Compony Reglstration Number: N1039135 Charlty Nurnber: 105583 Futureproof INC Ltd (A company Ilmltod by guarantso, not havlng a •haro capltall Annual Raport and Unauditsd Financial Statements for the financial year ended 31 March 2025 Paul Hagerty & Co Chartered Accountants 11 The Square Rostrevor Co Down BT34 3AZ
Futureproof INC Ltd (A company Ilmited by guarantee, not having a share capEtall CONTENTS Page Reference and Administrative Infomiation Directors, Annual Report Statement of Directors, Responsibilities Independent Examinefs Report ststement of Financial Activities Balance Sheet Notes to the Financial Statements 10-14 Supplementary Inf0MtIOn relating to the Financial Ststements 16
Futureproof INC Ltd IA company limited by guarantee, not hwing a shar• capltall REFERENCE AND ADMINISTRATIVE INFORMATION Directors James Leneghan Cathal Fegan John Mccartan Company Secretsry Craig Cook Charlty Numbor In Northern Ireland 105583 Company Rgg18tratlon Number N1039135 Reglstered Office 15a Commercial Road Banbridge Co Down BT32 3ES Northern Ireland Princlpal Addre88 15a Commercial Road Banbridge Co Down BT32 3ES Northern Ireland Independent Examlnor Paul Hag8ty & Co Chartered Accountsnts 11 The Square Rostrevor Co Down BT34 3AZ
Futureproof INC Ltd {A company Ilmlled by guarantse, not having a share capltal) DIRECTORS. ANNUAL REPORT for the financial year ermled 31 Marth 2025 The directors present their Directors, Annual Report, combining the Directors, Report and Trustees, Report, and the unaudited financial statements for the financial year ended 31 March 2025. The financial statements ar8 prepared in accordance with the Companies Act 2006, FRS 102 "The Financial Reportlng Standard applicable in the UK and Republic of IrelarKI" and Accounting and Reporting by Charities.. Statement of Recommended Pract1 applicable to charilies preparing their financial statements in accordan with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102). The Directors, Report contains the infomiation required to be provided in the Directors. Annual Report under the Statement of Recommended Practice (SORP) guidelines. The directors of the company are also charity truslees for the purpose of charity law and under the company's constitution are known as members of the board of trustees. In this report the directors of Futureproof INC Ltd present a summary of its purpos8, governan. activities, achievements and financ88 for the financial year 31 March 2025. The company is a registered charity and hence the report and results are presented in a form which compli88 With the requlrements of the Comp8nies Act 2006 and. although not obliged to comply wlth the Statement of Recommended Practicé applicable in the UK and Republic of Ireland FRS 102, the organisalion has Implemented its recommendation8 where relevant in th888 fin8ncial ststements. Ml•8lon, ObJoctivM and Strategy ObJectlv•• Obj8Ctive8 are to promote the benefit of the inhabitants of Nl and ivs environs (the "area of beneflt") wlthout distinction of sex, race or political, r81igious or other opinions by assoclating with the slatutory authorities, voluntary organisations and Inhabitants in a mmOn efft)rt to advance education and provide facilities in the Interests of social welfare for recreation and other leisure time occupallons with the objeci of improving the conditions of life for said inhabitants. Revlew of Achlevemonts and Performanco FutureProof relocated to naw pr8mi88s at 15a Commerclal Road Banbridge on the 01 October 2024. Fitting out and equipment for the new centre was aided by a national Lottery grant of £19,000. The main achievèment was the continued successful delivery ol the Public Health Agen funded Youth Engagem8nt Service CfES) fomierly One Stop Shop project, based in Banbridge with outreach in Craigavon. Over 3,500 young peopl8 (11-25yrs) benefitted from the soclal and recreational f8cilities and health and well-being signposting and support covering a range of issues induding drugs and alcohol, mental heatth, Sexual health, employability and personal development workshops and one to one support. 160 young people w8re r8ferred to specialist support servic8s addressing health and well being issues vlth many of the support services using our premises, free of charge, for service delÈvery. We delivered educational workshops on personal development and drugs and atcohol to young marginali88d young people in Newry in partnership with Newry and Mourne Enterprise Agency on Ihe Work 4 U Plus prograrnme. FutureProof 16 the current Chair of th8 Children and Young People Strategic Planning group for the SHSCT area and attend the Locality Plannlng meetings which have proven very beneficial for networking and disseminaling information and gaining infomiation at>out programmes and servlces operating in the ABC area. Dunlewey AddlctK)n Services contlnue8 to be a valuable partner, delivering their DA-FACTS Prq'ect (counsellinglmentoring. brief int8rventions, information and support for 11-25-year old's who are affected by substsnce mlsuse) from our centre each week. PIPS Protect Life Counsellor continues to probide counselling sesslons from our centre on an as needs basis. Flnanclal Revlew The financial slatements are presented in the stsndard format required by the Companies Act 2006 and the Charities Sorp. The Ststement of Financial Activities (SOFA) shows the gross income from all sources Flnancial Results At the end of the financial year the company has assets of £47,831 (2024 - £32,666) and liabilities of £4,400 (2024 - £4.120). The net assets of the company have increased by £14,885.
