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Charity registration number: NIC 109209 Company registration number: N1693936

Just a Chat Limited

Annual Report and Unaudited Financial Statements For The Year Ended 31 January 2025

NI 693936

Company’s Principals for the Year Ended 31 January 2025

Just a Chat Limited

Company Registration Number N1I693936

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|||||| |---|---|---|---|---| |Charity|Number|NIC|109209| |Registered|Office|43|Limefield|Rise| |Craigavon| |Co|Armagh,| |BT65|SBN| |Directors &|Trustees|Conor|Hegarty| |David|Ginesi| |Secretary|Conor|Hegarty| |Bank|Starling|Bank| |5|Floor| |Fruit|&|Wool|Exchange| |Duval|Square| |London| |El|6PW|

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Independent Examiner

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|||| |---|---|---| |Flynn & Company|Accountants|Limited| |Chartered|Accountants| |28|Carleton|Street| |Portadown| |Co|Armagh| |BT62|3EP|

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NI 693936

Just a Chat Limited

Contents	Page No.
Trustees’ report	3-4
Independent examiner’s report	5-6
Statement ofthe Financial Activities	7
Balance Sheet	8
Accounting Policies	9- 10
NotestotheFinancialStatements	11-12

NI 693936

Trustees’ Report“Ee Uncluding Directors:Si ie Report) For the year ended 31 January 2025

Just a Chat Limited

The trustees present their annual report and financial statements for the year ended 31 January 2025.

The Financial Statements comply with the Charities Act (Northern Ireland) 2008, the Companies Act 2006, the Memorandum and Articles of Association, and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the financial reporting standard for smaller entities.

Objectives and activities

The main purpose is the advancement of health or the saving of lives. The relief of those in need by reason of youth, age, ill-health, disability, financial hardship or other disadvantage. We aim to provide a service that everyone will be able to accsss and relate to and we yeill promote positive mental health practises as well as promoting all the esseritial services available to anyone who knows someone or is themselves ina crisis.

The trustees have paid due regard to guidance issued by the Charity Commission for Northern Ireland in deciding what activities the charitable company should undertake.

Achievements and performance

The trustees are satisfied with the results for only being their second year. The trustees together with the committee have been working successfully to secure funding so that the charitable company can continue to expand their work.

Financial review

The charitable company's financial results are set out in detail on pages 7 to 12.

There is an overall surplus on funds this year of £13,255. The trustees and the committee are continuing to investigate avenues of generating additional income.

Structure, governance and management

The charitable company is a company limited by guarantee, governed by its Memorandum and Articles of Association dated 23 January 2023.

The trustees who served during the year and up to the date of signature of the financial statements were:

Conor Hegarty

David Ginesi

The trustees of the charitable company are also directors for the purposes of company law.

None of the directors have any beneficial interest in the charitable company. In the event of the charitable company being wound up, members are required to contribute an amount not exceeding £1.

NI 693936

Just a Chat Limited

Trustees’ Report (Including Directors’ Report) (continued) For the year ended 31 January 2025

Organisation

The trustees administer the charitable company and oversee the day running of the charity. The committee meets on a monthly basis.

Reserves policy

The trustees consider than the ideal level of reserves in the charity would cover 6 month expenditure.

In preparing this report, the trustees have taken advantage of the small companies exemption provided by section 415A of the Companies Act 2006.

Registered Office: 43 Limefield Rise Craigavon Co Armagh, BT65 SBN

Company Registration No: N1693936

Charity Registration No: NIC 109209

The trustees’ report was approved by the Board of Trustees.

Mr Conor Hegarty Trustee

Date: 17 October 2025

NI 693936

Just a Chat Limited

To The Trustees of Just a Chat Limited

Independent Examiner’s Report

Independent examiner’s report to the charity trustees of Just a Chat Limited I report on the accounts of the company for the year ended 31 January 2025, which are set out on pages 7 to 12.

Respective responsibilities of charity trustees and examiner As the charity trusi€es (and aiso‘the directors of the company for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006. Having satisfied myself that the charity is not subject to audit under company law, and is eligible for independent examination, it is my responsibility to:

¢ examine the accounts under section 65 of the Charities Act e follow the procedures laid down in the general Directions given by the Charity Commission for Northern Ireland under section 65(9)(b) of the Charities Act
¢ state whether particular matters have come to my attention.

