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2025-06-30-accounts

REGISTERED CHARITY NUMBER: SC000942

THE SCOTTISH ROCK GARDEN CLUB

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

Armstrong Watson LLP Caledonia House 89 Seaward Street Glasgow G41 1HJ

THE SCOTTISH ROCK GARDEN CLUB

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 15
Detailed Statement of Financial Activities 16 to 17

THE SCOTTISH ROCK GARDEN CLUB

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 JUNE 2025

The trustees present their report with the financial statements of the charity for the year ended 30 June 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objects

The Club exists to foster an interest in mountain and woodland plants and other plants and bulbs suitable for the rock garden, bog garden, wild garden or alpine house. The strategy of the Club is to spread knowledge of these plants and to encourage their cultivation by publishing a regular journal for its members, by holding regular shows and events, by promoting a free access website available worldwide and by sponsoring individual activities whereby members of the public can increase their interest in such plants.

Grantmaking

Applications for awards from available funds are made in writing to the Secretary or the Diana Aitchison Fund Administrator as appropriate and are considered by sub-committees established by Council for specific purposes. Thereafter the recommendations of the sub-committees are subject to approval by Council.

ACHIEVEMENTS AND PERFORMANCE

Charitable activities

In accordance with the Club's charitable objectives, the Club continued to expand knowledge and appreciation of rock garden plants amongst members and the general public. Two issues of the journal were published for members during the year. Our website is open to everyone via the internet. We continue to develop our website and online talks, recognising that these give optimum capability to educate members and the wider public wherever they reside.

In the current year the Club continued to award new complimentary annual memberships, which are available to students to encourage them to develop a long term interest in rock garden plants. The Club held a full programme of shows and meetings.

Incoming resources were £62,048 (2024 - £66,455) with an increase in investment income and sales to members this year. Subscription income continued a slow decline to £30,183 (2024 - £32,721) and tax recovered under the Gift Aid scheme contributed £4,307 (2024 - £3,918).

In total £34,712 (2024 - £35,994) was spent on charitable educational activities, a slight decrease on the previous year. This mainly comprised general sponsorship payments, and also awards made from the Diana Aitchison restricted fund.

Council is always aware of the need to contain administrative costs and there was an increase to £16,741 this year (2024 - £14,892), although there was more charitable activity generally during the year.

The Club activities resulted in a slight deficit of £757 (2024 - surplus £6,804) before realised and unrealised gains and losses on investments.

Investment performance

The investment policy is set by Council with specialist input from professional advisers. There are no restrictions on the Club's powers to invest. The current policy is to invest in low to medium risk securities providing a consistent and growing income with reasonable prospects for capital appreciation in excess of inflation when viewed over a number of years. The Stock Markets rose in value during the year and produced an unrealised increase in value of £17,140 (2024 - £42,693) on investments held. Investments sold produced realised gains on sale of £4,423 (2024 - £2,701) during the year.

Page 1

THE SCOTTISH ROCK GARDEN CLUB

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 JUNE 2025

FINANCIAL REVIEW

Reserves policy

It is the policy of the Club to retain adequate general funds to safeguard the continuance of the Club's activities. At the end of the year, unrestricted funds totalled £372,597 (2024 - £363,778). The Club also holds the restricted Diana Aitchison bequest fund which is managed in accordance with the trust which established this fund. At the end of the year this restricted fund totalled £371,770 (2024 - £359,783).

STRUCTURE, GOVERNANCE AND MANAGEMENT Constitution

The Scottish Rock Garden Club is constituted as a club and is governed by its Constitution. This is a written document last revised significantly in November 2015. The Club is recognised by HM Revenue & Customs as a Scottish Charity, registration number SC000942.

Organisation

The management of the Club is in the hands of Council who are the trustees. Members of Council together with other office bearers are elected at the Annual General Meeting. Some members are co-opted by Council, others are appointed, and all are elected or approved annually at the next Annual General Meeting (AGM) of the Club.

The Club's principal officers are the President, Secretary, Treasurer, Subscription Secretary and Editor of the journal. The officers and Council members are elected by ballot of the members at the AGM. The President is elected to serve for a single term of three years and the remaining officers are elected to serve for one year at a time. All these positions are voluntary and unremunerated.

The names of the officers and Council members who held office during the year are set out below. Council held both physical and online meetings during the year in addition to the AGM.

Council approves all significant activities and expenditures in advance of entering into any commitments. Officials are given written, delegated powers of authority to ensure the efficient day to day running of the Club. All activities entered into by the Club are managed by members who give their time on a voluntary basis. A number of officials are offered payments for services provided. These are agreed annually in Council and are non-contractual.