Futureproof INC Ltd {A company Ilmited by guarantee, not having a $h•r• rApitsI DIRECTORS, ANNUAL REPORT for Ihe financtal year ended 31 March 2025 Directorn The directors vtho s8rved throughout the financial year, except as noted. were as follows". James Leneghan Cathal Fegan John Mccartan The secretary who served during th8 financial yèar was: Craig Cook Compllance wlth Sector-wlde Leglslation and Stsndard8 The company engages pro-actively with legislation, standards arKI code8 which ar8 developed for th8 8ector. Futureproof INC Lld subscrfbes to and is compliant with the follt)wing: The Companies Act 2006 The Charities SORP (FRS 102) Approved by the rd of Dlrectors on 27 March 2026 and Signed on Its behalf by: es Lèneg
Futureproof INC Ltd IA c¢)mpany Ilmlted by guarantee. not havlng a share ¢apitall STATEMENT OF DIRECTORS, RESPONSIBILITIES for the financial year ended 31 March 2025 The dlrector5 are responsible for preparing the financial sLqtements In accordance with applble law and regulations. Company law requires the director5 to prepare financial statements for each financial year. UrKJer that law the directors have elected to prepare the financtal slatemenls in accordan with United Kingdom Generally AcLepted Accounting Practice (United Kingdom Accounting Standards and appIlble law) including FRS102 'The Financial Reporting Standard applicable in the UK and Republic of Ir8land" Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of th8 compary and of the net income or expenditure of the company for that period. In preparing these financial statements, the directors are required to: select suitable accounting policies and apply them consistenlly", make judgements and estimates that are reasonable and prudent; state whether the finanaal statements have been prepared in accordance with the relevant financial reporting framework, Identlfy those standards, and note the effect and the reasons for any materlal departure from those standards,. and prepa the financial statements the going concem basls unless it 18 inappropriate to pre8ume that the company will continue in operation. The director8 confim that th8y hav8 compli8d with the above requlrements in preparing the financial statements. The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the companV8 transactions and disclose with reasonable accuracy at any time the financi81 position of the company and en8bl8 them to 8n8ur8 that the financlal ststements comply with thè Companies Aci 2006. They are also responslble for safeguarnling the assets of the ccmpany and hence for tsking reasonable 8tep8 for the preventi and detection of fraud and other irregularllles. Approved by th• Board of Dlrector8 on 27 March 2028 and 8lgned on Its behalf by: es Leneg
Futureproof INC Ltd (A company limited by guarantee, not havlng a sharé capitsl) INDEPENDENT EXAMINER'S REPORT TO THE BOARD OF DIRECTORS OF FUTUREPROOF INC LTD We have examined the financial statèments of the company for the financial year ended 31 March 2025, which comprise th8 Stslement of FinanLyal Activitles {incorporating an Income and Expenditure Account), the Batance Sheet and the related notes. Thi5 report is made sorely to the company's members, as a body. in accordance bvtth Chapter 3 of Part 18 of the Companies Act 2006. Our work has been undertak8n so that we might compile the financial statements that we hav8 been engaged to compi18. report to the Board of Directors that we have done so, and state those matters that we have aged to state to them in this report and for no other purpose. To the fullest extent pemiitted by law, we do not accept or assume responsibility to anyone other than the ¢xmpany and the company's members, as a body, for our work, or for this port. Re8p8cthie re8pon$lbllltlos of dlre¢tor8 and examlner The ¢ompanVs trustees {who are also the directors of the company for the purposes of company law) are responsible for the preparation of the financial statements in accordancè with the reqU1MentS of the Companies Act 2006. The companys dir8Ctors consider that an audit is not required for this financial year under Chapter 3 of Part 16 of the Companies Act 2006 and that an