## 



|Charity Name:|Strachur&StrathlachlanParishChurch(ChurchofScotland)|
|---|---|
|CharityRegistrationNumber:|SC001767|
|CongregationReferenceNo:|201285|
|ContactAddress:|TighnaCriche|
||Strachur|
||Argyll|
||PA278BY|
|Trustees:||
|KirkSession:|Rev.DWallace,MrHAngus,MrsAFiddes,MrsEFraser,|
||MissCMontgomery,MrD McHugh, MrsSMcHugh, Mrs|
||M Maclauchlan,MrsENicol.|
|CongregationalBoard:|N/A|
|PrincipalOflice-bearers:||
|Minister:|Rev.Dorothy Wallace|
|SessionClerk|MrsSIMcHugh|
|Clerkto theBoard:|N/A|
|ChurchTreasurer:|MrDPMcHugh|
|IndependentExaminer:|HeatherA.Grier-BA.,FioD,MCMI.|
||PollSchoolhouse,StCatherines,Argyll,PA258AZ|
|Bankers:|Co-operative Bank,|
||P.O.Box250,|
||DelfHouse,|
||Southway,|
||Skelmersdale|
||wN86WT|





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## 

|ServicesConducted|CongresationalRoll||
|---|---|---|
||Number onRollat1'rJanuary2025|8'/|
|Baptisms:0|Removalsduring2021:||
|Weddings:3|byDeath|6|
|f'unerals:6|by Certificate||
||Othenvise||
|||8i|
||Additionsbyresolution|J|
||Number onRollat31"December2025|84|





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## 

|Strachur&StrathlachlanParishC<br>Yearended31stDecember 2025<br>ReceiptsandPaymentsAccount|hurc|h|||||
|---|---|---|---|---|---|---|
|||Unrestricted|R€strict€d|Endowmenl|||
|||Funds|Funds|Funds|Total|Total|
|||202s|2025|202s|202s|2024|
|Receipts|Note|*,|t|f,|e|e|
|Donations|3|,n5)r|0||20,525|18,582|
|Bank&Deposit interest||1,060|354||t.414|1,t94|
|Investmentincome||2,214|3,320||5,534|5,534|
|ActivitiesfbrGeneratingFunds_ Net fig.||0|||0|(210)|
|Legacies||9,750|||9,750|0|
|Reimbursed-PulpitSupply&Cn'cl Tax||7,346|||7.346|4,488|
|TheGuild|||900.0,1||900|'752|
|||40,895|4.5"74||45.469|30,339|
|Grants:|||||||
|Presbytery Alleviate Poverty|||||0|0|
|AugustaLamont_CowalArtProject|||7,300||7,300|7,300|
|AugustaLamontFaith in Cowal Project|||0||0|2,2t0|
||||7,300||7,300|9.510|
|TotalReceipts||40,895|<br>rr.874|-|52.769|39.849|
|||Unrestricted|Restricted|Endowment|||
|||Funds|Funds|Funds|Total|Total|
|||2025|2025|2025|2025|2024|
|||s|*.|f|f|t|
|Payments|||||||
|Costsofgenerating frtnds||0|||0|0|
|Charitable activities||25.203|1,978||2'7,181|2t,385|
|Fabric repairs&maintenance||)2,656|4,970||t7,625|2,815|
|OtherPa)'ments||0|10,315||10,315|9,t22|
|TheGuild|||760||760|88r|
|TotalPayments||.17,85e|<br>t8,023||5\Re'|1l)n',|
|ExcessofReceiptsoverPa),.mentsforthe|||||||
|year before transfers||303',1|(6,149)||(3,1r3)|5,64',7|
|Transfers||(r,827\|1,827||0||
|ExcessofReceiptsoverPayments<br>fortheyear||l2t0|(4,322)||(3,113)|s.647|





## 

||U nrestricted|U nrestricted|Restricted|Endowment|||
|---|---|---|---|---|---|---|
|||Funds|Funds|Funds|Total|Total|
|||2025|2025|2025|2025|2021|
||Note|<br>*|I|I|s|f|
|Bank&DepositBalances|||||||
|Bank&Church ofScotland InvestorsTrust<br>DepositBalancesatlst Jan2024|)|41,928|20,3s8||65,286|59,639|
|Movementin year|||||||
|ExcessofReceiptsoyer Payments fortheyear<br>including tlansfers||1,210|-4,322||-3,1',I3|5,641|
|Bank&ChurchofScotland InyestorsTrust|||||||
|Deposit Balances at3lstDec2024||46,137|16,036||62,173|65,286|
|InvestmentsMarketValue|||||||
|at 3lst Dec 2024|||||||
|ChurchofScotland Income Fund||7))1A|||32,234|31,300|
|ChurchofScotlandGroMhFund||26,316<br>58.550|169,t93<br>t69,193||le5,50e,-<br>227,743|l!1i00<br>2t2,600|
|Totalf,'unds||104,687185,229||-|2E9,916|277,886|
|Assets|||||||
|GiftAidReceivable||265|||265||
|Liabilities|||||||
|||(32)|||(32)||





