Banbrfdge Free Presbyterian Church
Trustees, Annual Report
Year ended 31 December 2024
The Charlty Commisslon for Northern Ireland Number: 109388
HMRC Charltles Reference Number: XN48594

Banbridge Free Presbyterian Church
References and adminlstratlve detalls
Charity Name
Banbridge Free Presbyterian Church
The Charlty Commlsslon for Northern 109388
Ireland Number
HMRC Charftles Referen￿ number
XN48594
Trustees
Rev D Smith
Mr I Parke
Mr R Graham
Mr E Hamilton
Mr l Mccrum
MrTGraharn
Mrj Douglas
MrP Moore
Contact Address
Banbridge Free Presbyterian Church
Ballymoney Hill
Banbrldge
BT32 4DR
Independent Examlner
Roulston Jardine Chartered Accountants
First Floor
3 Gallows Street
Dromore
BT25 IBG
Bankers
Ulster Bank
22 Brldge Street
Banbridge
BT32 3JT

Banbridge Free Presbyterlan Church
Trustees, Report
For the year ended 31 December 2024
The Trustees present their annual report and financlal statements for the year ended 31 December 2024.
Introductlon
The Free Presbyterian Church of Ulster came Into being on 17th March 1951 as a testimony to the historlc
faith of Presbyterians that emphasised the insplration and authority of Scripture against the liberal,
rationalist infidelity that had made serious inroads into Presbyterianlsm In Ireland as well as the other main
Protestant denominations.
The Free Presbyterian Church of Ulster is a worldwide Protestant Reformed denomination consisting of
congregations which aC￿pt and uphold the Artlcle5 of Faith. It is Protestant in Its basls, Presbyterlan in Its
government, Reformed In its doctrine, Evangelistic in its ministry, Fundamentalist in its stand and defence of
the Historlc Christian Faith, and subject only to the Lord Jesus Christ as the Great King and only Head of The
Church. The Word of God. as contained in the Scrlptures of the Old and New Testaments, is its only rule of
Ith and practi￿,
Articles ol Falth
The Absolute Authorlty and Verbal Divlne Insplration of the Old and New Testaments as the Word of God;
There is but one living and true God, and in the Godhead there a￿ Three Persons equal in power and gloryi
God the Father, God the Son, and God the Holy Ghost;
The Eternal Sonship, Vlrgln Birth and Deity of our Lord and Saviourjesus Christ;
The personality of God the Holy Splrlt, and the absolute necessity of His work in Regeneratlon and
Sanctiflcatlon, and His infilling of the indwelt Believer for power to live and witness for Chrlst;
The Substltutlonary death of the Lord Jesus Christ and His Resurrection as the only way of Salvation from sln
through Faith.
God has appointed besides the Word and Prayer the Sacraments of Baptism and the Lords Supper;
Baptism. The Free Presbyteiian Church of Ulster, under Christ the great King and Head of the Church, reallses
that bitter controversy raging around the ordinance of Chrlstlan Baptism has divided the Body of Christ, when
that Body should have been united in Christian love and Holy Ghost power to stem the onslaughts and hell-
Insplred assaults of modernlsm, hereby affirms that each member of the Free Presbyterlan Church of Ulster
shall have liberty to decide for themselves which course to adopt, each member giving due honour In love to
the views held by differing brethren, but none espousing the error of baptismal regeneratlon:
The Lord's Supper. The Lord's Supper has been appointed by our Lord for Remembrance of Him In His work
as Saviour. Its purpose to the child of God Is for strengthening, and the putting of a visible difference between
the redeemed and the unregenerate. This Sacrament will be observed once each month in every Free
Presbyterian Congregation, or more. or less frequently as each local congregation
shall declde; and
The visible and personal return of Our Lord Jesus Christ.
These Articles of Faith, together wlth the Larger and Shorter Catechlsms, and the Westminster Standards
form the Subordlnate Standards of the Free Presbyterian Church of Ulster.
Purpose
The Objective of the Church is to promote the advancement of religion in accordance with the Ho
Scriptures, the subordinate standards of the Articles of Faith, the Westminster Standards, and the Book of
Church Order.

