BANGOR FREE PRESBYTERIAN CHURCH
TRUSTEES, ANNUAL REPORT
AND FINANCIAL STATEMENTS
FOR THE
YEAR ENDED 31 DECEMBER 2024
The Charity Commission for Northern Ireland Number: 109410
HMRC Charities Reference Number: XN45143

BANGOR FREE PRESBYTERIAN CHURCH
References and administrative details
Charlty Name
Bangor Free Presbyterian Church
The Charlty Comm1551on for Northern 109410
Ireland Number
HMRC Charities Reference number
XN45143
Trustees
Mr John Graham
Rev Joshua Moffatt
Mr David Browne
Mr Brian Mcveigh
Mr Selwyn Daly
Contact Address
277 Clandeboye Road
Bangor
Co Down
BT19 IAA
Independent Examlner
Rachel Wilson
39 Millreagh Avenue
Dundonald
BT16 Ir
Bankers
Santander Business Banking
Operations
Sunderland
SR43 4TW

BANGOR FREE PRESBYTERIAN CHURCH
Trustee< Report
For the year ended 31 December 2024
The Trustees present their annual report and financial statements for the year ended 31 December 2024.
Introduction
The Free Presbyterian Church of Ulster came into being on 17th March 1951 as a testimony to the historic faith of
Presbyterians that emphasised the inspiration and authority of Scripture against the liberal, rationalist infidelity that
had made serious inroads into Presbyterianism in Ireland as well as the other main Protestant denominations.
The Free Presbyterian Church of Ulster is a worldwide Protestant Reformed denomination consisting of congregations
which accept and uphold the Articles of Faith. It is Protestant in its basis, Presbyterian in its government, Reformed in
its doctrine, Evangelistic in its ministry, Fundamentalist in its stand and defence of the Historic Christian Faith, and
subject only to the Lord Jesus Christ as the Great King and only Head of The Church. The Word of God, as contained in
the Scripture5 of the Old and New Testaments, is its only rule of faith and practice.
Artlcles of Falth
The Absolute Authority and Verbal Divine Inspiration of the Old and New Testaments as the Word of God.
There is but one living and true God, and in the Godhead there are Three Persons, equal in power and glory, God the
Father, God the Son, and God the Holy Ghost.
The Eternal Sonship, Virgin Birth and Deity of our Lord and Saviour Jesus Christ;
The personality of God the Holy Spirit, and the absolute necessity of His work in Regeneration and Sanctification, and
Hi5 inf illing of the indwelt Believer for power to live and witness for Christ;
The Substitutionary death of the Lord Jesus Christ and His Resurrection as the only way of Salvation from sin through
God ha5 appointed besides the Word and Prayer the Sacraments of Baptism and the Lord's Supper.,
Baptism. The Free Presbyterian Church of Ulster, under Christ the great King and Head of the Church, realises that
bitter controversy raging around the ordinance of Christian Baptism has divided the Body of Christ, when that Body
should have been united in Christian love and Holy Ghost power to stem the onslaughts and hell-inspired assaults of
modernism, hereby affirms that each member of the Free Presbyterian Church of Ulster shall have liberty to decide
for themselves which course to adopt, each member giving due honour In love to the views held by differing brethren,
but none espouslng the error of baptismal regeneration;
The Lord's Supper. The Lord's Supper has been appointed by our Lord for Remembrance of Him in HIS work as Saviour.
Its purpose to the child of God is for strengthening, and the putting of a visible difference between the redeemed and
the unregenerate. Thi5 Sacrament will be observed once each month in every Free Presbyterlan Congregation, or
more, or less frequently as each local congregation
shall decide; and
The visible and personal return of Our Lord Jesus Christ.
These Articles of Faith, together with the Larger and Shorter Catechism5, and the Westminster Standards form the
Subordinate Standards of the Free Presbyterian Church of Ulster.
Purpose
The Objective of the Church is to promote the advancement of religion in accordance with the Holy Scripture5, the
subordinate standards of the Articles of Faith, the Westminster Standard5, and the Book of Church Order.

