Banbridge Baptlst Church
The Trustees present their Annual Report of the charity for the year ended 31" December 2023.
Purpose
The principal purpose of the charity is the promotion and advancement of Christianity based on New
Testament principles as found in the Christian Bible.
Achievements and Performance
The Trustees have had regard to the Charity Commission for Northern Ireland's guidance on the
provision of public benefit and are confident that Banbridge Baptist Church fully satisfied this
requirement throughout 2023 through its activities.
In 2023 Banbridge Baptist Church has continued with its full range of community activities but also
maintained the 'live5treaming' of services. This has greatly benefitted some parishioners who have
Issues such as mobility problems etc., and also because a diverse group of people not connected
with the Church including a significant number from overseas are regularly joining or later viewing
the services. The Church's social media site received roughly 1000 hits each week.
The various departments of the Church also fully resumed their program5. Over the Autumn, Winter
and Spring months we have the following activities: on Sunday's we have the Sunday School, Bible
Class and Youth Fellowship for the children and young people. We also have the Good News Club on
a Tuesday night fvhich has 70 children enrolled. The Friday night Youth Club had approximately 40
young people attending weekly. The weekly Bible Study and Prayer meeting is on a Wednesday
evening throughout the year. The Church also facilitates a Parents and Toddlers meeting every
Tuesday morning to enable socialisation and support to be provided. There are also a number of
regular monthly meetings with a crdft class, a Woman's Fellowship meeting, the Fellowship Hour
takes place on a Tuesday afternoon and is intended to provide a social gathering for those no longer
in full time employment. The Torch Fellowship also meets monthly on a Saturday and is intended to
-provide a venue for those who are blind or with sight impairment to meet and socialise. Banbridge
Baptist Church also commenced a number of new public service ventures with the commencement
of a 'warmroom' on Monday mornings to provide a warm and safe venue for people to meet and
socialise over a cup of tea or coffee. Another venture was the commencement of a Junior Youth
Challenge IJYC} meeting for young people of secondary school age {11-15} on a Tuesday evening.
Banbridge Baptist Church was able to resume the normal summer activities which included the
Holiday Bible Club over the I" week in August 2023 (Monday to Friday evening}. Some 100 children
along with 40 helpers were involved each evening.
In September 2023Banbridge Baptist Church hosted the annual missionary convention week with 6
Missionary Societies giving reports. There were also a number of additional missionary reports
throughout the year. The purpose of these meetings was to give members the opportunity to
receive the work of missions both here in Northern Ireland and further afield.
Visitation of the sick, consolation and support of members suffering bereavement continued in 2023
as the Pastor, Elders and others within the Fellowship sought to provide pastoral support and
comfort to those in need.

Reference and Administrative Details of the Charity, the Trustees and Advisers
Charity name.
Banbridge Baptist Church
Church Address
23 Kenlis Street, Banbridge. BT32 3LR
Email
support@banbridgebaptist.co.uk
Website
htt
www.banbrid eba
tist.co.uk
Trustees
The Charity Trustee5 comprise of some of the members of the ChurFh Oversight Committee (namely
the Pastor and Elderfs) along with some Custodian Trustees.
Note- All male member5 of the Church are eligible for elections as deacons at the annual AGM.
Excluding the Pastor anyone intending to serve as an Elder must be serving deacon at the time of the
election. The Pastor seNes for the period of their pastorate. Elders serve for life however they allow
their names to go forward for revalidation every 5 year5. Any trustee who serves as a deacon will
serve for a period of 3 years before being subject to re-election. The Church's Constitution requires a
quorum of member5 to be present at any constituted meeting. The constitution also requires a two
third5 majority of those voting for the appointment of Pastors, Elders, or transactions involving
property. Attendgnce at the Annual General Meeting or at any 'Special Members Meeting, is open to
all church members.
Induction and Training of Trustees.
Following appointment each newly appointed Trustee receives an induction pack containing copie5
of the Charity Commission for Northern Ireland publication- 'Running Your Charity,.
Trustees are also encouraged to access further information available on the Charity Commission for
Jorthern Ireland website.
The Trustees in office at 31" December 2023 and on the date of signing this report were: _
J Taylor
Pastor
l Brown
S Price
C Buchanan
S Gamble
Church Treasurer
K Acheson
G Beck
M Harland
Church Secretary
W Gribben

