOCHEE ACCOUNTS- YEAR ENDED 31 AUGUST 2024 Scottlsh Charlty No: SC004621 Pro Heat & Light Wifi Itelephonel Church/Hall & Rectory Insurance Alarm Servicing Gas Servicing Fire Appliance Servicing Gardening (Church & Rectory) Cleaning Materials & Cleaner Renewals and Repairs TOTAL enses= 2024 2847 147 2023 1855 53 1933 2851 264 720 802 1950 503 1595 227 3011 13269 604 6573 Recto Sale ex 8nses'. 5506 2185 PURCHASE OF SECIUTP UNITS Ifrom Rectory Sale income) 220.000 Administrative Ex Printing Postage Stationery Lottery Licence Miscellaneous Investment Management Costs TOTAL enses.. 237 271 20 20 75 165 497 75 59 425 TOTAL RESOURCES EXPENDED 253.888 18920

ST MARGARET'S EPISCOPAL CHURCH: LOCHEE ACCOUNTS - YEAR ENDED 31 AUGUST 2024

Scottish Charity No: SC004621

BANK BALANCE

BANK BALANCE
Balance from Previous Year
Incoming Resources
Resources Expended
BANK BALANCE at 31 August 2024
INVESTMENTS
MARKET VALUE
St Margaret - 885 units - SEC/UTP as at 31 August
Rectory Fund - 8292 units - SEC/UTP as at 31 August
Thorntons Investments - managed portfolio -
as at 31 July
TOTAL
2024
5439
268164
253888
19715
2024
26,296
246,377
295752
568,425
2023
6310
18049
18920
2023
5439
2023
24104
0
267017
2023
291121

APPENDIX 3 OSCR Idi Q￿nIY Re8ul6L Klèpgndent •xaminef8 report on the xcounts Rowt lo the Charity name tru•t•e•lm¢mb•rs of ST MARGAREfs EPISCOPAL CHURCH (L(thee) Reol8ternd charlty SC004621 nwnber On accounts (rf th8 charfty forth perk•d F>eriod start date Month PeAiod énd d0 v￿rth Oay Ye4r 01 September 2023 ust 2024 S•t out on pag•6 (remember to include the page number8 of Ra8￿tIv• re8pon81bllltb•s ol The thartty's trustees are responslble for Ihe preparation of the acxounts in a(EordanG8 with the terms of the charib.es and Trustee Investment (So)Uandl 2005 Act and the tn18t•a and examln•t ChJTiti"es Accourts (Scotland) Regulat￿n$ 2￿16 {a5 arnendedl. The chaflty tn6tees ¢onsKler that the 8￿Jrt requirement of Regulati￿ 1011) Id) of ihe Accounts Reguklion5 doe¥ not 8pFAy. 11 is my resFnn3iblrty to examine the aLKounts as requir&l section 4411) (c) ofthe kt and to state whelher ptKul8r mattern have ¢cAne to my attention. Ba¥ls of Indepond•nt examinkn.on is ￿Med out in &cordance with ReguLgtN)n 11 of the 20C6 ACc￿JntS •x•nln•r'$ 3tst•m•nt Regulabons. examnation includes a review of the accounb'ng re¢￿d8 kept by the chanty and a cornpanson of the accounts EYes￿ted wlh those records. tt also includes Cons￿er3￿0n of any unusu4 rtems or dwjosures in the accounts seeks explanaions ftom ihe trusteès Concern￿g any suth matters. The procedures undertaken do not provlde all th& evIde[￿ that wouhl be requre(I In an audit and, ¢￿sequentIY, I do not expres¥ an audit opIn￿n on vkw given by the accounts. Indep•ndent •xnkn•f• tn the cthjrse of my exarnin8i￿n. no m8ttw has come to my atten￿n Eother than that glves me reasonable cause kn bell￿ Ihal In any matsnal resFect the reqLMfements'. to keep acccJntin9 reccrds in ar£(¥dan￿ with sect)n 44{11 (al rf the 2005 Act.and Regulation 4 ofthe 2006 Pcc)unts Regdatr)ns, and to prepare aCcc￿nts whKh accord wrth the acwunb'ng reCo￿S and ￿mplY with Regulats'on Q ofthe 2006 knunts Reg￿8t￿)n5 hav• not b¢en m•L or 2. to which. in my opinion, attention should be drawn in order lo enable a proper Slgnéd: Name: R•lèv•nt prof•￿10naI qualrfiNtion{8) or body Irf •ny}: Addre8$: "Please delete the wcds In the trKackets rf they do not appty. If the words (t appty. sd out those matters which h8V8 cc¥ne to your attention on the followng page.

APPENDIX 3