Basis of independent examiner’s report

I have examined your charity accounts as required under section 65 of the Charities Act and my examination was carried out in accordance with the general Directions given by the Charity Commission for Northern Ireland under section 65(9)(b) of the Charities Act. The examination included a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also included consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as charity trustees concerning any such matters.

My role is to state whether any material matters have come to my attention giving me cause to believe:

That accounting records were not kept in accordance with section 386 of the Companies Act 2006.
That the accounts do not accord with those accounting records.
That the accounts do not comply with the accounting requirements of section 396 of the Companies Act 2006 and with the methods and principles of the Charities Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland.
That there is further information needed for a proper understanding of the accounts to be reached.

NI 693936

Just a Chat Limited

Independent Examiner’s Report (Continued)

To The Trustees of Just a Chat Limited

Independent examiner’s statement

I have completed my examination and have no concerns in respect of the matters (1) to (4) listed above and, in connection with following the Directions of the Charity Commission for Northern Ireland, | have found no matters that require drawing to your attention.

Steven Haugh ACA

Flynn & Company Accountants Limited Chartered Accountants 28 Carleton Street Portadown Co. Armagh BT62 3EP

17 October 2025

NI 693936

Just a Chat Limited

Statement of Financial Activities

Year ended 31 January 2025

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||||||||| |---|---|---|---|---|---|---|---| |Unrestricted|Restricted|Total|Funds| |Funds|Funds|2025|2024| |Notes|£|£|£| |Incoming|Resources| |Incoming|Resources|from| |Generating|Funds:| |Fundraising &|donations|ZT|-|pa Fo|5,384| |Operating Grants|Received|-|25,910|25,910|7,500| |Total|Incoming|Resources|1|2A|25,910|47,487|12,884| |Resources|expended| |Operating Costs|3|(15,366)|(18,866)|(34,232)|(9,319)| |Total|Resources|Expended|(15,366)|(18,866)|(34,232)|(9,319)| |(Deficit)/Surplus|for the year|6,211|7,044|13,255|3,565| |Reconciliation|of Funds| |Total|Funds|Brought|Forward|(1,642)|5,207|3,565|-| |Total|Funds Carried|Forward|£4,569|£12:25|1|£16,820|£3,565|

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The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006.

NI 693936

Just a Chat Limited

Balance Sheet

As At 31 January 2025

	Notes		2025		2024
		£	£	£	£
Current Assets
Cash at Bank		18,621		4,226
Creditors: Amounts
FallingDuewithin OneYear	6	(1,800)		(660)
Net Current Assets			16,821		3,566
Net Assets			£16,821		£3,566
Capital and Reserves
Capital Reserve			l		l
Revenue Reserve			16,820		3,565
Shareholders’Funds			£16,821		£3,566

The charitable company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 January 2025.

The trustees acknowledge their responsibilities for ensuring the charitable company keeps accounting records which comply with section 386 of the Act and for preparing financial statement which give a true and fair view of the state of affairs of the charitable company as at the end of the financial year and of its incoming resources and application of resources, including its income and expenditure, for the financial year in accordance with the requirements of sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the charitable company.

The members have not required the charitable company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

Theye statements were approved by the trustees on 17 October 2025.

Mr Conor Hegarty

Trustee

Company Registration No. NI 693936

NI 693936

Just a Chat Limited

Accounting Policies

For the year ended 31 January 2025

Charity Information

Just a Chat Limited is a private company limited by guarantee incorporated in Northern Ireland. The registered office is 43 Limefield Rise, Craigavon, Co. Armagh, BT65 SBN.

Accounting convention

The financial statements have been prepared in accordance with the charitable company's governing document, the Companies Act 2006 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from | January 2019). The charitable company is a Public Benefit Entity as defined by FRS 102.

The charitable company has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin | not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling, which is the functional currency of the charitable company. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

Going Concern

The financial statements have been prepared on a going concern basis, the directors are continuing to seek additional grant funding and increase in performance bookings over the incoming year and on this basis the assessment of the directors is that the charity is a going concern.

Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Income

Income is recognized and included in the accounts when the following criteria is met:

e The charity has entitlement to the income: e Any performance conditions attached to the income have been met or are fully within the control of the charity;
e There is sufficient certainty that receipt of the income is considered probable and the amount can be measured reliably.