Payment to Trustees
No Trustee received payment for undertaking trustee duties. Payments to the Pastor relate to
expenses incurred in the performance of the duties of pastor. Were Trustees purchase items on
behalf of the Charity these costs may be reimbursed.
Custodian Trustees
Premises owned by the Church are held under trust by 'Custodian Trustees, whose role is to hold the
property asset5 of the Church. Custodian Trustees do not serve on the Oversight unless also elected
to the Office of Deacon or Elder.
Advisors
Amber River Nl- 8 Cromac Place, Belfast. BT7 2JB
Bankers.
Danske Bank- 33-39 Bridge Street, Banbridge BT32 3SL
Independent Examiner.
Mr Malcolm Mcclean
Insurance Adviser.
T L Dallas INI) Ltd - 63 Malone Road, Belfast BT9 6SA
Solicitors.
Trevor McBurney & Co. 11 Downshire Place, Banbridge BT32 3DF
Structure, governance and management
Banbridge Baptist Church is constituted by a Trust Deed in 1845 as an unincorporated association
and is an independent Fellowship with no affiliations to any other Church of Association.-Itis
governed by its Constitution with the most recent version being adopted by the members on 9
October 2019.
Banbridge Baptist Church is registered with The Charity Commission for Northern Ireland, number
NIIC107359 refers.
Management
The Trustees continue to meet regularly to di5CUSS the work of the Church, and to make decision5
concerning the regular activities within the Church, also Church outreach activities. Matters are
reported to Church members via the Annual General Meeting of the Church. At the AGM reports
regarding the work of the Church are outlined to the members and the annual accounts are
presented for scrutiny. Matters requiring approval of a Members Meeting are decided by majority
rds
vote apart from appointment of Elders or a Pastor which requires 3 213 majority. In the event of a
tie the Chairman of the Members Meeting has a casting vote, Approval at a Church Members
Meeting is required for significant project5, such as a building programme, prior to commencing any
major new undertaking.
Volunteers play a key role in the various Departments of the Church. It is not possible to quantify
this support as much is done behind the scenes. However, Banbridge Baptist Church could not
function as it does without the volunteerfs faithful support.
Risk Management
The Trustees have conducted an assessment of the risks to which the charity is exposed and have
reviewed systems and procedures to mitigate such risks. Risk assessments covering areas such as fire

protection, health and safety and the protection of children, young persons and vulnerable adults
are ongoing processes that are reviewed annually. A child Safeguarding officer has been appointed
along with an officer to review Health and Safety issues for the Church. The reports of the child
safeguarding officer and the health and safety ofFicer are standing agenda items at the monthly
Trustee meetings.
Data Protection
Banbridge Baptist Church is registered with the Information Commissioner5 Office. Church
membership records are encrypted and held by the Data Protection Officer with encrypted backups
stored separately. Personal information held relates to the activities conducted by each department
operating under the auspices of Banbridge Baptist Church. This data is disposed of securely when no
longer required. The Trustees are satisfied that the levels of information held by each department
are appropriate to fulfil the need to operate in accordance with both GDPR and the Church's Child
Protection Policies.
Financial Review
The Church is funded by voluntary gifts and donations with use being made of the Gift Aid scheme.
The Banbridge Baptist Church does not seek funds from other sources.
Income for 2023 was £156,888 which is a1£74,136.00 or) decrease on the previous year. However,
2022 accounts were impacted by the repayment of a £57,500.00 housing loan to a former assistant
Pastor. Note- there 15 also a cash asset of £240,000.00 from the sale of the manse in 2019 (now
moved into a separate bank account)
An amount of £18,769 in respect of Gift Aid was recovered from HRMC. This is a small increase on
last year.
Expenditure for the year was £148,199 which was down on the previous year1£178,602). One of the
factors was the reduction in salary contribution owed to the movement of our assistant Pastor into
his own Pastorate. With the movement of the funds from the sale of the former manse into a
separate account this mean that the Church had a credit balance of £94,749.72 in the bank as of 31"
December 2023. The Church had no other liabilities or commitment5.
The Church uses Restricted and Unrestricted Funds in its accounting policies. Restricted Funds are
used for money donated to the Church for specific purposes e.g. Missions, Youth Ministries etc.
Unrestricted Funds from general offerings are used for all other purposes. Any shortfalls in the
Restricted Funds are made up by transfers from the Unrestricted Funds.
Reserve Policy
A policy on reserves ha5 been reviewed and agreed by Trustees. The income of the Church is stable,
and the risk of a sudden significant reduction in income is regarded as unlikely. In the event of an
unexpected financial need the Trustees are confident that members would respond accordingly. The
Trustees are satisfied that a figure equating to approximately two month's expenditure is an
appropriate level of reserve balances at the present time. Cash balance at year end exceeded the
level of Reserve required.
Funds Held as Custodian Trustees on behalf of others.
Banbridge Baptist Church does not hold any funds as Custodian Trustees on behalf of others.
Signed on behalf of the Trustees

S Gamble
M Harland
Treasurer
Secretary