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2025-07-31-accounts

REGISTERED CHARITY NUMBER: SC004516

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS For The Year Ended 31 JULY 2025 FOR THE VISUAL RESEARCH TRUST

Thomas Barrie & Co LLP Atlantic House 1a Cadogan Street Glasgow G2 6QE

THE VISUAL RESEARCH TRUST

CONTENTS OF THE FINANCIAL STATEMENTS for the Year Ended 31 JULY 2025

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of receipts and payments 4
Statement of balances 5
Notes to the Financial Statements 6 to 7

THE VISUAL RESEARCH TRUST

REPORT OF THE TRUSTEES for the Year Ended 31 JULY 2025

The trustees present their report with the financial statements of the charity for the year ended 31 July 2025.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

SC004516

Principal address

C/O Thomas Barrie & Co LLP Atlantic House 1A Cadogan Street Glasgow G2 6QE

Trustees

A.H. Baird G Heron N Leslie Vice Chairman S.Hodi A McTrusty (resigned 02/12/2025) G Loffler N Strang Chairman

Secretary & Treasurer

M Greig Thomas Barrie & Co LLP Atlantic House 1a Cadogan Street Glasgow G2 6QE

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes an unincorporated charity.

The Visual Research Trust was formally constituted in 1972.

Recruitment and appointment of new trustees

Appointment and removal is in accordance with the Trust Deed which requires that appointment is approved by unanimous agreement of the existing trustees and removal of any trustee by the unanimous agreement of the others.

The trust is keen to recruit new members and encourage interest in its work. Membership to the trust is available for an annual fee of £10 or life membership £100.

OBJECTIVES AND ACTIVITIES

Objectives and aims

Charitable purpose as outlined in governing document.

The trustees regularly revise a list of objectives which are used as the basis for considering grant applications. This does not in any way alter the character of the Trust, but indicates to beneficiaries the general way in which they interpret their freedom to vary the objects they assist.

The present list is as follows:-

  1. To encourage investigation into methods of measuring visual errors and of their correction and treatment.

  2. To encourage the study, provision, development and fitting of appliances designed to correct or improve visual errors, and to assist individuals to obtain such appliances.

  3. To advance knowledge of eye conditions and of their relationship to general health.

  4. To provide facilities for the discussion and dissemination of such knowledge.

Page 1

THE VISUAL RESEARCH TRUST

REPORT OF THE TRUSTEES for the Year Ended 31 JULY 2025

OBJECTIVES AND ACTIVITIES

Grant making

Grant applications are available on request from the trust. The merits of each application are then reviewed by the board of trustees and approved if funds are available or rejected if outside the objectives of the trust.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

Five grant applications were awarded during the year, as detailed in the notes to the accounts.

FINANCIAL REVIEW

Financial position

During the year, the charity has incurred a deficit of £1,808 (2024 - £4,428 deficit).

Reserves policy

The charity holds endowment funds which are not expendable, although the income from these assets can be used to support its charitable activities.

The unrestricted funds represent income earned but not yet utilised in supporting charitable activities. At 31 July 2025, the charity held £5,744 at the bank, which the Trustees consider to be appropriate to allow them to respond promptly to requests for financial support. During the year, the trustees made grants totalling £4,500.

The trustees have examined the charity's requirements for reserves in light of the main risks to the organisation and future liabilities. The trustees aim to have sufficient free reserves to allow the trustees to respond to applications for grants and ensure that support and governance costs are covered.

ON BEHALF OF THE BOARD :

N Strang - Trustee

Date: 24[th] March 2026

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE VISUAL RESEARCH TRUST

I report on the accounts for the year ended 31 July 2025 set out on pages four to seven.

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) 2005 Act and the Charities Accounts (Scotland) Regulations 2006. The charity trustees consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of the independent examiner's report

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently, I do not express an audit opinion on the accounts.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

have not been met; or

Angus Baird 24 Tweed Crescent Renfrew PA4 0UF

16[th] June 2026

Page 3

THE VISUAL RESEARCH TRUST

STATEMENT OF RECEIPTS AND PAYMENTS

for the Year Ended 31 JULY 2025

Unrestricted
Endowment
funds
funds
Notes
£
£
RECEIPTS
Funds from Scottish Contact Lens Society
-
-
Subscription
-
-
Income from investments
2
7,636
-
7,636
-
Receipts from asset & investment sales
Proceeds from sale of investments
-
-
Total receipts
7,636
-
PAYMENTS
Investment management costs
2,412
-
Grants and donations
4,500
-
Governance costs:
Preparation of annual accounts
2,400
-
Other- SCLS prize
132
-
Total resources expended
9,444
-
Payments relating to asset and
Investment movements
Purchase of investments
-
-
Total payments
9,444
-
Net receipts / (payments)
(1,808)
-
Transfers to / (from) funds
-
-
Surplus/(Deficit) for year
(1,808)
-