Local groups, after recognition by Council, are represented on standing committees but are otherwise autonomous and their financial affairs do not fall within the remit of Council, although assistance may be offered to them. The Club's office bearers are listed in the Club's year book usually published each January, with news updates given to members in January and July each year.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

SC000942

Principal address

Cedar Cottage Aberfoyle Road Balfron Station Glasgow G63 0SQ

Page 2

THE SCOTTISH ROCK GARDEN CLUB

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 JUNE 2025

Trustees

Sandy Leven Honorary President Richard Green President Colin Crosbie Immediate Past President Peter Moore Treasurer Hannah Wilson Secretary Judith Warren Subscription Secretary Anton Edwards Journal Editor Ian Young Web Manager David Millward Chair Show Secretaries Carole Bainbridge Chair Group Convenors Alex Samokhin (resigned 1/11/2024) Frazer Henderson (resigned 1/11/2024) Peggy Anderson (resigned 1/11/2024) Barry Caudwell To November 2025 Ian Christie To November 2025 Scott Cook To November 2026 Hazel Chatt To November 2026 Alan Weepers To November 2026 Kate White To November 2026

Independent Examiner

Duncan MacCaig CA Armstrong Watson LLP Caledonia House 89 Seaward Street Glasgow G41 1HJ

Approved by order of the board of trustees on 21 March 2026 and signed on its behalf by:

Richard Green - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE SCOTTISH ROCK GARDEN CLUB

I report on the accounts for the year ended 30 June 2025 set out on pages five to fifteen.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity's trustees consider that the audit requirement of Regulation 10(1)(a) to (c) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under Section 44(1)(c) of the Act and to state whether particular matters have come to my attention.

Basis of the independent examiner's report

My examination was carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent examiner's statement

In connection with my examination, no matter has come to my attention :

have not been met; or

Duncan MacCaig CA The Institute of Chartered Accountants of Scotland

Armstrong Watson LLP Caledonia House 89 Seaward Street Glasgow G41 1HJ

21 March 2026

Page 4

THE SCOTTISH ROCK GARDEN CLUB

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30 JUNE 2025

Unrestricted
Restricted
fund
fund
Notes
£
£
INCOME FROM
Subscriptions, donations and legacies
2
36,032
-
Other trading activities
3
9,158
-
Investment income
4
7,753
9,105
Total
52,943
9,105
EXPENDITURE ON
Raising funds
5,159
-
Charitable activities
5
Educational activities
34,712
5,681
Publicity expenses
512
-
Administrative costs
13,472
3,269
Total
53,855
8,950
Net gains on investments
9,731
11,832
NET INCOME
8,819
11,987
RECONCILIATION OF FUNDS
Total funds brought forward
363,778
359,783
TOTAL FUNDS CARRIED FORWARD
372,597
371,770
2025
Total
funds
£
36,032
9,158
16,858
62,048
5,159
40,393
512
16,741
62,805
21,563
20,806
723,561
744,367
2024
Total
funds
£
38,829
10,398
17,228
66,455
6,741
35,994
2,024
14,892
59,651
45,394
52,198
671,363
723,561

The notes form part of these financial statements

Page 5

THE SCOTTISH ROCK GARDEN CLUB

BALANCE SHEET 30 JUNE 2025

Notes
FIXED ASSETS
Investments
11
CURRENT ASSETS
Stocks
12
Debtors
13
Cash at bank and in hand
CREDITORS
Amounts falling due within one year
14
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
15
NET ASSETS
FUNDS
17
Unrestricted funds
Restricted funds
TOTAL FUNDS
2025
£
663,642
3,487
21,753
72,241
97,481
(14,327)
83,154
746,796
(2,429)
744,367
372,597
371,770
744,367
2024
£
636,115
3,898
18,085
75,657
97,640
(7,696)
89,944
726,059
(2,498)
723,561
363,778
359,783
723,561

The financial statements were approved by the Board of Trustees and authorised for issue on 21 March 2026 and were signed on its behalf by:

Richard Green - Trustee

Hannah Wilson - Trustee

The notes form part of these financial statements

Page 6

THE SCOTTISH ROCK GARDEN CLUB

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities and Trustee Investment (Scotland) Act 2005. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

The charity is registered with OSCR. The registered charity number is SC000942 and the registered address is Cedar Cottage, Balfron Station, Glasgow, G63 0SQ.

The presentation currency of the financial statements is Sterling (£).