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## 

|MovementsinFunds|||||||
|---|---|---|---|---|---|---|
||AtI'r Jan|||||At3l'tDec|
|Unrestricted funds|2025|Receipts||Payments|Transfers|2025|
||s|I||f|f,|f|
|BalancesatBank|||||||
|General Fund|t0,r2s|34,140||24,8',12(r1,077)||8,316|
|Reserve Fund|155q|1))g||00||6,788|
|FabricFund|5,710|3,403||t2,6s6|<br>9,250|5,',z07|
|Benevolent Fund|534|123||33t|0|32'l|
||r9.928|40,895||37,8s9|(1,827)|21,137|
|BalancesAtCh.ofSc.|||||||
|InvestorsTrust Dep'tFund|||||||
|General Fund|10,000|||||10,000|
|Reserye Fund|15,000<br>44,928|_rq!9r||37,85e(1,84)||15,000<br>46,137|
||Atl"Jan|||||At31"1Dec|
|Restricted funds|2025|Receipts||Paymetrts|Transfers|2025|
||f|f||f,|c|f|
|Balance atBank|||||||
|CrawfordBequest Fund|6,132|3,674||6,948|0|2,858|
|FaithinCowalFund|4,062|0||1,901|0|2,161|
|GuildFund|474|900||760|0|6r3|
|CowalArtProject|1,691|7,300|.|8,414|11827|2,404|
|||||||_|
||12,358|tt,874||18,023|t,827|8.036|
|BalancesAtCh. ofSc.|||||||
|InvestorsTrustDep't Fund|||||||
|Cra\a.ford BequestFund|E,000|||||8,000|
||20,358|_1t,84|_|<br>t8,023|t827|t6,036|
|Totalfunds|65,286|52,769||55,882||62,1',73|





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## 

|walArtProject|Fundsto maintain operation|Fundsto maintain operation|ofthe ArtProject.|ofthe ArtProject.|||
|---|---|---|---|---|---|---|
|to the Accounts|UnrestrictedRestrict€d||Endowment||||
|(cont'd)|Funds|Funds||Funds|Total|Total|
||2025|2025||2025|2025|2024|
|alysis of Donations|ff,f,||||i|c|
|WIOScheme(nonGiftAid)|||||0|0|
|GiftAidDonations|4.120||||4,120|4,3t2|
|Ordinary Offerings(OpenPlate)|6,394||||6,394|6.326|
|OtherOflerings,Donations etc|6,426|0|||6,426|4,516|
|TaxRecoYered onGiftAidDonations|2,s86||||2,s86|2.827|
|Wedding&FuneralDonations|1,000||||1,000|600|
||20.525|0|________:_20,525|||_____l_qflz|
|isofPayments_|||||||
|aritableactivities|||||||
|Giving to Grow allocation|12,266||||t2,266|8,947|
|Presblterydues|505||||505|245|
|VoluntaryAdditionalStipend|0||||0|0|
|Minister'sexpenses|145||||145|472|
|MinisterialAssistance|983||||983||
|Pulpit supply|4,714||||4,7t4||
|Council Tax|2,606||||2,606|,?q'l|
|Heat andlight|988||||t,465|1,697|
|lnsurance|t,928|989|||2,9t6|2,658|
|Life&WorkMagazine(Net)|0|||||t65|
|Organ&music|318|378|||756|720|
|Printing,stationery andpostage|90||||90|35|
|Otherexpenses|600|135|||735|29s|
||___2s203-_)-%-||________j__?7,t81_|||____2.!t!t|
|to the Accounts(cont'd)|||||||
|herpayments|||||||
|Faithin Cowal Project||1.901|||1,901|706|
|CowalArtProject||8,414|||8,414|8,416|
|Purchaseofassets|0||||0|0|
|Purchaseofinvestments|0||||0|0|
||0|10-315||-|l0.il5|9.122|



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## 

|7.CollectionsforThirdParties|202s|2024|
|---|---|---|
||*.|f,|
|ChristianAid|l8l|323|
|Shelter (Scotland)|120||
|Crossreach||115|
|CoS_NkhomaMission|1,900||
|Cancer ResearchUK|139||
|Parkinson'sUK|8'7s||
|D.E.C.-Myanmar|120||
|SavetheChildren||132|
|AlSharooqBlindSchool||240|
||_3,335.|___9.!q.|





