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2025-03-31-accounts

Cartsbridge Evangelical Church

Report and Financial Statements Year Ended 31 March 2025 Scottish Charity No.SC002583

Cartsbridge Evangelical Church

Contents of the Financial Statements for the Year Ended 31 March 2025

Page
Church Information 1
Trustees’ Annual Report 2 - 4
Independent Examiner’s Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 - 15

Cartsbridge Evangelical Church

Church Information for the Year Ended 31 March 2025

Trustees

esigned 5 June 2024

gned 5 June 2024

nted 13 August 2024

Office Bearers

Principal Address

Bankers

Clydesdale Bank PLC 30 St Vincent Place Glasgow G1 2HL

Solicitors

Mackintosh Wylie LLP P.O. Box 31 23 The Foregate Kilmarnock KA1 1LE

Independent Examiner

The Accounting Crew (Scotland) Limited 8 Benview Road Clarkston Glasgow G76 7PP

Page 1

Cartsbridge Evangelical Church

Trustees’ Annual Report

The Trustees are pleased to present their report together with the financial statements of the church for the year ended 31 March 2025.

Status of Charity and Governing Document

Cartsbridge Evangelical Church was originally constituted by means of a Trust Deed dated 21 February 1927 and superseded by a Constitution approved at the church AGM of 18 May 2005. The Trust is registered as a Scottish Charity (No SC002583). All serving elders are, ipso facto, trustees.

Charitable Objectives and Aims

The charitable purposes of Cartsbridge Evangelical Church as set out in the Charities and Trustee Investment (Scotland) Act 2005 are “The advancement of religion and the relief of poverty”.

Trustees and Office Bearers

For the purpose of charity law, the Trustees of the church are also the charity’s Trustees.

The church is independent and congregational in policy. The day to day running of the church is delegated by the Trustees to the Elders.

The Trustees and Office Bearers who served during the year and to the date of this report were as follows:

Trustees

– Resigned 5 June 2024

esigned 5 June 2024

pointed 13 August 2024

Office Bearers

asurer) ecretary)

(* indicates those who also serve as Elders)

Appointment of Trustees

Trustees are nominated for appointment by the existing Trustees. There is no fixed term for Trusteeship. Trustees are to retire when they attain the age of seventy years. Prior to their appointment, Trustees would have served the church for some time in various roles and would be familiar with the church's values, its aims and objectives as well as its day-to-day operations. As part of their induction programme, new Trustees are required to understand their statutory responsibilities.

Achievements and Performance

The church continues to run a full programme of activities throughout the week. On Sundays we run a Communion Service at 10am followed by our All-Age Service at 11.15am. The All-Age Service is streamed online for those who are unable to attend.

Significant highlights and developments of note in the year include the following:

Page 2

Cartsbridge Evangelical Church

Trustees’ Annual Report

Achievements and Performance (continued)

In relation to activities :

In relation to funding :

Financial Review

Principal sources of funding

The church receives its funding from church members and visitors by way of offerings and Gift Aid donations.

Results for the year

The financial statements for the year are set out in pages 6 to 15. Per the Statement of Financial Activities on page 6, the church reported net incoming resources (i.e. surplus) of £14,611 (2024 - deficit £21,415) and total funds of £559,735 of which £506,827 represent fixed assets.

