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2025-04-05-accounts

PETERHEAD GOSPEL TRUST Registered Scottish Charity No: SC001847

Report of the Trustees and Unaudited Financial Statements Year ended 5 April 2025

Peterhead Gospel Trust

Contents

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Pages
Reference and Administrative details 1
Report of the Trustees 2-5
Independent Examiners Report 6
Statement of Financial Activities 7
Balance Sheet 8
Cashflow Statement $s)
|
Notes to the Financial Statements 10-14
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Peterhead Gospel Trust

Reference & Administrative Details

Charity Name Peterhead Gospel Trust
Registered Scottish Charity number $C001847
-
Principal Address 10Snowdrop Walk
Peterhead
Aberdeenshire
AB42 3GF
Independent Examiner Julian Remmington
4Cast
1 Centrus
Mead Lane
Hertford
SG13 7GX
Accountant Samuel Smith
10 SnowdropWalk
Peterhead
Aberdeenshire
AB42 3GF
Bankers Santander UK
Bridle Road
Bootle
Merseyside
L30 4GB
Solicitors Ledingham Chalmers
Johnstone House
52-54 Rose Street
Aberdeen
AB101HA

Page 1

Peterhead Gospel Trust

Report of the Trustees for year ending 05 April 2025

The Trustees present their report along with the financial statements of the Charity for the year ended 5 April 2025, The Financial Statements have been prepared in accordance with the accounting policies set out on pages 10-11 and comply with the Trust Deed and applicable law.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing Document

The Charity is an unincorporated trust constituted by a Deed of Trust dated 28 November 1995, most recently amended by Deed of Variation dated 18 October 2023. The Trust was registered with OSCR (the Scottish Charity Regulator) on 01 February 1996 under Registered Scottish Charity Number SC001847.

Recruitment and appointment of new trustees

The names of the Trustees who served during the year and since the year end are set out on page 1. None of the Trustees nor any person connected with them, received any remuneration or expenses from the Charity in the year ended 5 April 2025 (2024: £nil).

The Trust operates 4 Gospel halls and Trustees are chosen from among the regular congregation of the halls. New Trustees are nominated by the existing Trustees or by the congregation and must be appointed by unanimous resolution of the congregation. They are selected according to their skills and experience and are expected to use both in furthering the objects of the Charity. Checks are made to ensure the Trustees’ eligibility to act and incoming Trustees are made aware of their responsibilities by the existing Trustees who ensure that new Trustees read the Trust Deed and relevant OSCR guidance.

Wider Network

The Trustees maintain informal links with similar charities with a view to pooling experience considered useful in pursuing the objects of the Charity.

Risk Management

The Trustees have identified and reviewed the major risks to which the Charity is exposed and confirm that they have established systems or procedures to manage and mitigate those risks.

OBJECTIVES AND ACTIVITIES

Objectives and Aims

The charitable purposes of the charity are the advancement of the Christian religion for the public benefit, including by the carrying on of the service of God in accordance with the Old and New Testaments of the Holy Bible as followed by those Christians forming part of the world-wide fellowship known as the Plymouth Brethren Christian Church (the “Brethren”) and any other charitable purposes connected with Brethren. The core doctrine of the Brethren and proper practices in furtherance of certain aspects of doctrine are summarised in two schedules to the Trust Deed.

Main Activities and Achievements

The Trust provides and maintains 4 Gospel halls where religious meetings are held by the local Brethren community. Details of the origins teachings and way of life of the Brethren can be found on the website - www.plymouthbrethrenchristianchurch.org and in the schedules to the Trust Deed.

The Trust's main activities this year was through encouraging good works by congregation members which benefit the wider community, such as donations to foodbanks, food boxes to the elderly and needy, and providing breakfast supplies and food boxes to local primary schools. The trust also put together a schedule of new activities to take place through 2025/26 to broaden our outreach to the public.

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Peterhead Gospel Trust

Report of the Trustees (continued) for year ending 05 April 2025

Plans for Future Periods

Despite the increased cost of energy, the trustees feel that these increased costs are not significantly impacting on the ability of the charity to continue as a going concern.

Meetings

Meetings held at the Gospel halls include the Lord's Supper (Communion), Gospel preachings, Bible readings and Bible addresses. There is a structured weekly schedule of meetings, and depending on the particular meeting between 30 and 300 people normally attend these occasions.

The meetings are attended by the regular congregation and most are open to other properly disposed visitors. The notice board outside the Gospel hail welcomes visitors with a telephone number for those seeking further information, help or times of Gospel preachings. Gospel tracts which are distributed by street preachers also display this information.