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|||||
|---|---|---|---|
|CAPITALACCOLINT||2025|2024|
|||f|L|
|Costofinvestments held||101,562|i9J-562|
|Marketvalueofinvestments held||227.743|212.600|
||Cost|Market|Value|
|(madeupof)|(attimeof<br>purchase)|2025|<br>2024|
|UnrestrictedFunds|L|f.|f.|
|ReserveFund:||||
|2,028 units, ChurchofScotland InvestorsTrust||||
|IncomeFund|19,902|23,099|22,430|
|2,925 units, ChurchofScotland InvestorsTrust||||
|GrowthFund|8,900|20,124|_J8'99?|
||28,802|43,223|41,091|
|Fabric Fund:||||
|802 units, ChurchofScotland Investors Trust Income||||
|Fund|9,993|9,r35|8,870|
|900 units, ChurchofScotland Investors TrustGrowth||||
|Fund|4,995|6,192|5,',|42|
||14,988|15,327|14,612|
|TotalvalueofunrestrictedCapital Funds|43,790|s8,550|ss,703|
|RestrictedFunds||||
|CrawfordBequestFund:||||
|24,592 units, ChurchofScotlandInvestorsTrust||||
|GrowthFund|63,772|169,193|156.897|
||107"562|227.743|2t2.600|





## 

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|REVENUE ACCOTINT|2025|2024|
|---|---|---|
||L|L|
|UnrestrictedFunds|||
|ChurchofScotland Investors Trust Deposit Fund:|||
|General Fund|10,000|10,000|
|ReserveFund|1L0!q|_15,000|
||25,000|25,000|
|RestrictedFunds|||
|ChurchofScotland lnvestors Trust Deposit Fund:|||
|CraldordBequestFund|8,-00Q|8,000|
|TotalvalueofRevenueAccount|33,000|___-i3,999.|





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|Co-Operative Bank -Account No.***+*585||2025|2024|
|---|---|---|---|
|||f.|L|
|UnrestrictedFunds:||||
|General Fund||8,316|10,12s|
|ReserveFund||6,788|3,559|
|Fabric Fund||5,707|s,710|
|Benevolent Fund|||s34|
|||2t,137|19,928|
|RestrictedFunds:||||
|CrawfordBequestFund||2,858|A 11)|
|FaithinCowalFund||2,161|4,062|
|GuildFund||613|474|
|CowalArtProject||2,a07|1,691|
||_|||
|||8,036|12,358|
|TotalvalueofFundsheldatBank||f29.173|f32.286|





|Budget||||
|---|---|---|---|
|Strachw&Strathlachlan Parish Church|(ChurchofScotland)|||
|GENERAI.FLTNDBUDGET|BUDGET|AC'TUAL|BUDGET|
|INCOME|2026|2025|2025|
|Offerings:|fr||f|
|GiftAidDonations<br>Ordinary Offerings(Open Plate)<br>OtherOfferings,Donationsetc<br>Gift Aid&GASDSTax Recovered|4,s00<br>6,500<br>2,000<br>2,500|4,120<br> <br>6,394<br>2,503<br>2,s86|4,500<br>6,s00<br>1,500<br>2,500|
||15,500|15,602|15,000|
|OtherOrdinaryGeneral Income:||||
|WeddingandFuneral Donations|500|1,000|500|
|DepositFund/BantInterest|600|442|500|
|Activitiesforgenerating funds_Netfig.|1,500|0|1,500|
|Legacies/Grants|0|500|0|
|ReimbursementsPulpitSupply;Council Tax|1,300|7,346|5,000|
||3,900|9,288|7,500|
|Total OrdinaryGeneral Income|19,400|24,890|22.500|
|EXPENDITURE|2026|2025|2025|
|NationalMinistryandMission&Wider Work:|€|f.|f|
|Giving to Grow|13,805|t2266|12,266|
|PresbyteryDues|895|505|368|
||14,700|12,777|12,634|
|Local StaffingCosts:||||
|Minister'sExpenses|200|145|100|
|MinisterialAssistance|0|652|0|
|PulpitSupply|0|4,714|4,000|
||200|5512|4,100|
|BuildingCosts:||||
|ManseCouncil Tax|1,000|2,606|2,500|
|HeatandLight|1,200|988|1,500|
|InsuranceofChurchandManse|2,500|1,928|2,000|
|Maintenanceof Equipment|400|378|400|
||5,100|5,900|6,400|
|LocalCongregationalPurposes:||||
|CowalArtProjectcontribution|0|1,827|0|
|Printing,Stationery, Photocopying, Software,etc|100|90|50|
|OtherExpenses(includingHallrents)|400|600|400|
||500|2,5t7|450|
|Total OrdinarvGeneral Expenditure|20,500|26,699|23,584|
|SURPLUS(DEFICIT)FORYEAR|-f,r.r00|-f1.809|-f1.084|