Independent examination is required. It is our responsibility to.. examin8 thè financial statements under $8Ction 65 of the Charities Act-, follow the prtxedures laid down by the general Diredions given by the Charity Commission for Northern Ireland under $8Ction 65(9){b) of the Charities Ad: and state whether partIlar matters have come to our attention. Basi8 of Independent ex4mlnerf8 report We have examined your company finaneial statements as required under s8¢tlon 65 of the Charott'es Act and our examination was carried out in acLordan¢e wlth the general Directions given by the Charity Commission for Northem Ireland under sectlon 65(9)Ibl of the Charities Act. An examination includes a review of the acc¢)unling records kept by the o)mpany and a comparison of the financial ststements presented with those records. It a180 Includes consideration of any unusual iterns or disdosur8s in the financial 81atèm8nts and seeking explanations from the directors conceming any such matters. The procedures undertaken do not provlde all the evklence that would be requir8d in an audit and consequently no oplnron 18 given as to whether the accounts present a 'true and fairf view and the report is limlted to those matter8 set out in the 81atement below. In connection with our examlnatlon, no matter has coma to our attention which gN6S U8 cause to believe that in. any matedal respect.. accounting records were not kept In accordance with section 386 of th• Companie8 Act 2CM)6 the financial ststementg do not accord with those accounting records the financial stat8m8nts have not been prepared in accordance wlth the accounting requirement8 of sectlon 396 of the Companie8 Act 2006 and wlth the melhods 8nd principles of the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reportlng Stsndard applicable in the UK and Republic of Ireland (FRS102) there is fijrther information needed for a proper understsnding of the accounts to be reached. Independent examlnef8 8talemftnt We have no concerns and have come across no Oth matters in connectron with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial stat8mènts to b8 reached. PAUL HAGERri & co Chartered Accountants 11 The Square Rostrevor Co Down BT34 3AZ Dats: 27 March 2026
Futureproof INC Ltd IA company limited by guarantee. nol havlng a share rApitsII STATEMENT OF FINANCIAL ACTIVITIES Ilncorporating an Income and Expenditure Account) for the financial year ended 31 March 2025 Unrestrlcted Restrlcted Funds Funds 2025 2025 Totsl UnrestrlGted Restricted Funds Funds Funds 2025 2024 2024 Total Funds 2024 Note8 Incomlng Resources Voluntary nme Charitable adivities - Grants from govemments and other CfunderS Other income 1,800 1.800 540 540 640 160,031 160.031 143,455 143,455 Total incoming re8ourG 540 160.031 160,571 2.440 143,465 145,895 Rewurce8 Expondod Charttable actlvitles 145,686 145,686 2.343 137,874 140,217 Net Incomlngloutgolng rn8ources beforo transfer8 14346 14,885 97 5,581 5,678 Gross transfers between funds Net movement In funds for the flnanGlal yoar 14,345 14,885 97 6,581 5.678 Reconclliation of furKI8: Total funds beginnlng of the yaar 11 10,984 17,562 28,546 10,887 11,981 22,888 Total fund8 at the end of tha year 11.524 31,907 43,431 10,984 17,562 28,548 The Statement of Financial Activities includes all galns and1088e8 recognised in the financial year. All income and expendlture relate to continuifVJ edivities. The notes on pa9t5 10 to 14 fom part of the finanagl statements
Futureproof INC Ltd (A company limited by guarantse, not havlng a share capital) Company Number.. N1039135 BALANCE SHEET as al 31 March 2025 2025 2024 Notes Fixed Assets Tangible assets 19,929 845 Current Assets Cash at bank and in hand 27,902 31,821 Credltorn: Amounts falllng dua wlthln one year {4,400) (4,120) Net Current Asth8 23,502 27,701 Totsl A8gets le88 Current Llabllltle8 43,431 28,546 Fund• ReStrted trust funds General fund (unrestricted) 31.907 11,524 17,582 10,984 T¢)tal fund8 11 43.431 28,546 The8e financial 8tatem8nt8 have b88n prepared in 8ccordanc8 Wlth the special provi8ions relating to small companles within Part 15 of the Companies Act 2008. For the financial year ended 31 