Page 3

Cartsbridge Evangelical Church Trust¢e$' ADDual Report FlnaDdal Revkw {eontlDued) Reserves Pollcy It is the policy of thc churLh to maintain unr¢stri¢t¢d fiwd& i.¢. fimds not committcd or invcstd in fixcd ass¢lS, at a level which cquat¢s to approximately three months of uttrestricted expenditure. 'fhis allows Suff￿1¢nt fimd9 to Cnablc the OnÈOitig work of the church to be maintaind. Excluding Fixcd A&qets. Unrestricted Funds at 31 March 2025 amounted to £52.908 {2024 - £31,744) Whic￿ although above the r¢quircd Icvcl, was acceptable lo the Trustees. Total rcscrycs iThLluding thc n¢t book value of r￿ed &sscts (unr¢siri¢t¢d) amount¢d to £559,735 (2024 - £545,124). Grant MAkIng Policy The chU￿h mak¢s from its incom¢ to individuals and organisations that ale 8cn¢rally k￿)w￿ to the IrustLes and thc Church. Th¢ beneficiaries are involved in activities or ministri¢s compatible with the chur¢h's obj¢ctives. Reputable IK)dies involved in diwtcr r¢licf work ctc. would be includa in this list. Statement of Tr•JlttJ• Responslbllldes The Trustees are responsible for preparing thc '￿￿￿tc¢￿' K¢port and the fthan¢iaA stat¢mcnts in ac￿rdanC¢ with applicabjc law and United KinBdom Accounting Stsndards (Unitcd Kingdom Gcnernlly Acceptsd Accountin8 Prwtice). Thc law applicabk to clwitics in Scotland, the Charilics and TTUStc¢ Inv¢stm¢nt (Scotland) ALt 2005, thc Charitics A¢¢ounts (scotl￿d) Regulations 2006 and thc provisions of th¢ charity's Constitution rcquirc th¢ Trustees to preparL fllwicial statLmL'nts for each fllLqncial year which give a truc and fair viLw of Ih charity's affairs and of incoming resources and application of ￿yOu￿¢S of th¢ charity for that period. In preparin8 t1￿¢ finanLial statcmcnts, th¢ TnLSt¢¢s ar¢ wuir¢d to; select suitsble accounting policies and then apply them consistently) observe the methods and principles in the Charities SORP; make judgements and estimates that reasonablc and prudcnl PTcpar¢ th¢ fmancial slatements on thc going concern basis unless it is inappropriat¢ lo presum¢ that thc Charity Will continuc its a¢tiviti¢s. The Trustees arc ￿sponsIble for k¢eping proper accounting records which disclosc with r¢￿Onable accuracy at any tim¢ th¢ ¢harity's fmancial position and cnable them to ensure thAt the fllwicial siat¢m¢Thts comply with the Charities and Trustee Investsnent (Scotland) Act 2005, the Charities AccounLs {Scotland) Regulations 2006 and the provi%ioLs of the charity'b co￿$tI1utI0n. They are rgstx)nsible for safe8uardin8 the ot'the charity and hL'nc¢ for taking r¢asonabl¢ stcps for th¢ prevention and dGtcction of fraud and other irregularities. Independent ELgmlner The 'l'rustces rccommend that The Accountin8 Crew (Scotland) Limitcd is appointed &s Tndcpendcnt F.xarnin¢r until further noticc. This R¢port w&$ approv￿ by thc TTUStccs on . . 2025 and signcd on thcir bd]alf by: ruJlL'e ruJlL'L' Page 4