Financial reporting standard 102 - reduced disclosure exemptions

The charity has taken advantage of the following disclosure exemption in preparing these financial statements, as permitted by FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland':

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

For legacies, entitlement is taken as the earlier of the date on which either: the charity is aware that probate has been granted, the estate has been finalised and notification has been made by the executor(s) to the Trust that a distribution will be made, or when a distribution is received from the estate. Receipt of a legacy, in whole or in part, is only considered probable when the amount can be measured reliably and the charity has been notified of the executor's intention to make a distribution. Where legacies have been notified to the charity, or the charity is aware of the granting of probate, and the criteria for income recognition have not been met, then the legacy is a treated as a contingent asset and disclosed if material.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Charitable activities

Costs of charitable activities are incurred on the club's charity work, including the support costs and costs relating to the governance of the charity apportioned to charitable activities.

Allocation of support costs

Support costs are those functions that assist the work of the charity but do not directly undertake charitable activities. Support costs include governance costs which support the charity's work. These costs have been allocated to expenditure on charitable activities.

continued...

Page 7

THE SCOTTISH ROCK GARDEN CLUB

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

1. ACCOUNTING POLICIES - continued

Tangible fixed assets

Equipment is stated at cost less depreciation calculated to write off the cost evenly over its expected useful life of between three to five years. The Club's trophies and library have not been valued.

Stocks

Stocks of goods for resale are included at the lower of cost and estimated selling price less costs to complete and sell.

Taxation

Income and expenditure is entered net of VAT where applicable. The Club is recognised as a charity by HM Revenue and Customs. Accordingly its investment income, including capital gains, is exempt from taxation and income tax is recoverable on subscriptions and donations received under Gift Aid.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. The nature and purpose of the restricted fund is included in the notes to the financial statements.

Investments

Investments are included at market value. Realised gains and losses (representing the difference between sale proceeds and market value at the previous financial year end or purchase cost if acquired during the financial year) and unrealised gains and losses (representing the movement in the market value of investments over the financial year or from their date of purchase if acquired during the financial year) are dealt with in the Statement of Financial Activities. In the case of a permanent diminution in the value of investments, provision is made in the Statement of Financial Activities to reduce the carrying value of investments to their recoverable amount.

Dividends and interest income are included as investment income in the period to which they relate. Both dividend and interest income are included gross of applicable tax credits.

Financial instruments

The Club only enters into basic financial instruments transactions that result in the recognition of financial assets and liabilities like trade and other accounts receivable and payable. Debt instruments that are payable or receivable within one year, typically trade debtors and trade creditors, are measured, initially and subsequently, at the undiscounted amount of cash or other consideration expected to be paid or received. Financial assets measured at cost and amortised cost are assessed at the end of each reporting period for evidence of impairment and if found, an impairment loss is recognised in profit or loss. Financial liabilities are derecognised when the liability is extinguished, that is when the contractual obligation is discharged, cancelled or expires.

Cash and cash equivalents

Cash and cash equivalents includes cash in hand, deposits held at call with banks and other short-term highly liquid investments with original maturities of three months or less.

Provisions

Provisions are recognised when the Club has a legal or constructive obligation at the reporting date as a result of a past event, it is probable that the Club will be required to settle the obligation and the amount of the obligation can be reliably estimated. Provisions are recognised at the best estimate of the amount required to settle the obligation at the reporting date.

continued...

Page 8

THE SCOTTISH ROCK GARDEN CLUB

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

1. ACCOUNTING POLICIES - continued

Judgements

The Club considers on an annual basis the judgements that are made by management when applying its significant accounting policies that would have the most significant effect on amounts that are recognised in the financial statements. The trustees consider there are no such significant judgements.

2. SUBSCRIPTIONS, DONATIONS AND LEGACIES

3.

Donations
Gift aid
Subscriptions
OTHER TRADING ACTIVITIES
Sales to members
Further analysis of Income from Trading Activities is provided as follows:
Seed
Club
Sundry
Exchange
Sales
Sales
£
£
£
Sales to members
8,908
-
250
Cost of sales
(4,004)
(160 )
(175)
Gross surplus/(deficit)
4,904
(160 )
75
Expenses
(820)
-
-
Surplus/(deficit)
4,084
(160 )
750
2025
£
1,542
4,307
30,183
36,032
2025
£
9,158
2025
£
9,158
(4,339)
4,819
(820)
3,999
2024
£
2,190
3,918
32,721
38,829
2024
£
10,398
2024
£
10,398
(3,823)
6,575
(2,918)
3,657

Further analysis of Income from Trading Activities is provided as follows:

Seed Exchange costs include direct costs of distribution and expenses include directly attributable administrative costs.

4. INVESTMENT INCOME

Dividends on UK listed investments
Bank and other interest
Other interest
2025
£
16,607
199
52
16,858
2024
£
17,024
162
42
17,228

continued...