March 2025 the company was entitled to exemption from audit under sectlon 477 of the Companie8 Act 2(XJ8; and no notice h88 been dep08ited under 8ectlon 476. The directors ¢cfirn th81 the member8 have not requlred the company to obteln an audit of Its financial ststements for the financlal year in question in accordanc8 with section 476 of tho Companies Act 2006. The directors acknowledge thelr responslbllltie8 for ensurlng that the company keep8 accounting records whl¢h comply with section 386 and for preparing finarKial statements which give a true and fair view of the state of affairs ol the company as at th8 end of the finencial year and of its profit arKI loss for the financial year in accordance with th8 requirements of sections 394 and 395 and which otheThii88 comply with th8 requirements of the Companies Act 21)X re18ting to financial ststemenls. so far as applicabie to the company. d by tho Board of Dlrectorn arKI authori8ed for188ue on 27 March 2026 and slgned on Its behalf by Ja es Loneg Th8 notes on pages 1010 14 torm part of th8 financial statements
Futureproof INC Ltd (A company Ilmlted by guarantse. not havlng a share capltal) NOTES TO THE FINANCIAL STATEMENTS for the financial year ended 31 March 2025 GENERAL INFORMATION Futureproof INC Ltd Is a company limited by guarantee incorporated in Northam Ireland. The registered offi of the company is 15a Commercial Road. Banbridge, Co Down, BT32 3ES, Northem Ireland which is a150 the principal place of business of the company. The financial statements have been presented in Pound {£) which is also the fijnctional currency of the company. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The following accounting policies have been applied consistentty In deallng with rtems which are c(S1dered material in relation to the charitys flnanci81 slatements. Ba818 of preparatlon The financial st8ternents have been prepared on the going nCern basis under the historical cost convention. modified to include c8rtain items at fair value. The financial slalements have been prepared in accordance with the Statement of Recommended Practic8 (SORP) "Accountlng and Reporting by Ch8riti6s preparing their accounts in accordance with the Financial Rep)rting Standard applicabl8 in th8 UK and Republic of Ireland FRS 102" As pemiitted by the Compani8s Act 2006, the company has varied the standard fomats in that act for the Statement of Financial Adivities and the Balance Sheet. Departures from the 8tsndard fomiats are to comply with the requirements of the Charities SORP and are In compllance wlth section 4.7, 10.8 and 15.2 of that SORP. Statgmont of compliance The financial 8tatement8 of the company for the financial year ended 31 December 2017 have been prepared on the going con¢em b8sis and in accordance wlth the Statement of Recommended Practice {SORP) "Accountlng and Reporting by Charities preparing th8ir accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland FRS 102.. Ca8h flow 8tatement The compary has availéd of the exemptlon In FRS 102 from the requirement to produce a cash flow 8t8tement becau it is classified as a sm811 company. Incomlng Re8ourco8 Voluntary income or capital is induded in the Statement of Financi81 Actlvltl8s when the company is legally entitled to it, its flnanclal value can be quantified with reasonable certainty and there is reasonable rtaInty of its ultimate receipt. Entitlement to legacies Is consldered est8blished when the cornpany has been notified of a distribution to be made by the execulors. Income received in advance of due p8rfomance under a contract 15 accounted for as deferred Income until eamed. Grants for activities are recognised as Income when the related condition8 for legal 8ntitl8ment have been met. All other income 18 accounted for on an accwals basis. Income from charftable a¢llvltle8 Income from charitable adivities include income earned from the supply of services under contractual arrangements and from performance retated grants which have conditions that speclfy the provision of particular services to be provid8d by the company. Income from govemment and other co-funders is recognised when the company is legally