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2025-12-31-accounts

The Church of Scotland Fintray Kinellar Keithhall Parish Church

Receipts and Payments Accounts Congregation No: 331968 Charity No: SC 003115 Annual Report and Accounts for Year Ending 31 December 2025

Page 1 of 19 Fintray Kinellar Keithhall Parish Church of Scotland

Table of Contents

Table of Contents Table of Contents
Reference and Administrative Information ...................................................................... 3
2. Trustees Annual Report ............................................................................................ 4
2.1
Structure, Governance and Management ........................................................... 4
2.2
Recruitment and Appointment of Trustees ......................................................... 4
2.3
Organisational Structure ................................................................................... 4
2.4
Objectives and Activities ................................................................................... 4
2.5
Achievements ................................................................................................... 4
(a)
Achievements ...................................................................................................... 4
(c)
Financial Review .................................................................................................. 5
2.6
Reserves Policy ................................................................................................ 5
2.7
Statement of Trustees' Responsibilities ............................................................. 5
3. Independent Examiner Report ..................................................................................... 7
4. Statement of Balances ............................................................................................. 8
5. Receipts and Payments ........................................................................................... 9
Receipts ..................................................................................................................... 9
Payments ................................................................................................................... 9
Income/Expenditure Surplus/(Shortfall) ..................................................................... 10
Bank and Deposit Balances ........................................................................................ 10
6. Notes To Accounts ................................................................................................. 10
Note 1-Trustee Remuneration and Related Party Transactions ..................................... 10
Note 2-Movement in Funds ......................................................................................... 10
Note 3-Analysis of Donations ..................................................................................... 10
Note 4-Analysis of Payments ...................................................................................... 11
Note 5-Governance Costs Included in Note 4-Expenditure ........................................... 13
Note 6-Other Payments included in Note 4-Expenditure .............................................. 13
Note 7-Minister’s Stipend ........................................................................................... 13
Note 8-Collection For Third Parties ............................................................................. 13
Appendix 1-Funds Held by the Church of Scotland General trustees For The Benefit of the
Congregation ............................................................................................................... 15
Appendix 3-Checklist for Examination of Congregational Accounts ................................ 16

Page 2 of 19 Fintray Kinellar Keithhall Parish Church of Scotland

Reference and Administrative Information

Charity Name:

Charity Name: Fintray Kinellar Keithhall Parish Church of Scotland Charity Registration Number: SC003115 Congregation Reference No: 331968 Contact Address: Fintray Kinellar Keithhall Session Clerk 13 Bruce Crescent Ellon Aberdeenshire AB41 9BF Trustees Ingrid Baker Roddy Macinnes (To December 2025) Kenneth Buchan Sandy Montgomery Rev. Sheila Craggs Jeanette Smart Lorraine Forbes Sheila Stratton (From October 2025) Pat Lawie (To November 2025) Linda Watson

Principal Office Bearers

Interim Moderator Session Clerk Treasurer

Rev. Sheila Craggs Lorraine Forbes Pat Lawie (To November 2025) Linda Watson (from December 2025)

Independent Examiner

Mrs. Louise Wood 18 Craigpark Place, Ellon AB41 9FG

Bankers

The Team at Virgin Money 26, West High Street Inverurie AB51 3SL

Page 3 of 19 Fintray Kinellar Keithhall Parish Church of Scotland

2. Trustees Annual Report

2.1 Structure, Governance and Management

The Church is administered in accordance with the terms of the Unitary Constitution.

2.2 Recruitment and Appointment of Trustees

2.3 Organisational Structure

The Kirk Session is chaired by the Interim Moderator and meets at least five times in a year. Certain responsibilities are delegated to the Finance Committee and the Fabric Committee as appropriate. The Kirk Session is responsible for spiritual affairs within the church.

2.4 Objectives and Activities

2.5 Achievements

Weekly services continued to be held at Fintray Church followed by refreshments for a time of fellowship.

During the year a strengthened outreach was established with the local primary schools with regular invitations to visit Hatton of Fintray primary school through the school year. In addition, the children of Hatton of Fintray primary school attended Easter, Christmas services.

Page 4 of 19 Fintray Kinellar Keithhall Parish Church of Scotland

(b) Membership

The Congregational Roll decreased through 2025. The year-end statistics are summarised below.

2024 Year End Active Members 117
Added 1
Removed from Roll during 2025 due to
Death
4
Removed from Roll during 2025
Otherwise
3
Total Roll 2025 Year End 111

Additionally, there were three baptisms conducted during the year.