Bibles and an extensive range of other Christian reading material are on display at the halls and visitors are free to help themselves.

Spreading the Gospel message and the life of a Christian

The Gospel halls are a base from which the regular congregation and others who attend the meetings are encouraged to spread the Christian Gospel, in word and deed.

Members of the congregation participate in a programme of street preaching and Gospel tracts are provided free of charge by the Charity to such preachers to be handed out to interested members of the public.

In addition to street preaching, members of the congregation maintain links with prison chaplains to provide Christian literature, make donations of food to local foodbanks, and work voluntarily with a separate charity known as Rapid Relief Team which is actively managed by members of the congregation for support of the emergency services, provision of food packs for homeless and needy persons, and assistance with other charity events in organisational support and welfare provisions.

in carrying out this work the congregation considers itself to be living out its faith in practice as particularly exemplified in the following extract from the schedule to the Trust Deed on living a Christian life:

Funding

Funding is sought through gifts from the congregation and Gift Aid is claimed on eligible donations. Funding is sometimes received from other charitable trusts with complementary objectives.

Page 3

Peterhead Gospel Trust

Report of the Trustees (continued) for year ending 05 April 2025

FINANCIAL REVIEW

Financial Position

In the year ended 5 April 2025 the Trust had a modest surplus of £45,325 of incoming resources over resources expended. Total voluntary income received this year was £134,954 compared to £170,826 in the previous year.

All funds held were unrestricted funds

The trust raised funds in prior years for a new meeting hall which was completed in 2022 and categorised these as restricted funds. The meeting hall was fully paid for in 2024 and all restricted funds raised were allocated towards the cost of the build with the balance of the build cost being paid for using unrestricted funds. The trust have agreed that the original restriction of the funds has been fully met and so will transfer all restricted funds on the balance sheet to unrestricted funds this year.

Reserves Policy

The Trustees have considered the level of reserves they wish to retain, appropriate to the charity's needs, based on its size and the level of its financial commitments. The Trust has no employees and its regular outgoings are minimal. Accordingly, the Trustees have decided to adopt a policy of maintaining no significant reserves other than accumulating reserves dedicated to funding a new meeting hall which is due to be completed by the end of 2025 which is why the trust is currently holding significant reserves. The congregation is kept regularly informed as to particular needs for funds, and other relevant matters and the Trustees aim to ensure that the Charity will be able to continue to fulfil its charitable objectives even if there is a temporary shortfall in income or unexpected expenditure, by raising a funds appeal to the congregation.

Free Reserves at the year-end were £101,469. (2024 Free Reserves were Enil)

Page 4

Peterhead Gospel Trust

Report of the Trustees (continued) for year ending 05 April 2025

STATEMENT OF TRUSTEES’ RESPONSIBILITES

The Trustees are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in Scotland, Charities and Trustee Investment (Scotland) Act 2005, Charity Accounts (Scotland) Regulations and amended and the provisions of the Trust Deed require the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and of the incoming resources and application of resources, including the income and expenditure, of the Charity for that period. In preparing those financial statements, the Trustees are required to:

The Trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005, the Charity (Accounts and Reports) Regulations and the provisions of the Trust Deed. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. All transactions have been reviewed and approved by two Trustees.

On behalf of the Board:

Date: oy)

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Date: Beds FORGO occccsnee
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, Peterhead Gospel Trust

Independent Examiner's Report to the Trustees of Peterhead Gospel Trust for year ending 05 April 2025

{ report to the trustees on my examination of the accounts of the Peterhead Gospel Trust for the year ended 05 April 2025.

RESPECTIVE RESPONSIBILITIES OF TRUSTEES AND EXAMINER

The charity's trustees are responsible for the preparation of the accounts in accordance with the requirements of the Charities and Trustee Investment (Scotland) Act 2005 (‘the Act’) and the Charities Accounts (Scotland) regulations 2006 as amended (‘the Regulations’).

| report in respect of my examination of the Trust's accounts carried out under section 44(1)(c) of the 2005 Act and in carrying out my examination | have followed all the applicable Directions given by the OSCR under section 46 of the Act.

BASIS OF THE INDEPENDENT EXAMINER'S REPORT

My examination was carried out in accordance with Regulation 11 of the Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking of explanations from you as Trustees concerning any such matters, The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view’ and the report Is limited to those matters set outin the statements below.