BANGOR FREE PRESBYTERIAN CHURCH
Public Benefit
This congregation of the Free Presbyterian Church of Ulster meets the public benefit requirement. The Church is
established to benefit its members and the general public, both at home and abroad through the advancement of
religion. The benefits which flow from its purpose include the holding of public worship and fulfilment of the Great
Commission to preach Christ crucified in all the world, the coming of souls to saving faith in Jesus Christ, repentance
from sin and the holding to orthodox Bible religion. Adherence to this framework leads to spiritual and moral
development and wider society living in accordance with God's moral law. It encourages demonstrable acts in the
world such as fervent evangelism, missionary effort, the establishment of new churches, the instruction of students
for Christian service, the progress of Christian schooling and the provision of pastoral care, and humanitarian relief.
The benefits are further demonstrated through attendance at public worship as well as regular evaluation of activities,
informal and ad-hoc feedback from members, their families, and the general public. The purpose does not lead to
harm.
The charity's beneficiaries are the Christian Church and the general public within society in Northern Ireland and
wherever across the world the Free Presbyterian Church of Ulster has an opportunity to minister. The only private
benefits flowing from this purpose are to those members who would receive reasonable remuneration paid in respect
of employment by the Church; those members who may enter into contracts with the Church and receive reasonable
payment for good5 and services supplied; where a member may benefit as a student at our Bible Colleges; or where
someone from a memberfs family may benefit as a pupil at a Christian school. These private benefits are incidental
and necessary to ensure the public benefit is provided to our beneficiaries.
Activities and Events
Bangor Free Presbyterian Church carries out the following activities
The church conducts public worship through the following regular services- Lord's Day morning and evening
worship, prayer meetings, Sunday School, weekly prayer meeting, youth fellowship, parent and toddler
group and children's Bible club.
Conducts Public worship through the following special services- Gospel Missions, teaching conferences,
special times of prayer, Youth rallies, baptism Services and other special meetings.
The Elders attend the monthly Presbytery meetings
Representatives attend the monthly Missionary Council meetin85
The Kirk Session interview and accept new communicant members
The Kirk Session provide pastoral support for the members and attendees
The Kirk Session meet regularly to provide spiritual oversight
The Church Committee meets regularly to oversee the financial and practical matters
The Church supports the work of Radio and TV broadcasting through Let the Bible Speak and the training
activities in the Whitefield College of the Bible. Encourages fervent evangelism in the rest of the UK through
the work of the Mainland Commi55ion and the growing missionary work through the Mission Board and The
Free Presbyterian Mission Society Africa. Supports the work of Christian Education through the work of the
Education Board.

BANGOR FREE PRESBYTERIAN CHURCH
5triiffiirfr. Govrrn.Iniw ,Inrt M.In.Igomenl
Finanlial Roview
Tlii) 11)47111 Iiri.'e nl IiiioiTr)e Is froni wpL
kly olfef IIIF,s. an(1 voliinliify F,ifis dn(I dvnali<)ns, siipplftnicnted b'i thp Iise of
Gill Ai(1 ai1d ilie Ci Ill •li(1 Small DonaliOliS S(henie.
I'lic tota l an)niii)I I QLesved diirinK ilie year iimoiii)Icd to { l J 5.286 from wliich lot411 P¢iymenls in the amc)iJnl of £ 99,679
Ive i e iiiadc, leaviiif A net s(ITplus of £15.607 for the ycar compJfe(I wilh a iifrt Suf plijs DI £21.157 in ihe previou J year.
Cash f Linds he. Id al Ihe year eiid anioiinlod to 1141.62612023.. £126,0191.
I l)e Church reserves polity is lo accumulate sullicient reseDies to Pfovide cover for 12 monil)s operatinp expenses and
, uliire capital projects.
Goine Concern
Tlie irusiees have reviewed the budgets for the year al)ead and are salisfied that there are adequale f unds in place to
ensure tl)ai ihe Church can continije its activilies and ihe financial statements for Ihe year ended 310pcember 2024
can be Signed off a5 a going concefn.
Statement of Trustees, Responsibilities
The irusiees are responsible for preparing the Trustees, report and the financial statements in accordance wilh
applicable law and United Kingdom Accounting Slandards (United Kingdom Generally Accepted Accounting Practice).
The 13w applicable lo charities in Northern Ireland requifes the Irustees to prepare financial statemenls for each
financial year which give a true and fair view of the stale of affairs of the charity and of the incoming resources and
application of resources of the charity for that financial year.
The trustee5 are responsible for keeping accounting recofds that are sufficient to show and explain the Church's
transactions and disclose with reasonable accuracy at any time the assets and liabililies of the Church. They are also
responsible for safeguarding Ihe assets of ihe Church and hence for taking reasonable steps for the prevention and
deiection of fraud and other irregularities.
The Irustees, report was approved by ihe Board of Trustees.
Trustee
Trustee
Datt:
/0