Page 9

THE SCOTTISH ROCK GARDEN CLUB

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

5. CHARITABLE ACTIVITIES COSTS

6.

Educational activities
Publicity expenses
Administrative costs
GRANTS PAYABLE
Educational activities
Grant
funding of
activities
Support
Direct
(see note
costs (see
Costs
6)
note 7)
£
£
£
34,712
5,681
-
512
-
-
15,738
-
1,003
50,962
5,681
1,003
2025
£
**5,681 **
Totals
£
40,393
512
16,741
57,646
2024
£
720

The income from the restricted Diana Aitchison Fund is used for charitable purposes in accordance with the donor's wishes. Awards are made to support aspiring nurserymen and women, and to help educate young gardeners in accordance with the charity's objectives.

7. SUPPORT COSTS

SUPPORT COSTS
Governance
costs
£
Administrative costs 1,003

Support costs, included in the above, are as follows:

Governance costs

Governance costs
2025 2024
Administrative Total
costs activities
£ £
Independent examiner's fees 1,003 1,040

continued...

Page 10

THE SCOTTISH ROCK GARDEN CLUB

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

8. TRUSTEES' REMUNERATION AND BENEFITS

Some trustees (and other officials) are offered payments for services rendered, or the market rate for speaking engagements on behalf of the Club. These amounts may or may not be accepted, even though they are offered within the guidelines published by OSCR. The following persons who were trustees at some point in the year accepted the following amounts:-

accepted the following amounts:-
£
Anton Edwards 1,360
Hannah Wilson 1,210
Sandy Leven 750
Judith Warren 1,210

Trustees' expenses

Occasional transactions occur between the Club and trustees, for instance in connection with the supply of plants for use on the Club's stands at local flower shows. All such transactions take place at arm's length on normal commercial terms.

Trustees and members attending Council and other meetings in an official capacity may claim reimbursement of travel expenses and mileage costs. Mileage is paid at a lower rate than the current standard approved HMRC mileage rates. They may also claim reimbursement of any necessary out-of-pocket expenses on Club business. During the year the following expenses and reimbursements were paid to them, of which 10 (2024 - 10) recipients were trustees at some point during the year :-

Travel expenses and mileage
Reimbursements for office stationery and other costs paid on behalf of the Club
9.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
fund
£
INCOME FROM
Subscriptions, donations and legacies
38,829
Other trading activities
10,398
Investment income
7,795
Total
57,022
EXPENDITURE ON
Raising funds
6,741
Charitable activities
Educational activities
35,274
Publicity expenses
2,024
Administrative costs
12,245
Total
56,284
2025
£
504
1,676
Restricted
fund
£
-
-
9,433
9,433
-
720
-
2,647
3,367
2024
£
511
2,906
Total
funds
£
38,829
10,398
17,228
66,455
6,741
35,994
2,024
14,892
59,651

continued...

Page 11

THE SCOTTISH ROCK GARDEN CLUB

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

9. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued
Unrestricted Restricted Total
fund fund funds
£ £ £
Net gains on investments 21,175 24,219 45,394
NET INCOME 21,913 30,285 52,198
RECONCILIATION OF FUNDS
Total funds brought forward 341,865 329,498 671,363
TOTAL FUNDS CARRIED FORWARD 363,778 359,783 723,561
10. TANGIBLE FIXED ASSETS
Equipment
£
COST
At 1 July 2024 and 30 June 2025 2,827
DEPRECIATION
At 1 July 2024 and 30 June 2025 2,827
NET BOOK VALUE
At 30 June 2025 -
At 30 June 2024 -
11. FIXED ASSET INVESTMENTS
Listed
investments
£
MARKET VALUE
At 1 July 2024 636,115
Additions 182,044
Disposals (171,657)
Revaluations 17,140
At 30 June 2025 663,642
NET BOOK VALUE
At 30 June 2025 663,642
At 30 June 2024 636,115

All investment assets are UK investments and are listed on a recognised stock exchange. The historic cost of the investments at the year end was £598,301 (2024 - £588,104).

continued...

Page 12

THE SCOTTISH ROCK GARDEN CLUB

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

12.
STOCKS
Stocks
13.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
Sums held by stockbrokers
14.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
Accruals and deferred income
15.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Accruals and deferred income
16.
ANALYSIS OF NET ASSETS BETWEEN FUNDS
Unrestricted
Restricted
fund
fund
£
£
Investments
300,103
363,539
Current assets
82,924
14,557
Current liabilities
(8,001)
(6,326)
Long term liabilities
(2,429)
-
372,597
371,770
2025
£
3,487
2025
£
15,422
6,331
21,753
2025
£
6,326
8,001
14,327

2025
£
2,429
2025
Total
funds
£
663,642
97,481
(14,327)
(2,429)
744,367

continued...