entitled to the income because it Is fulfilling the conditions contained in thè related funding agreements. ere a grant is received in advanc8. its recL)gnition is deferred and included in creditors. Wiere entitlement c¢curs before Inc¢Jne is received, it is arUed in debtors. Grants from govemments and other u>funders tyFic8lly include one of the following types of condltions: Perfomance based conditions.. whereby the company is contractU811y entitled to fundlng only to the extent thal the core objectives of the grant agreement are achieved. Where ihe company is meeting the core objectives of a grant agreement. it recognises the related expenditure, to the exient that it is reimbursable by the donor. as incoff. -Time based Conditio.. whereby the company is contractually entitled to funding on the condition that it is utilised in a particular period. In these cases the company recognises the income to the extent it is utilised within th8 P8riod slfied in the agreement. In the absence of such conditions, assuming that receipt is probabl8 and the amourrt can be reliabty measured, grant income is recognised once the company is notified of entitlement. 10
continued Futureproof INC Ltd (A company Ilmlted by guarantee, not Iwing a share capital) NOTES TO THE FINANCIAL STATEMENTS for the financial year erKled 31 March 2025 Grants received towards capital exp8nditur8 are credited to th8 Statemènt of Financial Adivities when received or r1vable. whichever is earlier. Re80ur¢e8 Expended All resources expended are accounted for on an accruals basis. Charitable adivities include costs of services and grants, support costs and depreciation on related assets. Costs of generating funds similarly indude fundraising activities. Non-slaff costs not attributed to one category of activity are allocated or apportioned prcprata to the staffing of the relevant service. Finance, HR, IT and admini8tratNe staff costs are directly attrlbutable to individual activities by objective. Governance costs are those associated with constliutional aTh statutory requirements. Tanglbl8 fixed assets and depreciation Tangible fixed assets are stat8d at cost or 8t valuation, 18ss accumulated d8preciation. The tharge to depreciation is calculated to write off the original cost or valuation of tangible fixed assets, less their estimated residual value. over their expected useful lfves as follows.. Fixtures, ffttings and equipment 20*A Re(ng balance Cash •t bank and In hand Cash al bank and in hand comprises cash on deposit at banks requiring les6 than three month8 notice of withdrawal. Taxation and deferred taxation No Current or deferred taxation arises as the company has been granted charitable exemption. Irrecov8rabl8 valued added tsx is expensed as incurred. Deferred tax is recognlsed In respect of all timlng differences that have origlnated but not reversed at the balanc8 sheet dale whére transactions or events havè occurred 8t that datè that will r88uIt in an obligation to pay more tax in the future, or a right to pay18SS t8x in the future. Timing differences are temporary differences beeen the company's taxable income and its results as stated in the financial statements. Deferred tax 18 measured on an undlscounted ba818 at the tax rates that are antldpated to apply in the periods In which the liming differences are expected to reverse, based on tax rates and laws that have been enacted or substantively enacted by the balance sheet date. INCOME DONATIONS AND LEGACIES Unre8tri¢ted Ro8tri¢t•d Fund8 Funds 2025 2024 Donations and legacies 1,800 CHARITABLE ACTMTIES Unre8tr1cted R08trlcted Funds Fund8 2025 2024 Grant8 from gov•mm•nt8 and oth•r co-fund•rn: Sundry Income 540 OTHER INCOME Unrestrictsd Restricted Funds Funds 2025 2024 Grants Received 160,031 160,031 143,455 EXPENDITURE CHARITABLE ACTIVITIES Dlrect Costs Other Support Costs 2025 2024 Charilable Costs 4,982 140,704 145.686 140,217 11