INDEPENDENT EXAMINER'S STATEMENT

| have completed my examination. ! confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. Accounting records were not kept in respect of the Trust as required by section 44(1)(a) of the Act and Regulation 4 of the Regulations; or

  2. The accounts do not accord with those records and do not comply with Regulation 8 of the Regulations.

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Peterhead Gospel Trust

Statement of Financial activities for year ending 05 April 2025

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||||||||||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |Unrestricted|Designated|Restricted|Total|Funds|||Total|Funds| |Funds|£|Funds|£|Funds|£|2025|£|2024|£| |Notes| |Income|and|Endowments|from:| |Donations|and|Legacies:| |Collections|-|-|-|-|-| |Clearing|Account|Donations|42,300|-|-|42,300|45,900| |Congregation|Support|-|-|-|-|-| |Gift Aid|Donations|25,760|-|-|25,760|28,560| |Corporate|Donations|60,096|-|-|60,096|89,226| |Legacies|-|-|-|-|-| |Income|Tax|Refunds|6,440|-|-|6,440|7,140| |Grants|received|(CGHT)|4|-|-|-|-|-| |Meeting|Gifts|358|-|-|358|-| |Investments| |Bank|Interest|2,957|-|-|2,957|3,604| |||Other| |Profit|on|sale|of|assets|-|-|-|-|-| |||TOTAL|137,911|-|0|137,911|174,430| |||Expenditure on:| |||Conference Costs|1,800|-|-|1,800|1,863| |Community|Outreach|400|-|-|400|498| |Congregation|Support|-|-|-|-|-| |Depreciation|on Assets|54,658|-|-|54,658|58,350|=:| |Health|&|Safety|282|-|-|282|548| |||Insurance|3,305|-|-|3,305|3,754| |Legal|&|Professional|Fees|3,298|-|-|3,298|2,073| |Professional|Fees|(UST)|1,998|-|-|1,998|2,069| |||Repairs &|Maintenance|4,337|-|-|4,337|3,993| |||Telephone|&|IT Costs|674|-|-|674|577| |Other|5,396|5,396|8,627| |||Utilities|Costs|16,437|-|-|16,437|11,548| |||TOTAL|5|92,586|-|-|92,586|93,900| |||Net Income/(Expenditure)|45,325|-|-|45,325|80,530| |Revaluation|of|Fixed|Assets|-|-|-|-|-| |||Net Movement|in|Funds|45,325|-|-|45,325|80,530| |Reconciliation|of|Funds| ||| |||Total|funds|brought|forward|620,420|-|1,777|622|2,398,042|2,317,512| |||Transfer funds|to|Unrestricted|Funds|1,777,622|-|1,777,622|-| |||Total|Funds|carried forward|2,443,367|-|-|2,443,367|2,398,042| |||The|notes|on|pages|10|to|14|form|part|of these|financial|statements.|All|the|above|activities|are|classed|as| |||continuing|and there|are no|gains|and|losses|other than|those|included|above.|Page|7|

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Peterhead Gospel Trust

Balance Sheet

as at 05 April 2025

2025 2024
Notes £ £
Fixed Assets
Tangible Fixed Assets 6 2,341,898 2,347,174
2,341,898 2,347,174
Current Assets
Debtors:
Prepayments and accrued income 13,580 7,140
Cash at Bank and in hand 224,189 346,020
237,769 353,160
Current Liabilities
Creditors: amounts falling due within one year:
Loan (amount falling due within one year) 136,000 156,000
Accruals and deferred income 300 10,292
136,300 166,292
Net CurrentAssets 101,469 186,868
Total Assets less Current Liabilities
Creditors: amounts falling due after more than one year:
Loan - 136,000
- 136,000
NetAssets 2,443,367 2,398,042
Funds
Unrestricted Income Funds 2,443,367 620,420
Restricted Funds 0 1,777,622
TOTALFUNDS 7 2,443,367 2,398,042

The unaudited financial statements were approved and authorised for issue by the Trustees of Peterhead Gospel Trust on 4th January 2025 and signed on their behalf by:

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The notes on pages 10 to 14 form part of these financial statements

