The Church of Scotland
North Carrick Parish Church of Scotland
Receipts and Payments Accounts
Year ended 31 December 2024
Congregation No: 070441
Charlty No: SC000213

Rèfer¢nco and Administrative Infomiltian
Charity NaThe'.
orth C8rrick Pansh chU￿h of Scotland
Charity Regist￿tIOn Number.
SCD00213
Congregation Referen￿ Number.
070441
Contact Address
Trustees
The TnJsl8es threAJghout the year and up to the date ￿ $bJning of th• accourrts ￿re 0$ folltyts..
Klrk Session
Minister
'acan',
Banke￿..
Royal Bank of Scotland. Sandgate. Ayr

North Gathek Parish Chureh of Scotland
SG000213
Trustees. Annual R¢port
Yoar •nd•d 31 Docgmb9r 2024
Structurg, Govomance andmanagemont
The Church wa$ administered in acCOrdar￿ with the temis of ￿ Church of Swuand Model Deed
of Constitution Iunrtary Forml.
Recrnitment and Appointmont of Trnstees
Membets ot the lQrk Session a￿ the chanty trustees. The lfjrk SessK)n members are the Elders of
the church and are chosen from those members of the church are considered lo have the
appropriate grfts and skills. The Minister. is a member of the KÈ'rk Se$s￿n. Is el8cled by
the Congregatson and inducted or ordained by PresbWery.
We did not have a Minister or Locum in post during 2024. Rev J Whrtecross served as interim
moderator until the union of lQrkoswakJ wth crr￿Shi1l and Maywe. Rev P Russell Is currently in post.
Organisational Stru¢tu
The Kirk Session met five times during year.
The Kirk Session Is responsible for SPEntual and temporal affairs ¥￿in Ihe Church.
The Session Clerk wrote lo all Elders In July for the pijrpose of hawng a compfehen&ve
list of active Ekjers going forward in the UnK)n. A number of Elders were happy lo step back
after many year5 of service. The Session thanks them for their supp)rt over the years.
Obie¢lives andActivitses
The Chureh of Scotland is Trinrtarian in doth"ne. Reformed in tradition and PreS0￿erian In polity.
It exists lo glorify God and to work for the advancement of Christ's ltingdom throughout the worfd.
As 8 national Church. it acknovAedges a distsnctive call a￿¥ duty to bn.ng the ordinances of
religion to the people in every parish of ScollaNJ throLtgh a territorial ministy. 11 co-operates
wf(h other Churches in various ecLtmeni¢al *)odies in Scotland and beyond.
Serwlces of Worship. Seryt￿$ of Worship are hekl every Sunday in Crosshill, Maybole and
Kirkoswakd throughout the year. Dunng the summer months a Breakfast Church service is held in
Maidens hall at 9 am for holiday makers and locals, ￿ndUCted by Rev conn￿ Bonner .
Breakfast rolls are offered and made to order at Lrttle K Café next door. There ¥%ere services
of Communion held during the year in eath place of worship and all wefe madè welcome.
A joint Seryice of Union was held in the Carrick Centre on 3 Juty vthich was VRII attended.
A joint watch night servtt on Christmas eve %Ya$ hekl in the Carrick Centre.
On the first Sunday of the new year a joint servKe was held in Crosshill f01b￿*d by a cooked
breakfast enjoyed by all.
Youth Activibes
A youth grcwp meets ￿teklY in Maidens hall.
rhe Guild.. The Guilds united during ts year and meet in Cros$hill a M(￿ ¢YLsring the wnter.
A busy sOla￿S has kept the members entertained and Infomied. The annual daffodil lea raises
fijnds and welcomes visitors to the sooal evening.