Banbrldge Free Presbyterian Church
Public Benefit
Thls congregation of the Free p￿sbyterIan Church of Ulster meets the public beneflt requirement. The
Church is established to benefit its mernbers and the general public, both at home and abroad through the
advan￿ment of re5iglon. The benefits whlch flow from its purpose include the holding of publlc worship and
fulfilment of the Great Commlssion to preach Christ crucified in all the world, the coming of souls to saving
falth in Jesus Chrlst. repentance from sln and the holding to orthodox Bible religion. Adherence to this
framework leads to spiritual and moral development and wider society Siving in accordance with God's moral
law. It encoura8es demonstrable acts in the world such as fervent evangellsm. missionary effort, the
establishment of new churches, the instruction of student5 for Christian service, the progress of Christian
schooling and the provlslon of pastoral care, and humanitarian relief. The benefits are further demonstrated
through attendance at public worship as well as re8ular evaluation of actlvitles, informal and ad-hoc feedback
from members, their families, and the general public. The purpose does not lead to hami.
The charitVs beneficlaries are the Christian Church and the general publlc withln society in Northern Ireland
and wherever across the world the Free Presbyterian Church of Ulster has an opportunity to minister. The
only prfvate benefits flowing from this purpose are to those members who would receive reasonable
remuneration paid In respect of employment by the Church; those members who may enter Into contracts
with the Church and receive reasonable payment for goods and servlces supplied; where a member may
benefit as a student at our Bible Colleges; or where someone from a memberfs family may benefit as a pupil
at a Christian school. These private benefits are Incidental and necessary to ensure the public benefit is
provlded to our beneficiaries.
Actlvltles and Events
Banbridge Free Presbyterian Church carries out the following attivities
The church conducts public worship through the following ￿gUlar servlces- Lord's Day morning
and evening worship, prayer meetings, Adult Blble Class. Sunday School, Weekly Prayer Meeting,
Youth Fellowship, monthly Ladtes Fellowship
Conducts Publlc worshlp throu8h the following special services- Gospel Misslons, teaching
conferences, special times of prayer, Youth rallies, baptism services and other special meetings.
The Elders attend the monthly Presbytery meetings
Representatives attend the monthly Mi55ionary Council meetlngs
The Kirk Session interview and accept new communicant members
The Kirk Session provide pastoral support for the members and attendees
The Klrk Session meet regularly to provide spiritual oversight
The Church Committee meets regularly to oversee the financial and practical matters
The Church supports the work of Radio and TV broadcasting through Let the Bible Speak and the
trainlng activities In the Whitefield College of the Bible. Encourages fervent evangelism in the rest
of the UK through the work of the Mainland Commission and the growing missionary work through
the Mlsslon Board and The Free Presbyterian Mlsslon Society Africa. Supports the work of Christian
Education through the work of the Educatlon Board.
Structure. Governance and Management
The Trustees meet on a regular basis to discuss the work of the church, and to rnake declslons concerning
the activltles within the church. Matters are reported to Church Members at the Annual General Meeting
when the Flnancial Report is given and the Accounts are presented.
The Church Committee meets re8ularly to take delegated responslbility on behalf of the members of the
Kirk Session to assist it in managing the Church's finances and assets and In making decisions regarding the
day to day financial and material affairs of the Church.

Banbrldge Free Presbyterian Church
Financial Revlew
The main source of income is from weekly offerin85, and voluntary gifts and donations, supplemented by the
use of Gift Aid and the Gift Aid Small Donations Scheme.
The total amount re￿iVed during the year amounted to £130,753, from whlch total payments in the amount
of £104,545 were made, leaving a net surplus of £26,208 for the year compared with a net surplus of £33,087
in the previous year. Cash funds held at the year end amounted to £309,318 {2023: £283,110).
The Church reserves policy is to accumulate sufFicient reserves to provide cover for 12 months operatlng
expenses and future capltal projects.
Golng Concern
The trustees have reviewed the budgets for the year ahead and are satisfied that there are adequate funds
in place to ensure that the Church can continue its activities and the financial statements for the year ended
31 December 2024 can be slgned off as a goin8 concern.
Statement of Trusteos, Responslbtlities
The trustees are responsible for preparing the Trustees, report and the financial ststements in accordance
with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted
Accounting Practice).
The law applicable to charlties in Northern Ireland requires the trustees to prepare financial statements for
each linanclal year which give a true and fair view of the state of affairs of the charity and of the incoming
resources and application of resources of the charity for that financial year.
The trustees are responsible for keeping accounting records that are sufficient to show and explain the
Church's transactions and disclose with reasonable accuracy at any time the assets and liabilities of the
Church. They are also responsible forsafeguarding the assets of the Church and hence fortaking reasonable
steps for the prevention and detection of fraud and other irregularities.
The trustees, report was approved by the Board of Trustees.
Rev D Smith
J Douglas
Date: 2yh June 2025