Cartsbrid ¢ Evan elical Church Independent Examin¢r's Report to the Trustees on the unaudit¢d flnAn¢lal statements of C•rtsbrldge Evgngelieal Chureh I r¢port on rhe finanGial ￿01cMentS of the Charity for th¢ year ended 31 iMJTch 2025 which comprise Ihe Siatenient ofFinancial Adivides, the Baloiice Sheet the related Noies. Regpeetlve R¢sponslbllltl¢s of Truste¢1 Exlmloer The eharity's Tiust¢¢s are responsible for ihe prepar•tion of the fiAancial 5taternents in a¢¢ordance with the lermi of the Charilics and TN5tee Inve5trnenl {ScoilaThdl A¢t 2005 and Ilie Chaniie$ AccouD15 {ScotJand) R¢Kulaiion$ 2006 ("2Q06 Accowits R¢guLations'). The ¢harity'S Truslces ¢onsidcr that the audit reWirem￿l ¢f Re￿IllI10n 101 I) (a) to (el of the 2006 A¢wunts R¢gulaiion5 does nol apply. It is my r¢sponsibility to examin¢ the finonGial swements as iequired und¢r S¢Glion 44(1 } (¢) of the Acl and10 slple wh￿her particulaf matters have comg lo trAy attenti4)n. Bnsi¥ of llldependtnt Exmlntr'J Stttmenl My ex8rnin&tion ws corried oul in accordance with R¢gulJlion I l of th¢ Charitie3 Arcounts (S¢otland) Re8ulalion5 2006. Afr ￿&thin110n ineludes o review of Ihe ￿UntIl1& T¢¢ord5 kepi by the diarity and eomparlson of the finanGial Jlalemenls pr¢senied with th05¢ Yecords. It also includes ¢onsideraiion ofany iUIUSUAI Ilems or disclosurcs in the finan¢ial sl•iements. and seeks ¥xplanalions from the Trustees con¢¢Tnin8 siich matters. The procedLir¢$ iindertgken do not provide all ihe evidence that would b¢ rcquired in audit. and ¢onsequently I do nol expr¢53 #n audit opinion on the view given by the Ilnwicial stat¢ments. lod¢pendent Exomln•r's S¢il•rn￿t In the eourst of my eXarhIn￿l0Th, no matter hL8 come lo my ￿￿nTIon l. thich gives me reftsonubll Caiise to beliqvi Ih4t in ¥ny mlleriol rcsp¢¢t the requlr¢ments', io keep ac¢ounlin8 recor¢Js in a¢¢ord￿le¢ wllh Section 44(1) la) of tlle 2005 Aci aiid Regulation 4 of ihe 2006 A¢counls R¢sulalions, Bnd to prepare finonclul Jial¢ments wliiGli gccord wi¢li lh¢ a¢¢ounlin8 records And comply will) RegUl￿10n 8 ofihe 2LKI6 ArwuDl$ R¢sulations have not been rnet. or 2. to whlch in my oplnlon. attefttion should be thawn lrt order 10 enable a proper und¢rsiandlThg of the rjnfincid ststcments to be reached. The Accoiinling Crew (Scoll￿d) Limited 8 Benview Road aarksion Glasgow G76 7PP Dale: Alc)9 Iitskc P•8¢ 5

Cartsbrid e Evan elical Church g g

Statement of Financial Activities (incorporating Income and Expenditure Account)

For the Year Ended 31 March 2025

Unrestricted Funds Unrestricted Funds
General Designated Restricted Total Total
Fund Fund Fund 2025 2024
Notes £ £ £ £ £
Incoming resources
From generated funds:
Voluntary income 2 179,896 - 11,793 191,689 187,083
Investment income 3 - - - - -
From charitable activities
Church ministries 4 - - - - -
Total incoming resources 179,896 - 11,793 191,689 187,083
Resources expended
Charitable activities 5 165,055 - 11,903 176,958 208,378
Governance costs 8 120 - - 120 120
Total resources expended 165,175 - 11,903 177,078 208,498
Net incoming/(outgoing) resources
for the year 14,721 - (110) 14,611 (21,415)
Transfers between funds 17 (110) - 110 - -
Net movement in funds 14,611 - - 14,611 (21,415)
Total funds brought forward 436,359 108,765 - 545,124 566,539
Total Funds carried forward 450,970 108,765 - 559,735 545,124
Notes 15 & 18 15 & 18 16 & 18
Comprising:
General Fund 450,970 - - 450,970 436,359
Revaluation Reserve - 108,765 - 108,765 108,765
Restricted Funds - Special Giving Fund - - - - -
450,970 108,765 - 559,735 545,124

The Notes on pages 8 to 15 form an integral part of these financial statements.

