St. Cuthbert's Scottish Episcopal Church Cambuslang Scottish Charity No.SC000362 Year Ended 30 September 2025
St. Cuthbert's Scottish Episcopal Church Scottish Charity No.SC000362 Year Ended 30 September 2025 Church Address.. 3 Brownside Road Cambuslang South Lanarkshire G72 8NL Charity Trustees: Vacant from August 2022 until October 2025 Rev'd M. Jane Horton - Priest-in-charge from 12 October 2025 Lay Chair- Patsy Ealon Lay Representative.. Isobelle Pettigrew Alternate Lay Representalive -mary Gurling Secretary: Palsy Eaton Treasurer.. Patsy Eaton Vestry.. Elaine Cockbum, William Pettigrew & Jean Crammond Bankers: Royal Bank of Scotland Glasgow Parkhead E Branch 1304 Duke Street Glasgow G315PZ Independent Examlner: Rachel A Sharkey 1119 claren Drive Glasgow G12 9QL Principal Offi¢e- clo P Eaton 26 Bullionslaw Drive Rulherglen Glasgow G73 3NE
Scottish Charity No. SC000362 Report of the Vestry Year Ended 30 September 2026 Introduction The vestry is at lor¥J4asl pleased to present the annual accounts for St Cuthbert's lor the year ended 30 September 2025 We are a sm811 corvJregalK)n and ware linked whh St Mark's, East Kilbride from 9 September 2018. This linkage has now come lo an end but not until after 30 September 2025. We were vacant since our Rector left both congregations in August 2022. However, the Reverend Jane Horton was licensed as PrEsl-iwharge of St Cuthbert's on 12 October 2025. The LAity is actThiely involved in church wTLh readings, intercessions and chalice bearers. We gather in the church after Sunday serwce for coffee and chal. Wine from the chalice is also being offered. Our hall is no longer open to other groups during the week as a full-lime nursery has been operating from our premBes from January 2017. The children's dance group Ceased using the church while repairs were being carried out to remedy dry rot in one wall of the church. However, this did r¥Jt prOde much income. The church was closed from 2 September 2024 to 22 October 2024 for these essential works. The cost of these essential wod(s and lo replace our kff¢hen was paid by the Diocese QLrt of fLtnds'ring-fenced' from the sale of the rectory. We did incur extra costs as a resutt of these es8enltal works but most Of these should be re-inbursed by the Diocese from 'our funds, This annual report and accounts presents a summary of our financL41 acliwlie5 during the year and gives an overview of the general activities which have taken place in the lrfe of the church in the past year. Activities and Achigvements Sunday semees were offered throughout the year. Our service time was changed fr(xn 9.30 to 10 am. The hall is used by 3 Bears Nursery Cambuslang . This proded a regular monthly income throughout the year. The furKlrai8ing event was a Christmas raff. The Christmas hamper was kindly donated by Bill and Isobelle's son and daughter-in4 Income The church's income for 2025 has been more than suffrienl lo cover our running costs and has prcmjuced a surplus due to the letting of the hall and not having the cost of a Rector. The surplus is much smaller than 2024 due lo the additional eJpendi(ure iUrred in respect of essenlkgl works. Congregational givin& both free will offerinES and open plate have remained steady in the year. Sl Cuthbert's continues lo re on the generosty of its congregation for the day to day funding. CongregalDn numbers are small and we also lost two regular supporters in Kenny Pullin and Robin Paterson during the year. Whilst our financial position is more secure. we will still need lo continue working to improve in order to fund future projects. The Rectory was taken over by the Diocese and was sold to the DEocese. This sale has produced considerable funds which have be@n ring-fenced for us to use for future projects. Th%s has Proved very useful as dry rol was found in one wall of the church. This work is now complete as is the new kitchen, plus new carpets in the church and k(£chen, e¢trS and decofatK)n. Expenditure Expendilvre for the year was much higher in 2025 due lo the associated ¢osls of the dry rol. However, we hope lo recoup most of thes8 from the Dtocese.