North Carrlck Parish Church of SGOtland
SC000213
Tru?toe8' Annual Report
Y?ar •ndod 31 Dgcember X24
Contlnutd
A¢hiTevements and Perfommnce."
The church has contnued lo m&ntsin a posti¥e a)mmitsnent dLxing the pa* year.
We are indebted lo
nd Fishertor il'c"sp.i= r￿arn for co￿￿uCtIng worship at Kirkoswald
regularfy during con".Inuin9 va￿neY and t￿nd the Worstr¥'p Group lor their servKes
at Maybc48 and Cr¢)sshill. This wth pulpit supply has ensLW every Sund8y in e&h churth.
Maybola ehur¢h 1$ incorporated wthin the Car￿k Centre. •11rn4ryng the bxal to worf( in
partnpAship to promijte a shared w)sè of gr*)vAh for the inhabitants of Maybole.
A well esta￿l$ha￿ choir lead the ¢ffigregabon each Sunday and often coltr￿ute to Church worship
th an anthem Monthly Sunday aftemoon seNi¢es tske place In FairknNe Nursing Horne.
We have continued to de¥èk)p cxjr Fawtrade ststus and are registered rnembe￿ of the Scottish
Fairtrade Forum The fvl Foodbank is supportay by monthty &snats'ons from the church.
Rev
look the Maid￿$ Sumrnw Breakfast Church again Ihis year akvays a
treat lor holiday makers vranl an eaty start Hol rdls were bought in the Lrttle K's café next doDr.
cenal. fruit juice. lea and coffee seNed to those w8nt&Y it
The prorety team lead by propety convenor thm Whitef0￿ eontinues lo keep the buibth.ngs and
grounds In gocxl repair. Thanks are due lo all Ihe volunlews who we oftheir bme and talents to
maintain a high stsndart ￿th litle or no cost lo thuich.
Botr manses we cuffenlly ba.ng let.
Ilected sho8 boxes from the and fnetkjs suprK)rtsng The Samartians
Purse
Tea is awailable every Sunday afterthe Maytok service.
On the first Sunday of the mcnth at Kithoswakl a oftea is served in the hal after the semce
A glossy A4 quartefty North Carrick rnagujne di*ribLrted to every household in the vill>Je5 shares
that is going in the Church. m￿aZineS are posted to members nL* living in the parish.
A learn ol volunteers from Recovery AYT have ￿ffle on four (ttasgorts to V•ork in the ￿￿en
t Kirk Wood, Kirkoswald. We thank them for th&r (￿tinUed siwrt. The Crrninal JusiKe leam
regularty cul the grass at Maidens and lQ'rkOs￿dld.
The halls In Klrkoswald and mal¢Jer￿ conD"nue to be ki ano gerwats Incc¥ne the church.

North Carriek Pari8h ch￿￿h of Scotland
SC000213
Tn￿te•*, Annual Report
Yggr qndgd 31 DBcémbgr 2024
c￿tin￿l
Flnanclal Rèvl•w
The GhurcA's pnneJp81 sourtt ol ir&)me is by donabon whth In(xeased the Unicx) in June 2024.
Gift Aid for 2024 has still lo be ￿alMe{l.
Total receipts for the year w&re Ell4.￿. thi5 includes Kirko$wald m￿se fentsl of £5,400 and bank
and deposit balances broughl m with the UnKJn of MaytKYe and Cr￿shIll of £44.182.
EX￿5$ unrestricted re￿pts over paymenis for the year is £17.541, thra is after fabric 8xp6ndityre
of £11.647.
Giving lo Grow payments have greaty increased $i￿e the Urmon. This 15 b￿ause Maytxjle lir*8d %%Yth
Crosshill had one mirnster allocated and Kirkoswald had o m￿ls1er. after Ihe urnon this is rbow only oTre
minister for all. A8 bclh wgfg wnt a Vacancy dl<y4Rnee reduced the amotsnt PaYa￿e to Edinburgh by
É22,003 In 2025 Edinburgh have decided to remove tho vacancy 8ll¢xYane8 and we car r￿alM pulpit
surply instead The Givng to Grcw amourt %%ryll ￿ t83.1￿ (fry 2024 ad(Ino the annual cost
Ihe three charges £43.7e6}.
The electricty fixed r*e tariff ￿ded September 2¢yrJ. The new tsrrft up by 98°A. There wwe difficutties
with the thange and no Irwoices were raised Church and Kithoswald Hall by the new provtder
thus 3 months electrioty for 2023 was paid in 2024 The tosts a Kirkoswald arE £633012023 £22161.
The heating Gosts at Crossmill br sewen months 15 £3084 (2023 £nil pnor 10 Union).
Tne other running costs ha¥e remained light In 2024 dLJe to o)ntinued suppul by ft*mbers volunteering
with cleanlng, garonng. p8illting. pressure washing paths and yning h8113 for hall lets.
On¢e ag&n volunteers asswnbled lo take on the Charty Shop ￿￿k. Abun(tsnl donations ol wods to sell
were cgllected an¢J generated £1 X6. The now a)nual Chrrstrna5 Fayre * lQrkoswald ra$ed £627.
Crosshill Comnxjnty Lunches eonbnues to generated inwne for the Church bLrt rrore lrnp￿an1IY a wami
spacè lor to com? logolher in friendship to enjoy a cook&1 Meal.
These events only happen when everyone puls 1gWh¢r to holp wlh thè a¥ènt or como6 alon9 to $upwt ((.
The Church is enhanced by interest and eamed from inv8Strnenls ￿lating to 8 legacy
ceive(J Irorn Mrs Urie. Tumbefry in 2013.
Reserves Policy
11 Is the Trustees. wlicy to hold reswves of appraxirnately ssx months expendilLre induding ét51gnatéd
funds. At the year end the Church hekl unresln.ded liqu￿ fuThls 01 £84.105. The TrLL8tees are
sats"sfied thai the IEwel of reser¥es heEd 1$ adequate to alow the chanty to Dperate successfully.
Stat•m•nt of Tru¥t¢￿' Re8poMibilitie5
The member5 of Kirk Sess¥)n mLkSt prepar? ￿an¢￿& 81atement5 which gwe suffvenl detail
to enable an app￿latIOn of the transa¢xons of the Church durirs the fift￿ClaI ye8r.
The m•mbe¢$ of Kirk SessKJn ar¢ r06POnsible for koapng proper ￿UntIng T￿OIdS whith, on
réquè￿. rnust re￿ect the finanoal p0s￿On of the Church al that tirr￿. This mast be done to ensuTe that the
rinanaal stalements comply wrth the Charities ard TrnstèÈ Inveslrnenl IScotsaThYI Act 2(X)S the Ch8ritses
AccA)unts Iscotlandl Regulations 21Th antl the ReguLations Aneni cONJr￿a)OfiaI Finance approved by
the Gweral Assembly of the Church of Scotland In 2￿7. They *e also fesponsible tor safeguarding the
assets of the Chuf¢h and must take reasonable steF6 for the pr￿entiOn andlor delecton of frauLI and other
irregularit*s.
Apk¥o¥e(I by the Trustees and Signeé oft th•r behall.
11-Mar-25