Page 6

Cartsbridge Evangelical Church Balance Sheet as ai 3J March 2025 2025 2024 Notes xed A8Mts Tangible &ssets 506,827 513,380 Current Aijets Deblorj Cash ai bank in hand io 36,978 23,392 iu,X40 24,843 60,370 35.683 Credllors: f*lling due wi¢hin one year Net Current (Llobllltl¢g) I AM¢ts (7,462) 13,939) 52,908 31,744 Credltor•: f•lllng due o(1or one y•ar 12 To¢•1 Net AM¢ts 18 559,735 545,124 Repr￿e￿I•d by: un￿StriLled Fund8 Restri¢ted Funds 15 16 559.735 545.124 559,735 545.124 The financlal stalernents on pages 8 to 15 were Épproved by the Trustees on . by the undernoted., 2025 and si8n¢d on their behalf Ti'iisiÉe Tnislee Thc Nolcs on p8gL8 8 to IS forni an integral part of these fuian¢ial statements. Page 7

Cartsbridge Evangelical Church

Notes to the Financial Statements for the Year Ended 31 March 2025

1. Accounting Policies

Accounting Convention

The financial statements are prepared under the historical cost convention, as modified by the revaluation of certain fixed assets, and in accordance with the Accounting and Reporting by Charities: Statement of Recommended Practice (FRS 102) as amended by Update Bulletin 1, applicable UK Accounting Standards, the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006. The principal accounting policies adopted in the preparation of the financial statements are set out below.

The charity meets the definition of a public benefit entity under FRS 102.

The Trustees consider that there are no material uncertainties about the charity’s ability to continue as a going concern.

Incoming resources

All voluntary income and bank interest is accounted for when received apart from income tax recoveries on Gift Aid which are accounted for on an accruals basis.

Resources expended

Expenditure is recognised on an accruals basis when a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is reported as part of the expenditure to which it relates.

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Governance costs include those incurred in the governance of the charity and its assets and are primarily associated with constitutional and statutory requirements.

Tangible Fixed Assets

Heritable property is stated in the financial statements based on a valuation provided by the Trustees.

No depreciation has been provided on the church’s heritable property as the Trustees consider that the open market value continues to exceed the valuation as shown in Note 9 on page 12. In other cases, depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life:

Fixtures and Fittings 3 years Equipment 3 years

In the prior year the Trustees revised the depreciation rates in order to shorten the period over which assets were being depreciated to a more appropriate length of time that better matches the deemed period of use of assets.

Statement of Financial Activities

For the purpose of the Statement of Financial Activities as shown on page 6, funds are defined as follows:

Unrestricted funds comprise grants and other income received for the objects of the church without further specified purpose and are available as general funds.

Designated funds represent unrestricted funds which have been earmarked by the Trustees for particular purposes.

Restricted funds comprise income which has been received for the objects of the church and specified for a restricted purpose within these objects by the donor.

Page 8

Cartsbrid e Evan elical Church g g

Notes to the financial statements for the Year Ended 31 March 2025

Unrestricted Unrestricted
2. Voluntary Income General Designated Restricted Total Total
Fund Fund Fund 2025 2024
£ £ £ £ £
Donations
Offerings & giving 149,782 - 9,940 159,722 155,816
Tax reclaim 30,114 - - 30,114 27,471
Other Income - - 1,853 1,853 3,796
179,896 - 11,793 191,689 187,083

3. Investment Income

The church received no investment income in the current or prior year.

4. Income from Charitable activities

The church received no income from Charitable activities in the current or prior year.

5. Charitable activities

|Expenditure
Direct - Local ministry including personnel costs
(Notes 6 & 7a)
Direct - Other Mission Home and Abroad
(Notes 7c)
Other Charitable Activities, Church Running Costs
(Notes 7b)
Of which:
General Fund
Restricted Fund|Other
direct
£
73,380
57,306
46,272|Total
2025
£
73,380
57,306
46,272|Total
2024
£
77,589
76,234
54,555
|| |---|---|---|---| ||176,958|176,958|208,378| ||165,055
11,903|165,055
11,903|183,849
24,529| ||176,958|176,958|208,378|

Page 9

Cartsbrid e Evan elical Church g g

Notes to the financial statements for the Year Ended 31 March 2025

6.
Staff Costs and Expenses
storal Worker
th Worker
inistry Support Coordinator
Unrestricted Unrestricted Restricted
Fund
£
-
-
-
Total
2025
£
13,153
22,629
24,876
Total
2024
£
41,052
-
23,679
General
Fund
£
13,153
22,629
24,876
Designated
Fund
£
-
-
-
60,658 - - 60,658 64,731

The number of employees during the year was 3 (2024 - 2).