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Peterhead Gospel Trust

Cashflow Statement

as at 05 April 2025

as at 05 April 2025
Notes Unrestricted
Funds
Designated
Funds
Restricted
Funds
TotalFunds
2025
Total Funds2024
£ £ £ £ £
Cash flows from operating activities:
Net income/(expenditure) for the
reporting period (as perthe statement of 45,325 - - 45,325 80,531
financial activities)
Adjustmentsfor: - - -
Depreciation charges 54,658 - - 54,658 58,350
(Gains)/losses on investments - - - - -
Dividends, interest and rents from _ . _ . -
investments
Loss/(profit) on the sale offixed assets - - - - -
(Increase)/decrease in stocks - - - - -
(Increase)/decrease in debtors (6,440) - - (6,440) - 7,140
Increase/(decrease) in creditors (9,992) - - - 9,992 6,948
Netcashprovided by(used in)operating
activities
83,551 , - 83,551 138,689
Cash flows from investing activities:
Dividends, interest and rentsfrom - 7 - - -
investments
Proceedsfrom the sale of property, plant _ . - . -
and equipment
Purchaseofproperty, plantand
equipment
(49,382) - - (49,382) (26,250)
Proceeds from sale of investments - - - - -
Purchase of investments - - - - -
Netcashprovided by(used in)investing
activities
(49,382) - - (49,382) (26,250)
Cash flows from financing activities:
Repayments ofborrowing (156,000) - - (156,000) (156,000)
Cash inflows from new borrowing - - - - -
Receipt ofendowment - - - - -
Netcashprovidedby(used in)financing
activities
. 156,000 7 - _ 156,000 -
Change incashandcashequivalents inthe
reporting period
(121,831) . , (121,831) (43,561)
Cashandcashequivalents atthe
beginning ofthe reporting period
346,020 7 . 346,020 389,581
Cashandcash equivalents attheendof
the reporting period
224,189 . _ 224,189 346,020
Page9

Peterhead Gospel Trust

Notes to the Financia! Statements for year ending 05 April 2025

1. Accounting Policies

1.1. Basis of Financial Statements The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Second edition of Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in Scotland (FRS 102) issued in October 2019, the Financial Reporting Standard applicable in Scotland (FRS 102), and Scottish Generally Accepted Practice.

The functional currency of the charity is Sterling (£).

The Trust meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note(s).

.

1.2 Income Donations are recognised in the year in which there is entitlement and probability of receipt and the amount can be measured with reasonable certainty. Income is only deferred when the charity has to fulfil conditions before becoming entitled to it or where the donor has specified that the income is to be expended in a future year. Gift aid is added to the value of the donation to which it relates.

Donated services are recognised as income and expenditure in the financial statements when organisations or individuals offer their services and support pro bono. The value of these donated services to Peterhead Gospel Trust is considered to be equal to market value which would be paid were the service formally procured. This includes services paid for by other trusts.

Investment income is accounted for on a receivable basis.

1.3. Expenditure Expenditure is included on an accruals basis. Liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to pay out resources.

Charitable activities comprise those costs directly attributable to the fulfilment of the charitable objects.

1.4 Governance and Support Costs Support costs have been allocated between governance costs and other support costs. Governance costs comprise all costs involving the public accountability of the charity and costs related to statutory requirements. Governance and support costs are allocated to charitable activities on the basis of capacity used.

1.5 Tangible Fixed Assets and Depreciation Tangible fixed assets (costing more than £500) are stated at cost less depreciation. Depreciation is provided at the below rates, calculated to write off the cost, less estimated residual value, of each asset over its expected useful life as follows:

Freehold Land 0% Freehold Buildings 2% straight line Temporary Buildings 20% straight line Fixtures and Fittings 10% straight line

1.6 Taxation The Trust is a registered charity and is not liable to United Kingdom Income or Corporation Tax on charitable activities, provided income falls within the charitable exemptions and is spent on charitable purposes.

1.7 Funds

The general unrestricted fund is free for the Trustees to use for any purposes in furtherance of the trust's charitable objects.

Restricted funds arise from donations to the trust, which are made for a specific purpose. Restricted funds can only be used for the purpose for which funds were given.

The restriction on all restricted funds donated to the trust in prior years has now been fully met, so all funds have been transferred to unrestricted funds.

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Peterhead Gospel Trust

Notes to the Financial Statements for year ending 05 April 2025

1. Accounting Policies contd...

1.8 Preparation of consolidated financial statements

The Charity does not have a trading subsidiary.

1.9 Going concern

The Trustees consider that there are no material uncertainties about the charity’s ability to continue as a going concern.

1.10 Significant Estimates & Judgements The trustees do not consider that there are any sources of estimation uncertainty at the reporting date that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities within the next reporting period.

2. Trustees’ Remuneration and Expenses

No Trustees received any remuneration or other benefits from an employment with the charity and no Trustees were reimbursed for expenses (2024: None).

3. Wages and Salaries

There are no employees (2024: none).