Kirk03wald Parlsh Church of Scotland
SC000213
Ind*pÈndènt Examlnerfg Report
tr• the Trustees of Klrkosw•ld Parish Church of Scolland
l ￿pOrt on the accounts of the charity for the ygar gnded 31 December 2024
wh￿h are aet QLrt on page8 6 to 10.
Re¥P￿tiVe r￿ponsIbIlItIeS of tru*ttes •nd •xamlner
Thè eharitvs trustee$ a￿ respor6itrAe lof the preparth.on accounts In
a¢cordance the terms of thé Chanbes and Trustee Investsment Iscthandl
Act 2005 and tha Ch•rit¥$ A(Lounts Iscodandl R•gulabor$ 20C6.
The chartiy trust•￿ considor th* the audrt requirement of Rogulation 10111 Id} of tho
Accounts Regulatsons does not ¥p￿y. tt ts my responsI￿lity to examine the accounts
as required undèr séttion 44111 I c l ol the P£t and to stste whèthèr parknoJlar rnatters
havg come to my attentDn
Basis of indepgndent examlnerfs stat•mant
My fjxamnatior is carried out ift aecordance wilh Regulati￿ 11 of the Chathes
Accounts Iscotlancll Regulats"ons 2QO6.
An examination includes a review o¥ ￿ accounliNJ records kept bythe thanty and a
cornpanson of the account5 presented wlh those re￿r¢j5. It also irtludes CDn5hleration
of any unusual Items or d￿C￿lSU¥eS in ihe accounts. and seeks expènations from the
Iru$lees concemiro any such matters.
The procedures undertaken do mt provide all the evvjence that would be required in an
audit, and consequently l th Thit èxpress an audit opinK)n the acCoL￿ts.
Independent examlnerfs statèmènt
In the course of my eXaMinat￿n of Ihe statement of ac£ounts ftythe yearer*Yed
31 Decernber 2024. no matter has come to my attert.on
1 s%hi¢h gives me reasonable wse lo b￿￿e that in any materi¥l resp￿1 the rewiremenl..
to keep acccunting records *n accordance wth Seclic
44111 lal of the Charities and Trustee Investments IScolarKII Act 2005
and Regl￿at￿n 4 of Ihe 2CQ6 Accounts Regulations. and
to pre￿re acccunts which aecord ￿1th th& ac0￿n￿.ng rec£)rds arx1
comply wlln RegLtiation 9 of ￿ 2006 Accounts R￿Ul•tsonS
have not been mei. c
2 to whi(*, in my opini￿, attenb.on shwld be thawn In orcler to enable a prcper
under51arTdirg of the accotnts io be reathed.
1%.3.24