NI 693936

Just a Chat Limited

Accounting Policies (continued)

For the year ended 31 January 2025

Capital Grants

Grants in respect of revenue are credited to the profit and loss account over the period to which they relate. Capital grants are deducted from the cost or purchase price of the asset. Therefore, the net cost of the asset is included in the balance sheet and net depreciation is included in the profit and loss account.

Legal status of the company

The company is limited by guarantee and has no share capital.

NI 693936

Just a Chat Limited

Notes to the financial statements

For the year ended 31 January 2025

1.	Operating Income
		Unrestricted	Restricted	Total	Total
		Funds	Funds	2025	2024
		£	£	£	£
	Fundraising& Donations	ra EY		-	5 oe Ut
	Grants Receivable
	Halifax	-	2,000	2,000	5,006
	Tesco - Groundwork UK	-	2,000	2,000	500
	PowerNI	-	1,000	1,000	1,000
	Barclays - Sported Foundation	-	1,000	1,000	1,000
	National Lottery	-	19,910	19,910	.
		LOVES 7	£25,910	£47,487	£12,884
gh	Capital Income
	There was no capital income received in the year.
3.	Operating Costs	Unrestricted	Restricted	Total	Total
		Funds	Funds	2025	2024
		£	£	£	£
	Workshops& Activities	-	6,848	6,848	-
	Hire offacilities	71	5,363	5,434	-
	Consulting	-	710	710	-
	Marketing	2,604	962	3,566	2,235
	Office supplies	1,907	1,417	3,324	2,118
	Insurance	173	-	173	152
	Sport supplies	1,826	2,114	3,940	2,114
	Telephone	44]	634	1,075	294
	Business entertainment	1,106	285	1,391	498
	Travel	81	375	456	-
	Accountancy	1,184	13	1,197	660
	Professional services	-	-	-	482
	Stafftraining	275	145	420	-
	Subscriptions	190	-	190	116
	Donations	95	-	95	500
	Bank fees	90	-	90	-
	Website	4,403	-	4,403	150
	General	920	-	920	-
		£15,366	£18,866	£34,232	£9,319

gh Capital Income

a fa |

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NI 693936

Just a Chat Limited

Notes to the financial statements (continued)

For the year ended 31 January 2025

4,	Net Incoming Resources ForThe Year			2025	2024
				£	£
	This is stated after charging:
	Accountancy fees			£1,140	£660
5.	StaffCosts and Emoluments
	The charity had noemployees during the	year.
6.	Creditors: Amounts fallingduewithin	oneyear		2025	2024
				£	£
	Accruals			£1,800	£660
7.	Capital Commitments
	The company had no capital commitments at 31 January 2025.
8.	Restricted income funds
		Balance at	Incoming	Outgoing	Balance at
		1 Feb 2024	Resources	Resources	31 Jan 2025
		£	£	£	£
	Restricted funds	£5,207	£25,910	£(18,418)	£12,699
9.	Unrestricted income funds
		Balance at	Incoming	Outgoing	Balance at
		1 Feb 2024	Resources	Resources	31 Jan 2025
		£	£	z	Z
	GeneralFunds	£(1,642)	L217	£(15,814)	£4,121

10. Related party transactions

The company’s trustee, Mr Conor Hegarty, provided a statement of guarantee so that in the event of the company winding «p he will liable for any debts of the company.

2025-05-12-accounts

Just a Chat Limited

Just a Chat Limited

Company Registration Number N1I693936

Independent Examiner

Just a Chat Limited

Just a Chat Limited

Objectives and activities

Achievements and performance

Financial review

Structure, governance and management

Conor Hegarty

Just a Chat Limited

Trustees’ Report (Including Directors’ Report) (continued) For the year ended 31 January 2025

Organisation

Reserves policy

Independent Examiner’s Report

Basis of independent examiner’s report

Just a Chat Limited

Independent Examiner’s Report (Continued)

To The Trustees of Just a Chat Limited

Independent examiner’s statement

Just a Chat Limited

Statement of Financial Activities

Year ended 31 January 2025

As At 31 January 2025

Company Registration No. NI 693936

Accounting Policies

For the year ended 31 January 2025

Charity Information

Accounting convention

Going Concern

Charitable funds

Income

Just a Chat Limited

Accounting Policies (continued)

For the year ended 31 January 2025

Capital Grants

Legal status of the company

Just a Chat Limited

Notes to the financial statements

Just a Chat Limited

Notes to the financial statements (continued)

For the year ended 31 January 2025

10. Related party transactions