Gontinued Futureproof INC Ltd (A company limit•d by guarantee, not havlng a share capital} NOTES TO THE FINANCIAL STATEMENTS for the financial year ended 31 March 2025 SUPPORT COSTS Charitable Activities 2025 2024 Legal and Oth8r Professional General Office Ac¢ountsn¢y Servi5 Salaries & Wages 570 39,704 570 39,704 3,480 96,950 29,955 3,420 106,214 96,9SO 140,704 140,704 139,589 ANALYSIS OF SUPPORT COSTS 2025 2024 Legal and Other Professional General Office Accountancy Services Salarles & Wage8 570 39.704 3,480 96,950 29.955 3,420 106,214 140,704 139,589 NET INCOMING RESOURCES 2025 2024 Not Incomlng Re8ourco8 are 6tated after ¢h•rging1(cr•dltlng): Depreciation of tangible assets 4.982 211 EMPLOYEES AND REMUNERATION The staff cost8 comprf8e: 2025 2024 W8ge8 and 8aiarres Pension costs 92.347 4,603 101.210 5,004 98,950 106,214 TANGIBLE FIXED ASSETS Flxturng, fittings and equipment Total Cost At 1 April 2024 Additions 45,889 24,066 45,869 24,066 At 31 March 2025 69.935 69,935 Depreclallon At 1 April 2024 Charge for the financial year 45,024 4,982 45,024 4,982 At 31 March 2025 50,008 50,006 Net book value At 31 Marth 2025 19.929 19,929 At 31 March 2024 845 12
continuèd Futureproof INC Ltd IA company Ilmlted by guarantee, not having a share Gapitsll NOTES TO THE FINANCIAL STATEMENTS for the financial year ended 31 Marth 2025 CREDITORS Amounts falllng due within one yea 2025 2024 Taxation and social security costs Accruals and deferred InMe 1,900 2,500 1,620 2,500 4,400 4,120 10. RESERVES 2025 2024 At the beginnlng ofthe year Surplus for the financial year 28,546 14,885 22,868 5.678 At the end of the year 43.431 28,546 FUNDS 11.1 RECONCILIATION OF MOVEMENT IN FUNDS Unre8trlcted Ro8trlcted Funds Fund• Total Fund• At 1 April 2023 Movement during the flnanclal year 10,887 97 11,981 5,581 22,868 5.878 At 31 March 2024 Movement dudng the tlnandal year 10.984 540 17,562 14,345 28,546 14,885 At 31 March 2025 11,524 31.907 43,431 11.2 ANALYSIS OF MOVEMENTS ON FUNDS Balance 1 Aprll 2024 Income Expendlturn Trnn8fèrn between fund8 Balance 31 March 2025 Regtrlcted fund• Restricted Fund Unre•trfcted fund8 Unrestricted Funds 17,562 160,031 145,686 31,907 10,984 11,524 Totsl fund8 28,546 160,571 145,686 43,431 11.3 ANALYSIS OF NET ASSETS BY FUND Flxed assets - charity usè Current assets Current Ilabllltle8 Total Restrlcted trust funds 19,084 16.223 (3,4001 31,W7 Unr8Strict8d general funds 845 11.879 11,000) 11,524 19,929 27,902 14,400) 43,431 13
continued Futureproof INC Ltd (A company Ilmited by guarantee, not havlng a share capital NOTES TO THE FINANCIAL STATEMENTS for the financial year ended 31 Marth 2025 12. STATUS The company is limited by guarantee not having 8 share capital. The liabilty of the members is Ilmlted. Every member of the company urKlartakes to contribute to the assets of the company in the event of ils belng wound up whlle they are members, or within one year theréaftér, for the payment of the debts and liabilities of the company ¢ontract8d before they ceased to be members, and the costs, charges and expenses of wlnding up, and for the adjustment of the rigms of the contributors among themselves, such amount as may be required, not exceeding £ 1. 13. POST4ALANCE SHEET EVENTS There have been no significant events affectlng the Ch8rlty since the financAal yearond. 14
FUTUREPROOF INC LTD (A ¢(xnpary Ilmlt8d by guArants8, not havlng a share capltall SUPPLEMENT Tl RELATING TO THE FINANCIA TATEMENT R THE FINANCIAL YEAR EN 15
Futureproof INC Ltd {A company Ilmlted by guarants•. not having a share capltal) SUPPLEMENTARY INFORMATION RELATING TO THE FINANCIAL STATEMENTS Operaling Statement for the financial year ended 31 March 2025 2025 2024 Income 160,571 145,895 Cost of generating fund8 Direct Costs Gr088 8urplus 160,571 144,928 Exp8n•e• Wages and 8alarie8 Staff defined contribution pension costs Rent payable Facilitation Expens88 Insurance Light and heat Repairs and maintenance Printing, postage and ststion8ry Advertising Telephone Computer costs Travelling and entertsinrnent Legal and professlonal Affountancy Bank ch8fges General expen88s Depreciation Charitable donations 92,347 4,603 17,969 1,797 3,336 2,412 2,065 101,210 5,004 12,192 3,200 3.212 2,719 295 1,13S 2,824 5,146 1,642 570 3,480 2,058 851 3,487 750 3,420 168 250 211 225 1,417 4,982 145,686 139,250 Net gurplu• 14,886 5.678 The supplernentary Infon8ti0n does not foTrn part of the financial statements 16