North Carrick Parish Church of &oUand
SC000213
Réceipts and Payments Account
Year ended 31 Dècèmbèr 2024
Unrnstricted Restricted Endowment
Funds
Funds
Funds
2024
2024
2024
Total
2024
Total
2023
Note
Recei
Donations
Legacie5
Activities for generating funds
Bank interest
Investment Income
39.747
39,747
15.022
20.000
2.944
423
12,537
4.373
978
10.183
4,373
978
14,779
4.596
55,281
4,596
59,877
50,926
Transfer of union balance
Sale of investment5
Manse rentsl
Grants received
Hall lets
42.838
44,182
5.400
1.3
4,144
5,400
1,396
4.144
10.800
5.210
Total Rec81 ts
109.059
5.940 114,999
66.936
Pa ments
Costs of generating funds
Charitsble activities
Other payrnenls
335
79,753
14.430
335
80.007
14.430
200
26,667
Total Pa
94,518
200
94.772
28,687
Excess of Payments over Recwpts
for the year before transfws
14.541
5,740
20.227
40.269
Transfers
-3,000
Excess of Receipts over Payments
for Ibe year
17.541
2.740
20.227
40.269

North C4rrick P•rl•h Church of Scoiiand
SC000212
Stateffl•nl of Balanc8S
Ag at 31 December 2024
UnreBUlcted Resirtctsd Enaowrn•nt
Funds
Funds
Fund$
2024
2024
2024
Totsl
2024
Total
2023
rought forwar
1.359
7,751
75.674
35.405
movement in year
17,541
2,740
20,227
40.209
¢arried forward
B4.105
1.305
10,491
gS,901
75,674
Mark8t
Value
2024
Market
Valu•
2023
Inv•stm•nts
(held for endowment funds
and general unrestricted)
Co81
Feryuson Bwuest
Church ol Scotiind InYe5tOT5 Trust
Intome Fund
7228 unls
81.893
79.942
79.219
¢Ma$t•r Tru•t
Churth of Scotland Inve&crfs Trust
Gr￿th FuTrl
1918unts
6.291
12237
11,182
General A¢¢ount
Church ol Scotland In¥esioE5 Trust
Grovrth FUTr
28742 Unbt5
115,CQ2
183,374 167.566
Grn¥th Furbj
240 Lmrts
frtffj Crosthill
120
1,531
Income Fund
10488
114.990
115.997
114.948
318.296
393.081 372.915
Tne Carnck Cenire loan of £14.430 was re￿￿1 dunng the y8ar.
The b*al￿£ on the p￿c￿lSe of the rnanse In Mwk 15 £64.v&J aThJ nas been wrrtten off.
Thg a￿oUnt$ We￿ apwoved by the ￿rk Sessk)n on 11 Mèrch 202$
For and on behalt of Kifk Sess