(c) Financial Review

The congregational principal source of income for the year were regular monthly direct debits, weekly offerings, gift aid claims and donations. Year on year the level of income remains reasonably consistent.

During 2025, the Manse was sold through Church of Scotland realising gross £300,000 which was credited to Fintray Kinellar Keithhall funds held by Church of Scotland.

2.6 Reserves Policy

It has previously been the Trustees’ policy to hold minimum reserves of approximately four months expenditure from unrestricted funds. Given the net annual expenditure of approximately £31,000 per annum, this reserves approach was re-affirmed for 2026. Of note, the church building remains in good order and no exceptional expenditure is envisaged beyond regular maintenance, repair and recertifications in respect of e.g. electricity, fire appliances, gutter cleaning, etc.

At 31 December 2025 the Church held unrestricted cash funds of £52,748 in the General Fund which Trustees consider to be sufficient to enable the Church to run for the forthcoming year.

In addition, there is a further £600,487 in funds held by the Church of Scotland General Trustees for the benefit of the Congregation as set out in Appendix 1.

2.7 Statement of Trustees' Responsibilities

The members of the Kirk Session must prepare financial statements which give sufficient detail to enable an appreciation of the transactions of the Church during the financial year. The members of the Kirk Session are responsible for keeping proper accounting records which, on request, must reflect the financial position of the Church at that time. This complies with the format and content template provided by Church of Scotland.

This must be done to ensure that the financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations

Page 5 of 19

Fintray Kinellar Keithhall Parish Church of Scotland

2006 and the Regulations Anent Congregational Finance approved by the General Assembly of the Church of Scotland in 2007. They are also responsible for safeguarding the assets of the Church and must take reasonable steps for the prevention and/or detection of fraud and other irregularities.

Approved by the Trustees Date: 10 March 2026 and signed on their behalf,

"Lo r aine

Forbes, Fintray Kinetller Keithhall Parish Church Session Clerk

Linda Watson, Fintray Kinellar KeithhallParish Church Treasurer

Shela A Cvaqat Reverend Sheila Craggs, KeithhallParish Church Interim Moderator

Fintray Kinellar KeithhallPage6Parish of 19 Church of Scotland

4. Statementof Balances

UNRESTRICTED RESTRICTED TOTAL 31 OECEMBER 2025 TOTAL BROUGHT FORWARDAT 1 JANUARY 2024 P nts for 2024 ip [al A a ]cl FORWARDTO 2025 cca] [|] Investments at Market UNRESTRICTED RESTRICTED | ENDOWMENT | TOTAL31 Value DECEMBER 2025 cs A A]Bd

Approved by the Trustees Date: 10 March 2026 and signed on their behalf,

Lorraine Forbes, Fintray Kinellar Keithhall Parish Church Session Clerk

==> picture [109 x 28] intentionally omitted <==

----- Start of picture text -----
YN AE
----- End of picture text -----

Linda Watson, Fintray Kinellar Keithhall Parish Church Treasurer

Fintray Kinellar KeithhallPage8 ofParish 19 Church of Scotiand

5. Receipts and Payments Receipts

UNRESTRICTED RESTRICTED ENDOWMENT TOTAL 31
DECEMBER
2025
TOTAL 31
DECEMBER
2024
I-Activities for
Generating
Funds
0 0 0 0 1,976
I-Bank and
Deposit
income
548 0 0 548 410
I-Donations 20,264 0 0 20,264 19,524
I-Legacies 0 0 0 0 0
SUB TOTAL 20,812 0 0 20,812 21,910
I-Other
Receipts
0 0 0 0 100
I-Rental of
premises
200 0 0 200 250
I-Receipts
from General
Trustees
21,794 0 0 21,794 13,824
I-Sale of
investments
13,492 0 0 13,492
SUB TOTAL 35,486 0 0 35,486 14,174
56,298 0 0 56,298 36,085
TRUE
Payments Payments Payments Payments Payments Payments
UNRESTRICTED RESTRICTED ENDOWMENT TOTAL 31
DECEMBER
2025
TOTAL 31
DECEMBER
2024
E-Costs of
generating
funds
0 0 0 0 (1,412)
E-Charitable
activities
(36,467) 0 0 (36,467) (32,685)
E-
Governance
costs
(100) 0 0 (100)
E-Donations
to Third
Parties
(1,300) 0 0 (1,300)
(37,867) 0 0 (37,867) (34,096)
TRUE

Page 9 of 19 Fintray Kinellar Keithhall Parish Church of Scotland

Income/Expenditure Surplus/(Shortfall)