Reserves Sl Cuthbert's reserves are a general fund and a fumishings and fabiic fund which was previously the chair fund. Intest was added in the year to these accounts. The Ve1 of interest ajded to these acwunls was sIJht down on the interest for 2024. In Mew of the funds held by the DceSe, (t has rK>l been necessary lo use our reserves on the works being carrd out to the church. However, il is likety that once we have a prv&st-in-charge, some of these reseNes will be required to cover the future cost. The general fund can be used on any relewant actmty Structure Sl Clrthberts is governed by a conslrtution. As a member congregalK)n of the Diocese of Glasgow & Galloway in the Scollish Episcopal Church. (( is also govemed by Canon Law of the Scottish Episeopal Church. The management team of the church is known as the vestry. For the purposes of charities law the members of the vestry are the Charrty Trustees of the church. Members of the vestry are listed on page 1 of thss report. Apart from a Rector, members ol the vestry are elected by the congregalK)n al the annual meeting. A Rector or Priest-in-charge is appointed by the Bishop of the Di)cese and the vestry. Vestry Rospon$lbilities The vestry is responsible for managing and safeguarding the assets of the church to assist the RgCtor/PTiest in- Charge in matters affecting the spiritual weW8re of the ¢ongTegalion. They are also responsible for keeping proper accounting records and ensuring that the accounts are prepared in accordance wrth the terms of the charit$ and Trustee Investment Iscollandl Act 2¢X)5 arxf the Chanties Accounts ISeotland} Regulations 2006. Relationship with Dio¢eso and Province Sl Culhbert's is supported by the Diocese and the Province through the pastoral oversight of the BislK)P, central support futKtions prowded al Diocesan level and grants from central funds. The church is represented al DiLxesan Ve1 by the Lay Representative al the moment. As a member of the SEC, Sl. Cuthbert's has an obllqalion lo contribute to the costs of the Dtiese and the Province through payment of an annual 'quota'. The amount is based on the reL*we level of income of the church in comparison with that of ottrr churches in the Diocese and Provin. Conclusion The members of the vestry would like lo thank all those who contribLrte their lime, energy and money so 9enerously lo ensure the ¢onlinuation and devebpmenl of St Cuthbert's as a centre of worship. Our thanks are aL80 due lo our independent examiner. Dated.. PaIrla Ealon, Vestry Treasur8r
St. Cuthbert's Scottish Eplscopal Church Independent Examinerfs Report to the Vestry For.the Year Ended 30 September 2026 I report on the accounts of the charity for the year ended 30 September 2025 whh are set out hereafter. Respective resp0nslblllt1 of Vestry Memb8r5 and Examlnèr The church's vestry rnembers are responsible for the preparation of the accounts in accordance wf(h the tems of the Charities and Trustee Investment (Scollandl Act 2005 and Charities Accounts (Scollandl Regulatn$ 2006. An examinab.on includes a review of the acwunling records kept by the charity and a Comparison of the accounts presented wrth those records. 11 also includes consideration of any unusual items or disclosures in the accounts and seeks explanattons from the trustees GOnming such matters. The procedures lertaken do rK)t prowde all the eviden that would be required in an audr( and consequentty I do not e>press an audft opinion on VEW given in the aecounts. Independent Examlner Statement In tha course of my examinatK)n". No matier has come lo my attentK)n which gwes me reasonable cause lo betseve that in any material reSpt thè requirements.. {al to keep accounting records in accordan wf(h Sectton 44{11 of the 2005 Act and RegulalK)n 4 of the 2006 Accounts regulatDns. and Ibl to prepare accounts which aOrd wi(h the accounting records and Comp wf(h regUlatIn 9 of the 2006 Accounts Rulations. have not been met. Dated". 20. 01. 102b KACHEL ffjHftRKEY
St. Cuthbert's Scottish Episcopal Church Accounts for the year ended 30 September 2025 2025 2024 Note Income Congregational Giving Donations for Hall Use Congregational Activities Investments Other Totsls 6,964.50 14,280.00 215.00 545.72 2,057.92 24,063.14 6,877.05 15,775.00 273.00 648.02 2,285.38 25,858.45 Expenditure Clergy Costs Church & Hall - Operational Costs Worship Costs Other Totals Transfers to deposit 2,804.87 15,952.36 311.59 2,618.60 21,687.42 1,889.43 3,745.03 2,791.34 8,425.80 21,687.42 8,425.80 Surplusl{Deficit) £ 2,375.72 £ 17,432.65
St. Cuthbert's Scottish Episcopal Church Accounts for the year ended 30 September 2025 Notes 2025 2024 INCOME 1 Congregational Giving Open Plate Free Will Offerings IFWOI Total 1,054.50 5,910.00 6,964.50 1,187.05 5,690.00 6,877.05 2 Donations for use of halllchurch 3 Bears Nursery Prepare 2 dan Helen Imn Totsl 13,920.00 15,000.00 550.00 225.00 15,775.00 360.00 14.280.00 3 Congregational Activities Christmas raffle Bishop's lent appeal Christian Aid Emergency Appeal Beetle Drive 215.00 97.00 15.00 161.00 273.00 215.00 4 Investments Bank interest Total 545.72 545.72 648.02 648.02 5 Other HMRC lax reclaim Donation Re-imbursement of deposit for kitchen Total 1,957.92 2,035.38 250.00 100.00 2,057.92 2,285.38 Total Income £ 24.063.14 £ 25,858.45
St. Cuthbert's Scottish Episcopal Church Accounts for the year ended 30 September 2025 Notes Ex enditure 6 Cleryy Costs Deputising fees Total 2,804.87 2.804.87 1,889.43 1,889.43 7 Church & Hall Costs Insurance Repairs.. Church lightinglelectrics Garden maintenance Tree Surgeon Roof repair Keys & Dust Sheets New Kitchen Windows Church cleaning Kitchen Fitter Carpel for church Carpel Filling Laminate for Kitchen Laminate Fitter Vamish church floor and Doors Painting of church, kitchen & stairway Padlock for basement 1,543.18 1,509.14 2.692.00 400.00 1.331.89 520.00 120.00 250.00 14.00 1,680.00 1,120.00 300.00 2,660.00 2.346.80 410.00 659.38 200.00 280.00 1.650.00 11.00 14,409.18 £ 15,952.36 2,235.89 3,745.03 Total 8 Worship Costs Altar breads & wine Palms & Candle Stand Total 190.75 120.84 311.59 9 Other Quota GiftslDonalions Hangers and vestment bags Tea and biscuits Food for Beetle Drive Flowers Candles 112 Share of advert Banner Paper cups Printer paper New Service Books Total 2,162.60 300.00 15.00 1,805.20 156.74 109.82 23.58 36.00 33.00 12.00 525.00 90.00 6.00 51.36 4.75 78.89 £ 2,618.60 £ 2,791.34 Total Ex enditure £ 21,687.42 8,425.80
Notes, continued Investments 11 Deposlt Aecount no. 00455053 Opening balance Interest earned Closing balan 42,001.02 511.20 £ 42.512.22 41,393.50 607.52 £ 42,001.02 12 Fabrlc & Furnishing Account no. 00169883 (previously chair fund) Opening balance Interest earned Closing balance 2,804.94 34.52 £ 2 839.46 2,764.44 40.50 £ 2,804.94
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