North Carrlck Parl8h Church of Scotland
Sco￿213
Notss to the Aceounts
Tnisiee Remuneration and Related Paty Trnnjadio
Rev Jeanette Whrtecxoss. thjstee. received £593 for pjlyt suN)ty 1knriTr3 IFr year.
Dunng ts year five trustees fecewed re1rrkn¥￿ ofexpenses inDJr
totalling £8,144
Pknvements in Fun
At 1 Jan IrK4xnlr#J Owlng
At 31 D•c
Endovrnent lunds
Ferguson B&]uest
Mcmaster Trust
Bell Trust
Kirkogwald
Kirkogwald
4337
2(
7045
2102
7751
2(KJ
10491
Restricted fvnds
Compassionate Cornrnunty FuThJ
1305
Unrestrlcted funds
Fabnc fund
Fl¢kner fvnd
General lund
Youth W¢yk
Ch(yr
Guik1
MayMe
New Church Prqect Maybde
Legacy
Maybde
Guild
Kith¢>swakl
North Cafrid( Guild
250 Anniversary
Lunth Cl
Kirkosmeld
104879 93944
437
6109
81106
437
453
-225
515
319
545
Kirkoswakl
KirkOs￿k1
289
-2097
289
1967
1LVa)59
94518
84105
Tof•l fvnds
T￿74
114999
94772
95￿1
•nt Fu
IT￿me tr(Kn the Ferguson Bequest is f(x provisiC￿ of a minister to the pan5h. Dunng vacancy
the Inc¢xne Is used to maintain the manse In readiress fc¥ a minister and pulpit supp
Ir￿me from the Mcmasler Trust is for upkeep ofC￿￿. W of the pansh upkeep of grave
stones in the ch¢Jrch yard.
Irtorne from the Bell Trust Is for b)e wrFX)St ol WOVkJirs gffts to the of thè Parish.
dIStrTrb￿d $￿ety ty Ihe minister at Ihw'rtsgyet
compa￿nal￿ Conmunty Fund.. The frktst8es have r￿1Ve￿ (kv)ab"ons
for use In the comrn¢Jnty In a cxxnpas5WQte capaoty at the dis(xetsw of ts Trustees.
Fabnc Fund to be used f(x repairs rnaIntenan￿ of mayth)￿ manse.
Flower Fund." The Trustees have sel asth luThJs for maintsining thurch flowers each su￿laY
Guild Fund." The Twslees have set aside knn(ts operation of Guild ￿1Vitres.
Lunch Club.. The Trustees have set a￿de fLnJs frx a rn￿thty communty dLSb
Youth Work to be used to finance future youth thth.es
Chc¥r to te used to purchase mwc rdabj rtéms as wlired.

North Carrlck Parfsh Church of Scotland
SC000213
Not•8 to thè Accounts
Unrpstrlctgd Rgstrfctgd Éndowmgnt
Funds
Funds
Funds
2024
2024
2024
Totsl
2024
Total
2023
3 Anatysis of Donatk)n$
WFO
Donations
Grft Aid tsx recovery
Open plate
8.514
23.090
1.300
6.843
8,514
23,090
1,300
6.843
1,709
8,037
5.276
39.747
39,747
Analysls of Payments
4 Cost ot Generatlng Funds
Offenng envelopes
Fundraising ex￿nseS
111
224
224
335
335
S Charitable Athltles
Giving lo Grow
Presbytery dues
Pulp(f supply
Organist
Carriek Centre
Cleaning
Healing and lighting
Insurance
Postage and statio
Website
Flowers
Sundries
Fabrsc expendiur8
Guild expenditure
Lunch Club- Kirkosvrdld
Compassion in the Communty
Ferguson Bequest disth"bute(I lo benefiaary
37,050
37.050
11,012
612
2,684
1.580
6.Ot6
2,205
6.016
2.205
3.500
1.265
9.414
7.095
500
19
1,265
9,414
7,095
1.667
2.216
2,843
513
19
19
468
11,647
545
29
309
2,404
183
276
105
200
11.647
545
29
200
200
79.753
200
26.667
6 Mlnlstefs Stipend
JI Church of Scotland eongregats"on$ conln'bute lo the Nats"orbal Stipe￿1 Fund v#hich bears the
osls of all ministers, stipends and employerfs COntribut￿nS for nath.onal insurance. pension
and housing and loan fijnd. Mini$ters' sbpends are paid in accordanc* the national sts'pend
scale. which is related to years of service. For the year under rewew the minimurn stipend was
£31.842 arKI the maximum stipend in 5th and wbsequent years of service £38,884.

North Carrick Parish Church of Scotland
SC000213
Not￿ to tho A¢¢ounts
Collections for Third Partios
2024
2023
D8menba ScoUaTrJ
Chfisban ￿'d
Erskine
115
103
330
330
Activities for generatlng fvnds
Sale of Corner of Carrick brx)ks
Maybole Chanty Shop
Christrnas Fayre
1st Sunday Teas
Guil(J daffodil tea
Maybole leas
Pennies
Easy fundraisirwj
Crosshill Lunches
105
1306
627
131
297
820
285
95
1735
751
132
231
4373
10

North Carrbck Parish Church of Scotland
SC000213
App•ndbx
Funds held for the benefft of the Congwation by the Churth of Scthand
General Trustees
Capltal Account
Transferred from Union 01.06.24
126,901
31.12.24 31.12.23
Balance at market value
160.661
Revenue Account
Balance al year end
22,778