INCOME/EXPENDITURE
SURPLUS/(SHORTFALL)
Notes 18,431 0 0 18,431 1,988
CofS Validation Check
TRUE

Bank and Deposit Balances

Bank and
Deposit
Balances
Notes UNRESTRICTED RESTRICTED ENDOWMENT TOTAL 31
DECEMBER
2025
TOTAL 31
DECEMBER
2024
GF-General
Funds
52,478 0 0 52,478 34,047
TOTAL BANK
AND DEPOSIT
BALANCES
52,478 0 0 52,478 34,047
CofS Check
TRUE

6. Notes To Accounts

Note 1-Trustee Remuneration and Related Party Transactions

The Interim Moderator was reimbursed £6,392 Pulpit Supply. Pastoral and chaplaincy duties were provided free by the Interim Moderator however mileage was reimbursed at a cost of £476.

No other Trustee received any remuneration or reimbursement of expenses during the year.

No trustee or a person related to a trustee had any personal interest in any contract or transaction entered into by the charity during the year.

Note 2-Movement in Funds

Movement In Funds Notes Jan-24 RECEIPTS PAYMENTS TRANSFERS TOTAL 31
DECEMBER
2025
GF-General Funds 34,047 56,298 (37,867) 0 52,478
TOTAL FUNDS 34,047 56,298 (37,867) 0 52,478

The purposes of the funds are noted below.

1) General Fund

Note 3-Analysis of Donations

Analysis of
Donations
Notes UNRESTRICTED RESTRICTED ENDOWMENT TOTAL 31
DECEMBER
2025
TOTAL 31
DECEMBER
2024
1003:
Standing
Order
Donations
9,970 0 0 9,970 8,272
1104: Tax
Recovered
3,085 0 0 3,085 3,010

Page 10 of 19

Fintray Kinellar Keithhall Parish Church of Scotland

Analysis of
Donations
Notes UNRESTRICTED RESTRICTED ENDOWMENT TOTAL 31
DECEMBER
2025
TOTAL 31
DECEMBER
2024
1105:
Ordinary
Offerings
6,365 0 0 6,365 6,136
1106: Other
Offerings
250 0 0 250 1,561
1135:
Collections
for Third
Parties
595 0 0 595 545
TOTAL
DONATIONS
20,264 0 0 20,264 19,524

CofS TRUE Validation Check

Note 4-Analysis of Payments

Analysis of
Payments
Notes UNRESTRICTED RESTRICTED ENDOWMENT TOTAL 31
DECEMBER
2025
TOTAL 31
DECEMBER
2024
2201: GTG
Contributions
0 0 0 0 (3,280)
2209:
Presbytery
Dues
(1,424) 0 0 (1,424) (846)
2214: Ministry
Travel
expenses
(479) 0 0 (479) (476)
2217: Pulpit
Supply,
Pastoral
Cover
(6,220) 0 0 (6,220) (6,392)
2246: Cleaner
Salary
(1,470) 0 0 (1,470) (1,320)
2250:
Photocopier
Lease Costs
(804) 0 0 (804) (926)
2251:
Stationery,
Postage,
Office
Supplies,
Magazine
(841) 0 0 (841) (583)
2253: Church
Telephone
and Internet
Services
(770) 0 0 (770) (709)
2255: Church
Computer
Support
(1,424) 0 0 (1,424) (93)
2262: Life and
Work
Expenses
0 0 0 0 (126)

Fintray Kinellar Keithhall Parish Church of Scotland

Page 11 of 19

Analysis of
Payments
Notes UNRESTRICTED RESTRICTED ENDOWMENT TOTAL 31
DECEMBER
2025
TOTAL 31
DECEMBER
2024
2266: Choir
and Music
Expenses
(153) 0 0 (153) (87)
2267: Worship
Accessories
(1,149) 0 0 (1,149) (280)
2280:
Accountancy
Fees
0 0 0 0 0
2300: Fabric
Maintenance
Church
(5,867) 0 0 (5,867) (8,494)
2303:
Electricity
Church
(4,044) 0 0 (4,044) (1,620)
2307:
Insurance
Church
(1,848) 0 0 (1,848) (2,003)
2309: Upkeep
of Grounds
(3,352) 0 0 (3,352) (1,238)
2320: Fabric
Maintenance
Manse
(563) 0 0 (563) (384)
2321:
Electricity
Manse
(709) 0 0 (709) 0
2322: Gas
Manse
(93) 0 0 (93) 0
2325: Council
Tax Manse
(4,283) 0 0 (4,283) 0
2365:
Donations to
Third Parties
(1,300) 0 0 (1,300) (3,686)
2391: Audit or
Independent
Exam
(100) 0 0 (100) 0
2392:
Preparation of
Accounts
0 0 0 0 0
2393: Legal
Costs
(Governance)
0 0 0 0 0
2394: Loan
Repayment
0 0 0 0 0
5004: Social
events,
fundraising
(765) 0 0 (765) (1,412)
9999:
Miscellaneous
Expenditure
(209) 0 0 (209) (141)
TOTAL
EXPENDITURE
(37,867) 0 0 (37,867) (34,096)