Page 13

THE SCOTTISH ROCK GARDEN CLUB

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

17. MOVEMENT IN FUNDS

Unrestricted funds
Dryas Fund
Restricted funds
Diana Aitchison Fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
Dryas Fund
52,943
Restricted funds
Diana Aitchison Fund
9,105
TOTAL FUNDS
62,048
Comparatives for movement in funds
Unrestricted funds
Dryas Fund
Restricted funds
Diana Aitchison Fund
TOTAL FUNDS
Net
movement
At
At 1/7/24
in funds
30/6/25
£
£
£
363,778
8,819
372,597
359,783
11,987
371,770
723,561
20,806
744,367
Resources
Gains and
Movement
expended
losses
in funds
£
£
£
(53,855)
9,731
8,819
(8,950)
11,832
11,987
(62,805)
21,563
20,806
Net
movement
At
At 1/7/23
in funds
30/6/24
£
£
£
341,865
21,913
363,778
329,498
30,285
359,783
671,363
52,198
723,561

continued...

Page 14

THE SCOTTISH ROCK GARDEN CLUB

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

17. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Incoming Resources Gains and Movement
resources expended losses in funds
£ £ £ £
Unrestricted funds
Dryas Fund 57,022 (56,284) 21,175 21,913
Restricted funds
Diana Aitchison Fund 9,433 (3,367) 24,219 30,285
TOTAL FUNDS 66,455 (59,651) 45,394 52,198

Restricted funds comprise legacies and other gifts to the Club, held for specific purposes. The club has one separate restricted fund, the Diana Aitchison Fund, which is mainly invested in stock exchange investments.

18. RELATED PARTY DISCLOSURES

There were no related party transactions during the year, other than as noted in note 8.

Page 15

THE SCOTTISH ROCK GARDEN CLUB

DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30 JUNE 2025

FOR THE YEAR ENDED 30 JUNE 2025
2025 2024
Unrestricted Restricted Total Total
funds funds funds funds
£ £ £ £
INCOME
Subscriptions, donations and legacies
Donations 1,542 - 1,542 2,190
Gift aid 4,307 - 4,307 3,918
Subscriptions 30,183 - 30,183 32,721
36,032 - 36,032 38,829
Other trading activities
Sales to members 9,158 - 9,158 10,398
Investment income
Dividends on UK listed investments 7,621 8,986 16,607 17,024
Bank and other interest 80 119 199 162
Other interest **52 ** - **52 ** 42
7,753 9,105 16,858 17,228
Total incoming resources 52,943 9,105 62,048 66,455
EXPENDITURE
Other trading activities
Purchases 5,159 - 5,159 6,741
Charitable activities
Educational costs 34,712 - 34,712 35,274
Publicity costs 512 - 512 2,024
Bank charges 1,703 - 1,703 2,228
Printing, stationery & postage 774 - 774 1,148
Hall hire 479 - 479 470
Catering 20 - 20 90
Other sundry expenses - - - 15
Services provided by trustees and members 6,180 450 6,630 3,490
Insurance 460 - 460 1,049
Trustees expenses 504 - 504 439
Investment management fee 2,349 2,819 5,168 4,923
Grants to individuals - **5,681 ** **5,681 ** 720
47,693 8,950 56,643 51,870

Support costs

This page does not form part of the statutory financial statements

Page 16

THE SCOTTISH ROCK GARDEN CLUB

DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30 JUNE 2025

FOR THE YEAR ENDED 30 JUNE 2025
2025 2024
Unrestricted Restricted Total Total
funds funds funds funds
£ £ £ £
Support costs
Governance costs
Independent examiner's fees 1,003 - 1,003 1,040
Total resources expended 53,855 8,950 62,805 59,651
Net income before gains and losses (912) 155 (757) 6,804
Realised recognised gains and losses
Realised gains/(losses) on fixed asset investments 2,188 2,235 4,423 2,701
Unrealised gains/(losses) on investments 7,543 9,597 17,140 42,693
Net income 8,819 11,987 20,806 52,198

This page does not form part of the statutory financial statements

Page 17

Virtual Cabinet Portal Digital Signatures

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Signature 1

Signed by Richard Green(Home) using authentication code Qnl1WVNOR0t2c0U4 at IP address 85.255.232.150, on 2026/03/26 14:23:43 Z.

Richard Green(Home)'s e-mail address is: rkpgreen@aol.com.