Of the £60,658 staff costs and expenses, £4,772 represents social security costs and £7,909 represents other pension and life assurance costs.

There were no employees who received remuneration of over £60,000 in the period.

7.
Direct Costs
(a)Local Ministries & Activities
Alpha
Service Arrangements & Visiting Speakers
Literature & Bible Exhibition
Other Local Ministry and Activities
(b)Property & Resources
Postage, Stationery & Advertising
Heat & Light
Buildings & Equipment, Repairs & Renewals
Depreciation of Assets
Insurance & Professional Fees
Cleaning
Catering
Sundry Running Costs
Unrestricted Unrestricted Restricted
Fund
£
-
-
-
-
Total
2025
£
2,180
500
924
9,118
Total
2024
£
2,864
650
1,845
7,499
General
Fund
£
2,180
500
924
9,118
Designated
Fund
£
-
-
-
-
12,722 - - 12,722 12,858
1,432
13,902
6,107
6,552
3,227
5,165
4,801
5,086
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1,432
13,902
6,107
6,552
3,227
5,165
4,801
5,086
1,079
8,780
21,177
6,552
2,936
5,624
2,989
5,418
46,272 - - 46,272 54,555

Page 10

Cartsbridge Evangelical Church Notes to the financial statements for the Year Ended 31 ￿￿'ch 2025 Dlreet Costs (eontlnued) Unrestricted F￿}dS Restricted Funds Toi 2025 Total 2024 (c) N￿/0￿￿1 and (hyrseas Smpport The church remitted amounts to UK based charlties al￿ Christian or8anisations as follows.. All .4r¢ 8er4ryce monthty 8ifts Illen￿lI0[1aj Mission to Jewish Peopk) Schemes Aliernauve (ntis- (vlas8ow City Mission 2,640 1200 1,870 IS157 I￿77 2.420 1.200 1.870 1.490 2.439 1.2CI) 1.870 1.957 1,877 IIM) The Church remitted amounts to overseas based clwities and ChTiStian organisatiolls as follo￿5.. Aliem8tiv¢ Gifts- The Re￿8¢ Foun&iicrtL BxD8#10rt Aliernative Gifts- RIN8ndA AliernRtive Gifis . Ch8n8e Tomonmi.. U8anda Rivanda - KiBali Bible School Leadership TAini08 Albania- Supwl for ministy in Vlor BoliNia- Foundation Totsi Commutiity Ministiies FrRnce- Paul & An&ta Smith Youth Ministy Canada- Andrew & Susan Alexander (OM Canada) "Missionary of the Mooth" Otlier Mission Expenses Chan8e Tomo￿015 / JonDy & Dana Aird The Refv8e Foundation. Bangalore Aliernati%e Gifts - E8yPt Ali¢rnativ¢ Gifi5 - K¢ny Italy- Fabrizio & Elain¢ T￿1 1.820 2.941 I￿20 2941 3,006 6,000 3,000 4,800 6900 2.136 3.482 4.8 4.800 6.900 9.415 2.960 105 10.579 8.233 2.59x1 70 302 2WO 70 5,(K)O 3,￿0 1.815 1.223 10.8 45.403 I1.￿3 57J06 76.234 Pag¢ 11

Cartsbridge Evangelical Church

Notes to the financial statements for the Year Ended 31 March 2025

8.
Governance Costs
Independent Examination Fee
9.
Tangible Fixed Assets
Cost/Valuation
At 1 April 2024
Additions
At 31 March 2025
Depreciation
At 1 April 2024
Charge for year
At 31 March 2025
Net Book Value
At 31 March 2025
At 31 March 2024
Cost/Valuationcomprises the following:
Land &
Buildings
£
506,827
-
Fixtures
& Fittings
£
81,102
-
Total
2025
£
120
Total
2024
£
120
Equipment
£
114,841
-
Total
£
702,770
-
506,827 81,102 114,841 702,770
-
-
81,102
-
108,288
6,553
189,390
6,553
- 81,102 114,841 195,943
506,827 - - ,
506,827
506,827 - 6,553 513,380

The last addition to Land & Buildings was in 2001 when the last church extension was built. Prior to this, the last valuation was in 1993. No valuation has been carried out since then.