Page 12 of 19 Fintray Kinellar Keithhall Parish Church of Scotland

Note 5-Governance Costs Included in Note 4-Expenditure

Governance
Costs
Includedin
Payments
Note
s
UNRESTRICTE
D
RESTRICTE
D
ENDOWMEN
T
TOTAL 31
DECEMBE
R 2025
TOTAL 31
DECEMBE
R 2024
2391: Audit or
Independent
Exam
(100) 0 0 (100)
2392:
Preparation of
Accounts
0 0 0 0
2393: Legal
Costs
(Governance)
0 0 0 0
2394: Loan
Repayment
0 0 0 0
TOTAL
GOVERNANC
E COSTS
(100) 0 0 (100)

Note 6-Other Payments included in Note 4-Expenditure

Other
Payments
Includedin
Payments
Notes UNRESTRICTED RESTRICTED ENDOWMENT TOTAL 31
DECEMBER
2025
TOTAL 31
DECEMBER
2024
2465:
Purchase of
Fixed Assets
0 0 0 0 0
2466:
Purchase of
investments
0 0 0 0 0
TOTAL OTHER
PAYMENTS
0 0 0 0 0

Note 7-Minister’s Stipend

All Church of Scotland congregations contribute to the National Stipend Fund which bears the costs of all ministers' stipends and employer's contributions for national insurance, pension and housing and loan fund. Ministers' stipends are paid in accordance with the National Stipend Scale. The minimum Stipend is £32,433 and maximum in the fifth and subsequent years of service is £39,856.

Note 8-Collection For Third Parties

Donations/Collectio
ns For Third Parties
Included in Income
and Expenditure
Note
s
UNRESTRICTE
D
RESTRICTE
D
ENDOWME
NT
TOTAL 31
DECEMBE
R 2025
TOTAL 31
DECEMBE
R 2024
1135: Collections for
Third Parties
595 0 0 595 545
2365: Donations to
Third Parties
(1,300) 0 0 (1,300) (3.686)
TOTAL DONATIONS
FOR THIRD PARTIES
(705) 0 0 (705) (3,141)

Page 13 of 19 Fintray Kinellar Keithhall Parish Church of Scotland

CHARITY COLLECTED DONATED
Christian Aid 595.00
Inverurie Community Partnership 150.00
Christian Aid 650.00
Marie Curie 400.00
Keithhal School 50.00
Blackburn and Kinellar Community Council 50.00
595.00 1,300.00

Page 14 of 19 Fintray Kinellar Keithhall Parish Church of Scotland

Appendix 1-Funds Held by the Church of Scotland General trustees For The Benefit of the Congregation

Consolidated Fabric Fund 2025
Capital Account
Credit balances held at 31
December at cost
206,701.47
Market value of balances at 31
December
269,830.87
Revenue Account
Credit balance at 31 December 32,237.74
Temporary Account
Credit balance at 31 December 298,418.40
Individual Fund
Expendable
Credit balances held at 31
December at cost
Market value of balances at 31
December
Permanent Endowment
Credit balances held at 31
December at cost
Market value of balances at 31
December

Page 15 of 19 Fintray Kinellar Keithhall Parish Church of Scotland

Appendix 3-Checklist for Examination of Congregational Accounts

RECEIPTS & PAYMENTS

Presbytery: North East and Northern Isles

Congregation : 331968 Fintray Kinellar Keithhall

Is the total income less than £250,000? £56,298

Yes
X
No
X

If ‘No’ then Receipts and Payments cannot be prepared

Do the annual Accounts as presented to Presbytery fulfil the Regulations for Congregational Finance of the General Assembly and the requirements of the Charities Accounts (Scotland) Regulations 2006 by showing details of:

Trustees’ Report

1.
Registered name of the congregationPage 3
2.
Congregation’s Scottish charity number (SC003115)Page 3
(also to be shown on front cover of accounts) -not the tax reference

3.
Contact address of the congregationPage 3
4.
Name of anyone who has been a charity trustee at any time from the
start of the period covered by the accounts up to the date the
accounts were
approved by the trusteesPage 3
5.
Particulars of the constitution or governing document of the
congregationPage 4