4, Grants

Received from: 2025 2024
£ £
None - -
Donated to: 2025 2024
£ £
None - -
5. Resources Expended Meeti
eeng
Rooms
Other
charitable
sags
activities
2025 2024
£ £ £ £
Direct Costs
Conference Costs 1,800 - 1,800 1,863
Community Outreach - 400 400 498
Congregation Support - - - -
Depreciation 54,658 - 54,658 58,350
Health & Safety 282 - 282 548
Insurance 3,305 - 3,305 3,754
Legal & Professional costs 3,298 - 3,298 2,073
Professional Fees (UST) 1,998 - 1,998 2,069
Repairs and Maintenance 4,337 - 4,337 3,993
Telephone 674 - 674 577
Other 5,396 - §,396 8,627
Utility Services 16,437 - 16,437 11,548
Support costs - - - -
Governance - - -
TOTAL 92,185 400 92,586 93,899

TOTAL

Page 11

Peterhead Gospel Trust

Notes to the Financial Statements

for year ending 05 April 2025

6. Tangible Fixed Assets

6. Tangible Fixed Assets
FreeholdProperty&
Refurbishment
Temporary
Buildings
reentes
xure
Fittings
Total
£ £ £ £
Cost
B/F at 06 April 2024 2,439,634 69,808 22,867 2,532,309
Additions during year 49,382 - - 49,382
Disposals - - - -
CIF at05 April 2025 2,489,016 69,808 22,867 2,581,691
Depreciation
B/F at06 April 2024 109,844 60,039 15,253 185,135
Charge forthe year 42,613 9,769 2,276 54,658
Impairment - - - -
Disposals - - - -
CIF at05 April 2025 152,457 69,808 17,529 239,793
Net book value
At 05 April 2025 2,336,559 0 5,339 2,341,898
At 05April2024 2,329,789 9,769 7,616 2,347,174

Property Details:

Land Registry titles of the above property held are ABN62584, ABN61330 and Sasines Register No. 2160.

7. Analysis of Net Assets between Funds

7.1 Currentyear Unrestricted Restricted Restricted Total
Funds Funds Funds
£ £ £
Tangible fixed assets 2,341,898 - 2,341,898
Current assets 237,769 - 237,769
Current liabilities (136,300) - (136,300)
Long-term liabilities - - -
Total Funds 2,443,367 - 2,443,367
7.2 Prior year Unrestricted
Funds
Restricted
Funds
Total Funds
£ £ £
Tangible fixed assets 569,552 1,777 622 2,347,174
Current assets 353,160 - 353,160
Current liabilities (166,292) - (166,292)
Long-term liabilities (136,000) - (136,000)
TotalFunds 620,420 1,777,622 2,398,042

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Peterhead Gospel Trust

.

: .

Notes to the Financial Statements for year ending 05 April 2025

8. Movement in Funds

8.1 Currentyear Realised/
Balance at 6 Incoming Resources _unrealised Balance at5
April 2024 resources expended gains and April 2025
losses
£ £ £ £ £
Restricted Funds:
Waterside Road Project 1,777,622 - - - 1,777,622
Transfer to Unrestricted Funds - 1,777,622 - 1,777,622
Designated Funds - - - - -
Unrestricted Funds 2,398,042 137,911 92,586 - 2,443,367
Total funds 2,398,042 137,911 92,586 - 2,443,367
8.2 Prioryear Realised/
Balance at Incoming Resources unrealised Balance at 05
06 April 2023. resources expended gains and April 2024
losses
£ £ £ £ £
Restricted Funds:
Waterside Road Project 1,690,111 124,926 37,415 - 1,777,622
Designated Funds - - - - -
Unrestricted Funds 627,401 49,503 56,484 - 620,420
Total Funds 2,317,512 174,429 93,899 - 2,398,042
9.
Analysis ofCash and cash equivalents
Unrestricted Designated Restricted TotalFunds
Funds Funds Funds 2025 2024
£ £ £ £ £
Cash in hand 224,189 - - 224,189 346,020
Notice deposits (less than 3 mths) - - - - -
Overdraft facility repayable on demand - - - - -
Othercash equivalents - - - - -
Totalcashandcashequivalents 224,189 - - 224,189 346,020

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Peterhead Gospel Trust

Notes to the Financial Statements for year ending 05 April 2025

10. Transactions with Related Parties

pril 2025 donations from related parties to the Trust were:

f the charity) donated £2,400 to the trust

the charity) donated £3,200 to the trust

rustee of the charity) donated £600 to the trust

f the charity) is a director of Demco Group Ltd which donated £36,000 to the trust

rustee of the charity) is a director of Beaver Healthcare Ltd which donated £24,000 to the trust

  1. Post balance sheet events

None

12. Volunteers

Peterhead Gospel Trust relies entirely on volunteers to carry out the management, administration, and general maintenance work. The Trust has no paid staff or paid trustees.

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