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2025-08-31-accounts

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SCOTTISH EPISCOPAL CHURCH DIOCESE OF BRECHIN SAINT ANDREW'S EPISCOPAL CHURCH FASQUE SCOTTISH CHARITY NUMBER: SC004188

ANNUAL REPORT AND ACCOUNTS FOR YEAR ENDED 31 AUGUST 2025

PRINCIPAL OFFICE:

clo The Rector, Beattie Lodge, Laurencekirk, Kincardineshire, AB30 1Hd:

CHARITY TRUSTEES (Members of the Vestry)

The Rev'd M.J.R. Turner Rector and Chairman Mr |. Thornton-Kemsley Lay Representative The Rev'd M.J.R. Turner Acting Secretary and Treasurer

INDEPENDENT EXAMINER:

Mr W.G. Cunningham (retired bank employee)

2 Burnside Cottages, Fettercairn, Laurencekirk, Kincardineshire, AB30 1XY,

BANKERS:

Vigin Money 1 Queens Cross Aberdeen AB15 4XU

CHURCH ADDRESS:

Fasque Estate. py Fettercairn Laurencekirk, Kincardineshire, AB30 1DN.

Page 1 of 6

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REPORT OF THE VESTRY

The members of the Vestry present their annual report together with the financial statements for the year ended 31 August 2025.

STRUCTURE, GOVERNANCE and MANAGEMENT:
In terms ofthe Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006,
the Vestry reports to the congregation as follows:
1. StAndrew's Episcopal Church Fasque is a registered Scottish Charity (SC004168)
2. lt is a member ofthe Diocese of Brechin within the Scottisn Episcopal Church and is in full communion with the Churches of
the AnglicanCommunion.
3. Thesuperior authority is the Bishop of Brechin.
4. Ail of its affairs are governed bythe Vesiry.
5.Thepresentconstitutionisdated
6September1847andisavailableforinspection.

APPOINTMENT OF VESTRY MEMBERS: Vestry members are elected by the Annual General Meeting as established by the constitution and under Canon Law of the Scottish Episcopal Church.

ADMINISTRATIVE STRUCTURE:

The Vestry manages the temporal! affairs of the congregation with responsibility to keep the fabric and property of fhe church in good order and to look after the finances of the church. It keeps under review the major risks to which the church is exposed and nas established procedures to mitigate the risks identified.

OBJECTIVES AND ACTIVITIES:

The church's orincipal purposes are to provide a piace for Christian worship available to the whole community and to respond to people's needs in a caring fashion. To that end public services of prayer and sacrament are held, Christian education is undertaken, the elderly are visited, contacts are advertised for those seeking help and funds are raised for charitable work locally and further afield.

ACHIEVEMENTS AND PERFORMANCE; - All the activities listed above have been carried out during the past twelve months and the whole community has been able to participate.

FINANCIAL REVIEW:

Overall the financial situation has been roughly in balance for the year. On the income side donations have significantly fallen, largely because there were no weddings during the year and the roving away of one generous donor. Expenditure, however, also decreased, because there was not the need to contribute as much as in the previous year to tne Joint Stipend Fund, bui as anticipated the cost of electricity has increased and Virgin Money have now introduced bank charges on the account. With the Rector's planned retirement in September there will doubtless be some changes fo the life of the congregation, but several weddings have been booked for the coming year, which should provide welcome income. The invested capita! funds have continued to show a steady increase in value and in dividends.

RESERVES:

The Vestry has adopted a policy of endeavouring to maintain a level of unrestricted reserves sufficient to be able to carry on the current activities for a reasonable period in the event of a significant reduction in income. It has also adopted a policy of investing all legacies in appropriate capital funds.

On behalf of the Vestry

(Signed)

Rector

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INDEPENDENT EXAMINER'S REPORT ON THE ACCOUNTS TO THE VESTRY OF ST ANDREW'S EPISCOPAL CHURCH FASQUE FOR THE YEAR ENDED 31 AUGUST 2025

| report on the accounts of the charity for the year ended 31 August 2025 which are set out on pages4 to 6.

Respective responsibilities of Managers and examiner

The Managers are responsible for the preparration of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and Charities Accounts (Scotland) Regulations 2006.

The Managers consider that the audit requirement of Regulation 19(1)(d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1)(c) of the Act and state whether particular matters have come to my atieniion.

Basis of independent examiner's statement

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland ) Regulations 2006, An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently | do not express an audit opinion on the accounts.

Independent examiner's statement

In the course of my examination, namette-hascomethay-etentiory

which gives me reasonable cause to believe that in any material respect the requirements:

« to keep accounting records in accordance with Section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations, and = to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations

have not been met, or

Zo which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

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2, Burnside Cottages, Fetiercairn,Kincardineshire,Laurencekirk, ) vl (4) & ruLsx AB30 1XY.