Independent examlner's report to the charity trustees of Banbridge Free Presbyterlan Church
I report on the accounts of the Trust for the year ended 31 December 2024. which are set out on
pages 6 to 11.
Respective responslbllities of charity trustees and examlner
As the charity's trustees you are responsible for the preparation of the accounts in accordan￿ with
the Charities Act {Northern Ireland) 2008.
It is my responsibillty to:
examine the accounts under section 65 of the Charities Act
follow the procedures laid down in the general Direction5 given by the Commission under sectlon
65{9)(b) of the Charities Act
State whether particular matters have come to my attention.
Basis of Independent examinerfs report
I have examined your charity accounts as required under section 65 of the Charities Act and my
examination was carried out in accordance with the 8eneral Directions given by the Charity
Commission for Northern Ireland under seclion 65{91(b) of the Charities Act.
My examination included a review of the accounting records kept by the charity and a comparison of
the accounts presented with those records. It also included consideration of any unusual items or
disclosures in the accounts, and seeking explanations from you as charity trustees concerning any
such matters.
My role is to state whether any mater(al matters have come to my attention giving me cause to
believe:
l. That accounting records were not kept in accordance with section 63 of the Charlties Act
2. That the accounts do not accord with those accounting records
3. That the accounts do not coniply with the accounting requirements of the Charities Act
4. That there Is further information needed for a proper understanding of the account5 to be
reached.
Independent examinerfs statsment
I have completed my examination and have no concerns in respect of the matters (l) to (4} listed
above and, in connection with following the Directions of the Charity Commission for Northern
Ireland, I have found no matters that require drawing to your attention.
Roulston Jardine Chartered Accountants
Ruth Jardine FCA
First Floor, 3 Gallows Street,
Date 27 June 2025
Dromore

Banbridge Free Presbyterian Church
Receipts and Payments Account
For the year ended 31 December 2024
Unfestrlcted
funds
Restrlrted
funds
Total
2024
Total
2023
Note
Receipls
Volunta
Recei
t5
offerings and Glfts
Bank Interest
Other Receipts
97.074
14,341
111.415
108,124
18,865
18.865
16.841
From Charltable Activities
Other
473
473
156
Total Recelpts
116.412
14,341
130,753
125,121
Payments
Cost of Fundralsing
Cost of Charltable Activitie5
Grants and Donation5
Governance Costs
80,095
22,692
1,735
80.095
22,692
1.758
69,614
21.228
1,193
23
Asset and Investment pur¢ha5es
Purchase of Fixed Assets
Total Payments
104.522
23
104,545
92,035
Net rrfelpt51(paymentsl
11,890
14,318
26,208
33,086
Transfers between funds
15781
578
Fund surplu5/ldefidt) for the year
11,312
14,896
26.208
33,086
Cash and Bank Recondllatlon
Balance at start of year
Surplus/ldeficit} thls year
Cash at bankand in hand at yearend
199,318
11,312
210,630
83,792
14.896
98,688
283,110
26,208
309.318
250,024
33,086
283.110

Banbridge Free Presbytertan Church
Statement of Assets and Liabilitles
For the year ended 31 December 2024
2024
2023
Note
Assets Retalned for Church Own Use
Land & Buildings
Fixtures and Fittings
1,300,000
1,300,000
1,300,000
1,300,000
Cash Funds
Current Accounts
Deposit Accounts
Total Cash Funds
126,587
182,731
109,184
173,926
309,318
283,110
Uabilities
Other Loans
Net Assets
1,609,318
I￿83,110
Represented By Funds
Unrestricted funds
Restricted funds
General
Income
- Capttal
210,630
199,318
98,688
1,300,000
83,792
1,300,000
1,398,688
1,383,792
Funds at Year End
1,609,318
1,583,110
The financial ststements were approved by the Trustees on 27th June 2025 and signed on thesr behalf by:
Rev D Smith
r J Dougla