BANGOR FREE PRESBYfERIAN CHURCH
Independent Examiners Report to the Charity Trustees of Bangor Free Presbyterian
Church
I report on the accounts of the Charity for the year ended 31 December 2024, which are set out on pages 7 to 8.
Respective responsibilities of Charity Trustees and Examiner
As the Charity's Trustee5 you are responsible for the preparation of the accounts in accordance with the Charities
Act (Northern Ireland) 2008.
It is my responsibility to:
Examine the accounts under section 65 of the Charities Act
Follow the procedures laid down in the general Directions given by the Commission under section 65(9){b) of
the Charities Act
State whether particular matters have come to my attention
Basls of Independent Examiner's Report
I have examined your Charity accounts as required under settion 65 of the Charities Act and my examination was
carried out in accordance with the general Directions given by the Charity Commission for Northern Ireland under
section 65(9llb) of the Charities Act.
My examination included a review of the accounting records kept by the charity and a comparison of the accounts
presented with those records. It a150 included consideration of any unusual items or disclosures in the accounts, and
seeking explanations from you as charity trustees concerning any such matters.
My role is to state whether any material matters have come to my attention giving me cause to believe:
l. That the accounting records were not kept in accordance with section 63 of the Charities Act
2. That the account do not accord with those accounting records
3. That the accounts do not comply with the accounting requirements of the Charities Act
4. That there is further information needed for a proper understanding of the accounts to be reached.
Independent Examiner's Statement
I have completed my examination and have no concerns in respect of the matters {1) to (41 listed above and, in
connection with following the Directions of the Charity Commission for Northern Ireland, I have found no matters
that require drawing to your attention.
Name: Rachel Wilson, MIATI
Address: 39 Millreagh Avenue, Dundonald, BT16 ITZ
Date: 2211012025

BANGOR FREE PRESBYfERIAN CHURCH
Receipts and Payments Account
For the Year Ended 31 December 2024
Unrestricted
funds
Restricted
funds
Total
2024
Total
2023
Note
Recelpts
Volunta
Recei
ts
Offerings and Gifts
Bank Interest
Other Receipts
107,350
1,066
6,500
113,850
1,066
106,784
682
6CK)
From Charitable Activities
Other
370
370
538
Total RecelptS
108,786
6,500
115,286
108,604
Payments
Cost of Fundraisin
Cost of Charitable Activities
Grants and Donations
Governance Costs
83,781
3,868
83,781
10,498
74,762
12,685
6,630
Asset and Investment purchases
Purchase of Fixed Assets
Total Payments
5,400
93,049
5,400
99,679
6,630
87,447
Net receiptsl(payments)
15,737
-130
15,607
21,157
Transfers between funds
-130
130
Fund surplu51{deficit) for the year
15.607
15.607
21,157
Cash and Bank Reconciliation
Balance at start of year
Surplus/{deficit) this year
Cash at bank and in hand at year end
126,019
15,607
141,626
126,019
15.607
141,626
104.862
21,157
126,019

BANGOR FREE PRESBYTERIAN CHURCH
Statement of Assets and Liabilities
As at 31 December 2024
2024
2023
Nole
Assets Rétained for Church Own Use
Manse
Church
Fixtures aiid Filtings
198.795
1.364.084
72,410
198,795
1.364,084
72,410
1.635,289
1,635,289
Cash Funds
Currenl Accounts
Deposit Accounts
Total Cash Funds
16.301
125,325
10.671
115.348
141.626
126,019
Llabilities
Other Loans
Net A55ets
1,776,915
1,761,308
Represented By Funds
Unrestricted funds
Restricred funds
General
141,626
126,019
Income
Capiial
1,635,289
1,635,289
1.635.289
1,635,289
Funds at Yeaf End
1,776.915
1,761,308
Tl)e financial statemenis were approved by the Trustees on
by..
and si8ned on their behalf
Tfustee
Trustee