The notes form part of these financial statements

Page 4

THE VISUAL RESEARCH TRUST

STATEMENT OF BALANCES AT 31 JULY 2025

2025 2024
Unrestricted
Endowment
Total Total
funds
funds
funds funds
Notes
£
£ £ £
CASH FUNDS
Cash and bank balance at start of year 13,877
(6,325)
7,552 11,980
Surplus / (deficit) shown on receipts and (1,808) - (1,808) (4,428)
payments account
Cash and bank balances at end of year 12,069
(6,325)
5,744 7,552
Market valuation
2025 2024
Investments Fund to which asset relates
Fixed interest 5 Endowment 85,383 42,940
Equities 5 Endowment 110,780 142,415
Total 196,163 185,355
2025 2024
Liabilities Fund to which liability relates
Governance costs Unrestricted 2,400 2,400
Investment management costs Unrestricted - -
Total 2,400 2,400

The financial statements were approved by the Board of Trustees on 24[th] March 2026 and were signed on its behalf by:

N Strang -Trustee

The notes form part of these financial statements

Page 5

THE VISUAL RESEARCH TRUST

NOTES TO THE FINANCIAL STATEMENTS

for the Year Ended 31 JULY 2025

1. ACCOUNTING POLICIES

Basis of Preparation

The accounts have been prepared on a receipts and payment basis in accordance with the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

2. INVESTMENT INCOME

Deposit account interest
Current asset investment income
2025
£
-
7,636
7,636
2024
£
-
7,242
7,242

3. GRANTS PAYABLE

The total grants paid to institutions during the year were as follows:

2025
£
Summer Scholarships 4,500

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 July 2025 nor for the year ended 31 July 2024.

Trustees' Expenses

There were no trustees' expenses paid for the year ended 31 July 2025 or for the year ended 31 July 2024.

Page 6

THE VISUAL RESEARCH TRUST

5 INVESTMENTS

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED

for the Year Ended 31 JULY 2025

























Fixed interest
120
BAILLIE GIFFORD & CO LTD Japanese W3 Inc
9,500
BNY MELLON ASSET MGMT Global Income U Inc
6,824
FIDELITY INVESTMENT SERVICES Moneybuilder Corp Bond I Inc
1,930
INVEST FUND SERVICES LTD Evenlode Income D Inc
13,159
JUPITER UNIT TRUST MGRS Strategic Bond X Inc
6,000
LAZARD FUND MGRS LTD Gbl Equity Income C Inc
8,339
M&G INVESTMENT MGMT Corp Bond Sterling PP Inc
10,000
M&G SECURITIES LTD Gbl Fltg Rt High Yield E-H Inc
4,787
RGI FUNDS ICVC Global Income and Growth S Inc
60
TWENTYFOUR ASSET MGMT Dynamic Bd Gross Inc
3,200
WAYSTONE FUND SERVICES (UK) Trojan Global Inc O Inc
Equities
400
ABERFORTH SMALLER CO'S TRUST 1p Ordinary Shares
1,920
ABRDN EQUITY INCOME TRUST PLC 25p Ordinary Shares
600
COMPASS GROUP PLC 11.05p Ordinary Shares
520
GSK PLC 31 1/4p Ordinary Shares
3,886
HICL INFRASTRUCTURE CO LTD 0.01p Ordinary Shares
3,500
JP MORGAN GBL EMERG MKTS INC 1p Ordinary Shares
2,500
PRIMARY HEALTH PROPERTIES PLC 12 1/2p Ordinary Shares
400
PRUDENTIAL PLC 5p Ordinary Shares
3,675
RENEWABLES INFRASTRUCTURE GRP NPV Ordinary Shares
110
RIO TINTO PLC 10p Ordinary Shares
2,500
SCHRODER ORIENTAL INCOME FUND 1p Ordinary Shares
2,400
SCOTTISH MORTGAGE INV TRUST 5p Ordinary Shares
5,125
SEQUOIA ECONOMIC INFRASTRUCT NPV Ordinary Shares
430
SHELL PLC EUR0.07 Ord Shs (UK Quote)
Original
Cost
£
2,143
11,337
6,476
4,921
13,169
5,891
6,166
9,921
3,934
6,581
3,978
74,517
4,216
5,930
2,132
4,144
4,641
4,186
3,383
2,062
4,761
1,099
4,754
2,818
4,510
1,808
50,443
Market
Value
£
2,017
20,546
5,474
5,197
10,814
8,742
7,012
9,300
5,725
5,939
4,616
85,383
6,296
7,066
15,990
7,374
4,702
5,320
2,404
3,855
3,124
4,954
7,588
26,352
4,100
11,657
110,780

Page 7