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SCOTTISH EPISCOPAL CHURCH DIOCESE OF BRECHIN

SAINT ANDREW'S EPISCOPAL CHURCH FASQUE

RECEIPTS AND PAYMENTS ACCOUNT - 1 SEPTEMBER 2024 - 31 AUGUST 2025

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|||||||||| |---|---|---|---|---|---|---|---|---| |2023/24| |Note|Unrestricted|Restricted|Endowment|Total| |INCOME|£|£|£|2|£| |Congregational|&|Voluntary|2|2,674.66|0.00|0.00|2,674.66|4,984.57| |Investment|3|91.08|2,132.00|0.00|2,223.08|2,074.12| |Endowment|4|0.00|9.00|112.86|112.86|99.78| |2,765.74|2,132.00|112.86|5,010.60|7,157.87| |EXPENDITURE| |Clergy|Cost|5|~1,044.86|2,132.00|112.86|1,200.00|2,200.00| |Property|expenses|6|1,104.10|0.00|0.00|1,104.10|568.38| |Quota|7|985.00|0.00|0.00|985.00|768.00| |Administration|8|62.21|0.00|9.00|62.24|0.00| |1,106.45|2,132.00|112.86|3,351.34|3,536.38| |SURPLUS|FOR YEAR|(DEFICIT)|1,659.29|0.00|0.00|1,659.29|3,621.49|

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STATEMENT OF BALANCES - 31st AUGUST 2025

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|||||||||||| |---|---|---|---|---|---|---|---|---|---|---| |2023/24| |Note|Unrestricted|Restricted|Endowment|Total| |£|£|£|£|£| |CASH| |Bank|Balance|at|31st August 2024|9|25,838.99|1,000.00|0.00|26,838.99|23,217.50| |Surplus|/|Deficit|for year|1,659.29|0.00|0.00|1,659.29|3,621.49| |Transfers|between|funds|0.00|0.00|0.00|0.00|0.00| |Total|cash funds|at|31st August 2025|27, 498.28|1,000.00|0.00|28,498.28|26,838.99| |INVESTMENTS| |Market value|at|31st August 2024|10|2,768.86|89,859.73|3,430.98|96,059.57|82,237.75| |Additions|0.00|0.00|0.00|0.00|0.00| |Disposals|0.00|0.00|0.00|0.00|0.00| |Unrealised|gain|/|loss|in|year|146.68|4,403.19|181.76|4,731.63|2,246.33| |Market|value|at|31|August 2025|2,915.54|94,262.92|3,612.74|100,791.20|84,484.08| |FUND|BALANCES| |As|at|31|August 2024|Cash|25,838.99|1,000.00|0.00|26,838.99|23,217.50| |Investments|2,915.54|$4,262.92|3,612.74|100,791.20|82,237.75| |Cash|surplus|/|Deficit|for year|1,659.29|0.00|0.00|1,659.29|3,621.49| |investment|additions|/|disposals|0.00|0.00|0.00|0.00|0.00| |Investments’|unrealised|gain|/|loss|146.68|4,403.19|181.76|4,731.63|2,246.33| |Transfers|between|funds|0.00|0.00|0.00|0.00|0.00| |As|at|31|August 2025|30,560.50|$9,666.11|3,794.50|134,021.11|111,323.07| |v|nH| |—|()1|ae|reser|[|fel|Xor|loose| |(Signed)|Rector|he|os| |“V|) Je|||25| |7|

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SCOTTISH EPISCOPAL CHURCH DIOCESE OF BRECHIN SAINT ANDREW'S EPISCOPAL CHURCH FASQUE

NOTES ON ACCOUNTS - 34 AUGUST 2025

|. ACCOUNTING POLICIES

Restricted funds are: Sir Albert Gladstone Benefaction, Endowment Fund

2024/25 2023/24
2. CONGREGATIONALANDVOLUNTARY INCOME
Collections
Donations under GiftAid (net)
1,010.00
935.00
1,600.00
2,306.00
IncomeTaxrecovered 729.66 1,078.57
2,674.66 4,984.57
3. INVESTMENT
SirAlbert Gladstone's Benefaction, Alliance Trustdividends 4,846.88 1,743.52
SirAlbert Gladstone's Benefaction, 288 units SEC UTP 285.12 250.56
Evelyn Smith Legacy, 92 units SEC UTP 91.08 80.04
2,223.08 2,074.12
4. ENDOWMENT
114 units SEC UTP 112.86 99.78
112.86 99.18
5. CLERGY COST
Transfers to JointStipendAccount 1,200.00
1,200.00
2,200.00
2,200.00
6. PROPERTY EXPENSES
Heating& Lighting
insurance Excess
1,104.10
0.00
568.38
0.00
1,104.10 568.38
7. QUOTA
Provincial & Diocesan Quota 985.00
—___985.00
768.00
___768.00
8. ADMINISTRATION
Bank charges
62.214
62.21
0.06
0.00

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9. CURRENTASSETS 2025 2024
Current Account 28,498.28 26,838.99
28,498.28 26,838.99
10. INVESTMENTS BookValue Value Market Value Unrealised Gain / Losson year
a) Beneficial ownership 2025 2024 2025 2024 2025 2024
Evelyn Smith Legacy
92 unitsSEC UTP
990.78 990.78 2,915.54 2,768.86 146.68 256.17
SirAlbert Gladstone's Benefaction
6800 units Alliance Trust
288 unitsSEC UTP
1,174.00
2,075.00
1,174.00
2,075.00
85,136.00
9,126.92
81,192.00
8,667.73
3,944.00
459.19
10,200.00
807.90
Endowment Fund
114 units SEC UTP 656.45 656.45 3,612.74 3,430.98 181.76 317.42
Totals 4,896.23 4,896.23 100,791.20 96,059.57 4,731.63 11,575.49
b) Statement ofinvestmentgains over BookValue
BookValue Market Value Gain
Evelyn Smith Legacy - 92 units SEC UTP 990.78 2,915.54 7,924.76
SirAlbert Gladstone's Benefaction -6800 units Alliance Trust 1,174.00 85,136.00 83,962.00
‘SirAlbert Gladstone's Benefaction - 288 units SEC UTP 2,075.00 9,126.92 7,051.92
Endowment - 114 units SEC UTP 656.45 3,612.74 2,956.29
4,896.23 100,791.20 95,894.97

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