6.
A description of how charity trustees are recruited and appointed
Page 4
7.
The purposes of the charityPage 4
8.
The organisational structure of the congregationPage 4
9.
A summary of the main activities of the congregation and
achievements in
the periodPage 4, 5
10.
A description of the policy the trustees have adopted to determine the
level of reserves to be held by the congregation, including:Page 5

- the level of reserves held

- why they are held
Yes
X
X
X
X
X
X
X
X
X
X
X
No
X

Page 16 of 19

Fintray Kinellar Keithhall Parish Church of Scotland

- the amount and purpose of any designated fund, and the likely
timing of
any expenditure that has been set aside for the future
11.
Signed and dated by a trustee on behalf of all the trusteesPage 6, 8
Receipts and Payments Account
Receipts
Page 9
1. Donations (including Gift Aid tax recovered)
2. Legacies
3. Grants
4. Receipts from fundraising activities
5. Gross receipts from trading (unlikely for a Church)
6. Receipts from investments other than land & buildings
7. Rent from land and buildings
8. Receipts from General Trustees
9. Proceeds from sale of fixed assets
10. Proceeds from sale of investments
11. Split of receipts between different categories of funds

12. Comparative figures for previous year
Payment
s
Page 9
1.
Payments for fundraising activities
2.
Gross trading payments
3.
Investment management costs
4.
Payments relating directly to charitable activities, detailing material
items
5.
Grants and donations relating directly to charitable activities
6.
Governance costs relating to:
- Independent examination
X
X
Yes
X
X
X
X
X
X
X
X
X
X
X
X
X
X
No N/A
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X

Page 17 of 19

Fintray Kinellar Keithhall Parish Church of Scotland

- Legal costs associated with constitutional matters or legal advice
7.
Purchase of fixed assets
8.
Purchase of investments
9.
Split of payments between different categories of funds

10.
Comparative figures for previous year
Statement of Balances
Page 8
1.
Cash and bank balances at end of period
2.
Reconciliation with balances at beginning of period
3.
Summary of investments at market valuation
(including amounts held with Investors Trust Growth and Income
Funds)

4.
Summary of other significant assets at valuation (if available) or cost
(NB must be at valuation where valuation is less than cost)
5.
Total estimate of significant liabilities at period end
6.
Signed and dated by a trustee on behalf of all the trusteesPage 8
Notes to the Accounts
1.
Nature and purpose of the different funds held by the congregation,
including any restrictions on their usePage 10
2.
Amount of remuneration paid to a charity trustee or person
connected to
a charity trustee or a statement that no such remuneration was paid
(excluding minister’s stipend but including Voluntary Additional
Payment where appropriate)Page 10
3.
Total amount of expenses, if any, paid to charity trustees and the
number
of charity trustees receiving expenses (including minister’s travel,
Council
Tax, etc). Or a statement that no such expenses were paid.Page 10
4.
A note detailing the arrangements for minister’s stipendPage 13
5.
Details of any other separately registered charities, trusts etc which
are
X

Page 18 of 19

Fintray Kinellar Keithhall Parish Church of Scotland

under the control of some or all of the congregation’s charity trustees

6.
Any further information required to reasonably assist the reader to
understand the statement of accounts
Independent Examiner’s Report
1.
Independent Examiner’s Report should not be dated before the date
the Trustees approved the AccountsPage 7

2.
Full name and address of Independent Examiner should be givenPage
7

3.
Independent Examiner’s Report should be signed by an individual and
not
by a firm of AccountantsPage 7
Also confirm that the following figures agree with each other:
1. Excess of Receipts and Payments per the Receipts and Payments
Account.Page 10 £18,431
AND
Excess of Receipts and Payments per the Statement of Balances.
Page 8 £18,431
2. Total Bank and Deposit Balances per the Statement of Balances.Page
8 £52,478
AND
Total Funds per the Movements in Funds Note.Page 10 £52,478
3. Total Receipts per the Receipts and Payments Account.Page 9
£56,298
AND
Total Receipts per the Movements in Funds Note.Page 10 £52,298
4. Total Payments per the Receipts and Payments Account.Page 9
£37,867
AND
Total Payments per the Movements in Funds Note.Page 10 £37,867
5. Total Donations per the Receipt and Payment Account.Page 9
£20,264
AND
Total Donations per the Analysis of Donations Note.Page 11 £20,264
X

Page 19 of 19 Fintray Kinellar Keithhall Parish Church of Scotland