In the opinion of the trustees, the value of the church's freehold land and buildings is not materially in excess of that shown in the financial statements in relation to its religious and charitable use.

Page 12

Cartsbridge Evangelical Church

Notes to the financial statements for the Year Ended 31 March 2025

10. Debtors: falling due within one year

Prepayments and Other Debtors
Income tax reclaim on Gift Aid
Creditors: falling due within one year
Accruals and Other Creditors
Credit Card
2025
£
5,040
31,938
2024
£
3,007
7,833
36,978 10,840
2025
£
7,113
349
2024
£
3,512
427
7,462 3,939

11. Creditors: falling due within one year

12. Creditors: falling due after one year

There are no amounts falling due after one year.

13. Transactions with Trustees

One Trustee received remuneration during the year by way of salary and expenses amounting to £13,955 (2024 - £43,541). This was in respect of his employment as Pastoral Worker, including work within local schools.

No other Trustees or any persons connected with them received any remuneration or reimbursed expenses during the year (2024 - Nil).

14. Related Party Disclosures

son-in-law and daughter of

Trustee until 5 June 2024, received

gifts during the year ended 31 March 2025, as detailed in note 7c, for their personal support. served as missionaries in Canada with OM.

The church made gifts to Foundation Totai , Scottish Charity No. SC037260. Alastair Fergusson, Trustee until 5 June 2024, is a Director of Foundation Totai .

Page 13

Cartsbrid e Evan elical Church g g

Notes to the financial statements for the Year Ended 31 March 2025

15. Unrestricted Funds
General Fund
Designated funds:
Revaluation Reserve
Total Designated Funds
Total Unrestricted Funds
Balance at
01.04.24
£
436,359
Incoming
resources
£
179,896
Resources
expended
£
(165,175)
Transfers
£
(110)
Balance at
31.03.25
£
450,970
108,765 - - - 108,765
108,765 - - - 108,765
545,124 179,896 (165,175) (110) 559,735

Explanation of funds

The General Fund encompasses all income and expenditure relating to the primary focus activities of the church, other than those for which funding is restricted.

The Designated Assets Fund represents the revaluation reserve.

16. Restricted Funds
Special Gifts Fund
Total restricted funds
Balance at
01.04.24
£
-
Incoming
resources
£
11,793
Resources
expended
£
(11,903)
Transfers
£
110
Balance at
31.03.25
£
-
- 11,793 (11,903) 110 -

Explanation of funds

Special Gifts Fund - represents gifts received for onward remittance to specific individuals and organisations or towards any cost as requested by the donors.

17. Transfers
Transfers to 'top-up' gifts made from the Restricted Fund paid by the
church.
Unrestricted Unrestricted Restricted
Fund
£
110
General
Fund
£
(110)
Designated
Fund
£
-
(110) - 110

Page 14

Cartsbrid e Evan elical Church g g

Notes to the financial statements for the Year Ended 31 March 2025

Unrestricted Unrestricted
18. Analysis of Net Assets by Funds General Designated Restricted Total Total
Fund Fund Fund 2025 2024
£ £ £ £ £
Fixed Assets 398,062 108,765 - 506,827 513,380
Current Assets
Debtors and prepayments 36,978 - - 36,978 10,840
Cash at bank and in hand 23,392 - - 23,392 24,843
Current Liabilities
Creditors and accruals (7,462) - - (7,462) (3,939)
Long Term Liabilities
Creditors - - - - -
Net Assets 450,970 108,765 - 559,735 545,124

Page 15